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Community First Bank, Assets and Liabilities

1998-12-31Rank
# of Employees:253676
Assets and Liabilities
Total Assets:$879,027,000587
Cash and due from depository institutions$21,305,000676
Interest-bearing balances$3,436,0001,602
Securities$50,141,0002,294
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$787,158,000436
Loan loss allowance$5,004,000797
Trading account assets$0197
Bank premises and fixed assets$10,187,000728
Other real estate owned$1,139,000676
Goodwill and other intangibles$1,047,0001,406
All other assets$8,050,0001,048
Life insurance assets$01
Total liabilities and capital$879,027,000587
Total liabilities$811,984,000581
Total deposits$590,286,000628
Interest-bearing deposits$549,518,000596
Deposits held in domestic offices$590,286,000621
% insured0.00%1
Federal funds purchased & repurchase agreements$1,772,0002,074
Trading liabilities$069
Other borrowed funds$211,883,000263
Subordinated debt$0255
All other liabilities$8,043,000721
Total equity capital$67,043,000706
Total bank equity capital$67,043,000706
Perpetual preferred stock$0199
Common stock$100,0007,849
Surplus$27,740,000675
Undivided profits$39,203,000653
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$611,0003,493
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$132,000796
Income earned, not collected on loans$4,105,000527
Earning assets$840,735,000570
Long-term assets (5+ years)$410,771,000274
Average Assets, year-to-date$857,751,600580
Average Assets, quarterly$872,949,000587
Volatile liabilities$64,309,0001,141
Insider loans$2,431,0001,764
FHLB advances$0740
Loans and leases held for sale$6,583,000433
Unused loan commitments$147,695,000528
Tier 1 (core) risk-based capital$66,773,000649
Tier 2 risk-based capital$5,004,000736
Total risk weighted assets$510,702,100627
Total unused commitments$147,695,000531
Derivatives$0527
1997-12-31Rank
# of Employees:240739
Assets and Liabilities
Total Assets:$851,315,000611
Cash and due from depository institutions$17,873,000739
Interest-bearing balances$8,850,000498
Securities$59,733,0001,940
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$755,510,000455
Loan loss allowance$4,730,000864
Trading account assets$0203
Bank premises and fixed assets$10,294,000710
Other real estate owned$163,000739
Goodwill and other intangibles$402,0001,892
All other assets$7,340,0001,093
Life insurance assets$01
Total liabilities and capital$851,315,000611
Total liabilities$786,046,000595
Total deposits$564,670,000669
Interest-bearing deposits$533,133,000625
Deposits held in domestic offices$564,670,000665
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$212,740,000250
Subordinated debt$0260
All other liabilities$8,636,000687
Total equity capital$65,269,000730
Total bank equity capital$65,269,000730
Perpetual preferred stock$0223
Common stock$100,0008,205
Surplus$17,647,000963
Undivided profits$47,522,000526
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$899,0002,677
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$125,000841
Income earned, not collected on loans$3,986,000564
Earning assets$824,093,000583
Long-term assets (5+ years)$279,772,000320
Average Assets, year-to-date$843,690,200580
Average Assets, quarterly$854,906,000599
Volatile liabilities$103,600,000819
Insider loans$2,200,0001,895
FHLB advances$0780
Loans and leases held for sale$6,210,000313
Unused loan commitments$81,999,000754
Tier 1 (core) risk-based capital$64,956,000678
Tier 2 risk-based capital$4,730,000743
Total risk weighted assets$506,132,400643
Total unused commitments$81,999,000757
Derivatives$0533
1996-12-31Rank
# of Employees:232807
Assets and Liabilities
Total Assets:$830,071,000638
Cash and due from depository institutions$21,320,000807
Interest-bearing balances$8,795,000447
Securities$70,492,0001,714
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$719,454,000499
Loan loss allowance$4,564,000949
Trading account assets$0240
Bank premises and fixed assets$9,955,000761
Other real estate owned$930,000807
Goodwill and other intangibles$191,0002,160
All other assets$7,729,0001,118
Life insurance assets$01
Total liabilities and capital$830,071,000638
Total liabilities$770,284,000630
Total deposits$557,183,000721
Interest-bearing deposits$529,186,000664
Deposits held in domestic offices$557,183,000714
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$204,135,000258
Subordinated debt$0298
All other liabilities$8,966,000661
Total equity capital$59,787,000797
Total bank equity capital$59,787,000797
Perpetual preferred stock$0250
Common stock$100,0008,632
Surplus$17,647,0001,015
Undivided profits$42,040,000616
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,788,0001,672
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$196,000640
Income earned, not collected on loans$3,703,000623
Earning assets$798,741,000612
Long-term assets (5+ years)$255,443,000349
Average Assets, year-to-date$792,405,800640
Average Assets, quarterly$820,607,500641
Volatile liabilities$111,275,000811
Insider loans$1,504,0002,676
FHLB advances$0882
Loans and leases held for sale$2,558,000468
Unused loan commitments$72,876,000834
Tier 1 (core) risk-based capital$59,572,000760
Tier 2 risk-based capital$4,564,000786
Total risk weighted assets$485,673,900677
Total unused commitments$72,876,000838
Derivatives$0549
1995-12-31Rank
# of Employees:229850
Assets and Liabilities
Total Assets:$759,712,000705
Cash and due from depository institutions$28,432,000850
Interest-bearing balances$12,424,000360
Securities$91,708,0001,362
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$610,996,000581
Loan loss allowance$4,587,000960
Trading account assets$0261
Bank premises and fixed assets$10,659,000695
Other real estate owned$985,000850
Goodwill and other intangibles$03,181
All other assets$16,932,000650
Life insurance assets$01
Total liabilities and capital$759,713,000705
Total liabilities$699,036,000701
Total deposits$531,051,000777
Interest-bearing deposits$511,191,000694
Deposits held in domestic offices$531,051,000769
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$160,534,000293
Subordinated debt$0337
All other liabilities$7,451,000781
Total equity capital$60,677,000809
Total bank equity capital$60,677,000809
Perpetual preferred stock$0288
Common stock$100,0009,051
Surplus$17,585,0001,021
Undivided profits$42,992,000625
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$349,0005,210
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$3,269,000711
Earning assets$715,128,000690
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$741,011,800698
Average Assets, quarterly$755,161,000706
Volatile liabilities$203,661,000547
Insider loans$1,316,0003,050
FHLB advances$160,534,00087
Loans and leases held for sale$01,606
Unused loan commitments$39,415,0001,218
Tier 1 (core) risk-based capital$60,606,000769
Tier 2 risk-based capital$4,587,000789
Total risk weighted assets$449,884,000722
Total unused commitments$39,415,0001,228
Derivatives$0628
1994-12-31Rank
# of Employees:243809
Assets and Liabilities
Total Assets:$725,884,000729
Cash and due from depository institutions$14,432,000809
Interest-bearing balances$3,557,0001,010
Securities$156,222,000847
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$519,271,000625
Loan loss allowance$4,200,0001,042
Trading account assets$0286
Bank premises and fixed assets$11,448,000634
Other real estate owned$3,531,000809
Goodwill and other intangibles$03,133
All other assets$20,980,000575
Life insurance assets$01
Total liabilities and capital$725,884,000729
Total liabilities$671,426,000725
Total deposits$505,071,000786
Interest-bearing deposits$496,102,000700
Deposits held in domestic offices$505,071,000773
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$160,211,000287
Subordinated debt$0372
All other liabilities$6,144,000803
Total equity capital$54,458,000826
Total bank equity capital$54,458,000826
Perpetual preferred stock$0310
Common stock$100,0009,549
Surplus$17,513,000958
Undivided profits$36,845,000627
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$393,0004,934
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$2,719,000739
Earning assets$679,050,000707
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$698,339,000730
Average Assets, quarterly$728,047,500725
Volatile liabilities$199,005,000551
Insider loans$1,228,0003,181
FHLB advances$160,211,00095
Loans and leases held for sale$01,430
Unused loan commitments$36,771,0001,236
Tier 1 (core) risk-based capital$56,180,000786
Tier 2 risk-based capital$4,200,000816
Total risk weighted assets$432,958,000721
Total unused commitments$36,771,0001,244
Derivatives$0687
1993-12-31Rank
# of Employees:227919
Assets and Liabilities
Total Assets:$669,643,000773
Cash and due from depository institutions$15,978,000919
Interest-bearing balances$10,361,000588
Securities$251,288,000596
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$375,450,000801
Loan loss allowance$4,073,0001,141
Trading account assets$0330
Bank premises and fixed assets$10,251,000711
Other real estate owned$4,824,000919
Goodwill and other intangibles$03,091
All other assets$11,852,000839
Life insurance assets$01
Total liabilities and capital$669,643,000773
Total liabilities$613,658,000781
Total deposits$529,951,000780
Interest-bearing deposits$517,972,000707
Deposits held in domestic offices$529,951,000766
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$77,738,000376
Subordinated debt$0413
All other liabilities$5,969,000847
Total equity capital$55,985,000766
Total bank equity capital$55,985,000766
Perpetual preferred stock$0343
Common stock$100,00010,031
Surplus$17,435,000915
Undivided profits$38,450,000598
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,055,0003,034
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$1,686,0001,016
Earning assets$637,099,000750
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$646,129,200778
Average Assets, quarterly$657,972,000785
Volatile liabilities$121,478,000691
Insider loans$832,0004,234
FHLB advances$77,738,000134
Loans and leases held for sale$01,681
Unused loan commitments$39,943,0001,165
Tier 1 (core) risk-based capital$55,191,000749
Tier 2 risk-based capital$4,014,000861
Total risk weighted assets$403,301,000768
Total unused commitments$39,943,0001,187
Derivatives$0714
1992-12-31Rank
# of Employees:234901
Assets and Liabilities
Total Assets:$632,878,000841
Cash and due from depository institutions$31,517,000901
Interest-bearing balances$25,720,000313
Securities$274,917,000546
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$298,306,000991
Loan loss allowance$3,969,0001,214
Trading account assets$0344
Bank premises and fixed assets$9,615,000759
Other real estate owned$5,403,000901
Goodwill and other intangibles$03,106
All other assets$13,120,000828
Life insurance assets$01
Total liabilities and capital$632,878,000841
Total liabilities$582,246,000840
Total deposits$563,562,000792
Interest-bearing deposits$552,429,000714
Deposits held in domestic offices$563,562,000782
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$13,320,000843
Subordinated debt$0482
All other liabilities$5,364,000908
Total equity capital$50,632,000807
Total bank equity capital$50,632,000807
Perpetual preferred stock$0346
Common stock$100,00010,493
Surplus$17,435,000887
Undivided profits$33,097,000640
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,089,0002,193
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,664,0001,150
Earning assets$598,943,000811
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$664,809,600790
Average Assets, quarterly$642,682,000827
Volatile liabilities$53,036,0001,134
Insider loans$09,493
FHLB advances$13,320,000352
Loans and leases held for sale$01,207
Unused loan commitments$40,823,0001,090
Tier 1 (core) risk-based capital$50,632,000770
Tier 2 risk-based capital$3,837,000911
Total risk weighted assets$388,821,000823
Total unused commitments$40,823,0001,109
Derivatives$0651