Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,510,000 | 2,421 |
| Total interest expense | $5,049,000 | 2,891 |
| Net interest income | $8,461,000 | 2,081 |
| Provision for loan and lease losses | $171,000 | 3,952 |
| Total noninterest income | $1,327,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $957,000 | 1,367 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $370,000 | 3,586 |
| Total noninterest expense | $4,381,000 | 3,044 |
| Salaries and employee benefits | $1,786,000 | 3,764 |
| Premises and equipment expense | $490,000 | 3,832 |
| Additional noninterest expense | $2,105,000 | 2,066 |
| Pre-tax net operating income | $5,236,000 | 1,450 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,773,000 | 1,376 |
| Income before extraordinary items | $3,463,000 | 1,545 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,463,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $2,300,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,463,000 | 1,513 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 4,552 |
| Total interest expense | $2,534,000 | 5,317 |
| Net interest income | $4,165,000 | 3,991 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $766,000 | 3,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $2,014,000 | 5,569 |
| Salaries and employee benefits | $1,018,000 | 5,718 |
| Premises and equipment expense | $343,000 | 4,949 |
| Additional noninterest expense | $653,000 | 5,427 |
| Pre-tax net operating income | $2,912,000 | 2,452 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $958,000 | 2,381 |
| Income before extraordinary items | $1,954,000 | 2,613 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,954,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $2,400,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,954,000 | 2,532 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,463,000 | 4,798 |
| Total interest expense | $2,525,000 | 5,372 |
| Net interest income | $3,938,000 | 4,292 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $665,000 | 4,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $460,000 | 2,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,893 |
| Total noninterest expense | $2,081,000 | 5,499 |
| Salaries and employee benefits | $1,116,000 | 5,404 |
| Premises and equipment expense | $385,000 | 4,571 |
| Additional noninterest expense | $580,000 | 5,940 |
| Pre-tax net operating income | $2,522,000 | 2,890 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $814,000 | 2,888 |
| Income before extraordinary items | $1,708,000 | 2,975 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,708,000 | 2,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $805,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,708,000 | 2,924 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 9,020 |
| Total interest expense | $795,000 | 9,658 |
| Net interest income | $1,461,000 | 8,363 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $290,000 | 7,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,055 |
| Total noninterest expense | $794,000 | 9,447 |
| Salaries and employee benefits | $402,000 | 9,596 |
| Premises and equipment expense | $147,000 | 8,133 |
| Additional noninterest expense | $245,000 | 9,448 |
| Pre-tax net operating income | $957,000 | 5,896 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $318,000 | 5,629 |
| Income before extraordinary items | $639,000 | 6,043 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $639,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $525,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $639,000 | 5,981 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,179,000 | 9,453 |
| Total interest expense | $780,000 | 10,025 |
| Net interest income | $1,399,000 | 8,790 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $270,000 | 7,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $806,000 | 9,748 |
| Salaries and employee benefits | $379,000 | 10,092 |
| Premises and equipment expense | $155,000 | 8,146 |
| Additional noninterest expense | $272,000 | 9,576 |
| Pre-tax net operating income | $863,000 | 6,582 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $285,000 | 6,195 |
| Income before extraordinary items | $578,000 | 6,739 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $578,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $505,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $578,000 | 6,726 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 9,783 |
| Total interest expense | $622,000 | 10,502 |
| Net interest income | $1,389,000 | 9,193 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $281,000 | 7,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $832,000 | 10,084 |
| Salaries and employee benefits | $402,000 | 10,270 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $283,000 | 10,151 |
| Pre-tax net operating income | $838,000 | 6,687 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $272,000 | 6,230 |
| Income before extraordinary items | $566,000 | 6,794 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $566,000 | 6,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,034 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $566,000 | 6,845 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 10,762 |
| Total interest expense | $619,000 | 11,031 |
| Net interest income | $1,099,000 | 10,416 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $235,000 | 8,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $775,000 | 10,793 |
| Salaries and employee benefits | $371,000 | 10,927 |
| Premises and equipment expense | $145,000 | 9,044 |
| Additional noninterest expense | $259,000 | 10,962 |
| Pre-tax net operating income | $559,000 | 8,236 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $180,000 | 8,011 |
| Income before extraordinary items | $378,000 | 8,655 |
| Extraordinary gains, net | $-2,000 | 12,173 |
| Net income | $376,000 | 8,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $330,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $378,680 | 8,395 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 11,244 |
| Total interest expense | $775,000 | 11,444 |
| Net interest income | $1,051,000 | 10,887 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $211,000 | 9,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $774,000 | 11,133 |
| Salaries and employee benefits | $371,000 | 11,211 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $251,000 | 11,517 |
| Pre-tax net operating income | $488,000 | 8,492 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $158,000 | 8,431 |
| Income before extraordinary items | $329,000 | 8,940 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $329,000 | 9,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 13,414 |
| Cash dividends | $129,000 | 6,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $329,680 | 8,579 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.