Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $261,000 | 6,838 |
| Total interest expense | $40,000 | 6,727 |
| Net interest income | $221,000 | 6,837 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $-37,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-37,000 | 6,668 |
| Total noninterest expense | $406,000 | 6,757 |
| Salaries and employee benefits | $197,000 | 6,780 |
| Premises and equipment expense | $42,000 | 6,657 |
| Additional noninterest expense | $167,000 | 6,606 |
| Pre-tax net operating income | $-222,000 | 6,495 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-222,000 | 6,531 |
| Extraordinary gains, net | $-125,000 | 6,887 |
| Net income | $-347,000 | 6,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-347,000 | 6,598 |
| Net charge-offs | $27,000 | 4,250 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-222,000 | 6,511 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $261,000 | 6,850 |
| Total interest expense | $35,000 | 6,713 |
| Net interest income | $226,000 | 6,841 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $-37,000 | 6,836 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-37,000 | 6,738 |
| Total noninterest expense | $386,000 | 6,635 |
| Salaries and employee benefits | $190,000 | 6,690 |
| Premises and equipment expense | $42,000 | 6,499 |
| Additional noninterest expense | $154,000 | 6,414 |
| Pre-tax net operating income | $-197,000 | 6,553 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-197,000 | 6,605 |
| Extraordinary gains, net | $-125,000 | 6,937 |
| Net income | $-322,000 | 6,659 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-322,000 | 6,659 |
| Net charge-offs | $27,000 | 3,818 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-197,000 | 6,571 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $123,000 | 6,934 |
| Total interest expense | $19,000 | 6,758 |
| Net interest income | $104,000 | 6,929 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-37,000 | 6,923 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-37,000 | 6,861 |
| Total noninterest expense | $274,000 | 6,408 |
| Salaries and employee benefits | $111,000 | 6,657 |
| Premises and equipment expense | $33,000 | 6,177 |
| Additional noninterest expense | $130,000 | 5,903 |
| Pre-tax net operating income | $-207,000 | 6,730 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-207,000 | 6,754 |
| Extraordinary gains, net | $-125,000 | 7,017 |
| Net income | $-332,000 | 6,828 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-332,000 | 6,828 |
| Net charge-offs | $27,000 | 2,862 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-207,000 | 6,734 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 6,480 |
| Total interest expense | $152,000 | 6,608 |
| Net interest income | $1,345,000 | 6,400 |
| Provision for loan and lease losses | $130,000 | 4,401 |
| Total noninterest income | $210,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,000 | 6,869 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $208,000 | 4,544 |
| Total noninterest expense | $2,778,000 | 4,920 |
| Salaries and employee benefits | $1,005,000 | 5,691 |
| Premises and equipment expense | $240,000 | 5,426 |
| Additional noninterest expense | $1,533,000 | 3,737 |
| Pre-tax net operating income | $-1,353,000 | 6,722 |
| Securities gains (losses) | $8,000 | 3,432 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,345,000 | 6,767 |
| Extraordinary gains, net | $97,000 | 17 |
| Net income | $-1,248,000 | 6,749 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,248,000 | 6,750 |
| Net charge-offs | $97,000 | 4,454 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,353,000 | 6,738 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 6,428 |
| Total interest expense | $126,000 | 6,676 |
| Net interest income | $1,173,000 | 6,326 |
| Provision for loan and lease losses | $130,000 | 4,086 |
| Total noninterest income | $288,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,000 | 6,956 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $286,000 | 3,751 |
| Total noninterest expense | $2,266,000 | 4,755 |
| Salaries and employee benefits | $852,000 | 5,537 |
| Premises and equipment expense | $189,000 | 5,382 |
| Additional noninterest expense | $1,225,000 | 3,598 |
| Pre-tax net operating income | $-935,000 | 6,813 |
| Securities gains (losses) | $8,000 | 3,171 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-927,000 | 6,864 |
| Extraordinary gains, net | $170,000 | 8 |
| Net income | $-757,000 | 6,826 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-757,000 | 6,827 |
| Net charge-offs | $97,000 | 3,999 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-935,000 | 6,832 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $913,000 | 6,421 |
| Total interest expense | $96,000 | 6,651 |
| Net interest income | $817,000 | 6,311 |
| Provision for loan and lease losses | $152,000 | 3,318 |
| Total noninterest income | $296,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,000 | 7,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $295,000 | 3,089 |
| Total noninterest expense | $1,519,000 | 4,776 |
| Salaries and employee benefits | $660,000 | 5,227 |
| Premises and equipment expense | $134,000 | 5,263 |
| Additional noninterest expense | $725,000 | 3,897 |
| Pre-tax net operating income | $-558,000 | 6,840 |
| Securities gains (losses) | $8,000 | 2,780 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-550,000 | 6,885 |
| Extraordinary gains, net | $170,000 | 7 |
| Net income | $-380,000 | 6,815 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-380,000 | 6,815 |
| Net charge-offs | $119,000 | 3,252 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-558,000 | 6,855 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $545,000 | 6,216 |
| Total interest expense | $59,000 | 6,547 |
| Net interest income | $486,000 | 6,089 |
| Provision for loan and lease losses | $5,000 | 5,057 |
| Total noninterest income | $204,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,000 | 7,039 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $203,000 | 2,634 |
| Total noninterest expense | $795,000 | 4,673 |
| Salaries and employee benefits | $406,000 | 4,741 |
| Premises and equipment expense | $70,000 | 5,222 |
| Additional noninterest expense | $319,000 | 4,223 |
| Pre-tax net operating income | $-110,000 | 6,750 |
| Securities gains (losses) | $8,000 | 1,818 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-102,000 | 6,810 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-102,000 | 6,811 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-102,000 | 6,811 |
| Net charge-offs | $73,000 | 2,721 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-110,000 | 6,757 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 6,344 |
| Total interest expense | $403,000 | 6,194 |
| Net interest income | $1,736,000 | 6,318 |
| Provision for loan and lease losses | $99,000 | 5,381 |
| Total noninterest income | $1,018,000 | 3,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 6,963 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,017,000 | 2,106 |
| Total noninterest expense | $3,710,000 | 4,333 |
| Salaries and employee benefits | $1,214,000 | 5,487 |
| Premises and equipment expense | $378,000 | 4,689 |
| Additional noninterest expense | $2,118,000 | 2,976 |
| Pre-tax net operating income | $-1,055,000 | 6,597 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,055,000 | 6,656 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,055,000 | 6,657 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,055,000 | 6,656 |
| Net charge-offs | $96,000 | 5,012 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,055,000 | 6,630 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 6,325 |
| Total interest expense | $319,000 | 6,220 |
| Net interest income | $1,374,000 | 6,286 |
| Provision for loan and lease losses | $-17,000 | 7,303 |
| Total noninterest income | $851,000 | 2,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 7,006 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $850,000 | 1,952 |
| Total noninterest expense | $2,939,000 | 4,168 |
| Salaries and employee benefits | $935,000 | 5,438 |
| Premises and equipment expense | $285,000 | 4,738 |
| Additional noninterest expense | $1,719,000 | 2,787 |
| Pre-tax net operating income | $-697,000 | 6,690 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-697,000 | 6,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-697,000 | 6,768 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-697,000 | 6,768 |
| Net charge-offs | $-17,000 | 7,087 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-697,000 | 6,727 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 6,327 |
| Total interest expense | $226,000 | 6,237 |
| Net interest income | $943,000 | 6,273 |
| Provision for loan and lease losses | $-17,000 | 7,380 |
| Total noninterest income | $717,000 | 2,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 7,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $716,000 | 1,697 |
| Total noninterest expense | $1,863,000 | 4,358 |
| Salaries and employee benefits | $626,000 | 5,477 |
| Premises and equipment expense | $191,000 | 4,769 |
| Additional noninterest expense | $1,046,000 | 3,091 |
| Pre-tax net operating income | $-186,000 | 6,539 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-186,000 | 6,614 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-186,000 | 6,614 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-186,000 | 6,614 |
| Net charge-offs | $13,000 | 5,250 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-186,000 | 6,578 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 6,372 |
| Total interest expense | $123,000 | 6,185 |
| Net interest income | $461,000 | 6,335 |
| Provision for loan and lease losses | $-17,000 | 7,463 |
| Total noninterest income | $405,000 | 2,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $404,000 | 1,560 |
| Total noninterest expense | $913,000 | 4,437 |
| Salaries and employee benefits | $319,000 | 5,476 |
| Premises and equipment expense | $99,000 | 4,717 |
| Additional noninterest expense | $495,000 | 3,213 |
| Pre-tax net operating income | $-30,000 | 6,507 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-30,000 | 6,529 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-30,000 | 6,529 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-30,000 | 6,529 |
| Net charge-offs | $13,000 | 4,276 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-30,000 | 6,519 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 6,186 |
| Total interest expense | $554,000 | 6,372 |
| Net interest income | $2,220,000 | 6,039 |
| Provision for loan and lease losses | $369,000 | 4,561 |
| Total noninterest income | $1,321,000 | 2,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,321,000 | 1,836 |
| Total noninterest expense | $3,538,000 | 4,565 |
| Salaries and employee benefits | $1,321,000 | 5,399 |
| Premises and equipment expense | $391,000 | 4,805 |
| Additional noninterest expense | $1,826,000 | 3,504 |
| Pre-tax net operating income | $-366,000 | 6,167 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-366,000 | 6,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-366,000 | 6,289 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-366,000 | 6,290 |
| Net charge-offs | $365,000 | 4,050 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-366,000 | 6,239 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 6,239 |
| Total interest expense | $411,000 | 6,537 |
| Net interest income | $1,735,000 | 6,034 |
| Provision for loan and lease losses | $213,000 | 4,804 |
| Total noninterest income | $513,000 | 4,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $513,000 | 2,718 |
| Total noninterest expense | $1,985,000 | 5,376 |
| Salaries and employee benefits | $989,000 | 5,446 |
| Premises and equipment expense | $289,000 | 4,914 |
| Additional noninterest expense | $707,000 | 5,240 |
| Pre-tax net operating income | $50,000 | 5,796 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $50,000 | 5,928 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $50,000 | 5,928 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $50,000 | 5,928 |
| Net charge-offs | $198,000 | 4,238 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $50,000 | 5,805 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,461,000 | 6,243 |
| Total interest expense | $271,000 | 6,641 |
| Net interest income | $1,190,000 | 5,972 |
| Provision for loan and lease losses | $166,000 | 4,489 |
| Total noninterest income | $280,000 | 4,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $280,000 | 2,949 |
| Total noninterest expense | $1,203,000 | 5,660 |
| Salaries and employee benefits | $660,000 | 5,491 |
| Premises and equipment expense | $196,000 | 4,925 |
| Additional noninterest expense | $347,000 | 5,973 |
| Pre-tax net operating income | $101,000 | 5,507 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $101,000 | 5,536 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $101,000 | 5,539 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $101,000 | 5,538 |
| Net charge-offs | $198,000 | 3,555 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $101,000 | 5,420 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 6,480 |
| Total interest expense | $139,000 | 6,730 |
| Net interest income | $535,000 | 6,271 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $120,000 | 4,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $120,000 | 3,194 |
| Total noninterest expense | $582,000 | 5,813 |
| Salaries and employee benefits | $333,000 | 5,513 |
| Premises and equipment expense | $102,000 | 4,904 |
| Additional noninterest expense | $147,000 | 6,391 |
| Pre-tax net operating income | $73,000 | 5,380 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $73,000 | 5,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 5,360 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $73,000 | 5,359 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $73,000 | 5,245 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 6,453 |
| Total interest expense | $947,000 | 6,131 |
| Net interest income | $1,872,000 | 6,487 |
| Provision for loan and lease losses | $647,000 | 4,153 |
| Total noninterest income | $748,000 | 3,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $748,000 | 2,560 |
| Total noninterest expense | $2,590,000 | 5,590 |
| Salaries and employee benefits | $1,313,000 | 5,583 |
| Premises and equipment expense | $398,000 | 5,004 |
| Additional noninterest expense | $879,000 | 5,581 |
| Pre-tax net operating income | $-617,000 | 6,059 |
| Securities gains (losses) | $95,000 | 2,187 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-522,000 | 6,093 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-522,000 | 6,092 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-522,000 | 6,093 |
| Net charge-offs | $81,000 | 5,873 |
| Cash dividends | $350,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-617,000 | 6,141 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 6,494 |
| Total interest expense | $776,000 | 6,092 |
| Net interest income | $1,372,000 | 6,567 |
| Provision for loan and lease losses | $91,000 | 6,058 |
| Total noninterest income | $523,000 | 4,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $523,000 | 2,732 |
| Total noninterest expense | $1,822,000 | 5,779 |
| Salaries and employee benefits | $989,000 | 5,610 |
| Premises and equipment expense | $300,000 | 5,037 |
| Additional noninterest expense | $533,000 | 6,105 |
| Pre-tax net operating income | $-18,000 | 5,717 |
| Securities gains (losses) | $58,000 | 2,206 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $40,000 | 5,610 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $40,000 | 5,610 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $40,000 | 5,610 |
| Net charge-offs | $77,000 | 5,306 |
| Cash dividends | $350,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-18,000 | 5,759 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 6,523 |
| Total interest expense | $554,000 | 6,076 |
| Net interest income | $900,000 | 6,626 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $173,000 | 5,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $173,000 | 3,878 |
| Total noninterest expense | $1,129,000 | 6,004 |
| Salaries and employee benefits | $651,000 | 5,708 |
| Premises and equipment expense | $196,000 | 5,130 |
| Additional noninterest expense | $282,000 | 6,625 |
| Pre-tax net operating income | $-56,000 | 5,984 |
| Securities gains (losses) | $58,000 | 1,817 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $2,000 | 5,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 5,897 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,000 | 5,897 |
| Net charge-offs | $-4,000 | 7,749 |
| Cash dividends | $350,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-56,000 | 6,035 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 6,574 |
| Total interest expense | $297,000 | 6,036 |
| Net interest income | $429,000 | 6,734 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $-3,000 | 8,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-3,000 | 7,960 |
| Total noninterest expense | $534,000 | 6,099 |
| Salaries and employee benefits | $332,000 | 5,712 |
| Premises and equipment expense | $91,000 | 5,354 |
| Additional noninterest expense | $111,000 | 6,908 |
| Pre-tax net operating income | $-108,000 | 6,684 |
| Securities gains (losses) | $58,000 | 1,242 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-50,000 | 6,658 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-50,000 | 6,659 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-50,000 | 6,659 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $125,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-108,000 | 6,739 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 6,070 |
| Total interest expense | $1,550,000 | 5,918 |
| Net interest income | $2,332,000 | 6,059 |
| Provision for loan and lease losses | $329,000 | 4,471 |
| Total noninterest income | $72,000 | 7,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $72,000 | 6,346 |
| Total noninterest expense | $2,295,000 | 5,862 |
| Salaries and employee benefits | $1,322,000 | 5,696 |
| Premises and equipment expense | $431,000 | 4,883 |
| Additional noninterest expense | $542,000 | 6,447 |
| Pre-tax net operating income | $-220,000 | 6,575 |
| Securities gains (losses) | $271,000 | 586 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $51,000 | 6,032 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $51,000 | 6,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 3,415 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-220,000 | 6,652 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 6,054 |
| Total interest expense | $1,224,000 | 5,913 |
| Net interest income | $1,811,000 | 6,030 |
| Provision for loan and lease losses | $66,000 | 5,627 |
| Total noninterest income | $48,000 | 7,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 6,646 |
| Total noninterest expense | $1,781,000 | 5,775 |
| Salaries and employee benefits | $958,000 | 5,821 |
| Premises and equipment expense | $334,000 | 4,794 |
| Additional noninterest expense | $489,000 | 5,965 |
| Pre-tax net operating income | $12,000 | 6,703 |
| Securities gains (losses) | $285,000 | 482 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $297,000 | 5,227 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $297,000 | 5,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,447 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $12,000 | 6,726 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 6,029 |
| Total interest expense | $881,000 | 5,876 |
| Net interest income | $1,228,000 | 6,010 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $32,000 | 7,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $32,000 | 6,701 |
| Total noninterest expense | $1,281,000 | 5,610 |
| Salaries and employee benefits | $658,000 | 5,775 |
| Premises and equipment expense | $227,000 | 4,775 |
| Additional noninterest expense | $396,000 | 5,448 |
| Pre-tax net operating income | $-21,000 | 7,010 |
| Securities gains (losses) | $243,000 | 532 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $222,000 | 5,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $222,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,548 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-21,000 | 7,038 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 6,021 |
| Total interest expense | $485,000 | 5,833 |
| Net interest income | $611,000 | 6,061 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $19,000 | 7,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $679,000 | 5,466 |
| Salaries and employee benefits | $342,000 | 5,711 |
| Premises and equipment expense | $115,000 | 4,754 |
| Additional noninterest expense | $222,000 | 5,052 |
| Pre-tax net operating income | $-49,000 | 7,389 |
| Securities gains (losses) | $177,000 | 492 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $128,000 | 5,476 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $128,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-49,000 | 7,434 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 5,716 |
| Total interest expense | $2,266,000 | 5,533 |
| Net interest income | $2,745,000 | 5,722 |
| Provision for loan and lease losses | $403,000 | 2,684 |
| Total noninterest income | $-79,000 | 8,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-79,000 | 8,492 |
| Total noninterest expense | $2,712,000 | 5,338 |
| Salaries and employee benefits | $1,076,000 | 6,275 |
| Premises and equipment expense | $466,000 | 4,572 |
| Additional noninterest expense | $1,170,000 | 4,143 |
| Pre-tax net operating income | $-449,000 | 7,785 |
| Securities gains (losses) | $683,000 | 228 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $234,000 | 6,672 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $234,000 | 6,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,476 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-449,000 | 7,844 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 5,747 |
| Total interest expense | $1,718,000 | 5,511 |
| Net interest income | $2,024,000 | 5,794 |
| Provision for loan and lease losses | $347,000 | 2,107 |
| Total noninterest income | $71,000 | 7,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $71,000 | 6,326 |
| Total noninterest expense | $2,019,000 | 5,332 |
| Salaries and employee benefits | $806,000 | 6,274 |
| Premises and equipment expense | $346,000 | 4,578 |
| Additional noninterest expense | $867,000 | 4,127 |
| Pre-tax net operating income | $-271,000 | 7,941 |
| Securities gains (losses) | $468,000 | 243 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $197,000 | 6,819 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $197,000 | 6,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,343 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-271,000 | 7,968 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 5,795 |
| Total interest expense | $1,143,000 | 5,514 |
| Net interest income | $1,336,000 | 5,864 |
| Provision for loan and lease losses | $252,000 | 1,778 |
| Total noninterest income | $41,000 | 7,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $1,185,000 | 5,767 |
| Salaries and employee benefits | $543,000 | 6,301 |
| Premises and equipment expense | $231,000 | 4,602 |
| Additional noninterest expense | $411,000 | 5,212 |
| Pre-tax net operating income | $-60,000 | 7,906 |
| Securities gains (losses) | $377,000 | 213 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $317,000 | 5,545 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $317,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 1,646 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-60,000 | 7,922 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 5,813 |
| Total interest expense | $569,000 | 5,521 |
| Net interest income | $666,000 | 5,880 |
| Provision for loan and lease losses | $28,000 | 4,050 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $584,000 | 5,832 |
| Salaries and employee benefits | $289,000 | 6,164 |
| Premises and equipment expense | $112,000 | 4,711 |
| Additional noninterest expense | $183,000 | 5,540 |
| Pre-tax net operating income | $77,000 | 6,963 |
| Securities gains (losses) | $174,000 | 226 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $251,000 | 4,543 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $251,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $77,000 | 6,733 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 5,217 |
| Total interest expense | $2,334,000 | 5,002 |
| Net interest income | $3,278,000 | 5,263 |
| Provision for loan and lease losses | $245,000 | 3,135 |
| Total noninterest income | $122,000 | 7,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $122,000 | 5,983 |
| Total noninterest expense | $2,945,000 | 4,954 |
| Salaries and employee benefits | $1,031,000 | 6,331 |
| Premises and equipment expense | $419,000 | 4,775 |
| Additional noninterest expense | $1,495,000 | 3,297 |
| Pre-tax net operating income | $210,000 | 7,372 |
| Securities gains (losses) | $1,791,000 | 120 |
| Applicable income taxes | $-1,000 | 8,132 |
| Income before extraordinary items | $2,002,000 | 3,105 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,002,000 | 3,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,717 |
| Cash dividends | $685,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $211,000 | 7,219 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 5,137 |
| Total interest expense | $1,732,000 | 4,949 |
| Net interest income | $2,588,000 | 5,143 |
| Provision for loan and lease losses | $126,000 | 3,745 |
| Total noninterest income | $55,000 | 8,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,804 |
| Total noninterest expense | $2,355,000 | 4,721 |
| Salaries and employee benefits | $750,000 | 6,406 |
| Premises and equipment expense | $327,000 | 4,662 |
| Additional noninterest expense | $1,278,000 | 2,951 |
| Pre-tax net operating income | $162,000 | 7,574 |
| Securities gains (losses) | $1,572,000 | 111 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,734,000 | 2,876 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,734,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,854 |
| Cash dividends | $435,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $162,000 | 7,422 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 5,097 |
| Total interest expense | $1,123,000 | 4,921 |
| Net interest income | $1,761,000 | 5,094 |
| Provision for loan and lease losses | $126,000 | 2,915 |
| Total noninterest income | $28,000 | 8,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,198 |
| Total noninterest expense | $1,661,000 | 4,566 |
| Salaries and employee benefits | $482,000 | 6,532 |
| Premises and equipment expense | $213,000 | 4,739 |
| Additional noninterest expense | $966,000 | 2,648 |
| Pre-tax net operating income | $2,000 | 8,153 |
| Securities gains (losses) | $1,177,000 | 99 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,179,000 | 2,835 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,179,000 | 2,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,489 |
| Cash dividends | $285,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,000 | 8,154 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 5,098 |
| Total interest expense | $540,000 | 4,900 |
| Net interest income | $873,000 | 5,123 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $769,000 | 4,815 |
| Salaries and employee benefits | $252,000 | 6,437 |
| Premises and equipment expense | $105,000 | 4,798 |
| Additional noninterest expense | $412,000 | 3,040 |
| Pre-tax net operating income | $118,000 | 6,823 |
| Securities gains (losses) | $531,000 | 104 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $649,000 | 2,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $649,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $245,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $118,000 | 6,436 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,220,000 | 5,667 |
| Total interest expense | $1,526,000 | 5,189 |
| Net interest income | $2,694,000 | 5,835 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $86,000 | 8,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,640 |
| Total noninterest expense | $3,452,000 | 4,329 |
| Salaries and employee benefits | $915,000 | 6,589 |
| Premises and equipment expense | $424,000 | 4,675 |
| Additional noninterest expense | $2,113,000 | 2,363 |
| Pre-tax net operating income | $-672,000 | 8,555 |
| Securities gains (losses) | $2,213,000 | 134 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $1,538,000 | 3,721 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,538,000 | 3,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $562,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-675,000 | 8,581 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 5,916 |
| Total interest expense | $1,046,000 | 5,314 |
| Net interest income | $1,838,000 | 6,130 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $32,000 | 8,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $2,401,000 | 4,546 |
| Salaries and employee benefits | $676,000 | 6,636 |
| Premises and equipment expense | $303,000 | 4,808 |
| Additional noninterest expense | $1,422,000 | 2,585 |
| Pre-tax net operating income | $-531,000 | 8,609 |
| Securities gains (losses) | $1,432,000 | 150 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $898,000 | 4,464 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $898,000 | 4,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $262,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-534,000 | 8,630 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 6,029 |
| Total interest expense | $645,000 | 5,374 |
| Net interest income | $1,163,000 | 6,268 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $16,000 | 8,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $1,425,000 | 4,906 |
| Salaries and employee benefits | $450,000 | 6,636 |
| Premises and equipment expense | $202,000 | 4,786 |
| Additional noninterest expense | $773,000 | 3,108 |
| Pre-tax net operating income | $-246,000 | 8,586 |
| Securities gains (losses) | $760,000 | 175 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $511,000 | 4,840 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $511,000 | 4,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $202,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-241,400 | 8,585 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $887,000 | 6,085 |
| Total interest expense | $297,000 | 5,505 |
| Net interest income | $590,000 | 6,266 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $4,000 | 8,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $780,000 | 4,632 |
| Salaries and employee benefits | $228,000 | 6,652 |
| Premises and equipment expense | $102,000 | 4,794 |
| Additional noninterest expense | $450,000 | 2,693 |
| Pre-tax net operating income | $-186,000 | 8,715 |
| Securities gains (losses) | $470,000 | 148 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $284,000 | 4,518 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $284,000 | 4,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $112,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-186,000 | 8,722 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 6,085 |
| Total interest expense | $931,000 | 5,863 |
| Net interest income | $2,426,000 | 6,095 |
| Provision for loan and lease losses | $4,000 | 7,223 |
| Total noninterest income | $74,000 | 8,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,906 |
| Total noninterest expense | $1,620,000 | 6,672 |
| Salaries and employee benefits | $889,000 | 6,640 |
| Premises and equipment expense | $370,000 | 5,027 |
| Additional noninterest expense | $361,000 | 7,346 |
| Pre-tax net operating income | $876,000 | 5,569 |
| Securities gains (losses) | $439,000 | 492 |
| Applicable income taxes | $375,000 | 3,821 |
| Income before extraordinary items | $940,000 | 4,854 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $940,000 | 4,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $173,000 | 5,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $628,310 | 5,776 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 6,217 |
| Total interest expense | $647,000 | 6,049 |
| Net interest income | $1,777,000 | 6,168 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $56,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 6,899 |
| Total noninterest expense | $1,171,000 | 6,743 |
| Salaries and employee benefits | $655,000 | 6,668 |
| Premises and equipment expense | $272,000 | 5,074 |
| Additional noninterest expense | $244,000 | 7,552 |
| Pre-tax net operating income | $658,000 | 5,658 |
| Securities gains (losses) | $339,000 | 549 |
| Applicable income taxes | $328,000 | 3,635 |
| Income before extraordinary items | $669,000 | 5,077 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $669,000 | 5,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $441,870 | 6,020 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 6,562 |
| Total interest expense | $403,000 | 6,270 |
| Net interest income | $1,051,000 | 6,530 |
| Provision for loan and lease losses | $4,000 | 6,726 |
| Total noninterest income | $29,000 | 8,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $751,000 | 6,890 |
| Salaries and employee benefits | $438,000 | 6,699 |
| Premises and equipment expense | $179,000 | 5,131 |
| Additional noninterest expense | $134,000 | 7,929 |
| Pre-tax net operating income | $325,000 | 6,341 |
| Securities gains (losses) | $212,000 | 625 |
| Applicable income taxes | $208,000 | 3,701 |
| Income before extraordinary items | $329,000 | 5,832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $329,000 | 5,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $193,320 | 6,890 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 6,572 |
| Total interest expense | $198,000 | 6,377 |
| Net interest income | $533,000 | 6,514 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $13,000 | 8,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $388,000 | 6,847 |
| Salaries and employee benefits | $222,000 | 6,692 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $76,000 | 7,736 |
| Pre-tax net operating income | $158,000 | 6,339 |
| Securities gains (losses) | $95,000 | 832 |
| Applicable income taxes | $98,000 | 3,813 |
| Income before extraordinary items | $155,000 | 5,932 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $155,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $94,200 | 6,898 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 7,074 |
| Total interest expense | $976,000 | 6,191 |
| Net interest income | $1,487,000 | 7,381 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $82,000 | 8,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $82,000 | 6,847 |
| Total noninterest expense | $1,300,000 | 7,265 |
| Salaries and employee benefits | $725,000 | 7,211 |
| Premises and equipment expense | $337,000 | 5,297 |
| Additional noninterest expense | $238,000 | 8,167 |
| Pre-tax net operating income | $269,000 | 7,561 |
| Securities gains (losses) | $158,000 | 1,518 |
| Applicable income taxes | $165,000 | 5,169 |
| Income before extraordinary items | $262,000 | 7,461 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $262,000 | 7,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $160,880 | 7,835 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 7,050 |
| Total interest expense | $778,000 | 6,149 |
| Net interest income | $1,148,000 | 7,376 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $61,000 | 8,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 6,919 |
| Total noninterest expense | $969,000 | 7,282 |
| Salaries and employee benefits | $542,000 | 7,172 |
| Premises and equipment expense | $249,000 | 5,347 |
| Additional noninterest expense | $178,000 | 8,200 |
| Pre-tax net operating income | $240,000 | 7,496 |
| Securities gains (losses) | $124,000 | 1,559 |
| Applicable income taxes | $141,000 | 5,188 |
| Income before extraordinary items | $223,000 | 7,438 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $223,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $143,640 | 7,806 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 6,857 |
| Total interest expense | $550,000 | 6,105 |
| Net interest income | $862,000 | 7,075 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $48,000 | 8,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $48,000 | 6,645 |
| Total noninterest expense | $650,000 | 7,296 |
| Salaries and employee benefits | $364,000 | 7,183 |
| Premises and equipment expense | $166,000 | 5,313 |
| Additional noninterest expense | $120,000 | 8,170 |
| Pre-tax net operating income | $260,000 | 6,772 |
| Securities gains (losses) | $93,000 | 1,565 |
| Applicable income taxes | $137,000 | 4,645 |
| Income before extraordinary items | $216,000 | 6,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $216,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $156,480 | 7,201 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $717,000 | 6,837 |
| Total interest expense | $291,000 | 6,030 |
| Net interest income | $426,000 | 7,113 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $318,000 | 7,376 |
| Salaries and employee benefits | $183,000 | 7,188 |
| Premises and equipment expense | $81,000 | 5,408 |
| Additional noninterest expense | $54,000 | 8,376 |
| Pre-tax net operating income | $132,000 | 6,731 |
| Securities gains (losses) | $42,000 | 1,481 |
| Applicable income taxes | $67,000 | 4,650 |
| Income before extraordinary items | $107,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $80,120 | 7,134 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 6,615 |
| Total interest expense | $1,468,000 | 5,798 |
| Net interest income | $1,760,000 | 7,021 |
| Provision for loan and lease losses | $5,000 | 7,962 |
| Total noninterest income | $146,000 | 7,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $146,000 | 5,658 |
| Total noninterest expense | $1,199,000 | 7,470 |
| Salaries and employee benefits | $674,000 | 7,384 |
| Premises and equipment expense | $297,000 | 5,624 |
| Additional noninterest expense | $228,000 | 8,342 |
| Pre-tax net operating income | $702,000 | 6,073 |
| Securities gains (losses) | $95,000 | 1,802 |
| Applicable income taxes | $307,000 | 4,403 |
| Income before extraordinary items | $490,000 | 6,454 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $490,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $429,200 | 6,569 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 6,610 |
| Total interest expense | $2,217,000 | 5,788 |
| Net interest income | $1,462,000 | 7,399 |
| Provision for loan and lease losses | $52,000 | 6,614 |
| Total noninterest income | $104,000 | 8,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $104,000 | 6,355 |
| Total noninterest expense | $1,152,000 | 7,569 |
| Salaries and employee benefits | $633,000 | 7,516 |
| Premises and equipment expense | $260,000 | 5,966 |
| Additional noninterest expense | $259,000 | 8,145 |
| Pre-tax net operating income | $362,000 | 7,142 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $146,000 | 5,491 |
| Income before extraordinary items | $233,000 | 7,519 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $233,000 | 7,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $222,120 | 7,465 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 6,658 |
| Total interest expense | $2,189,000 | 5,990 |
| Net interest income | $1,601,000 | 7,296 |
| Provision for loan and lease losses | $57,000 | 6,367 |
| Total noninterest income | $67,000 | 9,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $67,000 | 7,272 |
| Total noninterest expense | $1,055,000 | 7,859 |
| Salaries and employee benefits | $567,000 | 7,876 |
| Premises and equipment expense | $255,000 | 5,977 |
| Additional noninterest expense | $233,000 | 8,475 |
| Pre-tax net operating income | $556,000 | 6,756 |
| Securities gains (losses) | $13,000 | 1,082 |
| Applicable income taxes | $220,000 | 5,222 |
| Income before extraordinary items | $349,000 | 7,159 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $349,000 | 7,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $340,680 | 7,210 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 7,951 |
| Total interest expense | $1,437,000 | 7,118 |
| Net interest income | $1,025,000 | 8,573 |
| Provision for loan and lease losses | $43,000 | 6,780 |
| Total noninterest income | $30,000 | 9,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $891,000 | 8,451 |
| Salaries and employee benefits | $433,000 | 8,717 |
| Premises and equipment expense | $243,000 | 6,141 |
| Additional noninterest expense | $215,000 | 8,890 |
| Pre-tax net operating income | $121,000 | 8,974 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $46,000 | 7,701 |
| Income before extraordinary items | $75,000 | 9,115 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $75,000 | 9,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,200,000 | 415 |
| Net operating income | $75,000 | 9,082 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 10,191 |
| Total interest expense | $367,000 | 9,943 |
| Net interest income | $189,000 | 10,306 |
| Provision for loan and lease losses | $16,000 | 7,917 |
| Total noninterest income | $4,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $486,000 | 9,829 |
| Salaries and employee benefits | $214,000 | 10,046 |
| Premises and equipment expense | $142,000 | 7,842 |
| Additional noninterest expense | $130,000 | 9,864 |
| Pre-tax net operating income | $-309,000 | 10,076 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-119,000 | 10,246 |
| Income before extraordinary items | $-190,000 | 10,042 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-190,000 | 10,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 359 |
| Net operating income | $-190,000 | 10,008 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.