Home > Community First Bank of Kentucky > Income and Expense

Community First Bank of Kentucky, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$7,226,0004,287
Total interest expense$2,819,0004,942
Net interest income$4,407,0003,800
Provision for loan and lease losses$94,0005,266
Total noninterest income$645,0004,193
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$470,0002,696
Trading account gains and feesNANA
Additional Noninterest Income$175,0005,296
Total noninterest expense$2,507,0004,772
Salaries and employee benefits$1,263,0004,877
Premises and equipment expense$272,0005,673
Additional noninterest expense$972,0004,052
Pre-tax net operating income$2,451,0002,837
Securities gains (losses)$-1,0009,769
Applicable income taxes$841,0002,618
Income before extraordinary items$1,609,0003,072
Extraordinary gains, net$032
Net income$1,609,0003,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,956
Cash dividends$1,525,0001,632
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,609,6602,983
1997-12-31 (YTD Data)Rank
Total interest income$4,669,0006,069
Total interest expense$1,710,0006,866
Net interest income$2,959,0005,354
Provision for loan and lease losses$2,0008,765
Total noninterest income$520,0004,874
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$353,0003,591
Trading account gains and feesNANA
Additional Noninterest Income$167,0005,407
Total noninterest expense$1,354,0007,166
Salaries and employee benefits$809,0006,738
Premises and equipment expense$164,0007,495
Additional noninterest expense$381,0007,521
Pre-tax net operating income$2,123,0003,348
Securities gains (losses)$2,0003,292
Applicable income taxes$713,0003,194
Income before extraordinary items$1,412,0003,543
Extraordinary gains, net$044
Net income$1,412,0003,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,883
Cash dividends$1,035,0002,101
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,410,6803,473
1996-12-31 (YTD Data)Rank
Total interest income$4,387,0006,492
Total interest expense$1,599,0007,334
Net interest income$2,788,0005,749
Provision for loan and lease losses$85,0005,471
Total noninterest income$467,0005,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$334,0003,910
Trading account gains and feesNANA
Additional Noninterest Income$133,0006,311
Total noninterest expense$1,293,0007,680
Salaries and employee benefits$741,0007,299
Premises and equipment expense$200,0007,027
Additional noninterest expense$352,0008,339
Pre-tax net operating income$1,877,0003,590
Securities gains (losses)$04,148
Applicable income taxes$629,0003,447
Income before extraordinary items$1,248,0003,753
Extraordinary gains, net$053
Net income$1,248,0003,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0005,007
Cash dividends$1,225,0001,837
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,248,0003,702
1995-12-31 (YTD Data)Rank
Total interest income$4,263,0006,734
Total interest expense$1,569,0007,506
Net interest income$2,694,0005,971
Provision for loan and lease losses$43,0006,516
Total noninterest income$566,0004,772
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$321,0004,053
Trading account gains and feesNANA
Additional Noninterest Income$245,0004,540
Total noninterest expense$1,497,0007,284
Salaries and employee benefits$767,0007,298
Premises and equipment expense$210,0007,008
Additional noninterest expense$520,0007,103
Pre-tax net operating income$1,720,0003,998
Securities gains (losses)$4,0002,936
Applicable income taxes$576,0003,765
Income before extraordinary items$1,148,0004,096
Extraordinary gains, net$065
Net income$1,148,0004,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,712
Cash dividends$2,128,0001,179
Sale, conversion, retirement of capital stock, net$2,962,000169
Net operating income$1,145,3204,091
1994-12-31 (YTD Data)Rank
Total interest income$1,789,00010,195
Total interest expense$561,00010,796
Net interest income$1,228,0009,688
Provision for loan and lease losses$09,146
Total noninterest income$187,0008,976
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$124,0007,495
Trading account gains and feesNANA
Additional Noninterest Income$63,0008,968
Total noninterest expense$668,00010,834
Salaries and employee benefits$344,00010,807
Premises and equipment expense$106,0009,833
Additional noninterest expense$218,00010,917
Pre-tax net operating income$747,0007,143
Securities gains (losses)$03,600
Applicable income taxes$247,0006,586
Income before extraordinary items$500,0007,320
Extraordinary gains, net$0249
Net income$500,0007,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,341
Cash dividends$250,0004,888
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$500,0007,345
1993-12-31 (YTD Data)Rank
Total interest income$1,563,00011,082
Total interest expense$531,00011,527
Net interest income$1,032,00010,668
Provision for loan and lease losses$010,371
Total noninterest income$117,00010,904
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$85,0008,849
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,170
Total noninterest expense$646,00011,398
Salaries and employee benefits$296,00011,690
Premises and equipment expense$117,0009,887
Additional noninterest expense$233,00011,281
Pre-tax net operating income$503,0008,643
Securities gains (losses)$-2,00012,373
Applicable income taxes$164,0008,333
Income before extraordinary items$337,0009,061
Extraordinary gains, net$03,149
Net income$337,0009,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00011,543
Cash dividends$335,0004,104
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$338,3408,795
1992-12-31 (YTD Data)Rank
Total interest income$1,674,00011,572
Total interest expense$698,00011,827
Net interest income$976,00011,191
Provision for loan and lease losses$21,00010,525
Total noninterest income$126,00011,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$94,0008,698
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,632
Total noninterest expense$677,00011,640
Salaries and employee benefits$322,00011,769
Premises and equipment expense$113,00010,290
Additional noninterest expense$242,00011,639
Pre-tax net operating income$404,0009,206
Securities gains (losses)$7,0006,774
Applicable income taxes$127,0009,192
Income before extraordinary items$284,0009,497
Extraordinary gains, net$01,422
Net income$284,0009,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00012,396
Cash dividends$278,0004,221
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$279,1709,192

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.