Home > Community First Bank > Assets and Liabilities
Community First Bank, Assets and Liabilities
| 2016-09-30 | Rank | |
| # of Employees: | 122 | 1,192 |
| Assets and Liabilities | ||
| Total Assets: | $469,488,000 | 1,495 |
| Cash and due from depository institutions | $9,728,000 | 1,192 |
| Interest-bearing balances | $3,773,000 | 4,207 |
| Securities | $78,165,000 | 1,684 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,556 |
| Net loans & leases | $359,098,000 | 1,339 |
| Loan loss allowance | $5,486,000 | 1,133 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $9,716,000 | 1,205 |
| Other real estate owned | $4,009,000 | 1,192 |
| Goodwill and other intangibles | $0 | 2,742 |
| All other assets | $8,772,000 | 2,026 |
| Life insurance assets | $0 | 3,692 |
| Total liabilities and capital | $469,489,000 | 1,495 |
| Total liabilities | $413,947,000 | 1,498 |
| Total deposits | $377,118,000 | 1,537 |
| Interest-bearing deposits | $338,447,000 | 1,363 |
| Deposits held in domestic offices | $377,118,000 | 1,537 |
| % insured | 83.91% | 2,819 |
| Federal funds purchased & repurchase agreements | $127,000 | 1,735 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $34,137,000 | 838 |
| Subordinated debt | $0 | 113 |
| All other liabilities | $2,565,000 | 1,767 |
| Total equity capital | $55,542,000 | 1,434 |
| Total bank equity capital | $55,542,000 | 1,434 |
| Perpetual preferred stock | $0 | 115 |
| Common stock | $6,000 | 5,239 |
| Surplus | $25,690,000 | 1,166 |
| Undivided profits | $29,846,000 | 1,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $9,753,000 | 522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $159,000 | 613 |
| Income earned, not collected on loans | $2,161,000 | 1,269 |
| Earning assets | $441,036,000 | 1,478 |
| Long-term assets (5+ years) | $115,789,000 | 1,795 |
| Average Assets, year-to-date | $474,510,500 | 1,444 |
| Average Assets, quarterly | $476,964,000 | 1,462 |
| Volatile liabilities | $16,075,000 | 2,368 |
| Insider loans | $9,007,000 | 687 |
| FHLB advances | $34,137,000 | 803 |
| Loans and leases held for sale | $2,019,000 | 877 |
| Unused loan commitments | $36,911,000 | 1,942 |
| Tier 1 (core) risk-based capital | $55,257,000 | 1,368 |
| Tier 2 risk-based capital | $4,584,000 | 1,206 |
| Total risk weighted assets | $365,854,000 | 1,351 |
| Total unused commitments | $36,911,000 | 1,942 |
| Derivatives | $389,000 | 1,365 |
| 2016-06-30 | Rank | |
| # of Employees: | 137 | 1,063 |
| Assets and Liabilities | ||
| Total Assets: | $484,440,000 | 1,445 |
| Cash and due from depository institutions | $8,736,000 | 1,063 |
| Interest-bearing balances | $3,832,000 | 4,192 |
| Securities | $80,946,000 | 1,662 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 1,863 |
| Net loans & leases | $371,540,000 | 1,281 |
| Loan loss allowance | $5,879,000 | 1,073 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $10,018,000 | 1,182 |
| Other real estate owned | $3,982,000 | 1,063 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $8,693,000 | 2,024 |
| Life insurance assets | $0 | 3,715 |
| Total liabilities and capital | $484,440,000 | 1,445 |
| Total liabilities | $428,546,000 | 1,444 |
| Total deposits | $385,138,000 | 1,491 |
| Interest-bearing deposits | $345,756,000 | 1,318 |
| Deposits held in domestic offices | $385,138,000 | 1,491 |
| % insured | 83.00% | 3,148 |
| Federal funds purchased & repurchase agreements | $274,000 | 1,766 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $41,233,000 | 764 |
| Subordinated debt | $0 | 116 |
| All other liabilities | $1,901,000 | 2,087 |
| Total equity capital | $55,894,000 | 1,416 |
| Total bank equity capital | $55,894,000 | 1,415 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $6,000 | 5,309 |
| Surplus | $25,690,000 | 1,171 |
| Undivided profits | $30,198,000 | 1,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 130 |
| Memoranda | ||
| Noncurrent loans and leases | $4,547,000 | 1,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $159,000 | 624 |
| Income earned, not collected on loans | $2,226,000 | 1,149 |
| Earning assets | $456,843,000 | 1,427 |
| Long-term assets (5+ years) | $128,394,000 | 1,676 |
| Average Assets, year-to-date | $476,184,670 | 1,442 |
| Average Assets, quarterly | $479,824,000 | 1,446 |
| Volatile liabilities | $14,416,000 | 2,522 |
| Insider loans | $9,120,000 | 687 |
| FHLB advances | $41,233,000 | 733 |
| Loans and leases held for sale | $919,000 | 1,175 |
| Unused loan commitments | $35,751,000 | 2,000 |
| Tier 1 (core) risk-based capital | $55,521,000 | 1,351 |
| Tier 2 risk-based capital | $4,758,000 | 1,189 |
| Total risk weighted assets | $379,521,000 | 1,308 |
| Total unused commitments | $35,751,000 | 2,000 |
| Derivatives | $3,929,000 | 976 |
| 2016-03-31 | Rank | |
| # of Employees: | 132 | 1,096 |
| Assets and Liabilities | ||
| Total Assets: | $475,208,000 | 1,458 |
| Cash and due from depository institutions | $18,382,000 | 1,096 |
| Interest-bearing balances | $13,079,000 | 2,417 |
| Securities | $81,863,000 | 1,664 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,601 |
| Net loans & leases | $352,364,000 | 1,316 |
| Loan loss allowance | $5,655,000 | 1,104 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,041,000 | 1,179 |
| Other real estate owned | $3,982,000 | 1,096 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $8,576,000 | 2,034 |
| Life insurance assets | $0 | 3,726 |
| Total liabilities and capital | $475,208,000 | 1,458 |
| Total liabilities | $418,559,000 | 1,473 |
| Total deposits | $394,947,000 | 1,457 |
| Interest-bearing deposits | $357,108,000 | 1,281 |
| Deposits held in domestic offices | $394,947,000 | 1,457 |
| % insured | 80.90% | 3,686 |
| Federal funds purchased & repurchase agreements | $388,000 | 1,635 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $21,656,000 | 1,103 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $1,568,000 | 2,291 |
| Total equity capital | $56,649,000 | 1,376 |
| Total bank equity capital | $56,649,000 | 1,376 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,000 | 5,365 |
| Surplus | $25,690,000 | 1,176 |
| Undivided profits | $30,953,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $7,218,000 | 698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $164,000 | 615 |
| Income earned, not collected on loans | $2,263,000 | 1,124 |
| Earning assets | $447,306,000 | 1,439 |
| Long-term assets (5+ years) | $113,717,000 | 1,808 |
| Average Assets, year-to-date | $472,057,000 | 1,456 |
| Average Assets, quarterly | $472,057,000 | 1,456 |
| Volatile liabilities | $6,780,000 | 3,546 |
| Insider loans | $9,085,000 | 683 |
| FHLB advances | $21,656,000 | 1,056 |
| Loans and leases held for sale | $446,000 | 1,334 |
| Unused loan commitments | $35,167,000 | 2,008 |
| Tier 1 (core) risk-based capital | $56,625,000 | 1,319 |
| Tier 2 risk-based capital | $4,598,000 | 1,199 |
| Total risk weighted assets | $366,803,000 | 1,325 |
| Total unused commitments | $35,167,000 | 2,008 |
| Derivatives | $3,606,000 | 972 |
| 2015-12-31 | Rank | |
| # of Employees: | 133 | 1,086 |
| Assets and Liabilities | ||
| Total Assets: | $468,906,000 | 1,463 |
| Cash and due from depository institutions | $17,497,000 | 1,086 |
| Interest-bearing balances | $10,906,000 | 2,594 |
| Securities | $80,658,000 | 1,703 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,502 |
| Net loans & leases | $348,442,000 | 1,320 |
| Loan loss allowance | $5,655,000 | 1,098 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $10,164,000 | 1,162 |
| Other real estate owned | $4,343,000 | 1,086 |
| Goodwill and other intangibles | $0 | 2,763 |
| All other assets | $7,802,000 | 2,202 |
| Life insurance assets | $0 | 3,740 |
| Total liabilities and capital | $468,906,000 | 1,463 |
| Total liabilities | $413,460,000 | 1,476 |
| Total deposits | $395,262,000 | 1,444 |
| Interest-bearing deposits | $359,520,000 | 1,261 |
| Deposits held in domestic offices | $395,262,000 | 1,444 |
| % insured | 80.68% | 3,718 |
| Federal funds purchased & repurchase agreements | $0 | 1,962 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $17,563,000 | 1,333 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $635,000 | 3,543 |
| Total equity capital | $55,446,000 | 1,380 |
| Total bank equity capital | $55,446,000 | 1,380 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $6,000 | 5,421 |
| Surplus | $25,690,000 | 1,182 |
| Undivided profits | $29,750,000 | 1,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $7,085,000 | 704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 587 |
| Income earned, not collected on loans | $2,057,000 | 1,296 |
| Earning assets | $440,006,000 | 1,455 |
| Long-term assets (5+ years) | $114,582,000 | 1,807 |
| Average Assets, year-to-date | $469,721,800 | 1,434 |
| Average Assets, quarterly | $464,969,500 | 1,469 |
| Volatile liabilities | $6,423,000 | 3,691 |
| Insider loans | $7,225,000 | 864 |
| FHLB advances | $17,563,000 | 1,282 |
| Loans and leases held for sale | $1,043,000 | 1,019 |
| Unused loan commitments | $36,402,000 | 1,929 |
| Tier 1 (core) risk-based capital | $55,697,000 | 1,326 |
| Tier 2 risk-based capital | $4,546,000 | 1,209 |
| Total risk weighted assets | $362,594,000 | 1,328 |
| Total unused commitments | $36,402,000 | 1,929 |
| Derivatives | $2,072,000 | 1,028 |
| 2015-09-30 | Rank | |
| # of Employees: | 133 | 1,093 |
| Assets and Liabilities | ||
| Total Assets: | $461,033,000 | 1,495 |
| Cash and due from depository institutions | $6,189,000 | 1,093 |
| Interest-bearing balances | $6,000 | 6,070 |
| Securities | $81,766,000 | 1,684 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 932 |
| Net loans & leases | $346,625,000 | 1,320 |
| Loan loss allowance | $6,237,000 | 1,011 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $10,280,000 | 1,155 |
| Other real estate owned | $4,779,000 | 1,093 |
| Goodwill and other intangibles | $0 | 2,786 |
| All other assets | $8,394,000 | 2,091 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $461,034,000 | 1,495 |
| Total liabilities | $407,006,000 | 1,500 |
| Total deposits | $388,671,000 | 1,460 |
| Interest-bearing deposits | $351,195,000 | 1,278 |
| Deposits held in domestic offices | $388,671,000 | 1,460 |
| % insured | 82.17% | 3,575 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $16,313,000 | 1,368 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $2,022,000 | 2,057 |
| Total equity capital | $54,028,000 | 1,419 |
| Total bank equity capital | $54,028,000 | 1,419 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $6,000 | 5,499 |
| Surplus | $25,690,000 | 1,178 |
| Undivided profits | $28,332,000 | 1,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $8,394,000 | 632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 605 |
| Income earned, not collected on loans | $2,116,000 | 1,288 |
| Earning assets | $431,397,000 | 1,474 |
| Long-term assets (5+ years) | $114,374,000 | 1,816 |
| Average Assets, year-to-date | $469,925,750 | 1,444 |
| Average Assets, quarterly | $459,322,000 | 1,487 |
| Volatile liabilities | $7,260,000 | 3,559 |
| Insider loans | $13,787,000 | 420 |
| FHLB advances | $16,313,000 | 1,314 |
| Loans and leases held for sale | $672,000 | 1,192 |
| Unused loan commitments | $33,954,000 | 2,021 |
| Tier 1 (core) risk-based capital | $54,070,000 | 1,356 |
| Tier 2 risk-based capital | $4,523,000 | 1,213 |
| Total risk weighted assets | $360,127,000 | 1,334 |
| Total unused commitments | $33,954,000 | 2,021 |
| Derivatives | $1,496,000 | 1,120 |
| 2015-06-30 | Rank | |
| # of Employees: | 132 | 1,114 |
| Assets and Liabilities | ||
| Total Assets: | $457,611,000 | 1,500 |
| Cash and due from depository institutions | $8,291,000 | 1,114 |
| Interest-bearing balances | $8,000 | 6,129 |
| Securities | $84,734,000 | 1,658 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 963 |
| Net loans & leases | $336,644,000 | 1,343 |
| Loan loss allowance | $6,128,000 | 1,038 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $10,415,000 | 1,137 |
| Other real estate owned | $6,215,000 | 1,114 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $8,312,000 | 2,091 |
| Life insurance assets | $0 | 3,781 |
| Total liabilities and capital | $457,611,000 | 1,500 |
| Total liabilities | $405,514,000 | 1,504 |
| Total deposits | $393,724,000 | 1,442 |
| Interest-bearing deposits | $357,150,000 | 1,252 |
| Deposits held in domestic offices | $393,724,000 | 1,441 |
| % insured | 81.11% | 3,940 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $9,398,000 | 1,914 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $2,392,000 | 1,749 |
| Total equity capital | $52,097,000 | 1,463 |
| Total bank equity capital | $52,097,000 | 1,463 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $6,000 | 5,565 |
| Surplus | $25,690,000 | 1,196 |
| Undivided profits | $26,401,000 | 1,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $5,175,000 | 1,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $177,000 | 634 |
| Income earned, not collected on loans | $2,055,000 | 1,242 |
| Earning assets | $424,386,000 | 1,491 |
| Long-term assets (5+ years) | $110,523,000 | 1,879 |
| Average Assets, year-to-date | $472,890,000 | 1,439 |
| Average Assets, quarterly | $466,141,500 | 1,465 |
| Volatile liabilities | $12,206,000 | 2,771 |
| Insider loans | $13,302,000 | 448 |
| FHLB advances | $9,398,000 | 1,843 |
| Loans and leases held for sale | $864,000 | 1,191 |
| Unused loan commitments | $33,832,000 | 2,015 |
| Tier 1 (core) risk-based capital | $52,501,000 | 1,399 |
| Tier 2 risk-based capital | $4,408,000 | 1,239 |
| Total risk weighted assets | $350,965,000 | 1,372 |
| Total unused commitments | $33,832,000 | 2,015 |
| Derivatives | $2,307,000 | 1,033 |
| 2015-03-31 | Rank | |
| # of Employees: | 129 | 1,140 |
| Assets and Liabilities | ||
| Total Assets: | $474,672,000 | 1,452 |
| Cash and due from depository institutions | $13,378,000 | 1,140 |
| Interest-bearing balances | $2,008,000 | 5,144 |
| Securities | $85,042,000 | 1,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $349,626,000 | 1,292 |
| Loan loss allowance | $6,104,000 | 1,044 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,586,000 | 1,125 |
| Other real estate owned | $7,459,000 | 1,140 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $8,581,000 | 2,010 |
| Life insurance assets | $0 | 3,784 |
| Total liabilities and capital | $474,672,000 | 1,452 |
| Total liabilities | $419,158,000 | 1,462 |
| Total deposits | $391,383,000 | 1,460 |
| Interest-bearing deposits | $355,078,000 | 1,265 |
| Deposits held in domestic offices | $391,383,000 | 1,458 |
| % insured | 82.11% | 3,818 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $25,408,000 | 962 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $2,367,000 | 1,794 |
| Total equity capital | $55,514,000 | 1,386 |
| Total bank equity capital | $55,514,000 | 1,384 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $6,000 | 5,631 |
| Surplus | $25,690,000 | 1,202 |
| Undivided profits | $29,818,000 | 1,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $5,421,000 | 1,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $302,000 | 531 |
| Income earned, not collected on loans | $2,253,000 | 1,081 |
| Earning assets | $436,676,000 | 1,456 |
| Long-term assets (5+ years) | $108,026,000 | 1,916 |
| Average Assets, year-to-date | $480,529,500 | 1,423 |
| Average Assets, quarterly | $480,529,500 | 1,423 |
| Volatile liabilities | $27,284,000 | 1,563 |
| Insider loans | $13,682,000 | 436 |
| FHLB advances | $25,408,000 | 914 |
| Loans and leases held for sale | $1,166,000 | 1,041 |
| Unused loan commitments | $32,623,000 | 2,064 |
| Tier 1 (core) risk-based capital | $55,288,000 | 1,327 |
| Tier 2 risk-based capital | $4,574,000 | 1,179 |
| Total risk weighted assets | $364,422,000 | 1,297 |
| Total unused commitments | $32,623,000 | 2,064 |
| Derivatives | $1,942,000 | 1,095 |
| 2014-12-31 | Rank | |
| # of Employees: | 128 | 1,148 |
| Assets and Liabilities | ||
| Total Assets: | $486,387,000 | 1,409 |
| Cash and due from depository institutions | $6,550,000 | 1,148 |
| Interest-bearing balances | $8,000 | 6,278 |
| Securities | $85,970,000 | 1,668 |
| Federal funds sold & reverse repurchase agreements | $22,350,000 | 179 |
| Net loans & leases | $344,308,000 | 1,299 |
| Loan loss allowance | $6,514,000 | 984 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $10,718,000 | 1,107 |
| Other real estate owned | $7,459,000 | 1,148 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $9,032,000 | 1,958 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $486,387,000 | 1,409 |
| Total liabilities | $422,271,000 | 1,435 |
| Total deposits | $391,083,000 | 1,440 |
| Interest-bearing deposits | $354,525,000 | 1,262 |
| Deposits held in domestic offices | $391,083,000 | 1,438 |
| % insured | 80.34% | 4,186 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $29,677,000 | 912 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $1,511,000 | 2,391 |
| Total equity capital | $64,116,000 | 1,193 |
| Total bank equity capital | $64,116,000 | 1,192 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $6,000 | 5,713 |
| Surplus | $25,690,000 | 1,208 |
| Undivided profits | $38,420,000 | 1,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $6,232,000 | 956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $193,000 | 613 |
| Income earned, not collected on loans | $2,250,000 | 1,119 |
| Earning assets | $452,636,000 | 1,390 |
| Long-term assets (5+ years) | $114,724,000 | 1,838 |
| Average Assets, year-to-date | $465,710,200 | 1,433 |
| Average Assets, quarterly | $474,842,000 | 1,438 |
| Volatile liabilities | $31,431,000 | 1,441 |
| Insider loans | $13,905,000 | 419 |
| FHLB advances | $29,677,000 | 868 |
| Loans and leases held for sale | $427,000 | 1,322 |
| Unused loan commitments | $34,824,000 | 1,924 |
| Tier 1 (core) risk-based capital | $64,154,000 | 1,121 |
| Tier 2 risk-based capital | $4,447,000 | 1,199 |
| Total risk weighted assets | $353,680,000 | 1,310 |
| Total unused commitments | $34,824,000 | 1,924 |
| Derivatives | $1,486,000 | 1,055 |
| 2014-09-30 | Rank | |
| # of Employees: | 129 | 1,135 |
| Assets and Liabilities | ||
| Total Assets: | $463,297,000 | 1,478 |
| Cash and due from depository institutions | $6,438,000 | 1,135 |
| Interest-bearing balances | $6,000 | 6,337 |
| Securities | $81,757,000 | 1,772 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 965 |
| Net loans & leases | $344,331,000 | 1,296 |
| Loan loss allowance | $6,520,000 | 1,005 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $10,771,000 | 1,099 |
| Other real estate owned | $7,440,000 | 1,135 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $9,160,000 | 1,963 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $463,297,000 | 1,478 |
| Total liabilities | $397,544,000 | 1,532 |
| Total deposits | $361,228,000 | 1,565 |
| Interest-bearing deposits | $324,120,000 | 1,403 |
| Deposits held in domestic offices | $361,228,000 | 1,564 |
| % insured | 87.13% | 2,771 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $34,191,000 | 782 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $2,125,000 | 1,982 |
| Total equity capital | $65,753,000 | 1,162 |
| Total bank equity capital | $65,753,000 | 1,161 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $6,000 | 5,784 |
| Surplus | $25,690,000 | 1,206 |
| Undivided profits | $40,057,000 | 980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $8,387,000 | 753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $196,000 | 620 |
| Income earned, not collected on loans | $2,305,000 | 1,137 |
| Earning assets | $429,494,000 | 1,467 |
| Long-term assets (5+ years) | $115,131,000 | 1,860 |
| Average Assets, year-to-date | $460,541,000 | 1,458 |
| Average Assets, quarterly | $461,445,500 | 1,478 |
| Volatile liabilities | $35,535,000 | 1,295 |
| Insider loans | $13,548,000 | 424 |
| FHLB advances | $34,191,000 | 746 |
| Loans and leases held for sale | $98,000 | 1,827 |
| Unused loan commitments | $38,603,000 | 1,792 |
| Tier 1 (core) risk-based capital | $66,162,000 | 1,090 |
| Tier 2 risk-based capital | $4,404,000 | 1,213 |
| Total risk weighted assets | $350,239,000 | 1,312 |
| Total unused commitments | $38,603,000 | 1,792 |
| Derivatives | $869,000 | 1,148 |
| 2014-06-30 | Rank | |
| # of Employees: | 131 | 1,121 |
| Assets and Liabilities | ||
| Total Assets: | $459,594,000 | 1,479 |
| Cash and due from depository institutions | $8,153,000 | 1,121 |
| Interest-bearing balances | $8,000 | 6,393 |
| Securities | $84,367,000 | 1,745 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 1,418 |
| Net loans & leases | $337,516,000 | 1,302 |
| Loan loss allowance | $6,535,000 | 1,008 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $10,953,000 | 1,085 |
| Other real estate owned | $8,048,000 | 1,121 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $8,657,000 | 2,037 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $459,594,000 | 1,479 |
| Total liabilities | $394,973,000 | 1,533 |
| Total deposits | $363,206,000 | 1,554 |
| Interest-bearing deposits | $326,626,000 | 1,369 |
| Deposits held in domestic offices | $363,206,000 | 1,553 |
| % insured | 87.41% | 2,818 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $29,832,000 | 883 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,935,000 | 2,016 |
| Total equity capital | $64,621,000 | 1,165 |
| Total bank equity capital | $64,621,000 | 1,164 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,000 | 5,850 |
| Surplus | $25,690,000 | 1,202 |
| Undivided profits | $38,925,000 | 988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $10,230,000 | 655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $200,000 | 655 |
| Income earned, not collected on loans | $2,023,000 | 1,234 |
| Earning assets | $423,791,000 | 1,468 |
| Long-term assets (5+ years) | $120,089,000 | 1,789 |
| Average Assets, year-to-date | $459,622,330 | 1,458 |
| Average Assets, quarterly | $458,690,000 | 1,470 |
| Volatile liabilities | $31,865,000 | 1,409 |
| Insider loans | $13,419,000 | 434 |
| FHLB advances | $29,832,000 | 842 |
| Loans and leases held for sale | $333,000 | 1,509 |
| Unused loan commitments | $38,634,000 | 1,782 |
| Tier 1 (core) risk-based capital | $65,246,000 | 1,093 |
| Tier 2 risk-based capital | $4,339,000 | 1,221 |
| Total risk weighted assets | $344,926,000 | 1,317 |
| Total unused commitments | $38,634,000 | 1,782 |
| Derivatives | $736,000 | 1,189 |
| 2014-03-31 | Rank | |
| # of Employees: | 132 | 1,109 |
| Assets and Liabilities | ||
| Total Assets: | $457,786,000 | 1,479 |
| Cash and due from depository institutions | $7,258,000 | 1,109 |
| Interest-bearing balances | $103,000 | 6,298 |
| Securities | $88,199,000 | 1,681 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 956 |
| Net loans & leases | $329,405,000 | 1,316 |
| Loan loss allowance | $6,531,000 | 1,020 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $10,925,000 | 1,089 |
| Other real estate owned | $8,053,000 | 1,109 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $8,996,000 | 1,982 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $457,787,000 | 1,479 |
| Total liabilities | $394,529,000 | 1,539 |
| Total deposits | $371,597,000 | 1,536 |
| Interest-bearing deposits | $334,536,000 | 1,359 |
| Deposits held in domestic offices | $371,597,000 | 1,536 |
| % insured | 86.85% | 3,054 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $20,971,000 | 1,038 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $1,961,000 | 1,973 |
| Total equity capital | $63,258,000 | 1,171 |
| Total bank equity capital | $63,258,000 | 1,170 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $6,000 | 5,910 |
| Surplus | $25,690,000 | 1,216 |
| Undivided profits | $37,562,000 | 1,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $12,943,000 | 558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $206,000 | 646 |
| Income earned, not collected on loans | $2,261,000 | 1,081 |
| Earning assets | $422,657,000 | 1,471 |
| Long-term assets (5+ years) | $129,540,000 | 1,663 |
| Average Assets, year-to-date | $459,636,500 | 1,469 |
| Average Assets, quarterly | $459,636,500 | 1,469 |
| Volatile liabilities | $20,518,000 | 1,896 |
| Insider loans | $14,094,000 | 399 |
| FHLB advances | $20,971,000 | 993 |
| Loans and leases held for sale | $337,000 | 1,308 |
| Unused loan commitments | $33,182,000 | 1,982 |
| Tier 1 (core) risk-based capital | $64,283,000 | 1,101 |
| Tier 2 risk-based capital | $4,257,000 | 1,245 |
| Total risk weighted assets | $338,279,000 | 1,329 |
| Total unused commitments | $33,182,000 | 1,982 |
| Derivatives | $999,000 | 1,110 |
| 2013-12-31 | Rank | |
| # of Employees: | 133 | 1,110 |
| Assets and Liabilities | ||
| Total Assets: | $461,487,000 | 1,454 |
| Cash and due from depository institutions | $7,200,000 | 1,110 |
| Interest-bearing balances | $103,000 | 6,314 |
| Securities | $87,544,000 | 1,683 |
| Federal funds sold & reverse repurchase agreements | $4,050,000 | 973 |
| Net loans & leases | $333,707,000 | 1,298 |
| Loan loss allowance | $6,501,000 | 1,045 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $10,953,000 | 1,084 |
| Other real estate owned | $8,284,000 | 1,110 |
| Goodwill and other intangibles | $5,000 | 2,856 |
| All other assets | $9,744,000 | 1,886 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $461,486,000 | 1,454 |
| Total liabilities | $400,522,000 | 1,495 |
| Total deposits | $373,071,000 | 1,508 |
| Interest-bearing deposits | $339,317,000 | 1,330 |
| Deposits held in domestic offices | $373,071,000 | 1,507 |
| % insured | 85.43% | 3,436 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $25,712,000 | 927 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,739,000 | 2,143 |
| Total equity capital | $60,964,000 | 1,186 |
| Total bank equity capital | $60,964,000 | 1,185 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $6,000 | 5,983 |
| Surplus | $25,690,000 | 1,220 |
| Undivided profits | $35,268,000 | 1,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $11,913,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $214,000 | 619 |
| Income earned, not collected on loans | $2,312,000 | 1,116 |
| Earning assets | $425,404,000 | 1,452 |
| Long-term assets (5+ years) | $130,043,000 | 1,631 |
| Average Assets, year-to-date | $475,688,600 | 1,395 |
| Average Assets, quarterly | $460,701,000 | 1,452 |
| Volatile liabilities | $24,770,000 | 1,701 |
| Insider loans | $14,370,000 | 388 |
| FHLB advances | $25,712,000 | 884 |
| Loans and leases held for sale | $939,000 | 970 |
| Unused loan commitments | $34,966,000 | 1,845 |
| Tier 1 (core) risk-based capital | $62,629,000 | 1,123 |
| Tier 2 risk-based capital | $4,311,000 | 1,237 |
| Total risk weighted assets | $342,673,000 | 1,320 |
| Total unused commitments | $34,966,000 | 1,845 |
| Derivatives | $1,353,000 | 1,008 |
| 2013-09-30 | Rank | |
| # of Employees: | 129 | 1,152 |
| Assets and Liabilities | ||
| Total Assets: | $459,915,000 | 1,461 |
| Cash and due from depository institutions | $8,848,000 | 1,152 |
| Interest-bearing balances | $103,000 | 6,401 |
| Securities | $83,773,000 | 1,787 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 996 |
| Net loans & leases | $335,309,000 | 1,278 |
| Loan loss allowance | $6,543,000 | 1,061 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $11,110,000 | 1,063 |
| Other real estate owned | $7,485,000 | 1,152 |
| Goodwill and other intangibles | $13,000 | 2,836 |
| All other assets | $9,577,000 | 1,895 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $459,915,000 | 1,461 |
| Total liabilities | $399,053,000 | 1,496 |
| Total deposits | $374,857,000 | 1,496 |
| Interest-bearing deposits | $339,192,000 | 1,331 |
| Deposits held in domestic offices | $374,857,000 | 1,495 |
| % insured | 86.41% | 3,398 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $21,865,000 | 1,035 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $2,331,000 | 1,838 |
| Total equity capital | $60,862,000 | 1,197 |
| Total bank equity capital | $60,862,000 | 1,196 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $6,000 | 6,050 |
| Surplus | $25,690,000 | 1,224 |
| Undivided profits | $35,166,000 | 1,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $7,164,000 | 1,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $218,000 | 634 |
| Income earned, not collected on loans | $2,375,000 | 1,099 |
| Earning assets | $422,985,000 | 1,457 |
| Long-term assets (5+ years) | $133,159,000 | 1,590 |
| Average Assets, year-to-date | $479,239,000 | 1,390 |
| Average Assets, quarterly | $466,764,500 | 1,435 |
| Volatile liabilities | $20,380,000 | 1,936 |
| Insider loans | $14,093,000 | 406 |
| FHLB advances | $21,865,000 | 982 |
| Loans and leases held for sale | $623,000 | 1,236 |
| Unused loan commitments | $35,800,000 | 1,818 |
| Tier 1 (core) risk-based capital | $62,013,000 | 1,133 |
| Tier 2 risk-based capital | $4,315,000 | 1,243 |
| Total risk weighted assets | $342,959,000 | 1,307 |
| Total unused commitments | $35,800,000 | 1,818 |
| Derivatives | $1,521,000 | 1,049 |
| 2013-06-30 | Rank | |
| # of Employees: | 135 | 1,101 |
| Assets and Liabilities | ||
| Total Assets: | $473,614,000 | 1,407 |
| Cash and due from depository institutions | $5,482,000 | 1,101 |
| Interest-bearing balances | $103,000 | 6,465 |
| Securities | $89,192,000 | 1,675 |
| Federal funds sold & reverse repurchase agreements | $12,675,000 | 360 |
| Net loans & leases | $337,097,000 | 1,258 |
| Loan loss allowance | $6,541,000 | 1,068 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $11,192,000 | 1,051 |
| Other real estate owned | $8,082,000 | 1,101 |
| Goodwill and other intangibles | $20,000 | 2,813 |
| All other assets | $9,874,000 | 1,829 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $473,615,000 | 1,407 |
| Total liabilities | $413,864,000 | 1,435 |
| Total deposits | $372,385,000 | 1,494 |
| Interest-bearing deposits | $337,452,000 | 1,340 |
| Deposits held in domestic offices | $372,385,000 | 1,493 |
| % insured | 87.34% | 3,254 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $38,518,000 | 673 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,961,000 | 1,503 |
| Total equity capital | $59,751,000 | 1,213 |
| Total bank equity capital | $59,751,000 | 1,211 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $6,000 | 6,099 |
| Surplus | $25,690,000 | 1,222 |
| Undivided profits | $34,055,000 | 1,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $9,027,000 | 952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $477,000 | 452 |
| Income earned, not collected on loans | $2,483,000 | 1,006 |
| Earning assets | $439,067,000 | 1,387 |
| Long-term assets (5+ years) | $118,067,000 | 1,701 |
| Average Assets, year-to-date | $485,680,330 | 1,372 |
| Average Assets, quarterly | $481,776,000 | 1,386 |
| Volatile liabilities | $36,919,000 | 1,153 |
| Insider loans | $13,766,000 | 408 |
| FHLB advances | $38,518,000 | 628 |
| Loans and leases held for sale | $475,000 | 1,587 |
| Unused loan commitments | $32,881,000 | 1,914 |
| Tier 1 (core) risk-based capital | $60,178,000 | 1,159 |
| Tier 2 risk-based capital | $4,380,000 | 1,209 |
| Total risk weighted assets | $348,202,000 | 1,286 |
| Total unused commitments | $32,881,000 | 1,914 |
| Derivatives | $1,475,000 | 1,135 |
| 2013-03-31 | Rank | |
| # of Employees: | 134 | 1,106 |
| Assets and Liabilities | ||
| Total Assets: | $489,938,000 | 1,373 |
| Cash and due from depository institutions | $5,410,000 | 1,106 |
| Interest-bearing balances | $102,000 | 6,554 |
| Securities | $97,203,000 | 1,559 |
| Federal funds sold & reverse repurchase agreements | $17,225,000 | 345 |
| Net loans & leases | $338,993,000 | 1,228 |
| Loan loss allowance | $6,500,000 | 1,105 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $11,353,000 | 1,028 |
| Other real estate owned | $8,708,000 | 1,106 |
| Goodwill and other intangibles | $28,000 | 2,785 |
| All other assets | $11,018,000 | 1,669 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $489,938,000 | 1,373 |
| Total liabilities | $429,709,000 | 1,395 |
| Total deposits | $379,713,000 | 1,480 |
| Interest-bearing deposits | $343,890,000 | 1,337 |
| Deposits held in domestic offices | $379,713,000 | 1,480 |
| % insured | 85.53% | 3,814 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $47,669,000 | 534 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,327,000 | 1,827 |
| Total equity capital | $60,229,000 | 1,227 |
| Total bank equity capital | $60,229,000 | 1,225 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $6,000 | 6,169 |
| Surplus | $25,690,000 | 1,222 |
| Undivided profits | $34,533,000 | 1,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $9,346,000 | 1,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $544,000 | 425 |
| Income earned, not collected on loans | $2,634,000 | 940 |
| Earning assets | $453,523,000 | 1,360 |
| Long-term assets (5+ years) | $124,790,000 | 1,596 |
| Average Assets, year-to-date | $491,713,500 | 1,373 |
| Average Assets, quarterly | $491,713,500 | 1,373 |
| Volatile liabilities | $46,337,000 | 910 |
| Insider loans | $14,736,000 | 364 |
| FHLB advances | $47,669,000 | 489 |
| Loans and leases held for sale | $930,000 | 1,270 |
| Unused loan commitments | $35,145,000 | 1,815 |
| Tier 1 (core) risk-based capital | $59,203,000 | 1,165 |
| Tier 2 risk-based capital | $4,420,000 | 1,202 |
| Total risk weighted assets | $351,520,000 | 1,263 |
| Total unused commitments | $35,145,000 | 1,815 |
| Derivatives | $1,714,000 | 1,084 |
| 2012-12-31 | Rank | |
| # of Employees: | 136 | 1,091 |
| Assets and Liabilities | ||
| Total Assets: | $493,489,000 | 1,367 |
| Cash and due from depository institutions | $6,797,000 | 1,091 |
| Interest-bearing balances | $101,000 | 6,539 |
| Securities | $107,814,000 | 1,379 |
| Federal funds sold & reverse repurchase agreements | $6,550,000 | 894 |
| Net loans & leases | $341,505,000 | 1,221 |
| Loan loss allowance | $6,915,000 | 1,042 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $11,569,000 | 1,007 |
| Other real estate owned | $8,470,000 | 1,091 |
| Goodwill and other intangibles | $35,000 | 2,774 |
| All other assets | $10,749,000 | 1,695 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $493,489,000 | 1,367 |
| Total liabilities | $433,482,000 | 1,379 |
| Total deposits | $379,852,000 | 1,469 |
| Interest-bearing deposits | $340,665,000 | 1,342 |
| Deposits held in domestic offices | $379,852,000 | 1,469 |
| % insured | 86.83% | 4,441 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $51,821,000 | 522 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,809,000 | 2,256 |
| Total equity capital | $60,007,000 | 1,227 |
| Total bank equity capital | $60,007,000 | 1,225 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $6,000 | 6,226 |
| Surplus | $25,690,000 | 1,221 |
| Undivided profits | $34,311,000 | 1,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $9,051,000 | 1,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $320,000 | 538 |
| Income earned, not collected on loans | $2,509,000 | 1,015 |
| Earning assets | $455,970,000 | 1,345 |
| Long-term assets (5+ years) | $125,053,000 | 1,569 |
| Average Assets, year-to-date | $503,840,000 | 1,321 |
| Average Assets, quarterly | $493,824,000 | 1,359 |
| Volatile liabilities | $50,479,000 | 906 |
| Insider loans | $14,756,000 | 357 |
| FHLB advances | $51,821,000 | 478 |
| Loans and leases held for sale | $982,000 | 1,450 |
| Unused loan commitments | $26,409,000 | 2,156 |
| Tier 1 (core) risk-based capital | $58,541,000 | 1,156 |
| Tier 2 risk-based capital | $4,416,000 | 1,202 |
| Total risk weighted assets | $350,743,000 | 1,266 |
| Total unused commitments | $26,409,000 | 2,156 |
| Derivatives | $1,916,000 | 1,066 |
| 2012-09-30 | Rank | |
| # of Employees: | 135 | 1,095 |
| Assets and Liabilities | ||
| Total Assets: | $494,159,000 | 1,377 |
| Cash and due from depository institutions | $5,408,000 | 1,095 |
| Interest-bearing balances | $102,000 | 6,596 |
| Securities | $101,537,000 | 1,469 |
| Federal funds sold & reverse repurchase agreements | $13,925,000 | 390 |
| Net loans & leases | $339,999,000 | 1,233 |
| Loan loss allowance | $6,912,000 | 1,077 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $11,595,000 | 999 |
| Other real estate owned | $10,097,000 | 1,095 |
| Goodwill and other intangibles | $43,000 | 2,761 |
| All other assets | $11,555,000 | 1,594 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $494,158,000 | 1,377 |
| Total liabilities | $434,739,000 | 1,378 |
| Total deposits | $373,467,000 | 1,492 |
| Interest-bearing deposits | $339,883,000 | 1,360 |
| Deposits held in domestic offices | $373,467,000 | 1,491 |
| % insured | 87.02% | 4,583 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $59,158,000 | 486 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,114,000 | 2,120 |
| Total equity capital | $59,419,000 | 1,242 |
| Total bank equity capital | $59,419,000 | 1,240 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,000 | 6,315 |
| Surplus | $25,690,000 | 1,238 |
| Undivided profits | $33,723,000 | 1,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $8,676,000 | 1,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $492,000 | 465 |
| Income earned, not collected on loans | $2,847,000 | 956 |
| Earning assets | $455,563,000 | 1,358 |
| Long-term assets (5+ years) | $111,796,000 | 1,695 |
| Average Assets, year-to-date | $506,427,750 | 1,337 |
| Average Assets, quarterly | $495,324,500 | 1,369 |
| Volatile liabilities | $58,182,000 | 825 |
| Insider loans | $14,842,000 | 361 |
| FHLB advances | $59,158,000 | 442 |
| Loans and leases held for sale | $2,161,000 | 1,070 |
| Unused loan commitments | $32,838,000 | 1,823 |
| Tier 1 (core) risk-based capital | $57,634,000 | 1,179 |
| Tier 2 risk-based capital | $4,348,000 | 1,223 |
| Total risk weighted assets | $345,246,000 | 1,291 |
| Total unused commitments | $32,838,000 | 1,823 |
| Derivatives | $2,526,000 | 1,034 |
| 2012-06-30 | Rank | |
| # of Employees: | 136 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $496,490,000 | 1,367 |
| Cash and due from depository institutions | $5,434,000 | 1,090 |
| Interest-bearing balances | $101,000 | 6,615 |
| Securities | $103,992,000 | 1,437 |
| Federal funds sold & reverse repurchase agreements | $13,750,000 | 406 |
| Net loans & leases | $339,592,000 | 1,238 |
| Loan loss allowance | $6,914,000 | 1,077 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $11,727,000 | 988 |
| Other real estate owned | $9,936,000 | 1,090 |
| Goodwill and other intangibles | $50,000 | 2,720 |
| All other assets | $12,009,000 | 1,554 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $496,490,000 | 1,367 |
| Total liabilities | $438,173,000 | 1,374 |
| Total deposits | $371,254,000 | 1,492 |
| Interest-bearing deposits | $335,462,000 | 1,382 |
| Deposits held in domestic offices | $371,254,000 | 1,492 |
| % insured | 87.08% | 4,677 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $64,312,000 | 458 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,607,000 | 1,702 |
| Total equity capital | $58,317,000 | 1,243 |
| Total bank equity capital | $58,317,000 | 1,242 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $6,000 | 6,373 |
| Surplus | $25,690,000 | 1,237 |
| Undivided profits | $32,621,000 | 1,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $8,449,000 | 1,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 867 |
| Income earned, not collected on loans | $2,839,000 | 908 |
| Earning assets | $457,435,000 | 1,353 |
| Long-term assets (5+ years) | $109,466,000 | 1,713 |
| Average Assets, year-to-date | $510,517,330 | 1,325 |
| Average Assets, quarterly | $506,980,500 | 1,344 |
| Volatile liabilities | $47,367,000 | 978 |
| Insider loans | $15,543,000 | 328 |
| FHLB advances | $64,312,000 | 414 |
| Loans and leases held for sale | $1,050,000 | 1,302 |
| Unused loan commitments | $31,725,000 | 1,840 |
| Tier 1 (core) risk-based capital | $56,646,000 | 1,179 |
| Tier 2 risk-based capital | $4,356,000 | 1,222 |
| Total risk weighted assets | $346,003,000 | 1,286 |
| Total unused commitments | $31,725,000 | 1,840 |
| Derivatives | $4,118,000 | 885 |
| 2012-03-31 | Rank | |
| # of Employees: | 133 | 1,103 |
| Assets and Liabilities | ||
| Total Assets: | $517,471,000 | 1,318 |
| Cash and due from depository institutions | $5,651,000 | 1,103 |
| Interest-bearing balances | $102,000 | 6,661 |
| Securities | $121,725,000 | 1,260 |
| Federal funds sold & reverse repurchase agreements | $15,875,000 | 415 |
| Net loans & leases | $339,532,000 | 1,211 |
| Loan loss allowance | $6,905,000 | 1,116 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $11,818,000 | 981 |
| Other real estate owned | $9,291,000 | 1,103 |
| Goodwill and other intangibles | $58,000 | 2,708 |
| All other assets | $13,521,000 | 1,402 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $517,471,000 | 1,318 |
| Total liabilities | $460,295,000 | 1,333 |
| Total deposits | $385,828,000 | 1,442 |
| Interest-bearing deposits | $352,293,000 | 1,331 |
| Deposits held in domestic offices | $385,828,000 | 1,441 |
| % insured | 84.32% | 5,418 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $72,282,000 | 410 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,185,000 | 1,934 |
| Total equity capital | $57,176,000 | 1,246 |
| Total bank equity capital | $57,176,000 | 1,245 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $6,000 | 6,427 |
| Surplus | $25,690,000 | 1,243 |
| Undivided profits | $31,480,000 | 1,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $9,535,000 | 1,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,072 |
| Income earned, not collected on loans | $3,034,000 | 829 |
| Earning assets | $477,234,000 | 1,314 |
| Long-term assets (5+ years) | $124,835,000 | 1,511 |
| Average Assets, year-to-date | $517,531,000 | 1,314 |
| Average Assets, quarterly | $517,531,000 | 1,314 |
| Volatile liabilities | $55,547,000 | 862 |
| Insider loans | $15,440,000 | 337 |
| FHLB advances | $72,282,000 | 367 |
| Loans and leases held for sale | $346,000 | 1,762 |
| Unused loan commitments | $30,647,000 | 1,906 |
| Tier 1 (core) risk-based capital | $55,741,000 | 1,183 |
| Tier 2 risk-based capital | $4,355,000 | 1,226 |
| Total risk weighted assets | $345,894,000 | 1,285 |
| Total unused commitments | $30,647,000 | 1,906 |
| Derivatives | $2,202,000 | 976 |
| 2011-12-31 | Rank | |
| # of Employees: | 134 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $517,591,000 | 1,317 |
| Cash and due from depository institutions | $5,430,000 | 1,111 |
| Interest-bearing balances | $100,000 | 6,601 |
| Securities | $120,477,000 | 1,237 |
| Federal funds sold & reverse repurchase agreements | $14,475,000 | 386 |
| Net loans & leases | $341,607,000 | 1,216 |
| Loan loss allowance | $6,902,000 | 1,116 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $11,956,000 | 970 |
| Other real estate owned | $10,059,000 | 1,111 |
| Goodwill and other intangibles | $65,000 | 2,703 |
| All other assets | $13,522,000 | 1,430 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $517,590,000 | 1,317 |
| Total liabilities | $461,138,000 | 1,319 |
| Total deposits | $383,977,000 | 1,426 |
| Interest-bearing deposits | $353,095,000 | 1,317 |
| Deposits held in domestic offices | $383,977,000 | 1,424 |
| % insured | 83.66% | 5,602 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $75,501,000 | 412 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,660,000 | 2,354 |
| Total equity capital | $56,452,000 | 1,267 |
| Total bank equity capital | $56,452,000 | 1,265 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $6,000 | 6,464 |
| Surplus | $25,690,000 | 1,251 |
| Undivided profits | $30,756,000 | 1,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $12,664,000 | 1,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,087 |
| Income earned, not collected on loans | $3,132,000 | 845 |
| Earning assets | $476,659,000 | 1,301 |
| Long-term assets (5+ years) | $122,120,000 | 1,272 |
| Average Assets, year-to-date | $527,836,200 | 1,270 |
| Average Assets, quarterly | $519,345,500 | 1,305 |
| Volatile liabilities | $39,984,000 | 1,256 |
| Insider loans | $14,190,000 | 382 |
| FHLB advances | $75,501,000 | 368 |
| Loans and leases held for sale | $1,735,000 | 941 |
| Unused loan commitments | $37,274,000 | 1,575 |
| Tier 1 (core) risk-based capital | $54,618,000 | 1,199 |
| Tier 2 risk-based capital | $4,383,000 | 1,226 |
| Total risk weighted assets | $348,315,000 | 1,284 |
| Total unused commitments | $37,274,000 | 1,576 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 134 | 1,115 |
| Assets and Liabilities | ||
| Total Assets: | $521,100,000 | 1,306 |
| Cash and due from depository institutions | $6,373,000 | 1,115 |
| Interest-bearing balances | $100,000 | 6,613 |
| Securities | $118,505,000 | 1,221 |
| Federal funds sold & reverse repurchase agreements | $10,175,000 | 624 |
| Net loans & leases | $350,589,000 | 1,204 |
| Loan loss allowance | $7,032,000 | 1,114 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $12,096,000 | 965 |
| Other real estate owned | $10,407,000 | 1,115 |
| Goodwill and other intangibles | $72,000 | 2,697 |
| All other assets | $12,883,000 | 1,504 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $521,100,000 | 1,306 |
| Total liabilities | $465,197,000 | 1,315 |
| Total deposits | $383,408,000 | 1,427 |
| Interest-bearing deposits | $350,354,000 | 1,325 |
| Deposits held in domestic offices | $383,408,000 | 1,424 |
| % insured | 84.49% | 5,571 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $79,937,000 | 400 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,852,000 | 2,259 |
| Total equity capital | $55,903,000 | 1,279 |
| Total bank equity capital | $55,903,000 | 1,279 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $6,000 | 6,537 |
| Surplus | $25,690,000 | 1,261 |
| Undivided profits | $30,207,000 | 1,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $13,431,000 | 1,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,088 |
| Income earned, not collected on loans | $3,034,000 | 904 |
| Earning assets | $479,369,000 | 1,296 |
| Long-term assets (5+ years) | $122,709,000 | 1,225 |
| Average Assets, year-to-date | $530,397,500 | 1,261 |
| Average Assets, quarterly | $524,200,500 | 1,298 |
| Volatile liabilities | $37,246,000 | 1,370 |
| Insider loans | $14,455,000 | 381 |
| FHLB advances | $79,937,000 | 352 |
| Loans and leases held for sale | $790,000 | 1,213 |
| Unused loan commitments | $36,607,000 | 1,615 |
| Tier 1 (core) risk-based capital | $53,853,000 | 1,217 |
| Tier 2 risk-based capital | $4,465,000 | 1,198 |
| Total risk weighted assets | $354,621,000 | 1,262 |
| Total unused commitments | $36,607,000 | 1,618 |
| Derivatives | $3,776,000 | 819 |
| 2011-06-30 | Rank | |
| # of Employees: | 134 | 1,125 |
| Assets and Liabilities | ||
| Total Assets: | $527,301,000 | 1,284 |
| Cash and due from depository institutions | $5,961,000 | 1,125 |
| Interest-bearing balances | $100,000 | 6,569 |
| Securities | $115,950,000 | 1,238 |
| Federal funds sold & reverse repurchase agreements | $15,970,000 | 372 |
| Net loans & leases | $352,519,000 | 1,201 |
| Loan loss allowance | $7,017,000 | 1,137 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $12,046,000 | 976 |
| Other real estate owned | $10,815,000 | 1,125 |
| Goodwill and other intangibles | $80,000 | 2,685 |
| All other assets | $13,960,000 | 1,440 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $527,301,000 | 1,284 |
| Total liabilities | $473,262,000 | 1,284 |
| Total deposits | $390,781,000 | 1,411 |
| Interest-bearing deposits | $361,684,000 | 1,294 |
| Deposits held in domestic offices | $390,781,000 | 1,410 |
| % insured | 84.92% | 5,550 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $80,106,000 | 419 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,375,000 | 1,767 |
| Total equity capital | $54,039,000 | 1,280 |
| Total bank equity capital | $54,039,000 | 1,280 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,000 | 6,611 |
| Surplus | $25,690,000 | 1,249 |
| Undivided profits | $28,343,000 | 1,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $12,978,000 | 1,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,119 |
| Income earned, not collected on loans | $3,363,000 | 799 |
| Earning assets | $484,539,000 | 1,270 |
| Long-term assets (5+ years) | $122,100,000 | 1,235 |
| Average Assets, year-to-date | $533,496,670 | 1,253 |
| Average Assets, quarterly | $530,212,000 | 1,270 |
| Volatile liabilities | $35,725,000 | 1,431 |
| Insider loans | $14,310,000 | 382 |
| FHLB advances | $80,106,000 | 367 |
| Loans and leases held for sale | $417,000 | 1,224 |
| Unused loan commitments | $33,844,000 | 1,726 |
| Tier 1 (core) risk-based capital | $52,969,000 | 1,208 |
| Tier 2 risk-based capital | $4,518,000 | 1,195 |
| Total risk weighted assets | $359,198,000 | 1,257 |
| Total unused commitments | $33,844,000 | 1,727 |
| Derivatives | $1,254,000 | 895 |
| 2011-03-31 | Rank | |
| # of Employees: | 130 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $533,123,000 | 1,267 |
| Cash and due from depository institutions | $5,130,000 | 1,155 |
| Interest-bearing balances | $101,000 | 6,617 |
| Securities | $121,874,000 | 1,183 |
| Federal funds sold & reverse repurchase agreements | $7,610,000 | 1,067 |
| Net loans & leases | $358,306,000 | 1,191 |
| Loan loss allowance | $7,093,000 | 1,151 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $12,067,000 | 971 |
| Other real estate owned | $12,667,000 | 1,155 |
| Goodwill and other intangibles | $88,000 | 2,665 |
| All other assets | $15,381,000 | 1,365 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $533,123,000 | 1,267 |
| Total liabilities | $481,564,000 | 1,267 |
| Total deposits | $393,473,000 | 1,408 |
| Interest-bearing deposits | $364,488,000 | 1,307 |
| Deposits held in domestic offices | $393,473,000 | 1,406 |
| % insured | 83.13% | 5,973 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $85,520,000 | 412 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,571,000 | 1,627 |
| Total equity capital | $51,559,000 | 1,311 |
| Total bank equity capital | $51,559,000 | 1,311 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,000 | 6,668 |
| Surplus | $25,691,000 | 1,257 |
| Undivided profits | $25,862,000 | 1,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $11,002,000 | 1,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $3,540,000 | 762 |
| Earning assets | $487,891,000 | 1,269 |
| Long-term assets (5+ years) | $122,747,000 | 1,187 |
| Average Assets, year-to-date | $536,594,500 | 1,252 |
| Average Assets, quarterly | $536,594,500 | 1,252 |
| Volatile liabilities | $30,086,000 | 1,703 |
| Insider loans | $14,092,000 | 402 |
| FHLB advances | $85,520,000 | 355 |
| Loans and leases held for sale | $289,000 | 1,242 |
| Unused loan commitments | $30,933,000 | 1,863 |
| Tier 1 (core) risk-based capital | $51,792,000 | 1,216 |
| Tier 2 risk-based capital | $4,644,000 | 1,177 |
| Total risk weighted assets | $369,081,000 | 1,231 |
| Total unused commitments | $30,933,000 | 1,864 |
| Derivatives | $1,592,000 | 822 |
| 2010-12-31 | Rank | |
| # of Employees: | 131 | 1,157 |
| Assets and Liabilities | ||
| Total Assets: | $540,066,000 | 1,247 |
| Cash and due from depository institutions | $5,439,000 | 1,157 |
| Interest-bearing balances | $101,000 | 6,580 |
| Securities | $119,213,000 | 1,152 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 798 |
| Net loans & leases | $364,032,000 | 1,198 |
| Loan loss allowance | $7,080,000 | 1,140 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $12,193,000 | 979 |
| Other real estate owned | $14,322,000 | 1,157 |
| Goodwill and other intangibles | $95,000 | 2,651 |
| All other assets | $15,172,000 | 1,410 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $540,066,000 | 1,247 |
| Total liabilities | $489,039,000 | 1,238 |
| Total deposits | $400,703,000 | 1,379 |
| Interest-bearing deposits | $374,721,000 | 1,266 |
| Deposits held in domestic offices | $400,703,000 | 1,377 |
| % insured | 83.08% | 5,928 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $85,889,000 | 442 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,447,000 | 1,720 |
| Total equity capital | $51,027,000 | 1,309 |
| Total bank equity capital | $51,027,000 | 1,309 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,000 | 6,750 |
| Surplus | $25,690,000 | 1,256 |
| Undivided profits | $25,331,000 | 1,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $11,705,000 | 1,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 944 |
| Income earned, not collected on loans | $3,343,000 | 840 |
| Earning assets | $492,946,000 | 1,252 |
| Long-term assets (5+ years) | $120,793,000 | 1,167 |
| Average Assets, year-to-date | $554,136,400 | 1,213 |
| Average Assets, quarterly | $544,413,000 | 1,241 |
| Volatile liabilities | $93,707,000 | 1,425 |
| Insider loans | $14,258,000 | 408 |
| FHLB advances | $85,889,000 | 386 |
| Loans and leases held for sale | $2,391,000 | 854 |
| Unused loan commitments | $24,325,000 | 2,231 |
| Tier 1 (core) risk-based capital | $51,308,000 | 1,230 |
| Tier 2 risk-based capital | $4,737,000 | 1,178 |
| Total risk weighted assets | $376,591,000 | 1,217 |
| Total unused commitments | $24,325,000 | 2,232 |
| Derivatives | $2,412,000 | 822 |
| 2010-09-30 | Rank | |
| # of Employees: | 134 | 1,142 |
| Assets and Liabilities | ||
| Total Assets: | $548,760,000 | 1,250 |
| Cash and due from depository institutions | $9,378,000 | 1,142 |
| Interest-bearing balances | $98,000 | 6,628 |
| Securities | $117,642,000 | 1,131 |
| Federal funds sold & reverse repurchase agreements | $6,125,000 | 1,275 |
| Net loans & leases | $373,799,000 | 1,194 |
| Loan loss allowance | $7,064,000 | 1,170 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $12,405,000 | 960 |
| Other real estate owned | $13,966,000 | 1,142 |
| Goodwill and other intangibles | $103,000 | 2,632 |
| All other assets | $15,342,000 | 1,406 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $548,760,000 | 1,250 |
| Total liabilities | $497,347,000 | 1,233 |
| Total deposits | $403,594,000 | 1,376 |
| Interest-bearing deposits | $371,253,000 | 1,285 |
| Deposits held in domestic offices | $403,594,000 | 1,375 |
| % insured | 82.53% | 5,652 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $91,406,000 | 444 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,347,000 | 1,959 |
| Total equity capital | $51,413,000 | 1,335 |
| Total bank equity capital | $51,413,000 | 1,335 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $6,000 | 6,852 |
| Surplus | $25,690,000 | 1,240 |
| Undivided profits | $25,717,000 | 1,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $16,668,000 | 995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $243,000 | 747 |
| Income earned, not collected on loans | $3,403,000 | 867 |
| Earning assets | $497,664,000 | 1,256 |
| Long-term assets (5+ years) | $124,299,000 | 1,111 |
| Average Assets, year-to-date | $557,654,000 | 1,212 |
| Average Assets, quarterly | $551,360,000 | 1,238 |
| Volatile liabilities | $104,092,000 | 1,348 |
| Insider loans | $14,789,000 | 388 |
| FHLB advances | $91,406,000 | 394 |
| Loans and leases held for sale | $1,955,000 | 971 |
| Unused loan commitments | $24,831,000 | 2,217 |
| Tier 1 (core) risk-based capital | $49,980,000 | 1,275 |
| Tier 2 risk-based capital | $4,862,000 | 1,176 |
| Total risk weighted assets | $386,791,000 | 1,213 |
| Total unused commitments | $24,831,000 | 2,221 |
| Derivatives | $5,371,000 | 755 |
| 2010-06-30 | Rank | |
| # of Employees: | 137 | 1,122 |
| Assets and Liabilities | ||
| Total Assets: | $553,960,000 | 1,232 |
| Cash and due from depository institutions | $6,303,000 | 1,122 |
| Interest-bearing balances | $598,000 | 5,759 |
| Securities | $108,065,000 | 1,217 |
| Federal funds sold & reverse repurchase agreements | $16,505,000 | 426 |
| Net loans & leases | $380,596,000 | 1,185 |
| Loan loss allowance | $7,047,000 | 1,184 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $12,571,000 | 958 |
| Other real estate owned | $13,852,000 | 1,122 |
| Goodwill and other intangibles | $110,000 | 2,614 |
| All other assets | $15,958,000 | 1,380 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $553,960,000 | 1,232 |
| Total liabilities | $503,586,000 | 1,218 |
| Total deposits | $405,089,000 | 1,375 |
| Interest-bearing deposits | $376,176,000 | 1,276 |
| Deposits held in domestic offices | $405,089,000 | 1,374 |
| % insured | 82.51% | 5,765 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $96,071,000 | 441 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,426,000 | 1,821 |
| Total equity capital | $50,374,000 | 1,350 |
| Total bank equity capital | $50,374,000 | 1,350 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,000 | 6,910 |
| Surplus | $25,690,000 | 1,236 |
| Undivided profits | $24,678,000 | 1,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $20,788,000 | 841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $335,000 | 634 |
| Income earned, not collected on loans | $3,513,000 | 816 |
| Earning assets | $505,764,000 | 1,241 |
| Long-term assets (5+ years) | $108,805,000 | 1,259 |
| Average Assets, year-to-date | $560,618,670 | 1,214 |
| Average Assets, quarterly | $561,315,000 | 1,214 |
| Volatile liabilities | $134,613,000 | 1,049 |
| Insider loans | $13,763,000 | 417 |
| FHLB advances | $96,071,000 | 390 |
| Loans and leases held for sale | $664,000 | 1,212 |
| Unused loan commitments | $29,832,000 | 1,970 |
| Tier 1 (core) risk-based capital | $49,398,000 | 1,283 |
| Tier 2 risk-based capital | $4,965,000 | 1,172 |
| Total risk weighted assets | $394,862,000 | 1,211 |
| Total unused commitments | $29,832,000 | 1,972 |
| Derivatives | $1,798,000 | 879 |
| 2010-03-31 | Rank | |
| # of Employees: | 151 | 1,025 |
| Assets and Liabilities | ||
| Total Assets: | $568,670,000 | 1,228 |
| Cash and due from depository institutions | $7,757,000 | 1,025 |
| Interest-bearing balances | $1,811,000 | 4,913 |
| Securities | $99,586,000 | 1,319 |
| Federal funds sold & reverse repurchase agreements | $13,580,000 | 683 |
| Net loans & leases | $400,444,000 | 1,144 |
| Loan loss allowance | $7,002,000 | 1,221 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $12,719,000 | 961 |
| Other real estate owned | $11,568,000 | 1,025 |
| Goodwill and other intangibles | $118,000 | 2,615 |
| All other assets | $22,898,000 | 1,034 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $568,669,000 | 1,228 |
| Total liabilities | $519,980,000 | 1,206 |
| Total deposits | $420,902,000 | 1,340 |
| Interest-bearing deposits | $393,290,000 | 1,255 |
| Deposits held in domestic offices | $420,902,000 | 1,339 |
| % insured | 81.55% | 5,988 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $97,326,000 | 458 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,752,000 | 2,337 |
| Total equity capital | $48,689,000 | 1,398 |
| Total bank equity capital | $48,689,000 | 1,398 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,000 | 7,003 |
| Surplus | $25,690,000 | 1,260 |
| Undivided profits | $22,993,000 | 1,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $24,301,000 | 761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $980,000 | 346 |
| Income earned, not collected on loans | $3,846,000 | 765 |
| Earning assets | $515,421,000 | 1,235 |
| Long-term assets (5+ years) | $99,279,000 | 1,385 |
| Average Assets, year-to-date | $563,948,000 | 1,235 |
| Average Assets, quarterly | $563,948,000 | 1,235 |
| Volatile liabilities | $134,612,000 | 1,096 |
| Insider loans | $14,370,000 | 430 |
| FHLB advances | $97,326,000 | 406 |
| Loans and leases held for sale | $1,794,000 | 667 |
| Unused loan commitments | $32,763,000 | 1,880 |
| Tier 1 (core) risk-based capital | $48,011,000 | 1,325 |
| Tier 2 risk-based capital | $5,228,000 | 1,141 |
| Total risk weighted assets | $416,430,000 | 1,173 |
| Total unused commitments | $32,763,000 | 1,883 |
| Derivatives | $2,383,000 | 783 |
| 2009-12-31 | Rank | |
| # of Employees: | 152 | 1,032 |
| Assets and Liabilities | ||
| Total Assets: | $559,226,000 | 1,247 |
| Cash and due from depository institutions | $9,182,000 | 1,032 |
| Interest-bearing balances | $3,057,000 | 3,988 |
| Securities | $105,477,000 | 1,225 |
| Federal funds sold & reverse repurchase agreements | $5,235,000 | 1,556 |
| Net loans & leases | $400,540,000 | 1,178 |
| Loan loss allowance | $7,968,000 | 1,069 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $12,911,000 | 963 |
| Other real estate owned | $8,777,000 | 1,032 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $17,104,000 | 1,372 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $559,226,000 | 1,247 |
| Total liabilities | $510,142,000 | 1,243 |
| Total deposits | $409,761,000 | 1,381 |
| Interest-bearing deposits | $384,779,000 | 1,287 |
| Deposits held in domestic offices | $409,761,000 | 1,380 |
| % insured | 83.26% | 5,707 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $98,364,000 | 483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,017,000 | 2,114 |
| Total equity capital | $49,084,000 | 1,358 |
| Total bank equity capital | $49,084,000 | 1,358 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,000 | 7,071 |
| Surplus | $25,690,000 | 1,268 |
| Undivided profits | $23,388,000 | 1,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $12,733,000 | 1,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $991,000 | 325 |
| Income earned, not collected on loans | $3,837,000 | 806 |
| Earning assets | $514,309,000 | 1,241 |
| Long-term assets (5+ years) | $95,134,000 | 1,432 |
| Average Assets, year-to-date | $565,928,400 | 1,226 |
| Average Assets, quarterly | $561,645,000 | 1,245 |
| Volatile liabilities | $137,355,000 | 1,075 |
| Insider loans | $14,624,000 | 433 |
| FHLB advances | $98,364,000 | 430 |
| Loans and leases held for sale | $1,331,000 | 889 |
| Unused loan commitments | $36,345,000 | 1,743 |
| Tier 1 (core) risk-based capital | $48,457,000 | 1,297 |
| Tier 2 risk-based capital | $5,143,000 | 1,173 |
| Total risk weighted assets | $408,595,000 | 1,231 |
| Total unused commitments | $36,345,000 | 1,744 |
| Derivatives | $1,777,000 | 822 |
| 2009-09-30 | Rank | |
| # of Employees: | 151 | 1,048 |
| Assets and Liabilities | ||
| Total Assets: | $564,064,000 | 1,261 |
| Cash and due from depository institutions | $9,279,000 | 1,048 |
| Interest-bearing balances | $4,054,000 | 3,366 |
| Securities | $112,326,000 | 1,145 |
| Federal funds sold & reverse repurchase agreements | $10,090,000 | 918 |
| Net loans & leases | $399,066,000 | 1,204 |
| Loan loss allowance | $4,911,000 | 1,573 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $13,091,000 | 959 |
| Other real estate owned | $7,618,000 | 1,048 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $12,594,000 | 1,564 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $564,064,000 | 1,261 |
| Total liabilities | $513,677,000 | 1,242 |
| Total deposits | $406,464,000 | 1,390 |
| Interest-bearing deposits | $381,108,000 | 1,297 |
| Deposits held in domestic offices | $406,464,000 | 1,385 |
| % insured | 83.32% | 5,884 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $105,038,000 | 499 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,175,000 | 2,200 |
| Total equity capital | $50,387,000 | 1,371 |
| Total bank equity capital | $50,387,000 | 1,370 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,000 | 7,149 |
| Surplus | $25,690,000 | 1,261 |
| Undivided profits | $24,691,000 | 1,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $9,919,000 | 1,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $712,000 | 369 |
| Income earned, not collected on loans | $4,162,000 | 772 |
| Earning assets | $525,536,000 | 1,243 |
| Long-term assets (5+ years) | $100,778,000 | 1,352 |
| Average Assets, year-to-date | $567,604,000 | 1,231 |
| Average Assets, quarterly | $566,910,500 | 1,249 |
| Volatile liabilities | $129,722,000 | 1,167 |
| Insider loans | $9,091,000 | 824 |
| FHLB advances | $105,038,000 | 435 |
| Loans and leases held for sale | $572,000 | 1,174 |
| Unused loan commitments | $37,728,000 | 1,792 |
| Tier 1 (core) risk-based capital | $48,818,000 | 1,315 |
| Tier 2 risk-based capital | $4,911,000 | 1,241 |
| Total risk weighted assets | $406,973,000 | 1,261 |
| Total unused commitments | $37,728,000 | 1,793 |
| Derivatives | $1,968,000 | 827 |
| 2009-06-30 | Rank | |
| # of Employees: | 156 | 1,045 |
| Assets and Liabilities | ||
| Total Assets: | $569,757,000 | 1,254 |
| Cash and due from depository institutions | $11,340,000 | 1,045 |
| Interest-bearing balances | $5,275,000 | 2,709 |
| Securities | $116,531,000 | 1,078 |
| Federal funds sold & reverse repurchase agreements | $30,000 | 5,074 |
| Net loans & leases | $407,238,000 | 1,203 |
| Loan loss allowance | $4,707,000 | 1,570 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $13,259,000 | 964 |
| Other real estate owned | $8,480,000 | 1,045 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $12,879,000 | 1,565 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $569,757,000 | 1,254 |
| Total liabilities | $520,969,000 | 1,238 |
| Total deposits | $410,343,000 | 1,384 |
| Interest-bearing deposits | $383,636,000 | 1,290 |
| Deposits held in domestic offices | $410,343,000 | 1,381 |
| % insured | 72.21% | 5,651 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $108,604,000 | 521 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,022,000 | 2,358 |
| Total equity capital | $48,788,000 | 1,409 |
| Total bank equity capital | $48,788,000 | 1,409 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,000 | 7,235 |
| Surplus | $25,595,000 | 1,286 |
| Undivided profits | $23,187,000 | 1,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,771,000 | 1,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $666,000 | 374 |
| Income earned, not collected on loans | $3,627,000 | 904 |
| Earning assets | $529,074,000 | 1,235 |
| Long-term assets (5+ years) | $96,146,000 | 1,399 |
| Average Assets, year-to-date | $568,784,000 | 1,246 |
| Average Assets, quarterly | $571,783,000 | 1,248 |
| Volatile liabilities | $125,236,000 | 1,226 |
| Insider loans | $8,717,000 | 880 |
| FHLB advances | $103,604,000 | 467 |
| Loans and leases held for sale | $1,191,000 | 1,116 |
| Unused loan commitments | $36,269,000 | 1,918 |
| Tier 1 (core) risk-based capital | $48,071,000 | 1,352 |
| Tier 2 risk-based capital | $4,707,000 | 1,299 |
| Total risk weighted assets | $411,101,000 | 1,280 |
| Total unused commitments | $36,269,000 | 1,921 |
| Derivatives | $5,241,000 | 682 |
| 2009-03-31 | Rank | |
| # of Employees: | 156 | 1,045 |
| Assets and Liabilities | ||
| Total Assets: | $573,809,000 | 1,242 |
| Cash and due from depository institutions | $14,930,000 | 1,045 |
| Interest-bearing balances | $8,661,000 | 1,797 |
| Securities | $75,291,000 | 1,644 |
| Federal funds sold & reverse repurchase agreements | $34,830,000 | 304 |
| Net loans & leases | $417,020,000 | 1,195 |
| Loan loss allowance | $5,054,000 | 1,419 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $13,385,000 | 959 |
| Other real estate owned | $5,413,000 | 1,045 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $12,940,000 | 1,548 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $573,809,000 | 1,242 |
| Total liabilities | $529,725,000 | 1,216 |
| Total deposits | $417,451,000 | 1,365 |
| Interest-bearing deposits | $394,565,000 | 1,257 |
| Deposits held in domestic offices | $417,451,000 | 1,360 |
| % insured | 69.26% | 6,194 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $110,364,000 | 547 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,910,000 | 2,397 |
| Total equity capital | $44,084,000 | 1,557 |
| Total bank equity capital | $44,084,000 | 1,557 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000 | 7,276 |
| Surplus | $20,595,000 | 1,536 |
| Undivided profits | $23,483,000 | 1,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,575,000 | 1,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $725,000 | 330 |
| Income earned, not collected on loans | $4,031,000 | 799 |
| Earning assets | $535,802,000 | 1,222 |
| Long-term assets (5+ years) | $79,793,000 | 1,599 |
| Average Assets, year-to-date | $568,297,500 | 1,251 |
| Average Assets, quarterly | $568,297,500 | 1,251 |
| Volatile liabilities | $124,707,000 | 1,245 |
| Insider loans | $8,143,000 | 958 |
| FHLB advances | $110,364,000 | 460 |
| Loans and leases held for sale | $949,000 | 1,128 |
| Unused loan commitments | $35,291,000 | 2,054 |
| Tier 1 (core) risk-based capital | $43,149,000 | 1,508 |
| Tier 2 risk-based capital | $5,054,000 | 1,192 |
| Total risk weighted assets | $419,971,000 | 1,250 |
| Total unused commitments | $35,291,000 | 2,056 |
| Derivatives | $4,367,000 | 768 |
| 2008-12-31 | Rank | |
| # of Employees: | 149 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $562,786,000 | 1,258 |
| Cash and due from depository institutions | $15,994,000 | 1,094 |
| Interest-bearing balances | $10,328,000 | 1,049 |
| Securities | $64,200,000 | 1,853 |
| Federal funds sold & reverse repurchase agreements | $24,410,000 | 363 |
| Net loans & leases | $426,884,000 | 1,167 |
| Loan loss allowance | $5,010,000 | 1,386 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $13,414,000 | 955 |
| Other real estate owned | $5,064,000 | 1,094 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $12,820,000 | 1,564 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $562,786,000 | 1,258 |
| Total liabilities | $519,294,000 | 1,228 |
| Total deposits | $406,660,000 | 1,356 |
| Interest-bearing deposits | $381,385,000 | 1,257 |
| Deposits held in domestic offices | $406,660,000 | 1,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $110,545,000 | 600 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,089,000 | 2,219 |
| Total equity capital | $43,492,000 | 1,555 |
| Total bank equity capital | $43,492,000 | 1,555 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000 | 7,317 |
| Surplus | $20,595,000 | 1,502 |
| Undivided profits | $22,891,000 | 1,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,811,000 | 981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $673,000 | 327 |
| Income earned, not collected on loans | $3,851,000 | 894 |
| Earning assets | $525,822,000 | 1,224 |
| Long-term assets (5+ years) | $76,190,000 | 1,651 |
| Average Assets, year-to-date | $534,608,200 | 1,271 |
| Average Assets, quarterly | $557,885,500 | 1,258 |
| Volatile liabilities | $110,523,000 | 1,378 |
| Insider loans | $8,000,000 | 987 |
| FHLB advances | $110,545,000 | 526 |
| Loans and leases held for sale | $780,000 | 965 |
| Unused loan commitments | $39,072,000 | 1,935 |
| Tier 1 (core) risk-based capital | $42,938,000 | 1,490 |
| Tier 2 risk-based capital | $5,010,000 | 1,186 |
| Total risk weighted assets | $424,169,000 | 1,224 |
| Total unused commitments | $39,072,000 | 1,936 |
| Derivatives | $2,444,000 | 784 |
| 2008-09-30 | Rank | |
| # of Employees: | 162 | 997 |
| Assets and Liabilities | ||
| Total Assets: | $552,985,000 | 1,264 |
| Cash and due from depository institutions | $7,417,000 | 997 |
| Interest-bearing balances | $214,000 | 4,391 |
| Securities | $59,477,000 | 1,954 |
| Federal funds sold & reverse repurchase agreements | $12,855,000 | 928 |
| Net loans & leases | $442,253,000 | 1,115 |
| Loan loss allowance | $4,658,000 | 1,351 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $13,399,000 | 952 |
| Other real estate owned | $4,291,000 | 997 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $13,293,000 | 1,509 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $552,984,000 | 1,264 |
| Total liabilities | $511,199,000 | 1,229 |
| Total deposits | $405,179,000 | 1,337 |
| Interest-bearing deposits | $381,200,000 | 1,230 |
| Deposits held in domestic offices | $405,179,000 | 1,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $103,187,000 | 630 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,833,000 | 1,767 |
| Total equity capital | $41,785,000 | 1,629 |
| Total bank equity capital | $41,785,000 | 1,629 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,000 | 7,379 |
| Surplus | $20,595,000 | 1,476 |
| Undivided profits | $21,184,000 | 1,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,491,000 | 860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $901,000 | 244 |
| Income earned, not collected on loans | $4,071,000 | 877 |
| Earning assets | $514,799,000 | 1,238 |
| Long-term assets (5+ years) | $75,430,000 | 1,623 |
| Average Assets, year-to-date | $527,563,750 | 1,283 |
| Average Assets, quarterly | $553,268,500 | 1,253 |
| Volatile liabilities | $100,222,000 | 1,449 |
| Insider loans | $9,151,000 | 826 |
| FHLB advances | $103,187,000 | 570 |
| Loans and leases held for sale | $527,000 | 1,007 |
| Unused loan commitments | $52,669,000 | 1,613 |
| Tier 1 (core) risk-based capital | $42,555,000 | 1,526 |
| Tier 2 risk-based capital | $4,658,000 | 1,231 |
| Total risk weighted assets | $438,504,000 | 1,189 |
| Total unused commitments | $52,669,000 | 1,614 |
| Derivatives | $1,055,000 | 830 |
| 2008-06-30 | Rank | |
| # of Employees: | 157 | 1,055 |
| Assets and Liabilities | ||
| Total Assets: | $553,552,000 | 1,261 |
| Cash and due from depository institutions | $9,260,000 | 1,055 |
| Interest-bearing balances | $7,605,000 | 860 |
| Securities | $59,177,000 | 2,005 |
| Federal funds sold & reverse repurchase agreements | $11,055,000 | 1,097 |
| Net loans & leases | $443,119,000 | 1,100 |
| Loan loss allowance | $4,170,000 | 1,423 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $13,566,000 | 920 |
| Other real estate owned | $4,335,000 | 1,055 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,040,000 | 1,487 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $553,551,000 | 1,261 |
| Total liabilities | $513,113,000 | 1,218 |
| Total deposits | $383,763,000 | 1,398 |
| Interest-bearing deposits | $359,639,000 | 1,286 |
| Deposits held in domestic offices | $383,763,000 | 1,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $126,777,000 | 533 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,573,000 | 1,913 |
| Total equity capital | $40,438,000 | 1,696 |
| Total bank equity capital | $40,438,000 | 1,696 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,000 | 7,443 |
| Surplus | $19,845,000 | 1,514 |
| Undivided profits | $20,587,000 | 1,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,043,000 | 1,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $741,000 | 275 |
| Income earned, not collected on loans | $4,057,000 | 873 |
| Earning assets | $520,956,000 | 1,219 |
| Long-term assets (5+ years) | $76,240,000 | 1,604 |
| Average Assets, year-to-date | $519,090,000 | 1,290 |
| Average Assets, quarterly | $536,019,500 | 1,278 |
| Volatile liabilities | $79,435,000 | 1,785 |
| Insider loans | $9,206,000 | 827 |
| FHLB advances | $126,777,000 | 475 |
| Loans and leases held for sale | $2,194,000 | 603 |
| Unused loan commitments | $57,050,000 | 1,557 |
| Tier 1 (core) risk-based capital | $40,962,000 | 1,594 |
| Tier 2 risk-based capital | $4,170,000 | 1,334 |
| Total risk weighted assets | $438,272,000 | 1,179 |
| Total unused commitments | $57,050,000 | 1,557 |
| Derivatives | $2,465,000 | 686 |
| 2008-03-31 | Rank | |
| # of Employees: | 154 | 1,087 |
| Assets and Liabilities | ||
| Total Assets: | $518,487,000 | 1,309 |
| Cash and due from depository institutions | $9,317,000 | 1,087 |
| Interest-bearing balances | $61,000 | 5,483 |
| Securities | $60,948,000 | 1,939 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $418,660,000 | 1,131 |
| Loan loss allowance | $4,187,000 | 1,360 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $12,565,000 | 990 |
| Other real estate owned | $4,003,000 | 1,087 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $12,994,000 | 1,443 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $518,486,000 | 1,309 |
| Total liabilities | $480,270,000 | 1,278 |
| Total deposits | $343,411,000 | 1,576 |
| Interest-bearing deposits | $317,523,000 | 1,470 |
| Deposits held in domestic offices | $343,411,000 | 1,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,380,000 | 1,435 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $126,768,000 | 488 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,711,000 | 1,967 |
| Total equity capital | $38,216,000 | 1,843 |
| Total bank equity capital | $38,216,000 | 1,843 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,000 | 7,478 |
| Surplus | $18,095,000 | 1,640 |
| Undivided profits | $20,115,000 | 1,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,801,000 | 1,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $725,000 | 265 |
| Income earned, not collected on loans | $4,399,000 | 818 |
| Earning assets | $479,669,000 | 1,295 |
| Long-term assets (5+ years) | $66,747,000 | 1,719 |
| Average Assets, year-to-date | $501,859,000 | 1,330 |
| Average Assets, quarterly | $501,859,000 | 1,330 |
| Volatile liabilities | $82,653,000 | 1,703 |
| Insider loans | $8,333,000 | 906 |
| FHLB advances | $126,768,000 | 436 |
| Loans and leases held for sale | $1,526,000 | 771 |
| Unused loan commitments | $48,492,000 | 1,800 |
| Tier 1 (core) risk-based capital | $38,087,000 | 1,715 |
| Tier 2 risk-based capital | $4,187,000 | 1,294 |
| Total risk weighted assets | $416,835,000 | 1,225 |
| Total unused commitments | $48,492,000 | 1,801 |
| Derivatives | $1,838,000 | 813 |
| 2007-12-31 | Rank | |
| # of Employees: | 162 | 1,036 |
| Assets and Liabilities | ||
| Total Assets: | $485,231,000 | 1,388 |
| Cash and due from depository institutions | $6,551,000 | 1,036 |
| Interest-bearing balances | $8,000 | 6,320 |
| Securities | $55,347,000 | 2,100 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $396,479,000 | 1,196 |
| Loan loss allowance | $3,235,000 | 1,700 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,783,000 | 1,072 |
| Other real estate owned | $3,810,000 | 1,036 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,261,000 | 1,624 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $485,231,000 | 1,388 |
| Total liabilities | $448,901,000 | 1,346 |
| Total deposits | $353,274,000 | 1,517 |
| Interest-bearing deposits | $330,766,000 | 1,396 |
| Deposits held in domestic offices | $353,274,000 | 1,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,570,000 | 1,166 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $80,301,000 | 698 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,756,000 | 1,919 |
| Total equity capital | $36,330,000 | 1,925 |
| Total bank equity capital | $36,330,000 | 1,925 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000 | 7,524 |
| Surplus | $17,095,000 | 1,693 |
| Undivided profits | $19,229,000 | 1,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,092,000 | 951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $279,000 | 471 |
| Income earned, not collected on loans | $4,025,000 | 980 |
| Earning assets | $451,834,000 | 1,359 |
| Long-term assets (5+ years) | $64,071,000 | 1,673 |
| Average Assets, year-to-date | $450,335,200 | 1,459 |
| Average Assets, quarterly | $473,285,000 | 1,411 |
| Volatile liabilities | $118,246,000 | 1,242 |
| Insider loans | $8,188,000 | 903 |
| FHLB advances | $80,301,000 | 633 |
| Loans and leases held for sale | $2,911,000 | 521 |
| Unused loan commitments | $53,167,000 | 1,684 |
| Tier 1 (core) risk-based capital | $36,290,000 | 1,794 |
| Tier 2 risk-based capital | $3,235,000 | 1,620 |
| Total risk weighted assets | $390,623,000 | 1,294 |
| Total unused commitments | $53,167,000 | 1,684 |
| Derivatives | $1,865,000 | 724 |
| 2007-09-30 | Rank | |
| # of Employees: | 149 | 1,138 |
| Assets and Liabilities | ||
| Total Assets: | $461,339,000 | 1,445 |
| Cash and due from depository institutions | $5,770,000 | 1,138 |
| Interest-bearing balances | $3,000 | 6,462 |
| Securities | $58,027,000 | 1,987 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $371,511,000 | 1,260 |
| Loan loss allowance | $4,632,000 | 1,136 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,631,000 | 1,062 |
| Other real estate owned | $4,017,000 | 1,138 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,383,000 | 1,725 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $461,339,000 | 1,445 |
| Total liabilities | $427,052,000 | 1,387 |
| Total deposits | $340,818,000 | 1,555 |
| Interest-bearing deposits | $319,521,000 | 1,442 |
| Deposits held in domestic offices | $340,818,000 | 1,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,710,000 | 1,036 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $68,978,000 | 716 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,546,000 | 1,558 |
| Total equity capital | $34,287,000 | 2,004 |
| Total bank equity capital | $34,287,000 | 2,004 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000 | 7,541 |
| Surplus | $16,695,000 | 1,695 |
| Undivided profits | $17,586,000 | 1,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,598,000 | 553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $455,000 | 340 |
| Income earned, not collected on loans | $3,975,000 | 1,072 |
| Earning assets | $429,541,000 | 1,414 |
| Long-term assets (5+ years) | $63,951,000 | 1,617 |
| Average Assets, year-to-date | $441,611,250 | 1,483 |
| Average Assets, quarterly | $452,520,000 | 1,458 |
| Volatile liabilities | $128,948,000 | 1,097 |
| Insider loans | $7,350,000 | 1,002 |
| FHLB advances | $68,978,000 | 655 |
| Loans and leases held for sale | $1,760,000 | 651 |
| Unused loan commitments | $46,623,000 | 1,890 |
| Tier 1 (core) risk-based capital | $34,226,000 | 1,895 |
| Tier 2 risk-based capital | $4,632,000 | 1,127 |
| Total risk weighted assets | $370,853,000 | 1,351 |
| Total unused commitments | $46,623,000 | 1,890 |
| Derivatives | $4,000,000 | 633 |
| 2007-06-30 | Rank | |
| # of Employees: | 143 | 1,215 |
| Assets and Liabilities | ||
| Total Assets: | $443,701,000 | 1,521 |
| Cash and due from depository institutions | $8,436,000 | 1,215 |
| Interest-bearing balances | $2,090,000 | 1,773 |
| Securities | $60,236,000 | 1,909 |
| Federal funds sold & reverse repurchase agreements | $1,275,000 | 4,815 |
| Net loans & leases | $348,851,000 | 1,353 |
| Loan loss allowance | $4,493,000 | 1,166 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $10,857,000 | 1,138 |
| Other real estate owned | $3,999,000 | 1,215 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $10,047,000 | 1,773 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $443,701,000 | 1,521 |
| Total liabilities | $410,965,000 | 1,458 |
| Total deposits | $341,350,000 | 1,574 |
| Interest-bearing deposits | $315,333,000 | 1,470 |
| Deposits held in domestic offices | $341,350,000 | 1,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $66,445,000 | 704 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,170,000 | 1,644 |
| Total equity capital | $32,736,000 | 2,067 |
| Total bank equity capital | $32,736,000 | 2,067 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000 | 7,592 |
| Surplus | $16,695,000 | 1,694 |
| Undivided profits | $16,035,000 | 2,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,018,000 | 675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $181,000 | 582 |
| Income earned, not collected on loans | $3,785,000 | 1,051 |
| Earning assets | $412,452,000 | 1,492 |
| Long-term assets (5+ years) | $59,332,000 | 1,676 |
| Average Assets, year-to-date | $435,035,330 | 1,529 |
| Average Assets, quarterly | $438,357,000 | 1,532 |
| Volatile liabilities | $106,718,000 | 1,318 |
| Insider loans | $7,511,000 | 972 |
| FHLB advances | $66,445,000 | 632 |
| Loans and leases held for sale | $2,131,000 | 697 |
| Unused loan commitments | $53,551,000 | 1,729 |
| Tier 1 (core) risk-based capital | $33,136,000 | 1,967 |
| Tier 2 risk-based capital | $4,404,000 | 1,188 |
| Total risk weighted assets | $352,234,000 | 1,426 |
| Total unused commitments | $53,551,000 | 1,730 |
| Derivatives | $1,911,000 | 776 |
| 2007-03-31 | Rank | |
| # of Employees: | 148 | 1,147 |
| Assets and Liabilities | ||
| Total Assets: | $433,013,000 | 1,557 |
| Cash and due from depository institutions | $6,147,000 | 1,147 |
| Interest-bearing balances | $2,000 | 6,554 |
| Securities | $60,861,000 | 1,919 |
| Federal funds sold & reverse repurchase agreements | $5,595,000 | 3,099 |
| Net loans & leases | $339,653,000 | 1,369 |
| Loan loss allowance | $4,205,000 | 1,243 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,425,000 | 1,295 |
| Other real estate owned | $1,976,000 | 1,147 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,356,000 | 1,820 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $433,013,000 | 1,557 |
| Total liabilities | $400,854,000 | 1,497 |
| Total deposits | $336,561,000 | 1,597 |
| Interest-bearing deposits | $307,892,000 | 1,508 |
| Deposits held in domestic offices | $336,561,000 | 1,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $60,625,000 | 730 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,668,000 | 1,493 |
| Total equity capital | $32,159,000 | 2,120 |
| Total bank equity capital | $32,159,000 | 2,120 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000 | 7,621 |
| Surplus | $16,695,000 | 1,661 |
| Undivided profits | $15,458,000 | 2,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,723,000 | 484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $181,000 | 602 |
| Income earned, not collected on loans | $3,700,000 | 1,039 |
| Earning assets | $406,111,000 | 1,515 |
| Long-term assets (5+ years) | $53,783,000 | 1,770 |
| Average Assets, year-to-date | $430,702,500 | 1,555 |
| Average Assets, quarterly | $430,702,500 | 1,555 |
| Volatile liabilities | $104,375,000 | 1,305 |
| Insider loans | $6,277,000 | 1,143 |
| FHLB advances | $60,625,000 | 665 |
| Loans and leases held for sale | $831,000 | 1,050 |
| Unused loan commitments | $50,586,000 | 1,798 |
| Tier 1 (core) risk-based capital | $32,029,000 | 2,026 |
| Tier 2 risk-based capital | $4,205,000 | 1,240 |
| Total risk weighted assets | $337,648,000 | 1,461 |
| Total unused commitments | $50,586,000 | 1,799 |
| Derivatives | $3,606,000 | 673 |
| 2006-12-31 | Rank | |
| # of Employees: | 147 | 1,158 |
| Assets and Liabilities | ||
| Total Assets: | $428,392,000 | 1,553 |
| Cash and due from depository institutions | $6,224,000 | 1,158 |
| Interest-bearing balances | $3,000 | 6,518 |
| Securities | $61,206,000 | 1,938 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,042 |
| Net loans & leases | $340,788,000 | 1,342 |
| Loan loss allowance | $3,862,000 | 1,355 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,510,000 | 1,423 |
| Other real estate owned | $491,000 | 1,158 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,573,000 | 1,971 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $428,392,000 | 1,553 |
| Total liabilities | $397,340,000 | 1,496 |
| Total deposits | $333,115,000 | 1,598 |
| Interest-bearing deposits | $305,427,000 | 1,493 |
| Deposits held in domestic offices | $333,115,000 | 1,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $61,113,000 | 743 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,112,000 | 1,680 |
| Total equity capital | $31,052,000 | 2,168 |
| Total bank equity capital | $31,052,000 | 2,168 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,000 | 7,659 |
| Surplus | $16,695,000 | 1,628 |
| Undivided profits | $14,351,000 | 2,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,491,000 | 394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $181,000 | 549 |
| Income earned, not collected on loans | $3,453,000 | 1,150 |
| Earning assets | $404,597,000 | 1,500 |
| Long-term assets (5+ years) | $50,334,000 | 1,844 |
| Average Assets, year-to-date | $392,758,800 | 1,624 |
| Average Assets, quarterly | $422,208,500 | 1,552 |
| Volatile liabilities | $125,094,000 | 1,211 |
| Insider loans | $6,565,000 | 1,062 |
| FHLB advances | $61,113,000 | 679 |
| Loans and leases held for sale | $1,722,000 | 755 |
| Unused loan commitments | $57,648,000 | 1,635 |
| Tier 1 (core) risk-based capital | $30,991,000 | 2,071 |
| Tier 2 risk-based capital | $3,862,000 | 1,343 |
| Total risk weighted assets | $334,838,000 | 1,454 |
| Total unused commitments | $57,648,000 | 1,636 |
| Derivatives | $2,199,000 | 724 |
| 2006-09-30 | Rank | |
| # of Employees: | 146 | 1,190 |
| Assets and Liabilities | ||
| Total Assets: | $416,025,000 | 1,583 |
| Cash and due from depository institutions | $4,700,000 | 1,190 |
| Interest-bearing balances | $2,000 | 6,613 |
| Securities | $51,914,000 | 2,273 |
| Federal funds sold & reverse repurchase agreements | $9,010,000 | 1,554 |
| Net loans & leases | $334,200,000 | 1,358 |
| Loan loss allowance | $3,984,000 | 1,298 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,935,000 | 1,491 |
| Other real estate owned | $399,000 | 1,190 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,867,000 | 2,113 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $416,025,000 | 1,583 |
| Total liabilities | $385,773,000 | 1,533 |
| Total deposits | $315,986,000 | 1,661 |
| Interest-bearing deposits | $290,603,000 | 1,543 |
| Deposits held in domestic offices | $315,986,000 | 1,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $66,582,000 | 723 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,205,000 | 1,625 |
| Total equity capital | $30,252,000 | 2,190 |
| Total bank equity capital | $30,252,000 | 2,190 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000 | 7,718 |
| Surplus | $16,695,000 | 1,611 |
| Undivided profits | $13,551,000 | 2,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,562,000 | 1,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $198,000 | 558 |
| Income earned, not collected on loans | $3,173,000 | 1,238 |
| Earning assets | $395,126,000 | 1,521 |
| Long-term assets (5+ years) | $48,029,000 | 1,891 |
| Average Assets, year-to-date | $383,850,500 | 1,676 |
| Average Assets, quarterly | $400,125,500 | 1,642 |
| Volatile liabilities | $108,714,000 | 1,377 |
| Insider loans | $6,470,000 | 1,076 |
| FHLB advances | $66,582,000 | 656 |
| Loans and leases held for sale | $957,000 | 967 |
| Unused loan commitments | $58,464,000 | 1,648 |
| Tier 1 (core) risk-based capital | $30,672,000 | 2,072 |
| Tier 2 risk-based capital | $3,154,000 | 1,636 |
| Total risk weighted assets | $319,600,000 | 1,519 |
| Total unused commitments | $58,464,000 | 1,649 |
| Derivatives | $1,501,000 | 800 |
| 2006-06-30 | Rank | |
| # of Employees: | 141 | 1,243 |
| Assets and Liabilities | ||
| Total Assets: | $384,226,000 | 1,705 |
| Cash and due from depository institutions | $7,088,000 | 1,243 |
| Interest-bearing balances | $4,000 | 6,564 |
| Securities | $43,482,000 | 2,639 |
| Federal funds sold & reverse repurchase agreements | $2,355,000 | 3,432 |
| Net loans & leases | $315,695,000 | 1,430 |
| Loan loss allowance | $3,931,000 | 1,299 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,654,000 | 1,522 |
| Other real estate owned | $178,000 | 1,243 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,774,000 | 2,110 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $384,226,000 | 1,705 |
| Total liabilities | $355,731,000 | 1,662 |
| Total deposits | $285,281,000 | 1,805 |
| Interest-bearing deposits | $261,791,000 | 1,685 |
| Deposits held in domestic offices | $285,281,000 | 1,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $67,687,000 | 731 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,763,000 | 1,697 |
| Total equity capital | $28,495,000 | 2,246 |
| Total bank equity capital | $28,495,000 | 2,246 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,000 | 7,746 |
| Surplus | $16,695,000 | 1,567 |
| Undivided profits | $11,794,000 | 2,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,123,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $198,000 | 571 |
| Income earned, not collected on loans | $2,962,000 | 1,198 |
| Earning assets | $361,536,000 | 1,663 |
| Long-term assets (5+ years) | $50,681,000 | 1,797 |
| Average Assets, year-to-date | $373,125,670 | 1,723 |
| Average Assets, quarterly | $378,589,500 | 1,717 |
| Volatile liabilities | $95,339,000 | 1,537 |
| Insider loans | $6,499,000 | 1,062 |
| FHLB advances | $67,687,000 | 660 |
| Loans and leases held for sale | $1,047,000 | 909 |
| Unused loan commitments | $57,898,000 | 1,656 |
| Tier 1 (core) risk-based capital | $29,414,000 | 2,129 |
| Tier 2 risk-based capital | $3,780,000 | 1,343 |
| Total risk weighted assets | $302,266,000 | 1,581 |
| Total unused commitments | $57,898,000 | 1,657 |
| Derivatives | $1,132,000 | 812 |
| 2006-03-31 | Rank | |
| # of Employees: | 140 | 1,221 |
| Assets and Liabilities | ||
| Total Assets: | $372,953,000 | 1,726 |
| Cash and due from depository institutions | $7,380,000 | 1,221 |
| Interest-bearing balances | $4,000 | 6,594 |
| Securities | $44,909,000 | 2,600 |
| Federal funds sold & reverse repurchase agreements | $4,740,000 | 2,745 |
| Net loans & leases | $300,950,000 | 1,461 |
| Loan loss allowance | $3,516,000 | 1,437 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,371,000 | 1,546 |
| Other real estate owned | $61,000 | 1,221 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,542,000 | 2,108 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $372,952,000 | 1,726 |
| Total liabilities | $345,158,000 | 1,681 |
| Total deposits | $278,398,000 | 1,834 |
| Interest-bearing deposits | $252,476,000 | 1,736 |
| Deposits held in domestic offices | $278,398,000 | 1,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $64,346,000 | 732 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,414,000 | 1,896 |
| Total equity capital | $27,794,000 | 2,269 |
| Total bank equity capital | $27,794,000 | 2,269 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000 | 7,759 |
| Surplus | $16,695,000 | 1,519 |
| Undivided profits | $11,093,000 | 2,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,588,000 | 740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $150,000 | 628 |
| Income earned, not collected on loans | $2,812,000 | 1,193 |
| Earning assets | $350,603,000 | 1,692 |
| Long-term assets (5+ years) | $50,915,000 | 1,761 |
| Average Assets, year-to-date | $367,575,500 | 1,744 |
| Average Assets, quarterly | $367,575,500 | 1,744 |
| Volatile liabilities | $87,962,000 | 1,587 |
| Insider loans | $6,427,000 | 1,044 |
| FHLB advances | $64,346,000 | 665 |
| Loans and leases held for sale | $1,065,000 | 812 |
| Unused loan commitments | $60,216,000 | 1,589 |
| Tier 1 (core) risk-based capital | $28,336,000 | 2,154 |
| Tier 2 risk-based capital | $3,516,000 | 1,410 |
| Total risk weighted assets | $294,042,000 | 1,577 |
| Total unused commitments | $60,216,000 | 1,589 |
| Derivatives | $1,871,000 | 725 |
| 2005-12-31 | Rank | |
| # of Employees: | 142 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $362,198,000 | 1,759 |
| Cash and due from depository institutions | $6,350,000 | 1,185 |
| Interest-bearing balances | $4,000 | 6,627 |
| Securities | $42,395,000 | 2,724 |
| Federal funds sold & reverse repurchase agreements | $8,835,000 | 1,540 |
| Net loans & leases | $289,618,000 | 1,486 |
| Loan loss allowance | $3,184,000 | 1,572 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,387,000 | 1,522 |
| Other real estate owned | $141,000 | 1,185 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,472,000 | 2,135 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $362,198,000 | 1,759 |
| Total liabilities | $335,233,000 | 1,717 |
| Total deposits | $277,486,000 | 1,804 |
| Interest-bearing deposits | $254,788,000 | 1,681 |
| Deposits held in domestic offices | $277,486,000 | 1,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $55,845,000 | 838 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,902,000 | 2,213 |
| Total equity capital | $26,965,000 | 2,309 |
| Total bank equity capital | $26,965,000 | 2,309 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,000 | 7,797 |
| Surplus | $16,695,000 | 1,494 |
| Undivided profits | $10,264,000 | 2,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,637,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $156,000 | 611 |
| Income earned, not collected on loans | $2,534,000 | 1,328 |
| Earning assets | $340,852,000 | 1,713 |
| Long-term assets (5+ years) | $48,162,000 | 1,815 |
| Average Assets, year-to-date | $350,111,200 | 1,721 |
| Average Assets, quarterly | $356,883,000 | 1,760 |
| Volatile liabilities | $85,736,000 | 1,564 |
| Insider loans | $6,924,000 | 943 |
| FHLB advances | $55,845,000 | 764 |
| Loans and leases held for sale | $637,000 | 1,066 |
| Unused loan commitments | $61,286,000 | 1,508 |
| Tier 1 (core) risk-based capital | $27,415,000 | 2,190 |
| Tier 2 risk-based capital | $3,184,000 | 1,538 |
| Total risk weighted assets | $281,997,000 | 1,627 |
| Total unused commitments | $61,286,000 | 1,508 |
| Derivatives | $2,075,000 | 668 |
| 2005-09-30 | Rank | |
| # of Employees: | 139 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $351,568,000 | 1,768 |
| Cash and due from depository institutions | $6,746,000 | 1,211 |
| Interest-bearing balances | $5,000 | 6,619 |
| Securities | $43,059,000 | 2,660 |
| Federal funds sold & reverse repurchase agreements | $2,530,000 | 3,374 |
| Net loans & leases | $284,514,000 | 1,486 |
| Loan loss allowance | $3,982,000 | 1,236 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,664,000 | 1,416 |
| Other real estate owned | $386,000 | 1,211 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,669,000 | 2,266 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $351,568,000 | 1,768 |
| Total liabilities | $324,573,000 | 1,726 |
| Total deposits | $275,876,000 | 1,775 |
| Interest-bearing deposits | $253,711,000 | 1,647 |
| Deposits held in domestic offices | $275,876,000 | 1,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $46,246,000 | 974 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,451,000 | 1,771 |
| Total equity capital | $26,995,000 | 2,278 |
| Total bank equity capital | $26,995,000 | 2,278 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000 | 7,822 |
| Surplus | $16,695,000 | 1,446 |
| Undivided profits | $10,294,000 | 3,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,145,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 866 |
| Income earned, not collected on loans | $2,186,000 | 1,502 |
| Earning assets | $330,108,000 | 1,727 |
| Long-term assets (5+ years) | $49,798,000 | 1,766 |
| Average Assets, year-to-date | $347,089,500 | 1,723 |
| Average Assets, quarterly | $354,172,000 | 1,726 |
| Volatile liabilities | $85,355,000 | 1,518 |
| Insider loans | $6,672,000 | 966 |
| FHLB advances | $45,743,000 | 902 |
| Loans and leases held for sale | $1,953,000 | 698 |
| Unused loan commitments | $52,251,000 | 1,689 |
| Tier 1 (core) risk-based capital | $26,856,000 | 2,201 |
| Tier 2 risk-based capital | $3,417,000 | 1,402 |
| Total risk weighted assets | $272,827,000 | 1,634 |
| Total unused commitments | $52,251,000 | 1,689 |
| Derivatives | $1,474,000 | 691 |
| 2005-06-30 | Rank | |
| # of Employees: | 127 | 1,353 |
| Assets and Liabilities | ||
| Total Assets: | $356,776,000 | 1,711 |
| Cash and due from depository institutions | $5,931,000 | 1,353 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $37,694,000 | 2,984 |
| Federal funds sold & reverse repurchase agreements | $10,150,000 | 1,146 |
| Net loans & leases | $287,693,000 | 1,428 |
| Loan loss allowance | $3,774,000 | 1,274 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,696,000 | 1,387 |
| Other real estate owned | $1,047,000 | 1,353 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,565,000 | 2,205 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $356,776,000 | 1,711 |
| Total liabilities | $330,604,000 | 1,668 |
| Total deposits | $269,363,000 | 1,792 |
| Interest-bearing deposits | $247,344,000 | 1,651 |
| Deposits held in domestic offices | $269,363,000 | 1,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $58,449,000 | 808 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,792,000 | 1,510 |
| Total equity capital | $26,172,000 | 2,297 |
| Total bank equity capital | $26,172,000 | 2,297 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000 | 7,826 |
| Surplus | $16,695,000 | 1,416 |
| Undivided profits | $9,471,000 | 3,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,645,000 | 978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $215,000 | 548 |
| Income earned, not collected on loans | $2,327,000 | 1,256 |
| Earning assets | $335,543,000 | 1,663 |
| Long-term assets (5+ years) | $46,338,000 | 1,891 |
| Average Assets, year-to-date | $345,596,670 | 1,720 |
| Average Assets, quarterly | $351,597,500 | 1,720 |
| Volatile liabilities | $101,534,000 | 1,253 |
| Insider loans | $7,237,000 | 852 |
| FHLB advances | $57,946,000 | 752 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $55,275,000 | 1,577 |
| Tier 1 (core) risk-based capital | $25,861,000 | 2,216 |
| Tier 2 risk-based capital | $3,366,000 | 1,401 |
| Total risk weighted assets | $268,874,000 | 1,608 |
| Total unused commitments | $55,275,000 | 1,577 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 119 | 1,429 |
| Assets and Liabilities | ||
| Total Assets: | $346,419,000 | 1,728 |
| Cash and due from depository institutions | $5,618,000 | 1,429 |
| Interest-bearing balances | $5,000 | 6,627 |
| Securities | $36,024,000 | 3,142 |
| Federal funds sold & reverse repurchase agreements | $2,340,000 | 3,791 |
| Net loans & leases | $287,616,000 | 1,384 |
| Loan loss allowance | $3,434,000 | 1,394 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,720,000 | 1,357 |
| Other real estate owned | $651,000 | 1,429 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,450,000 | 2,231 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $346,419,000 | 1,728 |
| Total liabilities | $322,165,000 | 1,679 |
| Total deposits | $270,778,000 | 1,761 |
| Interest-bearing deposits | $248,319,000 | 1,616 |
| Deposits held in domestic offices | $270,778,000 | 1,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $49,056,000 | 894 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,331,000 | 1,715 |
| Total equity capital | $24,254,000 | 2,383 |
| Total bank equity capital | $24,254,000 | 2,383 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000 | 7,888 |
| Surplus | $16,695,000 | 1,373 |
| Undivided profits | $7,553,000 | 3,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,516,000 | 1,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $236,000 | 532 |
| Income earned, not collected on loans | $2,322,000 | 1,213 |
| Earning assets | $325,985,000 | 1,686 |
| Long-term assets (5+ years) | $42,640,000 | 2,050 |
| Average Assets, year-to-date | $340,007,000 | 1,736 |
| Average Assets, quarterly | $340,007,000 | 1,736 |
| Volatile liabilities | $97,332,000 | 1,255 |
| Insider loans | $6,943,000 | 869 |
| FHLB advances | $48,552,000 | 829 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $54,788,000 | 1,520 |
| Tier 1 (core) risk-based capital | $24,251,000 | 2,309 |
| Tier 2 risk-based capital | $3,293,000 | 1,421 |
| Total risk weighted assets | $263,228,000 | 1,609 |
| Total unused commitments | $54,788,000 | 1,520 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 132 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $333,595,000 | 1,774 |
| Cash and due from depository institutions | $6,590,000 | 1,283 |
| Interest-bearing balances | $3,000 | 6,716 |
| Securities | $36,169,000 | 3,156 |
| Federal funds sold & reverse repurchase agreements | $10,175,000 | 1,152 |
| Net loans & leases | $266,943,000 | 1,486 |
| Loan loss allowance | $3,149,000 | 1,501 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,789,000 | 1,317 |
| Other real estate owned | $487,000 | 1,283 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,442,000 | 2,491 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $333,595,000 | 1,774 |
| Total liabilities | $310,391,000 | 1,731 |
| Total deposits | $274,294,000 | 1,717 |
| Interest-bearing deposits | $241,873,000 | 1,646 |
| Deposits held in domestic offices | $274,294,000 | 1,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $34,237,000 | 1,196 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,860,000 | 2,035 |
| Total equity capital | $23,204,000 | 2,488 |
| Total bank equity capital | $23,204,000 | 2,488 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000 | 7,931 |
| Surplus | $16,695,000 | 1,360 |
| Undivided profits | $6,503,000 | 3,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,606,000 | 1,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $263,000 | 473 |
| Income earned, not collected on loans | $2,161,000 | 1,292 |
| Earning assets | $313,290,000 | 1,736 |
| Long-term assets (5+ years) | $41,103,000 | 2,140 |
| Average Assets, year-to-date | $304,073,600 | 1,857 |
| Average Assets, quarterly | $327,576,000 | 1,787 |
| Volatile liabilities | $101,543,000 | 1,182 |
| Insider loans | $7,026,000 | 846 |
| FHLB advances | $33,732,000 | 1,120 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $47,997,000 | 1,643 |
| Tier 1 (core) risk-based capital | $22,945,000 | 2,401 |
| Tier 2 risk-based capital | $3,063,000 | 1,500 |
| Total risk weighted assets | $244,222,000 | 1,690 |
| Total unused commitments | $47,997,000 | 1,643 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 128 | 1,340 |
| Assets and Liabilities | ||
| Total Assets: | $321,557,000 | 1,818 |
| Cash and due from depository institutions | $4,341,000 | 1,340 |
| Interest-bearing balances | $3,000 | 6,772 |
| Securities | $37,588,000 | 3,047 |
| Federal funds sold & reverse repurchase agreements | $4,985,000 | 2,117 |
| Net loans & leases | $261,252,000 | 1,479 |
| Loan loss allowance | $3,090,000 | 1,521 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,898,000 | 1,253 |
| Other real estate owned | $601,000 | 1,340 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,892,000 | 2,662 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $321,557,000 | 1,818 |
| Total liabilities | $298,592,000 | 1,761 |
| Total deposits | $263,178,000 | 1,749 |
| Interest-bearing deposits | $242,266,000 | 1,621 |
| Deposits held in domestic offices | $263,178,000 | 1,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $33,685,000 | 1,211 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,729,000 | 2,146 |
| Total equity capital | $22,965,000 | 2,493 |
| Total bank equity capital | $22,965,000 | 2,493 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,000 | 7,973 |
| Surplus | $16,695,000 | 1,319 |
| Undivided profits | $6,264,000 | 4,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,323,000 | 1,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $207,000 | 581 |
| Income earned, not collected on loans | $1,952,000 | 1,516 |
| Earning assets | $303,828,000 | 1,764 |
| Long-term assets (5+ years) | $48,373,000 | 1,922 |
| Average Assets, year-to-date | $296,693,250 | 1,899 |
| Average Assets, quarterly | $310,257,000 | 1,870 |
| Volatile liabilities | $105,541,000 | 1,119 |
| Insider loans | $7,009,000 | 827 |
| FHLB advances | $33,180,000 | 1,126 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $35,394,000 | 2,050 |
| Tier 1 (core) risk-based capital | $22,578,000 | 2,406 |
| Tier 2 risk-based capital | $2,998,000 | 1,507 |
| Total risk weighted assets | $239,712,000 | 1,688 |
| Total unused commitments | $35,394,000 | 2,053 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 115 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $298,957,000 | 1,929 |
| Cash and due from depository institutions | $4,613,000 | 1,495 |
| Interest-bearing balances | $2,000 | 6,858 |
| Securities | $37,388,000 | 3,112 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 4,396 |
| Net loans & leases | $242,336,000 | 1,545 |
| Loan loss allowance | $2,956,000 | 1,556 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,791,000 | 1,257 |
| Other real estate owned | $402,000 | 1,495 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,402,000 | 2,469 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $298,957,000 | 1,929 |
| Total liabilities | $277,261,000 | 1,879 |
| Total deposits | $255,870,000 | 1,804 |
| Interest-bearing deposits | $236,214,000 | 1,641 |
| Deposits held in domestic offices | $255,870,000 | 1,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,814,000 | 1,721 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,577,000 | 2,118 |
| Total equity capital | $21,696,000 | 2,520 |
| Total bank equity capital | $21,696,000 | 2,520 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,000 | 8,027 |
| Surplus | $16,695,000 | 1,275 |
| Undivided profits | $4,995,000 | 4,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,132,000 | 1,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $209,000 | 604 |
| Income earned, not collected on loans | $1,772,000 | 1,550 |
| Earning assets | $280,751,000 | 1,874 |
| Long-term assets (5+ years) | $48,044,000 | 1,977 |
| Average Assets, year-to-date | $288,405,330 | 1,958 |
| Average Assets, quarterly | $292,865,000 | 1,950 |
| Volatile liabilities | $92,969,000 | 1,218 |
| Insider loans | $6,722,000 | 843 |
| FHLB advances | $19,308,000 | 1,638 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,534,000 | 2,609 |
| Tier 1 (core) risk-based capital | $21,961,000 | 2,419 |
| Tier 2 risk-based capital | $2,813,000 | 1,561 |
| Total risk weighted assets | $224,885,000 | 1,754 |
| Total unused commitments | $24,534,000 | 2,613 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 105 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $286,773,000 | 1,974 |
| Cash and due from depository institutions | $3,731,000 | 1,637 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $40,266,000 | 2,912 |
| Federal funds sold & reverse repurchase agreements | $5,015,000 | 2,809 |
| Net loans & leases | $225,474,000 | 1,638 |
| Loan loss allowance | $2,716,000 | 1,680 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,267,000 | 1,334 |
| Other real estate owned | $402,000 | 1,637 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,618,000 | 2,653 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $286,773,000 | 1,974 |
| Total liabilities | $264,915,000 | 1,924 |
| Total deposits | $226,606,000 | 2,016 |
| Interest-bearing deposits | $209,751,000 | 1,848 |
| Deposits held in domestic offices | $226,606,000 | 2,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $36,634,000 | 1,060 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,675,000 | 2,236 |
| Total equity capital | $21,858,000 | 2,567 |
| Total bank equity capital | $21,858,000 | 2,567 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,000 | 8,055 |
| Surplus | $16,695,000 | 1,264 |
| Undivided profits | $5,157,000 | 4,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,598,000 | 1,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $195,000 | 653 |
| Income earned, not collected on loans | $1,810,000 | 1,505 |
| Earning assets | $270,757,000 | 1,917 |
| Long-term assets (5+ years) | $46,761,000 | 1,980 |
| Average Assets, year-to-date | $283,129,500 | 1,975 |
| Average Assets, quarterly | $283,129,500 | 1,975 |
| Volatile liabilities | $92,790,000 | 1,148 |
| Insider loans | $5,483,000 | 1,010 |
| FHLB advances | $36,127,000 | 978 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $28,598,000 | 2,285 |
| Tier 1 (core) risk-based capital | $21,291,000 | 2,453 |
| Tier 2 risk-based capital | $2,693,000 | 1,616 |
| Total risk weighted assets | $214,644,000 | 1,788 |
| Total unused commitments | $28,598,000 | 2,290 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 104 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $279,486,000 | 2,007 |
| Cash and due from depository institutions | $3,788,000 | 1,667 |
| Interest-bearing balances | $2,000 | 6,879 |
| Securities | $40,599,000 | 2,936 |
| Federal funds sold & reverse repurchase agreements | $3,365,000 | 3,059 |
| Net loans & leases | $220,648,000 | 1,639 |
| Loan loss allowance | $2,566,000 | 1,769 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,750,000 | 1,437 |
| Other real estate owned | $0 | 1,667 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,336,000 | 2,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,486,000 | 2,007 |
| Total liabilities | $258,644,000 | 1,951 |
| Total deposits | $228,728,000 | 1,975 |
| Interest-bearing deposits | $210,621,000 | 1,836 |
| Deposits held in domestic offices | $228,728,000 | 1,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,651,000 | 1,308 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,265,000 | 1,693 |
| Total equity capital | $20,842,000 | 2,617 |
| Total bank equity capital | $20,842,000 | 2,617 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,000 | 8,116 |
| Surplus | $16,695,000 | 1,236 |
| Undivided profits | $4,141,000 | 5,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,513,000 | 1,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $199,000 | 599 |
| Income earned, not collected on loans | $1,731,000 | 1,657 |
| Earning assets | $264,614,000 | 1,935 |
| Long-term assets (5+ years) | $46,391,000 | 2,031 |
| Average Assets, year-to-date | $256,417,000 | 2,102 |
| Average Assets, quarterly | $274,885,500 | 2,019 |
| Volatile liabilities | $83,411,000 | 1,277 |
| Insider loans | $6,626,000 | 805 |
| FHLB advances | $27,143,000 | 1,222 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $24,182,000 | 2,489 |
| Tier 1 (core) risk-based capital | $20,508,000 | 2,510 |
| Tier 2 risk-based capital | $2,566,000 | 1,674 |
| Total risk weighted assets | $211,513,000 | 1,796 |
| Total unused commitments | $24,182,000 | 2,494 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 95 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $270,285,000 | 2,072 |
| Cash and due from depository institutions | $3,917,000 | 1,837 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $30,286,000 | 3,617 |
| Federal funds sold & reverse repurchase agreements | $9,745,000 | 1,467 |
| Net loans & leases | $216,526,000 | 1,651 |
| Loan loss allowance | $2,359,000 | 1,939 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,025,000 | 1,614 |
| Other real estate owned | $0 | 1,837 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,786,000 | 3,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,285,000 | 2,072 |
| Total liabilities | $249,742,000 | 2,020 |
| Total deposits | $229,694,000 | 1,979 |
| Interest-bearing deposits | $211,140,000 | 1,843 |
| Deposits held in domestic offices | $229,694,000 | 1,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,942,000 | 1,706 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,106,000 | 1,836 |
| Total equity capital | $20,543,000 | 2,638 |
| Total bank equity capital | $20,543,000 | 2,638 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,000 | 8,167 |
| Surplus | $16,695,000 | 1,217 |
| Undivided profits | $3,842,000 | 5,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $849,000 | 3,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $211,000 | 646 |
| Income earned, not collected on loans | $1,836,000 | 1,646 |
| Earning assets | $256,557,000 | 2,002 |
| Long-term assets (5+ years) | $32,068,000 | 2,646 |
| Average Assets, year-to-date | $250,649,750 | 2,169 |
| Average Assets, quarterly | $262,192,500 | 2,115 |
| Volatile liabilities | $75,488,000 | 1,351 |
| Insider loans | $6,660,000 | 783 |
| FHLB advances | $17,434,000 | 1,607 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,521,000 | 2,410 |
| Tier 1 (core) risk-based capital | $20,309,000 | 2,538 |
| Tier 2 risk-based capital | $2,359,000 | 1,810 |
| Total risk weighted assets | $212,704,000 | 1,770 |
| Total unused commitments | $25,521,000 | 2,413 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 91 | 1,920 |
| Assets and Liabilities | ||
| Total Assets: | $254,100,000 | 2,171 |
| Cash and due from depository institutions | $5,203,000 | 1,920 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $33,110,000 | 3,306 |
| Federal funds sold & reverse repurchase agreements | $2,265,000 | 4,585 |
| Net loans & leases | $204,871,000 | 1,707 |
| Loan loss allowance | $2,290,000 | 1,967 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,478,000 | 1,765 |
| Other real estate owned | $0 | 1,920 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,173,000 | 3,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,100,000 | 2,171 |
| Total liabilities | $233,969,000 | 2,122 |
| Total deposits | $223,007,000 | 2,015 |
| Interest-bearing deposits | $206,544,000 | 1,857 |
| Deposits held in domestic offices | $223,007,000 | 2,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,162,000 | 2,487 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,800,000 | 2,169 |
| Total equity capital | $20,131,000 | 2,688 |
| Total bank equity capital | $20,131,000 | 2,688 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,000 | 8,196 |
| Surplus | $16,695,000 | 1,197 |
| Undivided profits | $3,430,000 | 5,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,029,000 | 2,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 1,004 |
| Income earned, not collected on loans | $1,731,000 | 1,650 |
| Earning assets | $240,247,000 | 2,102 |
| Long-term assets (5+ years) | $27,192,000 | 2,829 |
| Average Assets, year-to-date | $244,104,670 | 2,214 |
| Average Assets, quarterly | $248,605,500 | 2,194 |
| Volatile liabilities | $69,932,000 | 1,430 |
| Insider loans | $5,561,000 | 936 |
| FHLB advances | $8,653,000 | 2,427 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $25,306,000 | 2,399 |
| Tier 1 (core) risk-based capital | $19,492,000 | 2,596 |
| Tier 2 risk-based capital | $2,290,000 | 1,819 |
| Total risk weighted assets | $207,502,000 | 1,782 |
| Total unused commitments | $25,306,000 | 2,408 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 90 | 1,915 |
| Assets and Liabilities | ||
| Total Assets: | $243,111,000 | 2,242 |
| Cash and due from depository institutions | $3,767,000 | 1,915 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $32,758,000 | 3,300 |
| Federal funds sold & reverse repurchase agreements | $2,660,000 | 4,717 |
| Net loans & leases | $195,471,000 | 1,760 |
| Loan loss allowance | $2,167,000 | 2,021 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,230,000 | 1,798 |
| Other real estate owned | $169,000 | 1,915 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,056,000 | 3,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,111,000 | 2,242 |
| Total liabilities | $224,204,000 | 2,186 |
| Total deposits | $213,670,000 | 2,078 |
| Interest-bearing deposits | $199,541,000 | 1,907 |
| Deposits held in domestic offices | $213,670,000 | 2,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,744,000 | 2,471 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,790,000 | 2,229 |
| Total equity capital | $18,907,000 | 2,790 |
| Total bank equity capital | $18,907,000 | 2,790 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000 | 8,236 |
| Surplus | $16,395,000 | 1,201 |
| Undivided profits | $2,507,000 | 6,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 3,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 977 |
| Income earned, not collected on loans | $1,695,000 | 1,741 |
| Earning assets | $230,890,000 | 2,167 |
| Long-term assets (5+ years) | $30,426,000 | 2,542 |
| Average Assets, year-to-date | $239,107,000 | 2,250 |
| Average Assets, quarterly | $239,107,000 | 2,250 |
| Volatile liabilities | $65,628,000 | 1,481 |
| Insider loans | $5,514,000 | 941 |
| FHLB advances | $8,235,000 | 2,389 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $24,075,000 | 2,386 |
| Tier 1 (core) risk-based capital | $18,493,000 | 2,675 |
| Tier 2 risk-based capital | $2,167,000 | 1,866 |
| Total risk weighted assets | $199,174,000 | 1,817 |
| Total unused commitments | $24,075,000 | 2,395 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 90 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $235,103,000 | 2,278 |
| Cash and due from depository institutions | $4,281,000 | 1,916 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $31,325,000 | 3,410 |
| Federal funds sold & reverse repurchase agreements | $1,885,000 | 4,963 |
| Net loans & leases | $189,475,000 | 1,794 |
| Loan loss allowance | $1,978,000 | 2,163 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,093,000 | 1,816 |
| Other real estate owned | $169,000 | 1,916 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,875,000 | 3,596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,103,000 | 2,278 |
| Total liabilities | $216,752,000 | 2,217 |
| Total deposits | $206,182,000 | 2,102 |
| Interest-bearing deposits | $191,711,000 | 1,950 |
| Deposits held in domestic offices | $206,182,000 | 2,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,879,000 | 2,474 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,691,000 | 2,318 |
| Total equity capital | $18,351,000 | 2,843 |
| Total bank equity capital | $18,351,000 | 2,843 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,000 | 8,272 |
| Surplus | $16,395,000 | 1,172 |
| Undivided profits | $1,950,000 | 6,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 3,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,590,000 | 1,964 |
| Earning assets | $222,685,000 | 2,203 |
| Long-term assets (5+ years) | $28,671,000 | 2,634 |
| Average Assets, year-to-date | $219,908,600 | 2,325 |
| Average Assets, quarterly | $232,552,000 | 2,276 |
| Volatile liabilities | $60,931,000 | 1,557 |
| Insider loans | $4,913,000 | 1,048 |
| FHLB advances | $8,369,000 | 2,372 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $26,821,000 | 2,148 |
| Tier 1 (core) risk-based capital | $17,839,000 | 2,727 |
| Tier 2 risk-based capital | $1,978,000 | 1,993 |
| Total risk weighted assets | $197,906,000 | 1,804 |
| Total unused commitments | $26,821,000 | 2,153 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 80 | 2,147 |
| Assets and Liabilities | ||
| Total Assets: | $203,637,000 | 2,508 |
| Cash and due from depository institutions | $6,829,000 | 2,147 |
| Interest-bearing balances | $2,000 | 6,912 |
| Securities | $24,318,000 | 3,953 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $164,381,000 | 1,985 |
| Loan loss allowance | $1,654,000 | 2,378 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,388,000 | 1,661 |
| Other real estate owned | $106,000 | 2,147 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,615,000 | 3,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,637,000 | 2,508 |
| Total liabilities | $188,781,000 | 2,446 |
| Total deposits | $179,698,000 | 2,306 |
| Interest-bearing deposits | $167,616,000 | 2,108 |
| Deposits held in domestic offices | $179,698,000 | 2,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,265,000 | 2,488 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,522,000 | 2,689 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,296,000 | 2,854 |
| Total equity capital | $14,856,000 | 3,234 |
| Total bank equity capital | $14,856,000 | 3,234 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,000 | 8,490 |
| Surplus | $14,795,000 | 1,233 |
| Undivided profits | $55,000 | 8,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $941,000 | 2,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,434,000 | 2,364 |
| Earning assets | $188,701,000 | 2,469 |
| Long-term assets (5+ years) | $26,446,000 | 2,741 |
| Average Assets, year-to-date | $184,617,000 | 2,620 |
| Average Assets, quarterly | $199,365,000 | 2,530 |
| Volatile liabilities | $40,459,000 | 2,103 |
| Insider loans | $4,534,000 | 1,082 |
| FHLB advances | $6,010,000 | 2,586 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,977,000 | 2,680 |
| Tier 1 (core) risk-based capital | $14,722,000 | 3,119 |
| Tier 2 risk-based capital | $1,654,000 | 2,202 |
| Total risk weighted assets | $172,140,000 | 1,960 |
| Total unused commitments | $17,977,000 | 2,690 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 68 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $161,565,000 | 2,960 |
| Cash and due from depository institutions | $4,008,000 | 2,535 |
| Interest-bearing balances | $2,000 | 6,723 |
| Securities | $10,416,000 | 6,667 |
| Federal funds sold & reverse repurchase agreements | $5,035,000 | 2,341 |
| Net loans & leases | $135,270,000 | 2,326 |
| Loan loss allowance | $1,181,000 | 3,015 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,705,000 | 1,844 |
| Other real estate owned | $156,000 | 2,535 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,975,000 | 3,989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,565,000 | 2,960 |
| Total liabilities | $149,441,000 | 2,891 |
| Total deposits | $142,667,000 | 2,727 |
| Interest-bearing deposits | $133,513,000 | 2,529 |
| Deposits held in domestic offices | $142,667,000 | 2,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,474,000 | 2,755 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,300,000 | 2,920 |
| Total equity capital | $12,124,000 | 3,753 |
| Total bank equity capital | $12,124,000 | 3,753 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,000 | 8,762 |
| Surplus | $12,725,000 | 1,340 |
| Undivided profits | $-607,000 | 9,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $414,000 | 4,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,367,000 | 1,915 |
| Earning assets | $150,723,000 | 2,916 |
| Long-term assets (5+ years) | $25,425,000 | 2,698 |
| Average Assets, year-to-date | $132,213,800 | 3,379 |
| Average Assets, quarterly | $154,424,500 | 3,039 |
| Volatile liabilities | $28,451,000 | 2,777 |
| Insider loans | $4,452,000 | 1,085 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $20,348,000 | 2,304 |
| Tier 1 (core) risk-based capital | $11,875,000 | 3,690 |
| Tier 2 risk-based capital | $1,181,000 | 2,822 |
| Total risk weighted assets | $129,554,000 | 2,441 |
| Total unused commitments | $20,348,000 | 2,310 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $109,072,000 | 4,101 |
| Cash and due from depository institutions | $2,799,000 | 3,591 |
| Interest-bearing balances | $6,000 | 6,540 |
| Securities | $9,587,000 | 7,197 |
| Federal funds sold & reverse repurchase agreements | $3,760,000 | 2,432 |
| Net loans & leases | $88,406,000 | 3,268 |
| Loan loss allowance | $823,000 | 3,997 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,146,000 | 2,721 |
| Other real estate owned | $0 | 3,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,374,000 | 5,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,072,000 | 4,101 |
| Total liabilities | $101,226,000 | 3,979 |
| Total deposits | $96,853,000 | 3,837 |
| Interest-bearing deposits | $89,760,000 | 3,584 |
| Deposits held in domestic offices | $96,853,000 | 3,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,634,000 | 3,292 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $739,000 | 4,080 |
| Total equity capital | $7,846,000 | 5,183 |
| Total bank equity capital | $7,846,000 | 5,183 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000 | 9,067 |
| Surplus | $8,770,000 | 1,860 |
| Undivided profits | $-930,000 | 9,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 7,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $701,000 | 3,361 |
| Earning assets | $101,759,000 | 4,015 |
| Long-term assets (5+ years) | $14,852,000 | 3,977 |
| Average Assets, year-to-date | $87,089,600 | 4,795 |
| Average Assets, quarterly | $104,782,000 | 4,192 |
| Volatile liabilities | $25,397,000 | 2,879 |
| Insider loans | $4,048,000 | 1,163 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $17,991,000 | 2,558 |
| Tier 1 (core) risk-based capital | $7,595,000 | 5,330 |
| Tier 2 risk-based capital | $823,000 | 3,708 |
| Total risk weighted assets | $84,822,700 | 3,442 |
| Total unused commitments | $17,991,000 | 2,561 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 35 | 4,737 |
| Assets and Liabilities | ||
| Total Assets: | $66,454,000 | 5,922 |
| Cash and due from depository institutions | $2,527,000 | 4,737 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $4,132,000 | 9,075 |
| Federal funds sold & reverse repurchase agreements | $4,255,000 | 3,856 |
| Net loans & leases | $53,072,000 | 4,754 |
| Loan loss allowance | $474,000 | 5,803 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,612,000 | 4,566 |
| Other real estate owned | $0 | 4,737 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $856,000 | 6,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,454,000 | 5,922 |
| Total liabilities | $61,114,000 | 5,791 |
| Total deposits | $58,335,000 | 5,738 |
| Interest-bearing deposits | $52,908,000 | 5,513 |
| Deposits held in domestic offices | $58,335,000 | 5,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,338,000 | 3,110 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $441,000 | 6,204 |
| Total equity capital | $5,340,000 | 6,828 |
| Total bank equity capital | $5,340,000 | 6,828 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,000 | 9,277 |
| Surplus | $5,985,000 | 2,449 |
| Undivided profits | $-651,000 | 10,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 7,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $403,000 | 5,450 |
| Earning assets | $61,460,000 | 5,891 |
| Long-term assets (5+ years) | $6,049,000 | 5,834 |
| Average Assets, year-to-date | $39,890,400 | 7,577 |
| Average Assets, quarterly | $58,265,500 | 6,312 |
| Volatile liabilities | $13,737,000 | 4,037 |
| Insider loans | $5,230,000 | 798 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,697,000 | 3,124 |
| Tier 1 (core) risk-based capital | $5,002,000 | 6,931 |
| Tier 2 risk-based capital | $474,000 | 5,403 |
| Total risk weighted assets | $51,671,700 | 4,967 |
| Total unused commitments | $12,697,000 | 3,129 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 16 | 7,935 |
| Assets and Liabilities | ||
| Total Assets: | $14,989,000 | 10,346 |
| Cash and due from depository institutions | $482,000 | 7,935 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $500,000 | 10,690 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,709 |
| Net loans & leases | $10,027,000 | 9,858 |
| Loan loss allowance | $200,000 | 8,800 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $549,000 | 7,705 |
| Other real estate owned | $0 | 7,935 |
| Goodwill and other intangibles | $54,000 | 2,909 |
| All other assets | $77,000 | 10,831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,989,000 | 10,346 |
| Total liabilities | $9,443,000 | 10,614 |
| Total deposits | $9,369,000 | 10,563 |
| Interest-bearing deposits | $7,002,000 | 10,565 |
| Deposits held in domestic offices | $9,369,000 | 10,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $74,000 | 10,487 |
| Total equity capital | $5,546,000 | 6,729 |
| Total bank equity capital | $5,546,000 | 6,729 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,000 | 9,673 |
| Surplus | $5,985,000 | 2,401 |
| Undivided profits | $-445,000 | 10,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $52,000 | 10,397 |
| Earning assets | $13,827,000 | 10,302 |
| Long-term assets (5+ years) | $945,000 | 8,561 |
| Average Assets, year-to-date | $14,989,000 | 10,263 |
| Average Assets, quarterly | $14,989,000 | 10,313 |
| Volatile liabilities | $1,256,000 | 9,940 |
| Insider loans | $3,940,000 | 1,058 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,354,000 | 6,223 |
| Tier 1 (core) risk-based capital | $5,546,000 | 6,590 |
| Tier 2 risk-based capital | $142,630 | 9,261 |
| Total risk weighted assets | $11,353,230 | 9,795 |
| Total unused commitments | $3,354,000 | 6,232 |
| Derivatives | $0 | 533 |