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Community First Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$23,293,0001,697
Total interest expense$5,311,0001,941
Net interest income$17,982,0001,580
Provision for loan and lease losses$1,420,000673
Total noninterest income$12,680,000631
Gross Fiduciary activities income$7,992,000205
Service charges on deposit accounts$242,0002,473
Trading account gains and fees$0123
Additional Noninterest Income$4,446,000954
Total noninterest expense$24,409,0001,031
Salaries and employee benefits$16,968,000876
Premises and equipment expense$1,574,0001,481
Additional noninterest expense$4,446,000954
Pre-tax net operating income$4,833,0001,958
Securities gains (losses)$-146,0003,880
Applicable income taxes$03,369
Income before extraordinary items$4,687,0001,802
Extraordinary gains, net$054
Net income$4,687,0001,824
Minority interest net income$088
Net income of bank and minority interests.$4,687,0001,805
Net charge-offs$1,188,000487
Cash dividends$4,630,000860
Sale, conversion, retirement of capital stock, net$246,000344
Net operating income$4,833,0001,793
2023-09-30 (YTD Data)Rank
Total interest income$17,096,0001,687
Total interest expense$3,540,0001,967
Net interest income$13,556,0001,582
Provision for loan and lease losses$1,000,000652
Total noninterest income$9,547,000636
Gross Fiduciary activities income$5,982,000207
Service charges on deposit accounts$187,0002,453
Trading account gains and fees$0125
Additional Noninterest Income$3,378,000958
Total noninterest expense$18,062,0001,042
Salaries and employee benefits$12,581,000890
Premises and equipment expense$1,208,0001,447
Additional noninterest expense$3,378,000958
Pre-tax net operating income$4,041,0001,887
Securities gains (losses)$-146,0004,106
Applicable income taxes$03,407
Income before extraordinary items$3,895,0001,745
Extraordinary gains, net$052
Net income$3,895,0001,759
Minority interest net income$081
Net income of bank and minority interests.$3,895,0001,745
Net charge-offs$925,000426
Cash dividends$3,768,000757
Sale, conversion, retirement of capital stock, net$192,000333
Net operating income$4,041,0001,730
2023-06-30 (YTD Data)Rank
Total interest income$11,132,0001,692
Total interest expense$2,099,0001,961
Net interest income$9,033,0001,589
Provision for loan and lease losses$02,940
Total noninterest income$6,223,000639
Gross Fiduciary activities income$3,959,000202
Service charges on deposit accounts$124,0002,436
Trading account gains and fees$0112
Additional Noninterest Income$2,140,000924
Total noninterest expense$12,045,0001,037
Salaries and employee benefits$8,494,000873
Premises and equipment expense$836,0001,403
Additional noninterest expense$2,140,000923
Pre-tax net operating income$3,211,0001,678
Securities gains (losses)$-146,0004,282
Applicable income taxes$03,436
Income before extraordinary items$3,065,0001,549
Extraordinary gains, net$051
Net income$3,065,0001,567
Minority interest net income$081
Net income of bank and minority interests.$3,065,0001,549
Net charge-offs$748,000352
Cash dividends$2,463,000754
Sale, conversion, retirement of capital stock, net$141,000312
Net operating income$3,211,0001,494
2023-03-31 (YTD Data)Rank
Total interest income$5,459,0001,699
Total interest expense$868,0002,004
Net interest income$4,591,0001,574
Provision for loan and lease losses$02,612
Total noninterest income$2,833,000677
Gross Fiduciary activities income$1,946,000210
Service charges on deposit accounts$63,0002,425
Trading account gains and fees$097
Additional Noninterest Income$824,0001,112
Total noninterest expense$5,743,0001,091
Salaries and employee benefits$4,043,000927
Premises and equipment expense$440,0001,378
Additional noninterest expense$824,0001,112
Pre-tax net operating income$1,681,0001,658
Securities gains (losses)$-146,0004,395
Applicable income taxes$03,388
Income before extraordinary items$1,535,0001,574
Extraordinary gains, net$04
Net income$1,535,0001,574
Minority interest net income$048
Net income of bank and minority interests.$1,535,0001,574
Net charge-offs$402,000318
Cash dividends$1,386,000638
Sale, conversion, retirement of capital stock, net$91,000264
Net operating income$1,681,0001,486
2022-12-31 (YTD Data)Rank
Total interest income$18,760,0001,663
Total interest expense$947,0002,486
Net interest income$17,813,0001,575
Provision for loan and lease losses$665,0001,048
Total noninterest income$10,922,000722
Gross Fiduciary activities income$7,943,000213
Service charges on deposit accounts$277,0002,353
Trading account gains and fees$-1,087,0001,195
Additional Noninterest Income$3,789,0001,088
Total noninterest expense$21,270,0001,132
Salaries and employee benefits$14,859,000965
Premises and equipment expense$1,737,0001,385
Additional noninterest expense$3,789,0001,088
Pre-tax net operating income$6,800,0001,678
Securities gains (losses)$-7,0003,380
Applicable income taxes$03,596
Income before extraordinary items$6,793,0001,494
Extraordinary gains, net$05
Net income$6,793,0001,493
Minority interest net income$063
Net income of bank and minority interests.$6,793,0001,493
Net charge-offs$465,000615
Cash dividends$2,157,0001,421
Sale, conversion, retirement of capital stock, net$97,000469
Net operating income$6,800,0001,512
2022-09-30 (YTD Data)Rank
Total interest income$13,531,0001,659
Total interest expense$449,0002,803
Net interest income$13,082,0001,584
Provision for loan and lease losses$02,835
Total noninterest income$7,858,000754
Gross Fiduciary activities income$5,672,000218
Service charges on deposit accounts$208,0002,362
Trading account gains and fees$-1,088,0001,205
Additional Noninterest Income$3,066,0001,047
Total noninterest expense$15,739,0001,143
Salaries and employee benefits$11,047,000964
Premises and equipment expense$1,344,0001,341
Additional noninterest expense$3,066,0001,047
Pre-tax net operating income$5,201,0001,645
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,201,0001,438
Extraordinary gains, net$04
Net income$5,201,0001,437
Minority interest net income$057
Net income of bank and minority interests.$5,201,0001,438
Net charge-offs$283,000590
Cash dividends$924,0001,736
Sale, conversion, retirement of capital stock, net$85,000420
Net operating income$5,201,0001,471
2022-06-30 (YTD Data)Rank
Total interest income$8,808,0001,651
Total interest expense$194,0003,236
Net interest income$8,614,0001,560
Provision for loan and lease losses$02,599
Total noninterest income$4,868,000773
Gross Fiduciary activities income$3,709,000194
Service charges on deposit accounts$139,0002,341
Trading account gains and fees$-1,064,0001,205
Additional Noninterest Income$2,084,0001,078
Total noninterest expense$10,535,0001,127
Salaries and employee benefits$7,407,000953
Premises and equipment expense$923,0001,303
Additional noninterest expense$2,205,0001,493
Pre-tax net operating income$2,947,0001,759
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,947,0001,535
Extraordinary gains, net$04
Net income$2,947,0001,534
Minority interest net income$060
Net income of bank and minority interests.$2,947,0001,535
Net charge-offs$100,000724
Cash dividends$200,0002,455
Sale, conversion, retirement of capital stock, net$69,000394
Net operating income$2,947,0001,572
2022-03-31 (YTD Data)Rank
Total interest income$4,260,0001,642
Total interest expense$90,0003,324
Net interest income$4,170,0001,552
Provision for loan and lease losses$02,285
Total noninterest income$2,415,000785
Gross Fiduciary activities income$1,771,000208
Service charges on deposit accounts$70,0002,323
Trading account gains and fees$-517,0001,212
Additional Noninterest Income$1,091,0001,033
Total noninterest expense$5,194,0001,140
Salaries and employee benefits$3,709,000953
Premises and equipment expense$441,0001,353
Additional noninterest expense$1,044,0001,524
Pre-tax net operating income$1,391,0001,734
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,391,0001,535
Extraordinary gains, net$04
Net income$1,391,0001,533
Minority interest net income$050
Net income of bank and minority interests.$1,391,0001,535
Net charge-offs$50,000676
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$54,000328
Net operating income$1,391,0001,551
2021-12-31 (YTD Data)Rank
Total interest income$17,872,0001,622
Total interest expense$379,0003,501
Net interest income$17,493,0001,523
Provision for loan and lease losses$1,037,000574
Total noninterest income$11,537,000748
Gross Fiduciary activities income$6,473,000211
Service charges on deposit accounts$277,0002,283
Trading account gains and fees$37,000125
Additional Noninterest Income$4,750,0001,106
Total noninterest expense$20,480,0001,141
Salaries and employee benefits$13,773,0001,012
Premises and equipment expense$1,607,0001,438
Additional noninterest expense$5,100,0001,309
Pre-tax net operating income$7,513,0001,552
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$7,513,0001,416
Extraordinary gains, net$010
Net income$7,513,0001,416
Minority interest net income$074
Net income of bank and minority interests.$7,513,0001,416
Net charge-offs$8,0002,344
Cash dividends$625,0002,646
Sale, conversion, retirement of capital stock, net$7,512,00083
Net operating income$7,513,0001,390
2021-09-30 (YTD Data)Rank
Total interest income$13,569,0001,640
Total interest expense$293,0003,557
Net interest income$13,276,0001,531
Provision for loan and lease losses$200,0001,464
Total noninterest income$8,501,000780
Gross Fiduciary activities income$4,531,000215
Service charges on deposit accounts$202,0002,321
Trading account gains and fees$10,000130
Additional Noninterest Income$3,758,0001,092
Total noninterest expense$14,849,0001,185
Salaries and employee benefits$10,177,0001,036
Premises and equipment expense$1,046,0001,638
Additional noninterest expense$3,626,0001,373
Pre-tax net operating income$6,728,0001,421
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$6,728,0001,290
Extraordinary gains, net$08
Net income$6,728,0001,290
Minority interest net income$069
Net income of bank and minority interests.$6,728,0001,290
Net charge-offs$-3,0003,300
Cash dividends$550,0002,239
Sale, conversion, retirement of capital stock, net$7,511,00072
Net operating income$6,728,0001,268
2021-06-30 (YTD Data)Rank
Total interest income$8,682,0001,687
Total interest expense$196,0003,626
Net interest income$8,486,0001,571
Provision for loan and lease losses$200,0001,183
Total noninterest income$5,616,000793
Gross Fiduciary activities income$2,796,000219
Service charges on deposit accounts$130,0002,318
Trading account gains and fees$0133
Additional Noninterest Income$2,690,0001,057
Total noninterest expense$9,342,0001,220
Salaries and employee benefits$6,682,0001,047
Premises and equipment expense$588,0001,861
Additional noninterest expense$2,072,0001,532
Pre-tax net operating income$4,560,0001,393
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$4,560,0001,273
Extraordinary gains, net$06
Net income$4,560,0001,273
Minority interest net income$067
Net income of bank and minority interests.$4,560,0001,273
Net charge-offs$-3,0003,379
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$-542,0004,923
Net operating income$4,560,0001,246
2021-03-31 (YTD Data)Rank
Total interest income$4,679,0001,586
Total interest expense$98,0003,712
Net interest income$4,581,0001,469
Provision for loan and lease losses$02,741
Total noninterest income$2,731,000802
Gross Fiduciary activities income$1,219,000233
Service charges on deposit accounts$67,0002,273
Trading account gains and fees$0127
Additional Noninterest Income$1,445,0001,002
Total noninterest expense$4,642,0001,205
Salaries and employee benefits$3,359,0001,032
Premises and equipment expense$286,0001,902
Additional noninterest expense$997,0001,554
Pre-tax net operating income$2,670,0001,246
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,670,0001,135
Extraordinary gains, net$03
Net income$2,670,0001,135
Minority interest net income$055
Net income of bank and minority interests.$2,670,0001,135
Net charge-offs$-2,0003,357
Cash dividends$1,0002,448
Sale, conversion, retirement of capital stock, net$7,000449
Net operating income$2,670,0001,105
2020-12-31 (YTD Data)Rank
Total interest income$14,805,0001,913
Total interest expense$459,0003,931
Net interest income$14,346,0001,713
Provision for loan and lease losses$345,0002,567
Total noninterest income$8,871,000863
Gross Fiduciary activities income$4,526,000233
Service charges on deposit accounts$262,0002,386
Trading account gains and fees$0133
Additional Noninterest Income$4,083,0001,189
Total noninterest expense$21,468,0001,055
Salaries and employee benefits$16,297,000843
Premises and equipment expense$1,127,0001,877
Additional noninterest expense$4,044,0001,522
Pre-tax net operating income$1,404,0003,344
Securities gains (losses)$136,0001,229
Applicable income taxes$03,697
Income before extraordinary items$1,540,0003,162
Extraordinary gains, net$04
Net income$1,540,0003,161
Minority interest net income$072
Net income of bank and minority interests.$1,540,0003,162
Net charge-offs$-16,0004,347
Cash dividends$1,415,0001,845
Sale, conversion, retirement of capital stock, net$4,586,00099
Net operating income$1,404,0003,195
2020-09-30 (YTD Data)Rank
Total interest income$10,316,0002,017
Total interest expense$358,0003,966
Net interest income$9,958,0001,819
Provision for loan and lease losses$345,0002,300
Total noninterest income$6,186,000888
Gross Fiduciary activities income$3,162,000235
Service charges on deposit accounts$188,0002,466
Trading account gains and fees$0125
Additional Noninterest Income$2,836,0001,214
Total noninterest expense$12,170,0001,302
Salaries and employee benefits$8,414,0001,119
Premises and equipment expense$1,019,0001,632
Additional noninterest expense$2,737,0001,630
Pre-tax net operating income$3,629,0001,801
Securities gains (losses)$136,0001,079
Applicable income taxes$03,696
Income before extraordinary items$3,765,0001,589
Extraordinary gains, net$04
Net income$3,765,0001,589
Minority interest net income$065
Net income of bank and minority interests.$3,765,0001,590
Net charge-offs$-16,0004,369
Cash dividends$1,075,0001,628
Sale, conversion, retirement of capital stock, net$812,000173
Net operating income$3,629,0001,607
2020-06-30 (YTD Data)Rank
Total interest income$6,709,0002,087
Total interest expense$256,0003,975
Net interest income$6,453,0001,850
Provision for loan and lease losses$195,0002,436
Total noninterest income$3,834,000883
Gross Fiduciary activities income$1,944,000240
Service charges on deposit accounts$124,0002,517
Trading account gains and fees$0123
Additional Noninterest Income$1,766,0001,183
Total noninterest expense$7,801,0001,338
Salaries and employee benefits$5,371,0001,160
Premises and equipment expense$645,0001,693
Additional noninterest expense$1,785,0001,644
Pre-tax net operating income$2,291,0001,814
Securities gains (losses)$136,000862
Applicable income taxes$03,655
Income before extraordinary items$2,427,0001,572
Extraordinary gains, net$04
Net income$2,427,0001,573
Minority interest net income$065
Net income of bank and minority interests.$2,427,0001,573
Net charge-offs$-8,0004,259
Cash dividends$800,0001,513
Sale, conversion, retirement of capital stock, net$795,000132
Net operating income$2,291,0001,599
2020-03-31 (YTD Data)Rank
Total interest income$3,105,0002,197
Total interest expense$149,0003,933
Net interest income$2,956,0001,936
Provision for loan and lease losses$75,0002,175
Total noninterest income$1,853,000852
Gross Fiduciary activities income$917,000256
Service charges on deposit accounts$64,0002,747
Trading account gains and fees$0106
Additional Noninterest Income$872,0001,075
Total noninterest expense$3,752,0001,400
Salaries and employee benefits$2,581,0001,206
Premises and equipment expense$323,0001,727
Additional noninterest expense$848,0001,738
Pre-tax net operating income$982,0001,850
Securities gains (losses)$136,000508
Applicable income taxes$03,513
Income before extraordinary items$1,118,0001,517
Extraordinary gains, net$04
Net income$1,118,0001,515
Minority interest net income$056
Net income of bank and minority interests.$1,118,0001,517
Net charge-offs$-4,0004,126
Cash dividends$800,000949
Sale, conversion, retirement of capital stock, net$781,00092
Net operating income$982,0001,658
2019-12-31 (YTD Data)Rank
Total interest income$12,247,0002,247
Total interest expense$741,0003,732
Net interest income$11,506,0001,990
Provision for loan and lease losses$267,0002,079
Total noninterest income$7,297,000879
Gross Fiduciary activities income$4,075,000240
Service charges on deposit accounts$288,0002,677
Trading account gains and fees$0135
Additional Noninterest Income$2,934,0001,219
Total noninterest expense$14,478,0001,402
Salaries and employee benefits$10,018,0001,202
Premises and equipment expense$1,272,0001,724
Additional noninterest expense$3,188,0001,821
Pre-tax net operating income$4,058,0002,037
Securities gains (losses)$131,000789
Applicable income taxes$03,859
Income before extraordinary items$4,189,0001,821
Extraordinary gains, net$011
Net income$4,189,0001,823
Minority interest net income$076
Net income of bank and minority interests.$4,189,0001,823
Net charge-offs$61,0002,524
Cash dividends$2,084,0001,538
Sale, conversion, retirement of capital stock, net$90,000490
Net operating income$4,058,0001,833
2019-09-30 (YTD Data)Rank
Total interest income$9,115,0002,292
Total interest expense$558,0003,753
Net interest income$8,557,0002,033
Provision for loan and lease losses$200,0001,960
Total noninterest income$5,244,000899
Gross Fiduciary activities income$2,984,000244
Service charges on deposit accounts$219,0002,693
Trading account gains and fees$0129
Additional Noninterest Income$2,041,0001,270
Total noninterest expense$10,560,0001,447
Salaries and employee benefits$7,305,0001,235
Premises and equipment expense$957,0001,735
Additional noninterest expense$2,298,0001,872
Pre-tax net operating income$3,041,0002,090
Securities gains (losses)$131,000670
Applicable income taxes$03,902
Income before extraordinary items$3,172,0001,860
Extraordinary gains, net$011
Net income$3,172,0001,859
Minority interest net income$072
Net income of bank and minority interests.$3,172,0001,861
Net charge-offs$56,0002,154
Cash dividends$1,710,0001,331
Sale, conversion, retirement of capital stock, net$69,000455
Net operating income$3,041,0001,885
2019-06-30 (YTD Data)Rank
Total interest income$6,005,0002,310
Total interest expense$352,0003,817
Net interest income$5,653,0002,046
Provision for loan and lease losses$134,0001,947
Total noninterest income$3,220,000930
Gross Fiduciary activities income$1,940,000248
Service charges on deposit accounts$142,0002,718
Trading account gains and fees$0131
Additional Noninterest Income$1,138,0001,375
Total noninterest expense$6,842,0001,480
Salaries and employee benefits$4,642,0001,278
Premises and equipment expense$637,0001,748
Additional noninterest expense$1,563,0001,867
Pre-tax net operating income$1,897,0002,163
Securities gains (losses)$128,000473
Applicable income taxes$03,901
Income before extraordinary items$2,025,0001,896
Extraordinary gains, net$011
Net income$2,025,0001,895
Minority interest net income$069
Net income of bank and minority interests.$2,025,0001,896
Net charge-offs$55,0001,767
Cash dividends$1,000,0001,417
Sale, conversion, retirement of capital stock, net$53,000429
Net operating income$1,897,0001,967
2019-03-31 (YTD Data)Rank
Total interest income$2,931,0002,347
Total interest expense$154,0003,981
Net interest income$2,777,0002,086
Provision for loan and lease losses$67,0001,818
Total noninterest income$1,420,000977
Gross Fiduciary activities income$917,000248
Service charges on deposit accounts$74,0002,647
Trading account gains and fees$0126
Additional Noninterest Income$429,0001,607
Total noninterest expense$3,371,0001,504
Salaries and employee benefits$2,248,0001,323
Premises and equipment expense$346,0001,647
Additional noninterest expense$777,0001,865
Pre-tax net operating income$759,0002,455
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$759,0002,256
Extraordinary gains, net$05
Net income$759,0002,255
Minority interest net income$052
Net income of bank and minority interests.$759,0002,255
Net charge-offs$55,0001,165
Cash dividends$400,0001,497
Sale, conversion, retirement of capital stock, net$28,000394
Net operating income$759,0002,234
2018-12-31 (YTD Data)Rank
Total interest income$10,803,0002,394
Total interest expense$478,0003,971
Net interest income$10,325,0002,187
Provision for loan and lease losses$203,0002,344
Total noninterest income$5,893,000985
Gross Fiduciary activities income$3,771,000248
Service charges on deposit accounts$312,0002,687
Trading account gains and fees$0126
Additional Noninterest Income$1,810,0001,593
Total noninterest expense$12,506,0001,552
Salaries and employee benefits$8,482,0001,352
Premises and equipment expense$1,113,0001,895
Additional noninterest expense$2,911,0001,980
Pre-tax net operating income$3,509,0002,279
Securities gains (losses)$19,000588
Applicable income taxes$03,978
Income before extraordinary items$3,528,0002,078
Extraordinary gains, net$06
Net income$3,528,0002,076
Minority interest net income$072
Net income of bank and minority interests.$3,528,0002,077
Net charge-offs$17,0003,165
Cash dividends$1,200,0002,014
Sale, conversion, retirement of capital stock, net$139,000450
Net operating income$3,509,0002,081
2018-09-30 (YTD Data)Rank
Total interest income$7,854,0002,438
Total interest expense$337,0004,019
Net interest income$7,517,0002,251
Provision for loan and lease losses$152,0002,246
Total noninterest income$4,383,000993
Gross Fiduciary activities income$2,808,000249
Service charges on deposit accounts$234,0002,704
Trading account gains and fees$0138
Additional Noninterest Income$1,341,0001,627
Total noninterest expense$9,014,0001,613
Salaries and employee benefits$6,116,0001,394
Premises and equipment expense$822,0001,932
Additional noninterest expense$2,076,0002,058
Pre-tax net operating income$2,734,0002,248
Securities gains (losses)$19,000582
Applicable income taxes$04,032
Income before extraordinary items$2,753,0002,027
Extraordinary gains, net$05
Net income$2,753,0002,025
Minority interest net income$066
Net income of bank and minority interests.$2,753,0002,026
Net charge-offs$6,0003,153
Cash dividends$750,0001,948
Sale, conversion, retirement of capital stock, net$113,000416
Net operating income$2,734,0002,030
2018-06-30 (YTD Data)Rank
Total interest income$5,111,0002,462
Total interest expense$203,0004,101
Net interest income$4,908,0002,287
Provision for loan and lease losses$101,0002,169
Total noninterest income$2,766,0001,031
Gross Fiduciary activities income$1,834,000255
Service charges on deposit accounts$151,0002,745
Trading account gains and fees$0130
Additional Noninterest Income$781,0001,761
Total noninterest expense$5,817,0001,668
Salaries and employee benefits$3,903,0001,454
Premises and equipment expense$519,0002,018
Additional noninterest expense$1,395,0002,055
Pre-tax net operating income$1,756,0002,286
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,756,0002,071
Extraordinary gains, net$06
Net income$1,756,0002,069
Minority interest net income$065
Net income of bank and minority interests.$1,756,0002,070
Net charge-offs$7,0002,719
Cash dividends$700,0001,630
Sale, conversion, retirement of capital stock, net$65,000415
Net operating income$1,756,0002,063
2018-03-31 (YTD Data)Rank
Total interest income$2,516,0002,486
Total interest expense$92,0004,219
Net interest income$2,424,0002,308
Provision for loan and lease losses$51,0002,048
Total noninterest income$1,201,0001,118
Gross Fiduciary activities income$889,000259
Service charges on deposit accounts$72,0002,839
Trading account gains and fees$0123
Additional Noninterest Income$240,0002,273
Total noninterest expense$2,690,0001,814
Salaries and employee benefits$1,806,0001,572
Premises and equipment expense$256,0002,083
Additional noninterest expense$628,0002,201
Pre-tax net operating income$884,0002,218
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$884,0002,018
Extraordinary gains, net$07
Net income$884,0002,017
Minority interest net income$052
Net income of bank and minority interests.$884,0002,018
Net charge-offs$02,722
Cash dividends$400,0001,360
Sale, conversion, retirement of capital stock, net$30,000392
Net operating income$884,0002,007
2017-12-31 (YTD Data)Rank
Total interest income$9,603,0002,528
Total interest expense$364,0004,126
Net interest income$9,239,0002,350
Provision for loan and lease losses$80,0003,246
Total noninterest income$4,382,0001,208
Gross Fiduciary activities income$3,344,000261
Service charges on deposit accounts$295,0002,894
Trading account gains and fees$0151
Additional Noninterest Income$743,0002,649
Total noninterest expense$9,882,0001,928
Salaries and employee benefits$6,585,0001,681
Premises and equipment expense$924,0002,229
Additional noninterest expense$2,373,0002,336
Pre-tax net operating income$3,659,0002,164
Securities gains (losses)$37,0001,045
Applicable income taxes$04,135
Income before extraordinary items$3,696,0001,713
Extraordinary gains, net$09
Net income$3,696,0001,713
Minority interest net income$076
Net income of bank and minority interests.$3,696,0001,713
Net charge-offs$21,0003,405
Cash dividends$890,0002,336
Sale, conversion, retirement of capital stock, net$54,000559
Net operating income$3,659,0001,706
2017-09-30 (YTD Data)Rank
Total interest income$7,124,0002,557
Total interest expense$270,0004,168
Net interest income$6,854,0002,381
Provision for loan and lease losses$04,088
Total noninterest income$3,165,0001,264
Gross Fiduciary activities income$2,347,000269
Service charges on deposit accounts$219,0002,932
Trading account gains and fees$0145
Additional Noninterest Income$599,0002,586
Total noninterest expense$7,112,0001,998
Salaries and employee benefits$4,737,0001,745
Premises and equipment expense$664,0002,298
Additional noninterest expense$1,711,0002,415
Pre-tax net operating income$2,907,0002,119
Securities gains (losses)$37,0001,022
Applicable income taxes$04,172
Income before extraordinary items$2,944,0001,756
Extraordinary gains, net$09
Net income$2,944,0001,756
Minority interest net income$071
Net income of bank and minority interests.$2,944,0001,756
Net charge-offs$18,0003,031
Cash dividends$550,0002,299
Sale, conversion, retirement of capital stock, net$35,000545
Net operating income$2,907,0001,747
2017-06-30 (YTD Data)Rank
Total interest income$4,700,0002,561
Total interest expense$184,0004,119
Net interest income$4,516,0002,399
Provision for loan and lease losses$03,871
Total noninterest income$2,031,0001,292
Gross Fiduciary activities income$1,546,000270
Service charges on deposit accounts$143,0002,957
Trading account gains and fees$0139
Additional Noninterest Income$342,0002,782
Total noninterest expense$4,693,0002,014
Salaries and employee benefits$3,091,0001,777
Premises and equipment expense$432,0002,333
Additional noninterest expense$1,170,0002,375
Pre-tax net operating income$1,854,0002,145
Securities gains (losses)$37,000759
Applicable income taxes$04,189
Income before extraordinary items$1,891,0001,781
Extraordinary gains, net$011
Net income$1,891,0001,781
Minority interest net income$071
Net income of bank and minority interests.$1,891,0001,781
Net charge-offs$18,0002,639
Cash dividends$500,0001,993
Sale, conversion, retirement of capital stock, net$24,000524
Net operating income$1,854,0001,789
2017-03-31 (YTD Data)Rank
Total interest income$2,253,0002,638
Total interest expense$97,0004,059
Net interest income$2,156,0002,489
Provision for loan and lease losses$03,537
Total noninterest income$991,0001,311
Gross Fiduciary activities income$728,000280
Service charges on deposit accounts$69,0003,015
Trading account gains and fees$0142
Additional Noninterest Income$194,0002,614
Total noninterest expense$2,293,0002,079
Salaries and employee benefits$1,498,0001,852
Premises and equipment expense$236,0002,232
Additional noninterest expense$559,0002,452
Pre-tax net operating income$854,0002,180
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$854,0001,877
Extraordinary gains, net$08
Net income$854,0001,877
Minority interest net income$055
Net income of bank and minority interests.$854,0001,877
Net charge-offs$19,0001,916
Cash dividends$100,0002,363
Sale, conversion, retirement of capital stock, net$14,000479
Net operating income$854,0001,860
2016-12-31 (YTD Data)Rank
Total interest income$8,858,0002,652
Total interest expense$381,0004,098
Net interest income$8,477,0002,503
Provision for loan and lease losses$04,332
Total noninterest income$4,009,0001,337
Gross Fiduciary activities income$2,753,000277
Service charges on deposit accounts$330,0002,787
Trading account gains and fees$0170
Additional Noninterest Income$926,0002,483
Total noninterest expense$9,030,0002,089
Salaries and employee benefits$5,947,0001,796
Premises and equipment expense$855,0002,386
Additional noninterest expense$2,228,0002,553
Pre-tax net operating income$3,456,0002,139
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$3,456,0001,869
Extraordinary gains, net$05
Net income$3,456,0001,868
Minority interest net income$082
Net income of bank and minority interests.$3,456,0001,868
Net charge-offs$1,0004,216
Cash dividends$1,474,0001,728
Sale, conversion, retirement of capital stock, net$59,000556
Net operating income$3,456,0001,823
2016-09-30 (YTD Data)Rank
Total interest income$6,624,0002,662
Total interest expense$286,0004,129
Net interest income$6,338,0002,518
Provision for loan and lease losses$04,186
Total noninterest income$1,181,0002,424
Gross Fiduciary activities income$210,000692
Service charges on deposit accounts$252,0002,768
Trading account gains and fees$0169
Additional Noninterest Income$719,0002,455
Total noninterest expense$4,824,0002,709
Salaries and employee benefits$2,849,0002,584
Premises and equipment expense$547,0002,658
Additional noninterest expense$1,428,0002,844
Pre-tax net operating income$2,695,0002,122
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$2,695,0001,837
Extraordinary gains, net$05
Net income$2,695,0001,837
Minority interest net income$071
Net income of bank and minority interests.$2,695,0001,837
Net charge-offs$3,0003,728
Cash dividends$1,096,0001,574
Sale, conversion, retirement of capital stock, net$43,000529
Net operating income$2,695,0001,785
2016-06-30 (YTD Data)Rank
Total interest income$4,365,0002,693
Total interest expense$190,0004,171
Net interest income$4,175,0002,545
Provision for loan and lease losses$04,017
Total noninterest income$787,0002,407
Gross Fiduciary activities income$137,000698
Service charges on deposit accounts$158,0002,863
Trading account gains and fees$0157
Additional Noninterest Income$492,0002,391
Total noninterest expense$3,204,0002,729
Salaries and employee benefits$1,885,0002,610
Premises and equipment expense$365,0002,689
Additional noninterest expense$954,0002,841
Pre-tax net operating income$1,758,0002,144
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,758,0001,854
Extraordinary gains, net$016
Net income$1,758,0001,853
Minority interest net income$071
Net income of bank and minority interests.$1,758,0001,853
Net charge-offs$3,0003,433
Cash dividends$719,0001,605
Sale, conversion, retirement of capital stock, net$28,000524
Net operating income$1,758,0001,806
2016-03-31 (YTD Data)Rank
Total interest income$2,155,0002,722
Total interest expense$92,0004,252
Net interest income$2,063,0002,568
Provision for loan and lease losses$03,656
Total noninterest income$908,0001,405
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$75,0002,940
Trading account gains and fees$0142
Additional Noninterest Income$833,0001,062
Total noninterest expense$2,072,0002,247
Salaries and employee benefits$1,285,0002,053
Premises and equipment expense$203,0002,520
Additional noninterest expense$584,0002,452
Pre-tax net operating income$899,0002,081
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$899,0001,782
Extraordinary gains, net$012
Net income$899,0001,783
Minority interest net income$062
Net income of bank and minority interests.$899,0001,783
Net charge-offs$-1,0004,102
Cash dividends$341,0001,517
Sale, conversion, retirement of capital stock, net$17,000465
Net operating income$899,0001,741
2015-12-31 (YTD Data)Rank
Total interest income$8,374,0002,753
Total interest expense$396,0004,160
Net interest income$7,978,0002,603
Provision for loan and lease losses$45,0003,695
Total noninterest income$1,078,0002,943
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$340,0002,804
Trading account gains and fees$0159
Additional Noninterest Income$738,0002,759
Total noninterest expense$6,198,0002,801
Salaries and employee benefits$3,596,0002,678
Premises and equipment expense$645,0002,961
Additional noninterest expense$1,957,0002,836
Pre-tax net operating income$2,813,0002,433
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$2,813,0002,154
Extraordinary gains, net$023
Net income$2,813,0002,154
Minority interest net income$081
Net income of bank and minority interests.$2,813,0002,155
Net charge-offs$-43,0005,523
Cash dividends$1,188,0001,934
Sale, conversion, retirement of capital stock, net$71,000564
Net operating income$2,813,0002,112
2015-09-30 (YTD Data)Rank
Total interest income$6,237,0002,781
Total interest expense$303,0004,183
Net interest income$5,934,0002,643
Provision for loan and lease losses$45,0003,330
Total noninterest income$786,0003,001
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$257,0002,810
Trading account gains and fees$0153
Additional Noninterest Income$529,0002,839
Total noninterest expense$4,431,0002,904
Salaries and employee benefits$2,617,0002,751
Premises and equipment expense$470,0003,056
Additional noninterest expense$1,344,0003,033
Pre-tax net operating income$2,244,0002,365
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,244,0002,074
Extraordinary gains, net$021
Net income$2,244,0002,075
Minority interest net income$078
Net income of bank and minority interests.$2,244,0002,075
Net charge-offs$-43,0005,574
Cash dividends$847,0001,784
Sale, conversion, retirement of capital stock, net$42,000559
Net operating income$2,244,0002,018
2015-06-30 (YTD Data)Rank
Total interest income$4,088,0002,812
Total interest expense$206,0004,188
Net interest income$3,882,0002,681
Provision for loan and lease losses$45,0002,981
Total noninterest income$506,0003,054
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$168,0002,817
Trading account gains and fees$0157
Additional Noninterest Income$338,0002,899
Total noninterest expense$2,898,0002,961
Salaries and employee benefits$1,731,0002,785
Premises and equipment expense$316,0003,054
Additional noninterest expense$851,0003,172
Pre-tax net operating income$1,445,0002,404
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,445,0002,112
Extraordinary gains, net$022
Net income$1,445,0002,114
Minority interest net income$075
Net income of bank and minority interests.$1,445,0002,114
Net charge-offs$-47,0005,734
Cash dividends$506,0001,899
Sale, conversion, retirement of capital stock, net$27,000542
Net operating income$1,445,0002,064
2015-03-31 (YTD Data)Rank
Total interest income$2,020,0002,845
Total interest expense$107,0004,170
Net interest income$1,913,0002,697
Provision for loan and lease losses$45,0002,176
Total noninterest income$252,0003,030
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$79,0002,888
Trading account gains and fees$0152
Additional Noninterest Income$173,0002,830
Total noninterest expense$1,407,0003,035
Salaries and employee benefits$871,0002,794
Premises and equipment expense$149,0003,208
Additional noninterest expense$387,0003,365
Pre-tax net operating income$713,0002,389
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$713,0002,106
Extraordinary gains, net$013
Net income$713,0002,107
Minority interest net income$064
Net income of bank and minority interests.$713,0002,107
Net charge-offs$-36,0005,861
Cash dividends$338,0001,444
Sale, conversion, retirement of capital stock, net$12,000529
Net operating income$713,0002,038
2014-12-31 (YTD Data)Rank
Total interest income$8,335,0002,799
Total interest expense$410,0004,401
Net interest income$7,925,0002,641
Provision for loan and lease losses$04,603
Total noninterest income$1,190,0002,853
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$368,0002,835
Trading account gains and fees$0180
Additional Noninterest Income$822,0002,605
Total noninterest expense$6,037,0002,906
Salaries and employee benefits$3,861,0002,572
Premises and equipment expense$575,0003,326
Additional noninterest expense$1,601,0003,396
Pre-tax net operating income$3,078,0002,238
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,078,0001,979
Extraordinary gains, net$-489,0006,499
Net income$2,589,0002,248
Minority interest net income$084
Net income of bank and minority interests.$2,589,0002,248
Net charge-offs$15,0004,432
Cash dividends$1,810,0001,380
Sale, conversion, retirement of capital stock, net$73,000579
Net operating income$3,078,0001,934
2014-09-30 (YTD Data)Rank
Total interest income$6,185,0002,846
Total interest expense$300,0004,517
Net interest income$5,885,0002,679
Provision for loan and lease losses$04,401
Total noninterest income$858,0002,939
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$277,0002,863
Trading account gains and fees$0174
Additional Noninterest Income$581,0002,693
Total noninterest expense$4,421,0002,960
Salaries and employee benefits$2,806,0002,637
Premises and equipment expense$419,0003,432
Additional noninterest expense$1,196,0003,415
Pre-tax net operating income$2,322,0002,261
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,322,0001,967
Extraordinary gains, net$-367,0006,582
Net income$1,955,0002,254
Minority interest net income$081
Net income of bank and minority interests.$1,955,0002,253
Net charge-offs$22,0003,790
Cash dividends$1,283,0001,294
Sale, conversion, retirement of capital stock, net$55,000551
Net operating income$2,322,0001,920
2014-06-30 (YTD Data)Rank
Total interest income$4,043,0002,902
Total interest expense$195,0004,626
Net interest income$3,848,0002,730
Provision for loan and lease losses$04,196
Total noninterest income$563,0002,919
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$183,0002,874
Trading account gains and fees$0172
Additional Noninterest Income$380,0002,713
Total noninterest expense$2,932,0002,989
Salaries and employee benefits$1,911,0002,607
Premises and equipment expense$279,0003,466
Additional noninterest expense$742,0003,606
Pre-tax net operating income$1,479,0002,296
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,479,0002,003
Extraordinary gains, net$-245,0006,653
Net income$1,234,0002,296
Minority interest net income$080
Net income of bank and minority interests.$1,234,0002,296
Net charge-offs$25,0003,293
Cash dividends$755,0001,423
Sale, conversion, retirement of capital stock, net$36,000520
Net operating income$1,479,0001,951
2014-03-31 (YTD Data)Rank
Total interest income$1,965,0002,964
Total interest expense$94,0004,757
Net interest income$1,871,0002,787
Provision for loan and lease losses$03,817
Total noninterest income$251,0003,062
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$88,0002,918
Trading account gains and fees$0147
Additional Noninterest Income$163,0002,851
Total noninterest expense$1,449,0003,030
Salaries and employee benefits$946,0002,644
Premises and equipment expense$144,0003,450
Additional noninterest expense$359,0003,657
Pre-tax net operating income$673,0002,392
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$673,0002,070
Extraordinary gains, net$-122,0006,728
Net income$551,0002,411
Minority interest net income$066
Net income of bank and minority interests.$551,0002,411
Net charge-offs$-2,0005,011
Cash dividends$523,000989
Sale, conversion, retirement of capital stock, net$18,000486
Net operating income$673,0002,037
2013-12-31 (YTD Data)Rank
Total interest income$7,939,0002,958
Total interest expense$395,0004,934
Net interest income$7,544,0002,754
Provision for loan and lease losses$60,0004,088
Total noninterest income$1,248,0002,855
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$359,0003,044
Trading account gains and fees$0184
Additional Noninterest Income$889,0002,525
Total noninterest expense$5,805,0003,061
Salaries and employee benefits$3,788,0002,599
Premises and equipment expense$564,0003,460
Additional noninterest expense$1,453,0003,732
Pre-tax net operating income$2,927,0002,199
Securities gains (losses)$7,0002,738
Applicable income taxes$04,631
Income before extraordinary items$2,934,0001,932
Extraordinary gains, net$029
Net income$2,934,0001,934
Minority interest net income$090
Net income of bank and minority interests.$2,934,0001,934
Net charge-offs$-48,0006,411
Cash dividends$2,044,0001,180
Sale, conversion, retirement of capital stock, net$90,000556
Net operating income$2,927,0001,898
2013-09-30 (YTD Data)Rank
Total interest income$5,951,0002,984
Total interest expense$299,0005,008
Net interest income$5,652,0002,761
Provision for loan and lease losses$60,0003,816
Total noninterest income$932,0002,919
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$266,0003,085
Trading account gains and fees$0180
Additional Noninterest Income$666,0002,581
Total noninterest expense$4,322,0003,074
Salaries and employee benefits$2,814,0002,630
Premises and equipment expense$423,0003,488
Additional noninterest expense$1,085,0003,739
Pre-tax net operating income$2,202,0002,263
Securities gains (losses)$7,0002,609
Applicable income taxes$04,713
Income before extraordinary items$2,209,0001,966
Extraordinary gains, net$025
Net income$2,209,0001,973
Minority interest net income$084
Net income of bank and minority interests.$2,209,0001,972
Net charge-offs$-42,0006,428
Cash dividends$1,566,0001,065
Sale, conversion, retirement of capital stock, net$67,000525
Net operating income$2,202,0001,910
2013-06-30 (YTD Data)Rank
Total interest income$3,909,0003,015
Total interest expense$205,0005,021
Net interest income$3,704,0002,786
Provision for loan and lease losses$60,0003,384
Total noninterest income$625,0002,942
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$175,0003,069
Trading account gains and fees$0157
Additional Noninterest Income$450,0002,622
Total noninterest expense$2,902,0003,073
Salaries and employee benefits$1,873,0002,651
Premises and equipment expense$287,0003,468
Additional noninterest expense$742,0003,680
Pre-tax net operating income$1,367,0002,366
Securities gains (losses)$7,0002,393
Applicable income taxes$04,679
Income before extraordinary items$1,374,0002,071
Extraordinary gains, net$022
Net income$1,374,0002,081
Minority interest net income$082
Net income of bank and minority interests.$1,374,0002,078
Net charge-offs$-37,0006,477
Cash dividends$1,044,0001,044
Sale, conversion, retirement of capital stock, net$45,000495
Net operating income$1,367,0002,000
2013-03-31 (YTD Data)Rank
Total interest income$1,944,0003,059
Total interest expense$112,0004,924
Net interest income$1,832,0002,817
Provision for loan and lease losses$60,0002,589
Total noninterest income$341,0002,814
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$84,0003,147
Trading account gains and fees$0148
Additional Noninterest Income$257,0002,431
Total noninterest expense$1,477,0003,043
Salaries and employee benefits$950,0002,633
Premises and equipment expense$146,0003,451
Additional noninterest expense$381,0003,628
Pre-tax net operating income$636,0002,446
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$636,0002,156
Extraordinary gains, net$010
Net income$636,0002,158
Minority interest net income$076
Net income of bank and minority interests.$636,0002,158
Net charge-offs$-38,0006,638
Cash dividends$522,000905
Sale, conversion, retirement of capital stock, net$23,000453
Net operating income$636,0002,065
2012-12-31 (YTD Data)Rank
Total interest income$8,153,0003,055
Total interest expense$565,0004,885
Net interest income$7,588,0002,782
Provision for loan and lease losses$05,905
Total noninterest income$1,359,0002,766
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$359,0003,136
Trading account gains and fees$0166
Additional Noninterest Income$1,000,0002,367
Total noninterest expense$5,620,0003,182
Salaries and employee benefits$3,735,0002,615
Premises and equipment expense$541,0003,627
Additional noninterest expense$1,344,0004,056
Pre-tax net operating income$3,327,0001,913
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$3,327,0001,703
Extraordinary gains, net$029
Net income$3,327,0001,704
Minority interest net income$093
Net income of bank and minority interests.$3,327,0001,704
Net charge-offs$205,0003,732
Cash dividends$2,193,0001,142
Sale, conversion, retirement of capital stock, net$39,000747
Net operating income$3,327,0001,614
2012-09-30 (YTD Data)Rank
Total interest income$6,098,0003,123
Total interest expense$441,0004,930
Net interest income$5,657,0002,836
Provision for loan and lease losses$05,790
Total noninterest income$990,0002,817
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$268,0003,193
Trading account gains and fees$0157
Additional Noninterest Income$722,0002,411
Total noninterest expense$4,182,0003,229
Salaries and employee benefits$2,793,0002,638
Premises and equipment expense$397,0003,723
Additional noninterest expense$992,0004,123
Pre-tax net operating income$2,465,0002,000
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,465,0001,775
Extraordinary gains, net$020
Net income$2,465,0001,774
Minority interest net income$086
Net income of bank and minority interests.$2,465,0001,776
Net charge-offs$35,0004,750
Cash dividends$1,672,000920
Sale, conversion, retirement of capital stock, net$31,000696
Net operating income$2,465,0001,671
2012-06-30 (YTD Data)Rank
Total interest income$4,049,0003,160
Total interest expense$312,0004,903
Net interest income$3,737,0002,869
Provision for loan and lease losses$05,619
Total noninterest income$631,0002,845
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$166,0003,316
Trading account gains and fees$0153
Additional Noninterest Income$465,0002,427
Total noninterest expense$2,755,0003,281
Salaries and employee benefits$1,833,0002,693
Premises and equipment expense$254,0003,821
Additional noninterest expense$668,0004,118
Pre-tax net operating income$1,613,0002,021
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,613,0001,773
Extraordinary gains, net$019
Net income$1,613,0001,771
Minority interest net income$084
Net income of bank and minority interests.$1,613,0001,773
Net charge-offs$36,0004,276
Cash dividends$940,0001,036
Sale, conversion, retirement of capital stock, net$21,000666
Net operating income$1,613,0001,695
2012-03-31 (YTD Data)Rank
Total interest income$2,002,0003,210
Total interest expense$170,0004,817
Net interest income$1,832,0002,931
Provision for loan and lease losses$05,254
Total noninterest income$293,0002,978
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$82,0003,326
Trading account gains and fees$0148
Additional Noninterest Income$211,0002,573
Total noninterest expense$1,375,0003,286
Salaries and employee benefits$913,0002,713
Premises and equipment expense$132,0003,770
Additional noninterest expense$330,0004,145
Pre-tax net operating income$750,0002,126
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$750,0001,896
Extraordinary gains, net$019
Net income$750,0001,897
Minority interest net income$078
Net income of bank and minority interests.$750,0001,898
Net charge-offs$44,0003,112
Cash dividends$484,000922
Sale, conversion, retirement of capital stock, net$11,000597
Net operating income$750,0001,792
2011-12-31 (YTD Data)Rank
Total interest income$8,414,0003,189
Total interest expense$761,0005,033
Net interest income$7,653,0002,847
Provision for loan and lease losses$98,0005,385
Total noninterest income$1,045,0003,038
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$316,0003,496
Trading account gains and fees$0146
Additional Noninterest Income$729,0002,577
Total noninterest expense$5,510,0003,271
Salaries and employee benefits$3,533,0002,727
Premises and equipment expense$527,0003,893
Additional noninterest expense$1,450,0003,943
Pre-tax net operating income$3,090,0001,780
Securities gains (losses)$82,0002,216
Applicable income taxes$04,719
Income before extraordinary items$3,172,0001,533
Extraordinary gains, net$029
Net income$3,172,0001,534
Minority interest net income$096
Net income of bank and minority interests.$3,172,0001,534
Net charge-offs$-31,0007,129
Cash dividends$2,126,000907
Sale, conversion, retirement of capital stock, net$32,000883
Net operating income$3,090,0001,493
2011-09-30 (YTD Data)Rank
Total interest income$6,352,0003,205
Total interest expense$587,0005,095
Net interest income$5,765,0002,847
Provision for loan and lease losses$98,0004,971
Total noninterest income$767,0003,084
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$231,0003,557
Trading account gains and fees$0145
Additional Noninterest Income$536,0002,599
Total noninterest expense$4,114,0003,293
Salaries and employee benefits$2,611,0002,754
Premises and equipment expense$399,0003,916
Additional noninterest expense$1,104,0003,902
Pre-tax net operating income$2,320,0001,856
Securities gains (losses)$34,0002,577
Applicable income taxes$04,740
Income before extraordinary items$2,354,0001,616
Extraordinary gains, net$021
Net income$2,354,0001,616
Minority interest net income$087
Net income of bank and minority interests.$2,354,0001,616
Net charge-offs$-9,0006,987
Cash dividends$1,510,000827
Sale, conversion, retirement of capital stock, net$26,000819
Net operating income$2,320,0001,558
2011-06-30 (YTD Data)Rank
Total interest income$4,279,0003,212
Total interest expense$401,0005,142
Net interest income$3,878,0002,817
Provision for loan and lease losses$148,0003,972
Total noninterest income$468,0003,244
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$149,0003,604
Trading account gains and fees$0153
Additional Noninterest Income$319,0002,774
Total noninterest expense$2,728,0003,347
Salaries and employee benefits$1,728,0002,789
Premises and equipment expense$265,0003,960
Additional noninterest expense$735,0003,952
Pre-tax net operating income$1,470,0001,915
Securities gains (losses)$34,0001,823
Applicable income taxes$04,697
Income before extraordinary items$1,504,0001,614
Extraordinary gains, net$015
Net income$1,504,0001,614
Minority interest net income$089
Net income of bank and minority interests.$1,504,0001,614
Net charge-offs$-10,0007,015
Cash dividends$952,000855
Sale, conversion, retirement of capital stock, net$18,000752
Net operating income$1,470,0001,581
2011-03-31 (YTD Data)Rank
Total interest income$2,203,0003,147
Total interest expense$206,0005,182
Net interest income$1,997,0002,737
Provision for loan and lease losses$73,0003,818
Total noninterest income$206,0003,527
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$69,0003,722
Trading account gains and fees$0158
Additional Noninterest Income$137,0003,061
Total noninterest expense$1,360,0003,358
Salaries and employee benefits$863,0002,801
Premises and equipment expense$130,0004,058
Additional noninterest expense$367,0003,960
Pre-tax net operating income$770,0001,831
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$770,0001,534
Extraordinary gains, net$09
Net income$770,0001,534
Minority interest net income$086
Net income of bank and minority interests.$770,0001,534
Net charge-offs$-9,0006,970
Cash dividends$465,000797
Sale, conversion, retirement of capital stock, net$12,000654
Net operating income$770,0001,488
2010-12-31 (YTD Data)Rank
Total interest income$8,347,0003,434
Total interest expense$958,0005,320
Net interest income$7,389,0002,939
Provision for loan and lease losses$301,0004,834
Total noninterest income$880,0003,459
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$263,0003,898
Trading account gains and fees$0175
Additional Noninterest Income$617,0002,869
Total noninterest expense$5,143,0003,535
Salaries and employee benefits$3,118,0003,007
Premises and equipment expense$539,0003,997
Additional noninterest expense$1,486,0004,032
Pre-tax net operating income$2,825,0001,703
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,825,0001,473
Extraordinary gains, net$029
Net income$2,825,0001,475
Minority interest net income$0111
Net income of bank and minority interests.$2,825,0001,476
Net charge-offs$45,0005,971
Cash dividends$1,508,0001,058
Sale, conversion, retirement of capital stock, net$24,0001,073
Net operating income$2,825,0001,424
2010-09-30 (YTD Data)Rank
Total interest income$6,264,0003,507
Total interest expense$732,0005,434
Net interest income$5,532,0002,983
Provision for loan and lease losses$224,0004,755
Total noninterest income$637,0003,567
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$190,0004,057
Trading account gains and fees$0165
Additional Noninterest Income$447,0002,933
Total noninterest expense$3,855,0003,532
Salaries and employee benefits$2,338,0003,035
Premises and equipment expense$402,0004,087
Additional noninterest expense$1,115,0004,012
Pre-tax net operating income$2,090,0001,830
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,090,0001,584
Extraordinary gains, net$023
Net income$2,090,0001,587
Minority interest net income$0110
Net income of bank and minority interests.$2,090,0001,587
Net charge-offs$46,0005,552
Cash dividends$1,085,000983
Sale, conversion, retirement of capital stock, net$6,0001,090
Net operating income$2,090,0001,513
2010-06-30 (YTD Data)Rank
Total interest income$4,157,0003,545
Total interest expense$495,0005,506
Net interest income$3,662,0003,001
Provision for loan and lease losses$149,0004,674
Total noninterest income$393,0003,675
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$120,0004,144
Trading account gains and fees$0152
Additional Noninterest Income$273,0002,993
Total noninterest expense$2,516,0003,605
Salaries and employee benefits$1,518,0003,120
Premises and equipment expense$265,0004,130
Additional noninterest expense$733,0004,016
Pre-tax net operating income$1,390,0001,827
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,390,0001,570
Extraordinary gains, net$019
Net income$1,390,0001,571
Minority interest net income$0105
Net income of bank and minority interests.$1,390,0001,571
Net charge-offs$-80,0007,733
Cash dividends$613,0001,115
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,390,0001,499
2010-03-31 (YTD Data)Rank
Total interest income$2,023,0003,681
Total interest expense$233,0005,757
Net interest income$1,790,0003,086
Provision for loan and lease losses$74,0004,411
Total noninterest income$161,0004,123
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$55,0004,301
Trading account gains and fees$0175
Additional Noninterest Income$106,0003,400
Total noninterest expense$1,261,0003,624
Salaries and employee benefits$754,0003,170
Premises and equipment expense$135,0004,161
Additional noninterest expense$372,0003,982
Pre-tax net operating income$616,0002,060
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$616,0001,790
Extraordinary gains, net$016
Net income$616,0001,789
Minority interest net income$091
Net income of bank and minority interests.$616,0001,791
Net charge-offs$-71,0007,823
Cash dividends$370,000922
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$616,0001,706
2009-12-31 (YTD Data)Rank
Total interest income$7,978,0003,827
Total interest expense$1,161,0005,726
Net interest income$6,817,0003,116
Provision for loan and lease losses$293,0005,311
Total noninterest income$759,0003,875
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$247,0004,251
Trading account gains and fees$0211
Additional Noninterest Income$512,0003,165
Total noninterest expense$4,960,0003,714
Salaries and employee benefits$2,954,0003,221
Premises and equipment expense$541,0004,172
Additional noninterest expense$1,465,0004,142
Pre-tax net operating income$2,323,0001,682
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,323,0001,437
Extraordinary gains, net$034
Net income$2,323,0001,435
Minority interest net income$0115
Net income of bank and minority interests.$2,323,0001,436
Net charge-offs$-20,0007,903
Cash dividends$862,0001,824
Sale, conversion, retirement of capital stock, net$14,0001,250
Net operating income$2,323,0001,412
2009-09-30 (YTD Data)Rank
Total interest income$5,880,0003,928
Total interest expense$919,0005,757
Net interest income$4,961,0003,211
Provision for loan and lease losses$203,0005,136
Total noninterest income$558,0003,984
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$183,0004,282
Trading account gains and fees$0212
Additional Noninterest Income$375,0003,294
Total noninterest expense$3,702,0003,735
Salaries and employee benefits$2,202,0003,269
Premises and equipment expense$405,0004,229
Additional noninterest expense$1,095,0004,133
Pre-tax net operating income$1,614,0001,926
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$1,614,0001,659
Extraordinary gains, net$027
Net income$1,614,0001,657
Minority interest net income$0118
Net income of bank and minority interests.$1,614,0001,659
Net charge-offs$-18,0007,929
Cash dividends$548,0001,905
Sale, conversion, retirement of capital stock, net$14,0001,137
Net operating income$1,614,0001,617
2009-06-30 (YTD Data)Rank
Total interest income$3,840,0004,017
Total interest expense$637,0005,795
Net interest income$3,203,0003,278
Provision for loan and lease losses$142,0004,854
Total noninterest income$378,0003,956
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$117,0004,337
Trading account gains and fees$0193
Additional Noninterest Income$261,0003,233
Total noninterest expense$2,474,0003,757
Salaries and employee benefits$1,443,0003,344
Premises and equipment expense$270,0004,248
Additional noninterest expense$761,0004,021
Pre-tax net operating income$965,0002,180
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$965,0001,897
Extraordinary gains, net$021
Net income$965,0001,894
Minority interest net income$0112
Net income of bank and minority interests.$965,0001,896
Net charge-offs$-14,0007,949
Cash dividends$234,0002,518
Sale, conversion, retirement of capital stock, net$14,0001,056
Net operating income$965,0001,842
2009-03-31 (YTD Data)Rank
Total interest income$1,830,0004,187
Total interest expense$337,0005,768
Net interest income$1,493,0003,462
Provision for loan and lease losses$44,0005,107
Total noninterest income$176,0004,068
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$52,0004,522
Trading account gains and fees$0171
Additional Noninterest Income$124,0003,295
Total noninterest expense$1,214,0003,731
Salaries and employee benefits$711,0003,424
Premises and equipment expense$120,0004,618
Additional noninterest expense$383,0003,709
Pre-tax net operating income$411,0002,754
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$411,0002,521
Extraordinary gains, net$015
Net income$411,0002,521
Minority interest net income$0102
Net income of bank and minority interests.$411,0002,523
Net charge-offs$-6,0007,754
Cash dividends$234,0001,587
Sale, conversion, retirement of capital stock, net$14,000825
Net operating income$411,0002,372
2008-12-31 (YTD Data)Rank
Total interest income$7,330,0004,360
Total interest expense$1,531,0005,937
Net interest income$5,799,0003,560
Provision for loan and lease losses$185,0005,303
Total noninterest income$841,0003,766
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$198,0004,809
Trading account gains and fees$0154
Additional Noninterest Income$643,0002,785
Total noninterest expense$4,459,0003,910
Salaries and employee benefits$2,782,0003,463
Premises and equipment expense$432,0004,875
Additional noninterest expense$1,245,0004,170
Pre-tax net operating income$1,996,0002,454
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,996,0002,004
Extraordinary gains, net$039
Net income$1,996,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,603
Cash dividends$593,0003,145
Sale, conversion, retirement of capital stock, net$16,0001,280
Net operating income$1,996,0002,120
2008-09-30 (YTD Data)Rank
Total interest income$5,491,0004,421
Total interest expense$1,192,0005,976
Net interest income$4,299,0003,620
Provision for loan and lease losses$170,0004,457
Total noninterest income$681,0003,696
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$143,0004,920
Trading account gains and fees$0148
Additional Noninterest Income$538,0002,692
Total noninterest expense$3,287,0003,935
Salaries and employee benefits$2,060,0003,520
Premises and equipment expense$301,0005,101
Additional noninterest expense$926,0004,114
Pre-tax net operating income$1,523,0002,814
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,523,0002,297
Extraordinary gains, net$031
Net income$1,523,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,571
Cash dividends$346,0003,231
Sale, conversion, retirement of capital stock, net$12,0001,133
Net operating income$1,523,0002,413
2008-06-30 (YTD Data)Rank
Total interest income$3,676,0004,472
Total interest expense$835,0006,013
Net interest income$2,841,0003,637
Provision for loan and lease losses$125,0003,905
Total noninterest income$240,0005,075
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$92,0004,990
Trading account gains and fees$0149
Additional Noninterest Income$148,0004,338
Total noninterest expense$2,149,0004,027
Salaries and employee benefits$1,372,0003,574
Premises and equipment expense$195,0005,224
Additional noninterest expense$582,0004,279
Pre-tax net operating income$807,0003,412
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$807,0003,028
Extraordinary gains, net$021
Net income$807,0003,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,610
Cash dividends$151,0003,719
Sale, conversion, retirement of capital stock, net$8,0001,041
Net operating income$807,0002,981
2008-03-31 (YTD Data)Rank
Total interest income$1,828,0004,579
Total interest expense$474,0005,892
Net interest income$1,354,0003,757
Provision for loan and lease losses$06,080
Total noninterest income$125,0004,991
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$47,0004,917
Trading account gains and fees$0158
Additional Noninterest Income$78,0004,253
Total noninterest expense$1,072,0004,034
Salaries and employee benefits$668,0003,667
Premises and equipment expense$96,0005,276
Additional noninterest expense$308,0004,033
Pre-tax net operating income$407,0003,504
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$407,0003,154
Extraordinary gains, net$015
Net income$407,0003,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,732
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$3,000944
Net operating income$407,0003,078
2007-12-31 (YTD Data)Rank
Total interest income$6,993,0004,736
Total interest expense$2,287,0005,512
Net interest income$4,706,0004,182
Provision for loan and lease losses$185,0003,989
Total noninterest income$430,0005,346
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$172,0005,188
Trading account gains and fees$0178
Additional Noninterest Income$258,0004,517
Total noninterest expense$3,957,0004,157
Salaries and employee benefits$2,522,0003,692
Premises and equipment expense$356,0005,358
Additional noninterest expense$1,079,0004,397
Pre-tax net operating income$994,0004,761
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$994,0004,342
Extraordinary gains, net$039
Net income$994,0004,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,975
Cash dividends$300,0004,401
Sale, conversion, retirement of capital stock, net$24,0001,160
Net operating income$994,0004,331
2007-09-30 (YTD Data)Rank
Total interest income$5,151,0004,805
Total interest expense$1,734,0005,482
Net interest income$3,417,0004,281
Provision for loan and lease losses$45,0005,124
Total noninterest income$301,0005,529
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$122,0005,309
Trading account gains and fees$0184
Additional Noninterest Income$179,0004,720
Total noninterest expense$2,847,0004,251
Salaries and employee benefits$1,795,0003,836
Premises and equipment expense$262,0005,407
Additional noninterest expense$790,0004,398
Pre-tax net operating income$826,0004,772
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$826,0004,279
Extraordinary gains, net$033
Net income$826,0004,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,048
Cash dividends$100,0004,663
Sale, conversion, retirement of capital stock, net$18,0001,036
Net operating income$826,0004,266
2007-06-30 (YTD Data)Rank
Total interest income$3,367,0004,881
Total interest expense$1,154,0005,492
Net interest income$2,213,0004,394
Provision for loan and lease losses$06,209
Total noninterest income$167,0005,932
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$77,0005,411
Trading account gains and fees$0168
Additional Noninterest Income$90,0005,306
Total noninterest expense$1,900,0004,277
Salaries and employee benefits$1,200,0003,870
Premises and equipment expense$172,0005,477
Additional noninterest expense$528,0004,425
Pre-tax net operating income$480,0005,123
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$480,0004,643
Extraordinary gains, net$029
Net income$480,0004,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,920
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$12,000950
Net operating income$480,0004,637
2007-03-31 (YTD Data)Rank
Total interest income$1,599,0005,028
Total interest expense$592,0005,419
Net interest income$1,007,0004,669
Provision for loan and lease losses$05,779
Total noninterest income$70,0006,240
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$37,0005,442
Trading account gains and fees$0195
Additional Noninterest Income$33,0005,825
Total noninterest expense$939,0004,328
Salaries and employee benefits$592,0003,928
Premises and equipment expense$87,0005,461
Additional noninterest expense$260,0004,414
Pre-tax net operating income$138,0006,189
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$138,0005,815
Extraordinary gains, net$022
Net income$138,0005,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$6,000806
Net operating income$138,0005,794
2006-12-31 (YTD Data)Rank
Total interest income$5,505,0005,277
Total interest expense$1,655,0005,889
Net interest income$3,850,0004,763
Provision for loan and lease losses$06,850
Total noninterest income$276,0006,337
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$141,0005,626
Trading account gains and fees$0130
Additional Noninterest Income$135,0005,824
Total noninterest expense$3,623,0004,287
Salaries and employee benefits$2,182,0004,004
Premises and equipment expense$349,0005,333
Additional noninterest expense$1,092,0004,238
Pre-tax net operating income$503,0006,473
Securities gains (losses)$-70,0008,064
Applicable income taxes$-57,0008,304
Income before extraordinary items$490,0006,194
Extraordinary gains, net$051
Net income$490,0006,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,949
Cash dividends$241,0004,753
Sale, conversion, retirement of capital stock, net$29,0001,072
Net operating income$560,0005,950
2006-09-30 (YTD Data)Rank
Total interest income$3,816,0005,503
Total interest expense$1,130,0006,048
Net interest income$2,686,0005,025
Provision for loan and lease losses$06,685
Total noninterest income$205,0006,405
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$106,0005,698
Trading account gains and fees$0126
Additional Noninterest Income$99,0005,863
Total noninterest expense$2,724,0004,259
Salaries and employee benefits$1,608,0004,041
Premises and equipment expense$264,0005,308
Additional noninterest expense$852,0004,081
Pre-tax net operating income$167,0007,556
Securities gains (losses)$-70,0008,295
Applicable income taxes$-74,0008,535
Income before extraordinary items$171,0007,368
Extraordinary gains, net$045
Net income$171,0007,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,298
Cash dividends$161,0004,375
Sale, conversion, retirement of capital stock, net$15,000928
Net operating income$241,0007,012
2006-06-30 (YTD Data)Rank
Total interest income$2,471,0005,568
Total interest expense$701,0006,130
Net interest income$1,770,0005,082
Provision for loan and lease losses$06,419
Total noninterest income$133,0006,458
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$66,0005,810
Trading account gains and fees$0126
Additional Noninterest Income$67,0005,874
Total noninterest expense$1,779,0004,342
Salaries and employee benefits$1,035,0004,168
Premises and equipment expense$175,0005,326
Additional noninterest expense$569,0004,081
Pre-tax net operating income$124,0007,544
Securities gains (losses)$-70,0008,451
Applicable income taxes$-74,0008,602
Income before extraordinary items$128,0007,331
Extraordinary gains, net$039
Net income$128,0007,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$80,0004,533
Sale, conversion, retirement of capital stock, net$0887
Net operating income$198,0006,775
2006-03-31 (YTD Data)Rank
Total interest income$1,212,0005,578
Total interest expense$340,0006,111
Net interest income$872,0005,131
Provision for loan and lease losses$06,013
Total noninterest income$67,0006,418
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$30,0005,914
Trading account gains and fees$0115
Additional Noninterest Income$37,0005,687
Total noninterest expense$866,0004,444
Salaries and employee benefits$496,0004,311
Premises and equipment expense$88,0005,343
Additional noninterest expense$282,0004,091
Pre-tax net operating income$73,0007,403
Securities gains (losses)$-70,0008,619
Applicable income taxes$-74,0008,674
Income before extraordinary items$77,0007,081
Extraordinary gains, net$021
Net income$77,0007,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$147,0006,013
2005-12-31 (YTD Data)Rank
Total interest income$4,400,0005,554
Total interest expense$1,201,0005,807
Net interest income$3,199,0005,294
Provision for loan and lease losses$07,120
Total noninterest income$279,0006,467
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$118,0006,025
Trading account gains and fees$0138
Additional Noninterest Income$161,0005,599
Total noninterest expense$3,073,0004,689
Salaries and employee benefits$1,853,0004,373
Premises and equipment expense$238,0006,330
Additional noninterest expense$982,0004,478
Pre-tax net operating income$405,0007,052
Securities gains (losses)$-22,0007,864
Applicable income taxes$86,0005,492
Income before extraordinary items$297,0007,195
Extraordinary gains, net$046
Net income$297,0007,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,744
Cash dividends$150,0005,171
Sale, conversion, retirement of capital stock, net$0934
Net operating income$314,1607,100
2005-09-30 (YTD Data)Rank
Total interest income$3,248,0005,569
Total interest expense$863,0005,819
Net interest income$2,385,0005,324
Provision for loan and lease losses$06,899
Total noninterest income$211,0006,494
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$89,0006,054
Trading account gains and fees$0126
Additional Noninterest Income$122,0005,575
Total noninterest expense$2,230,0004,759
Salaries and employee benefits$1,358,0004,421
Premises and equipment expense$178,0006,312
Additional noninterest expense$694,0004,650
Pre-tax net operating income$366,0006,925
Securities gains (losses)$-22,0008,215
Applicable income taxes$117,0005,087
Income before extraordinary items$227,0007,309
Extraordinary gains, net$035
Net income$227,0007,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,359
Cash dividends$150,0004,338
Sale, conversion, retirement of capital stock, net$0769
Net operating income$241,5207,191
2005-06-30 (YTD Data)Rank
Total interest income$2,133,0005,554
Total interest expense$560,0005,751
Net interest income$1,573,0005,344
Provision for loan and lease losses$06,626
Total noninterest income$116,0006,819
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$59,0006,042
Trading account gains and fees$0116
Additional Noninterest Income$57,0006,200
Total noninterest expense$1,439,0004,869
Salaries and employee benefits$893,0004,455
Premises and equipment expense$93,0006,847
Additional noninterest expense$453,0004,709
Pre-tax net operating income$250,0006,916
Securities gains (losses)$-22,0008,391
Applicable income taxes$78,0005,103
Income before extraordinary items$150,0007,353
Extraordinary gains, net$030
Net income$150,0007,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,872
Cash dividends$150,0003,809
Sale, conversion, retirement of capital stock, net$0643
Net operating income$164,5207,179
2005-03-31 (YTD Data)Rank
Total interest income$1,058,0005,558
Total interest expense$270,0005,763
Net interest income$788,0005,365
Provision for loan and lease losses$06,226
Total noninterest income$45,0007,228
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$28,0006,092
Trading account gains and fees$0115
Additional Noninterest Income$17,0007,096
Total noninterest expense$760,0004,708
Salaries and employee benefits$435,0004,548
Premises and equipment expense$68,0006,037
Additional noninterest expense$257,0004,274
Pre-tax net operating income$73,0007,591
Securities gains (losses)$-22,0008,680
Applicable income taxes$17,0005,779
Income before extraordinary items$34,0008,028
Extraordinary gains, net$024
Net income$34,0008,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0001,641
Cash dividends$100,0002,899
Sale, conversion, retirement of capital stock, net$0491
Net operating income$48,7407,769
2004-12-31 (YTD Data)Rank
Total interest income$3,880,0005,642
Total interest expense$1,190,0005,145
Net interest income$2,690,0005,767
Provision for loan and lease losses$07,314
Total noninterest income$221,0006,985
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$111,0006,314
Trading account gains and fees$0138
Additional Noninterest Income$110,0006,256
Total noninterest expense$2,730,0004,992
Salaries and employee benefits$1,465,0005,037
Premises and equipment expense$213,0006,599
Additional noninterest expense$1,052,0004,166
Pre-tax net operating income$181,0007,841
Securities gains (losses)$63,0001,563
Applicable income taxes$81,0005,713
Income before extraordinary items$163,0007,820
Extraordinary gains, net$034
Net income$163,0007,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,139
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$17,000797
Net operating income$120,7907,962
2004-09-30 (YTD Data)Rank
Total interest income$2,933,0005,617
Total interest expense$917,0005,036
Net interest income$2,016,0005,772
Provision for loan and lease losses$07,100
Total noninterest income$162,0007,050
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$84,0006,332
Trading account gains and fees$0134
Additional Noninterest Income$78,0006,347
Total noninterest expense$1,926,0005,160
Salaries and employee benefits$1,055,0005,118
Premises and equipment expense$143,0006,838
Additional noninterest expense$728,0004,386
Pre-tax net operating income$252,0007,452
Securities gains (losses)$63,0001,486
Applicable income taxes$102,0005,324
Income before extraordinary items$213,0007,404
Extraordinary gains, net$026
Net income$213,0007,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0001,797
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$17,000669
Net operating income$170,1607,601
2004-06-30 (YTD Data)Rank
Total interest income$1,932,0005,657
Total interest expense$643,0004,897
Net interest income$1,289,0005,897
Provision for loan and lease losses$06,885
Total noninterest income$101,0007,225
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$53,0006,439
Trading account gains and fees$0130
Additional Noninterest Income$48,0006,492
Total noninterest expense$1,301,0005,140
Salaries and employee benefits$677,0005,302
Premises and equipment expense$98,0006,821
Additional noninterest expense$526,0004,155
Pre-tax net operating income$89,0008,000
Securities gains (losses)$63,0001,312
Applicable income taxes$49,0005,655
Income before extraordinary items$103,0007,749
Extraordinary gains, net$021
Net income$103,0007,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,403
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$17,000564
Net operating income$60,1608,097
2004-03-31 (YTD Data)Rank
Total interest income$1,005,0005,553
Total interest expense$342,0004,777
Net interest income$663,0005,810
Provision for loan and lease losses$06,501
Total noninterest income$43,0007,478
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$23,0006,604
Trading account gains and fees$0121
Additional Noninterest Income$20,0006,798
Total noninterest expense$644,0005,200
Salaries and employee benefits$324,0005,487
Premises and equipment expense$43,0007,106
Additional noninterest expense$277,0003,998
Pre-tax net operating income$62,0007,733
Securities gains (losses)$02,934
Applicable income taxes$16,0005,956
Income before extraordinary items$46,0007,858
Extraordinary gains, net$016
Net income$46,0007,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,451
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$17,000390
Net operating income$46,0007,799
2003-12-31 (YTD Data)Rank
Total interest income$4,586,0005,179
Total interest expense$1,706,0004,510
Net interest income$2,880,0005,438
Provision for loan and lease losses$220,0003,843
Total noninterest income$177,0007,550
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$104,0006,497
Trading account gains and fees$0160
Additional Noninterest Income$73,0007,024
Total noninterest expense$2,502,0005,208
Salaries and employee benefits$1,160,0005,757
Premises and equipment expense$178,0007,051
Additional noninterest expense$1,164,0003,808
Pre-tax net operating income$335,0007,296
Securities gains (losses)$04,500
Applicable income taxes$77,0005,972
Income before extraordinary items$258,0007,480
Extraordinary gains, net$054
Net income$258,0007,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,076,000877
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$258,0007,338
2003-09-30 (YTD Data)Rank
Total interest income$3,537,0005,156
Total interest expense$1,316,0004,547
Net interest income$2,221,0005,363
Provision for loan and lease losses$160,0003,772
Total noninterest income$123,0007,732
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$77,0006,567
Trading account gains and fees$0153
Additional Noninterest Income$46,0007,333
Total noninterest expense$1,853,0005,237
Salaries and employee benefits$858,0005,764
Premises and equipment expense$130,0007,118
Additional noninterest expense$865,0003,829
Pre-tax net operating income$331,0007,022
Securities gains (losses)$04,204
Applicable income taxes$112,0005,453
Income before extraordinary items$219,0007,469
Extraordinary gains, net$040
Net income$219,0007,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$741,000859
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$219,0007,310
2003-06-30 (YTD Data)Rank
Total interest income$2,512,0004,972
Total interest expense$917,0004,533
Net interest income$1,595,0005,130
Provision for loan and lease losses$160,0002,893
Total noninterest income$74,0007,888
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$50,0006,585
Trading account gains and fees$0150
Additional Noninterest Income$24,0007,615
Total noninterest expense$1,244,0005,210
Salaries and employee benefits$578,0005,739
Premises and equipment expense$87,0007,105
Additional noninterest expense$579,0003,812
Pre-tax net operating income$265,0006,736
Securities gains (losses)$03,782
Applicable income taxes$90,0005,255
Income before extraordinary items$175,0007,209
Extraordinary gains, net$030
Net income$175,0007,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,000907
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$175,0007,029
2003-03-31 (YTD Data)Rank
Total interest income$1,279,0004,934
Total interest expense$483,0004,444
Net interest income$796,0005,118
Provision for loan and lease losses$80,0002,724
Total noninterest income$62,0006,956
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$17,0007,137
Trading account gains and fees$0134
Additional Noninterest Income$45,0005,466
Total noninterest expense$690,0004,843
Salaries and employee benefits$293,0005,698
Premises and equipment expense$37,0007,479
Additional noninterest expense$360,0003,121
Pre-tax net operating income$88,0007,397
Securities gains (losses)$02,891
Applicable income taxes$29,0005,756
Income before extraordinary items$59,0007,706
Extraordinary gains, net$021
Net income$59,0007,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0001,067
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$59,0007,557
2002-12-31 (YTD Data)Rank
Total interest income$6,221,0004,442
Total interest expense$2,339,0004,310
Net interest income$3,882,0004,446
Provision for loan and lease losses$2,215,000685
Total noninterest income$-385,0009,339
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$71,0007,103
Trading account gains and fees$0153
Additional Noninterest Income$-456,0009,349
Total noninterest expense$2,322,0005,342
Salaries and employee benefits$1,063,0005,915
Premises and equipment expense$307,0005,494
Additional noninterest expense$952,0004,345
Pre-tax net operating income$-1,040,0009,130
Securities gains (losses)$04,537
Applicable income taxes$-355,0009,208
Income before extraordinary items$-685,0009,109
Extraordinary gains, net$070
Net income$-685,0009,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,004,000969
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$4,666,000175
Net operating income$-685,0009,063
2001-12-31 (YTD Data)Rank
Total interest income$4,986,0005,624
Total interest expense$2,006,0006,081
Net interest income$2,980,0005,104
Provision for loan and lease losses$550,0002,033
Total noninterest income$141,0007,954
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$63,0007,334
Trading account gains and fees$0177
Additional Noninterest Income$78,0006,933
Total noninterest expense$1,633,0006,503
Salaries and employee benefits$810,0006,731
Premises and equipment expense$180,0007,067
Additional noninterest expense$643,0005,588
Pre-tax net operating income$938,0005,069
Securities gains (losses)$1,0004,410
Applicable income taxes$299,0004,273
Income before extraordinary items$640,0005,457
Extraordinary gains, net$0105
Net income$640,0005,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,263
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$10,000848
Net operating income$639,3205,332
2000-12-31 (YTD Data)Rank
Total interest income$3,574,0006,847
Total interest expense$1,421,0007,307
Net interest income$2,153,0006,342
Provision for loan and lease losses$339,0002,634
Total noninterest income$83,0008,830
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$58,0007,444
Trading account gains and feesNANA
Additional Noninterest Income$25,0008,756
Total noninterest expense$1,224,0007,430
Salaries and employee benefits$574,0007,842
Premises and equipment expense$153,0007,548
Additional noninterest expense$497,0006,452
Pre-tax net operating income$673,0006,333
Securities gains (losses)$01,956
Applicable income taxes$217,0005,245
Income before extraordinary items$456,0006,560
Extraordinary gains, net$038
Net income$456,0006,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0001,921
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$456,0006,574
1999-12-31 (YTD Data)Rank
Total interest income$2,472,0007,941
Total interest expense$818,0008,640
Net interest income$1,654,0007,277
Provision for loan and lease losses$275,0002,860
Total noninterest income$55,0009,515
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,0008,144
Trading account gains and feesNANA
Additional Noninterest Income$18,0009,339
Total noninterest expense$1,116,0007,804
Salaries and employee benefits$548,0008,056
Premises and equipment expense$145,0007,752
Additional noninterest expense$423,0007,095
Pre-tax net operating income$318,0007,997
Securities gains (losses)$03,155
Applicable income taxes$-17,0009,703
Income before extraordinary items$335,0007,369
Extraordinary gains, net$035
Net income$335,0007,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,858
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$12,000966
Net operating income$335,0007,341
1998-12-31 (YTD Data)Rank
Total interest income$1,145,0009,718
Total interest expense$296,00010,062
Net interest income$849,0009,137
Provision for loan and lease losses$139,0004,351
Total noninterest income$39,0009,987
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,0008,673
Trading account gains and feesNANA
Additional Noninterest Income$17,0009,614
Total noninterest expense$910,0008,399
Salaries and employee benefits$443,0008,691
Premises and equipment expense$122,0008,215
Additional noninterest expense$345,0007,709
Pre-tax net operating income$-161,0009,970
Securities gains (losses)$1,0004,151
Applicable income taxes$09,340
Income before extraordinary items$-160,00010,018
Extraordinary gains, net$032
Net income$-160,00010,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$30,000900
Net operating income$-161,0009,984
1997-12-31 (YTD Data)Rank
Total interest income$26,00010,910
Total interest expense$010,898
Net interest income$26,00010,905
Provision for loan and lease losses$08,829
Total noninterest income$010,883
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$010,861
Total noninterest expense$253,00010,773
Salaries and employee benefits$84,00010,845
Premises and equipment expense$17,00010,793
Additional noninterest expense$152,0009,970
Pre-tax net operating income$-227,00010,587
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-227,00010,626
Extraordinary gains, net$044
Net income$-227,00010,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-227,00010,599

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.