Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,486,000 | 2,425 |
| Total interest expense | $4,601,000 | 3,152 |
| Net interest income | $8,885,000 | 1,978 |
| Provision for loan and lease losses | $-814,000 | 10,194 |
| Total noninterest income | $1,543,000 | 2,252 |
| Gross Fiduciary activities income | $178,000 | 891 |
| Service charges on deposit accounts | $887,000 | 1,474 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $478,000 | 3,040 |
| Total noninterest expense | $4,502,000 | 2,983 |
| Salaries and employee benefits | $2,294,000 | 3,032 |
| Premises and equipment expense | $548,000 | 3,501 |
| Additional noninterest expense | $1,660,000 | 2,598 |
| Pre-tax net operating income | $6,740,000 | 1,143 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,349,000 | 1,074 |
| Income before extraordinary items | $4,391,000 | 1,239 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,391,000 | 1,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $3,600,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,391,000 | 1,222 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,116,000 | 2,159 |
| Total interest expense | $5,366,000 | 2,805 |
| Net interest income | $9,750,000 | 1,748 |
| Provision for loan and lease losses | $1,577,000 | 683 |
| Total noninterest income | $1,659,000 | 2,102 |
| Gross Fiduciary activities income | $258,000 | 818 |
| Service charges on deposit accounts | $1,049,000 | 1,195 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $352,000 | 3,690 |
| Total noninterest expense | $6,914,000 | 1,880 |
| Salaries and employee benefits | $4,052,000 | 1,647 |
| Premises and equipment expense | $620,000 | 3,068 |
| Additional noninterest expense | $2,242,000 | 1,885 |
| Pre-tax net operating income | $2,918,000 | 2,443 |
| Securities gains (losses) | $37,000 | 1,967 |
| Applicable income taxes | $1,091,000 | 2,152 |
| Income before extraordinary items | $1,864,000 | 2,722 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,864,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,407 |
| Cash dividends | $3,547,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,840,320 | 2,677 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,568,000 | 2,236 |
| Total interest expense | $5,127,000 | 2,913 |
| Net interest income | $9,441,000 | 1,848 |
| Provision for loan and lease losses | $389,000 | 2,153 |
| Total noninterest income | $1,780,000 | 1,945 |
| Gross Fiduciary activities income | $171,000 | 936 |
| Service charges on deposit accounts | $1,079,000 | 1,173 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $530,000 | 2,709 |
| Total noninterest expense | $5,778,000 | 2,230 |
| Salaries and employee benefits | $2,988,000 | 2,213 |
| Premises and equipment expense | $603,000 | 3,139 |
| Additional noninterest expense | $2,187,000 | 1,940 |
| Pre-tax net operating income | $5,054,000 | 1,533 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,562,000 | 1,655 |
| Income before extraordinary items | $3,492,000 | 1,540 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,492,000 | 1,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,243 |
| Cash dividends | $1,740,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,492,000 | 1,505 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,985,000 | 2,576 |
| Total interest expense | $4,244,000 | 3,510 |
| Net interest income | $8,741,000 | 2,051 |
| Provision for loan and lease losses | $261,000 | 2,866 |
| Total noninterest income | $1,641,000 | 2,145 |
| Gross Fiduciary activities income | $216,000 | 945 |
| Service charges on deposit accounts | $977,000 | 1,381 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $448,000 | 3,152 |
| Total noninterest expense | $5,257,000 | 2,587 |
| Salaries and employee benefits | $2,881,000 | 2,306 |
| Premises and equipment expense | $591,000 | 3,256 |
| Additional noninterest expense | $1,785,000 | 2,717 |
| Pre-tax net operating income | $4,864,000 | 1,489 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $1,774,000 | 1,369 |
| Income before extraordinary items | $3,096,000 | 1,613 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,096,000 | 1,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-243,000 | 11,353 |
| Cash dividends | $2,098,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,092,160 | 1,577 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,505,000 | 2,672 |
| Total interest expense | $4,192,000 | 3,543 |
| Net interest income | $8,313,000 | 2,164 |
| Provision for loan and lease losses | $527,000 | 1,504 |
| Total noninterest income | $1,496,000 | 2,286 |
| Gross Fiduciary activities income | $177,000 | 1,031 |
| Service charges on deposit accounts | $995,000 | 1,371 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $324,000 | 3,823 |
| Total noninterest expense | $5,155,000 | 2,630 |
| Salaries and employee benefits | $2,753,000 | 2,416 |
| Premises and equipment expense | $532,000 | 3,562 |
| Additional noninterest expense | $1,870,000 | 2,550 |
| Pre-tax net operating income | $4,127,000 | 1,794 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,336,000 | 1,826 |
| Income before extraordinary items | $2,791,000 | 1,809 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,791,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $646,000 | 1,173 |
| Cash dividends | $2,700,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $-405,000 | 10,502 |
| Net operating income | $2,791,000 | 1,785 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,499,000 | 2,895 |
| Total interest expense | $2,718,000 | 4,315 |
| Net interest income | $7,781,000 | 2,312 |
| Provision for loan and lease losses | $360,000 | 1,966 |
| Total noninterest income | $1,582,000 | 2,202 |
| Gross Fiduciary activities income | $198,000 | 1,021 |
| Service charges on deposit accounts | $942,000 | 1,431 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $442,000 | 3,207 |
| Total noninterest expense | $5,318,000 | 2,613 |
| Salaries and employee benefits | $3,106,000 | 2,131 |
| Premises and equipment expense | $595,000 | 3,293 |
| Additional noninterest expense | $1,617,000 | 3,102 |
| Pre-tax net operating income | $3,685,000 | 1,932 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,364,000 | 1,692 |
| Income before extraordinary items | $2,321,000 | 2,103 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,321,000 | 2,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,981 |
| Cash dividends | $1,536,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,321,000 | 2,123 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,737,000 | 3,172 |
| Total interest expense | $2,448,000 | 4,918 |
| Net interest income | $7,289,000 | 2,453 |
| Provision for loan and lease losses | $630,000 | 1,788 |
| Total noninterest income | $1,455,000 | 2,502 |
| Gross Fiduciary activities income | $144,000 | 1,135 |
| Service charges on deposit accounts | $872,000 | 1,567 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $439,000 | 3,546 |
| Total noninterest expense | $4,758,000 | 2,974 |
| Salaries and employee benefits | $2,517,000 | 2,629 |
| Premises and equipment expense | $547,000 | 3,587 |
| Additional noninterest expense | $1,694,000 | 3,147 |
| Pre-tax net operating income | $3,356,000 | 2,031 |
| Securities gains (losses) | $-25,000 | 12,965 |
| Applicable income taxes | $1,326,000 | 1,759 |
| Income before extraordinary items | $2,005,000 | 2,514 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,005,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 1,617 |
| Cash dividends | $1,020,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,021,000 | 2,335 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,350,000 | 3,379 |
| Total interest expense | $3,084,000 | 5,041 |
| Net interest income | $7,266,000 | 2,502 |
| Provision for loan and lease losses | $1,230,000 | 1,608 |
| Total noninterest income | $1,370,000 | 2,567 |
| Gross Fiduciary activities income | $142,000 | 1,160 |
| Service charges on deposit accounts | $888,000 | 1,522 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $340,000 | 4,104 |
| Total noninterest expense | $4,716,000 | 3,026 |
| Salaries and employee benefits | $2,533,000 | 2,558 |
| Premises and equipment expense | $373,000 | 5,080 |
| Additional noninterest expense | $1,810,000 | 3,043 |
| Pre-tax net operating income | $2,690,000 | 2,298 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $969,000 | 2,172 |
| Income before extraordinary items | $1,753,000 | 2,623 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,753,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $781,000 | 1,843 |
| Cash dividends | $1,234,000 | 1,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,732,520 | 2,453 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.