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Community First Bank & Trust, Net charge- offs to loans

2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1425%2,351
Percentage Net Loans Charged-off: Total real estate loans0.0679%1,288
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0106%738
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1189%1,008
Percentage Net Loans Charged-off: Home equity loans0.0452%365
All other 1-4 family - Percent of loans charged-off, net0.1395%891
Percentage Net Loans Charged-off: Commercial and industrial0.3521%1,633
Percentage Net Loans Charged-off: Loans to individuals0.3410%3,521
Percentage Net Loans Charged-off: Credit card loans3.1317%477
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0587%7,161
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1614%1,863
Percentage Net Loans Charged-off: Total real estate loans0.0739%976
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0180%458
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1264%800
Percentage Net Loans Charged-off: Home equity loans0.0355%274
All other 1-4 family - Percent of loans charged-off, net0.1509%705
Percentage Net Loans Charged-off: Commercial and industrial0.2595%1,321
Percentage Net Loans Charged-off: Loans to individuals0.4979%2,587
Percentage Net Loans Charged-off: Credit card loans4.3483%306
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1233%7,320
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2101%2,653
Percentage Net Loans Charged-off: Total real estate loans0.1295%1,345
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.2706%663
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1019%1,571
Percentage Net Loans Charged-off: Home equity loans0.1662%328
All other 1-4 family - Percent of loans charged-off, net0.0865%1,683
Percentage Net Loans Charged-off: Commercial and industrial-0.1810%7,916
Percentage Net Loans Charged-off: Loans to individuals0.7722%2,730
Percentage Net Loans Charged-off: Credit card loans2.9391%680
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2183%1,098
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2080%2,267
Percentage Net Loans Charged-off: Total real estate loans0.1546%989
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.2576%508
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1559%1,002
Percentage Net Loans Charged-off: Home equity loans0.2350%222
All other 1-4 family - Percent of loans charged-off, net0.1374%1,096
Percentage Net Loans Charged-off: Commercial and industrial-0.7094%8,281
Percentage Net Loans Charged-off: Loans to individuals0.9344%2,028
Percentage Net Loans Charged-off: Credit card loans3.1722%606
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1746%1,009
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2070%2,201
Percentage Net Loans Charged-off: Total real estate loans0.2849%544
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.5552%285
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2634%638
Percentage Net Loans Charged-off: Home equity loans0.3915%140
All other 1-4 family - Percent of loans charged-off, net0.2369%694
Percentage Net Loans Charged-off: Commercial and industrial-1.3164%8,414
Percentage Net Loans Charged-off: Loans to individuals0.6832%2,621
Percentage Net Loans Charged-off: Credit card loans4.3705%420
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2955%768
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2943%1,454
Percentage Net Loans Charged-off: Total real estate loans0.3197%436
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.9576%135
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1544%780
Percentage Net Loans Charged-off: Home equity loans-0.0647%5,938
All other 1-4 family - Percent of loans charged-off, net0.1987%652
Percentage Net Loans Charged-off: Commercial and industrial-0.8396%8,312
Percentage Net Loans Charged-off: Loans to individuals0.7264%2,347
Percentage Net Loans Charged-off: Credit card loans3.5942%522
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9221%407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7217%914
Percentage Net Loans Charged-off: Total real estate loans0.4830%412
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate1.2419%221
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.3146%749
Percentage Net Loans Charged-off: Home equity loans0.3018%229
All other 1-4 family - Percent of loans charged-off, net0.3167%773
Percentage Net Loans Charged-off: Commercial and industrial1.8207%997
Percentage Net Loans Charged-off: Loans to individuals1.0880%2,133
Percentage Net Loans Charged-off: Credit card loans6.4257%249
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1208%1,492
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6056%1,025
Percentage Net Loans Charged-off: Total real estate loans0.2673%712
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.2588%589
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.3567%566
Percentage Net Loans Charged-off: Home equity loans0.3269%176
All other 1-4 family - Percent of loans charged-off, net0.3614%579
Percentage Net Loans Charged-off: Commercial and industrial2.0023%747
Percentage Net Loans Charged-off: Loans to individuals1.1714%1,798
Percentage Net Loans Charged-off: Credit card loans6.2628%279
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1633%1,218
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6060%1,013
Percentage Net Loans Charged-off: Total real estate loans0.2775%644
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.2581%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3742%524
Percentage Net Loans Charged-off: Home equity loans0.2256%200
All other 1-4 family - Percent of loans charged-off, net0.3967%506
Percentage Net Loans Charged-off: Commercial and industrial1.5825%921
Percentage Net Loans Charged-off: Loans to individuals1.5047%1,268
Percentage Net Loans Charged-off: Credit card loans7.3687%226
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6273%872
Percentage Net Loans Charged-off: Total real estate loans0.1544%837
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0495%519
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.2521%595
Percentage Net Loans Charged-off: Home equity loans0.4530%101
All other 1-4 family - Percent of loans charged-off, net0.2211%651
Percentage Net Loans Charged-off: Commercial and industrial2.1476%562
Percentage Net Loans Charged-off: Loans to individuals1.7479%1,069
Percentage Net Loans Charged-off: Credit card loans5.3319%418
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4482%426
Percentage Net Loans Charged-off: Total real estate loans0.4240%521
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.5556%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.5152%417
Percentage Net Loans Charged-off: Home equity loans0.5161%156
All other 1-4 family - Percent of loans charged-off, net0.5150%419
Percentage Net Loans Charged-off: Commercial and industrial4.6230%397
Percentage Net Loans Charged-off: Loans to individuals2.0874%830
Percentage Net Loans Charged-off: Credit card loans6.0700%359
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.4784%154
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8340%295
Percentage Net Loans Charged-off: Total real estate loans0.2205%897
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.4982%366
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.6086%300
Percentage Net Loans Charged-off: Commercial and industrial10.5375%99
Percentage Net Loans Charged-off: Loans to individuals2.6574%517
Percentage Net Loans Charged-off: Credit card loans9.7533%154
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4835%1,347
Percentage Net Loans Charged-off: Total real estate loans0.0460%444
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential2.3676%9
Percentage Net Loans Charged-off: 1-4 family residential0.0883%280
Percentage Net Loans Charged-off: Home equity loans0.2187%138
All other 1-4 family - Percent of loans charged-off, net0.0611%351
Percentage Net Loans Charged-off: Commercial and industrial1.3274%179
Percentage Net Loans Charged-off: Loans to individuals1.8492%197
Percentage Net Loans Charged-off: Credit card loans3.8951%209
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2696%2,523
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.5098%383
Percentage Net Loans Charged-off: Loans to individuals1.2154%350
Percentage Net Loans Charged-off: Credit card loans2.7933%379
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1770%3,814
Percentage Net Loans Charged-off: Total real estate loans0.0250%649
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0553%460
Percentage Net Loans Charged-off: Home equity loans0.2703%123
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.4381%389
Percentage Net Loans Charged-off: Loans to individuals0.6846%699
Percentage Net Loans Charged-off: Credit card loans1.3024%751
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1940%3,886
Percentage Net Loans Charged-off: Total real estate loans0.0064%895
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0136%824
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0248%671
Percentage Net Loans Charged-off: Commercial and industrial1.5903%97
Percentage Net Loans Charged-off: Loans to individuals0.4555%939
Percentage Net Loans Charged-off: Credit card loans1.3900%794
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0836%6,140
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2009%3,858
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0897%5,947
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0567%8,110
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2144%7,087
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA