Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 5,876 |
| Total interest expense | $1,738,000 | 6,240 |
| Net interest income | $3,036,000 | 5,571 |
| Provision for loan and lease losses | $109,000 | 4,383 |
| Total noninterest income | $322,000 | 6,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $1,866,000 | 6,532 |
| Salaries and employee benefits | $727,000 | 7,696 |
| Premises and equipment expense | $278,000 | 6,034 |
| Additional noninterest expense | $861,000 | 5,376 |
| Pre-tax net operating income | $1,383,000 | 4,714 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $549,000 | 3,776 |
| Income before extraordinary items | $843,000 | 5,153 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $843,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $889,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $837,240 | 5,240 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 7,388 |
| Total interest expense | $1,214,000 | 8,198 |
| Net interest income | $2,396,000 | 6,747 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $262,000 | 8,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $1,645,000 | 7,371 |
| Salaries and employee benefits | $600,000 | 8,805 |
| Premises and equipment expense | $251,000 | 6,660 |
| Additional noninterest expense | $794,000 | 5,960 |
| Pre-tax net operating income | $1,007,000 | 5,870 |
| Securities gains (losses) | $34,000 | 3,940 |
| Applicable income taxes | $425,000 | 4,793 |
| Income before extraordinary items | $616,000 | 6,663 |
| Extraordinary gains, net | $7,000 | 3,012 |
| Net income | $623,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $539,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $594,240 | 6,581 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 10,997 |
| Total interest expense | $789,000 | 11,386 |
| Net interest income | $1,158,000 | 10,482 |
| Provision for loan and lease losses | $4,000 | 11,584 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $659,000 | 11,742 |
| Salaries and employee benefits | $218,000 | 12,958 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $373,000 | 9,907 |
| Pre-tax net operating income | $596,000 | 7,741 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $218,000 | 7,224 |
| Income before extraordinary items | $385,000 | 8,368 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $385,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $380,520 | 8,056 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.