Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $16,853,000 | 1,181 |
| Total interest expense | $1,776,000 | 1,218 |
| Net interest income | $15,077,000 | 1,164 |
| Provision for loan and lease losses | $111,000 | 2,633 |
| Total noninterest income | $3,357,000 | 1,239 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,432,000 | 676 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,925,000 | 1,348 |
| Total noninterest expense | $12,269,000 | 1,235 |
| Salaries and employee benefits | $6,152,000 | 1,344 |
| Premises and equipment expense | $1,652,000 | 1,074 |
| Additional noninterest expense | $4,465,000 | 1,106 |
| Pre-tax net operating income | $6,054,000 | 1,113 |
| Securities gains (losses) | $53,000 | 1,726 |
| Applicable income taxes | $1,962,000 | 875 |
| Income before extraordinary items | $4,145,000 | 1,297 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,145,000 | 1,297 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,145,000 | 1,297 |
| Net charge-offs | $279,000 | 1,198 |
| Cash dividends | $4,584,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,108,960 | 1,268 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,166,000 | 1,185 |
| Total interest expense | $1,164,000 | 1,237 |
| Net interest income | $10,002,000 | 1,175 |
| Provision for loan and lease losses | $91,000 | 2,385 |
| Total noninterest income | $2,141,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $920,000 | 685 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,221,000 | 1,363 |
| Total noninterest expense | $7,165,000 | 1,372 |
| Salaries and employee benefits | $4,102,000 | 1,348 |
| Premises and equipment expense | $1,119,000 | 1,062 |
| Additional noninterest expense | $1,944,000 | 1,574 |
| Pre-tax net operating income | $4,887,000 | 948 |
| Securities gains (losses) | $49,000 | 1,440 |
| Applicable income taxes | $1,578,000 | 770 |
| Income before extraordinary items | $3,358,000 | 1,096 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,358,000 | 1,096 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,358,000 | 1,096 |
| Net charge-offs | $-133,000 | 5,767 |
| Cash dividends | $3,534,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,324,680 | 1,078 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 1,198 |
| Total interest expense | $564,000 | 1,260 |
| Net interest income | $4,948,000 | 1,188 |
| Provision for loan and lease losses | $91,000 | 1,584 |
| Total noninterest income | $1,011,000 | 1,297 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $430,000 | 727 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $581,000 | 1,373 |
| Total noninterest expense | $3,579,000 | 1,377 |
| Salaries and employee benefits | $2,028,000 | 1,369 |
| Premises and equipment expense | $557,000 | 1,068 |
| Additional noninterest expense | $994,000 | 1,532 |
| Pre-tax net operating income | $2,289,000 | 968 |
| Securities gains (losses) | $10,000 | 1,503 |
| Applicable income taxes | $721,000 | 802 |
| Income before extraordinary items | $1,578,000 | 1,133 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,578,000 | 1,134 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,578,000 | 1,134 |
| Net charge-offs | $90,000 | 1,077 |
| Cash dividends | $650,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,571,100 | 1,111 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $22,077,000 | 1,162 |
| Total interest expense | $2,136,000 | 1,299 |
| Net interest income | $19,941,000 | 1,140 |
| Provision for loan and lease losses | $140,000 | 2,701 |
| Total noninterest income | $3,303,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,735,000 | 760 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,568,000 | 1,801 |
| Total noninterest expense | $13,824,000 | 1,408 |
| Salaries and employee benefits | $7,812,000 | 1,387 |
| Premises and equipment expense | $2,323,000 | 1,030 |
| Additional noninterest expense | $3,689,000 | 1,646 |
| Pre-tax net operating income | $9,280,000 | 948 |
| Securities gains (losses) | $66,000 | 1,452 |
| Applicable income taxes | $2,804,000 | 790 |
| Income before extraordinary items | $6,542,000 | 1,080 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,542,000 | 1,079 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,542,000 | 1,080 |
| Net charge-offs | $999,000 | 694 |
| Cash dividends | $15,000,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,495,800 | 1,064 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $16,481,000 | 1,167 |
| Total interest expense | $1,592,000 | 1,318 |
| Net interest income | $14,889,000 | 1,153 |
| Provision for loan and lease losses | $140,000 | 2,325 |
| Total noninterest income | $2,500,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,274,000 | 774 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,226,000 | 1,771 |
| Total noninterest expense | $10,261,000 | 1,421 |
| Salaries and employee benefits | $5,824,000 | 1,390 |
| Premises and equipment expense | $1,749,000 | 1,045 |
| Additional noninterest expense | $2,688,000 | 1,684 |
| Pre-tax net operating income | $6,988,000 | 957 |
| Securities gains (losses) | $59,000 | 1,366 |
| Applicable income taxes | $2,132,000 | 805 |
| Income before extraordinary items | $4,915,000 | 1,093 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,915,000 | 1,091 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,915,000 | 1,093 |
| Net charge-offs | $417,000 | 978 |
| Cash dividends | $15,000,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,873,700 | 1,069 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,976,000 | 1,172 |
| Total interest expense | $1,068,000 | 1,311 |
| Net interest income | $9,908,000 | 1,152 |
| Provision for loan and lease losses | $140,000 | 1,885 |
| Total noninterest income | $1,585,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $817,000 | 792 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $768,000 | 1,852 |
| Total noninterest expense | $6,935,000 | 1,411 |
| Salaries and employee benefits | $3,871,000 | 1,402 |
| Premises and equipment expense | $1,167,000 | 1,043 |
| Additional noninterest expense | $1,897,000 | 1,609 |
| Pre-tax net operating income | $4,418,000 | 1,005 |
| Securities gains (losses) | $34,000 | 1,433 |
| Applicable income taxes | $1,356,000 | 831 |
| Income before extraordinary items | $3,096,000 | 1,141 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,096,000 | 1,140 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,096,000 | 1,142 |
| Net charge-offs | $526,000 | 619 |
| Cash dividends | $14,750,000 | 168 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,072,200 | 1,110 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 1,162 |
| Total interest expense | $546,000 | 1,286 |
| Net interest income | $4,958,000 | 1,150 |
| Provision for loan and lease losses | $130,000 | 1,223 |
| Total noninterest income | $860,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $384,000 | 809 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $476,000 | 1,562 |
| Total noninterest expense | $3,505,000 | 1,395 |
| Salaries and employee benefits | $1,924,000 | 1,412 |
| Premises and equipment expense | $611,000 | 1,002 |
| Additional noninterest expense | $970,000 | 1,570 |
| Pre-tax net operating income | $2,183,000 | 989 |
| Securities gains (losses) | $26,000 | 1,118 |
| Applicable income taxes | $676,000 | 824 |
| Income before extraordinary items | $1,533,000 | 1,114 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,533,000 | 1,115 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,533,000 | 1,115 |
| Net charge-offs | $540,000 | 329 |
| Cash dividends | $10,400,000 | 122 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,515,060 | 1,090 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $22,348,000 | 1,150 |
| Total interest expense | $2,282,000 | 1,268 |
| Net interest income | $20,066,000 | 1,124 |
| Provision for loan and lease losses | $837,000 | 998 |
| Total noninterest income | $3,190,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,837,000 | 749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,353,000 | 1,902 |
| Total noninterest expense | $14,120,000 | 1,370 |
| Salaries and employee benefits | $7,704,000 | 1,370 |
| Premises and equipment expense | $2,358,000 | 1,024 |
| Additional noninterest expense | $4,058,000 | 1,541 |
| Pre-tax net operating income | $8,299,000 | 991 |
| Securities gains (losses) | $62,000 | 1,587 |
| Applicable income taxes | $2,140,000 | 939 |
| Income before extraordinary items | $6,221,000 | 1,054 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,221,000 | 1,052 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,221,000 | 1,053 |
| Net charge-offs | $824,000 | 1,049 |
| Cash dividends | $4,700,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,175,120 | 1,041 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,599,000 | 1,167 |
| Total interest expense | $1,722,000 | 1,273 |
| Net interest income | $14,877,000 | 1,143 |
| Provision for loan and lease losses | $768,000 | 832 |
| Total noninterest income | $2,766,000 | 1,363 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,387,000 | 740 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,379,000 | 1,548 |
| Total noninterest expense | $10,505,000 | 1,392 |
| Salaries and employee benefits | $5,802,000 | 1,367 |
| Premises and equipment expense | $1,781,000 | 1,025 |
| Additional noninterest expense | $2,922,000 | 1,605 |
| Pre-tax net operating income | $6,370,000 | 987 |
| Securities gains (losses) | $62,000 | 1,311 |
| Applicable income taxes | $1,754,000 | 885 |
| Income before extraordinary items | $4,678,000 | 1,069 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,678,000 | 1,068 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,678,000 | 1,068 |
| Net charge-offs | $749,000 | 849 |
| Cash dividends | $1,150,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,632,740 | 1,056 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,985,000 | 1,162 |
| Total interest expense | $1,176,000 | 1,257 |
| Net interest income | $9,809,000 | 1,142 |
| Provision for loan and lease losses | $535,000 | 791 |
| Total noninterest income | $2,032,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $897,000 | 747 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,135,000 | 1,334 |
| Total noninterest expense | $7,203,000 | 1,360 |
| Salaries and employee benefits | $3,951,000 | 1,347 |
| Premises and equipment expense | $1,195,000 | 1,024 |
| Additional noninterest expense | $2,057,000 | 1,525 |
| Pre-tax net operating income | $4,103,000 | 1,002 |
| Securities gains (losses) | $62,000 | 1,054 |
| Applicable income taxes | $1,052,000 | 931 |
| Income before extraordinary items | $3,113,000 | 1,034 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,113,000 | 1,033 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,113,000 | 1,035 |
| Net charge-offs | $501,000 | 872 |
| Cash dividends | $500,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,066,500 | 1,033 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 1,174 |
| Total interest expense | $604,000 | 1,251 |
| Net interest income | $4,843,000 | 1,152 |
| Provision for loan and lease losses | $245,000 | 863 |
| Total noninterest income | $995,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $442,000 | 737 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $553,000 | 1,314 |
| Total noninterest expense | $3,544,000 | 1,382 |
| Salaries and employee benefits | $2,025,000 | 1,330 |
| Premises and equipment expense | $575,000 | 1,088 |
| Additional noninterest expense | $944,000 | 1,629 |
| Pre-tax net operating income | $2,049,000 | 955 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $404,000 | 1,077 |
| Income before extraordinary items | $1,650,000 | 947 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,650,000 | 947 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,650,000 | 948 |
| Net charge-offs | $215,000 | 903 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,646,000 | 931 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $23,008,000 | 1,112 |
| Total interest expense | $2,837,000 | 1,195 |
| Net interest income | $20,171,000 | 1,090 |
| Provision for loan and lease losses | $1,661,000 | 720 |
| Total noninterest income | $3,833,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,861,000 | 750 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,972,000 | 1,530 |
| Total noninterest expense | $14,352,000 | 1,382 |
| Salaries and employee benefits | $7,757,000 | 1,366 |
| Premises and equipment expense | $2,287,000 | 1,039 |
| Additional noninterest expense | $4,308,000 | 1,531 |
| Pre-tax net operating income | $7,991,000 | 964 |
| Securities gains (losses) | $330,000 | 648 |
| Applicable income taxes | $2,513,000 | 761 |
| Income before extraordinary items | $5,808,000 | 1,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,808,000 | 1,071 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,808,000 | 1,071 |
| Net charge-offs | $2,074,000 | 726 |
| Cash dividends | $1,750,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,577,000 | 1,085 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $17,387,000 | 1,106 |
| Total interest expense | $2,190,000 | 1,195 |
| Net interest income | $15,197,000 | 1,090 |
| Provision for loan and lease losses | $1,079,000 | 829 |
| Total noninterest income | $2,752,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,382,000 | 763 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,370,000 | 1,657 |
| Total noninterest expense | $10,668,000 | 1,390 |
| Salaries and employee benefits | $5,784,000 | 1,370 |
| Premises and equipment expense | $1,755,000 | 1,029 |
| Additional noninterest expense | $3,129,000 | 1,570 |
| Pre-tax net operating income | $6,202,000 | 939 |
| Securities gains (losses) | $327,000 | 595 |
| Applicable income taxes | $1,979,000 | 743 |
| Income before extraordinary items | $4,550,000 | 1,032 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,550,000 | 1,035 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,550,000 | 1,035 |
| Net charge-offs | $1,450,000 | 760 |
| Cash dividends | $1,100,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,321,100 | 1,064 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,609,000 | 1,095 |
| Total interest expense | $1,513,000 | 1,184 |
| Net interest income | $10,096,000 | 1,080 |
| Provision for loan and lease losses | $919,000 | 725 |
| Total noninterest income | $1,733,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $874,000 | 791 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $859,000 | 1,776 |
| Total noninterest expense | $7,188,000 | 1,373 |
| Salaries and employee benefits | $3,860,000 | 1,366 |
| Premises and equipment expense | $1,168,000 | 1,029 |
| Additional noninterest expense | $2,160,000 | 1,512 |
| Pre-tax net operating income | $3,722,000 | 1,012 |
| Securities gains (losses) | $216,000 | 710 |
| Applicable income taxes | $1,215,000 | 793 |
| Income before extraordinary items | $2,723,000 | 1,126 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,723,000 | 1,127 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,723,000 | 1,128 |
| Net charge-offs | $1,293,000 | 649 |
| Cash dividends | $1,100,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,573,960 | 1,136 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,794,000 | 1,107 |
| Total interest expense | $796,000 | 1,165 |
| Net interest income | $4,998,000 | 1,087 |
| Provision for loan and lease losses | $677,000 | 549 |
| Total noninterest income | $850,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $421,000 | 808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $429,000 | 1,765 |
| Total noninterest expense | $3,592,000 | 1,392 |
| Salaries and employee benefits | $1,930,000 | 1,380 |
| Premises and equipment expense | $569,000 | 1,074 |
| Additional noninterest expense | $1,093,000 | 1,482 |
| Pre-tax net operating income | $1,579,000 | 1,157 |
| Securities gains (losses) | $130,000 | 598 |
| Applicable income taxes | $505,000 | 905 |
| Income before extraordinary items | $1,204,000 | 1,244 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,204,000 | 1,246 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,204,000 | 1,246 |
| Net charge-offs | $1,092,000 | 446 |
| Cash dividends | $550,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,113,000 | 1,285 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $24,605,000 | 1,090 |
| Total interest expense | $4,247,000 | 1,069 |
| Net interest income | $20,358,000 | 1,077 |
| Provision for loan and lease losses | $1,772,000 | 1,175 |
| Total noninterest income | $2,700,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,739,000 | 810 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $961,000 | 2,425 |
| Total noninterest expense | $14,517,000 | 1,361 |
| Salaries and employee benefits | $7,535,000 | 1,362 |
| Premises and equipment expense | $2,268,000 | 1,050 |
| Additional noninterest expense | $4,714,000 | 1,438 |
| Pre-tax net operating income | $6,769,000 | 1,050 |
| Securities gains (losses) | $942,000 | 559 |
| Applicable income taxes | $2,018,000 | 871 |
| Income before extraordinary items | $5,693,000 | 1,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,693,000 | 1,045 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,693,000 | 1,045 |
| Net charge-offs | $1,759,000 | 1,280 |
| Cash dividends | $1,800,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,995,920 | 1,122 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $18,808,000 | 1,084 |
| Total interest expense | $3,303,000 | 1,076 |
| Net interest income | $15,505,000 | 1,072 |
| Provision for loan and lease losses | $1,352,000 | 1,174 |
| Total noninterest income | $1,852,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,278,000 | 827 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $574,000 | 2,739 |
| Total noninterest expense | $10,889,000 | 1,366 |
| Salaries and employee benefits | $5,662,000 | 1,366 |
| Premises and equipment expense | $1,694,000 | 1,064 |
| Additional noninterest expense | $3,533,000 | 1,439 |
| Pre-tax net operating income | $5,116,000 | 1,057 |
| Securities gains (losses) | $782,000 | 520 |
| Applicable income taxes | $1,604,000 | 850 |
| Income before extraordinary items | $4,294,000 | 1,063 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,294,000 | 1,063 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,294,000 | 1,063 |
| Net charge-offs | $1,342,000 | 1,213 |
| Cash dividends | $1,300,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,723,140 | 1,141 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,659,000 | 1,087 |
| Total interest expense | $2,296,000 | 1,065 |
| Net interest income | $10,363,000 | 1,079 |
| Provision for loan and lease losses | $957,000 | 1,134 |
| Total noninterest income | $1,161,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $829,000 | 841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $332,000 | 2,933 |
| Total noninterest expense | $7,266,000 | 1,364 |
| Salaries and employee benefits | $3,757,000 | 1,372 |
| Premises and equipment expense | $1,122,000 | 1,058 |
| Additional noninterest expense | $2,387,000 | 1,429 |
| Pre-tax net operating income | $3,301,000 | 1,080 |
| Securities gains (losses) | $708,000 | 396 |
| Applicable income taxes | $1,246,000 | 741 |
| Income before extraordinary items | $2,763,000 | 1,084 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,763,000 | 1,085 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,763,000 | 1,084 |
| Net charge-offs | $945,000 | 1,183 |
| Cash dividends | $750,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,274,480 | 1,231 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,382,000 | 1,069 |
| Total interest expense | $1,246,000 | 1,022 |
| Net interest income | $5,136,000 | 1,084 |
| Provision for loan and lease losses | $651,000 | 866 |
| Total noninterest income | $577,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $392,000 | 883 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $185,000 | 2,770 |
| Total noninterest expense | $3,816,000 | 1,302 |
| Salaries and employee benefits | $1,927,000 | 1,338 |
| Premises and equipment expense | $564,000 | 1,054 |
| Additional noninterest expense | $1,325,000 | 1,264 |
| Pre-tax net operating income | $1,246,000 | 1,400 |
| Securities gains (losses) | $318,000 | 435 |
| Applicable income taxes | $449,000 | 975 |
| Income before extraordinary items | $1,115,000 | 1,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,115,000 | 1,298 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,115,000 | 1,298 |
| Net charge-offs | $648,000 | 924 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $889,220 | 1,537 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,423,000 | 1,015 |
| Total interest expense | $7,236,000 | 819 |
| Net interest income | $20,187,000 | 1,103 |
| Provision for loan and lease losses | $2,565,000 | 1,321 |
| Total noninterest income | $1,560,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,891,000 | 769 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-331,000 | 7,030 |
| Total noninterest expense | $13,491,000 | 1,437 |
| Salaries and employee benefits | $6,964,000 | 1,415 |
| Premises and equipment expense | $2,242,000 | 1,113 |
| Additional noninterest expense | $4,285,000 | 1,594 |
| Pre-tax net operating income | $5,691,000 | 1,057 |
| Securities gains (losses) | $290,000 | 1,161 |
| Applicable income taxes | $1,701,000 | 900 |
| Income before extraordinary items | $4,280,000 | 1,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,280,000 | 1,170 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,280,000 | 1,170 |
| Net charge-offs | $2,743,000 | 1,273 |
| Cash dividends | $1,000,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,071,200 | 1,159 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,785,000 | 1,018 |
| Total interest expense | $5,881,000 | 784 |
| Net interest income | $14,904,000 | 1,127 |
| Provision for loan and lease losses | $965,000 | 2,013 |
| Total noninterest income | $1,019,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,433,000 | 762 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-414,000 | 7,213 |
| Total noninterest expense | $10,046,000 | 1,453 |
| Salaries and employee benefits | $5,121,000 | 1,443 |
| Premises and equipment expense | $1,671,000 | 1,139 |
| Additional noninterest expense | $3,254,000 | 1,569 |
| Pre-tax net operating income | $4,912,000 | 946 |
| Securities gains (losses) | $132,000 | 1,537 |
| Applicable income taxes | $1,521,000 | 783 |
| Income before extraordinary items | $3,523,000 | 1,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,523,000 | 1,089 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,523,000 | 1,089 |
| Net charge-offs | $1,013,000 | 1,875 |
| Cash dividends | $1,000,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,430,600 | 1,064 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,889,000 | 1,034 |
| Total interest expense | $4,183,000 | 763 |
| Net interest income | $9,706,000 | 1,150 |
| Provision for loan and lease losses | $715,000 | 1,874 |
| Total noninterest income | $614,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $970,000 | 757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-356,000 | 7,340 |
| Total noninterest expense | $6,670,000 | 1,475 |
| Salaries and employee benefits | $3,315,000 | 1,508 |
| Premises and equipment expense | $1,106,000 | 1,163 |
| Additional noninterest expense | $2,249,000 | 1,544 |
| Pre-tax net operating income | $2,935,000 | 1,032 |
| Securities gains (losses) | $55,000 | 1,535 |
| Applicable income taxes | $844,000 | 881 |
| Income before extraordinary items | $2,146,000 | 1,158 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,146,000 | 1,158 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,146,000 | 1,158 |
| Net charge-offs | $778,000 | 1,692 |
| Cash dividends | $500,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,106,400 | 1,143 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,969,000 | 1,039 |
| Total interest expense | $2,206,000 | 750 |
| Net interest income | $4,763,000 | 1,174 |
| Provision for loan and lease losses | $445,000 | 1,574 |
| Total noninterest income | $297,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $471,000 | 762 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-174,000 | 7,421 |
| Total noninterest expense | $3,292,000 | 1,503 |
| Salaries and employee benefits | $1,648,000 | 1,530 |
| Premises and equipment expense | $557,000 | 1,186 |
| Additional noninterest expense | $1,087,000 | 1,592 |
| Pre-tax net operating income | $1,323,000 | 1,110 |
| Securities gains (losses) | $12,000 | 1,251 |
| Applicable income taxes | $359,000 | 969 |
| Income before extraordinary items | $976,000 | 1,265 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $976,000 | 1,264 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $976,000 | 1,265 |
| Net charge-offs | $432,000 | 1,456 |
| Cash dividends | $500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $967,240 | 1,237 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,707,000 | 1,075 |
| Total interest expense | $10,703,000 | 759 |
| Net interest income | $18,004,000 | 1,250 |
| Provision for loan and lease losses | $3,660,000 | 1,413 |
| Total noninterest income | $3,135,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,232,000 | 668 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $903,000 | 2,314 |
| Total noninterest expense | $13,687,000 | 1,448 |
| Salaries and employee benefits | $7,037,000 | 1,402 |
| Premises and equipment expense | $2,129,000 | 1,209 |
| Additional noninterest expense | $4,521,000 | 1,592 |
| Pre-tax net operating income | $3,792,000 | 1,320 |
| Securities gains (losses) | $927,000 | 527 |
| Applicable income taxes | $873,000 | 1,353 |
| Income before extraordinary items | $3,846,000 | 1,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,846,000 | 1,131 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,846,000 | 1,132 |
| Net charge-offs | $4,548,000 | 1,103 |
| Cash dividends | $900,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,085,860 | 1,321 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,478,000 | 1,096 |
| Total interest expense | $8,233,000 | 758 |
| Net interest income | $13,245,000 | 1,283 |
| Provision for loan and lease losses | $2,790,000 | 1,327 |
| Total noninterest income | $2,309,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,694,000 | 678 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $615,000 | 2,451 |
| Total noninterest expense | $10,239,000 | 1,451 |
| Salaries and employee benefits | $5,311,000 | 1,395 |
| Premises and equipment expense | $1,619,000 | 1,207 |
| Additional noninterest expense | $3,309,000 | 1,602 |
| Pre-tax net operating income | $2,525,000 | 1,559 |
| Securities gains (losses) | $782,000 | 507 |
| Applicable income taxes | $781,000 | 1,229 |
| Income before extraordinary items | $2,526,000 | 1,318 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,526,000 | 1,322 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,526,000 | 1,322 |
| Net charge-offs | $3,694,000 | 967 |
| Cash dividends | $900,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,931,680 | 1,621 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,202,000 | 1,113 |
| Total interest expense | $5,598,000 | 775 |
| Net interest income | $8,604,000 | 1,321 |
| Provision for loan and lease losses | $1,765,000 | 1,375 |
| Total noninterest income | $1,555,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,147,000 | 669 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $408,000 | 2,394 |
| Total noninterest expense | $6,916,000 | 1,428 |
| Salaries and employee benefits | $3,669,000 | 1,346 |
| Premises and equipment expense | $1,088,000 | 1,222 |
| Additional noninterest expense | $2,159,000 | 1,631 |
| Pre-tax net operating income | $1,478,000 | 1,739 |
| Securities gains (losses) | $466,000 | 508 |
| Applicable income taxes | $493,000 | 1,225 |
| Income before extraordinary items | $1,451,000 | 1,512 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,451,000 | 1,513 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,451,000 | 1,513 |
| Net charge-offs | $2,686,000 | 908 |
| Cash dividends | $400,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,101,500 | 1,853 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 1,165 |
| Total interest expense | $2,857,000 | 806 |
| Net interest income | $4,060,000 | 1,412 |
| Provision for loan and lease losses | $1,300,000 | 978 |
| Total noninterest income | $541,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $541,000 | 713 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 7,418 |
| Total noninterest expense | $3,513,000 | 1,429 |
| Salaries and employee benefits | $1,872,000 | 1,337 |
| Premises and equipment expense | $548,000 | 1,244 |
| Additional noninterest expense | $1,093,000 | 1,608 |
| Pre-tax net operating income | $-212,000 | 6,847 |
| Securities gains (losses) | $143,000 | 644 |
| Applicable income taxes | $-141,000 | 7,507 |
| Income before extraordinary items | $72,000 | 5,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $72,000 | 5,377 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $72,000 | 5,376 |
| Net charge-offs | $2,266,000 | 594 |
| Cash dividends | $400,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-19,520 | 6,409 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $31,320,000 | 1,099 |
| Total interest expense | $14,012,000 | 838 |
| Net interest income | $17,308,000 | 1,298 |
| Provision for loan and lease losses | $6,450,000 | 1,192 |
| Total noninterest income | $3,217,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,605,000 | 642 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $612,000 | 2,872 |
| Total noninterest expense | $14,086,000 | 1,466 |
| Salaries and employee benefits | $7,203,000 | 1,397 |
| Premises and equipment expense | $2,234,000 | 1,213 |
| Additional noninterest expense | $4,649,000 | 1,609 |
| Pre-tax net operating income | $-11,000 | 5,437 |
| Securities gains (losses) | $440,000 | 960 |
| Applicable income taxes | $-295,000 | 6,861 |
| Income before extraordinary items | $724,000 | 3,305 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $724,000 | 3,304 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $724,000 | 3,304 |
| Net charge-offs | $3,492,000 | 1,459 |
| Cash dividends | $1,100,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $284,000 | 4,454 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $23,530,000 | 1,115 |
| Total interest expense | $10,840,000 | 854 |
| Net interest income | $12,690,000 | 1,316 |
| Provision for loan and lease losses | $2,550,000 | 1,642 |
| Total noninterest income | $2,580,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,937,000 | 644 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $643,000 | 2,420 |
| Total noninterest expense | $10,568,000 | 1,454 |
| Salaries and employee benefits | $5,443,000 | 1,401 |
| Premises and equipment expense | $1,681,000 | 1,231 |
| Additional noninterest expense | $3,444,000 | 1,570 |
| Pre-tax net operating income | $2,152,000 | 1,504 |
| Securities gains (losses) | $151,000 | 1,503 |
| Applicable income taxes | $620,000 | 1,203 |
| Income before extraordinary items | $1,683,000 | 1,592 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,683,000 | 1,590 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,683,000 | 1,592 |
| Net charge-offs | $2,649,000 | 1,277 |
| Cash dividends | $1,100,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,572,770 | 1,663 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,610,000 | 1,149 |
| Total interest expense | $7,516,000 | 864 |
| Net interest income | $8,094,000 | 1,374 |
| Provision for loan and lease losses | $1,550,000 | 1,623 |
| Total noninterest income | $1,480,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,266,000 | 658 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $214,000 | 3,551 |
| Total noninterest expense | $6,771,000 | 1,533 |
| Salaries and employee benefits | $3,605,000 | 1,442 |
| Premises and equipment expense | $1,111,000 | 1,262 |
| Additional noninterest expense | $2,055,000 | 1,774 |
| Pre-tax net operating income | $1,253,000 | 1,763 |
| Securities gains (losses) | $54,000 | 1,861 |
| Applicable income taxes | $374,000 | 1,327 |
| Income before extraordinary items | $933,000 | 1,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $933,000 | 1,957 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $933,000 | 1,958 |
| Net charge-offs | $1,853,000 | 1,175 |
| Cash dividends | $800,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $894,660 | 1,975 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,835,000 | 1,156 |
| Total interest expense | $3,842,000 | 883 |
| Net interest income | $3,993,000 | 1,384 |
| Provision for loan and lease losses | $750,000 | 1,392 |
| Total noninterest income | $779,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $615,000 | 655 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $164,000 | 2,824 |
| Total noninterest expense | $3,334,000 | 1,499 |
| Salaries and employee benefits | $1,779,000 | 1,477 |
| Premises and equipment expense | $546,000 | 1,309 |
| Additional noninterest expense | $1,009,000 | 1,604 |
| Pre-tax net operating income | $688,000 | 1,837 |
| Securities gains (losses) | $29,000 | 1,527 |
| Applicable income taxes | $206,000 | 1,424 |
| Income before extraordinary items | $511,000 | 2,090 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $511,000 | 2,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $511,000 | 2,091 |
| Net charge-offs | $706,000 | 1,147 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $490,410 | 2,029 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $34,966,000 | 1,089 |
| Total interest expense | $15,759,000 | 1,022 |
| Net interest income | $19,207,000 | 1,152 |
| Provision for loan and lease losses | $4,600,000 | 1,058 |
| Total noninterest income | $5,114,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,843,000 | 611 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,271,000 | 1,191 |
| Total noninterest expense | $14,329,000 | 1,360 |
| Salaries and employee benefits | $8,383,000 | 1,188 |
| Premises and equipment expense | $1,958,000 | 1,413 |
| Additional noninterest expense | $3,988,000 | 1,551 |
| Pre-tax net operating income | $5,392,000 | 1,028 |
| Securities gains (losses) | $37,000 | 1,803 |
| Applicable income taxes | $1,694,000 | 773 |
| Income before extraordinary items | $3,735,000 | 1,112 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,735,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,825,000 | 1,048 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,709,470 | 1,185 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,514,000 | 1,102 |
| Total interest expense | $11,753,000 | 1,072 |
| Net interest income | $14,761,000 | 1,138 |
| Provision for loan and lease losses | $3,075,000 | 891 |
| Total noninterest income | $3,381,000 | 1,196 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,121,000 | 623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,260,000 | 1,535 |
| Total noninterest expense | $10,973,000 | 1,306 |
| Salaries and employee benefits | $6,509,000 | 1,164 |
| Premises and equipment expense | $1,467,000 | 1,424 |
| Additional noninterest expense | $2,997,000 | 1,484 |
| Pre-tax net operating income | $4,094,000 | 1,230 |
| Securities gains (losses) | $37,000 | 1,627 |
| Applicable income taxes | $1,366,000 | 907 |
| Income before extraordinary items | $2,765,000 | 1,343 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,765,000 | 1,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,652,000 | 954 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,740,210 | 1,426 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,704,000 | 1,115 |
| Total interest expense | $7,767,000 | 1,124 |
| Net interest income | $9,937,000 | 1,104 |
| Provision for loan and lease losses | $2,275,000 | 719 |
| Total noninterest income | $2,235,000 | 1,210 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,362,000 | 634 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $873,000 | 1,549 |
| Total noninterest expense | $7,063,000 | 1,352 |
| Salaries and employee benefits | $4,294,000 | 1,200 |
| Premises and equipment expense | $872,000 | 1,596 |
| Additional noninterest expense | $1,897,000 | 1,552 |
| Pre-tax net operating income | $2,834,000 | 1,249 |
| Securities gains (losses) | $37,000 | 1,654 |
| Applicable income taxes | $950,000 | 983 |
| Income before extraordinary items | $1,921,000 | 1,443 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,921,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,340,000 | 726 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,896,210 | 1,426 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,808,000 | 1,153 |
| Total interest expense | $4,057,000 | 1,147 |
| Net interest income | $4,751,000 | 1,151 |
| Provision for loan and lease losses | $1,273,000 | 540 |
| Total noninterest income | $1,139,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $665,000 | 639 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $474,000 | 1,468 |
| Total noninterest expense | $3,487,000 | 1,371 |
| Salaries and employee benefits | $2,153,000 | 1,199 |
| Premises and equipment expense | $424,000 | 1,642 |
| Additional noninterest expense | $910,000 | 1,581 |
| Pre-tax net operating income | $1,130,000 | 1,601 |
| Securities gains (losses) | $25,000 | 1,479 |
| Applicable income taxes | $358,000 | 1,293 |
| Income before extraordinary items | $797,000 | 1,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $797,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 928 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $779,750 | 1,792 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,438,000 | 1,313 |
| Total interest expense | $16,223,000 | 1,229 |
| Net interest income | $16,215,000 | 1,381 |
| Provision for loan and lease losses | $1,300,000 | 1,179 |
| Total noninterest income | $4,453,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,690,000 | 648 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,763,000 | 1,485 |
| Total noninterest expense | $12,491,000 | 1,478 |
| Salaries and employee benefits | $7,276,000 | 1,395 |
| Premises and equipment expense | $1,635,000 | 1,624 |
| Additional noninterest expense | $3,580,000 | 1,547 |
| Pre-tax net operating income | $6,877,000 | 1,238 |
| Securities gains (losses) | $-11,000 | 7,582 |
| Applicable income taxes | $2,241,000 | 1,031 |
| Income before extraordinary items | $4,625,000 | 1,397 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,625,000 | 1,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,927,000 | 633 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,632,370 | 1,378 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,675,000 | 1,359 |
| Total interest expense | $11,810,000 | 1,273 |
| Net interest income | $11,865,000 | 1,418 |
| Provision for loan and lease losses | $1,200,000 | 765 |
| Total noninterest income | $3,320,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,950,000 | 661 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,370,000 | 1,466 |
| Total noninterest expense | $9,201,000 | 1,484 |
| Salaries and employee benefits | $5,484,000 | 1,386 |
| Premises and equipment expense | $1,185,000 | 1,663 |
| Additional noninterest expense | $2,532,000 | 1,605 |
| Pre-tax net operating income | $4,784,000 | 1,415 |
| Securities gains (losses) | $-11,000 | 7,805 |
| Applicable income taxes | $1,538,000 | 1,201 |
| Income before extraordinary items | $3,235,000 | 1,562 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,235,000 | 1,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,209 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,242,480 | 1,551 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,453,000 | 1,404 |
| Total interest expense | $7,654,000 | 1,311 |
| Net interest income | $7,799,000 | 1,470 |
| Provision for loan and lease losses | $900,000 | 635 |
| Total noninterest income | $2,187,000 | 1,238 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,275,000 | 681 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $912,000 | 1,487 |
| Total noninterest expense | $5,915,000 | 1,555 |
| Salaries and employee benefits | $3,540,000 | 1,454 |
| Premises and equipment expense | $816,000 | 1,641 |
| Additional noninterest expense | $1,559,000 | 1,747 |
| Pre-tax net operating income | $3,171,000 | 1,462 |
| Securities gains (losses) | $10,000 | 866 |
| Applicable income taxes | $1,036,000 | 1,245 |
| Income before extraordinary items | $2,145,000 | 1,620 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,145,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,098 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,138,300 | 1,606 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,569,000 | 1,427 |
| Total interest expense | $3,738,000 | 1,328 |
| Net interest income | $3,831,000 | 1,492 |
| Provision for loan and lease losses | $450,000 | 568 |
| Total noninterest income | $1,027,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $597,000 | 709 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $430,000 | 1,530 |
| Total noninterest expense | $2,875,000 | 1,600 |
| Salaries and employee benefits | $1,733,000 | 1,496 |
| Premises and equipment expense | $408,000 | 1,645 |
| Additional noninterest expense | $734,000 | 1,820 |
| Pre-tax net operating income | $1,533,000 | 1,513 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $496,000 | 1,295 |
| Income before extraordinary items | $1,037,000 | 1,660 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,037,000 | 1,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,127 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,037,000 | 1,647 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,195,000 | 1,468 |
| Total interest expense | $12,297,000 | 1,365 |
| Net interest income | $14,898,000 | 1,537 |
| Provision for loan and lease losses | $1,200,000 | 867 |
| Total noninterest income | $4,316,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,370,000 | 746 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,946,000 | 1,390 |
| Total noninterest expense | $11,260,000 | 1,575 |
| Salaries and employee benefits | $6,705,000 | 1,479 |
| Premises and equipment expense | $1,558,000 | 1,643 |
| Additional noninterest expense | $2,997,000 | 1,763 |
| Pre-tax net operating income | $6,754,000 | 1,447 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,136,000 | 1,262 |
| Income before extraordinary items | $4,618,000 | 1,569 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,618,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 1,140 |
| Cash dividends | $635,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,618,000 | 1,554 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,774,000 | 1,506 |
| Total interest expense | $8,617,000 | 1,419 |
| Net interest income | $11,157,000 | 1,552 |
| Provision for loan and lease losses | $1,050,000 | 723 |
| Total noninterest income | $3,142,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,717,000 | 776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,425,000 | 1,408 |
| Total noninterest expense | $8,381,000 | 1,601 |
| Salaries and employee benefits | $5,033,000 | 1,479 |
| Premises and equipment expense | $1,124,000 | 1,707 |
| Additional noninterest expense | $2,224,000 | 1,754 |
| Pre-tax net operating income | $4,868,000 | 1,537 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,612,000 | 1,322 |
| Income before extraordinary items | $3,256,000 | 1,711 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,256,000 | 1,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,309 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,256,000 | 1,699 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,542,000 | 1,548 |
| Total interest expense | $5,274,000 | 1,475 |
| Net interest income | $7,268,000 | 1,593 |
| Provision for loan and lease losses | $900,000 | 570 |
| Total noninterest income | $2,039,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,085,000 | 808 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $954,000 | 1,397 |
| Total noninterest expense | $5,439,000 | 1,647 |
| Salaries and employee benefits | $3,302,000 | 1,506 |
| Premises and equipment expense | $749,000 | 1,710 |
| Additional noninterest expense | $1,388,000 | 1,878 |
| Pre-tax net operating income | $2,968,000 | 1,669 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $969,000 | 1,438 |
| Income before extraordinary items | $1,999,000 | 1,837 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,999,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,324 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,999,000 | 1,818 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 1,576 |
| Total interest expense | $2,466,000 | 1,493 |
| Net interest income | $3,552,000 | 1,620 |
| Provision for loan and lease losses | $450,000 | 528 |
| Total noninterest income | $926,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $484,000 | 869 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $442,000 | 1,466 |
| Total noninterest expense | $2,674,000 | 1,675 |
| Salaries and employee benefits | $1,631,000 | 1,532 |
| Premises and equipment expense | $360,000 | 1,764 |
| Additional noninterest expense | $683,000 | 1,915 |
| Pre-tax net operating income | $1,354,000 | 1,788 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $434,000 | 1,557 |
| Income before extraordinary items | $920,000 | 1,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $920,000 | 1,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 863 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $920,000 | 1,912 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,311,000 | 1,491 |
| Total interest expense | $8,002,000 | 1,420 |
| Net interest income | $14,309,000 | 1,537 |
| Provision for loan and lease losses | $1,875,000 | 569 |
| Total noninterest income | $4,181,000 | 1,238 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,938,000 | 893 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,243,000 | 1,247 |
| Total noninterest expense | $10,262,000 | 1,663 |
| Salaries and employee benefits | $5,883,000 | 1,591 |
| Premises and equipment expense | $1,326,000 | 1,815 |
| Additional noninterest expense | $3,053,000 | 1,651 |
| Pre-tax net operating income | $6,353,000 | 1,510 |
| Securities gains (losses) | $-74,000 | 8,327 |
| Applicable income taxes | $1,715,000 | 1,537 |
| Income before extraordinary items | $4,564,000 | 1,538 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,564,000 | 1,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,840,000 | 431 |
| Cash dividends | $376,000 | 4,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,618,020 | 1,503 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,441,000 | 1,478 |
| Total interest expense | $5,808,000 | 1,382 |
| Net interest income | $10,633,000 | 1,522 |
| Provision for loan and lease losses | $1,050,000 | 726 |
| Total noninterest income | $3,389,000 | 1,177 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,490,000 | 880 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,899,000 | 1,166 |
| Total noninterest expense | $7,508,000 | 1,681 |
| Salaries and employee benefits | $4,413,000 | 1,579 |
| Premises and equipment expense | $970,000 | 1,859 |
| Additional noninterest expense | $2,125,000 | 1,757 |
| Pre-tax net operating income | $5,464,000 | 1,314 |
| Securities gains (losses) | $-74,000 | 8,578 |
| Applicable income taxes | $1,479,000 | 1,395 |
| Income before extraordinary items | $3,911,000 | 1,376 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,911,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,592 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,965,020 | 1,336 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,794,000 | 1,456 |
| Total interest expense | $3,798,000 | 1,327 |
| Net interest income | $6,996,000 | 1,529 |
| Provision for loan and lease losses | $750,000 | 672 |
| Total noninterest income | $2,616,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $999,000 | 855 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,617,000 | 949 |
| Total noninterest expense | $4,859,000 | 1,717 |
| Salaries and employee benefits | $2,860,000 | 1,614 |
| Premises and equipment expense | $646,000 | 1,856 |
| Additional noninterest expense | $1,353,000 | 1,833 |
| Pre-tax net operating income | $4,003,000 | 1,162 |
| Securities gains (losses) | $-74,000 | 8,666 |
| Applicable income taxes | $1,012,000 | 1,361 |
| Income before extraordinary items | $2,917,000 | 1,209 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,917,000 | 1,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,653 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,971,760 | 1,156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 1,508 |
| Total interest expense | $1,794,000 | 1,330 |
| Net interest income | $3,350,000 | 1,590 |
| Provision for loan and lease losses | $375,000 | 622 |
| Total noninterest income | $1,679,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $462,000 | 889 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,217,000 | 693 |
| Total noninterest expense | $3,024,000 | 1,399 |
| Salaries and employee benefits | $1,548,000 | 1,504 |
| Premises and equipment expense | $340,000 | 1,767 |
| Additional noninterest expense | $1,136,000 | 1,089 |
| Pre-tax net operating income | $1,630,000 | 1,404 |
| Securities gains (losses) | $-74,000 | 8,818 |
| Applicable income taxes | $249,000 | 2,280 |
| Income before extraordinary items | $1,307,000 | 1,321 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,307,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,197 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,369,160 | 1,238 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,684,000 | 1,546 |
| Total interest expense | $5,785,000 | 1,421 |
| Net interest income | $12,899,000 | 1,580 |
| Provision for loan and lease losses | $1,200,000 | 884 |
| Total noninterest income | $2,522,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,733,000 | 1,028 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $789,000 | 2,519 |
| Total noninterest expense | $9,867,000 | 1,649 |
| Salaries and employee benefits | $5,474,000 | 1,610 |
| Premises and equipment expense | $1,503,000 | 1,545 |
| Additional noninterest expense | $2,890,000 | 1,692 |
| Pre-tax net operating income | $4,354,000 | 1,904 |
| Securities gains (losses) | $63,000 | 1,563 |
| Applicable income taxes | $1,713,000 | 1,447 |
| Income before extraordinary items | $2,704,000 | 2,264 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,704,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 1,131 |
| Cash dividends | $268,000 | 4,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,663,680 | 2,248 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,628,000 | 1,570 |
| Total interest expense | $4,160,000 | 1,451 |
| Net interest income | $9,468,000 | 1,596 |
| Provision for loan and lease losses | $900,000 | 852 |
| Total noninterest income | $1,742,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,252,000 | 1,077 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $490,000 | 2,843 |
| Total noninterest expense | $7,012,000 | 1,723 |
| Salaries and employee benefits | $3,866,000 | 1,707 |
| Premises and equipment expense | $1,158,000 | 1,497 |
| Additional noninterest expense | $1,988,000 | 1,803 |
| Pre-tax net operating income | $3,298,000 | 1,898 |
| Securities gains (losses) | $56,000 | 1,578 |
| Applicable income taxes | $1,284,000 | 1,458 |
| Income before extraordinary items | $2,070,000 | 2,256 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,070,000 | 2,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,034,160 | 2,227 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,880,000 | 1,590 |
| Total interest expense | $2,630,000 | 1,506 |
| Net interest income | $6,250,000 | 1,597 |
| Provision for loan and lease losses | $600,000 | 825 |
| Total noninterest income | $1,003,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $807,000 | 1,096 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $196,000 | 3,779 |
| Total noninterest expense | $4,349,000 | 1,836 |
| Salaries and employee benefits | $2,316,000 | 1,874 |
| Premises and equipment expense | $806,000 | 1,431 |
| Additional noninterest expense | $1,227,000 | 1,944 |
| Pre-tax net operating income | $2,304,000 | 1,819 |
| Securities gains (losses) | $50,000 | 1,460 |
| Applicable income taxes | $901,000 | 1,395 |
| Income before extraordinary items | $1,453,000 | 2,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,453,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,324 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,421,000 | 2,112 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 1,636 |
| Total interest expense | $1,275,000 | 1,577 |
| Net interest income | $3,038,000 | 1,644 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $527,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $377,000 | 1,135 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $150,000 | 2,948 |
| Total noninterest expense | $2,046,000 | 1,960 |
| Salaries and employee benefits | $1,101,000 | 2,003 |
| Premises and equipment expense | $365,000 | 1,613 |
| Additional noninterest expense | $580,000 | 2,037 |
| Pre-tax net operating income | $1,219,000 | 1,690 |
| Securities gains (losses) | $50,000 | 1,193 |
| Applicable income taxes | $486,000 | 1,323 |
| Income before extraordinary items | $783,000 | 1,989 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $783,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 978 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $751,000 | 1,966 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,675,000 | 1,710 |
| Total interest expense | $5,573,000 | 1,616 |
| Net interest income | $11,102,000 | 1,752 |
| Provision for loan and lease losses | $1,175,000 | 1,020 |
| Total noninterest income | $1,840,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,450,000 | 1,197 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $390,000 | 4,025 |
| Total noninterest expense | $7,628,000 | 2,069 |
| Salaries and employee benefits | $3,979,000 | 2,134 |
| Premises and equipment expense | $1,189,000 | 1,923 |
| Additional noninterest expense | $2,460,000 | 1,956 |
| Pre-tax net operating income | $4,139,000 | 1,931 |
| Securities gains (losses) | $94,000 | 1,950 |
| Applicable income taxes | $1,622,000 | 1,509 |
| Income before extraordinary items | $2,611,000 | 2,288 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,611,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,417 |
| Cash dividends | $242,000 | 4,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,550,840 | 2,225 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,390,000 | 1,752 |
| Total interest expense | $4,223,000 | 1,678 |
| Net interest income | $8,167,000 | 1,794 |
| Provision for loan and lease losses | $525,000 | 1,587 |
| Total noninterest income | $1,342,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,072,000 | 1,221 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $270,000 | 4,233 |
| Total noninterest expense | $5,562,000 | 2,130 |
| Salaries and employee benefits | $2,928,000 | 2,182 |
| Premises and equipment expense | $802,000 | 2,134 |
| Additional noninterest expense | $1,832,000 | 1,952 |
| Pre-tax net operating income | $3,422,000 | 1,826 |
| Securities gains (losses) | $94,000 | 1,810 |
| Applicable income taxes | $1,346,000 | 1,456 |
| Income before extraordinary items | $2,170,000 | 2,166 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,170,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,669 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,109,840 | 2,105 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,146,000 | 1,786 |
| Total interest expense | $2,877,000 | 1,695 |
| Net interest income | $5,269,000 | 1,857 |
| Provision for loan and lease losses | $375,000 | 1,474 |
| Total noninterest income | $829,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $705,000 | 1,225 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $124,000 | 4,941 |
| Total noninterest expense | $3,625,000 | 2,165 |
| Salaries and employee benefits | $1,922,000 | 2,206 |
| Premises and equipment expense | $512,000 | 2,211 |
| Additional noninterest expense | $1,191,000 | 2,009 |
| Pre-tax net operating income | $2,098,000 | 1,957 |
| Securities gains (losses) | $94,000 | 1,557 |
| Applicable income taxes | $839,000 | 1,558 |
| Income before extraordinary items | $1,353,000 | 2,304 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,353,000 | 2,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,292,840 | 2,272 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 1,829 |
| Total interest expense | $1,450,000 | 1,723 |
| Net interest income | $2,558,000 | 1,903 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $453,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $335,000 | 1,249 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $118,000 | 3,632 |
| Total noninterest expense | $1,775,000 | 2,201 |
| Salaries and employee benefits | $937,000 | 2,245 |
| Premises and equipment expense | $230,000 | 2,414 |
| Additional noninterest expense | $608,000 | 1,937 |
| Pre-tax net operating income | $1,011,000 | 2,019 |
| Securities gains (losses) | $50,000 | 1,389 |
| Applicable income taxes | $406,000 | 1,599 |
| Income before extraordinary items | $655,000 | 2,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $655,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,563 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $623,000 | 2,306 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,605,000 | 1,978 |
| Total interest expense | $6,805,000 | 1,682 |
| Net interest income | $8,800,000 | 2,201 |
| Provision for loan and lease losses | $795,000 | 1,640 |
| Total noninterest income | $1,383,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,071,000 | 1,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 4,170 |
| Total noninterest expense | $6,628,000 | 2,250 |
| Salaries and employee benefits | $3,511,000 | 2,279 |
| Premises and equipment expense | $973,000 | 2,243 |
| Additional noninterest expense | $2,144,000 | 2,163 |
| Pre-tax net operating income | $2,760,000 | 2,675 |
| Securities gains (losses) | $66,000 | 2,156 |
| Applicable income taxes | $1,099,000 | 2,066 |
| Income before extraordinary items | $1,727,000 | 3,135 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,727,000 | 3,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 1,731 |
| Cash dividends | $210,000 | 4,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,684,760 | 3,106 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,630,000 | 2,344 |
| Total interest expense | $8,255,000 | 1,965 |
| Net interest income | $6,375,000 | 2,788 |
| Provision for loan and lease losses | $685,000 | 1,705 |
| Total noninterest income | $854,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $615,000 | 2,386 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $239,000 | 4,574 |
| Total noninterest expense | $5,243,000 | 2,703 |
| Salaries and employee benefits | $2,890,000 | 2,595 |
| Premises and equipment expense | $813,000 | 2,588 |
| Additional noninterest expense | $1,540,000 | 2,806 |
| Pre-tax net operating income | $1,301,000 | 4,222 |
| Securities gains (losses) | $39,000 | 2,590 |
| Applicable income taxes | $472,000 | 3,423 |
| Income before extraordinary items | $868,000 | 4,657 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $868,000 | 4,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,767 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $842,650 | 4,622 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,747,000 | 3,203 |
| Total interest expense | $6,250,000 | 2,676 |
| Net interest income | $4,497,000 | 3,793 |
| Provision for loan and lease losses | $538,000 | 1,771 |
| Total noninterest income | $512,000 | 4,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,553 |
| Total noninterest expense | $4,147,000 | 3,232 |
| Salaries and employee benefits | $2,361,000 | 2,981 |
| Premises and equipment expense | $583,000 | 3,353 |
| Additional noninterest expense | $1,203,000 | 3,424 |
| Pre-tax net operating income | $324,000 | 7,798 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $111,000 | 6,375 |
| Income before extraordinary items | $213,000 | 7,994 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $213,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,582 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $213,000 | 7,996 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 4,534 |
| Total interest expense | $3,681,000 | 3,858 |
| Net interest income | $3,069,000 | 5,072 |
| Provision for loan and lease losses | $485,000 | 1,812 |
| Total noninterest income | $293,000 | 6,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $3,069,000 | 4,133 |
| Salaries and employee benefits | $1,746,000 | 3,841 |
| Premises and equipment expense | $400,000 | 4,538 |
| Additional noninterest expense | $923,000 | 4,290 |
| Pre-tax net operating income | $-192,000 | 9,622 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-49,000 | 9,824 |
| Income before extraordinary items | $-143,000 | 9,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-143,000 | 9,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,017 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-143,000 | 9,595 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,295,000 | 7,175 |
| Total interest expense | $1,633,000 | 6,910 |
| Net interest income | $1,662,000 | 7,358 |
| Provision for loan and lease losses | $365,000 | 2,219 |
| Total noninterest income | $157,000 | 8,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $1,998,000 | 5,606 |
| Salaries and employee benefits | $1,138,000 | 5,267 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $802,000 | 4,671 |
| Pre-tax net operating income | $-544,000 | 10,208 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-333,000 | 10,361 |
| Income before extraordinary items | $-211,000 | 10,057 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-211,000 | 10,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,807 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-211,000 | 10,028 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 10,818 |
| Total interest expense | $36,000 | 10,843 |
| Net interest income | $209,000 | 10,770 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $7,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $461,000 | 10,282 |
| Salaries and employee benefits | $265,000 | 10,172 |
| Premises and equipment expense | $21,000 | 10,754 |
| Additional noninterest expense | $175,000 | 9,721 |
| Pre-tax net operating income | $-445,000 | 10,725 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-445,000 | 10,741 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-445,000 | 10,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,991,000 | 166 |
| Net operating income | $-445,000 | 10,723 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.