Home > Community First Bank & Trust > Income and Expense
Community First Bank & Trust, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $24,460,000 | 638 |
| Total interest expense | $6,117,000 | 826 |
| Net interest income | $18,343,000 | 585 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $5,303,000 | 602 |
| Gross Fiduciary activities income | $1,040,000 | 260 |
| Service charges on deposit accounts | $1,493,000 | 554 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,770,000 | 625 |
| Total noninterest expense | $16,845,000 | 538 |
| Salaries and employee benefits | $8,573,000 | 531 |
| Premises and equipment expense | $1,664,000 | 720 |
| Additional noninterest expense | $6,608,000 | 441 |
| Pre-tax net operating income | $6,796,000 | 717 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $2,170,000 | 721 |
| Income before extraordinary items | $4,621,000 | 764 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,621,000 | 765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $500,000 | 597 |
| Cash dividends | $4,426,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,624,400 | 748 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,159,000 | 622 |
| Total interest expense | $2,989,000 | 800 |
| Net interest income | $9,170,000 | 571 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $2,476,000 | 614 |
| Gross Fiduciary activities income | $524,000 | 261 |
| Service charges on deposit accounts | $710,000 | 561 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,242,000 | 678 |
| Total noninterest expense | $8,790,000 | 507 |
| Salaries and employee benefits | $4,459,000 | 507 |
| Premises and equipment expense | $871,000 | 690 |
| Additional noninterest expense | $3,460,000 | 419 |
| Pre-tax net operating income | $2,851,000 | 825 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $891,000 | 834 |
| Income before extraordinary items | $1,955,000 | 890 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,955,000 | 891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 537 |
| Cash dividends | $1,629,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,958,450 | 866 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $44,404,000 | 634 |
| Total interest expense | $11,406,000 | 731 |
| Net interest income | $32,998,000 | 606 |
| Provision for loan and lease losses | $-1,450,000 | 8,940 |
| Total noninterest income | $10,323,000 | 597 |
| Gross Fiduciary activities income | $1,841,000 | 275 |
| Service charges on deposit accounts | $2,732,000 | 640 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,750,000 | 604 |
| Total noninterest expense | $31,116,000 | 548 |
| Salaries and employee benefits | $16,004,000 | 545 |
| Premises and equipment expense | $2,916,000 | 777 |
| Additional noninterest expense | $12,196,000 | 462 |
| Pre-tax net operating income | $13,655,000 | 659 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,257,000 | 666 |
| Income before extraordinary items | $9,398,000 | 714 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,398,000 | 715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,338,000 | 628 |
| Cash dividends | $7,748,000 | 432 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,398,000 | 685 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $33,449,000 | 625 |
| Total interest expense | $8,692,000 | 700 |
| Net interest income | $24,757,000 | 600 |
| Provision for loan and lease losses | $340,000 | 2,055 |
| Total noninterest income | $8,073,000 | 581 |
| Gross Fiduciary activities income | $1,391,000 | 275 |
| Service charges on deposit accounts | $2,070,000 | 640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,612,000 | 580 |
| Total noninterest expense | $23,556,000 | 543 |
| Salaries and employee benefits | $12,081,000 | 542 |
| Premises and equipment expense | $2,216,000 | 769 |
| Additional noninterest expense | $9,259,000 | 457 |
| Pre-tax net operating income | $8,934,000 | 745 |
| Securities gains (losses) | $-8,000 | 8,459 |
| Applicable income taxes | $2,776,000 | 776 |
| Income before extraordinary items | $6,150,000 | 817 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,150,000 | 818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $993,000 | 575 |
| Cash dividends | $6,177,000 | 387 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,155,520 | 783 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,570,000 | 823 |
| Total interest expense | $4,360,000 | 894 |
| Net interest income | $12,210,000 | 795 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $3,675,000 | 791 |
| Gross Fiduciary activities income | $620,000 | 342 |
| Service charges on deposit accounts | $932,000 | 929 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,123,000 | 759 |
| Total noninterest expense | $11,749,000 | 687 |
| Salaries and employee benefits | $6,086,000 | 693 |
| Premises and equipment expense | $1,093,000 | 1,058 |
| Additional noninterest expense | $4,570,000 | 582 |
| Pre-tax net operating income | $3,836,000 | 1,125 |
| Securities gains (losses) | $-4,000 | 8,544 |
| Applicable income taxes | $1,043,000 | 1,238 |
| Income before extraordinary items | $2,789,000 | 1,173 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,789,000 | 1,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 734 |
| Cash dividends | $2,516,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,791,920 | 1,128 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,325,000 | 841 |
| Total interest expense | $2,294,000 | 865 |
| Net interest income | $6,031,000 | 811 |
| Provision for loan and lease losses | $175,000 | 1,288 |
| Total noninterest income | $2,156,000 | 681 |
| Gross Fiduciary activities income | $325,000 | 332 |
| Service charges on deposit accounts | $463,000 | 901 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,368,000 | 627 |
| Total noninterest expense | $5,765,000 | 700 |
| Salaries and employee benefits | $3,034,000 | 710 |
| Premises and equipment expense | $555,000 | 1,065 |
| Additional noninterest expense | $2,176,000 | 602 |
| Pre-tax net operating income | $2,247,000 | 962 |
| Securities gains (losses) | $-4,000 | 8,823 |
| Applicable income taxes | $562,000 | 1,193 |
| Income before extraordinary items | $1,681,000 | 970 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,681,000 | 970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 555 |
| Cash dividends | $1,205,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,684,000 | 922 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $36,735,000 | 771 |
| Total interest expense | $11,356,000 | 781 |
| Net interest income | $25,379,000 | 753 |
| Provision for loan and lease losses | $3,139,000 | 455 |
| Total noninterest income | $9,941,000 | 656 |
| Gross Fiduciary activities income | $1,247,000 | 343 |
| Service charges on deposit accounts | $1,966,000 | 870 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,728,000 | 597 |
| Total noninterest expense | $23,546,000 | 689 |
| Salaries and employee benefits | $11,678,000 | 730 |
| Premises and equipment expense | $2,021,000 | 1,129 |
| Additional noninterest expense | $9,847,000 | 561 |
| Pre-tax net operating income | $8,635,000 | 973 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $2,298,000 | 1,151 |
| Income before extraordinary items | $6,338,000 | 1,015 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,338,000 | 1,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,575,000 | 354 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,337,270 | 953 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $28,307,000 | 771 |
| Total interest expense | $8,859,000 | 785 |
| Net interest income | $19,448,000 | 735 |
| Provision for loan and lease losses | $2,889,000 | 404 |
| Total noninterest income | $6,715,000 | 740 |
| Gross Fiduciary activities income | $979,000 | 339 |
| Service charges on deposit accounts | $1,494,000 | 863 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,242,000 | 722 |
| Total noninterest expense | $17,620,000 | 710 |
| Salaries and employee benefits | $8,707,000 | 750 |
| Premises and equipment expense | $1,557,000 | 1,105 |
| Additional noninterest expense | $7,356,000 | 570 |
| Pre-tax net operating income | $5,654,000 | 1,137 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $1,836,000 | 1,130 |
| Income before extraordinary items | $3,819,000 | 1,291 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,819,000 | 1,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,287,000 | 395 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,818,320 | 1,216 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $19,289,000 | 759 |
| Total interest expense | $6,146,000 | 779 |
| Net interest income | $13,143,000 | 727 |
| Provision for loan and lease losses | $2,139,000 | 380 |
| Total noninterest income | $3,321,000 | 929 |
| Gross Fiduciary activities income | $685,000 | 336 |
| Service charges on deposit accounts | $978,000 | 867 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,658,000 | 1,046 |
| Total noninterest expense | $11,675,000 | 712 |
| Salaries and employee benefits | $5,749,000 | 755 |
| Premises and equipment expense | $1,070,000 | 1,080 |
| Additional noninterest expense | $4,856,000 | 570 |
| Pre-tax net operating income | $2,650,000 | 1,584 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $867,000 | 1,515 |
| Income before extraordinary items | $1,783,000 | 1,802 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,783,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,550,000 | 397 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,783,000 | 1,688 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,682,000 | 759 |
| Total interest expense | $3,143,000 | 778 |
| Net interest income | $6,539,000 | 730 |
| Provision for loan and lease losses | $1,339,000 | 315 |
| Total noninterest income | $1,653,000 | 908 |
| Gross Fiduciary activities income | $445,000 | 304 |
| Service charges on deposit accounts | $482,000 | 854 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $726,000 | 1,135 |
| Total noninterest expense | $5,874,000 | 703 |
| Salaries and employee benefits | $2,796,000 | 780 |
| Premises and equipment expense | $548,000 | 1,056 |
| Additional noninterest expense | $2,530,000 | 554 |
| Pre-tax net operating income | $979,000 | 2,083 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $329,000 | 1,923 |
| Income before extraordinary items | $650,000 | 2,351 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $650,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $800,000 | 365 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $650,000 | 2,222 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $44,730,000 | 683 |
| Total interest expense | $15,563,000 | 727 |
| Net interest income | $29,167,000 | 655 |
| Provision for loan and lease losses | $9,540,000 | 252 |
| Total noninterest income | $7,427,000 | 766 |
| Gross Fiduciary activities income | $1,155,000 | 379 |
| Service charges on deposit accounts | $2,108,000 | 765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,164,000 | 794 |
| Total noninterest expense | $26,931,000 | 604 |
| Salaries and employee benefits | $13,341,000 | 607 |
| Premises and equipment expense | $2,447,000 | 890 |
| Additional noninterest expense | $11,143,000 | 513 |
| Pre-tax net operating income | $123,000 | 8,231 |
| Securities gains (losses) | $-2,000 | 8,714 |
| Applicable income taxes | $15,000 | 7,161 |
| Income before extraordinary items | $106,000 | 8,300 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $106,000 | 8,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,703,000 | 249 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $107,760 | 8,198 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $58,684,000 | 599 |
| Total interest expense | $27,235,000 | 615 |
| Net interest income | $31,449,000 | 586 |
| Provision for loan and lease losses | $12,651,000 | 210 |
| Total noninterest income | $7,346,000 | 733 |
| Gross Fiduciary activities income | $1,280,000 | 372 |
| Service charges on deposit accounts | $2,396,000 | 627 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,670,000 | 825 |
| Total noninterest expense | $23,372,000 | 677 |
| Salaries and employee benefits | $10,661,000 | 705 |
| Premises and equipment expense | $2,043,000 | 1,029 |
| Additional noninterest expense | $10,668,000 | 548 |
| Pre-tax net operating income | $2,772,000 | 2,444 |
| Securities gains (losses) | $19,000 | 3,188 |
| Applicable income taxes | $1,050,000 | 2,005 |
| Income before extraordinary items | $1,741,000 | 2,873 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,741,000 | 2,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,181,000 | 200 |
| Cash dividends | $7,984,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,728,840 | 2,801 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $63,249,000 | 599 |
| Total interest expense | $29,443,000 | 630 |
| Net interest income | $33,806,000 | 553 |
| Provision for loan and lease losses | $3,153,000 | 442 |
| Total noninterest income | $6,668,000 | 748 |
| Gross Fiduciary activities income | $1,282,000 | 374 |
| Service charges on deposit accounts | $2,461,000 | 540 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,925,000 | 871 |
| Total noninterest expense | $21,988,000 | 703 |
| Salaries and employee benefits | $10,353,000 | 687 |
| Premises and equipment expense | $1,869,000 | 1,068 |
| Additional noninterest expense | $9,766,000 | 594 |
| Pre-tax net operating income | $15,333,000 | 549 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $5,100,000 | 542 |
| Income before extraordinary items | $10,233,000 | 558 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $10,233,000 | 559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,028,000 | 368 |
| Cash dividends | $7,133,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $10,233,000 | 556 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $54,987,000 | 635 |
| Total interest expense | $22,610,000 | 720 |
| Net interest income | $32,377,000 | 600 |
| Provision for loan and lease losses | $2,026,000 | 557 |
| Total noninterest income | $5,635,000 | 850 |
| Gross Fiduciary activities income | $1,091,000 | 453 |
| Service charges on deposit accounts | $2,046,000 | 648 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,498,000 | 991 |
| Total noninterest expense | $22,860,000 | 690 |
| Salaries and employee benefits | $10,612,000 | 670 |
| Premises and equipment expense | $1,771,000 | 1,130 |
| Additional noninterest expense | $10,477,000 | 586 |
| Pre-tax net operating income | $13,126,000 | 664 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $4,423,000 | 651 |
| Income before extraordinary items | $8,706,000 | 692 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,706,000 | 691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,516,000 | 533 |
| Cash dividends | $5,681,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $3,165,000 | 347 |
| Net operating income | $8,704,020 | 677 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $45,344,000 | 740 |
| Total interest expense | $19,676,000 | 820 |
| Net interest income | $25,668,000 | 690 |
| Provision for loan and lease losses | $823,000 | 1,153 |
| Total noninterest income | $5,517,000 | 868 |
| Gross Fiduciary activities income | $831,000 | 505 |
| Service charges on deposit accounts | $1,559,000 | 792 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,127,000 | 880 |
| Total noninterest expense | $19,136,000 | 776 |
| Salaries and employee benefits | $9,273,000 | 731 |
| Premises and equipment expense | $1,482,000 | 1,306 |
| Additional noninterest expense | $8,381,000 | 665 |
| Pre-tax net operating income | $11,226,000 | 710 |
| Securities gains (losses) | $96,000 | 1,300 |
| Applicable income taxes | $3,791,000 | 717 |
| Income before extraordinary items | $7,531,000 | 746 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,531,000 | 745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $725,000 | 947 |
| Cash dividends | $11,551,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,466,680 | 725 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $29,723,000 | 1,138 |
| Total interest expense | $13,087,000 | 1,221 |
| Net interest income | $16,636,000 | 1,057 |
| Provision for loan and lease losses | $440,000 | 1,956 |
| Total noninterest income | $3,080,000 | 1,270 |
| Gross Fiduciary activities income | $690,000 | 565 |
| Service charges on deposit accounts | $923,000 | 1,399 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,467,000 | 1,342 |
| Total noninterest expense | $9,991,000 | 1,320 |
| Salaries and employee benefits | $5,566,000 | 1,180 |
| Premises and equipment expense | $982,000 | 2,017 |
| Additional noninterest expense | $3,443,000 | 1,274 |
| Pre-tax net operating income | $9,285,000 | 868 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,087,000 | 907 |
| Income before extraordinary items | $6,198,000 | 891 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,198,000 | 893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,225 |
| Cash dividends | $3,022,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,198,000 | 867 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,915,000 | 1,996 |
| Total interest expense | $7,728,000 | 2,033 |
| Net interest income | $9,187,000 | 1,953 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $1,407,000 | 2,412 |
| Gross Fiduciary activities income | $483,000 | 719 |
| Service charges on deposit accounts | $375,000 | 3,529 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $549,000 | 2,737 |
| Total noninterest expense | $5,493,000 | 2,496 |
| Salaries and employee benefits | $3,085,000 | 2,165 |
| Premises and equipment expense | $618,000 | 3,118 |
| Additional noninterest expense | $1,790,000 | 2,709 |
| Pre-tax net operating income | $4,951,000 | 1,454 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,521,000 | 1,578 |
| Income before extraordinary items | $3,430,000 | 1,436 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,430,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,342 |
| Cash dividends | $2,900,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,430,000 | 1,406 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,698,000 | 2,017 |
| Total interest expense | $8,023,000 | 1,950 |
| Net interest income | $8,675,000 | 2,076 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $1,434,000 | 2,362 |
| Gross Fiduciary activities income | $478,000 | 751 |
| Service charges on deposit accounts | $357,000 | 3,709 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $599,000 | 2,532 |
| Total noninterest expense | $5,463,000 | 2,488 |
| Salaries and employee benefits | $3,057,000 | 2,168 |
| Premises and equipment expense | $606,000 | 3,183 |
| Additional noninterest expense | $1,800,000 | 2,628 |
| Pre-tax net operating income | $4,496,000 | 1,640 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,253,000 | 1,948 |
| Income before extraordinary items | $3,243,000 | 1,577 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,243,000 | 1,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,879 |
| Cash dividends | $2,883,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,243,000 | 1,553 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,014,000 | 2,182 |
| Total interest expense | $6,175,000 | 2,024 |
| Net interest income | $7,839,000 | 2,293 |
| Provision for loan and lease losses | $-150,000 | 12,259 |
| Total noninterest income | $1,156,000 | 2,801 |
| Gross Fiduciary activities income | $372,000 | 830 |
| Service charges on deposit accounts | $338,000 | 3,956 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $446,000 | 3,188 |
| Total noninterest expense | $5,235,000 | 2,656 |
| Salaries and employee benefits | $3,126,000 | 2,112 |
| Premises and equipment expense | $676,000 | 2,914 |
| Additional noninterest expense | $1,433,000 | 3,457 |
| Pre-tax net operating income | $3,910,000 | 1,820 |
| Securities gains (losses) | $-141,000 | 11,754 |
| Applicable income taxes | $909,000 | 2,447 |
| Income before extraordinary items | $2,860,000 | 1,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,860,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $1,876,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,967,160 | 1,657 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,494,000 | 2,297 |
| Total interest expense | $5,829,000 | 2,231 |
| Net interest income | $7,665,000 | 2,334 |
| Provision for loan and lease losses | $350,000 | 2,706 |
| Total noninterest income | $1,158,000 | 2,985 |
| Gross Fiduciary activities income | $336,000 | 902 |
| Service charges on deposit accounts | $331,000 | 4,067 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $491,000 | 3,298 |
| Total noninterest expense | $5,419,000 | 2,640 |
| Salaries and employee benefits | $2,876,000 | 2,322 |
| Premises and equipment expense | $649,000 | 3,085 |
| Additional noninterest expense | $1,894,000 | 2,855 |
| Pre-tax net operating income | $3,054,000 | 2,233 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $660,000 | 3,299 |
| Income before extraordinary items | $2,394,000 | 2,086 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,394,000 | 2,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,334 |
| Cash dividends | $2,692,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,394,000 | 1,959 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,559,000 | 2,417 |
| Total interest expense | $6,997,000 | 2,405 |
| Net interest income | $7,562,000 | 2,393 |
| Provision for loan and lease losses | $720,000 | 2,319 |
| Total noninterest income | $806,000 | 3,954 |
| Gross Fiduciary activities income | $265,000 | 1,000 |
| Service charges on deposit accounts | $331,000 | 4,118 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $210,000 | 5,505 |
| Total noninterest expense | $5,292,000 | 2,723 |
| Salaries and employee benefits | $2,862,000 | 2,275 |
| Premises and equipment expense | $585,000 | 3,441 |
| Additional noninterest expense | $1,845,000 | 3,000 |
| Pre-tax net operating income | $2,356,000 | 2,644 |
| Securities gains (losses) | $165,000 | 2,288 |
| Applicable income taxes | $366,000 | 5,142 |
| Income before extraordinary items | $2,155,000 | 2,133 |
| Extraordinary gains, net | $1,281,000 | 98 |
| Net income | $3,436,000 | 1,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 3,704 |
| Cash dividends | $2,701,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,014,750 | 2,101 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.