Home > Community First Bank of Kentucky > Assets and Liabilities
Community First Bank of Kentucky, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $85,657,000 | 4,956 |
| Cash and due from depository institutions | $3,501,000 | 5,850 |
| Interest-bearing balances | $127,000 | 4,636 |
| Securities | $9,673,000 | 7,207 |
| Federal funds sold & reverse repurchase agreements | $1,159,000 | 6,826 |
| Net loans & leases | $68,946,000 | 3,821 |
| Loan loss allowance | $860,000 | 3,779 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,032,000 | 5,876 |
| Other real estate owned | $0 | 5,850 |
| Goodwill and other intangibles | $471,000 | 1,886 |
| All other assets | $875,000 | 6,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,657,000 | 4,956 |
| Total liabilities | $77,497,000 | 4,908 |
| Total deposits | $72,976,000 | 4,899 |
| Interest-bearing deposits | $58,763,000 | 5,111 |
| Deposits held in domestic offices | $72,976,000 | 4,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,006,000 | 2,525 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $515,000 | 5,665 |
| Total equity capital | $8,160,000 | 5,119 |
| Total bank equity capital | $8,160,000 | 5,119 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $192,000 | 7,162 |
| Surplus | $5,074,000 | 2,788 |
| Undivided profits | $2,894,000 | 5,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 3,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $735,000 | 3,153 |
| Earning assets | $79,905,000 | 4,884 |
| Long-term assets (5+ years) | $9,911,000 | 4,738 |
| Average Assets, year-to-date | $83,914,400 | 4,804 |
| Average Assets, quarterly | $85,130,500 | 4,888 |
| Volatile liabilities | $8,711,000 | 5,379 |
| Insider loans | $1,935,000 | 2,165 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,825,000 | 5,434 |
| Tier 1 (core) risk-based capital | $7,596,000 | 5,243 |
| Tier 2 risk-based capital | $852,120 | 3,476 |
| Total risk weighted assets | $68,162,020 | 3,947 |
| Total unused commitments | $4,825,000 | 5,443 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $55,449,000 | 6,661 |
| Cash and due from depository institutions | $2,468,000 | 6,227 |
| Interest-bearing balances | $50,000 | 5,339 |
| Securities | $9,180,000 | 7,685 |
| Federal funds sold & reverse repurchase agreements | $1,027,000 | 6,340 |
| Net loans & leases | $41,046,000 | 5,718 |
| Loan loss allowance | $502,000 | 5,694 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $621,000 | 7,350 |
| Other real estate owned | $0 | 6,227 |
| Goodwill and other intangibles | $514,000 | 1,753 |
| All other assets | $593,000 | 7,925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,449,000 | 6,661 |
| Total liabilities | $49,969,000 | 6,616 |
| Total deposits | $48,649,000 | 6,514 |
| Interest-bearing deposits | $40,383,000 | 6,628 |
| Deposits held in domestic offices | $48,649,000 | 6,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $124,000 | 3,575 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $773,000 | 3,747 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $423,000 | 6,548 |
| Total equity capital | $5,480,000 | 6,769 |
| Total bank equity capital | $5,480,000 | 6,769 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $167,000 | 7,585 |
| Surplus | $4,074,000 | 3,291 |
| Undivided profits | $1,239,000 | 8,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 6,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $456,000 | 5,125 |
| Earning assets | $51,303,000 | 6,619 |
| Long-term assets (5+ years) | $2,295,000 | 7,478 |
| Average Assets, year-to-date | $53,553,600 | 6,616 |
| Average Assets, quarterly | $54,098,000 | 6,696 |
| Volatile liabilities | $6,828,000 | 6,198 |
| Insider loans | $590,000 | 4,966 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,282,000 | 7,139 |
| Tier 1 (core) risk-based capital | $4,966,000 | 7,034 |
| Tier 2 risk-based capital | $488,820 | 5,258 |
| Total risk weighted assets | $39,092,120 | 6,021 |
| Total unused commitments | $2,282,000 | 7,145 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 27 | 6,239 |
| Assets and Liabilities | ||
| Total Assets: | $52,250,000 | 7,079 |
| Cash and due from depository institutions | $1,982,000 | 6,239 |
| Interest-bearing balances | $48,000 | 5,430 |
| Securities | $8,043,000 | 8,604 |
| Federal funds sold & reverse repurchase agreements | $1,811,000 | 5,154 |
| Net loans & leases | $38,707,000 | 5,983 |
| Loan loss allowance | $493,000 | 5,989 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $659,000 | 7,305 |
| Other real estate owned | $0 | 6,239 |
| Goodwill and other intangibles | $557,000 | 1,623 |
| All other assets | $491,000 | 8,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,250,000 | 7,079 |
| Total liabilities | $47,145,000 | 7,045 |
| Total deposits | $45,599,000 | 7,006 |
| Interest-bearing deposits | $37,951,000 | 7,114 |
| Deposits held in domestic offices | $45,599,000 | 6,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $332,000 | 3,455 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $805,000 | 3,548 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $409,000 | 6,716 |
| Total equity capital | $5,105,000 | 7,161 |
| Total bank equity capital | $5,105,000 | 7,161 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $167,000 | 7,986 |
| Surplus | $4,074,000 | 3,368 |
| Undivided profits | $864,000 | 9,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 5,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $362,000 | 6,097 |
| Earning assets | $48,609,000 | 6,995 |
| Long-term assets (5+ years) | $1,658,000 | 8,109 |
| Average Assets, year-to-date | $50,364,400 | 7,039 |
| Average Assets, quarterly | $51,695,000 | 7,058 |
| Volatile liabilities | $5,282,000 | 6,925 |
| Insider loans | $651,000 | 4,793 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,036,000 | 8,793 |
| Tier 1 (core) risk-based capital | $4,546,000 | 7,521 |
| Tier 2 risk-based capital | $461,870 | 5,581 |
| Total risk weighted assets | $36,918,770 | 6,315 |
| Total unused commitments | $1,036,000 | 8,807 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $49,059,000 | 7,490 |
| Cash and due from depository institutions | $2,237,000 | 6,946 |
| Interest-bearing balances | $248,000 | 4,062 |
| Securities | $8,045,000 | 8,979 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 9,118 |
| Net loans & leases | $36,785,000 | 6,163 |
| Loan loss allowance | $466,000 | 6,339 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $716,000 | 7,199 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $599,000 | 1,460 |
| All other assets | $577,000 | 8,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,059,000 | 7,490 |
| Total liabilities | $43,964,000 | 7,484 |
| Total deposits | $42,075,000 | 7,496 |
| Interest-bearing deposits | $35,262,000 | 7,594 |
| Deposits held in domestic offices | $42,075,000 | 7,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $342,000 | 3,268 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $834,000 | 3,098 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $713,000 | 4,812 |
| Total equity capital | $5,095,000 | 7,291 |
| Total bank equity capital | $5,095,000 | 7,291 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $167,000 | 8,384 |
| Surplus | $4,074,000 | 3,371 |
| Undivided profits | $854,000 | 9,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $372,000 | 5,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $400,000 | 5,774 |
| Earning assets | $45,178,000 | 7,455 |
| Long-term assets (5+ years) | $2,281,000 | 7,611 |
| Average Assets, year-to-date | $49,689,000 | 7,248 |
| Average Assets, quarterly | $49,304,500 | 7,412 |
| Volatile liabilities | $3,732,000 | 7,886 |
| Insider loans | $808,000 | 4,287 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,100,000 | 7,303 |
| Tier 1 (core) risk-based capital | $4,468,000 | 7,730 |
| Tier 2 risk-based capital | $440,540 | 5,798 |
| Total risk weighted assets | $35,218,040 | 6,528 |
| Total unused commitments | $2,100,000 | 7,319 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $26,006,000 | 10,286 |
| Cash and due from depository institutions | $905,000 | 9,584 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,936,000 | 10,421 |
| Federal funds sold & reverse repurchase agreements | $752,000 | 6,088 |
| Net loans & leases | $17,787,000 | 9,192 |
| Loan loss allowance | $244,000 | 9,171 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $360,000 | 9,418 |
| Other real estate owned | $0 | 9,584 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $266,000 | 11,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,006,000 | 10,286 |
| Total liabilities | $23,740,000 | 10,219 |
| Total deposits | $22,756,000 | 10,239 |
| Interest-bearing deposits | $18,633,000 | 10,337 |
| Deposits held in domestic offices | $22,756,000 | 10,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $365,000 | 4,163 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $397,000 | 3,952 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $222,000 | 8,581 |
| Total equity capital | $2,266,000 | 10,519 |
| Total bank equity capital | $2,266,000 | 10,519 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $1,350,000 | 7,008 |
| Undivided profits | $816,000 | 9,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 6,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $195,000 | 8,594 |
| Earning assets | $24,475,000 | 10,155 |
| Long-term assets (5+ years) | $2,012,000 | 8,262 |
| Average Assets, year-to-date | $24,225,800 | 10,461 |
| Average Assets, quarterly | $25,491,000 | 10,335 |
| Volatile liabilities | $1,701,000 | 10,080 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $513,000 | 10,302 |
| Tier 1 (core) risk-based capital | $2,271,000 | 10,608 |
| Tier 2 risk-based capital | $217,410 | 8,814 |
| Total risk weighted assets | $17,366,310 | 9,549 |
| Total unused commitments | $513,000 | 10,307 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $22,764,000 | 11,192 |
| Cash and due from depository institutions | $644,000 | 10,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,317,000 | 11,607 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 6,585 |
| Net loans & leases | $15,745,000 | 9,838 |
| Loan loss allowance | $240,000 | 9,540 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $330,000 | 9,947 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $178,000 | 12,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,764,000 | 11,192 |
| Total liabilities | $20,745,000 | 11,145 |
| Total deposits | $20,538,000 | 11,071 |
| Interest-bearing deposits | $16,754,000 | 11,213 |
| Deposits held in domestic offices | $20,538,000 | 11,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $207,000 | 9,123 |
| Total equity capital | $2,019,000 | 11,320 |
| Total bank equity capital | $2,019,000 | 11,320 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $1,350,000 | 7,043 |
| Undivided profits | $569,000 | 10,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 7,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $140,000 | 9,774 |
| Earning assets | $21,612,000 | 11,040 |
| Long-term assets (5+ years) | $1,298,000 | 9,560 |
| Average Assets, year-to-date | $22,169,200 | 11,180 |
| Average Assets, quarterly | $22,506,500 | 11,188 |
| Volatile liabilities | $1,403,000 | 10,632 |
| Insider loans | $340,000 | 6,904 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $675,000 | 10,042 |
| Tier 1 (core) risk-based capital | $2,019,000 | 11,289 |
| Tier 2 risk-based capital | $188,730 | 9,621 |
| Total risk weighted assets | $15,046,730 | 10,378 |
| Total unused commitments | $675,000 | 10,064 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $21,760,000 | 11,735 |
| Cash and due from depository institutions | $1,167,000 | 11,041 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $4,292,000 | 11,972 |
| Federal funds sold & reverse repurchase agreements | $830,000 | 9,170 |
| Net loans & leases | $14,902,000 | 10,225 |
| Loan loss allowance | $234,000 | 9,887 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $328,000 | 10,271 |
| Other real estate owned | $0 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $241,000 | 12,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,760,000 | 11,735 |
| Total liabilities | $19,741,000 | 11,705 |
| Total deposits | $19,586,000 | 11,635 |
| Interest-bearing deposits | $16,289,000 | 11,688 |
| Deposits held in domestic offices | $19,586,000 | 11,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $155,000 | 11,042 |
| Total equity capital | $2,019,000 | 11,450 |
| Total bank equity capital | $2,019,000 | 11,450 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,350,000 | 7,005 |
| Undivided profits | $569,000 | 10,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 8,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $170,000 | 9,460 |
| Earning assets | $20,024,000 | 11,654 |
| Long-term assets (5+ years) | $881,000 | 10,433 |
| Average Assets, year-to-date | $21,772,600 | 11,610 |
| Average Assets, quarterly | $21,385,500 | 11,739 |
| Volatile liabilities | $1,275,000 | 11,252 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $483,000 | 10,623 |
| Tier 1 (core) risk-based capital | $2,019,000 | 11,405 |
| Tier 2 risk-based capital | $181,500 | 9,886 |
| Total risk weighted assets | $14,467,400 | 10,787 |
| Total unused commitments | $483,000 | 10,647 |
| Derivatives | $0 | 651 |