Community First Bank of Central Florida, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$2,976,000	9,033
Total interest expense	$1,199,000	9,604
Net interest income	$1,777,000	8,412
Provision for loan and lease losses	$215,000	5,039
Total noninterest income	$892,000	3,646
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$446,000	3,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$446,000	3,454
Total noninterest expense	$1,968,000	6,465
Salaries and employee benefits	$852,000	6,921
Premises and equipment expense	$404,000	4,758
Additional noninterest expense	$712,000	6,678
Pre-tax net operating income	$486,000	8,507
Securities gains (losses)	$239,000	1,778
Applicable income taxes	$272,000	6,338
Income before extraordinary items	$453,000	7,714
Extraordinary gains, net	$0	1,422
Net income	$453,000	7,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$180,000	4,443
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$300,040	8,941

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.