Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $73,311,000 | 510 |
| Total interest expense | $29,200,000 | 573 |
| Net interest income | $44,111,000 | 461 |
| Provision for loan and lease losses | $2,226,000 | 522 |
| Total noninterest income | $10,312,000 | 606 |
| Gross Fiduciary activities income | $795,000 | 516 |
| Service charges on deposit accounts | $6,634,000 | 237 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,883,000 | 918 |
| Total noninterest expense | $32,156,000 | 516 |
| Salaries and employee benefits | $11,153,000 | 639 |
| Premises and equipment expense | $4,608,000 | 489 |
| Additional noninterest expense | $16,395,000 | 418 |
| Pre-tax net operating income | $20,041,000 | 485 |
| Securities gains (losses) | $498,000 | 344 |
| Applicable income taxes | $6,411,000 | 508 |
| Income before extraordinary items | $14,128,000 | 468 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,128,000 | 468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,359,000 | 582 |
| Cash dividends | $13,500,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $13,784,380 | 475 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $74,986,000 | 507 |
| Total interest expense | $31,589,000 | 551 |
| Net interest income | $43,397,000 | 450 |
| Provision for loan and lease losses | $1,884,000 | 603 |
| Total noninterest income | $8,721,000 | 653 |
| Gross Fiduciary activities income | $773,000 | 520 |
| Service charges on deposit accounts | $5,709,000 | 246 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,239,000 | 1,080 |
| Total noninterest expense | $34,491,000 | 477 |
| Salaries and employee benefits | $11,724,000 | 604 |
| Premises and equipment expense | $5,104,000 | 433 |
| Additional noninterest expense | $17,663,000 | 383 |
| Pre-tax net operating income | $15,743,000 | 532 |
| Securities gains (losses) | $625,000 | 487 |
| Applicable income taxes | $5,009,000 | 581 |
| Income before extraordinary items | $11,359,000 | 516 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $11,359,000 | 516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,013,000 | 472 |
| Cash dividends | $13,100,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $10,927,750 | 517 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $34,958,000 | 977 |
| Total interest expense | $15,208,000 | 1,078 |
| Net interest income | $19,750,000 | 906 |
| Provision for loan and lease losses | $92,000 | 5,344 |
| Total noninterest income | $3,501,000 | 1,173 |
| Gross Fiduciary activities income | $179,000 | 922 |
| Service charges on deposit accounts | $2,655,000 | 505 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $667,000 | 2,289 |
| Total noninterest expense | $16,208,000 | 878 |
| Salaries and employee benefits | $5,294,000 | 1,241 |
| Premises and equipment expense | $2,411,000 | 834 |
| Additional noninterest expense | $8,503,000 | 660 |
| Pre-tax net operating income | $6,951,000 | 1,148 |
| Securities gains (losses) | $55,000 | 1,285 |
| Applicable income taxes | $1,996,000 | 1,335 |
| Income before extraordinary items | $5,010,000 | 1,108 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,010,000 | 1,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,608,000 | 424 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 10,709 |
| Net operating income | $4,970,400 | 1,087 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $98,156,000 | 443 |
| Total interest expense | $41,659,000 | 481 |
| Net interest income | $56,497,000 | 400 |
| Provision for loan and lease losses | $9,258,000 | 214 |
| Total noninterest income | $10,800,000 | 557 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $6,191,000 | 272 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,609,000 | 679 |
| Total noninterest expense | $43,166,000 | 433 |
| Salaries and employee benefits | $13,845,000 | 521 |
| Premises and equipment expense | $5,234,000 | 452 |
| Additional noninterest expense | $24,087,000 | 380 |
| Pre-tax net operating income | $14,873,000 | 568 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $3,967,000 | 700 |
| Income before extraordinary items | $10,924,000 | 537 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,924,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,577,000 | 315 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $10,910,860 | 526 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $106,594,000 | 428 |
| Total interest expense | $48,973,000 | 460 |
| Net interest income | $57,621,000 | 407 |
| Provision for loan and lease losses | $2,721,000 | 474 |
| Total noninterest income | $9,626,000 | 615 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $6,057,000 | 297 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,569,000 | 802 |
| Total noninterest expense | $41,616,000 | 456 |
| Salaries and employee benefits | $14,783,000 | 500 |
| Premises and equipment expense | $5,248,000 | 467 |
| Additional noninterest expense | $21,585,000 | 414 |
| Pre-tax net operating income | $22,910,000 | 436 |
| Securities gains (losses) | $-261,000 | 11,727 |
| Applicable income taxes | $6,641,000 | 509 |
| Income before extraordinary items | $16,008,000 | 416 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $16,008,000 | 415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,952,000 | 457 |
| Cash dividends | $15,500,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $16,193,310 | 408 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $97,520,000 | 415 |
| Total interest expense | $38,383,000 | 441 |
| Net interest income | $59,137,000 | 391 |
| Provision for loan and lease losses | $4,000,000 | 337 |
| Total noninterest income | $9,307,000 | 620 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $5,272,000 | 306 |
| Trading account gains and fees | $9,000 | 385 |
| Additional Noninterest Income | $4,026,000 | 732 |
| Total noninterest expense | $40,735,000 | 462 |
| Salaries and employee benefits | $14,580,000 | 509 |
| Premises and equipment expense | $5,114,000 | 478 |
| Additional noninterest expense | $21,041,000 | 426 |
| Pre-tax net operating income | $23,709,000 | 407 |
| Securities gains (losses) | $36,000 | 1,361 |
| Applicable income taxes | $7,103,000 | 443 |
| Income before extraordinary items | $16,642,000 | 368 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $16,642,000 | 368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,500,000 | 384 |
| Cash dividends | $22,092,000 | 201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $16,616,800 | 378 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $94,609,000 | 414 |
| Total interest expense | $36,819,000 | 451 |
| Net interest income | $57,790,000 | 387 |
| Provision for loan and lease losses | $5,350,000 | 418 |
| Total noninterest income | $9,774,000 | 617 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $4,937,000 | 322 |
| Trading account gains and fees | $5,000 | 460 |
| Additional Noninterest Income | $4,832,000 | 684 |
| Total noninterest expense | $41,430,000 | 469 |
| Salaries and employee benefits | $15,173,000 | 501 |
| Premises and equipment expense | $5,279,000 | 476 |
| Additional noninterest expense | $20,978,000 | 443 |
| Pre-tax net operating income | $20,784,000 | 396 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $6,032,000 | 467 |
| Income before extraordinary items | $14,790,000 | 393 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $14,790,000 | 403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,309,000 | 666 |
| Cash dividends | $7,297,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $14,763,020 | 371 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $95,416,000 | 450 |
| Total interest expense | $41,244,000 | 514 |
| Net interest income | $54,172,000 | 415 |
| Provision for loan and lease losses | $5,100,000 | 586 |
| Total noninterest income | $8,400,000 | 671 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $4,993,000 | 314 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,407,000 | 870 |
| Total noninterest expense | $41,286,000 | 474 |
| Salaries and employee benefits | $14,378,000 | 515 |
| Premises and equipment expense | $4,358,000 | 573 |
| Additional noninterest expense | $22,550,000 | 429 |
| Pre-tax net operating income | $16,186,000 | 416 |
| Securities gains (losses) | $1,229,000 | 562 |
| Applicable income taxes | $4,798,000 | 496 |
| Income before extraordinary items | $12,617,000 | 402 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $12,617,000 | 405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,651,000 | 647 |
| Cash dividends | $5,461,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $11,732,120 | 388 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.