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Community First Bank, Income and Expense

2024-09-30 (YTD Data)Rank
Total interest income$27,212,0001,335
Total interest expense$7,670,0001,644
Net interest income$19,542,0001,169
Provision for loan and lease losses$100,0002,167
Total noninterest income$2,481,0001,503
Gross Fiduciary activities income$0972
Service charges on deposit accounts$883,000896
Trading account gains and feesNANA
Additional Noninterest Income$1,598,0001,509
Total noninterest expense$14,066,0001,296
Salaries and employee benefits$7,405,0001,381
Premises and equipment expense$1,460,0001,254
Additional noninterest expense$1,598,0001,509
Pre-tax net operating income$7,857,0001,106
Securities gains (losses)$-9,0003,826
Applicable income taxes$03,278
Income before extraordinary items$7,848,000980
Extraordinary gains, net$051
Net income$7,848,000995
Minority interest net income$082
Net income of bank and minority interests.$7,848,000982
Net charge-offs$32,0001,930
Cash dividends$3,736,000790
Sale, conversion, retirement of capital stock, net$0527
Net operating income$7,857,000978
2024-06-30 (YTD Data)Rank
Total interest income$17,902,0001,339
Total interest expense$5,295,0001,582
Net interest income$12,607,0001,205
Provision for loan and lease losses$100,0001,840
Total noninterest income$1,666,0001,478
Gross Fiduciary activities income$0962
Service charges on deposit accounts$577,000900
Trading account gains and feesNANA
Additional Noninterest Income$1,089,0001,475
Total noninterest expense$9,292,0001,308
Salaries and employee benefits$4,900,0001,396
Premises and equipment expense$987,0001,245
Additional noninterest expense$1,089,0001,475
Pre-tax net operating income$4,881,0001,153
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$4,881,0001,019
Extraordinary gains, net$052
Net income$4,881,0001,033
Minority interest net income$084
Net income of bank and minority interests.$4,881,0001,021
Net charge-offs$23,0001,723
Cash dividends$2,709,000729
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,881,0001,016
2024-03-31 (YTD Data)Rank
Total interest income$8,914,0001,327
Total interest expense$2,694,0001,538
Net interest income$6,220,0001,217
Provision for loan and lease losses$100,0001,230
Total noninterest income$840,0001,454
Gross Fiduciary activities income$0895
Service charges on deposit accounts$292,000892
Trading account gains and feesNANA
Additional Noninterest Income$548,0001,438
Total noninterest expense$4,560,0001,335
Salaries and employee benefits$2,405,0001,422
Premises and equipment expense$492,0001,253
Additional noninterest expense$548,0001,438
Pre-tax net operating income$2,400,0001,146
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$2,400,0001,024
Extraordinary gains, net$051
Net income$2,400,0001,035
Minority interest net income$072
Net income of bank and minority interests.$2,400,0001,024
Net charge-offs$8,0001,601
Cash dividends$1,651,000603
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,400,0001,020
2023-12-31 (YTD Data)Rank
Total interest income$31,939,0001,328
Total interest expense$6,544,0001,722
Net interest income$25,395,0001,191
Provision for loan and lease losses$300,0001,648
Total noninterest income$3,251,0001,557
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,147,000905
Trading account gains and feesNANA
Additional Noninterest Income$2,104,0001,575
Total noninterest expense$17,929,0001,322
Salaries and employee benefits$9,488,0001,395
Premises and equipment expense$1,875,0001,293
Additional noninterest expense$2,104,0001,575
Pre-tax net operating income$10,417,0001,125
Securities gains (losses)$-279,0004,051
Applicable income taxes$03,369
Income before extraordinary items$10,138,000995
Extraordinary gains, net$054
Net income$10,138,0001,009
Minority interest net income$088
Net income of bank and minority interests.$10,138,000998
Net charge-offs$93,0001,536
Cash dividends$6,586,000648
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,417,000992
2023-09-30 (YTD Data)Rank
Total interest income$23,272,0001,329
Total interest expense$3,752,0001,901
Net interest income$19,520,0001,170
Provision for loan and lease losses$300,0001,340
Total noninterest income$2,397,0001,573
Gross Fiduciary activities income$0950
Service charges on deposit accounts$859,000906
Trading account gains and feesNANA
Additional Noninterest Income$1,538,0001,590
Total noninterest expense$13,469,0001,320
Salaries and employee benefits$7,038,0001,407
Premises and equipment expense$1,416,0001,285
Additional noninterest expense$1,538,0001,590
Pre-tax net operating income$8,148,0001,127
Securities gains (losses)$-279,0004,268
Applicable income taxes$03,407
Income before extraordinary items$7,869,0001,017
Extraordinary gains, net$052
Net income$7,869,0001,022
Minority interest net income$081
Net income of bank and minority interests.$7,869,0001,017
Net charge-offs$50,0001,480
Cash dividends$4,894,000619
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,148,0001,001
2023-06-30 (YTD Data)Rank
Total interest income$14,949,0001,337
Total interest expense$1,531,0002,312
Net interest income$13,418,0001,152
Provision for loan and lease losses$250,0001,174
Total noninterest income$1,600,0001,497
Gross Fiduciary activities income$0931
Service charges on deposit accounts$572,000892
Trading account gains and feesNANA
Additional Noninterest Income$1,028,0001,512
Total noninterest expense$8,999,0001,304
Salaries and employee benefits$4,723,0001,392
Premises and equipment expense$941,0001,277
Additional noninterest expense$1,028,0001,510
Pre-tax net operating income$5,769,0001,080
Securities gains (losses)$-279,0004,397
Applicable income taxes$03,436
Income before extraordinary items$5,490,000986
Extraordinary gains, net$051
Net income$5,490,000999
Minority interest net income$081
Net income of bank and minority interests.$5,490,000986
Net charge-offs$19,0001,563
Cash dividends$3,081,000621
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,769,000957
2023-03-31 (YTD Data)Rank
Total interest income$7,308,0001,338
Total interest expense$514,0002,613
Net interest income$6,794,0001,149
Provision for loan and lease losses$150,0001,007
Total noninterest income$769,0001,523
Gross Fiduciary activities income$0913
Service charges on deposit accounts$270,000950
Trading account gains and feesNANA
Additional Noninterest Income$499,0001,530
Total noninterest expense$4,488,0001,320
Salaries and employee benefits$2,341,0001,436
Premises and equipment expense$499,0001,246
Additional noninterest expense$499,0001,530
Pre-tax net operating income$2,925,0001,094
Securities gains (losses)$-279,0004,486
Applicable income taxes$03,388
Income before extraordinary items$2,646,0001,032
Extraordinary gains, net$04
Net income$2,646,0001,031
Minority interest net income$048
Net income of bank and minority interests.$2,646,0001,031
Net charge-offs$8,0001,438
Cash dividends$2,200,000446
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,925,000979
2022-12-31 (YTD Data)Rank
Total interest income$24,519,0001,333
Total interest expense$1,204,0002,179
Net interest income$23,315,0001,271
Provision for loan and lease losses$480,0001,252
Total noninterest income$3,178,0001,573
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,189,000889
Trading account gains and feesNANA
Additional Noninterest Income$1,989,0001,631
Total noninterest expense$16,621,0001,362
Salaries and employee benefits$8,579,0001,484
Premises and equipment expense$1,908,0001,267
Additional noninterest expense$1,989,0001,631
Pre-tax net operating income$9,392,0001,329
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$9,392,0001,148
Extraordinary gains, net$05
Net income$9,392,0001,147
Minority interest net income$063
Net income of bank and minority interests.$9,392,0001,148
Net charge-offs$98,0001,236
Cash dividends$4,612,000836
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,392,0001,172
2022-09-30 (YTD Data)Rank
Total interest income$17,281,0001,337
Total interest expense$761,0002,099
Net interest income$16,520,0001,314
Provision for loan and lease losses$330,0001,185
Total noninterest income$2,295,0001,632
Gross Fiduciary activities income$0968
Service charges on deposit accounts$880,000910
Trading account gains and feesNANA
Additional Noninterest Income$1,415,0001,704
Total noninterest expense$12,209,0001,377
Salaries and employee benefits$6,329,0001,506
Premises and equipment expense$1,379,0001,308
Additional noninterest expense$1,415,0001,704
Pre-tax net operating income$6,276,0001,438
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$6,276,0001,243
Extraordinary gains, net$04
Net income$6,276,0001,242
Minority interest net income$057
Net income of bank and minority interests.$6,276,0001,243
Net charge-offs$-7,0003,496
Cash dividends$2,971,000869
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,276,0001,269
2022-06-30 (YTD Data)Rank
Total interest income$10,545,0001,405
Total interest expense$433,0002,147
Net interest income$10,112,0001,372
Provision for loan and lease losses$180,0001,178
Total noninterest income$1,511,0001,627
Gross Fiduciary activities income$0925
Service charges on deposit accounts$576,000921
Trading account gains and feesNANA
Additional Noninterest Income$935,0001,739
Total noninterest expense$7,845,0001,406
Salaries and employee benefits$4,077,0001,547
Premises and equipment expense$892,0001,342
Additional noninterest expense$2,876,0001,200
Pre-tax net operating income$3,598,0001,519
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,598,0001,321
Extraordinary gains, net$04
Net income$3,598,0001,320
Minority interest net income$060
Net income of bank and minority interests.$3,598,0001,321
Net charge-offs$-2,0003,158
Cash dividends$2,381,000736
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,598,0001,352
2022-03-31 (YTD Data)Rank
Total interest income$5,123,0001,396
Total interest expense$229,0002,020
Net interest income$4,894,0001,371
Provision for loan and lease losses$150,000763
Total noninterest income$728,0001,672
Gross Fiduciary activities income$0892
Service charges on deposit accounts$290,000902
Trading account gains and feesNANA
Additional Noninterest Income$438,0001,813
Total noninterest expense$3,892,0001,415
Salaries and employee benefits$1,994,0001,572
Premises and equipment expense$460,0001,314
Additional noninterest expense$1,438,0001,179
Pre-tax net operating income$1,580,0001,586
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,580,0001,404
Extraordinary gains, net$04
Net income$1,580,0001,404
Minority interest net income$050
Net income of bank and minority interests.$1,580,0001,404
Net charge-offs$-11,0003,948
Cash dividends$597,0001,074
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,580,0001,420
2021-12-31 (YTD Data)Rank
Total interest income$20,558,0001,451
Total interest expense$1,500,0001,666
Net interest income$19,058,0001,422
Provision for loan and lease losses$750,000759
Total noninterest income$2,472,0002,012
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,020,000963
Trading account gains and feesNANA
Additional Noninterest Income$1,452,0002,246
Total noninterest expense$13,995,0001,539
Salaries and employee benefits$7,578,0001,619
Premises and equipment expense$1,719,0001,366
Additional noninterest expense$4,698,0001,399
Pre-tax net operating income$6,785,0001,672
Securities gains (losses)$579,000318
Applicable income taxes$03,710
Income before extraordinary items$7,364,0001,442
Extraordinary gains, net$010
Net income$7,364,0001,442
Minority interest net income$074
Net income of bank and minority interests.$7,364,0001,442
Net charge-offs$17,0002,122
Cash dividends$3,275,0001,101
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,785,0001,508
2021-09-30 (YTD Data)Rank
Total interest income$15,462,0001,472
Total interest expense$1,218,0001,636
Net interest income$14,244,0001,449
Provision for loan and lease losses$600,000696
Total noninterest income$1,874,0002,044
Gross Fiduciary activities income$0957
Service charges on deposit accounts$753,000971
Trading account gains and feesNANA
Additional Noninterest Income$1,121,0002,263
Total noninterest expense$10,401,0001,558
Salaries and employee benefits$5,689,0001,633
Premises and equipment expense$1,278,0001,409
Additional noninterest expense$3,434,0001,428
Pre-tax net operating income$5,117,0001,727
Securities gains (losses)$579,000283
Applicable income taxes$03,719
Income before extraordinary items$5,696,0001,474
Extraordinary gains, net$08
Net income$5,696,0001,474
Minority interest net income$069
Net income of bank and minority interests.$5,696,0001,474
Net charge-offs$9,0002,006
Cash dividends$2,203,0001,091
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,117,0001,552
2021-06-30 (YTD Data)Rank
Total interest income$10,087,0001,497
Total interest expense$872,0001,609
Net interest income$9,215,0001,472
Provision for loan and lease losses$450,000658
Total noninterest income$1,387,0001,879
Gross Fiduciary activities income$0951
Service charges on deposit accounts$476,000975
Trading account gains and feesNANA
Additional Noninterest Income$911,0002,011
Total noninterest expense$6,836,0001,562
Salaries and employee benefits$3,768,0001,630
Premises and equipment expense$858,0001,392
Additional noninterest expense$2,210,0001,449
Pre-tax net operating income$3,316,0001,728
Securities gains (losses)$579,000237
Applicable income taxes$03,702
Income before extraordinary items$3,895,0001,437
Extraordinary gains, net$06
Net income$3,895,0001,437
Minority interest net income$067
Net income of bank and minority interests.$3,895,0001,437
Net charge-offs$-3,0003,379
Cash dividends$1,704,000969
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,316,0001,562
2021-03-31 (YTD Data)Rank
Total interest income$5,090,0001,487
Total interest expense$467,0001,599
Net interest income$4,623,0001,454
Provision for loan and lease losses$300,000548
Total noninterest income$666,0001,940
Gross Fiduciary activities income$0922
Service charges on deposit accounts$238,000953
Trading account gains and feesNANA
Additional Noninterest Income$428,0002,083
Total noninterest expense$3,418,0001,557
Salaries and employee benefits$1,887,0001,627
Premises and equipment expense$459,0001,328
Additional noninterest expense$1,072,0001,460
Pre-tax net operating income$1,571,0001,823
Securities gains (losses)$579,000166
Applicable income taxes$03,613
Income before extraordinary items$2,150,0001,321
Extraordinary gains, net$03
Net income$2,150,0001,321
Minority interest net income$055
Net income of bank and minority interests.$2,150,0001,321
Net charge-offs$-5,0003,772
Cash dividends$1,221,000644
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,571,0001,629
2020-12-31 (YTD Data)Rank
Total interest income$18,646,0001,589
Total interest expense$2,258,0001,826
Net interest income$16,388,0001,529
Provision for loan and lease losses$930,0001,680
Total noninterest income$2,519,0001,883
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$905,0001,037
Trading account gains and feesNANA
Additional Noninterest Income$1,614,0002,018
Total noninterest expense$12,756,0001,619
Salaries and employee benefits$7,196,0001,652
Premises and equipment expense$1,631,0001,427
Additional noninterest expense$3,929,0001,554
Pre-tax net operating income$5,221,0001,736
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$5,221,0001,580
Extraordinary gains, net$04
Net income$5,221,0001,580
Minority interest net income$072
Net income of bank and minority interests.$5,221,0001,580
Net charge-offs$94,0002,055
Cash dividends$3,252,0001,056
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,221,0001,542
2020-09-30 (YTD Data)Rank
Total interest income$13,918,0001,596
Total interest expense$1,741,0001,871
Net interest income$12,177,0001,536
Provision for loan and lease losses$630,0001,766
Total noninterest income$1,875,0001,858
Gross Fiduciary activities income$0981
Service charges on deposit accounts$656,0001,059
Trading account gains and feesNANA
Additional Noninterest Income$1,219,0001,956
Total noninterest expense$9,436,0001,619
Salaries and employee benefits$5,379,0001,641
Premises and equipment expense$1,187,0001,454
Additional noninterest expense$2,870,0001,562
Pre-tax net operating income$3,986,0001,676
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$3,986,0001,514
Extraordinary gains, net$04
Net income$3,986,0001,514
Minority interest net income$065
Net income of bank and minority interests.$3,986,0001,515
Net charge-offs$40,0002,171
Cash dividends$2,206,0001,028
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,986,0001,469
2020-06-30 (YTD Data)Rank
Total interest income$9,275,0001,610
Total interest expense$1,174,0001,946
Net interest income$8,101,0001,529
Provision for loan and lease losses$330,0001,945
Total noninterest income$1,230,0001,812
Gross Fiduciary activities income$0970
Service charges on deposit accounts$443,0001,062
Trading account gains and feesNANA
Additional Noninterest Income$787,0001,918
Total noninterest expense$6,249,0001,623
Salaries and employee benefits$3,574,0001,641
Premises and equipment expense$770,0001,479
Additional noninterest expense$1,905,0001,568
Pre-tax net operating income$2,752,0001,567
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,752,0001,413
Extraordinary gains, net$04
Net income$2,752,0001,413
Minority interest net income$065
Net income of bank and minority interests.$2,752,0001,413
Net charge-offs$29,0002,009
Cash dividends$1,698,000915
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,752,0001,370
2020-03-31 (YTD Data)Rank
Total interest income$4,616,0001,613
Total interest expense$591,0002,073
Net interest income$4,025,0001,497
Provision for loan and lease losses$165,0001,576
Total noninterest income$674,0001,641
Gross Fiduciary activities income$0941
Service charges on deposit accounts$290,000977
Trading account gains and feesNANA
Additional Noninterest Income$384,0001,782
Total noninterest expense$3,113,0001,636
Salaries and employee benefits$1,785,0001,648
Premises and equipment expense$389,0001,474
Additional noninterest expense$939,0001,599
Pre-tax net operating income$1,421,0001,378
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,421,0001,240
Extraordinary gains, net$04
Net income$1,421,0001,239
Minority interest net income$056
Net income of bank and minority interests.$1,421,0001,240
Net charge-offs$30,0001,432
Cash dividends$1,174,000732
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,421,0001,220
2019-12-31 (YTD Data)Rank
Total interest income$18,974,0001,586
Total interest expense$2,279,0002,161
Net interest income$16,695,0001,451
Provision for loan and lease losses$660,0001,258
Total noninterest income$2,706,0001,671
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,158,0001,019
Trading account gains and feesNANA
Additional Noninterest Income$1,548,0001,765
Total noninterest expense$12,083,0001,635
Salaries and employee benefits$6,953,0001,639
Premises and equipment expense$1,664,0001,374
Additional noninterest expense$3,466,0001,685
Pre-tax net operating income$6,658,0001,420
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$6,658,0001,286
Extraordinary gains, net$011
Net income$6,658,0001,287
Minority interest net income$076
Net income of bank and minority interests.$6,658,0001,288
Net charge-offs$214,0001,616
Cash dividends$3,483,0001,075
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,658,0001,263
2019-09-30 (YTD Data)Rank
Total interest income$14,195,0001,607
Total interest expense$1,683,0002,196
Net interest income$12,512,0001,459
Provision for loan and lease losses$495,0001,171
Total noninterest income$2,006,0001,675
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$846,0001,038
Trading account gains and feesNANA
Additional Noninterest Income$1,160,0001,759
Total noninterest expense$9,004,0001,660
Salaries and employee benefits$5,197,0001,646
Premises and equipment expense$1,222,0001,414
Additional noninterest expense$2,585,0001,697
Pre-tax net operating income$5,019,0001,434
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$5,019,0001,307
Extraordinary gains, net$011
Net income$5,019,0001,309
Minority interest net income$072
Net income of bank and minority interests.$5,019,0001,309
Net charge-offs$73,0001,966
Cash dividends$2,348,0001,061
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,019,0001,284
2019-06-30 (YTD Data)Rank
Total interest income$9,444,0001,614
Total interest expense$1,086,0002,219
Net interest income$8,358,0001,461
Provision for loan and lease losses$330,0001,143
Total noninterest income$1,279,0001,685
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$545,0001,063
Trading account gains and feesNANA
Additional Noninterest Income$734,0001,797
Total noninterest expense$5,979,0001,667
Salaries and employee benefits$3,450,0001,661
Premises and equipment expense$810,0001,422
Additional noninterest expense$1,719,0001,713
Pre-tax net operating income$3,328,0001,419
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$3,328,0001,285
Extraordinary gains, net$011
Net income$3,328,0001,285
Minority interest net income$069
Net income of bank and minority interests.$3,328,0001,285
Net charge-offs$11,0002,558
Cash dividends$1,753,000975
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,328,0001,267
2019-03-31 (YTD Data)Rank
Total interest income$4,720,0001,603
Total interest expense$520,0002,245
Net interest income$4,200,0001,455
Provision for loan and lease losses$165,0001,082
Total noninterest income$625,0001,681
Gross Fiduciary activities income$0972
Service charges on deposit accounts$274,0001,031
Trading account gains and feesNANA
Additional Noninterest Income$351,0001,800
Total noninterest expense$2,969,0001,679
Salaries and employee benefits$1,705,0001,696
Premises and equipment expense$424,0001,382
Additional noninterest expense$840,0001,737
Pre-tax net operating income$1,691,0001,382
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,691,0001,244
Extraordinary gains, net$05
Net income$1,691,0001,243
Minority interest net income$052
Net income of bank and minority interests.$1,691,0001,243
Net charge-offs$4,0002,286
Cash dividends$1,135,000753
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,691,0001,223
2018-12-31 (YTD Data)Rank
Total interest income$17,469,0001,629
Total interest expense$1,597,0002,251
Net interest income$15,872,0001,513
Provision for loan and lease losses$585,0001,322
Total noninterest income$2,374,0001,810
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,057,0001,123
Trading account gains and feesNANA
Additional Noninterest Income$1,317,0001,933
Total noninterest expense$11,612,0001,669
Salaries and employee benefits$6,728,0001,658
Premises and equipment expense$1,701,0001,344
Additional noninterest expense$3,183,0001,814
Pre-tax net operating income$6,049,0001,501
Securities gains (losses)$49,000422
Applicable income taxes$03,978
Income before extraordinary items$6,098,0001,342
Extraordinary gains, net$06
Net income$6,098,0001,340
Minority interest net income$072
Net income of bank and minority interests.$6,098,0001,341
Net charge-offs$91,0002,209
Cash dividends$3,015,0001,070
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,049,0001,343
2018-09-30 (YTD Data)Rank
Total interest income$12,863,0001,644
Total interest expense$1,106,0002,295
Net interest income$11,757,0001,527
Provision for loan and lease losses$420,0001,284
Total noninterest income$1,749,0001,847
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$785,0001,119
Trading account gains and feesNANA
Additional Noninterest Income$964,0001,975
Total noninterest expense$8,588,0001,688
Salaries and employee benefits$5,049,0001,667
Premises and equipment expense$1,271,0001,356
Additional noninterest expense$2,268,0001,910
Pre-tax net operating income$4,498,0001,534
Securities gains (losses)$49,000423
Applicable income taxes$04,032
Income before extraordinary items$4,547,0001,350
Extraordinary gains, net$05
Net income$4,547,0001,349
Minority interest net income$066
Net income of bank and minority interests.$4,547,0001,349
Net charge-offs$56,0002,129
Cash dividends$1,880,0001,141
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,498,0001,346
2018-06-30 (YTD Data)Rank
Total interest income$8,302,0001,674
Total interest expense$672,0002,356
Net interest income$7,630,0001,569
Provision for loan and lease losses$255,0001,322
Total noninterest income$1,110,0001,888
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$487,0001,191
Trading account gains and feesNANA
Additional Noninterest Income$623,0002,016
Total noninterest expense$5,657,0001,723
Salaries and employee benefits$3,349,0001,677
Premises and equipment expense$836,0001,391
Additional noninterest expense$1,472,0001,958
Pre-tax net operating income$2,828,0001,585
Securities gains (losses)$48,000344
Applicable income taxes$04,018
Income before extraordinary items$2,876,0001,396
Extraordinary gains, net$06
Net income$2,876,0001,395
Minority interest net income$065
Net income of bank and minority interests.$2,876,0001,395
Net charge-offs$53,0001,731
Cash dividends$1,356,0001,043
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,828,0001,401
2018-03-31 (YTD Data)Rank
Total interest income$3,985,0001,712
Total interest expense$312,0002,402
Net interest income$3,673,0001,620
Provision for loan and lease losses$165,0001,060
Total noninterest income$549,0001,872
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$241,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$308,0001,992
Total noninterest expense$2,746,0001,777
Salaries and employee benefits$1,639,0001,727
Premises and equipment expense$406,0001,434
Additional noninterest expense$701,0002,036
Pre-tax net operating income$1,311,0001,657
Securities gains (losses)$49,000233
Applicable income taxes$03,948
Income before extraordinary items$1,360,0001,436
Extraordinary gains, net$07
Net income$1,360,0001,435
Minority interest net income$052
Net income of bank and minority interests.$1,360,0001,436
Net charge-offs$52,0001,180
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,311,0001,462
2017-12-31 (YTD Data)Rank
Total interest income$14,913,0001,775
Total interest expense$1,051,0002,469
Net interest income$13,862,0001,683
Provision for loan and lease losses$525,0001,404
Total noninterest income$2,074,0001,980
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,017,0001,174
Trading account gains and feesNANA
Additional Noninterest Income$1,057,0002,225
Total noninterest expense$10,270,0001,866
Salaries and employee benefits$6,100,0001,796
Premises and equipment expense$1,585,0001,438
Additional noninterest expense$2,585,0002,206
Pre-tax net operating income$5,141,0001,671
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$5,141,0001,313
Extraordinary gains, net$09
Net income$5,141,0001,313
Minority interest net income$076
Net income of bank and minority interests.$5,141,0001,313
Net charge-offs$50,0002,967
Cash dividends$2,692,0001,121
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,141,0001,300
2017-09-30 (YTD Data)Rank
Total interest income$10,953,0001,814
Total interest expense$753,0002,520
Net interest income$10,200,0001,711
Provision for loan and lease losses$360,0001,438
Total noninterest income$1,541,0002,023
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$768,0001,178
Trading account gains and feesNANA
Additional Noninterest Income$773,0002,288
Total noninterest expense$7,613,0001,878
Salaries and employee benefits$4,533,0001,815
Premises and equipment expense$1,182,0001,448
Additional noninterest expense$1,898,0002,235
Pre-tax net operating income$3,768,0001,729
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$3,768,0001,444
Extraordinary gains, net$09
Net income$3,768,0001,443
Minority interest net income$071
Net income of bank and minority interests.$3,768,0001,444
Net charge-offs$36,0002,656
Cash dividends$1,495,0001,320
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,768,0001,426
2017-06-30 (YTD Data)Rank
Total interest income$7,209,0001,819
Total interest expense$480,0002,555
Net interest income$6,729,0001,720
Provision for loan and lease losses$195,0001,587
Total noninterest income$1,040,0002,002
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$522,0001,145
Trading account gains and feesNANA
Additional Noninterest Income$518,0002,283
Total noninterest expense$5,079,0001,885
Salaries and employee benefits$3,011,0001,825
Premises and equipment expense$793,0001,448
Additional noninterest expense$1,275,0002,210
Pre-tax net operating income$2,495,0001,706
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,495,0001,430
Extraordinary gains, net$011
Net income$2,495,0001,430
Minority interest net income$071
Net income of bank and minority interests.$2,495,0001,431
Net charge-offs$22,0002,525
Cash dividends$924,0001,402
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,495,0001,413
2017-03-31 (YTD Data)Rank
Total interest income$3,568,0001,821
Total interest expense$235,0002,564
Net interest income$3,333,0001,730
Provision for loan and lease losses$90,0001,522
Total noninterest income$524,0001,981
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$270,0001,105
Trading account gains and feesNANA
Additional Noninterest Income$254,0002,295
Total noninterest expense$2,529,0001,907
Salaries and employee benefits$1,485,0001,866
Premises and equipment expense$412,0001,407
Additional noninterest expense$632,0002,219
Pre-tax net operating income$1,238,0001,680
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,238,0001,430
Extraordinary gains, net$08
Net income$1,238,0001,430
Minority interest net income$055
Net income of bank and minority interests.$1,238,0001,430
Net charge-offs$15,0002,041
Cash dividends$360,0001,483
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,238,0001,414
2016-12-31 (YTD Data)Rank
Total interest income$13,972,0001,816
Total interest expense$902,0002,596
Net interest income$13,070,0001,717
Provision for loan and lease losses$360,0001,801
Total noninterest income$2,137,0002,043
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,160,0001,054
Trading account gains and fees$0170
Additional Noninterest Income$977,0002,427
Total noninterest expense$10,500,0001,818
Salaries and employee benefits$5,643,0001,893
Premises and equipment expense$1,471,0001,553
Additional noninterest expense$3,386,0001,770
Pre-tax net operating income$4,347,0001,813
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$4,347,0001,550
Extraordinary gains, net$05
Net income$4,347,0001,549
Minority interest net income$082
Net income of bank and minority interests.$4,347,0001,549
Net charge-offs$44,0003,225
Cash dividends$2,651,0001,128
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,347,0001,525
2016-09-30 (YTD Data)Rank
Total interest income$10,458,0001,820
Total interest expense$679,0002,589
Net interest income$9,779,0001,725
Provision for loan and lease losses$270,0001,728
Total noninterest income$1,595,0002,045
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$886,0001,035
Trading account gains and fees$0169
Additional Noninterest Income$709,0002,466
Total noninterest expense$7,331,0001,950
Salaries and employee benefits$4,185,0001,905
Premises and equipment expense$1,026,0001,656
Additional noninterest expense$2,120,0002,076
Pre-tax net operating income$3,773,0001,628
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,773,0001,404
Extraordinary gains, net$05
Net income$3,773,0001,404
Minority interest net income$071
Net income of bank and minority interests.$3,773,0001,404
Net charge-offs$34,0002,829
Cash dividends$1,743,0001,166
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,773,0001,361
2016-06-30 (YTD Data)Rank
Total interest income$7,020,0001,807
Total interest expense$453,0002,599
Net interest income$6,567,0001,724
Provision for loan and lease losses$180,0001,722
Total noninterest income$1,080,0002,004
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$602,0001,004
Trading account gains and fees$0157
Additional Noninterest Income$478,0002,437
Total noninterest expense$4,781,0002,002
Salaries and employee benefits$2,765,0001,931
Premises and equipment expense$618,0001,814
Additional noninterest expense$1,398,0002,106
Pre-tax net operating income$2,686,0001,541
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,686,0001,327
Extraordinary gains, net$016
Net income$2,686,0001,327
Minority interest net income$071
Net income of bank and minority interests.$2,686,0001,327
Net charge-offs$23,0002,683
Cash dividends$1,172,0001,173
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,686,0001,278
2016-03-31 (YTD Data)Rank
Total interest income$3,515,0001,812
Total interest expense$227,0002,600
Net interest income$3,288,0001,710
Provision for loan and lease losses$90,0001,597
Total noninterest income$530,0002,000
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$300,0001,003
Trading account gains and fees$0142
Additional Noninterest Income$230,0002,443
Total noninterest expense$2,307,0002,064
Salaries and employee benefits$1,349,0001,972
Premises and equipment expense$300,0001,879
Additional noninterest expense$658,0002,208
Pre-tax net operating income$1,421,0001,450
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,421,0001,233
Extraordinary gains, net$012
Net income$1,421,0001,234
Minority interest net income$062
Net income of bank and minority interests.$1,421,0001,234
Net charge-offs$7,0002,464
Cash dividends$530,0001,153
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,421,0001,200
2015-12-31 (YTD Data)Rank
Total interest income$13,911,0001,776
Total interest expense$971,0002,464
Net interest income$12,940,0001,692
Provision for loan and lease losses$300,0001,890
Total noninterest income$2,111,0002,045
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,145,0001,086
Trading account gains and fees$0159
Additional Noninterest Income$966,0002,413
Total noninterest expense$9,017,0002,089
Salaries and employee benefits$5,299,0001,961
Premises and equipment expense$1,145,0001,956
Additional noninterest expense$2,573,0002,279
Pre-tax net operating income$5,734,0001,409
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$5,734,0001,222
Extraordinary gains, net$023
Net income$5,734,0001,222
Minority interest net income$081
Net income of bank and minority interests.$5,734,0001,222
Net charge-offs$163,0002,177
Cash dividends$3,432,000887
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,734,0001,189
2015-09-30 (YTD Data)Rank
Total interest income$10,348,0001,811
Total interest expense$735,0002,480
Net interest income$9,613,0001,718
Provision for loan and lease losses$225,0001,803
Total noninterest income$1,568,0002,076
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$840,0001,112
Trading account gains and fees$0153
Additional Noninterest Income$728,0002,434
Total noninterest expense$6,719,0002,094
Salaries and employee benefits$3,971,0001,963
Premises and equipment expense$826,0002,042
Additional noninterest expense$1,922,0002,284
Pre-tax net operating income$4,237,0001,459
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$4,237,0001,241
Extraordinary gains, net$021
Net income$4,237,0001,241
Minority interest net income$078
Net income of bank and minority interests.$4,237,0001,241
Net charge-offs$48,0002,807
Cash dividends$2,163,000918
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,237,0001,208
2015-06-30 (YTD Data)Rank
Total interest income$6,882,0001,817
Total interest expense$495,0002,477
Net interest income$6,387,0001,729
Provision for loan and lease losses$150,0001,756
Total noninterest income$1,024,0002,105
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$535,0001,143
Trading account gains and fees$0157
Additional Noninterest Income$489,0002,436
Total noninterest expense$4,442,0002,122
Salaries and employee benefits$2,606,0002,001
Premises and equipment expense$543,0002,086
Additional noninterest expense$1,293,0002,276
Pre-tax net operating income$2,819,0001,451
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,819,0001,237
Extraordinary gains, net$022
Net income$2,819,0001,239
Minority interest net income$075
Net income of bank and minority interests.$2,819,0001,238
Net charge-offs$39,0002,519
Cash dividends$1,577,000863
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,819,0001,206
2015-03-31 (YTD Data)Rank
Total interest income$3,499,0001,784
Total interest expense$248,0002,495
Net interest income$3,251,0001,696
Provision for loan and lease losses$75,0001,675
Total noninterest income$490,0002,129
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$250,0001,188
Trading account gains and fees$0152
Additional Noninterest Income$240,0002,408
Total noninterest expense$2,159,0002,183
Salaries and employee benefits$1,256,0002,074
Premises and equipment expense$283,0002,034
Additional noninterest expense$620,0002,352
Pre-tax net operating income$1,507,0001,330
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,507,0001,130
Extraordinary gains, net$013
Net income$1,507,0001,131
Minority interest net income$064
Net income of bank and minority interests.$1,507,0001,131
Net charge-offs$30,0001,887
Cash dividends$911,000727
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,507,0001,097
2014-12-31 (YTD Data)Rank
Total interest income$13,738,0001,824
Total interest expense$1,005,0002,565
Net interest income$12,733,0001,724
Provision for loan and lease losses$180,0002,581
Total noninterest income$1,896,0002,183
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$882,0001,454
Trading account gains and fees$0180
Additional Noninterest Income$1,014,0002,314
Total noninterest expense$8,424,0002,230
Salaries and employee benefits$4,708,0002,166
Premises and equipment expense$1,150,0001,997
Additional noninterest expense$2,566,0002,362
Pre-tax net operating income$6,025,0001,304
Securities gains (losses)$12,0002,563
Applicable income taxes$04,531
Income before extraordinary items$6,037,0001,096
Extraordinary gains, net$017
Net income$6,037,0001,094
Minority interest net income$084
Net income of bank and minority interests.$6,037,0001,095
Net charge-offs$-16,0005,750
Cash dividends$3,417,000835
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,025,0001,067
2014-09-30 (YTD Data)Rank
Total interest income$10,203,0001,849
Total interest expense$756,0002,596
Net interest income$9,447,0001,754
Provision for loan and lease losses$105,0002,728
Total noninterest income$1,363,0002,252
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$628,0001,520
Trading account gains and fees$0174
Additional Noninterest Income$735,0002,375
Total noninterest expense$6,257,0002,259
Salaries and employee benefits$3,496,0002,192
Premises and equipment expense$865,0002,004
Additional noninterest expense$1,896,0002,375
Pre-tax net operating income$4,448,0001,338
Securities gains (losses)$12,0002,252
Applicable income taxes$04,583
Income before extraordinary items$4,460,0001,116
Extraordinary gains, net$015
Net income$4,460,0001,115
Minority interest net income$081
Net income of bank and minority interests.$4,460,0001,115
Net charge-offs$-26,0005,857
Cash dividends$1,966,000972
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,448,0001,089
2014-06-30 (YTD Data)Rank
Total interest income$6,644,0001,885
Total interest expense$515,0002,586
Net interest income$6,129,0001,786
Provision for loan and lease losses$60,0002,755
Total noninterest income$867,0002,303
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$389,0001,605
Trading account gains and fees$0172
Additional Noninterest Income$478,0002,361
Total noninterest expense$4,212,0002,235
Salaries and employee benefits$2,273,0002,238
Premises and equipment expense$575,0002,031
Additional noninterest expense$1,364,0002,187
Pre-tax net operating income$2,724,0001,396
Securities gains (losses)$-64,0006,508
Applicable income taxes$04,568
Income before extraordinary items$2,660,0001,193
Extraordinary gains, net$020
Net income$2,660,0001,193
Minority interest net income$080
Net income of bank and minority interests.$2,660,0001,194
Net charge-offs$-19,0005,867
Cash dividends$1,340,000914
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,724,0001,149
2014-03-31 (YTD Data)Rank
Total interest income$3,251,0001,914
Total interest expense$260,0002,599
Net interest income$2,991,0001,822
Provision for loan and lease losses$30,0002,577
Total noninterest income$403,0002,361
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$184,0001,664
Trading account gains and fees$0147
Additional Noninterest Income$219,0002,422
Total noninterest expense$2,091,0002,242
Salaries and employee benefits$1,096,0002,316
Premises and equipment expense$286,0002,073
Additional noninterest expense$709,0002,123
Pre-tax net operating income$1,273,0001,440
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,273,0001,197
Extraordinary gains, net$016
Net income$1,273,0001,198
Minority interest net income$066
Net income of bank and minority interests.$1,273,0001,198
Net charge-offs$-8,0005,661
Cash dividends$793,000747
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,273,0001,178
2013-12-31 (YTD Data)Rank
Total interest income$12,680,0001,950
Total interest expense$1,161,0002,630
Net interest income$11,519,0001,863
Provision for loan and lease losses$105,0003,638
Total noninterest income$1,629,0002,452
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$788,0001,672
Trading account gains and fees$0184
Additional Noninterest Income$841,0002,612
Total noninterest expense$7,293,0002,534
Salaries and employee benefits$4,220,0002,361
Premises and equipment expense$946,0002,359
Additional noninterest expense$2,127,0002,843
Pre-tax net operating income$5,750,0001,276
Securities gains (losses)$31,0002,112
Applicable income taxes$04,631
Income before extraordinary items$5,781,0001,073
Extraordinary gains, net$029
Net income$5,781,0001,075
Minority interest net income$090
Net income of bank and minority interests.$5,781,0001,075
Net charge-offs$-60,0006,450
Cash dividends$3,464,000779
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,750,0001,049
2013-09-30 (YTD Data)Rank
Total interest income$9,393,0001,987
Total interest expense$894,0002,650
Net interest income$8,499,0001,893
Provision for loan and lease losses$75,0003,636
Total noninterest income$1,207,0002,524
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$586,0001,673
Trading account gains and fees$0180
Additional Noninterest Income$621,0002,685
Total noninterest expense$5,424,0002,561
Salaries and employee benefits$3,178,0002,365
Premises and equipment expense$687,0002,446
Additional noninterest expense$1,559,0002,888
Pre-tax net operating income$4,207,0001,335
Securities gains (losses)$21,0002,191
Applicable income taxes$04,713
Income before extraordinary items$4,228,0001,106
Extraordinary gains, net$025
Net income$4,228,0001,108
Minority interest net income$084
Net income of bank and minority interests.$4,228,0001,108
Net charge-offs$-49,0006,464
Cash dividends$2,053,000853
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,207,0001,086
2013-06-30 (YTD Data)Rank
Total interest income$6,107,0002,028
Total interest expense$619,0002,636
Net interest income$5,488,0001,928
Provision for loan and lease losses$75,0003,208
Total noninterest income$804,0002,551
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$373,0001,720
Trading account gains and fees$0157
Additional Noninterest Income$431,0002,691
Total noninterest expense$3,532,0002,618
Salaries and employee benefits$2,090,0002,408
Premises and equipment expense$457,0002,454
Additional noninterest expense$985,0003,002
Pre-tax net operating income$2,685,0001,357
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,685,0001,139
Extraordinary gains, net$022
Net income$2,685,0001,140
Minority interest net income$082
Net income of bank and minority interests.$2,685,0001,141
Net charge-offs$-39,0006,489
Cash dividends$1,498,000803
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,685,0001,098
2013-03-31 (YTD Data)Rank
Total interest income$2,976,0002,095
Total interest expense$331,0002,567
Net interest income$2,645,0001,997
Provision for loan and lease losses$75,0002,354
Total noninterest income$399,0002,560
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$184,0001,718
Trading account gains and fees$0148
Additional Noninterest Income$215,0002,676
Total noninterest expense$1,766,0002,653
Salaries and employee benefits$1,019,0002,477
Premises and equipment expense$235,0002,422
Additional noninterest expense$512,0002,927
Pre-tax net operating income$1,203,0001,467
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,203,0001,247
Extraordinary gains, net$010
Net income$1,203,0001,249
Minority interest net income$076
Net income of bank and minority interests.$1,203,0001,249
Net charge-offs$-58,0006,743
Cash dividends$983,000564
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,203,0001,193
2012-12-31 (YTD Data)Rank
Total interest income$11,983,0002,183
Total interest expense$1,456,0002,790
Net interest income$10,527,0002,057
Provision for loan and lease losses$720,0002,228
Total noninterest income$1,624,0002,496
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$791,0001,705
Trading account gains and fees$0166
Additional Noninterest Income$833,0002,617
Total noninterest expense$6,837,0002,712
Salaries and employee benefits$3,923,0002,499
Premises and equipment expense$882,0002,529
Additional noninterest expense$2,032,0003,065
Pre-tax net operating income$4,594,0001,479
Securities gains (losses)$1,0003,729
Applicable income taxes$04,751
Income before extraordinary items$4,595,0001,284
Extraordinary gains, net$029
Net income$4,595,0001,285
Minority interest net income$093
Net income of bank and minority interests.$4,595,0001,285
Net charge-offs$121,0004,258
Cash dividends$2,893,000904
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,594,0001,227
2012-09-30 (YTD Data)Rank
Total interest income$8,953,0002,233
Total interest expense$1,093,0002,879
Net interest income$7,860,0002,089
Provision for loan and lease losses$570,0002,114
Total noninterest income$1,185,0002,531
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$579,0001,768
Trading account gains and fees$0157
Additional Noninterest Income$606,0002,664
Total noninterest expense$4,988,0002,794
Salaries and employee benefits$2,903,0002,544
Premises and equipment expense$616,0002,717
Additional noninterest expense$1,469,0003,166
Pre-tax net operating income$3,487,0001,501
Securities gains (losses)$1,0003,476
Applicable income taxes$04,802
Income before extraordinary items$3,488,0001,292
Extraordinary gains, net$020
Net income$3,488,0001,294
Minority interest net income$086
Net income of bank and minority interests.$3,488,0001,293
Net charge-offs$144,0003,641
Cash dividends$1,942,000813
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,487,0001,226
2012-06-30 (YTD Data)Rank
Total interest income$5,948,0002,253
Total interest expense$728,0002,965
Net interest income$5,220,0002,098
Provision for loan and lease losses$420,0002,011
Total noninterest income$800,0002,491
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$369,0001,832
Trading account gains and fees$0153
Additional Noninterest Income$431,0002,542
Total noninterest expense$3,246,0002,852
Salaries and employee benefits$1,899,0002,602
Premises and equipment expense$396,0002,799
Additional noninterest expense$951,0003,256
Pre-tax net operating income$2,354,0001,479
Securities gains (losses)$1,0003,081
Applicable income taxes$04,770
Income before extraordinary items$2,355,0001,266
Extraordinary gains, net$019
Net income$2,355,0001,266
Minority interest net income$084
Net income of bank and minority interests.$2,355,0001,266
Net charge-offs$149,0003,039
Cash dividends$1,474,000711
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,354,0001,196
2012-03-31 (YTD Data)Rank
Total interest income$2,935,0002,315
Total interest expense$371,0003,027
Net interest income$2,564,0002,139
Provision for loan and lease losses$210,0001,952
Total noninterest income$403,0002,470
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$184,0001,821
Trading account gains and fees$0148
Additional Noninterest Income$219,0002,531
Total noninterest expense$1,593,0002,911
Salaries and employee benefits$937,0002,646
Premises and equipment expense$188,0002,915
Additional noninterest expense$468,0003,255
Pre-tax net operating income$1,164,0001,482
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,164,0001,242
Extraordinary gains, net$019
Net income$1,164,0001,243
Minority interest net income$078
Net income of bank and minority interests.$1,164,0001,243
Net charge-offs$-1,0005,761
Cash dividends$998,000488
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,164,0001,177
2011-12-31 (YTD Data)Rank
Total interest income$11,979,0002,325
Total interest expense$1,708,0003,118
Net interest income$10,271,0002,130
Provision for loan and lease losses$720,0002,899
Total noninterest income$1,587,0002,360
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$813,0001,764
Trading account gains and fees$0146
Additional Noninterest Income$774,0002,501
Total noninterest expense$6,293,0002,937
Salaries and employee benefits$3,618,0002,668
Premises and equipment expense$770,0002,997
Additional noninterest expense$1,905,0003,271
Pre-tax net operating income$4,845,0001,205
Securities gains (losses)$7,0003,433
Applicable income taxes$04,719
Income before extraordinary items$4,852,0001,032
Extraordinary gains, net$-7,0007,339
Net income$4,845,0001,032
Minority interest net income$096
Net income of bank and minority interests.$4,845,0001,032
Net charge-offs$171,0004,481
Cash dividends$2,893,000685
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,845,000987
2011-09-30 (YTD Data)Rank
Total interest income$8,959,0002,357
Total interest expense$1,323,0003,159
Net interest income$7,636,0002,151
Provision for loan and lease losses$510,0002,846
Total noninterest income$1,178,0002,363
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$611,0001,766
Trading account gains and fees$0145
Additional Noninterest Income$567,0002,506
Total noninterest expense$4,699,0002,951
Salaries and employee benefits$2,693,0002,687
Premises and equipment expense$591,0002,973
Additional noninterest expense$1,415,0003,300
Pre-tax net operating income$3,605,0001,265
Securities gains (losses)$7,0003,148
Applicable income taxes$04,740
Income before extraordinary items$3,612,0001,069
Extraordinary gains, net$-7,0007,422
Net income$3,605,0001,069
Minority interest net income$087
Net income of bank and minority interests.$3,605,0001,069
Net charge-offs$115,0004,300
Cash dividends$1,815,000698
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,605,0001,015
2011-06-30 (YTD Data)Rank
Total interest income$5,942,0002,385
Total interest expense$919,0003,163
Net interest income$5,023,0002,180
Provision for loan and lease losses$300,0002,953
Total noninterest income$785,0002,344
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$405,0001,748
Trading account gains and fees$0153
Additional Noninterest Income$380,0002,511
Total noninterest expense$3,175,0002,950
Salaries and employee benefits$1,783,0002,711
Premises and equipment expense$393,0002,995
Additional noninterest expense$999,0003,212
Pre-tax net operating income$2,333,0001,271
Securities gains (losses)$3,0002,636
Applicable income taxes$04,697
Income before extraordinary items$2,336,0001,061
Extraordinary gains, net$-7,0007,502
Net income$2,329,0001,060
Minority interest net income$089
Net income of bank and minority interests.$2,329,0001,062
Net charge-offs$114,0003,709
Cash dividends$1,316,000641
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,333,0001,028
2011-03-31 (YTD Data)Rank
Total interest income$2,921,0002,443
Total interest expense$487,0003,110
Net interest income$2,434,0002,247
Provision for loan and lease losses$150,0002,750
Total noninterest income$379,0002,442
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$190,0001,817
Trading account gains and fees$0158
Additional Noninterest Income$189,0002,548
Total noninterest expense$1,579,0002,969
Salaries and employee benefits$894,0002,715
Premises and equipment expense$188,0003,145
Additional noninterest expense$497,0003,197
Pre-tax net operating income$1,084,0001,337
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,084,0001,135
Extraordinary gains, net$-7,0007,564
Net income$1,077,0001,141
Minority interest net income$086
Net income of bank and minority interests.$1,077,0001,141
Net charge-offs$20,0004,032
Cash dividends$840,000460
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,084,0001,105
2010-12-31 (YTD Data)Rank
Total interest income$11,515,0002,607
Total interest expense$2,295,0003,203
Net interest income$9,220,0002,369
Provision for loan and lease losses$600,0003,834
Total noninterest income$1,519,0002,493
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$776,0001,885
Trading account gains and fees$0175
Additional Noninterest Income$743,0002,600
Total noninterest expense$5,933,0003,138
Salaries and employee benefits$3,291,0002,868
Premises and equipment expense$772,0003,055
Additional noninterest expense$1,870,0003,440
Pre-tax net operating income$4,206,0001,211
Securities gains (losses)$03,793
Applicable income taxes$3,0004,431
Income before extraordinary items$4,203,0001,028
Extraordinary gains, net$029
Net income$4,203,0001,029
Minority interest net income$0111
Net income of bank and minority interests.$4,203,0001,031
Net charge-offs$396,0003,941
Cash dividends$1,895,000865
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,203,000988
2010-09-30 (YTD Data)Rank
Total interest income$8,653,0002,660
Total interest expense$1,757,0003,268
Net interest income$6,896,0002,412
Provision for loan and lease losses$450,0003,704
Total noninterest income$1,123,0002,528
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$588,0001,920
Trading account gains and fees$0165
Additional Noninterest Income$535,0002,653
Total noninterest expense$4,381,0003,183
Salaries and employee benefits$2,421,0002,941
Premises and equipment expense$573,0003,135
Additional noninterest expense$1,387,0003,439
Pre-tax net operating income$3,188,0001,239
Securities gains (losses)$03,651
Applicable income taxes$3,0004,477
Income before extraordinary items$3,185,0001,070
Extraordinary gains, net$023
Net income$3,185,0001,073
Minority interest net income$0110
Net income of bank and minority interests.$3,185,0001,073
Net charge-offs$99,0004,912
Cash dividends$1,403,000793
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,185,0001,019
2010-06-30 (YTD Data)Rank
Total interest income$5,716,0002,707
Total interest expense$1,202,0003,300
Net interest income$4,514,0002,453
Provision for loan and lease losses$300,0003,591
Total noninterest income$734,0002,508
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$382,0001,972
Trading account gains and fees$0152
Additional Noninterest Income$352,0002,594
Total noninterest expense$2,885,0003,210
Salaries and employee benefits$1,556,0003,048
Premises and equipment expense$390,0003,120
Additional noninterest expense$939,0003,374
Pre-tax net operating income$2,063,0001,267
Securities gains (losses)$03,184
Applicable income taxes$4,0004,358
Income before extraordinary items$2,059,0001,089
Extraordinary gains, net$019
Net income$2,059,0001,091
Minority interest net income$0105
Net income of bank and minority interests.$2,059,0001,090
Net charge-offs$101,0004,243
Cash dividends$912,000789
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,059,0001,047
2010-03-31 (YTD Data)Rank
Total interest income$2,798,0002,821
Total interest expense$610,0003,393
Net interest income$2,188,0002,564
Provision for loan and lease losses$150,0003,336
Total noninterest income$348,0002,594
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$181,0002,037
Trading account gains and fees$0175
Additional Noninterest Income$167,0002,663
Total noninterest expense$1,427,0003,269
Salaries and employee benefits$768,0003,121
Premises and equipment expense$194,0003,200
Additional noninterest expense$465,0003,380
Pre-tax net operating income$959,0001,359
Securities gains (losses)$02,284
Applicable income taxes$4,0004,179
Income before extraordinary items$955,0001,140
Extraordinary gains, net$016
Net income$955,0001,141
Minority interest net income$091
Net income of bank and minority interests.$955,0001,142
Net charge-offs$88,0003,218
Cash dividends$436,000780
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$955,0001,111
2009-12-31 (YTD Data)Rank
Total interest income$10,789,0003,030
Total interest expense$3,060,0003,367
Net interest income$7,729,0002,811
Provision for loan and lease losses$600,0004,252
Total noninterest income$1,610,0002,439
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$909,0001,826
Trading account gains and fees$0211
Additional Noninterest Income$701,0002,663
Total noninterest expense$5,791,0003,268
Salaries and employee benefits$3,000,0003,175
Premises and equipment expense$732,0003,348
Additional noninterest expense$2,059,0003,231
Pre-tax net operating income$2,948,0001,355
Securities gains (losses)$03,754
Applicable income taxes$859,0001,072
Income before extraordinary items$2,089,0001,587
Extraordinary gains, net$034
Net income$2,089,0001,585
Minority interest net income$0115
Net income of bank and minority interests.$2,089,0001,586
Net charge-offs$65,0006,050
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$3,000,000265
Net operating income$2,089,0001,544
2009-09-30 (YTD Data)Rank
Total interest income$8,010,0003,107
Total interest expense$2,379,0003,401
Net interest income$5,631,0002,879
Provision for loan and lease losses$450,0003,968
Total noninterest income$1,205,0002,496
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$684,0001,834
Trading account gains and fees$0212
Additional Noninterest Income$521,0002,739
Total noninterest expense$4,304,0003,300
Salaries and employee benefits$2,206,0003,263
Premises and equipment expense$527,0003,486
Additional noninterest expense$1,571,0003,165
Pre-tax net operating income$2,082,0001,563
Securities gains (losses)$03,497
Applicable income taxes$588,0001,262
Income before extraordinary items$1,494,0001,784
Extraordinary gains, net$027
Net income$1,494,0001,784
Minority interest net income$0118
Net income of bank and minority interests.$1,494,0001,784
Net charge-offs$62,0005,512
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$3,000,000214
Net operating income$1,494,0001,739
2009-06-30 (YTD Data)Rank
Total interest income$5,284,0003,157
Total interest expense$1,637,0003,445
Net interest income$3,647,0002,946
Provision for loan and lease losses$300,0003,683
Total noninterest income$793,0002,532
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$429,0001,909
Trading account gains and fees$0193
Additional Noninterest Income$364,0002,688
Total noninterest expense$2,880,0003,331
Salaries and employee benefits$1,451,0003,325
Premises and equipment expense$354,0003,503
Additional noninterest expense$1,075,0003,107
Pre-tax net operating income$1,260,0001,759
Securities gains (losses)$03,136
Applicable income taxes$332,0001,435
Income before extraordinary items$928,0001,969
Extraordinary gains, net$021
Net income$928,0001,967
Minority interest net income$0112
Net income of bank and minority interests.$928,0001,968
Net charge-offs$33,0005,273
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$3,000,000160
Net operating income$928,0001,906
2009-03-31 (YTD Data)Rank
Total interest income$2,605,0003,226
Total interest expense$856,0003,441
Net interest income$1,749,0003,044
Provision for loan and lease losses$150,0003,210
Total noninterest income$374,0002,626
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$209,0001,890
Trading account gains and fees$0171
Additional Noninterest Income$165,0002,808
Total noninterest expense$1,303,0003,519
Salaries and employee benefits$704,0003,446
Premises and equipment expense$174,0003,586
Additional noninterest expense$425,0003,412
Pre-tax net operating income$670,0001,873
Securities gains (losses)$02,434
Applicable income taxes$217,0001,366
Income before extraordinary items$453,0002,323
Extraordinary gains, net$015
Net income$453,0002,323
Minority interest net income$0102
Net income of bank and minority interests.$453,0002,325
Net charge-offs$46,0003,656
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$453,0002,186
2008-12-31 (YTD Data)Rank
Total interest income$9,973,0003,529
Total interest expense$3,636,0003,753
Net interest income$6,337,0003,334
Provision for loan and lease losses$360,0004,303
Total noninterest income$1,311,0002,880
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$832,0002,051
Trading account gains and fees$0154
Additional Noninterest Income$479,0003,245
Total noninterest expense$4,847,0003,652
Salaries and employee benefits$2,685,0003,564
Premises and equipment expense$613,0003,876
Additional noninterest expense$1,549,0003,541
Pre-tax net operating income$2,441,0002,139
Securities gains (losses)$1,0003,084
Applicable income taxes$752,0001,450
Income before extraordinary items$1,690,0002,313
Extraordinary gains, net$039
Net income$1,690,0002,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,988
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,689,3102,448
2008-09-30 (YTD Data)Rank
Total interest income$7,382,0003,636
Total interest expense$2,728,0003,857
Net interest income$4,654,0003,402
Provision for loan and lease losses$210,0004,122
Total noninterest income$929,0003,041
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$608,0002,127
Trading account gains and fees$0148
Additional Noninterest Income$321,0003,574
Total noninterest expense$3,572,0003,695
Salaries and employee benefits$1,968,0003,664
Premises and equipment expense$458,0003,895
Additional noninterest expense$1,146,0003,503
Pre-tax net operating income$1,801,0002,487
Securities gains (losses)$1,0002,971
Applicable income taxes$548,0001,789
Income before extraordinary items$1,254,0002,671
Extraordinary gains, net$031
Net income$1,254,0002,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,256
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,253,3002,810
2008-06-30 (YTD Data)Rank
Total interest income$4,817,0003,737
Total interest expense$1,814,0003,986
Net interest income$3,003,0003,489
Provision for loan and lease losses$135,0003,809
Total noninterest income$555,0003,289
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$386,0002,198
Trading account gains and fees$0149
Additional Noninterest Income$169,0004,096
Total noninterest expense$2,331,0003,785
Salaries and employee benefits$1,286,0003,761
Premises and equipment expense$301,0003,962
Additional noninterest expense$744,0003,545
Pre-tax net operating income$1,092,0002,769
Securities gains (losses)$03,233
Applicable income taxes$321,0002,140
Income before extraordinary items$771,0003,122
Extraordinary gains, net$021
Net income$771,0003,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,912
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$771,0003,062
2008-03-31 (YTD Data)Rank
Total interest income$2,340,0003,893
Total interest expense$927,0004,104
Net interest income$1,413,0003,640
Provision for loan and lease losses$60,0003,470
Total noninterest income$319,0003,002
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$182,0002,250
Trading account gains and fees$0158
Additional Noninterest Income$137,0003,203
Total noninterest expense$1,141,0003,850
Salaries and employee benefits$632,0003,817
Premises and equipment expense$148,0004,024
Additional noninterest expense$361,0003,575
Pre-tax net operating income$531,0002,949
Securities gains (losses)$02,688
Applicable income taxes$165,0002,201
Income before extraordinary items$366,0003,387
Extraordinary gains, net$015
Net income$366,0003,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$366,0003,290
2007-12-31 (YTD Data)Rank
Total interest income$8,315,0004,265
Total interest expense$3,238,0004,563
Net interest income$5,077,0003,955
Provision for loan and lease losses$240,0003,573
Total noninterest income$1,181,0003,172
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$682,0002,419
Trading account gains and fees$0178
Additional Noninterest Income$499,0003,315
Total noninterest expense$4,102,0004,039
Salaries and employee benefits$2,200,0004,080
Premises and equipment expense$567,0003,997
Additional noninterest expense$1,335,0003,757
Pre-tax net operating income$1,916,0003,404
Securities gains (losses)$02,146
Applicable income taxes$585,0002,543
Income before extraordinary items$1,331,0003,713
Extraordinary gains, net$039
Net income$1,331,0003,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,353
Cash dividends$20,0005,731
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,331,0003,704
2007-09-30 (YTD Data)Rank
Total interest income$6,077,0004,342
Total interest expense$2,338,0004,694
Net interest income$3,739,0004,019
Provision for loan and lease losses$180,0003,151
Total noninterest income$872,0003,201
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$507,0002,422
Trading account gains and fees$0184
Additional Noninterest Income$365,0003,376
Total noninterest expense$2,983,0004,117
Salaries and employee benefits$1,592,0004,191
Premises and equipment expense$421,0004,013
Additional noninterest expense$970,0003,795
Pre-tax net operating income$1,448,0003,549
Securities gains (losses)$01,655
Applicable income taxes$445,0002,682
Income before extraordinary items$1,003,0003,883
Extraordinary gains, net$033
Net income$1,003,0003,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,768
Cash dividends$20,0005,090
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,003,0003,871
2007-06-30 (YTD Data)Rank
Total interest income$3,947,0004,428
Total interest expense$1,493,0004,812
Net interest income$2,454,0004,093
Provision for loan and lease losses$120,0002,960
Total noninterest income$569,0003,275
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$324,0002,498
Trading account gains and fees$0168
Additional Noninterest Income$245,0003,390
Total noninterest expense$1,952,0004,194
Salaries and employee benefits$1,054,0004,253
Premises and equipment expense$225,0004,674
Additional noninterest expense$673,0003,666
Pre-tax net operating income$951,0003,647
Securities gains (losses)$01,444
Applicable income taxes$292,0002,769
Income before extraordinary items$659,0003,960
Extraordinary gains, net$029
Net income$659,0003,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,011
Cash dividends$20,0004,870
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$659,0003,945
2007-03-31 (YTD Data)Rank
Total interest income$1,907,0004,529
Total interest expense$722,0004,889
Net interest income$1,185,0004,205
Provision for loan and lease losses$60,0002,747
Total noninterest income$273,0003,326
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$155,0002,538
Trading account gains and fees$0195
Additional Noninterest Income$118,0003,468
Total noninterest expense$958,0004,264
Salaries and employee benefits$514,0004,345
Premises and equipment expense$102,0004,980
Additional noninterest expense$342,0003,600
Pre-tax net operating income$440,0003,794
Securities gains (losses)$01,187
Applicable income taxes$134,0002,887
Income before extraordinary items$306,0004,122
Extraordinary gains, net$022
Net income$306,0004,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,691
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$306,0004,097
2006-12-31 (YTD Data)Rank
Total interest income$6,558,0004,740
Total interest expense$2,019,0005,381
Net interest income$4,539,0004,312
Provision for loan and lease losses$177,0003,808
Total noninterest income$1,008,0003,529
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$630,0002,588
Trading account gains and fees$0130
Additional Noninterest Income$378,0003,833
Total noninterest expense$3,678,0004,233
Salaries and employee benefits$1,972,0004,320
Premises and equipment expense$452,0004,551
Additional noninterest expense$1,254,0003,808
Pre-tax net operating income$1,692,0004,023
Securities gains (losses)$01,687
Applicable income taxes$536,0003,059
Income before extraordinary items$1,156,0004,364
Extraordinary gains, net$051
Net income$1,156,0004,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,716
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,156,0004,343
2006-09-30 (YTD Data)Rank
Total interest income$4,737,0004,831
Total interest expense$1,399,0005,530
Net interest income$3,338,0004,406
Provision for loan and lease losses$117,0003,859
Total noninterest income$729,0003,623
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$459,0002,646
Trading account gains and fees$0126
Additional Noninterest Income$270,0003,951
Total noninterest expense$2,722,0004,264
Salaries and employee benefits$1,454,0004,344
Premises and equipment expense$346,0004,492
Additional noninterest expense$922,0003,851
Pre-tax net operating income$1,228,0004,243
Securities gains (losses)$01,388
Applicable income taxes$392,0003,206
Income before extraordinary items$836,0004,600
Extraordinary gains, net$045
Net income$836,0004,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,946
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$836,0004,588
2006-06-30 (YTD Data)Rank
Total interest income$3,012,0004,937
Total interest expense$892,0005,533
Net interest income$2,120,0004,537
Provision for loan and lease losses$72,0003,866
Total noninterest income$474,0003,643
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$301,0002,652
Trading account gains and fees$0126
Additional Noninterest Income$173,0004,029
Total noninterest expense$1,807,0004,289
Salaries and employee benefits$960,0004,391
Premises and equipment expense$238,0004,408
Additional noninterest expense$609,0003,870
Pre-tax net operating income$715,0004,583
Securities gains (losses)$01,185
Applicable income taxes$230,0003,430
Income before extraordinary items$485,0004,957
Extraordinary gains, net$039
Net income$485,0004,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$485,0004,952
2006-03-31 (YTD Data)Rank
Total interest income$1,433,0005,046
Total interest expense$430,0005,507
Net interest income$1,003,0004,707
Provision for loan and lease losses$36,0003,658
Total noninterest income$226,0003,701
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$147,0002,635
Trading account gains and fees$0115
Additional Noninterest Income$79,0004,177
Total noninterest expense$874,0004,414
Salaries and employee benefits$470,0004,475
Premises and equipment expense$110,0004,666
Additional noninterest expense$294,0003,959
Pre-tax net operating income$319,0004,805
Securities gains (losses)$0955
Applicable income taxes$98,0003,623
Income before extraordinary items$221,0005,110
Extraordinary gains, net$021
Net income$221,0005,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$221,0005,104
2005-12-31 (YTD Data)Rank
Total interest income$5,039,0005,127
Total interest expense$1,272,0005,681
Net interest income$3,767,0004,803
Provision for loan and lease losses$120,0004,465
Total noninterest income$896,0003,809
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$575,0002,751
Trading account gains and fees$0138
Additional Noninterest Income$321,0004,193
Total noninterest expense$3,415,0004,373
Salaries and employee benefits$1,832,0004,411
Premises and equipment expense$436,0004,606
Additional noninterest expense$1,147,0003,998
Pre-tax net operating income$1,128,0005,041
Securities gains (losses)$02,296
Applicable income taxes$332,0003,989
Income before extraordinary items$796,0005,355
Extraordinary gains, net$046
Net income$796,0005,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,648
Cash dividends$60,0005,717
Sale, conversion, retirement of capital stock, net$0934
Net operating income$796,0005,334
2005-09-30 (YTD Data)Rank
Total interest income$3,653,0005,205
Total interest expense$894,0005,737
Net interest income$2,759,0004,890
Provision for loan and lease losses$90,0004,305
Total noninterest income$667,0003,828
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$440,0002,704
Trading account gains and fees$0126
Additional Noninterest Income$227,0004,330
Total noninterest expense$2,530,0004,382
Salaries and employee benefits$1,348,0004,454
Premises and equipment expense$325,0004,580
Additional noninterest expense$857,0003,968
Pre-tax net operating income$806,0005,311
Securities gains (losses)$02,317
Applicable income taxes$236,0004,169
Income before extraordinary items$570,0005,588
Extraordinary gains, net$035
Net income$570,0005,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,900
Cash dividends$60,0004,950
Sale, conversion, retirement of capital stock, net$0769
Net operating income$570,0005,546
2005-06-30 (YTD Data)Rank
Total interest income$2,369,0005,233
Total interest expense$559,0005,757
Net interest income$1,810,0004,924
Provision for loan and lease losses$60,0004,115
Total noninterest income$440,0003,810
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$282,0002,738
Trading account gains and fees$0116
Additional Noninterest Income$158,0004,201
Total noninterest expense$1,687,0004,360
Salaries and employee benefits$897,0004,434
Premises and equipment expense$219,0004,512
Additional noninterest expense$571,0003,951
Pre-tax net operating income$503,0005,476
Securities gains (losses)$02,146
Applicable income taxes$145,0004,297
Income before extraordinary items$358,0005,724
Extraordinary gains, net$030
Net income$358,0005,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,271
Cash dividends$60,0004,633
Sale, conversion, retirement of capital stock, net$0643
Net operating income$358,0005,683
2005-03-31 (YTD Data)Rank
Total interest income$1,165,0005,274
Total interest expense$264,0005,825
Net interest income$901,0004,957
Provision for loan and lease losses$30,0003,913
Total noninterest income$206,0003,905
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$126,0002,924
Trading account gains and fees$0115
Additional Noninterest Income$80,0004,199
Total noninterest expense$820,0004,476
Salaries and employee benefits$440,0004,513
Premises and equipment expense$106,0004,677
Additional noninterest expense$274,0004,083
Pre-tax net operating income$257,0005,388
Securities gains (losses)$01,685
Applicable income taxes$75,0004,202
Income before extraordinary items$182,0005,644
Extraordinary gains, net$024
Net income$182,0005,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,216
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$182,0005,607
2004-12-31 (YTD Data)Rank
Total interest income$4,430,0005,227
Total interest expense$882,0005,997
Net interest income$3,548,0004,858
Provision for loan and lease losses$165,0004,077
Total noninterest income$785,0004,102
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$500,0003,147
Trading account gains and fees$0138
Additional Noninterest Income$285,0004,361
Total noninterest expense$2,990,0004,666
Salaries and employee benefits$1,565,0004,789
Premises and equipment expense$339,0005,321
Additional noninterest expense$1,086,0004,059
Pre-tax net operating income$1,178,0004,839
Securities gains (losses)$03,819
Applicable income taxes$365,0003,869
Income before extraordinary items$813,0005,227
Extraordinary gains, net$034
Net income$813,0005,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,319
Cash dividends$40,0005,903
Sale, conversion, retirement of capital stock, net$0872
Net operating income$813,0005,159
2004-09-30 (YTD Data)Rank
Total interest income$3,282,0005,252
Total interest expense$636,0006,097
Net interest income$2,646,0004,856
Provision for loan and lease losses$135,0003,719
Total noninterest income$570,0004,214
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$357,0003,275
Trading account gains and fees$0134
Additional Noninterest Income$213,0004,376
Total noninterest expense$2,094,0004,862
Salaries and employee benefits$1,063,0005,092
Premises and equipment expense$252,0005,316
Additional noninterest expense$779,0004,162
Pre-tax net operating income$987,0004,644
Securities gains (losses)$03,710
Applicable income taxes$304,0003,777
Income before extraordinary items$683,0005,016
Extraordinary gains, net$026
Net income$683,0005,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,844
Cash dividends$40,0005,070
Sale, conversion, retirement of capital stock, net$0738
Net operating income$683,0004,930
2004-06-30 (YTD Data)Rank
Total interest income$2,171,0005,288
Total interest expense$426,0006,110
Net interest income$1,745,0004,892
Provision for loan and lease losses$90,0003,641
Total noninterest income$351,0004,416
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$207,0003,553
Trading account gains and fees$0130
Additional Noninterest Income$144,0004,389
Total noninterest expense$1,385,0004,923
Salaries and employee benefits$679,0005,292
Premises and equipment expense$169,0005,333
Additional noninterest expense$537,0004,092
Pre-tax net operating income$621,0004,743
Securities gains (losses)$03,413
Applicable income taxes$200,0003,775
Income before extraordinary items$421,0005,192
Extraordinary gains, net$021
Net income$421,0005,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,398
Cash dividends$40,0004,770
Sale, conversion, retirement of capital stock, net$0638
Net operating income$421,0005,107
2004-03-31 (YTD Data)Rank
Total interest income$1,080,0005,329
Total interest expense$217,0006,120
Net interest income$863,0004,944
Provision for loan and lease losses$45,0003,437
Total noninterest income$180,0004,320
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$102,0003,536
Trading account gains and fees$0121
Additional Noninterest Income$78,0004,224
Total noninterest expense$698,0004,936
Salaries and employee benefits$350,0005,185
Premises and equipment expense$82,0005,449
Additional noninterest expense$266,0004,111
Pre-tax net operating income$300,0004,808
Securities gains (losses)$02,934
Applicable income taxes$73,0004,279
Income before extraordinary items$227,0005,011
Extraordinary gains, net$016
Net income$227,0005,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,876
Cash dividends$40,0003,481
Sale, conversion, retirement of capital stock, net$0464
Net operating income$227,0004,878
2003-12-31 (YTD Data)Rank
Total interest income$4,305,0005,385
Total interest expense$1,104,0005,833
Net interest income$3,201,0005,095
Provision for loan and lease losses$165,0004,406
Total noninterest income$512,0005,371
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$327,0004,106
Trading account gains and fees$0160
Additional Noninterest Income$185,0005,449
Total noninterest expense$2,477,0005,244
Salaries and employee benefits$1,336,0005,253
Premises and equipment expense$334,0005,327
Additional noninterest expense$807,0005,018
Pre-tax net operating income$1,071,0004,989
Securities gains (losses)$04,500
Applicable income taxes$342,0004,076
Income before extraordinary items$729,0005,471
Extraordinary gains, net$054
Net income$729,0005,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,174
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$729,0005,318
2003-09-30 (YTD Data)Rank
Total interest income$3,218,0005,464
Total interest expense$859,0005,867
Net interest income$2,359,0005,181
Provision for loan and lease losses$120,0004,343
Total noninterest income$357,0005,614
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$226,0004,303
Trading account gains and fees$0153
Additional Noninterest Income$131,0005,597
Total noninterest expense$1,816,0005,300
Salaries and employee benefits$967,0005,368
Premises and equipment expense$252,0005,303
Additional noninterest expense$597,0005,017
Pre-tax net operating income$780,0005,202
Securities gains (losses)$04,204
Applicable income taxes$255,0004,243
Income before extraordinary items$525,0005,714
Extraordinary gains, net$040
Net income$525,0005,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,642
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$525,0005,535
2003-06-30 (YTD Data)Rank
Total interest income$2,157,0005,492
Total interest expense$588,0005,912
Net interest income$1,569,0005,194
Provision for loan and lease losses$75,0004,385
Total noninterest income$216,0005,831
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$138,0004,480
Trading account gains and fees$0150
Additional Noninterest Income$78,0005,763
Total noninterest expense$1,229,0005,244
Salaries and employee benefits$655,0005,325
Premises and equipment expense$169,0005,253
Additional noninterest expense$405,0004,968
Pre-tax net operating income$481,0005,416
Securities gains (losses)$03,782
Applicable income taxes$154,0004,454
Income before extraordinary items$327,0005,911
Extraordinary gains, net$030
Net income$327,0005,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,431
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$327,0005,684
2003-03-31 (YTD Data)Rank
Total interest income$1,068,0005,552
Total interest expense$293,0006,005
Net interest income$775,0005,211
Provision for loan and lease losses$30,0004,429
Total noninterest income$96,0006,000
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$64,0004,593
Trading account gains and fees$0134
Additional Noninterest Income$32,0006,104
Total noninterest expense$568,0005,532
Salaries and employee benefits$282,0005,818
Premises and equipment expense$83,0005,318
Additional noninterest expense$203,0004,916
Pre-tax net operating income$273,0005,039
Securities gains (losses)$02,891
Applicable income taxes$93,0004,071
Income before extraordinary items$180,0005,581
Extraordinary gains, net$021
Net income$180,0005,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,384
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$180,0005,384
2002-12-31 (YTD Data)Rank
Total interest income$3,931,0005,967
Total interest expense$1,292,0006,198
Net interest income$2,639,0005,729
Provision for loan and lease losses$98,0005,774
Total noninterest income$288,0006,552
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$222,0004,978
Trading account gains and fees$0153
Additional Noninterest Income$66,0007,179
Total noninterest expense$2,102,0005,706
Salaries and employee benefits$1,024,0006,048
Premises and equipment expense$300,0005,581
Additional noninterest expense$778,0005,032
Pre-tax net operating income$727,0005,990
Securities gains (losses)$7,0003,799
Applicable income taxes$222,0004,965
Income before extraordinary items$512,0006,340
Extraordinary gains, net$070
Net income$512,0006,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,046
Cash dividends$100,0005,540
Sale, conversion, retirement of capital stock, net$0862
Net operating income$507,1006,216
2001-12-31 (YTD Data)Rank
Total interest income$3,587,0006,692
Total interest expense$1,654,0006,686
Net interest income$1,933,0006,532
Provision for loan and lease losses$204,0004,083
Total noninterest income$260,0006,772
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$179,0005,405
Trading account gains and fees$0177
Additional Noninterest Income$81,0006,856
Total noninterest expense$1,654,0006,443
Salaries and employee benefits$846,0006,595
Premises and equipment expense$232,0006,327
Additional noninterest expense$576,0005,995
Pre-tax net operating income$335,0007,257
Securities gains (losses)$04,612
Applicable income taxes$81,0006,246
Income before extraordinary items$254,0007,413
Extraordinary gains, net$0105
Net income$254,0007,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,083
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$254,0007,301
2000-12-31 (YTD Data)Rank
Total interest income$2,714,0007,696
Total interest expense$1,275,0007,633
Net interest income$1,439,0007,573
Provision for loan and lease losses$288,0002,953
Total noninterest income$183,0007,448
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$126,0006,120
Trading account gains and feesNANA
Additional Noninterest Income$57,0007,569
Total noninterest expense$1,196,0007,513
Salaries and employee benefits$594,0007,728
Premises and equipment expense$177,0007,125
Additional noninterest expense$425,0006,964
Pre-tax net operating income$138,0008,653
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$138,0008,488
Extraordinary gains, net$038
Net income$138,0008,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,148
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$138,0008,485
1999-12-31 (YTD Data)Rank
Total interest income$938,0009,667
Total interest expense$437,0009,576
Net interest income$501,0009,680
Provision for loan and lease losses$132,0004,547
Total noninterest income$58,0009,477
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,0008,351
Trading account gains and feesNANA
Additional Noninterest Income$31,0008,795
Total noninterest expense$756,0008,859
Salaries and employee benefits$306,0009,435
Premises and equipment expense$72,0009,182
Additional noninterest expense$378,0007,458
Pre-tax net operating income$-329,0009,733
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-329,0009,790
Extraordinary gains, net$035
Net income$-329,0009,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$5,756,000212
Net operating income$-329,0009,771

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.