Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $129,897,000 | 334 |
| Total interest expense | $45,216,000 | 412 |
| Net interest income | $84,681,000 | 265 |
| Provision for loan and lease losses | $9,940,000 | 205 |
| Total noninterest income | $20,067,000 | 393 |
| Gross Fiduciary activities income | $855,000 | 496 |
| Service charges on deposit accounts | $12,395,000 | 157 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $6,817,000 | 550 |
| Total noninterest expense | $59,058,000 | 317 |
| Salaries and employee benefits | $25,726,000 | 313 |
| Premises and equipment expense | $7,647,000 | 322 |
| Additional noninterest expense | $25,685,000 | 315 |
| Pre-tax net operating income | $35,750,000 | 315 |
| Securities gains (losses) | $492,000 | 347 |
| Applicable income taxes | $12,100,000 | 329 |
| Income before extraordinary items | $24,142,000 | 319 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $24,142,000 | 319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,747,000 | 151 |
| Cash dividends | $18,500,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $23,812,360 | 314 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $130,086,000 | 316 |
| Total interest expense | $49,820,000 | 395 |
| Net interest income | $80,266,000 | 267 |
| Provision for loan and lease losses | $12,596,000 | 193 |
| Total noninterest income | $20,501,000 | 374 |
| Gross Fiduciary activities income | $745,000 | 527 |
| Service charges on deposit accounts | $10,319,000 | 169 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $9,437,000 | 451 |
| Total noninterest expense | $67,184,000 | 282 |
| Salaries and employee benefits | $28,000,000 | 275 |
| Premises and equipment expense | $8,106,000 | 287 |
| Additional noninterest expense | $31,078,000 | 276 |
| Pre-tax net operating income | $20,987,000 | 430 |
| Securities gains (losses) | $301,000 | 745 |
| Applicable income taxes | $8,206,000 | 396 |
| Income before extraordinary items | $13,082,000 | 460 |
| Extraordinary gains, net | $-1,662,000 | 10,458 |
| Net income | $11,420,000 | 514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,154,000 | 179 |
| Cash dividends | $16,500,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $44,746,000 | 22 |
| Net operating income | $12,889,360 | 449 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $70,192,000 | 534 |
| Total interest expense | $23,473,000 | 713 |
| Net interest income | $46,719,000 | 427 |
| Provision for loan and lease losses | $5,504,000 | 306 |
| Total noninterest income | $20,824,000 | 344 |
| Gross Fiduciary activities income | $726,000 | 554 |
| Service charges on deposit accounts | $5,713,000 | 254 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $14,385,000 | 328 |
| Total noninterest expense | $31,719,000 | 495 |
| Salaries and employee benefits | $13,552,000 | 506 |
| Premises and equipment expense | $4,865,000 | 446 |
| Additional noninterest expense | $13,302,000 | 466 |
| Pre-tax net operating income | $30,320,000 | 325 |
| Securities gains (losses) | $112,000 | 942 |
| Applicable income taxes | $10,017,000 | 356 |
| Income before extraordinary items | $20,415,000 | 322 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $20,415,000 | 322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,041,000 | 319 |
| Cash dividends | $12,083,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $-1,233,000 | 10,877 |
| Net operating income | $20,339,960 | 312 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,739,000 | 2,812 |
| Total interest expense | $4,198,000 | 3,550 |
| Net interest income | $7,541,000 | 2,388 |
| Provision for loan and lease losses | $107,000 | 4,936 |
| Total noninterest income | $1,382,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $834,000 | 1,601 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $548,000 | 2,738 |
| Total noninterest expense | $5,116,000 | 2,666 |
| Salaries and employee benefits | $2,414,000 | 2,781 |
| Premises and equipment expense | $798,000 | 2,458 |
| Additional noninterest expense | $1,904,000 | 2,578 |
| Pre-tax net operating income | $3,700,000 | 1,962 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $1,285,000 | 1,879 |
| Income before extraordinary items | $2,410,000 | 2,062 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,410,000 | 2,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $2,398,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,413,250 | 2,016 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,421,000 | 2,917 |
| Total interest expense | $3,967,000 | 3,707 |
| Net interest income | $7,454,000 | 2,415 |
| Provision for loan and lease losses | $311,000 | 2,223 |
| Total noninterest income | $1,636,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $724,000 | 1,872 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $912,000 | 1,922 |
| Total noninterest expense | $4,929,000 | 2,752 |
| Salaries and employee benefits | $2,595,000 | 2,577 |
| Premises and equipment expense | $683,000 | 2,878 |
| Additional noninterest expense | $1,651,000 | 2,813 |
| Pre-tax net operating income | $3,850,000 | 1,927 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $1,274,000 | 1,920 |
| Income before extraordinary items | $2,587,000 | 1,941 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,587,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $3,250,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,579,630 | 1,928 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 8,595 |
| Total interest expense | $980,000 | 8,780 |
| Net interest income | $1,698,000 | 8,315 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $331,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,282 |
| Total noninterest expense | $1,223,000 | 8,519 |
| Salaries and employee benefits | $625,000 | 8,447 |
| Premises and equipment expense | $166,000 | 8,170 |
| Additional noninterest expense | $432,000 | 8,508 |
| Pre-tax net operating income | $806,000 | 6,840 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $248,000 | 6,570 |
| Income before extraordinary items | $567,000 | 6,788 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $567,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $494,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $560,700 | 6,882 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 8,808 |
| Total interest expense | $993,000 | 9,143 |
| Net interest income | $1,721,000 | 8,438 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $382,000 | 6,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,544 |
| Total noninterest expense | $1,293,000 | 8,536 |
| Salaries and employee benefits | $632,000 | 8,539 |
| Premises and equipment expense | $169,000 | 8,403 |
| Additional noninterest expense | $492,000 | 8,298 |
| Pre-tax net operating income | $804,000 | 6,790 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $259,000 | 6,663 |
| Income before extraordinary items | $552,000 | 7,134 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $552,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $504,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $547,240 | 6,918 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 9,385 |
| Total interest expense | $1,157,000 | 9,764 |
| Net interest income | $1,615,000 | 8,913 |
| Provision for loan and lease losses | $69,000 | 8,296 |
| Total noninterest income | $375,000 | 6,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,990 |
| Total noninterest expense | $1,184,000 | 9,120 |
| Salaries and employee benefits | $579,000 | 8,998 |
| Premises and equipment expense | $157,000 | 8,918 |
| Additional noninterest expense | $448,000 | 8,986 |
| Pre-tax net operating income | $737,000 | 6,905 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $260,000 | 6,508 |
| Income before extraordinary items | $502,000 | 7,318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $502,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $332,000 | 3,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $485,500 | 7,084 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.