Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,056,000 | 1,482 |
| Total interest expense | $9,539,000 | 1,574 |
| Net interest income | $12,517,000 | 1,392 |
| Provision for loan and lease losses | $1,741,000 | 631 |
| Total noninterest income | $3,052,000 | 1,328 |
| Gross Fiduciary activities income | $301,000 | 771 |
| Service charges on deposit accounts | $1,559,000 | 848 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,192,000 | 1,646 |
| Total noninterest expense | $7,768,000 | 1,775 |
| Salaries and employee benefits | $3,296,000 | 2,131 |
| Premises and equipment expense | $762,000 | 2,668 |
| Additional noninterest expense | $3,710,000 | 1,241 |
| Pre-tax net operating income | $6,060,000 | 1,267 |
| Securities gains (losses) | $31,000 | 1,173 |
| Applicable income taxes | $1,982,000 | 1,240 |
| Income before extraordinary items | $4,109,000 | 1,321 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,109,000 | 1,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,748,000 | 492 |
| Cash dividends | $2,050,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,088,230 | 1,305 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,319,000 | 1,327 |
| Total interest expense | $11,022,000 | 1,400 |
| Net interest income | $13,297,000 | 1,276 |
| Provision for loan and lease losses | $1,165,000 | 859 |
| Total noninterest income | $3,099,000 | 1,317 |
| Gross Fiduciary activities income | $274,000 | 802 |
| Service charges on deposit accounts | $1,570,000 | 785 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,255,000 | 1,581 |
| Total noninterest expense | $9,462,000 | 1,392 |
| Salaries and employee benefits | $3,775,000 | 1,757 |
| Premises and equipment expense | $1,218,000 | 1,615 |
| Additional noninterest expense | $4,469,000 | 1,032 |
| Pre-tax net operating income | $5,769,000 | 1,300 |
| Securities gains (losses) | $75,000 | 1,462 |
| Applicable income taxes | $1,947,000 | 1,300 |
| Income before extraordinary items | $3,897,000 | 1,364 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,897,000 | 1,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,348,000 | 605 |
| Cash dividends | $6,500,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,846,750 | 1,322 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $24,470,000 | 1,355 |
| Total interest expense | $10,885,000 | 1,435 |
| Net interest income | $13,585,000 | 1,274 |
| Provision for loan and lease losses | $862,000 | 1,119 |
| Total noninterest income | $2,968,000 | 1,304 |
| Gross Fiduciary activities income | $298,000 | 806 |
| Service charges on deposit accounts | $1,516,000 | 848 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,154,000 | 1,600 |
| Total noninterest expense | $8,865,000 | 1,482 |
| Salaries and employee benefits | $3,882,000 | 1,691 |
| Premises and equipment expense | $1,222,000 | 1,597 |
| Additional noninterest expense | $3,761,000 | 1,176 |
| Pre-tax net operating income | $6,826,000 | 1,166 |
| Securities gains (losses) | $41,000 | 1,451 |
| Applicable income taxes | $2,291,000 | 1,179 |
| Income before extraordinary items | $4,576,000 | 1,197 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,576,000 | 1,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $736,000 | 984 |
| Cash dividends | $2,975,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,548,530 | 1,179 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,680,000 | 1,435 |
| Total interest expense | $10,331,000 | 1,543 |
| Net interest income | $13,349,000 | 1,345 |
| Provision for loan and lease losses | $821,000 | 1,184 |
| Total noninterest income | $2,571,000 | 1,516 |
| Gross Fiduciary activities income | $290,000 | 873 |
| Service charges on deposit accounts | $1,303,000 | 1,014 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $978,000 | 1,846 |
| Total noninterest expense | $8,877,000 | 1,593 |
| Salaries and employee benefits | $4,068,000 | 1,638 |
| Premises and equipment expense | $1,310,000 | 1,551 |
| Additional noninterest expense | $3,499,000 | 1,516 |
| Pre-tax net operating income | $6,222,000 | 1,172 |
| Securities gains (losses) | $43,000 | 1,439 |
| Applicable income taxes | $2,051,000 | 1,205 |
| Income before extraordinary items | $4,214,000 | 1,200 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,214,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $574,000 | 1,282 |
| Cash dividends | $2,188,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,185,190 | 1,186 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,520,000 | 2,178 |
| Total interest expense | $6,760,000 | 2,305 |
| Net interest income | $8,760,000 | 2,051 |
| Provision for loan and lease losses | $139,000 | 3,796 |
| Total noninterest income | $2,116,000 | 1,748 |
| Gross Fiduciary activities income | $187,000 | 1,022 |
| Service charges on deposit accounts | $669,000 | 2,019 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,260,000 | 1,544 |
| Total noninterest expense | $7,229,000 | 1,922 |
| Salaries and employee benefits | $2,826,000 | 2,346 |
| Premises and equipment expense | $908,000 | 2,206 |
| Additional noninterest expense | $3,495,000 | 1,483 |
| Pre-tax net operating income | $3,508,000 | 2,097 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,195,000 | 2,038 |
| Income before extraordinary items | $2,313,000 | 2,185 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,313,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $894,000 | 943 |
| Cash dividends | $8,488,000 | 434 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,313,000 | 2,157 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,721,000 | 1,319 |
| Total interest expense | $8,978,000 | 1,444 |
| Net interest income | $14,743,000 | 1,233 |
| Provision for loan and lease losses | $2,499,000 | 487 |
| Total noninterest income | $4,501,000 | 993 |
| Gross Fiduciary activities income | $277,000 | 931 |
| Service charges on deposit accounts | $1,052,000 | 1,276 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,172,000 | 848 |
| Total noninterest expense | $13,476,000 | 1,115 |
| Salaries and employee benefits | $5,576,000 | 1,209 |
| Premises and equipment expense | $1,628,000 | 1,285 |
| Additional noninterest expense | $6,272,000 | 983 |
| Pre-tax net operating income | $3,269,000 | 2,179 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $1,068,000 | 2,095 |
| Income before extraordinary items | $2,204,000 | 2,218 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,204,000 | 2,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,372,000 | 499 |
| Cash dividends | $1,299,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,201,990 | 2,242 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,964,000 | 1,317 |
| Total interest expense | $9,738,000 | 1,382 |
| Net interest income | $14,226,000 | 1,264 |
| Provision for loan and lease losses | $3,155,000 | 588 |
| Total noninterest income | $4,808,000 | 1,015 |
| Gross Fiduciary activities income | $292,000 | 948 |
| Service charges on deposit accounts | $1,132,000 | 1,182 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,384,000 | 882 |
| Total noninterest expense | $14,115,000 | 1,115 |
| Salaries and employee benefits | $5,323,000 | 1,260 |
| Premises and equipment expense | $1,673,000 | 1,277 |
| Additional noninterest expense | $7,119,000 | 973 |
| Pre-tax net operating income | $1,764,000 | 3,758 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $489,000 | 4,269 |
| Income before extraordinary items | $1,275,000 | 3,787 |
| Extraordinary gains, net | $35,000 | 2,385 |
| Net income | $1,310,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,845,000 | 583 |
| Cash dividends | $1,794,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,275,000 | 3,588 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,400,000 | 1,387 |
| Total interest expense | $11,242,000 | 1,559 |
| Net interest income | $15,158,000 | 1,237 |
| Provision for loan and lease losses | $2,597,000 | 940 |
| Total noninterest income | $4,997,000 | 979 |
| Gross Fiduciary activities income | $319,000 | 919 |
| Service charges on deposit accounts | $1,224,000 | 1,068 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,454,000 | 864 |
| Total noninterest expense | $14,432,000 | 1,099 |
| Salaries and employee benefits | $4,918,000 | 1,363 |
| Premises and equipment expense | $1,667,000 | 1,314 |
| Additional noninterest expense | $7,847,000 | 930 |
| Pre-tax net operating income | $3,126,000 | 1,988 |
| Securities gains (losses) | $364,000 | 1,364 |
| Applicable income taxes | $1,088,000 | 1,955 |
| Income before extraordinary items | $2,402,000 | 1,893 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,402,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,043,000 | 949 |
| Cash dividends | $2,153,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,150,840 | 1,968 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.