Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 3,339 |
| Total interest expense | $1,064,000 | 3,102 |
| Net interest income | $1,536,000 | 3,479 |
| Provision for loan and lease losses | $521,000 | 465 |
| Total noninterest income | $96,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $81,000 | 3,912 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $4,229,000 | 1,069 |
| Salaries and employee benefits | $2,341,000 | 1,048 |
| Premises and equipment expense | $171,000 | 3,403 |
| Additional noninterest expense | $1,717,000 | 781 |
| Pre-tax net operating income | $-3,118,000 | 8,784 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-1,033,000 | 8,774 |
| Income before extraordinary items | $-2,085,000 | 8,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,085,000 | 8,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 453 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-2,085,000 | 8,770 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,676,000 | 3,233 |
| Total interest expense | $3,695,000 | 2,826 |
| Net interest income | $5,981,000 | 3,431 |
| Provision for loan and lease losses | $402,000 | 2,262 |
| Total noninterest income | $732,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $301,000 | 4,180 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $431,000 | 3,650 |
| Total noninterest expense | $4,824,000 | 3,330 |
| Salaries and employee benefits | $2,504,000 | 3,478 |
| Premises and equipment expense | $601,000 | 3,648 |
| Additional noninterest expense | $1,719,000 | 2,884 |
| Pre-tax net operating income | $1,487,000 | 4,404 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $461,000 | 3,495 |
| Income before extraordinary items | $1,026,000 | 4,771 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,026,000 | 4,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 1,375 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,026,000 | 4,747 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 3,232 |
| Total interest expense | $2,676,000 | 2,777 |
| Net interest income | $4,435,000 | 3,459 |
| Provision for loan and lease losses | $296,000 | 2,228 |
| Total noninterest income | $539,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $253,000 | 3,932 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $286,000 | 3,881 |
| Total noninterest expense | $3,707,000 | 3,239 |
| Salaries and employee benefits | $1,872,000 | 3,457 |
| Premises and equipment expense | $461,000 | 3,576 |
| Additional noninterest expense | $1,374,000 | 2,684 |
| Pre-tax net operating income | $971,000 | 4,840 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $295,000 | 3,830 |
| Income before extraordinary items | $676,000 | 5,167 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $676,000 | 5,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,305 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $676,000 | 5,121 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 3,239 |
| Total interest expense | $1,681,000 | 2,770 |
| Net interest income | $2,937,000 | 3,453 |
| Provision for loan and lease losses | $189,000 | 2,249 |
| Total noninterest income | $344,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $144,000 | 4,250 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $200,000 | 3,763 |
| Total noninterest expense | $2,458,000 | 3,243 |
| Salaries and employee benefits | $1,241,000 | 3,460 |
| Premises and equipment expense | $314,000 | 3,491 |
| Additional noninterest expense | $903,000 | 2,691 |
| Pre-tax net operating income | $634,000 | 4,875 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $190,000 | 3,870 |
| Income before extraordinary items | $444,000 | 5,182 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $444,000 | 5,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 1,102 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $444,000 | 5,132 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 3,284 |
| Total interest expense | $790,000 | 2,817 |
| Net interest income | $1,455,000 | 3,483 |
| Provision for loan and lease losses | $93,000 | 2,159 |
| Total noninterest income | $164,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,905 |
| Total noninterest expense | $1,280,000 | 3,135 |
| Salaries and employee benefits | $691,000 | 3,159 |
| Premises and equipment expense | $160,000 | 3,459 |
| Additional noninterest expense | $429,000 | 2,836 |
| Pre-tax net operating income | $246,000 | 5,482 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $81,000 | 4,092 |
| Income before extraordinary items | $165,000 | 5,887 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $165,000 | 5,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 641 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $165,000 | 5,851 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,671,000 | 3,200 |
| Total interest expense | $3,033,000 | 2,611 |
| Net interest income | $5,638,000 | 3,473 |
| Provision for loan and lease losses | $475,000 | 2,052 |
| Total noninterest income | $421,000 | 5,683 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $287,000 | 4,415 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $134,000 | 5,904 |
| Total noninterest expense | $4,354,000 | 3,500 |
| Salaries and employee benefits | $2,128,000 | 3,790 |
| Premises and equipment expense | $683,000 | 3,192 |
| Additional noninterest expense | $1,543,000 | 3,058 |
| Pre-tax net operating income | $1,230,000 | 4,733 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $421,000 | 3,636 |
| Income before extraordinary items | $809,000 | 5,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $809,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,222,000 | 669 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $809,000 | 5,171 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 3,206 |
| Total interest expense | $2,265,000 | 2,575 |
| Net interest income | $4,172,000 | 3,476 |
| Provision for loan and lease losses | $494,000 | 1,473 |
| Total noninterest income | $303,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $218,000 | 4,420 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $85,000 | 6,209 |
| Total noninterest expense | $3,290,000 | 3,464 |
| Salaries and employee benefits | $1,731,000 | 3,542 |
| Premises and equipment expense | $499,000 | 3,256 |
| Additional noninterest expense | $1,060,000 | 3,251 |
| Pre-tax net operating income | $691,000 | 5,551 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $239,000 | 4,159 |
| Income before extraordinary items | $452,000 | 6,042 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $452,000 | 6,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,236,000 | 492 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $452,000 | 5,967 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 3,212 |
| Total interest expense | $1,528,000 | 2,535 |
| Net interest income | $2,739,000 | 3,509 |
| Provision for loan and lease losses | $432,000 | 1,145 |
| Total noninterest income | $192,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $144,000 | 4,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 6,492 |
| Total noninterest expense | $2,181,000 | 3,505 |
| Salaries and employee benefits | $1,191,000 | 3,472 |
| Premises and equipment expense | $331,000 | 3,278 |
| Additional noninterest expense | $659,000 | 3,462 |
| Pre-tax net operating income | $318,000 | 6,392 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $105,000 | 4,774 |
| Income before extraordinary items | $213,000 | 6,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,216,000 | 367 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $213,000 | 6,686 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 3,230 |
| Total interest expense | $790,000 | 2,479 |
| Net interest income | $1,331,000 | 3,584 |
| Provision for loan and lease losses | $125,000 | 1,741 |
| Total noninterest income | $94,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $70,000 | 4,409 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $1,084,000 | 3,527 |
| Salaries and employee benefits | $610,000 | 3,408 |
| Premises and equipment expense | $161,000 | 3,395 |
| Additional noninterest expense | $313,000 | 3,619 |
| Pre-tax net operating income | $216,000 | 5,640 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $71,000 | 4,329 |
| Income before extraordinary items | $145,000 | 6,091 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 6,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,165,000 | 246 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $145,000 | 5,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,293,000 | 3,028 |
| Total interest expense | $3,856,000 | 2,292 |
| Net interest income | $5,437,000 | 3,467 |
| Provision for loan and lease losses | $903,000 | 1,306 |
| Total noninterest income | $1,017,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $225,000 | 5,003 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $792,000 | 2,752 |
| Total noninterest expense | $4,198,000 | 3,563 |
| Salaries and employee benefits | $2,390,000 | 3,386 |
| Premises and equipment expense | $582,000 | 3,611 |
| Additional noninterest expense | $1,226,000 | 3,665 |
| Pre-tax net operating income | $1,353,000 | 4,387 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $324,000 | 4,161 |
| Income before extraordinary items | $1,029,000 | 4,567 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,029,000 | 4,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,498 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 441 |
| Net operating income | $1,029,000 | 4,394 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,708,000 | 2,802 |
| Total interest expense | $2,978,000 | 2,309 |
| Net interest income | $4,730,000 | 3,049 |
| Provision for loan and lease losses | $495,000 | 1,677 |
| Total noninterest income | $209,000 | 6,780 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $160,000 | 5,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,244 |
| Total noninterest expense | $3,447,000 | 3,278 |
| Salaries and employee benefits | $2,091,000 | 2,970 |
| Premises and equipment expense | $422,000 | 3,694 |
| Additional noninterest expense | $934,000 | 3,606 |
| Pre-tax net operating income | $997,000 | 4,548 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $186,000 | 4,765 |
| Income before extraordinary items | $811,000 | 4,557 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $811,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,651 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 323 |
| Net operating income | $811,000 | 4,383 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 2,829 |
| Total interest expense | $2,014,000 | 2,355 |
| Net interest income | $3,093,000 | 3,104 |
| Provision for loan and lease losses | $330,000 | 1,664 |
| Total noninterest income | $119,000 | 7,082 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $102,000 | 5,238 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $2,213,000 | 3,381 |
| Salaries and employee benefits | $1,376,000 | 3,011 |
| Premises and equipment expense | $269,000 | 3,818 |
| Additional noninterest expense | $568,000 | 3,869 |
| Pre-tax net operating income | $669,000 | 4,546 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $136,000 | 4,659 |
| Income before extraordinary items | $533,000 | 4,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $533,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,193 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 278 |
| Net operating income | $533,000 | 4,409 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 2,849 |
| Total interest expense | $990,000 | 2,455 |
| Net interest income | $1,559,000 | 3,060 |
| Provision for loan and lease losses | $165,000 | 1,575 |
| Total noninterest income | $53,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $1,111,000 | 3,361 |
| Salaries and employee benefits | $698,000 | 2,961 |
| Premises and equipment expense | $133,000 | 3,855 |
| Additional noninterest expense | $280,000 | 3,863 |
| Pre-tax net operating income | $336,000 | 4,492 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $76,000 | 4,452 |
| Income before extraordinary items | $260,000 | 4,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 155 |
| Net operating income | $260,000 | 4,406 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,774,000 | 3,733 |
| Total interest expense | $3,534,000 | 3,067 |
| Net interest income | $4,240,000 | 4,165 |
| Provision for loan and lease losses | $785,000 | 1,664 |
| Total noninterest income | $199,000 | 7,319 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $162,000 | 5,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,965 |
| Total noninterest expense | $3,255,000 | 4,184 |
| Salaries and employee benefits | $1,876,000 | 3,958 |
| Premises and equipment expense | $477,000 | 4,079 |
| Additional noninterest expense | $902,000 | 4,533 |
| Pre-tax net operating income | $399,000 | 7,168 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $399,000 | 6,854 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $399,000 | 6,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,827 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 313 |
| Net operating income | $399,000 | 6,718 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,727,000 | 5,139 |
| Total interest expense | $3,068,000 | 4,640 |
| Net interest income | $2,659,000 | 5,517 |
| Provision for loan and lease losses | $359,000 | 2,863 |
| Total noninterest income | $113,000 | 8,336 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $75,000 | 7,070 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $2,298,000 | 5,249 |
| Salaries and employee benefits | $1,412,000 | 4,725 |
| Premises and equipment expense | $344,000 | 5,086 |
| Additional noninterest expense | $542,000 | 6,201 |
| Pre-tax net operating income | $115,000 | 8,262 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $115,000 | 8,240 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $115,000 | 8,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $115,000 | 8,132 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 8,021 |
| Total interest expense | $1,072,000 | 8,078 |
| Net interest income | $1,318,000 | 7,827 |
| Provision for loan and lease losses | $466,000 | 2,004 |
| Total noninterest income | $65,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 8,801 |
| Total noninterest expense | $1,383,000 | 7,038 |
| Salaries and employee benefits | $733,000 | 7,043 |
| Premises and equipment expense | $161,000 | 7,398 |
| Additional noninterest expense | $489,000 | 6,513 |
| Pre-tax net operating income | $-466,000 | 9,515 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-466,000 | 9,549 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-466,000 | 9,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-466,000 | 9,551 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $145,000 | 10,152 |
| Total interest expense | $10,000 | 10,171 |
| Net interest income | $135,000 | 10,122 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $2,000 | 10,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $216,000 | 10,134 |
| Salaries and employee benefits | $112,000 | 10,121 |
| Premises and equipment expense | $23,000 | 10,054 |
| Additional noninterest expense | $81,000 | 10,035 |
| Pre-tax net operating income | $-229,000 | 9,653 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-229,000 | 9,704 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-229,000 | 9,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $9,419,000 | 86 |
| Net operating income | $-229,000 | 9,681 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.