Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $62,806,000 | 575 |
| Total interest expense | $36,601,000 | 493 |
| Net interest income | $26,205,000 | 681 |
| Provision for loan and lease losses | $390,000 | 2,106 |
| Total noninterest income | $8,521,000 | 667 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $4,257,000 | 313 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,264,000 | 720 |
| Total noninterest expense | $15,766,000 | 893 |
| Salaries and employee benefits | $8,486,000 | 782 |
| Premises and equipment expense | $2,192,000 | 893 |
| Additional noninterest expense | $5,088,000 | 940 |
| Pre-tax net operating income | $18,570,000 | 466 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $5,955,000 | 500 |
| Income before extraordinary items | $12,624,000 | 471 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $12,624,000 | 470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,378 |
| Cash dividends | $10,900,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $12,617,880 | 455 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $62,734,000 | 583 |
| Total interest expense | $37,132,000 | 501 |
| Net interest income | $25,602,000 | 709 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $6,495,000 | 767 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $3,577,000 | 373 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,918,000 | 855 |
| Total noninterest expense | $15,314,000 | 921 |
| Salaries and employee benefits | $7,863,000 | 846 |
| Premises and equipment expense | $2,269,000 | 886 |
| Additional noninterest expense | $5,182,000 | 938 |
| Pre-tax net operating income | $16,423,000 | 544 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $4,976,000 | 601 |
| Income before extraordinary items | $11,464,000 | 525 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $11,464,000 | 525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,593 |
| Cash dividends | $6,080,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $11,452,100 | 504 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $57,566,000 | 658 |
| Total interest expense | $34,497,000 | 548 |
| Net interest income | $23,069,000 | 807 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $4,768,000 | 979 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,569,000 | 528 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,199,000 | 1,075 |
| Total noninterest expense | $19,095,000 | 819 |
| Salaries and employee benefits | $7,531,000 | 909 |
| Premises and equipment expense | $2,691,000 | 808 |
| Additional noninterest expense | $8,873,000 | 737 |
| Pre-tax net operating income | $8,502,000 | 904 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $2,435,000 | 1,034 |
| Income before extraordinary items | $6,077,000 | 879 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,077,000 | 881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $7,172,000 | 537 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,069,900 | 859 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $52,950,000 | 729 |
| Total interest expense | $33,079,000 | 605 |
| Net interest income | $19,871,000 | 937 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $4,844,000 | 980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,844,000 | 671 |
| Total noninterest expense | $14,233,000 | 1,052 |
| Salaries and employee benefits | $7,162,000 | 957 |
| Premises and equipment expense | $2,606,000 | 843 |
| Additional noninterest expense | $4,465,000 | 1,225 |
| Pre-tax net operating income | $10,242,000 | 817 |
| Securities gains (losses) | $56,000 | 1,233 |
| Applicable income taxes | $2,923,000 | 941 |
| Income before extraordinary items | $7,375,000 | 780 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,375,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 11,552 |
| Cash dividends | $3,022,000 | 900 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $7,334,680 | 775 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $46,662,000 | 743 |
| Total interest expense | $26,408,000 | 578 |
| Net interest income | $20,254,000 | 917 |
| Provision for loan and lease losses | $182,000 | 3,187 |
| Total noninterest income | $3,529,000 | 1,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,529,000 | 791 |
| Total noninterest expense | $15,406,000 | 986 |
| Salaries and employee benefits | $7,075,000 | 967 |
| Premises and equipment expense | $3,170,000 | 725 |
| Additional noninterest expense | $5,161,000 | 1,143 |
| Pre-tax net operating income | $8,195,000 | 949 |
| Securities gains (losses) | $54,000 | 1,106 |
| Applicable income taxes | $2,129,000 | 1,135 |
| Income before extraordinary items | $6,120,000 | 851 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,120,000 | 852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 12,120 |
| Cash dividends | $5,209,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 853 |
| Net operating income | $6,080,040 | 861 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $44,192,000 | 774 |
| Total interest expense | $24,752,000 | 601 |
| Net interest income | $19,440,000 | 950 |
| Provision for loan and lease losses | $178,000 | 4,233 |
| Total noninterest income | $6,007,000 | 862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,007,000 | 592 |
| Total noninterest expense | $15,681,000 | 1,010 |
| Salaries and employee benefits | $6,654,000 | 1,032 |
| Premises and equipment expense | $3,238,000 | 725 |
| Additional noninterest expense | $5,789,000 | 1,134 |
| Pre-tax net operating income | $9,588,000 | 764 |
| Securities gains (losses) | $544,000 | 845 |
| Applicable income taxes | $2,930,000 | 876 |
| Income before extraordinary items | $7,202,000 | 727 |
| Extraordinary gains, net | $-436,000 | 13,158 |
| Net income | $6,766,000 | 802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,809 |
| Cash dividends | $2,207,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,815,760 | 715 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $51,269,000 | 764 |
| Total interest expense | $31,217,000 | 639 |
| Net interest income | $20,052,000 | 936 |
| Provision for loan and lease losses | $324,000 | 3,957 |
| Total noninterest income | $6,120,000 | 845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,120,000 | 585 |
| Total noninterest expense | $17,131,000 | 965 |
| Salaries and employee benefits | $7,073,000 | 966 |
| Premises and equipment expense | $3,208,000 | 750 |
| Additional noninterest expense | $6,850,000 | 1,029 |
| Pre-tax net operating income | $8,717,000 | 744 |
| Securities gains (losses) | $128,000 | 2,614 |
| Applicable income taxes | $3,084,000 | 757 |
| Income before extraordinary items | $5,761,000 | 831 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,761,000 | 835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-174,000 | 13,831 |
| Cash dividends | $981,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 723 |
| Net operating income | $5,677,800 | 765 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.