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Community First Banking Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$11,558,000	2,640
Total interest expense	$3,886,000	2,310
Net interest income	$7,672,000	2,758
Provision for loan and lease losses	$332,000	1,581
Total noninterest income	$1,693,000	2,189
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$526,000	1,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,167,000	2,129
Total noninterest expense	$6,150,000	2,742
Salaries and employee benefits	$3,280,000	2,815
Premises and equipment expense	$618,000	2,663
Additional noninterest expense	$1,167,000	2,129
Pre-tax net operating income	$2,883,000	2,557
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$2,883,000	2,386
Extraordinary gains, net	$0	54
Net income	$2,883,000	2,410
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,883,000	2,389
Net charge-offs	$29,000	2,045
Cash dividends	$1,842,000	1,608
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,883,000	2,395
2023-09-30 (YTD Data)		Rank
Total interest income	$8,487,000	2,649
Total interest expense	$2,693,000	2,285
Net interest income	$5,794,000	2,759
Provision for loan and lease losses	$172,000	1,797
Total noninterest income	$1,258,000	2,184
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$389,000	1,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$869,000	2,131
Total noninterest expense	$4,553,000	2,751
Salaries and employee benefits	$2,455,000	2,809
Premises and equipment expense	$450,000	2,713
Additional noninterest expense	$869,000	2,131
Pre-tax net operating income	$2,327,000	2,528
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$2,327,000	2,329
Extraordinary gains, net	$0	52
Net income	$2,327,000	2,351
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,327,000	2,331
Net charge-offs	$28,000	1,741
Cash dividends	$1,500,000	1,357
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,327,000	2,354
2023-06-30 (YTD Data)		Rank
Total interest income	$5,517,000	2,660
Total interest expense	$1,624,000	2,243
Net interest income	$3,893,000	2,771
Provision for loan and lease losses	$0	2,940
Total noninterest income	$846,000	2,139
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$253,000	1,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$593,000	2,025
Total noninterest expense	$3,039,000	2,742
Salaries and employee benefits	$1,624,000	2,818
Premises and equipment expense	$296,000	2,727
Additional noninterest expense	$593,000	2,022
Pre-tax net operating income	$1,700,000	2,452
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$1,700,000	2,248
Extraordinary gains, net	$0	51
Net income	$1,700,000	2,275
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,700,000	2,248
Net charge-offs	$15,000	1,656
Cash dividends	$1,260,000	1,221
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,700,000	2,263
2023-03-31 (YTD Data)		Rank
Total interest income	$2,655,000	2,706
Total interest expense	$762,000	2,152
Net interest income	$1,893,000	2,822
Provision for loan and lease losses	$0	2,612
Total noninterest income	$436,000	2,104
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$123,000	1,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	1,960
Total noninterest expense	$1,535,000	2,771
Salaries and employee benefits	$817,000	2,853
Premises and equipment expense	$140,000	2,847
Additional noninterest expense	$313,000	1,960
Pre-tax net operating income	$794,000	2,578
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$794,000	2,391
Extraordinary gains, net	$0	4
Net income	$794,000	2,391
Minority interest net income	$0	48
Net income of bank and minority interests.	$794,000	2,391
Net charge-offs	$13,000	1,282
Cash dividends	$1,020,000	796
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$794,000	2,413
2022-12-31 (YTD Data)		Rank
Total interest income	$9,253,000	2,637
Total interest expense	$1,205,000	2,178
Net interest income	$8,048,000	2,674
Provision for loan and lease losses	$20,000	2,792
Total noninterest income	$1,605,000	2,266
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$471,000	1,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,134,000	2,203
Total noninterest expense	$5,819,000	2,793
Salaries and employee benefits	$2,970,000	2,958
Premises and equipment expense	$693,000	2,507
Additional noninterest expense	$1,134,000	2,203
Pre-tax net operating income	$3,814,000	2,363
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$3,814,000	2,164
Extraordinary gains, net	$0	5
Net income	$3,814,000	2,163
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,814,000	2,163
Net charge-offs	$-19,000	3,809
Cash dividends	$2,070,000	1,450
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,814,000	2,193
2022-09-30 (YTD Data)		Rank
Total interest income	$6,762,000	2,610
Total interest expense	$764,000	2,093
Net interest income	$5,998,000	2,667
Provision for loan and lease losses	$20,000	2,559
Total noninterest income	$1,179,000	2,317
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$348,000	1,774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$831,000	2,264
Total noninterest expense	$4,249,000	2,818
Salaries and employee benefits	$2,173,000	2,982
Premises and equipment expense	$500,000	2,563
Additional noninterest expense	$831,000	2,264
Pre-tax net operating income	$2,908,000	2,324
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$2,908,000	2,122
Extraordinary gains, net	$0	4
Net income	$2,908,000	2,122
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,908,000	2,121
Net charge-offs	$-15,000	3,724
Cash dividends	$1,740,000	1,234
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,908,000	2,151
2022-06-30 (YTD Data)		Rank
Total interest income	$4,380,000	2,619
Total interest expense	$439,000	2,128
Net interest income	$3,941,000	2,647
Provision for loan and lease losses	$20,000	2,253
Total noninterest income	$784,000	2,328
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$230,000	1,779
Trading account gains and fees	NA	NA
Additional Noninterest Income	$554,000	2,284
Total noninterest expense	$2,810,000	2,830
Salaries and employee benefits	$1,438,000	2,999
Premises and equipment expense	$328,000	2,582
Additional noninterest expense	$1,044,000	2,549
Pre-tax net operating income	$1,895,000	2,274
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,895,000	2,055
Extraordinary gains, net	$0	4
Net income	$1,895,000	2,055
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,895,000	2,055
Net charge-offs	$-17,000	3,831
Cash dividends	$1,410,000	1,101
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,895,000	2,092
2022-03-31 (YTD Data)		Rank
Total interest income	$2,181,000	2,589
Total interest expense	$206,000	2,164
Net interest income	$1,975,000	2,604
Provision for loan and lease losses	$20,000	1,778
Total noninterest income	$390,000	2,305
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$115,000	1,759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$275,000	2,276
Total noninterest expense	$1,397,000	2,846
Salaries and employee benefits	$718,000	2,996
Premises and equipment expense	$163,000	2,607
Additional noninterest expense	$516,000	2,534
Pre-tax net operating income	$948,000	2,160
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$948,000	1,981
Extraordinary gains, net	$0	4
Net income	$948,000	1,980
Minority interest net income	$0	50
Net income of bank and minority interests.	$948,000	1,981
Net charge-offs	$-14,000	4,031
Cash dividends	$1,080,000	732
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$948,000	2,000
2021-12-31 (YTD Data)		Rank
Total interest income	$8,800,000	2,665
Total interest expense	$943,000	2,295
Net interest income	$7,857,000	2,675
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,500,000	2,542
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$408,000	1,834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,092,000	2,540
Total noninterest expense	$5,380,000	2,901
Salaries and employee benefits	$2,795,000	3,038
Premises and equipment expense	$552,000	2,877
Additional noninterest expense	$2,033,000	2,575
Pre-tax net operating income	$3,977,000	2,338
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$3,977,000	2,174
Extraordinary gains, net	$0	10
Net income	$3,977,000	2,175
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,977,000	2,175
Net charge-offs	$-60,000	4,191
Cash dividends	$2,130,000	1,463
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,977,000	2,152
2021-09-30 (YTD Data)		Rank
Total interest income	$6,777,000	2,668
Total interest expense	$722,000	2,360
Net interest income	$6,055,000	2,685
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,100,000	2,607
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$296,000	1,871
Trading account gains and fees	NA	NA
Additional Noninterest Income	$804,000	2,599
Total noninterest expense	$4,014,000	2,923
Salaries and employee benefits	$2,102,000	3,051
Premises and equipment expense	$408,000	2,923
Additional noninterest expense	$1,504,000	2,582
Pre-tax net operating income	$3,141,000	2,372
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$3,141,000	2,184
Extraordinary gains, net	$0	8
Net income	$3,141,000	2,183
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,141,000	2,184
Net charge-offs	$-43,000	4,158
Cash dividends	$1,740,000	1,273
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,141,000	2,158
2021-06-30 (YTD Data)		Rank
Total interest income	$4,394,000	2,711
Total interest expense	$501,000	2,378
Net interest income	$3,893,000	2,730
Provision for loan and lease losses	$0	2,862
Total noninterest income	$699,000	2,625
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$177,000	1,953
Trading account gains and fees	NA	NA
Additional Noninterest Income	$522,000	2,591
Total noninterest expense	$2,684,000	2,919
Salaries and employee benefits	$1,400,000	3,056
Premises and equipment expense	$279,000	2,875
Additional noninterest expense	$1,005,000	2,568
Pre-tax net operating income	$1,908,000	2,466
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,908,000	2,289
Extraordinary gains, net	$0	6
Net income	$1,908,000	2,287
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,908,000	2,289
Net charge-offs	$-36,000	4,263
Cash dividends	$1,410,000	1,101
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,908,000	2,257
2021-03-31 (YTD Data)		Rank
Total interest income	$2,124,000	2,756
Total interest expense	$259,000	2,393
Net interest income	$1,865,000	2,779
Provision for loan and lease losses	$0	2,741
Total noninterest income	$343,000	2,651
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$88,000	1,954
Trading account gains and fees	NA	NA
Additional Noninterest Income	$255,000	2,602
Total noninterest expense	$1,306,000	2,952
Salaries and employee benefits	$693,000	3,056
Premises and equipment expense	$136,000	2,927
Additional noninterest expense	$477,000	2,620
Pre-tax net operating income	$902,000	2,518
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$902,000	2,358
Extraordinary gains, net	$0	3
Net income	$902,000	2,356
Minority interest net income	$0	55
Net income of bank and minority interests.	$902,000	2,358
Net charge-offs	$-17,000	4,270
Cash dividends	$1,095,000	705
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$902,000	2,310
2020-12-31 (YTD Data)		Rank
Total interest income	$8,203,000	2,837
Total interest expense	$1,345,000	2,538
Net interest income	$6,858,000	2,847
Provision for loan and lease losses	$70,000	3,748
Total noninterest income	$1,504,000	2,422
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$418,000	1,841
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,086,000	2,401
Total noninterest expense	$5,205,000	2,929
Salaries and employee benefits	$2,665,000	3,120
Premises and equipment expense	$575,000	2,823
Additional noninterest expense	$1,965,000	2,563
Pre-tax net operating income	$3,087,000	2,392
Securities gains (losses)	$100,000	1,388
Applicable income taxes	$0	3,697
Income before extraordinary items	$3,187,000	2,222
Extraordinary gains, net	$0	4
Net income	$3,187,000	2,222
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,187,000	2,222
Net charge-offs	$30,000	2,651
Cash dividends	$1,965,000	1,561
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,087,000	2,219
2020-09-30 (YTD Data)		Rank
Total interest income	$6,086,000	2,878
Total interest expense	$1,047,000	2,571
Net interest income	$5,039,000	2,881
Provision for loan and lease losses	$60,000	3,613
Total noninterest income	$965,000	2,568
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$308,000	1,848
Trading account gains and fees	NA	NA
Additional Noninterest Income	$657,000	2,574
Total noninterest expense	$3,758,000	2,993
Salaries and employee benefits	$1,959,000	3,128
Premises and equipment expense	$426,000	2,843
Additional noninterest expense	$1,373,000	2,670
Pre-tax net operating income	$2,186,000	2,457
Securities gains (losses)	$100,000	1,217
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,286,000	2,264
Extraordinary gains, net	$0	4
Net income	$2,286,000	2,264
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,286,000	2,264
Net charge-offs	$-16,000	4,369
Cash dividends	$1,653,000	1,266
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,186,000	2,266
2020-06-30 (YTD Data)		Rank
Total interest income	$4,060,000	2,912
Total interest expense	$724,000	2,603
Net interest income	$3,336,000	2,919
Provision for loan and lease losses	$30,000	3,658
Total noninterest income	$644,000	2,518
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$211,000	1,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$433,000	2,523
Total noninterest expense	$2,517,000	2,988
Salaries and employee benefits	$1,321,000	3,134
Premises and equipment expense	$283,000	2,852
Additional noninterest expense	$913,000	2,664
Pre-tax net operating income	$1,433,000	2,447
Securities gains (losses)	$100,000	984
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,533,000	2,208
Extraordinary gains, net	$0	4
Net income	$1,533,000	2,208
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,533,000	2,208
Net charge-offs	$-21,000	4,534
Cash dividends	$1,336,000	1,080
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,433,000	2,256
2020-03-31 (YTD Data)		Rank
Total interest income	$2,043,000	2,898
Total interest expense	$389,000	2,649
Net interest income	$1,654,000	2,910
Provision for loan and lease losses	$0	3,711
Total noninterest income	$327,000	2,408
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$121,000	1,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$206,000	2,408
Total noninterest expense	$1,265,000	3,002
Salaries and employee benefits	$662,000	3,145
Premises and equipment expense	$144,000	2,840
Additional noninterest expense	$459,000	2,678
Pre-tax net operating income	$716,000	2,315
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$716,000	2,133
Extraordinary gains, net	$0	4
Net income	$716,000	2,131
Minority interest net income	$0	56
Net income of bank and minority interests.	$716,000	2,133
Net charge-offs	$-4,000	4,126
Cash dividends	$1,024,000	792
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$716,000	2,100
2019-12-31 (YTD Data)		Rank
Total interest income	$8,084,000	2,945
Total interest expense	$1,676,000	2,605
Net interest income	$6,408,000	2,976
Provision for loan and lease losses	$15,000	3,785
Total noninterest income	$1,360,000	2,416
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$492,000	1,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$868,000	2,414
Total noninterest expense	$4,971,000	3,012
Salaries and employee benefits	$2,490,000	3,242
Premises and equipment expense	$560,000	2,915
Additional noninterest expense	$1,921,000	2,628
Pre-tax net operating income	$2,782,000	2,573
Securities gains (losses)	$21,000	1,630
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,803,000	2,390
Extraordinary gains, net	$0	11
Net income	$2,803,000	2,391
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,803,000	2,392
Net charge-offs	$105,000	2,176
Cash dividends	$1,859,000	1,657
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,782,000	2,364
2019-09-30 (YTD Data)		Rank
Total interest income	$6,070,000	2,980
Total interest expense	$1,290,000	2,592
Net interest income	$4,780,000	3,027
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,012,000	2,437
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$370,000	1,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$642,000	2,417
Total noninterest expense	$3,679,000	3,067
Salaries and employee benefits	$1,871,000	3,259
Premises and equipment expense	$395,000	3,038
Additional noninterest expense	$1,413,000	2,670
Pre-tax net operating income	$2,113,000	2,624
Securities gains (losses)	$14,000	1,557
Applicable income taxes	$0	3,902
Income before extraordinary items	$2,127,000	2,428
Extraordinary gains, net	$0	11
Net income	$2,127,000	2,429
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,127,000	2,429
Net charge-offs	$295,000	1,046
Cash dividends	$1,555,000	1,421
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,113,000	2,411
2019-06-30 (YTD Data)		Rank
Total interest income	$4,053,000	2,985
Total interest expense	$865,000	2,554
Net interest income	$3,188,000	3,043
Provision for loan and lease losses	$0	3,685
Total noninterest income	$678,000	2,389
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$249,000	1,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$429,000	2,387
Total noninterest expense	$2,462,000	3,079
Salaries and employee benefits	$1,251,000	3,266
Premises and equipment expense	$258,000	3,084
Additional noninterest expense	$953,000	2,685
Pre-tax net operating income	$1,404,000	2,626
Securities gains (losses)	$5,000	1,370
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,409,000	2,413
Extraordinary gains, net	$0	11
Net income	$1,409,000	2,413
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,409,000	2,413
Net charge-offs	$-4,000	4,200
Cash dividends	$1,251,000	1,243
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,404,000	2,396
2019-03-31 (YTD Data)		Rank
Total interest income	$1,979,000	3,042
Total interest expense	$419,000	2,574
Net interest income	$1,560,000	3,109
Provision for loan and lease losses	$0	3,406
Total noninterest income	$331,000	2,401
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$122,000	1,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	2,361
Total noninterest expense	$1,209,000	3,134
Salaries and employee benefits	$613,000	3,342
Premises and equipment expense	$131,000	3,108
Additional noninterest expense	$465,000	2,724
Pre-tax net operating income	$682,000	2,612
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$682,000	2,398
Extraordinary gains, net	$0	5
Net income	$682,000	2,397
Minority interest net income	$0	52
Net income of bank and minority interests.	$682,000	2,397
Net charge-offs	$-1,000	3,818
Cash dividends	$950,000	878
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$682,000	2,385
2018-12-31 (YTD Data)		Rank
Total interest income	$7,382,000	3,072
Total interest expense	$986,000	2,949
Net interest income	$6,396,000	3,055
Provision for loan and lease losses	$225,000	2,260
Total noninterest income	$1,359,000	2,453
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$552,000	1,840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$807,000	2,489
Total noninterest expense	$4,916,000	3,086
Salaries and employee benefits	$2,642,000	3,183
Premises and equipment expense	$490,000	3,183
Additional noninterest expense	$1,784,000	2,806
Pre-tax net operating income	$2,614,000	2,712
Securities gains (losses)	$17,000	610
Applicable income taxes	$0	3,978
Income before extraordinary items	$2,631,000	2,517
Extraordinary gains, net	$0	6
Net income	$2,631,000	2,516
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,631,000	2,516
Net charge-offs	$-2,000	4,252
Cash dividends	$2,080,000	1,423
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,614,000	2,523
2018-09-30 (YTD Data)		Rank
Total interest income	$5,504,000	3,092
Total interest expense	$662,000	3,047
Net interest income	$4,842,000	3,059
Provision for loan and lease losses	$225,000	1,851
Total noninterest income	$1,004,000	2,503
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$405,000	1,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$599,000	2,527
Total noninterest expense	$3,685,000	3,094
Salaries and employee benefits	$1,991,000	3,174
Premises and equipment expense	$362,000	3,263
Additional noninterest expense	$1,332,000	2,814
Pre-tax net operating income	$1,936,000	2,795
Securities gains (losses)	$17,000	605
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,953,000	2,560
Extraordinary gains, net	$0	5
Net income	$1,953,000	2,559
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,953,000	2,559
Net charge-offs	$3,000	3,293
Cash dividends	$1,490,000	1,320
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,936,000	2,561
2018-06-30 (YTD Data)		Rank
Total interest income	$3,654,000	3,086
Total interest expense	$428,000	3,032
Net interest income	$3,226,000	3,060
Provision for loan and lease losses	$205,000	1,493
Total noninterest income	$654,000	2,534
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$268,000	1,893
Trading account gains and fees	NA	NA
Additional Noninterest Income	$386,000	2,569
Total noninterest expense	$2,467,000	3,103
Salaries and employee benefits	$1,330,000	3,198
Premises and equipment expense	$239,000	3,297
Additional noninterest expense	$898,000	2,803
Pre-tax net operating income	$1,208,000	2,861
Securities gains (losses)	$19,000	488
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,227,000	2,633
Extraordinary gains, net	$0	6
Net income	$1,227,000	2,632
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,227,000	2,632
Net charge-offs	$-6,000	4,367
Cash dividends	$1,195,000	1,174
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,208,000	2,649
2018-03-31 (YTD Data)		Rank
Total interest income	$1,800,000	3,118
Total interest expense	$205,000	3,045
Net interest income	$1,595,000	3,096
Provision for loan and lease losses	$125,000	1,284
Total noninterest income	$307,000	2,591
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$133,000	1,911
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	2,651
Total noninterest expense	$1,248,000	3,110
Salaries and employee benefits	$662,000	3,218
Premises and equipment expense	$123,000	3,267
Additional noninterest expense	$463,000	2,778
Pre-tax net operating income	$529,000	3,025
Securities gains (losses)	$19,000	353
Applicable income taxes	$0	3,948
Income before extraordinary items	$548,000	2,762
Extraordinary gains, net	$0	7
Net income	$548,000	2,762
Minority interest net income	$0	52
Net income of bank and minority interests.	$548,000	2,762
Net charge-offs	$-4,000	4,365
Cash dividends	$900,000	789
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$529,000	2,792
2017-12-31 (YTD Data)		Rank
Total interest income	$6,913,000	3,145
Total interest expense	$651,000	3,256
Net interest income	$6,262,000	3,098
Provision for loan and lease losses	$200,000	2,355
Total noninterest income	$1,286,000	2,599
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$448,000	2,216
Trading account gains and fees	NA	NA
Additional Noninterest Income	$838,000	2,510
Total noninterest expense	$4,803,000	3,174
Salaries and employee benefits	$2,627,000	3,238
Premises and equipment expense	$451,000	3,440
Additional noninterest expense	$1,725,000	2,929
Pre-tax net operating income	$2,545,000	2,723
Securities gains (losses)	$18,000	1,369
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,563,000	2,294
Extraordinary gains, net	$0	9
Net income	$2,563,000	2,294
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,563,000	2,294
Net charge-offs	$98,000	2,452
Cash dividends	$2,635,000	1,132
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,545,000	2,280
2017-09-30 (YTD Data)		Rank
Total interest income	$5,137,000	3,192
Total interest expense	$476,000	3,297
Net interest income	$4,661,000	3,138
Provision for loan and lease losses	$180,000	2,116
Total noninterest income	$952,000	2,642
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$335,000	2,227
Trading account gains and fees	NA	NA
Additional Noninterest Income	$617,000	2,548
Total noninterest expense	$3,519,000	3,237
Salaries and employee benefits	$1,924,000	3,297
Premises and equipment expense	$340,000	3,465
Additional noninterest expense	$1,255,000	3,000
Pre-tax net operating income	$1,914,000	2,780
Securities gains (losses)	$18,000	1,361
Applicable income taxes	$17,000	3,760
Income before extraordinary items	$1,915,000	2,481
Extraordinary gains, net	$0	9
Net income	$1,915,000	2,480
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,915,000	2,481
Net charge-offs	$35,000	2,680
Cash dividends	$1,635,000	1,227
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,897,180	2,476
2017-06-30 (YTD Data)		Rank
Total interest income	$3,402,000	3,196
Total interest expense	$322,000	3,245
Net interest income	$3,080,000	3,154
Provision for loan and lease losses	$120,000	2,050
Total noninterest income	$641,000	2,627
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$219,000	2,245
Trading account gains and fees	NA	NA
Additional Noninterest Income	$422,000	2,522
Total noninterest expense	$2,355,000	3,250
Salaries and employee benefits	$1,280,000	3,316
Premises and equipment expense	$235,000	3,431
Additional noninterest expense	$840,000	3,005
Pre-tax net operating income	$1,246,000	2,786
Securities gains (losses)	$18,000	1,032
Applicable income taxes	$11,000	3,790
Income before extraordinary items	$1,253,000	2,449
Extraordinary gains, net	$0	11
Net income	$1,253,000	2,449
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,253,000	2,449
Net charge-offs	$1,000	3,381
Cash dividends	$1,335,000	1,054
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,235,180	2,454
2017-03-31 (YTD Data)		Rank
Total interest income	$1,684,000	3,216
Total interest expense	$155,000	3,302
Net interest income	$1,529,000	3,173
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$328,000	2,600
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$115,000	2,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$213,000	2,499
Total noninterest expense	$1,174,000	3,282
Salaries and employee benefits	$646,000	3,334
Premises and equipment expense	$117,000	3,483
Additional noninterest expense	$411,000	3,063
Pre-tax net operating income	$623,000	2,739
Securities gains (losses)	$0	1,153
Applicable income taxes	$4,000	3,816
Income before extraordinary items	$619,000	2,388
Extraordinary gains, net	$0	8
Net income	$619,000	2,387
Minority interest net income	$0	55
Net income of bank and minority interests.	$619,000	2,388
Net charge-offs	$-3,000	4,448
Cash dividends	$1,035,000	697
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$619,000	2,368
2016-12-31 (YTD Data)		Rank
Total interest income	$6,701,000	3,210
Total interest expense	$592,000	3,358
Net interest income	$6,109,000	3,157
Provision for loan and lease losses	$125,000	2,879
Total noninterest income	$1,289,000	2,673
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$395,000	2,490
Trading account gains and fees	$0	170
Additional Noninterest Income	$894,000	2,530
Total noninterest expense	$4,756,000	3,285
Salaries and employee benefits	$2,353,000	3,525
Premises and equipment expense	$505,000	3,360
Additional noninterest expense	$1,898,000	2,851
Pre-tax net operating income	$2,517,000	2,667
Securities gains (losses)	$72,000	1,583
Applicable income taxes	$1,000	4,208
Income before extraordinary items	$2,588,000	2,348
Extraordinary gains, net	$0	5
Net income	$2,588,000	2,345
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,588,000	2,347
Net charge-offs	$484,000	1,100
Cash dividends	$1,890,000	1,497
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,516,000	2,343
2016-09-30 (YTD Data)		Rank
Total interest income	$5,006,000	3,229
Total interest expense	$456,000	3,316
Net interest income	$4,550,000	3,182
Provision for loan and lease losses	$65,000	3,131
Total noninterest income	$1,024,000	2,612
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$304,000	2,446
Trading account gains and fees	$0	169
Additional Noninterest Income	$720,000	2,454
Total noninterest expense	$3,573,000	3,279
Salaries and employee benefits	$1,730,000	3,561
Premises and equipment expense	$368,000	3,427
Additional noninterest expense	$1,475,000	2,785
Pre-tax net operating income	$1,936,000	2,673
Securities gains (losses)	$72,000	1,491
Applicable income taxes	$1,000	4,258
Income before extraordinary items	$2,007,000	2,341
Extraordinary gains, net	$0	5
Net income	$2,007,000	2,340
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,007,000	2,341
Net charge-offs	$93,000	2,122
Cash dividends	$1,620,000	1,219
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,935,000	2,342
2016-06-30 (YTD Data)		Rank
Total interest income	$3,302,000	3,262
Total interest expense	$310,000	3,283
Net interest income	$2,992,000	3,224
Provision for loan and lease losses	$38,000	3,151
Total noninterest income	$619,000	2,710
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$186,000	2,559
Trading account gains and fees	$0	157
Additional Noninterest Income	$433,000	2,562
Total noninterest expense	$2,401,000	3,289
Salaries and employee benefits	$1,146,000	3,603
Premises and equipment expense	$234,000	3,546
Additional noninterest expense	$1,021,000	2,731
Pre-tax net operating income	$1,172,000	2,794
Securities gains (losses)	$72,000	1,182
Applicable income taxes	$9,000	3,977
Income before extraordinary items	$1,235,000	2,450
Extraordinary gains, net	$0	16
Net income	$1,235,000	2,449
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,235,000	2,449
Net charge-offs	$4,000	3,372
Cash dividends	$1,350,000	1,050
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,163,720	2,468
2016-03-31 (YTD Data)		Rank
Total interest income	$1,637,000	3,286
Total interest expense	$159,000	3,240
Net interest income	$1,478,000	3,251
Provision for loan and lease losses	$20,000	2,874
Total noninterest income	$263,000	2,927
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$78,000	2,880
Trading account gains and fees	$0	142
Additional Noninterest Income	$185,000	2,707
Total noninterest expense	$1,226,000	3,266
Salaries and employee benefits	$566,000	3,647
Premises and equipment expense	$115,000	3,591
Additional noninterest expense	$545,000	2,592
Pre-tax net operating income	$495,000	3,063
Securities gains (losses)	$48,000	852
Applicable income taxes	$6,000	3,887
Income before extraordinary items	$537,000	2,634
Extraordinary gains, net	$0	12
Net income	$537,000	2,634
Minority interest net income	$0	62
Net income of bank and minority interests.	$537,000	2,634
Net charge-offs	$4,000	2,652
Cash dividends	$1,080,000	692
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$489,480	2,739
2015-12-31 (YTD Data)		Rank
Total interest income	$6,378,000	3,322
Total interest expense	$588,000	3,423
Net interest income	$5,790,000	3,265
Provision for loan and lease losses	$100,000	3,023
Total noninterest income	$1,174,000	2,824
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$358,000	2,724
Trading account gains and fees	$0	159
Additional Noninterest Income	$816,000	2,620
Total noninterest expense	$4,131,000	3,647
Salaries and employee benefits	$2,160,000	3,741
Premises and equipment expense	$373,000	4,032
Additional noninterest expense	$1,598,000	3,275
Pre-tax net operating income	$2,733,000	2,479
Securities gains (losses)	$20,000	2,240
Applicable income taxes	$41,000	3,709
Income before extraordinary items	$2,712,000	2,201
Extraordinary gains, net	$0	23
Net income	$2,712,000	2,201
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,712,000	2,202
Net charge-offs	$5,000	4,193
Cash dividends	$1,680,000	1,521
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,692,200	2,169
2015-09-30 (YTD Data)		Rank
Total interest income	$4,730,000	3,380
Total interest expense	$450,000	3,437
Net interest income	$4,280,000	3,325
Provision for loan and lease losses	$65,000	3,061
Total noninterest income	$857,000	2,875
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$266,000	2,751
Trading account gains and fees	$0	153
Additional Noninterest Income	$591,000	2,689
Total noninterest expense	$2,993,000	3,738
Salaries and employee benefits	$1,563,000	3,832
Premises and equipment expense	$276,000	4,123
Additional noninterest expense	$1,154,000	3,364
Pre-tax net operating income	$2,079,000	2,503
Securities gains (losses)	$20,000	2,017
Applicable income taxes	$33,000	3,798
Income before extraordinary items	$2,066,000	2,208
Extraordinary gains, net	$0	21
Net income	$2,066,000	2,210
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,066,000	2,209
Net charge-offs	$2,000	3,995
Cash dividends	$1,410,000	1,275
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,046,400	2,187
2015-06-30 (YTD Data)		Rank
Total interest income	$3,107,000	3,409
Total interest expense	$308,000	3,401
Net interest income	$2,799,000	3,380
Provision for loan and lease losses	$50,000	2,882
Total noninterest income	$593,000	2,835
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$179,000	2,710
Trading account gains and fees	$0	157
Additional Noninterest Income	$414,000	2,630
Total noninterest expense	$2,011,000	3,754
Salaries and employee benefits	$1,080,000	3,785
Premises and equipment expense	$184,000	4,157
Additional noninterest expense	$747,000	3,434
Pre-tax net operating income	$1,331,000	2,548
Securities gains (losses)	$20,000	1,718
Applicable income taxes	$26,000	3,757
Income before extraordinary items	$1,325,000	2,255
Extraordinary gains, net	$0	22
Net income	$1,325,000	2,257
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,325,000	2,257
Net charge-offs	$2,000	3,666
Cash dividends	$1,140,000	1,108
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,305,400	2,235
2015-03-31 (YTD Data)		Rank
Total interest income	$1,541,000	3,433
Total interest expense	$162,000	3,325
Net interest income	$1,379,000	3,414
Provision for loan and lease losses	$35,000	2,380
Total noninterest income	$291,000	2,838
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$86,000	2,760
Trading account gains and fees	$0	152
Additional Noninterest Income	$205,000	2,594
Total noninterest expense	$984,000	3,830
Salaries and employee benefits	$507,000	3,947
Premises and equipment expense	$96,000	4,109
Additional noninterest expense	$381,000	3,390
Pre-tax net operating income	$651,000	2,552
Securities gains (losses)	$0	2,027
Applicable income taxes	$18,000	3,566
Income before extraordinary items	$633,000	2,304
Extraordinary gains, net	$0	13
Net income	$633,000	2,305
Minority interest net income	$0	64
Net income of bank and minority interests.	$633,000	2,305
Net charge-offs	$-3,000	4,874
Cash dividends	$870,000	756
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$633,000	2,238
2014-12-31 (YTD Data)		Rank
Total interest income	$6,261,000	3,426
Total interest expense	$668,000	3,405
Net interest income	$5,593,000	3,400
Provision for loan and lease losses	$195,000	2,523
Total noninterest income	$1,117,000	2,935
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$402,000	2,683
Trading account gains and fees	$0	180
Additional Noninterest Income	$715,000	2,780
Total noninterest expense	$4,166,000	3,739
Salaries and employee benefits	$2,156,000	3,836
Premises and equipment expense	$422,000	3,973
Additional noninterest expense	$1,588,000	3,421
Pre-tax net operating income	$2,349,000	2,700
Securities gains (losses)	$112,000	1,169
Applicable income taxes	$8,000	4,244
Income before extraordinary items	$2,453,000	2,339
Extraordinary gains, net	$0	17
Net income	$2,453,000	2,339
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,453,000	2,339
Net charge-offs	$375,000	1,785
Cash dividends	$720,000	2,436
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,341,000	2,376
2014-09-30 (YTD Data)		Rank
Total interest income	$4,687,000	3,459
Total interest expense	$514,000	3,394
Net interest income	$4,173,000	3,435
Provision for loan and lease losses	$140,000	2,452
Total noninterest income	$772,000	3,091
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$302,000	2,697
Trading account gains and fees	$0	174
Additional Noninterest Income	$470,000	2,989
Total noninterest expense	$3,056,000	3,810
Salaries and employee benefits	$1,597,000	3,872
Premises and equipment expense	$355,000	3,811
Additional noninterest expense	$1,104,000	3,607
Pre-tax net operating income	$1,749,000	2,756
Securities gains (losses)	$49,000	1,463
Applicable income taxes	$5,000	4,323
Income before extraordinary items	$1,793,000	2,402
Extraordinary gains, net	$0	15
Net income	$1,793,000	2,403
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,793,000	2,402
Net charge-offs	$374,000	1,401
Cash dividends	$480,000	2,248
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,744,000	2,411
2014-06-30 (YTD Data)		Rank
Total interest income	$3,115,000	3,470
Total interest expense	$350,000	3,391
Net interest income	$2,765,000	3,444
Provision for loan and lease losses	$80,000	2,568
Total noninterest income	$546,000	2,962
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$203,000	2,676
Trading account gains and fees	$0	172
Additional Noninterest Income	$343,000	2,852
Total noninterest expense	$2,034,000	3,843
Salaries and employee benefits	$1,092,000	3,836
Premises and equipment expense	$218,000	4,003
Additional noninterest expense	$724,000	3,656
Pre-tax net operating income	$1,197,000	2,660
Securities gains (losses)	$5,000	2,165
Applicable income taxes	$3,000	4,347
Income before extraordinary items	$1,199,000	2,343
Extraordinary gains, net	$0	20
Net income	$1,199,000	2,347
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,199,000	2,347
Net charge-offs	$106,000	2,129
Cash dividends	$480,000	1,857
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,194,000	2,303
2014-03-31 (YTD Data)		Rank
Total interest income	$1,545,000	3,518
Total interest expense	$180,000	3,387
Net interest income	$1,365,000	3,491
Provision for loan and lease losses	$80,000	1,764
Total noninterest income	$260,000	3,005
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$98,000	2,708
Trading account gains and fees	$0	147
Additional Noninterest Income	$162,000	2,858
Total noninterest expense	$978,000	3,952
Salaries and employee benefits	$518,000	3,985
Premises and equipment expense	$115,000	3,929
Additional noninterest expense	$345,000	3,768
Pre-tax net operating income	$567,000	2,674
Securities gains (losses)	$0	1,715
Applicable income taxes	$1,000	4,330
Income before extraordinary items	$566,000	2,364
Extraordinary gains, net	$0	16
Net income	$566,000	2,365
Minority interest net income	$0	66
Net income of bank and minority interests.	$566,000	2,366
Net charge-offs	$33,000	2,158
Cash dividends	$240,000	1,633
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$566,000	2,323
2013-12-31 (YTD Data)		Rank
Total interest income	$6,304,000	3,504
Total interest expense	$826,000	3,377
Net interest income	$5,478,000	3,479
Provision for loan and lease losses	$170,000	3,152
Total noninterest income	$1,073,000	3,074
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$455,000	2,565
Trading account gains and fees	$0	184
Additional Noninterest Income	$618,000	3,074
Total noninterest expense	$4,044,000	3,895
Salaries and employee benefits	$2,184,000	3,890
Premises and equipment expense	$398,000	4,232
Additional noninterest expense	$1,462,000	3,717
Pre-tax net operating income	$2,337,000	2,574
Securities gains (losses)	$41,000	1,942
Applicable income taxes	$0	4,631
Income before extraordinary items	$2,378,000	2,290
Extraordinary gains, net	$0	29
Net income	$2,378,000	2,293
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,378,000	2,292
Net charge-offs	$344,000	2,415
Cash dividends	$1,014,000	1,905
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,337,000	2,272
2013-09-30 (YTD Data)		Rank
Total interest income	$4,661,000	3,568
Total interest expense	$646,000	3,364
Net interest income	$4,015,000	3,561
Provision for loan and lease losses	$160,000	2,863
Total noninterest income	$813,000	3,108
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$344,000	2,572
Trading account gains and fees	$0	180
Additional Noninterest Income	$469,000	3,110
Total noninterest expense	$2,986,000	3,946
Salaries and employee benefits	$1,619,000	3,915
Premises and equipment expense	$294,000	4,291
Additional noninterest expense	$1,073,000	3,764
Pre-tax net operating income	$1,682,000	2,724
Securities gains (losses)	$41,000	1,802
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,723,000	2,383
Extraordinary gains, net	$0	25
Net income	$1,723,000	2,388
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,723,000	2,388
Net charge-offs	$239,000	2,365
Cash dividends	$1,014,000	1,431
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,682,000	2,361
2013-06-30 (YTD Data)		Rank
Total interest income	$3,150,000	3,545
Total interest expense	$443,000	3,351
Net interest income	$2,707,000	3,525
Provision for loan and lease losses	$110,000	2,850
Total noninterest income	$544,000	3,146
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$230,000	2,531
Trading account gains and fees	$0	157
Additional Noninterest Income	$314,000	3,142
Total noninterest expense	$2,010,000	3,944
Salaries and employee benefits	$1,082,000	3,931
Premises and equipment expense	$195,000	4,321
Additional noninterest expense	$733,000	3,712
Pre-tax net operating income	$1,131,000	2,680
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,131,000	2,395
Extraordinary gains, net	$0	22
Net income	$1,131,000	2,404
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,131,000	2,402
Net charge-offs	$179,000	2,206
Cash dividends	$1,014,000	1,065
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,131,000	2,311
2013-03-31 (YTD Data)		Rank
Total interest income	$1,596,000	3,541
Total interest expense	$226,000	3,398
Net interest income	$1,370,000	3,520
Provision for loan and lease losses	$60,000	2,589
Total noninterest income	$269,000	3,151
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$115,000	2,529
Trading account gains and fees	$0	148
Additional Noninterest Income	$154,000	3,143
Total noninterest expense	$985,000	4,026
Salaries and employee benefits	$547,000	3,940
Premises and equipment expense	$100,000	4,297
Additional noninterest expense	$338,000	3,939
Pre-tax net operating income	$594,000	2,567
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$594,000	2,276
Extraordinary gains, net	$0	10
Net income	$594,000	2,278
Minority interest net income	$0	76
Net income of bank and minority interests.	$594,000	2,278
Net charge-offs	$71,000	2,158
Cash dividends	$849,000	644
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$594,000	2,188
2012-12-31 (YTD Data)		Rank
Total interest income	$6,420,000	3,662
Total interest expense	$1,002,000	3,604
Net interest income	$5,418,000	3,609
Provision for loan and lease losses	$320,000	3,281
Total noninterest income	$1,202,000	2,962
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$495,000	2,514
Trading account gains and fees	$0	166
Additional Noninterest Income	$707,000	2,875
Total noninterest expense	$3,792,000	4,184
Salaries and employee benefits	$2,116,000	4,003
Premises and equipment expense	$366,000	4,500
Additional noninterest expense	$1,310,000	4,135
Pre-tax net operating income	$2,508,000	2,400
Securities gains (losses)	$155,000	1,911
Applicable income taxes	$2,000	4,597
Income before extraordinary items	$2,661,000	2,057
Extraordinary gains, net	$0	29
Net income	$2,661,000	2,055
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,661,000	2,058
Net charge-offs	$233,000	3,607
Cash dividends	$1,854,000	1,292
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,506,000	2,044
2012-09-30 (YTD Data)		Rank
Total interest income	$4,833,000	3,723
Total interest expense	$771,000	3,664
Net interest income	$4,062,000	3,672
Provision for loan and lease losses	$225,000	3,327
Total noninterest income	$915,000	2,957
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$376,000	2,506
Trading account gains and fees	$0	157
Additional Noninterest Income	$539,000	2,832
Total noninterest expense	$2,823,000	4,217
Salaries and employee benefits	$1,575,000	4,034
Premises and equipment expense	$270,000	4,598
Additional noninterest expense	$978,000	4,152
Pre-tax net operating income	$1,929,000	2,421
Securities gains (losses)	$0	3,575
Applicable income taxes	$2,000	4,631
Income before extraordinary items	$1,927,000	2,181
Extraordinary gains, net	$0	20
Net income	$1,927,000	2,181
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,927,000	2,182
Net charge-offs	$223,000	3,168
Cash dividends	$1,526,000	977
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,927,000	2,055
2012-06-30 (YTD Data)		Rank
Total interest income	$3,242,000	3,738
Total interest expense	$528,000	3,690
Net interest income	$2,714,000	3,685
Provision for loan and lease losses	$135,000	3,493
Total noninterest income	$615,000	2,892
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$247,000	2,510
Trading account gains and fees	$0	153
Additional Noninterest Income	$368,000	2,765
Total noninterest expense	$1,877,000	4,238
Salaries and employee benefits	$1,056,000	4,041
Premises and equipment expense	$175,000	4,691
Additional noninterest expense	$646,000	4,211
Pre-tax net operating income	$1,317,000	2,355
Securities gains (losses)	$0	3,178
Applicable income taxes	$2,000	4,564
Income before extraordinary items	$1,315,000	2,110
Extraordinary gains, net	$0	19
Net income	$1,315,000	2,109
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,315,000	2,110
Net charge-offs	$251,000	2,491
Cash dividends	$1,309,000	781
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,315,000	1,999
2012-03-31 (YTD Data)		Rank
Total interest income	$1,646,000	3,741
Total interest expense	$274,000	3,711
Net interest income	$1,372,000	3,675
Provision for loan and lease losses	$90,000	2,992
Total noninterest income	$321,000	2,836
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$126,000	2,454
Trading account gains and fees	$0	148
Additional Noninterest Income	$195,000	2,705
Total noninterest expense	$968,000	4,185
Salaries and employee benefits	$546,000	3,975
Premises and equipment expense	$94,000	4,532
Additional noninterest expense	$328,000	4,164
Pre-tax net operating income	$635,000	2,431
Securities gains (losses)	$0	2,210
Applicable income taxes	$2,000	4,463
Income before extraordinary items	$633,000	2,162
Extraordinary gains, net	$0	19
Net income	$633,000	2,163
Minority interest net income	$0	78
Net income of bank and minority interests.	$633,000	2,164
Net charge-offs	$-58,000	7,091
Cash dividends	$1,126,000	424
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$633,000	2,059
2011-12-31 (YTD Data)		Rank
Total interest income	$6,487,000	3,865
Total interest expense	$1,302,000	3,787
Net interest income	$5,185,000	3,813
Provision for loan and lease losses	$450,000	3,593
Total noninterest income	$1,217,000	2,768
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$547,000	2,390
Trading account gains and fees	$0	146
Additional Noninterest Income	$670,000	2,700
Total noninterest expense	$3,679,000	4,357
Salaries and employee benefits	$2,098,000	4,048
Premises and equipment expense	$404,000	4,541
Additional noninterest expense	$1,177,000	4,510
Pre-tax net operating income	$2,273,000	2,274
Securities gains (losses)	$75,000	2,282
Applicable income taxes	$6,000	4,407
Income before extraordinary items	$2,342,000	1,972
Extraordinary gains, net	$0	29
Net income	$2,342,000	1,973
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,342,000	1,973
Net charge-offs	$339,000	3,658
Cash dividends	$923,000	1,723
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,267,000	1,947
2011-09-30 (YTD Data)		Rank
Total interest income	$4,849,000	3,912
Total interest expense	$1,031,000	3,753
Net interest income	$3,818,000	3,874
Provision for loan and lease losses	$380,000	3,300
Total noninterest income	$943,000	2,716
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$404,000	2,437
Trading account gains and fees	$0	145
Additional Noninterest Income	$539,000	2,590
Total noninterest expense	$2,724,000	4,391
Salaries and employee benefits	$1,549,000	4,092
Premises and equipment expense	$307,000	4,557
Additional noninterest expense	$868,000	4,558
Pre-tax net operating income	$1,657,000	2,393
Securities gains (losses)	$16,000	2,895
Applicable income taxes	$6,000	4,372
Income before extraordinary items	$1,667,000	2,130
Extraordinary gains, net	$0	21
Net income	$1,667,000	2,129
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,667,000	2,131
Net charge-offs	$238,000	3,508
Cash dividends	$746,000	1,432
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,651,000	2,057
2011-06-30 (YTD Data)		Rank
Total interest income	$3,193,000	3,962
Total interest expense	$732,000	3,708
Net interest income	$2,461,000	3,977
Provision for loan and lease losses	$260,000	3,196
Total noninterest income	$625,000	2,728
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$271,000	2,407
Trading account gains and fees	$0	153
Additional Noninterest Income	$354,000	2,634
Total noninterest expense	$1,797,000	4,462
Salaries and employee benefits	$1,039,000	4,099
Premises and equipment expense	$193,000	4,745
Additional noninterest expense	$565,000	4,672
Pre-tax net operating income	$1,029,000	2,491
Securities gains (losses)	$0	2,914
Applicable income taxes	$6,000	4,255
Income before extraordinary items	$1,023,000	2,230
Extraordinary gains, net	$0	15
Net income	$1,023,000	2,230
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,023,000	2,230
Net charge-offs	$204,000	3,097
Cash dividends	$539,000	1,354
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,023,000	2,154
2011-03-31 (YTD Data)		Rank
Total interest income	$1,564,000	4,049
Total interest expense	$369,000	3,795
Net interest income	$1,195,000	4,054
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$287,000	2,902
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$135,000	2,385
Trading account gains and fees	$0	158
Additional Noninterest Income	$152,000	2,879
Total noninterest expense	$871,000	4,564
Salaries and employee benefits	$514,000	4,152
Premises and equipment expense	$99,000	4,717
Additional noninterest expense	$258,000	4,932
Pre-tax net operating income	$461,000	2,716
Securities gains (losses)	$0	1,772
Applicable income taxes	$14,000	3,619
Income before extraordinary items	$447,000	2,452
Extraordinary gains, net	$0	9
Net income	$447,000	2,451
Minority interest net income	$0	86
Net income of bank and minority interests.	$447,000	2,452
Net charge-offs	$91,000	2,826
Cash dividends	$387,000	950
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$447,000	2,404
2010-12-31 (YTD Data)		Rank
Total interest income	$6,694,000	4,018
Total interest expense	$1,671,000	4,014
Net interest income	$5,023,000	3,953
Provision for loan and lease losses	$460,000	4,263
Total noninterest income	$1,445,000	2,580
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$560,000	2,429
Trading account gains and fees	$0	175
Additional Noninterest Income	$885,000	2,357
Total noninterest expense	$3,866,000	4,302
Salaries and employee benefits	$1,941,000	4,324
Premises and equipment expense	$427,000	4,590
Additional noninterest expense	$1,498,000	4,013
Pre-tax net operating income	$2,142,000	2,119
Securities gains (losses)	$0	3,793
Applicable income taxes	$106,000	3,195
Income before extraordinary items	$2,036,000	1,993
Extraordinary gains, net	$0	29
Net income	$2,036,000	1,993
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,036,000	1,994
Net charge-offs	$254,000	4,509
Cash dividends	$892,000	1,638
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,036,000	1,913
2010-09-30 (YTD Data)		Rank
Total interest income	$5,037,000	4,091
Total interest expense	$1,312,000	4,043
Net interest income	$3,725,000	4,029
Provision for loan and lease losses	$375,000	3,997
Total noninterest income	$1,098,000	2,561
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$418,000	2,505
Trading account gains and fees	$0	165
Additional Noninterest Income	$680,000	2,308
Total noninterest expense	$2,833,000	4,386
Salaries and employee benefits	$1,459,000	4,344
Premises and equipment expense	$323,000	4,642
Additional noninterest expense	$1,051,000	4,169
Pre-tax net operating income	$1,615,000	2,245
Securities gains (losses)	$0	3,651
Applicable income taxes	$106,000	3,078
Income before extraordinary items	$1,509,000	2,131
Extraordinary gains, net	$0	23
Net income	$1,509,000	2,133
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,509,000	2,134
Net charge-offs	$205,000	4,207
Cash dividends	$591,000	1,585
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,509,000	2,037
2010-06-30 (YTD Data)		Rank
Total interest income	$3,320,000	4,162
Total interest expense	$916,000	4,027
Net interest income	$2,404,000	4,120
Provision for loan and lease losses	$225,000	4,053
Total noninterest income	$751,000	2,464
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$270,000	2,565
Trading account gains and fees	$0	152
Additional Noninterest Income	$481,000	2,139
Total noninterest expense	$1,943,000	4,323
Salaries and employee benefits	$986,000	4,327
Premises and equipment expense	$223,000	4,580
Additional noninterest expense	$734,000	4,010
Pre-tax net operating income	$987,000	2,398
Securities gains (losses)	$0	3,184
Applicable income taxes	$106,000	2,733
Income before extraordinary items	$881,000	2,336
Extraordinary gains, net	$0	19
Net income	$881,000	2,332
Minority interest net income	$0	105
Net income of bank and minority interests.	$881,000	2,335
Net charge-offs	$166,000	3,724
Cash dividends	$400,000	1,555
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$881,000	2,245
2010-03-31 (YTD Data)		Rank
Total interest income	$1,704,000	4,148
Total interest expense	$485,000	4,018
Net interest income	$1,219,000	4,112
Provision for loan and lease losses	$121,000	3,691
Total noninterest income	$485,000	2,080
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$133,000	2,584
Trading account gains and fees	$0	175
Additional Noninterest Income	$352,000	1,652
Total noninterest expense	$1,017,000	4,232
Salaries and employee benefits	$513,000	4,275
Premises and equipment expense	$125,000	4,370
Additional noninterest expense	$379,000	3,938
Pre-tax net operating income	$566,000	2,196
Securities gains (losses)	$0	2,284
Applicable income taxes	$103,000	2,089
Income before extraordinary items	$463,000	2,278
Extraordinary gains, net	$0	16
Net income	$463,000	2,277
Minority interest net income	$0	91
Net income of bank and minority interests.	$463,000	2,278
Net charge-offs	$129,000	2,883
Cash dividends	$188,000	1,453
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$463,000	2,193
2009-12-31 (YTD Data)		Rank
Total interest income	$7,574,000	3,968
Total interest expense	$2,607,000	3,785
Net interest income	$4,967,000	3,968
Provision for loan and lease losses	$835,000	3,787
Total noninterest income	$1,216,000	2,954
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$632,000	2,444
Trading account gains and fees	$0	211
Additional Noninterest Income	$584,000	2,938
Total noninterest expense	$4,066,000	4,297
Salaries and employee benefits	$1,981,000	4,400
Premises and equipment expense	$526,000	4,236
Additional noninterest expense	$1,559,000	3,981
Pre-tax net operating income	$1,282,000	2,604
Securities gains (losses)	$84,000	2,282
Applicable income taxes	$38,000	3,392
Income before extraordinary items	$1,328,000	2,314
Extraordinary gains, net	$0	34
Net income	$1,328,000	2,310
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,328,000	2,312
Net charge-offs	$633,000	3,486
Cash dividends	$443,000	2,711
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,246,520	2,373
2009-09-30 (YTD Data)		Rank
Total interest income	$5,754,000	3,997
Total interest expense	$2,075,000	3,764
Net interest income	$3,679,000	4,001
Provision for loan and lease losses	$610,000	3,496
Total noninterest income	$920,000	2,986
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$478,000	2,447
Trading account gains and fees	$0	212
Additional Noninterest Income	$442,000	3,024
Total noninterest expense	$3,059,000	4,299
Salaries and employee benefits	$1,519,000	4,344
Premises and equipment expense	$383,000	4,364
Additional noninterest expense	$1,157,000	3,967
Pre-tax net operating income	$930,000	2,865
Securities gains (losses)	$84,000	1,958
Applicable income taxes	$28,000	3,645
Income before extraordinary items	$986,000	2,504
Extraordinary gains, net	$0	27
Net income	$986,000	2,502
Minority interest net income	$0	118
Net income of bank and minority interests.	$986,000	2,505
Net charge-offs	$420,000	3,276
Cash dividends	$337,000	2,495
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$904,520	2,599
2009-06-30 (YTD Data)		Rank
Total interest income	$3,865,000	4,003
Total interest expense	$1,454,000	3,753
Net interest income	$2,411,000	4,026
Provision for loan and lease losses	$385,000	3,343
Total noninterest income	$628,000	2,951
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$322,000	2,393
Trading account gains and fees	$0	193
Additional Noninterest Income	$306,000	2,974
Total noninterest expense	$2,008,000	4,380
Salaries and employee benefits	$1,018,000	4,383
Premises and equipment expense	$251,000	4,437
Additional noninterest expense	$739,000	4,112
Pre-tax net operating income	$646,000	2,899
Securities gains (losses)	$13,000	2,499
Applicable income taxes	$19,000	3,735
Income before extraordinary items	$640,000	2,654
Extraordinary gains, net	$0	21
Net income	$640,000	2,651
Minority interest net income	$0	112
Net income of bank and minority interests.	$640,000	2,653
Net charge-offs	$358,000	2,730
Cash dividends	$307,000	2,163
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$627,390	2,603
2009-03-31 (YTD Data)		Rank
Total interest income	$1,953,000	4,009
Total interest expense	$760,000	3,736
Net interest income	$1,193,000	4,056
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$287,000	3,108
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$160,000	2,326
Trading account gains and fees	$0	171
Additional Noninterest Income	$127,000	3,246
Total noninterest expense	$984,000	4,347
Salaries and employee benefits	$505,000	4,431
Premises and equipment expense	$131,000	4,367
Additional noninterest expense	$348,000	3,971
Pre-tax net operating income	$346,000	3,095
Securities gains (losses)	$0	2,434
Applicable income taxes	$7,000	4,167
Income before extraordinary items	$339,000	2,891
Extraordinary gains, net	$0	15
Net income	$339,000	2,891
Minority interest net income	$0	102
Net income of bank and minority interests.	$339,000	2,892
Net charge-offs	$39,000	3,779
Cash dividends	$307,000	1,325
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$339,000	2,759
2008-12-31 (YTD Data)		Rank
Total interest income	$8,529,000	3,945
Total interest expense	$3,621,000	3,761
Net interest income	$4,908,000	3,996
Provision for loan and lease losses	$386,000	4,189
Total noninterest income	$1,242,000	2,975
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$687,000	2,377
Trading account gains and fees	$0	154
Additional Noninterest Income	$555,000	3,015
Total noninterest expense	$3,990,000	4,240
Salaries and employee benefits	$2,088,000	4,306
Premises and equipment expense	$515,000	4,375
Additional noninterest expense	$1,387,000	3,832
Pre-tax net operating income	$1,774,000	2,706
Securities gains (losses)	$24,000	2,069
Applicable income taxes	$54,000	3,814
Income before extraordinary items	$1,744,000	2,249
Extraordinary gains, net	$0	39
Net income	$1,744,000	2,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	3,872
Cash dividends	$1,965,000	1,387
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,720,720	2,412
2008-09-30 (YTD Data)		Rank
Total interest income	$6,538,000	3,950
Total interest expense	$2,875,000	3,728
Net interest income	$3,663,000	4,034
Provision for loan and lease losses	$161,000	4,532
Total noninterest income	$956,000	2,985
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$508,000	2,427
Trading account gains and fees	$0	148
Additional Noninterest Income	$448,000	2,990
Total noninterest expense	$2,954,000	4,271
Salaries and employee benefits	$1,563,000	4,345
Premises and equipment expense	$383,000	4,425
Additional noninterest expense	$1,008,000	3,841
Pre-tax net operating income	$1,504,000	2,841
Securities gains (losses)	$24,000	1,901
Applicable income taxes	$49,000	4,108
Income before extraordinary items	$1,479,000	2,351
Extraordinary gains, net	$0	31
Net income	$1,479,000	2,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,573
Cash dividends	$1,507,000	1,296
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,455,720	2,489
2008-06-30 (YTD Data)		Rank
Total interest income	$4,435,000	3,955
Total interest expense	$2,007,000	3,735
Net interest income	$2,428,000	4,058
Provision for loan and lease losses	$86,000	4,526
Total noninterest income	$639,000	3,014
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$323,000	2,489
Trading account gains and fees	$0	149
Additional Noninterest Income	$316,000	2,942
Total noninterest expense	$1,974,000	4,276
Salaries and employee benefits	$1,044,000	4,377
Premises and equipment expense	$252,000	4,485
Additional noninterest expense	$678,000	3,807
Pre-tax net operating income	$1,007,000	2,928
Securities gains (losses)	$24,000	1,934
Applicable income taxes	$45,000	4,142
Income before extraordinary items	$986,000	2,606
Extraordinary gains, net	$0	21
Net income	$986,000	2,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	3,261
Cash dividends	$1,319,000	1,113
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$962,960	2,599
2008-03-31 (YTD Data)		Rank
Total interest income	$2,237,000	4,023
Total interest expense	$1,080,000	3,719
Net interest income	$1,157,000	4,198
Provision for loan and lease losses	$38,000	4,158
Total noninterest income	$282,000	3,262
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$149,000	2,633
Trading account gains and fees	$0	158
Additional Noninterest Income	$133,000	3,249
Total noninterest expense	$985,000	4,284
Salaries and employee benefits	$522,000	4,402
Premises and equipment expense	$124,000	4,535
Additional noninterest expense	$339,000	3,754
Pre-tax net operating income	$416,000	3,466
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$416,000	3,111
Extraordinary gains, net	$0	15
Net income	$416,000	3,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	2,038
Cash dividends	$836,000	885
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$416,000	3,034
2007-12-31 (YTD Data)		Rank
Total interest income	$8,934,000	4,058
Total interest expense	$4,474,000	3,728
Net interest income	$4,460,000	4,315
Provision for loan and lease losses	$135,000	4,463
Total noninterest income	$1,027,000	3,483
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$517,000	2,976
Trading account gains and fees	$0	178
Additional Noninterest Income	$510,000	3,280
Total noninterest expense	$3,821,000	4,267
Salaries and employee benefits	$2,052,000	4,310
Premises and equipment expense	$488,000	4,446
Additional noninterest expense	$1,281,000	3,883
Pre-tax net operating income	$1,531,000	3,869
Securities gains (losses)	$-41,000	7,967
Applicable income taxes	$233,000	3,690
Income before extraordinary items	$1,257,000	3,845
Extraordinary gains, net	$0	39
Net income	$1,257,000	3,844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	3,580
Cash dividends	$153,000	5,097
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,291,440	3,773
2007-09-30 (YTD Data)		Rank
Total interest income	$6,599,000	4,116
Total interest expense	$3,335,000	3,752
Net interest income	$3,264,000	4,402
Provision for loan and lease losses	$135,000	3,624
Total noninterest income	$782,000	3,444
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$378,000	3,034
Trading account gains and fees	$0	184
Additional Noninterest Income	$404,000	3,187
Total noninterest expense	$2,845,000	4,252
Salaries and employee benefits	$1,524,000	4,328
Premises and equipment expense	$368,000	4,408
Additional noninterest expense	$953,000	3,850
Pre-tax net operating income	$1,066,000	4,218
Securities gains (losses)	$-34,000	8,094
Applicable income taxes	$231,000	3,530
Income before extraordinary items	$801,000	4,342
Extraordinary gains, net	$0	33
Net income	$801,000	4,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,289
Cash dividends	$154,000	4,340
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$827,520	4,263
2007-06-30 (YTD Data)		Rank
Total interest income	$4,289,000	4,216
Total interest expense	$2,171,000	3,802
Net interest income	$2,118,000	4,527
Provision for loan and lease losses	$135,000	2,802
Total noninterest income	$539,000	3,402
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$244,000	3,078
Trading account gains and fees	$0	168
Additional Noninterest Income	$295,000	3,039
Total noninterest expense	$1,890,000	4,297
Salaries and employee benefits	$1,040,000	4,296
Premises and equipment expense	$242,000	4,474
Additional noninterest expense	$608,000	3,972
Pre-tax net operating income	$632,000	4,534
Securities gains (losses)	$-33,000	8,231
Applicable income taxes	$228,000	3,094
Income before extraordinary items	$371,000	5,234
Extraordinary gains, net	$0	29
Net income	$371,000	5,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,902
Cash dividends	$62,000	4,607
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$392,120	5,110
2007-03-31 (YTD Data)		Rank
Total interest income	$2,075,000	4,295
Total interest expense	$1,062,000	3,848
Net interest income	$1,013,000	4,655
Provision for loan and lease losses	$68,000	2,624
Total noninterest income	$286,000	3,212
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$119,000	3,094
Trading account gains and fees	$0	195
Additional Noninterest Income	$167,000	2,832
Total noninterest expense	$928,000	4,360
Salaries and employee benefits	$504,000	4,412
Premises and equipment expense	$116,000	4,609
Additional noninterest expense	$308,000	3,897
Pre-tax net operating income	$303,000	4,622
Securities gains (losses)	$-33,000	8,444
Applicable income taxes	$226,000	2,229
Income before extraordinary items	$44,000	7,243
Extraordinary gains, net	$0	22
Net income	$44,000	7,243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$61,000	3,467
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$65,120	6,913
2006-12-31 (YTD Data)		Rank
Total interest income	$7,023,000	4,554
Total interest expense	$3,230,000	4,124
Net interest income	$3,793,000	4,815
Provision for loan and lease losses	$115,000	4,549
Total noninterest income	$839,000	3,938
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$469,000	3,199
Trading account gains and fees	$0	130
Additional Noninterest Income	$370,000	3,883
Total noninterest expense	$3,434,000	4,461
Salaries and employee benefits	$1,889,000	4,460
Premises and equipment expense	$400,000	4,911
Additional noninterest expense	$1,145,000	4,089
Pre-tax net operating income	$1,083,000	5,011
Securities gains (losses)	$0	1,687
Applicable income taxes	$374,000	3,522
Income before extraordinary items	$709,000	5,481
Extraordinary gains, net	$0	51
Net income	$709,000	5,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,595
Cash dividends	$288,000	4,540
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$709,000	5,473
2006-09-30 (YTD Data)		Rank
Total interest income	$5,010,000	4,684
Total interest expense	$2,219,000	4,263
Net interest income	$2,791,000	4,895
Provision for loan and lease losses	$115,000	3,881
Total noninterest income	$644,000	3,894
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$351,000	3,215
Trading account gains and fees	$0	126
Additional Noninterest Income	$293,000	3,776
Total noninterest expense	$2,542,000	4,482
Salaries and employee benefits	$1,411,000	4,450
Premises and equipment expense	$286,000	5,100
Additional noninterest expense	$845,000	4,108
Pre-tax net operating income	$778,000	5,284
Securities gains (losses)	$0	1,388
Applicable income taxes	$269,000	3,728
Income before extraordinary items	$509,000	5,723
Extraordinary gains, net	$0	45
Net income	$509,000	5,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,785
Cash dividends	$103,000	4,712
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$509,000	5,715
2006-06-30 (YTD Data)		Rank
Total interest income	$3,092,000	4,852
Total interest expense	$1,288,000	4,502
Net interest income	$1,804,000	5,023
Provision for loan and lease losses	$98,000	3,368
Total noninterest income	$418,000	3,951
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$227,000	3,258
Trading account gains and fees	$0	126
Additional Noninterest Income	$191,000	3,844
Total noninterest expense	$1,631,000	4,612
Salaries and employee benefits	$919,000	4,546
Premises and equipment expense	$177,000	5,303
Additional noninterest expense	$535,000	4,262
Pre-tax net operating income	$493,000	5,437
Securities gains (losses)	$0	1,185
Applicable income taxes	$170,000	3,827
Income before extraordinary items	$323,000	5,862
Extraordinary gains, net	$0	39
Net income	$323,000	5,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,463
Cash dividends	$103,000	4,316
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$323,000	5,860
2006-03-31 (YTD Data)		Rank
Total interest income	$1,429,000	5,055
Total interest expense	$572,000	4,715
Net interest income	$857,000	5,194
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$245,000	3,515
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$119,000	3,096
Trading account gains and fees	$0	115
Additional Noninterest Income	$126,000	3,292
Total noninterest expense	$773,000	4,799
Salaries and employee benefits	$442,000	4,700
Premises and equipment expense	$73,000	5,861
Additional noninterest expense	$258,000	4,373
Pre-tax net operating income	$284,000	5,094
Securities gains (losses)	$0	955
Applicable income taxes	$102,000	3,569
Income before extraordinary items	$182,000	5,549
Extraordinary gains, net	$0	21
Net income	$182,000	5,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,900
Cash dividends	$103,000	3,043
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$182,000	5,543
2005-12-31 (YTD Data)		Rank
Total interest income	$5,095,000	5,103
Total interest expense	$1,749,000	4,828
Net interest income	$3,346,000	5,143
Provision for loan and lease losses	$175,000	3,852
Total noninterest income	$773,000	4,131
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$512,000	3,004
Trading account gains and fees	$0	138
Additional Noninterest Income	$261,000	4,638
Total noninterest expense	$2,736,000	5,078
Salaries and employee benefits	$1,459,000	5,138
Premises and equipment expense	$304,000	5,700
Additional noninterest expense	$973,000	4,508
Pre-tax net operating income	$1,208,000	4,889
Securities gains (losses)	$0	2,296
Applicable income taxes	$439,000	3,564
Income before extraordinary items	$769,000	5,434
Extraordinary gains, net	$0	46
Net income	$769,000	5,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	4,517
Cash dividends	$206,000	4,856
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$769,000	5,411
2005-09-30 (YTD Data)		Rank
Total interest income	$3,718,000	5,145
Total interest expense	$1,229,000	4,876
Net interest income	$2,489,000	5,191
Provision for loan and lease losses	$158,000	3,402
Total noninterest income	$575,000	4,163
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$382,000	3,012
Trading account gains and fees	$0	126
Additional Noninterest Income	$193,000	4,673
Total noninterest expense	$1,996,000	5,144
Salaries and employee benefits	$1,097,000	5,107
Premises and equipment expense	$223,000	5,763
Additional noninterest expense	$676,000	4,738
Pre-tax net operating income	$910,000	5,011
Securities gains (losses)	$0	2,317
Applicable income taxes	$332,000	3,623
Income before extraordinary items	$578,000	5,551
Extraordinary gains, net	$0	35
Net income	$578,000	5,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	3,660
Cash dividends	$53,000	4,998
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$578,000	5,514
2005-06-30 (YTD Data)		Rank
Total interest income	$2,391,000	5,206
Total interest expense	$723,000	5,046
Net interest income	$1,668,000	5,173
Provision for loan and lease losses	$105,000	3,281
Total noninterest income	$374,000	4,206
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$254,000	2,986
Trading account gains and fees	$0	116
Additional Noninterest Income	$120,000	4,809
Total noninterest expense	$1,292,000	5,230
Salaries and employee benefits	$719,000	5,159
Premises and equipment expense	$136,000	5,994
Additional noninterest expense	$437,000	4,820
Pre-tax net operating income	$645,000	4,828
Securities gains (losses)	$0	2,146
Applicable income taxes	$235,000	3,510
Income before extraordinary items	$410,000	5,382
Extraordinary gains, net	$0	30
Net income	$410,000	5,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	2,544
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$410,000	5,349
2005-03-31 (YTD Data)		Rank
Total interest income	$1,147,000	5,309
Total interest expense	$330,000	5,223
Net interest income	$817,000	5,273
Provision for loan and lease losses	$53,000	3,110
Total noninterest income	$182,000	4,226
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$124,000	2,965
Trading account gains and fees	$0	115
Additional Noninterest Income	$58,000	4,849
Total noninterest expense	$646,000	5,266
Salaries and employee benefits	$364,000	5,144
Premises and equipment expense	$67,000	6,074
Additional noninterest expense	$215,000	4,837
Pre-tax net operating income	$300,000	4,995
Securities gains (losses)	$0	1,685
Applicable income taxes	$109,000	3,632
Income before extraordinary items	$191,000	5,527
Extraordinary gains, net	$0	24
Net income	$191,000	5,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,643
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$191,000	5,495
2004-12-31 (YTD Data)		Rank
Total interest income	$4,561,000	5,132
Total interest expense	$1,283,000	4,927
Net interest income	$3,278,000	5,130
Provision for loan and lease losses	$150,000	4,230
Total noninterest income	$790,000	4,087
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$504,000	3,130
Trading account gains and fees	$0	138
Additional Noninterest Income	$286,000	4,351
Total noninterest expense	$2,658,000	5,080
Salaries and employee benefits	$1,433,000	5,103
Premises and equipment expense	$274,000	5,947
Additional noninterest expense	$951,000	4,536
Pre-tax net operating income	$1,260,000	4,678
Securities gains (losses)	$135,000	1,042
Applicable income taxes	$484,000	3,407
Income before extraordinary items	$911,000	4,933
Extraordinary gains, net	$0	34
Net income	$911,000	4,933
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,787
Cash dividends	$138,000	5,250
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$823,250	5,128
2004-09-30 (YTD Data)		Rank
Total interest income	$3,407,000	5,139
Total interest expense	$967,000	4,875
Net interest income	$2,440,000	5,134
Provision for loan and lease losses	$135,000	3,719
Total noninterest income	$612,000	4,025
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$375,000	3,161
Trading account gains and fees	$0	134
Additional Noninterest Income	$237,000	4,168
Total noninterest expense	$1,977,000	5,074
Salaries and employee benefits	$1,078,000	5,044
Premises and equipment expense	$200,000	5,981
Additional noninterest expense	$699,000	4,537
Pre-tax net operating income	$940,000	4,753
Securities gains (losses)	$140,000	972
Applicable income taxes	$363,000	3,463
Income before extraordinary items	$717,000	4,891
Extraordinary gains, net	$0	26
Net income	$717,000	4,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,743
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$624,600	5,172
2004-06-30 (YTD Data)		Rank
Total interest income	$2,253,000	5,169
Total interest expense	$641,000	4,906
Net interest income	$1,612,000	5,174
Provision for loan and lease losses	$90,000	3,641
Total noninterest income	$405,000	4,057
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$245,000	3,192
Trading account gains and fees	$0	130
Additional Noninterest Income	$160,000	4,180
Total noninterest expense	$1,314,000	5,096
Salaries and employee benefits	$711,000	5,110
Premises and equipment expense	$137,000	5,939
Additional noninterest expense	$466,000	4,558
Pre-tax net operating income	$613,000	4,775
Securities gains (losses)	$141,000	819
Applicable income taxes	$244,000	3,435
Income before extraordinary items	$510,000	4,683
Extraordinary gains, net	$0	21
Net income	$510,000	4,684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,398
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$414,120	5,148
2004-03-31 (YTD Data)		Rank
Total interest income	$1,120,000	5,202
Total interest expense	$325,000	4,928
Net interest income	$795,000	5,232
Provision for loan and lease losses	$45,000	3,437
Total noninterest income	$180,000	4,320
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$120,000	3,159
Trading account gains and fees	$0	121
Additional Noninterest Income	$60,000	4,738
Total noninterest expense	$675,000	5,030
Salaries and employee benefits	$360,000	5,083
Premises and equipment expense	$69,000	5,921
Additional noninterest expense	$246,000	4,380
Pre-tax net operating income	$255,000	5,235
Securities gains (losses)	$144,000	633
Applicable income taxes	$143,000	3,179
Income before extraordinary items	$256,000	4,683
Extraordinary gains, net	$0	16
Net income	$256,000	4,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	2,391
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$163,840	5,686
2003-12-31 (YTD Data)		Rank
Total interest income	$4,195,000	5,474
Total interest expense	$1,174,000	5,638
Net interest income	$3,021,000	5,287
Provision for loan and lease losses	$113,000	5,139
Total noninterest income	$856,000	4,065
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$434,000	3,466
Trading account gains and fees	$0	160
Additional Noninterest Income	$422,000	3,874
Total noninterest expense	$2,449,000	5,287
Salaries and employee benefits	$1,290,000	5,381
Premises and equipment expense	$313,000	5,544
Additional noninterest expense	$846,000	4,869
Pre-tax net operating income	$1,315,000	4,455
Securities gains (losses)	$2,000	4,163
Applicable income taxes	$473,000	3,467
Income before extraordinary items	$844,000	5,111
Extraordinary gains, net	$0	54
Net income	$844,000	5,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,670
Cash dividends	$123,000	5,405
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$842,720	4,948
2003-09-30 (YTD Data)		Rank
Total interest income	$3,085,000	5,609
Total interest expense	$882,000	5,784
Net interest income	$2,203,000	5,382
Provision for loan and lease losses	$68,000	5,354
Total noninterest income	$656,000	4,073
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$320,000	3,516
Trading account gains and fees	$0	153
Additional Noninterest Income	$336,000	3,847
Total noninterest expense	$1,781,000	5,376
Salaries and employee benefits	$939,000	5,458
Premises and equipment expense	$225,000	5,647
Additional noninterest expense	$617,000	4,909
Pre-tax net operating income	$1,010,000	4,522
Securities gains (losses)	$2,000	3,872
Applicable income taxes	$361,000	3,586
Income before extraordinary items	$651,000	5,175
Extraordinary gains, net	$0	40
Net income	$651,000	5,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,822
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$649,720	5,001
2003-06-30 (YTD Data)		Rank
Total interest income	$2,035,000	5,676
Total interest expense	$594,000	5,878
Net interest income	$1,441,000	5,451
Provision for loan and lease losses	$45,000	5,281
Total noninterest income	$439,000	4,034
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$210,000	3,503
Trading account gains and fees	$0	150
Additional Noninterest Income	$229,000	3,782
Total noninterest expense	$1,142,000	5,510
Salaries and employee benefits	$609,000	5,569
Premises and equipment expense	$140,000	5,867
Additional noninterest expense	$393,000	5,068
Pre-tax net operating income	$693,000	4,453
Securities gains (losses)	$0	3,782
Applicable income taxes	$257,000	3,506
Income before extraordinary items	$436,000	5,179
Extraordinary gains, net	$0	30
Net income	$436,000	5,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,985
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$436,000	4,973
2003-03-31 (YTD Data)		Rank
Total interest income	$1,021,000	5,704
Total interest expense	$305,000	5,891
Net interest income	$716,000	5,471
Provision for loan and lease losses	$22,000	5,127
Total noninterest income	$213,000	4,006
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$105,000	3,424
Trading account gains and fees	$0	134
Additional Noninterest Income	$108,000	3,797
Total noninterest expense	$551,000	5,626
Salaries and employee benefits	$290,000	5,735
Premises and equipment expense	$61,000	6,231
Additional noninterest expense	$200,000	4,959
Pre-tax net operating income	$356,000	4,344
Securities gains (losses)	$0	2,891
Applicable income taxes	$131,000	3,466
Income before extraordinary items	$225,000	5,006
Extraordinary gains, net	$0	21
Net income	$225,000	5,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$225,000	4,799
2002-12-31 (YTD Data)		Rank
Total interest income	$4,113,000	5,814
Total interest expense	$1,433,000	5,866
Net interest income	$2,680,000	5,680
Provision for loan and lease losses	$90,000	5,880
Total noninterest income	$604,000	4,715
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$370,000	3,719
Trading account gains and fees	$0	153
Additional Noninterest Income	$234,000	4,713
Total noninterest expense	$1,914,000	6,027
Salaries and employee benefits	$955,000	6,297
Premises and equipment expense	$211,000	6,643
Additional noninterest expense	$748,000	5,169
Pre-tax net operating income	$1,280,000	4,537
Securities gains (losses)	$0	4,537
Applicable income taxes	$473,000	3,571
Income before extraordinary items	$807,000	5,184
Extraordinary gains, net	$0	70
Net income	$807,000	5,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,483
Cash dividends	$73,000	5,793
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$807,000	5,039
2001-12-31 (YTD Data)		Rank
Total interest income	$4,311,000	6,098
Total interest expense	$2,058,000	6,009
Net interest income	$2,253,000	6,048
Provision for loan and lease losses	$164,000	4,603
Total noninterest income	$473,000	5,214
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$309,000	4,083
Trading account gains and fees	$0	177
Additional Noninterest Income	$164,000	5,346
Total noninterest expense	$1,772,000	6,195
Salaries and employee benefits	$915,000	6,303
Premises and equipment expense	$209,000	6,674
Additional noninterest expense	$648,000	5,562
Pre-tax net operating income	$790,000	5,516
Securities gains (losses)	$-4,000	9,172
Applicable income taxes	$204,000	4,990
Income before extraordinary items	$582,000	5,707
Extraordinary gains, net	$0	105
Net income	$582,000	5,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,713
Cash dividends	$59,000	6,091
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$584,960	5,562
2000-12-31 (YTD Data)		Rank
Total interest income	$3,829,000	6,630
Total interest expense	$2,025,000	6,233
Net interest income	$1,804,000	6,916
Provision for loan and lease losses	$210,000	3,626
Total noninterest income	$249,000	6,786
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	5,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	6,864
Total noninterest expense	$1,524,000	6,694
Salaries and employee benefits	$791,000	6,771
Premises and equipment expense	$226,000	6,371
Additional noninterest expense	$507,000	6,382
Pre-tax net operating income	$319,000	7,825
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$319,000	7,356
Extraordinary gains, net	$0	38
Net income	$319,000	7,354
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	3,956
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$319,000	7,359
1999-12-31 (YTD Data)		Rank
Total interest income	$2,921,000	7,468
Total interest expense	$1,416,000	7,158
Net interest income	$1,505,000	7,582
Provision for loan and lease losses	$278,000	2,844
Total noninterest income	$233,000	7,116
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$110,000	6,532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	6,110
Total noninterest expense	$1,390,000	7,063
Salaries and employee benefits	$734,000	7,052
Premises and equipment expense	$178,000	7,166
Additional noninterest expense	$478,000	6,687
Pre-tax net operating income	$70,000	9,178
Securities gains (losses)	$-3,000	8,917
Applicable income taxes	$0	8,765
Income before extraordinary items	$67,000	9,154
Extraordinary gains, net	$0	35
Net income	$67,000	9,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,730
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$70,000	9,107
1998-12-31 (YTD Data)		Rank
Total interest income	$1,862,000	8,845
Total interest expense	$913,000	8,653
Net interest income	$949,000	8,916
Provision for loan and lease losses	$225,000	3,261
Total noninterest income	$75,000	9,432
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$58,000	7,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	9,614
Total noninterest expense	$1,018,000	8,060
Salaries and employee benefits	$539,000	8,122
Premises and equipment expense	$102,000	8,665
Additional noninterest expense	$377,000	7,414
Pre-tax net operating income	$-219,000	10,008
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$-219,000	10,063
Extraordinary gains, net	$0	32
Net income	$-219,000	10,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,985
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$-219,000	10,036
1997-12-31 (YTD Data)		Rank
Total interest income	$63,000	10,894
Total interest expense	$17,000	10,860
Net interest income	$46,000	10,892
Provision for loan and lease losses	$0	8,829
Total noninterest income	$1,000	10,868
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	9,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	10,861
Total noninterest expense	$145,000	10,869
Salaries and employee benefits	$56,000	10,875
Premises and equipment expense	$14,000	10,816
Additional noninterest expense	$75,000	10,727
Pre-tax net operating income	$-98,000	10,488
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$-98,000	10,520
Extraordinary gains, net	$0	44
Net income	$-98,000	10,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$4,500,000	222
Net operating income	$-98,000	10,491

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.