Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 4,333 |
| Total interest expense | $158,000 | 3,252 |
| Net interest income | $825,000 | 4,454 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $147,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $9,000 | 5,488 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $138,000 | 3,085 |
| Total noninterest expense | $1,244,000 | 3,228 |
| Salaries and employee benefits | $520,000 | 3,808 |
| Premises and equipment expense | $168,000 | 2,856 |
| Additional noninterest expense | $556,000 | 2,550 |
| Pre-tax net operating income | $-272,000 | 6,026 |
| Securities gains (losses) | $6,000 | 1,655 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-266,000 | 6,031 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-266,000 | 6,032 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-266,000 | 6,031 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 563 |
| Net operating income | $-272,000 | 6,029 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 4,263 |
| Total interest expense | $628,000 | 3,288 |
| Net interest income | $3,458,000 | 4,371 |
| Provision for loan and lease losses | $381,000 | 1,637 |
| Total noninterest income | $536,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $80,000 | 4,963 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $456,000 | 3,422 |
| Total noninterest expense | $4,138,000 | 3,646 |
| Salaries and employee benefits | $2,247,000 | 3,668 |
| Premises and equipment expense | $619,000 | 3,041 |
| Additional noninterest expense | $1,272,000 | 3,795 |
| Pre-tax net operating income | $-525,000 | 6,043 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $-527,000 | 6,052 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-527,000 | 6,052 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-527,000 | 6,052 |
| Net charge-offs | $134,000 | 2,377 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 540 |
| Net operating income | $-527,000 | 6,045 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 4,300 |
| Total interest expense | $469,000 | 3,343 |
| Net interest income | $2,609,000 | 4,392 |
| Provision for loan and lease losses | $374,000 | 1,317 |
| Total noninterest income | $600,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $65,000 | 4,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $535,000 | 2,821 |
| Total noninterest expense | $3,169,000 | 3,614 |
| Salaries and employee benefits | $1,696,000 | 3,668 |
| Premises and equipment expense | $465,000 | 3,080 |
| Additional noninterest expense | $1,008,000 | 3,666 |
| Pre-tax net operating income | $-334,000 | 6,130 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $-336,000 | 6,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-336,000 | 6,137 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-336,000 | 6,137 |
| Net charge-offs | $133,000 | 1,911 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 484 |
| Net operating income | $-336,000 | 6,126 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 4,338 |
| Total interest expense | $310,000 | 3,387 |
| Net interest income | $1,729,000 | 4,435 |
| Provision for loan and lease losses | $198,000 | 1,531 |
| Total noninterest income | $527,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $41,000 | 5,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $486,000 | 2,444 |
| Total noninterest expense | $2,125,000 | 3,635 |
| Salaries and employee benefits | $1,157,000 | 3,632 |
| Premises and equipment expense | $301,000 | 3,158 |
| Additional noninterest expense | $667,000 | 3,715 |
| Pre-tax net operating income | $-67,000 | 6,086 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $-69,000 | 6,116 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-69,000 | 6,117 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-69,000 | 6,117 |
| Net charge-offs | $3,000 | 3,598 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 438 |
| Net operating income | $-69,000 | 6,092 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 4,364 |
| Total interest expense | $149,000 | 3,493 |
| Net interest income | $868,000 | 4,445 |
| Provision for loan and lease losses | $32,000 | 2,430 |
| Total noninterest income | $265,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $20,000 | 5,051 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $245,000 | 2,379 |
| Total noninterest expense | $1,071,000 | 3,645 |
| Salaries and employee benefits | $560,000 | 3,745 |
| Premises and equipment expense | $163,000 | 3,029 |
| Additional noninterest expense | $348,000 | 3,603 |
| Pre-tax net operating income | $30,000 | 5,788 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $30,000 | 5,803 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $30,000 | 5,804 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $30,000 | 5,804 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 382 |
| Net operating income | $30,000 | 5,752 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 4,550 |
| Total interest expense | $493,000 | 4,040 |
| Net interest income | $3,350,000 | 4,584 |
| Provision for loan and lease losses | $165,000 | 2,677 |
| Total noninterest income | $684,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $52,000 | 5,681 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $632,000 | 2,966 |
| Total noninterest expense | $3,729,000 | 3,984 |
| Salaries and employee benefits | $1,987,000 | 4,001 |
| Premises and equipment expense | $622,000 | 3,140 |
| Additional noninterest expense | $1,120,000 | 4,194 |
| Pre-tax net operating income | $140,000 | 5,792 |
| Securities gains (losses) | $35,000 | 1,980 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $173,000 | 5,726 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $173,000 | 5,726 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $173,000 | 5,727 |
| Net charge-offs | $50,000 | 3,763 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 473 |
| Net operating income | $138,350 | 5,764 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 4,665 |
| Total interest expense | $355,000 | 4,185 |
| Net interest income | $2,449,000 | 4,685 |
| Provision for loan and lease losses | $88,000 | 2,990 |
| Total noninterest income | $446,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $31,000 | 5,911 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $415,000 | 3,184 |
| Total noninterest expense | $2,689,000 | 4,100 |
| Salaries and employee benefits | $1,469,000 | 4,031 |
| Premises and equipment expense | $466,000 | 3,194 |
| Additional noninterest expense | $754,000 | 4,469 |
| Pre-tax net operating income | $118,000 | 5,847 |
| Securities gains (losses) | $13,000 | 2,225 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $129,000 | 5,803 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $129,000 | 5,802 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $129,000 | 5,803 |
| Net charge-offs | $5,000 | 4,372 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 431 |
| Net operating income | $116,260 | 5,813 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 4,739 |
| Total interest expense | $224,000 | 4,333 |
| Net interest income | $1,597,000 | 4,736 |
| Provision for loan and lease losses | $45,000 | 3,110 |
| Total noninterest income | $295,000 | 4,052 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $17,000 | 6,064 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $278,000 | 3,147 |
| Total noninterest expense | $1,815,000 | 4,090 |
| Salaries and employee benefits | $973,000 | 4,063 |
| Premises and equipment expense | $312,000 | 3,206 |
| Additional noninterest expense | $530,000 | 4,364 |
| Pre-tax net operating income | $32,000 | 6,063 |
| Securities gains (losses) | $13,000 | 1,826 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $45,000 | 6,020 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $45,000 | 6,021 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $45,000 | 6,022 |
| Net charge-offs | $5,000 | 3,959 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 415 |
| Net operating income | $32,000 | 6,058 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 4,752 |
| Total interest expense | $110,000 | 4,436 |
| Net interest income | $810,000 | 4,741 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $187,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $179,000 | 2,720 |
| Total noninterest expense | $937,000 | 4,055 |
| Salaries and employee benefits | $508,000 | 4,031 |
| Premises and equipment expense | $160,000 | 3,196 |
| Additional noninterest expense | $269,000 | 4,357 |
| Pre-tax net operating income | $20,000 | 6,041 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $20,000 | 6,051 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 6,052 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $20,000 | 6,052 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 380 |
| Net operating income | $20,000 | 6,029 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 4,986 |
| Total interest expense | $455,000 | 4,661 |
| Net interest income | $2,973,000 | 4,952 |
| Provision for loan and lease losses | $196,000 | 3,000 |
| Total noninterest income | $613,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $28,000 | 6,314 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $585,000 | 3,154 |
| Total noninterest expense | $3,231,000 | 4,440 |
| Salaries and employee benefits | $1,883,000 | 4,207 |
| Premises and equipment expense | $600,000 | 3,313 |
| Additional noninterest expense | $748,000 | 5,204 |
| Pre-tax net operating income | $159,000 | 5,809 |
| Securities gains (losses) | $28,000 | 2,166 |
| Applicable income taxes | $79,000 | 3,545 |
| Income before extraordinary items | $108,000 | 5,968 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $108,000 | 5,969 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $108,000 | 5,970 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 479 |
| Net operating income | $90,080 | 5,972 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 5,086 |
| Total interest expense | $341,000 | 4,750 |
| Net interest income | $2,173,000 | 5,050 |
| Provision for loan and lease losses | $116,000 | 3,217 |
| Total noninterest income | $483,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $17,000 | 6,460 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $466,000 | 3,121 |
| Total noninterest expense | $2,400,000 | 4,478 |
| Salaries and employee benefits | $1,361,000 | 4,311 |
| Premises and equipment expense | $449,000 | 3,350 |
| Additional noninterest expense | $590,000 | 5,121 |
| Pre-tax net operating income | $140,000 | 5,861 |
| Securities gains (losses) | $28,000 | 2,032 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $166,000 | 5,768 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $166,000 | 5,769 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $166,000 | 5,769 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 485 |
| Net operating income | $138,280 | 5,810 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 5,139 |
| Total interest expense | $225,000 | 4,830 |
| Net interest income | $1,413,000 | 5,117 |
| Provision for loan and lease losses | $25,000 | 4,134 |
| Total noninterest income | $190,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $9,000 | 6,545 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $181,000 | 3,941 |
| Total noninterest expense | $1,549,000 | 4,571 |
| Salaries and employee benefits | $911,000 | 4,339 |
| Premises and equipment expense | $300,000 | 3,352 |
| Additional noninterest expense | $338,000 | 5,413 |
| Pre-tax net operating income | $29,000 | 6,180 |
| Securities gains (losses) | $28,000 | 1,854 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $56,000 | 6,105 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $56,000 | 6,106 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $56,000 | 6,107 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 473 |
| Net operating income | $28,560 | 6,181 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $800,000 | 5,216 |
| Total interest expense | $110,000 | 4,962 |
| Net interest income | $690,000 | 5,192 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $125,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,485 |
| Total noninterest expense | $750,000 | 4,688 |
| Salaries and employee benefits | $450,000 | 4,407 |
| Premises and equipment expense | $152,000 | 3,355 |
| Additional noninterest expense | $148,000 | 5,693 |
| Pre-tax net operating income | $40,000 | 5,952 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $40,000 | 5,975 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $40,000 | 5,977 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $40,000 | 5,977 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 436 |
| Net operating income | $40,000 | 5,888 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 5,389 |
| Total interest expense | $441,000 | 5,353 |
| Net interest income | $2,702,000 | 5,320 |
| Provision for loan and lease losses | $165,000 | 4,177 |
| Total noninterest income | $693,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $30,000 | 6,528 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $663,000 | 2,969 |
| Total noninterest expense | $3,159,000 | 4,617 |
| Salaries and employee benefits | $1,696,000 | 4,537 |
| Premises and equipment expense | $624,000 | 3,292 |
| Additional noninterest expense | $839,000 | 5,181 |
| Pre-tax net operating income | $71,000 | 5,984 |
| Securities gains (losses) | $19,000 | 3,187 |
| Applicable income taxes | $-75,000 | 6,671 |
| Income before extraordinary items | $165,000 | 5,881 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $165,000 | 5,879 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $165,000 | 5,881 |
| Net charge-offs | $15,000 | 5,495 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 603 |
| Net operating income | $146,000 | 5,776 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 5,519 |
| Total interest expense | $327,000 | 5,512 |
| Net interest income | $1,988,000 | 5,440 |
| Provision for loan and lease losses | $95,000 | 4,412 |
| Total noninterest income | $320,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $22,000 | 6,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $298,000 | 3,704 |
| Total noninterest expense | $2,275,000 | 4,749 |
| Salaries and employee benefits | $1,220,000 | 4,665 |
| Premises and equipment expense | $461,000 | 3,375 |
| Additional noninterest expense | $594,000 | 5,344 |
| Pre-tax net operating income | $-62,000 | 6,376 |
| Securities gains (losses) | $19,000 | 2,887 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $-45,000 | 6,479 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-45,000 | 6,477 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-45,000 | 6,477 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 716 |
| Net operating income | $-64,000 | 6,392 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 5,619 |
| Total interest expense | $217,000 | 5,611 |
| Net interest income | $1,274,000 | 5,550 |
| Provision for loan and lease losses | $55,000 | 4,498 |
| Total noninterest income | $77,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $12,000 | 6,742 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 5,194 |
| Total noninterest expense | $1,495,000 | 4,819 |
| Salaries and employee benefits | $804,000 | 4,721 |
| Premises and equipment expense | $298,000 | 3,450 |
| Additional noninterest expense | $393,000 | 5,371 |
| Pre-tax net operating income | $-199,000 | 6,631 |
| Securities gains (losses) | $19,000 | 2,506 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $-181,000 | 6,702 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-181,000 | 6,703 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-181,000 | 6,703 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 803 |
| Net operating income | $-200,000 | 6,647 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 5,712 |
| Total interest expense | $114,000 | 5,633 |
| Net interest income | $614,000 | 5,645 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $34,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,390 |
| Total noninterest expense | $725,000 | 4,908 |
| Salaries and employee benefits | $387,000 | 4,857 |
| Premises and equipment expense | $150,000 | 3,460 |
| Additional noninterest expense | $188,000 | 5,489 |
| Pre-tax net operating income | $-77,000 | 6,678 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-77,000 | 6,770 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-77,000 | 6,772 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-77,000 | 6,772 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-77,000 | 6,705 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 6,092 |
| Total interest expense | $430,000 | 6,102 |
| Net interest income | $2,075,000 | 6,010 |
| Provision for loan and lease losses | $310,000 | 4,057 |
| Total noninterest income | $414,000 | 4,723 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $7,000 | 6,887 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $407,000 | 3,406 |
| Total noninterest expense | $2,957,000 | 4,920 |
| Salaries and employee benefits | $1,577,000 | 4,832 |
| Premises and equipment expense | $575,000 | 3,687 |
| Additional noninterest expense | $805,000 | 5,405 |
| Pre-tax net operating income | $-778,000 | 6,515 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $-780,000 | 6,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-780,000 | 6,580 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-780,000 | 6,579 |
| Net charge-offs | $125,000 | 4,771 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-780,000 | 6,550 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 6,256 |
| Total interest expense | $315,000 | 6,242 |
| Net interest income | $1,461,000 | 6,168 |
| Provision for loan and lease losses | $269,000 | 3,780 |
| Total noninterest income | $342,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $4,000 | 6,959 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $338,000 | 3,288 |
| Total noninterest expense | $2,179,000 | 4,977 |
| Salaries and employee benefits | $1,177,000 | 4,834 |
| Premises and equipment expense | $424,000 | 3,774 |
| Additional noninterest expense | $578,000 | 5,521 |
| Pre-tax net operating income | $-645,000 | 6,672 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $-647,000 | 6,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-647,000 | 6,744 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-647,000 | 6,744 |
| Net charge-offs | $125,000 | 4,208 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-647,000 | 6,704 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 6,371 |
| Total interest expense | $201,000 | 6,412 |
| Net interest income | $939,000 | 6,283 |
| Provision for loan and lease losses | $127,000 | 4,108 |
| Total noninterest income | $279,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $3,000 | 6,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $276,000 | 3,005 |
| Total noninterest expense | $1,489,000 | 4,969 |
| Salaries and employee benefits | $795,000 | 4,838 |
| Premises and equipment expense | $244,000 | 4,180 |
| Additional noninterest expense | $450,000 | 5,255 |
| Pre-tax net operating income | $-398,000 | 6,729 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $-399,000 | 6,784 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-399,000 | 6,783 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-399,000 | 6,784 |
| Net charge-offs | $125,000 | 3,616 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-399,000 | 6,773 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 6,432 |
| Total interest expense | $99,000 | 6,534 |
| Net interest income | $464,000 | 6,326 |
| Provision for loan and lease losses | $39,000 | 4,442 |
| Total noninterest income | $116,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $3,000 | 6,929 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,364 |
| Total noninterest expense | $709,000 | 5,121 |
| Salaries and employee benefits | $377,000 | 5,012 |
| Premises and equipment expense | $115,000 | 4,384 |
| Additional noninterest expense | $217,000 | 5,329 |
| Pre-tax net operating income | $-168,000 | 6,795 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-168,000 | 6,837 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-168,000 | 6,837 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-168,000 | 6,837 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-168,000 | 6,830 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 6,782 |
| Total interest expense | $447,000 | 6,683 |
| Net interest income | $1,446,000 | 6,774 |
| Provision for loan and lease losses | $77,000 | 6,209 |
| Total noninterest income | $122,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,534 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 5,502 |
| Total noninterest expense | $2,040,000 | 5,973 |
| Salaries and employee benefits | $1,140,000 | 5,779 |
| Premises and equipment expense | $302,000 | 5,389 |
| Additional noninterest expense | $598,000 | 6,221 |
| Pre-tax net operating income | $-549,000 | 6,279 |
| Securities gains (losses) | $71,000 | 2,431 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-478,000 | 6,356 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-478,000 | 6,357 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-478,000 | 6,357 |
| Net charge-offs | $5,000 | 6,697 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,990,000 | 271 |
| Net operating income | $-549,000 | 6,350 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 6,939 |
| Total interest expense | $339,000 | 6,797 |
| Net interest income | $1,036,000 | 6,921 |
| Provision for loan and lease losses | $52,000 | 6,214 |
| Total noninterest income | $71,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $24,000 | 6,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $47,000 | 6,050 |
| Total noninterest expense | $1,482,000 | 6,085 |
| Salaries and employee benefits | $826,000 | 5,895 |
| Premises and equipment expense | $223,000 | 5,494 |
| Additional noninterest expense | $433,000 | 6,314 |
| Pre-tax net operating income | $-427,000 | 6,501 |
| Securities gains (losses) | $71,000 | 2,217 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-356,000 | 6,579 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-356,000 | 6,579 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-356,000 | 6,579 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-427,000 | 6,556 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $874,000 | 7,064 |
| Total interest expense | $225,000 | 6,881 |
| Net interest income | $649,000 | 7,027 |
| Provision for loan and lease losses | $36,000 | 6,064 |
| Total noninterest income | $54,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $22,000 | 6,435 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $32,000 | 6,086 |
| Total noninterest expense | $967,000 | 6,161 |
| Salaries and employee benefits | $529,000 | 6,016 |
| Premises and equipment expense | $146,000 | 5,572 |
| Additional noninterest expense | $292,000 | 6,328 |
| Pre-tax net operating income | $-300,000 | 6,573 |
| Securities gains (losses) | $71,000 | 1,657 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-229,000 | 6,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-229,000 | 6,603 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-229,000 | 6,602 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-300,000 | 6,644 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $426,000 | 7,193 |
| Total interest expense | $105,000 | 7,084 |
| Net interest income | $321,000 | 7,123 |
| Provision for loan and lease losses | $22,000 | 5,692 |
| Total noninterest income | $42,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $14,000 | 6,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 5,531 |
| Total noninterest expense | $464,000 | 6,317 |
| Salaries and employee benefits | $251,000 | 6,188 |
| Premises and equipment expense | $75,000 | 5,600 |
| Additional noninterest expense | $138,000 | 6,490 |
| Pre-tax net operating income | $-123,000 | 6,708 |
| Securities gains (losses) | $71,000 | 958 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-52,000 | 6,624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-52,000 | 6,626 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-52,000 | 6,625 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-123,000 | 6,755 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 7,679 |
| Total interest expense | $328,000 | 7,520 |
| Net interest income | $729,000 | 7,674 |
| Provision for loan and lease losses | $180,000 | 5,882 |
| Total noninterest income | $30,000 | 7,528 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $23,000 | 6,861 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $7,000 | 7,260 |
| Total noninterest expense | $1,936,000 | 6,308 |
| Salaries and employee benefits | $1,021,000 | 6,195 |
| Premises and equipment expense | $292,000 | 5,712 |
| Additional noninterest expense | $623,000 | 6,379 |
| Pre-tax net operating income | $-1,357,000 | 6,390 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,357,000 | 6,516 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,357,000 | 6,516 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,357,000 | 6,516 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,357,000 | 6,515 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $681,000 | 7,850 |
| Total interest expense | $237,000 | 7,657 |
| Net interest income | $444,000 | 7,856 |
| Provision for loan and lease losses | $128,000 | 5,701 |
| Total noninterest income | $16,000 | 7,721 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $11,000 | 7,011 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,000 | 7,434 |
| Total noninterest expense | $1,423,000 | 6,377 |
| Salaries and employee benefits | $757,000 | 6,248 |
| Premises and equipment expense | $206,000 | 5,905 |
| Additional noninterest expense | $460,000 | 6,429 |
| Pre-tax net operating income | $-1,091,000 | 6,700 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,091,000 | 6,792 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,091,000 | 6,791 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,091,000 | 6,793 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,091,000 | 6,788 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $387,000 | 7,999 |
| Total interest expense | $148,000 | 7,800 |
| Net interest income | $239,000 | 8,003 |
| Provision for loan and lease losses | $121,000 | 5,046 |
| Total noninterest income | $9,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $6,000 | 7,103 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,000 | 7,580 |
| Total noninterest expense | $922,000 | 6,481 |
| Salaries and employee benefits | $486,000 | 6,399 |
| Premises and equipment expense | $135,000 | 5,987 |
| Additional noninterest expense | $301,000 | 6,485 |
| Pre-tax net operating income | $-795,000 | 6,893 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-795,000 | 7,018 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-795,000 | 7,018 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-795,000 | 7,018 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-795,000 | 7,007 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $156,000 | 8,107 |
| Total interest expense | $69,000 | 7,910 |
| Net interest income | $87,000 | 8,130 |
| Provision for loan and lease losses | $67,000 | 4,526 |
| Total noninterest income | $4,000 | 7,935 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $437,000 | 6,584 |
| Salaries and employee benefits | $233,000 | 6,546 |
| Premises and equipment expense | $70,000 | 5,952 |
| Additional noninterest expense | $134,000 | 6,576 |
| Pre-tax net operating income | $-413,000 | 7,216 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-413,000 | 7,358 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-413,000 | 7,359 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-413,000 | 7,359 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-413,000 | 7,322 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $69,000 | 8,289 |
| Total interest expense | $28,000 | 8,245 |
| Net interest income | $41,000 | 8,290 |
| Provision for loan and lease losses | $29,000 | 6,885 |
| Total noninterest income | $1,000 | 8,094 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,298 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $381,000 | 8,203 |
| Salaries and employee benefits | $201,000 | 8,199 |
| Premises and equipment expense | $53,000 | 8,020 |
| Additional noninterest expense | $127,000 | 8,148 |
| Pre-tax net operating income | $-368,000 | 6,681 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-368,000 | 6,619 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-368,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $8,986,000 | 172 |
| Net operating income | $-368,000 | 6,765 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.