Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 2,795 |
| Total interest expense | $667,000 | 1,973 |
| Net interest income | $3,456,000 | 2,904 |
| Provision for loan and lease losses | $256,000 | 1,263 |
| Total noninterest income | $154,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $68,000 | 4,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $86,000 | 4,673 |
| Total noninterest expense | $2,185,000 | 3,572 |
| Salaries and employee benefits | $1,740,000 | 2,777 |
| Premises and equipment expense | $114,000 | 4,988 |
| Additional noninterest expense | $331,000 | 5,095 |
| Pre-tax net operating income | $1,169,000 | 2,783 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $18,000 | 3,885 |
| Income before extraordinary items | $1,151,000 | 2,504 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,151,000 | 2,506 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,151,000 | 2,506 |
| Net charge-offs | $679,000 | 490 |
| Cash dividends | $14,726,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,151,000 | 2,447 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 2,811 |
| Total interest expense | $326,000 | 2,017 |
| Net interest income | $1,727,000 | 2,914 |
| Provision for loan and lease losses | $70,000 | 1,797 |
| Total noninterest income | $109,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $33,000 | 4,368 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $76,000 | 3,982 |
| Total noninterest expense | $1,023,000 | 3,748 |
| Salaries and employee benefits | $987,000 | 2,554 |
| Premises and equipment expense | $56,000 | 5,069 |
| Additional noninterest expense | $-20,000 | 6,427 |
| Pre-tax net operating income | $743,000 | 2,322 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $11,000 | 3,796 |
| Income before extraordinary items | $732,000 | 2,060 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $732,000 | 2,061 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $732,000 | 2,061 |
| Net charge-offs | $33,000 | 1,825 |
| Cash dividends | $429,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $732,000 | 1,996 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,564,000 | 2,743 |
| Total interest expense | $1,321,000 | 2,099 |
| Net interest income | $7,243,000 | 2,820 |
| Provision for loan and lease losses | $115,000 | 3,068 |
| Total noninterest income | $454,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $134,000 | 4,568 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $320,000 | 3,927 |
| Total noninterest expense | $4,529,000 | 3,537 |
| Salaries and employee benefits | $3,046,000 | 3,039 |
| Premises and equipment expense | $208,000 | 5,298 |
| Additional noninterest expense | $1,275,000 | 3,921 |
| Pre-tax net operating income | $3,053,000 | 2,253 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $46,000 | 3,741 |
| Income before extraordinary items | $3,007,000 | 2,017 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,007,000 | 2,016 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,007,000 | 2,016 |
| Net charge-offs | $409,000 | 1,697 |
| Cash dividends | $1,918,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,007,000 | 1,976 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,423,000 | 2,769 |
| Total interest expense | $993,000 | 2,129 |
| Net interest income | $5,430,000 | 2,841 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $353,000 | 4,409 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $99,000 | 4,647 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $254,000 | 3,885 |
| Total noninterest expense | $3,392,000 | 3,553 |
| Salaries and employee benefits | $2,311,000 | 3,037 |
| Premises and equipment expense | $159,000 | 5,328 |
| Additional noninterest expense | $922,000 | 4,022 |
| Pre-tax net operating income | $2,291,000 | 2,285 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $35,000 | 3,801 |
| Income before extraordinary items | $2,256,000 | 2,019 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,256,000 | 2,019 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,256,000 | 2,018 |
| Net charge-offs | $3,000 | 4,462 |
| Cash dividends | $1,436,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,256,000 | 1,970 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,269,000 | 2,776 |
| Total interest expense | $664,000 | 2,143 |
| Net interest income | $3,605,000 | 2,858 |
| Provision for loan and lease losses | $70,000 | 2,678 |
| Total noninterest income | $253,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $61,000 | 4,758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $192,000 | 3,701 |
| Total noninterest expense | $2,275,000 | 3,550 |
| Salaries and employee benefits | $1,560,000 | 3,035 |
| Premises and equipment expense | $107,000 | 5,345 |
| Additional noninterest expense | $608,000 | 4,070 |
| Pre-tax net operating income | $1,513,000 | 2,255 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $23,000 | 3,790 |
| Income before extraordinary items | $1,490,000 | 1,991 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,490,000 | 1,995 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,490,000 | 1,994 |
| Net charge-offs | $5,000 | 3,959 |
| Cash dividends | $956,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,490,000 | 1,938 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 2,786 |
| Total interest expense | $334,000 | 2,170 |
| Net interest income | $1,791,000 | 2,873 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $153,000 | 3,946 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $125,000 | 3,244 |
| Total noninterest expense | $1,134,000 | 3,586 |
| Salaries and employee benefits | $785,000 | 3,034 |
| Premises and equipment expense | $49,000 | 5,529 |
| Additional noninterest expense | $300,000 | 4,096 |
| Pre-tax net operating income | $765,000 | 2,173 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $753,000 | 1,902 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $753,000 | 1,905 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $753,000 | 1,905 |
| Net charge-offs | $46,000 | 1,931 |
| Cash dividends | $368,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $753,000 | 1,864 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,712,000 | 2,750 |
| Total interest expense | $1,449,000 | 2,228 |
| Net interest income | $7,263,000 | 2,833 |
| Provision for loan and lease losses | $287,000 | 2,515 |
| Total noninterest income | $541,000 | 4,296 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $151,000 | 4,575 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $390,000 | 3,704 |
| Total noninterest expense | $4,575,000 | 3,613 |
| Salaries and employee benefits | $3,021,000 | 3,093 |
| Premises and equipment expense | $213,000 | 5,457 |
| Additional noninterest expense | $1,341,000 | 3,929 |
| Pre-tax net operating income | $2,942,000 | 2,196 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $45,000 | 3,807 |
| Income before extraordinary items | $2,897,000 | 1,954 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,897,000 | 1,957 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,897,000 | 1,957 |
| Net charge-offs | $295,000 | 2,604 |
| Cash dividends | $2,229,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,897,000 | 1,911 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,517,000 | 2,776 |
| Total interest expense | $1,106,000 | 2,253 |
| Net interest income | $5,411,000 | 2,854 |
| Provision for loan and lease losses | $255,000 | 2,265 |
| Total noninterest income | $425,000 | 4,286 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $114,000 | 4,602 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $311,000 | 3,690 |
| Total noninterest expense | $3,425,000 | 3,632 |
| Salaries and employee benefits | $2,267,000 | 3,120 |
| Premises and equipment expense | $163,000 | 5,464 |
| Additional noninterest expense | $995,000 | 3,953 |
| Pre-tax net operating income | $2,156,000 | 2,293 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $33,000 | 3,902 |
| Income before extraordinary items | $2,123,000 | 2,025 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,123,000 | 2,032 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,123,000 | 2,031 |
| Net charge-offs | $174,000 | 2,718 |
| Cash dividends | $1,704,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,123,000 | 1,966 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 2,778 |
| Total interest expense | $751,000 | 2,269 |
| Net interest income | $3,581,000 | 2,866 |
| Provision for loan and lease losses | $209,000 | 2,064 |
| Total noninterest income | $288,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $213,000 | 3,698 |
| Total noninterest expense | $2,251,000 | 3,689 |
| Salaries and employee benefits | $1,517,000 | 3,131 |
| Premises and equipment expense | $106,000 | 5,512 |
| Additional noninterest expense | $628,000 | 4,076 |
| Pre-tax net operating income | $1,409,000 | 2,310 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $20,000 | 3,949 |
| Income before extraordinary items | $1,389,000 | 2,055 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,389,000 | 2,064 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,389,000 | 2,061 |
| Net charge-offs | $157,000 | 2,341 |
| Cash dividends | $1,304,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,389,000 | 1,976 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 2,795 |
| Total interest expense | $390,000 | 2,253 |
| Net interest income | $1,776,000 | 2,890 |
| Provision for loan and lease losses | $104,000 | 2,018 |
| Total noninterest income | $156,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,526 |
| Total noninterest expense | $1,149,000 | 3,665 |
| Salaries and employee benefits | $774,000 | 3,121 |
| Premises and equipment expense | $56,000 | 5,454 |
| Additional noninterest expense | $319,000 | 4,082 |
| Pre-tax net operating income | $679,000 | 2,324 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $8,000 | 4,015 |
| Income before extraordinary items | $671,000 | 2,057 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $671,000 | 2,059 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $671,000 | 2,059 |
| Net charge-offs | $-17,000 | 6,387 |
| Cash dividends | $713,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $671,000 | 1,981 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,172,000 | 2,782 |
| Total interest expense | $1,783,000 | 2,367 |
| Net interest income | $7,389,000 | 2,850 |
| Provision for loan and lease losses | $1,104,000 | 1,661 |
| Total noninterest income | $590,000 | 4,197 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $168,000 | 4,582 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $422,000 | 3,570 |
| Total noninterest expense | $4,446,000 | 3,754 |
| Salaries and employee benefits | $2,861,000 | 3,233 |
| Premises and equipment expense | $220,000 | 5,576 |
| Additional noninterest expense | $1,365,000 | 4,013 |
| Pre-tax net operating income | $2,429,000 | 2,460 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,429,000 | 2,234 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,429,000 | 2,232 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,429,000 | 2,235 |
| Net charge-offs | $685,000 | 2,258 |
| Cash dividends | $1,529,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,429,000 | 2,103 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,895,000 | 2,841 |
| Total interest expense | $1,385,000 | 2,370 |
| Net interest income | $5,510,000 | 2,906 |
| Provision for loan and lease losses | $978,000 | 1,461 |
| Total noninterest income | $417,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $124,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $293,000 | 3,727 |
| Total noninterest expense | $3,323,000 | 3,807 |
| Salaries and employee benefits | $2,132,000 | 3,270 |
| Premises and equipment expense | $166,000 | 5,630 |
| Additional noninterest expense | $1,025,000 | 4,043 |
| Pre-tax net operating income | $1,626,000 | 2,728 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,626,000 | 2,502 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,626,000 | 2,503 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,626,000 | 2,503 |
| Net charge-offs | $662,000 | 1,878 |
| Cash dividends | $1,079,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,626,000 | 2,368 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 2,857 |
| Total interest expense | $965,000 | 2,362 |
| Net interest income | $3,638,000 | 2,936 |
| Provision for loan and lease losses | $808,000 | 1,278 |
| Total noninterest income | $263,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $81,000 | 4,712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $182,000 | 3,804 |
| Total noninterest expense | $2,164,000 | 3,874 |
| Salaries and employee benefits | $1,400,000 | 3,317 |
| Premises and equipment expense | $107,000 | 5,694 |
| Additional noninterest expense | $657,000 | 4,174 |
| Pre-tax net operating income | $929,000 | 2,999 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $929,000 | 2,748 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $929,000 | 2,749 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $929,000 | 2,749 |
| Net charge-offs | $672,000 | 1,489 |
| Cash dividends | $755,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $929,000 | 2,613 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 2,886 |
| Total interest expense | $481,000 | 2,453 |
| Net interest income | $1,821,000 | 2,946 |
| Provision for loan and lease losses | $155,000 | 2,270 |
| Total noninterest income | $134,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $43,000 | 4,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $91,000 | 3,844 |
| Total noninterest expense | $1,040,000 | 3,994 |
| Salaries and employee benefits | $719,000 | 3,274 |
| Premises and equipment expense | $55,000 | 5,677 |
| Additional noninterest expense | $266,000 | 4,705 |
| Pre-tax net operating income | $760,000 | 2,100 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $760,000 | 1,869 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $760,000 | 1,869 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $760,000 | 1,870 |
| Net charge-offs | $50,000 | 3,016 |
| Cash dividends | $326,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $760,000 | 1,769 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,358,000 | 2,937 |
| Total interest expense | $2,464,000 | 2,349 |
| Net interest income | $6,894,000 | 3,111 |
| Provision for loan and lease losses | $1,146,000 | 2,225 |
| Total noninterest income | $582,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $181,000 | 4,555 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $401,000 | 3,431 |
| Total noninterest expense | $4,103,000 | 4,046 |
| Salaries and employee benefits | $2,613,000 | 3,434 |
| Premises and equipment expense | $250,000 | 5,604 |
| Additional noninterest expense | $1,240,000 | 4,364 |
| Pre-tax net operating income | $2,227,000 | 2,316 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $21,000 | 4,103 |
| Income before extraordinary items | $2,206,000 | 2,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,206,000 | 2,091 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,206,000 | 2,091 |
| Net charge-offs | $1,443,000 | 1,930 |
| Cash dividends | $964,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,206,000 | 2,003 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,035,000 | 2,957 |
| Total interest expense | $1,923,000 | 2,356 |
| Net interest income | $5,112,000 | 3,159 |
| Provision for loan and lease losses | $552,000 | 2,731 |
| Total noninterest income | $476,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $138,000 | 4,552 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $338,000 | 3,288 |
| Total noninterest expense | $3,133,000 | 4,002 |
| Salaries and employee benefits | $2,017,000 | 3,368 |
| Premises and equipment expense | $189,000 | 5,636 |
| Additional noninterest expense | $927,000 | 4,375 |
| Pre-tax net operating income | $1,903,000 | 2,165 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $16,000 | 4,115 |
| Income before extraordinary items | $1,887,000 | 1,927 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,887,000 | 1,927 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,887,000 | 1,927 |
| Net charge-offs | $481,000 | 2,708 |
| Cash dividends | $612,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,887,000 | 1,835 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 2,961 |
| Total interest expense | $1,297,000 | 2,410 |
| Net interest income | $3,414,000 | 3,161 |
| Provision for loan and lease losses | $322,000 | 2,864 |
| Total noninterest income | $394,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $88,000 | 4,617 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $306,000 | 2,847 |
| Total noninterest expense | $2,017,000 | 4,139 |
| Salaries and employee benefits | $1,254,000 | 3,574 |
| Premises and equipment expense | $116,000 | 5,823 |
| Additional noninterest expense | $647,000 | 4,315 |
| Pre-tax net operating income | $1,469,000 | 1,919 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $10,000 | 4,094 |
| Income before extraordinary items | $1,459,000 | 1,661 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,459,000 | 1,661 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,459,000 | 1,661 |
| Net charge-offs | $17,000 | 5,136 |
| Cash dividends | $282,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,459,000 | 1,597 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 2,979 |
| Total interest expense | $653,000 | 2,469 |
| Net interest income | $1,707,000 | 3,146 |
| Provision for loan and lease losses | $155,000 | 2,715 |
| Total noninterest income | $284,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $240,000 | 2,208 |
| Total noninterest expense | $1,000,000 | 4,183 |
| Salaries and employee benefits | $617,000 | 3,643 |
| Premises and equipment expense | $59,000 | 5,857 |
| Additional noninterest expense | $324,000 | 4,318 |
| Pre-tax net operating income | $836,000 | 1,714 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $831,000 | 1,432 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $831,000 | 1,432 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $831,000 | 1,432 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $831,000 | 1,391 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,719,000 | 3,024 |
| Total interest expense | $3,077,000 | 2,552 |
| Net interest income | $6,642,000 | 3,216 |
| Provision for loan and lease losses | $1,645,000 | 2,335 |
| Total noninterest income | $604,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $200,000 | 4,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $404,000 | 3,493 |
| Total noninterest expense | $3,793,000 | 4,358 |
| Salaries and employee benefits | $2,237,000 | 3,916 |
| Premises and equipment expense | $231,000 | 5,941 |
| Additional noninterest expense | $1,325,000 | 4,345 |
| Pre-tax net operating income | $1,808,000 | 2,422 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $34,000 | 3,800 |
| Income before extraordinary items | $1,774,000 | 2,225 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,774,000 | 2,226 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,774,000 | 2,227 |
| Net charge-offs | $1,336,000 | 2,307 |
| Cash dividends | $1,729,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,774,000 | 2,135 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,294,000 | 3,076 |
| Total interest expense | $2,378,000 | 2,574 |
| Net interest income | $4,916,000 | 3,287 |
| Provision for loan and lease losses | $739,000 | 2,974 |
| Total noninterest income | $453,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $151,000 | 4,466 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $302,000 | 3,547 |
| Total noninterest expense | $2,882,000 | 4,338 |
| Salaries and employee benefits | $1,714,000 | 3,884 |
| Premises and equipment expense | $172,000 | 6,015 |
| Additional noninterest expense | $996,000 | 4,316 |
| Pre-tax net operating income | $1,748,000 | 2,110 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $25,000 | 3,894 |
| Income before extraordinary items | $1,723,000 | 1,915 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,723,000 | 1,916 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,723,000 | 1,917 |
| Net charge-offs | $466,000 | 3,183 |
| Cash dividends | $1,334,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,723,000 | 1,815 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 3,129 |
| Total interest expense | $1,579,000 | 2,683 |
| Net interest income | $3,254,000 | 3,312 |
| Provision for loan and lease losses | $606,000 | 2,547 |
| Total noninterest income | $312,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $104,000 | 4,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $208,000 | 3,450 |
| Total noninterest expense | $1,889,000 | 4,403 |
| Salaries and employee benefits | $1,125,000 | 3,947 |
| Premises and equipment expense | $109,000 | 6,150 |
| Additional noninterest expense | $655,000 | 4,350 |
| Pre-tax net operating income | $1,071,000 | 2,247 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $16,000 | 3,895 |
| Income before extraordinary items | $1,055,000 | 2,013 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,055,000 | 2,012 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,055,000 | 2,013 |
| Net charge-offs | $383,000 | 2,754 |
| Cash dividends | $1,050,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,055,000 | 1,928 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 3,226 |
| Total interest expense | $775,000 | 2,830 |
| Net interest income | $1,601,000 | 3,381 |
| Provision for loan and lease losses | $299,000 | 2,490 |
| Total noninterest income | $177,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $124,000 | 3,150 |
| Total noninterest expense | $954,000 | 4,422 |
| Salaries and employee benefits | $606,000 | 3,788 |
| Premises and equipment expense | $55,000 | 6,222 |
| Additional noninterest expense | $293,000 | 4,651 |
| Pre-tax net operating income | $525,000 | 2,323 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $519,000 | 2,080 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $519,000 | 2,079 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $519,000 | 2,080 |
| Net charge-offs | $23,000 | 4,330 |
| Cash dividends | $427,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $519,000 | 1,995 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,629,000 | 3,320 |
| Total interest expense | $3,775,000 | 2,865 |
| Net interest income | $5,854,000 | 3,540 |
| Provision for loan and lease losses | $333,000 | 5,132 |
| Total noninterest income | $673,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $199,000 | 4,673 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $474,000 | 3,298 |
| Total noninterest expense | $3,689,000 | 4,563 |
| Salaries and employee benefits | $2,201,000 | 4,067 |
| Premises and equipment expense | $268,000 | 5,896 |
| Additional noninterest expense | $1,220,000 | 4,695 |
| Pre-tax net operating income | $2,505,000 | 1,575 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $16,000 | 3,750 |
| Income before extraordinary items | $2,489,000 | 1,348 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,489,000 | 1,346 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,489,000 | 1,347 |
| Net charge-offs | $148,000 | 5,338 |
| Cash dividends | $1,183,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,489,000 | 1,322 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,232,000 | 3,368 |
| Total interest expense | $2,947,000 | 2,898 |
| Net interest income | $4,285,000 | 3,608 |
| Provision for loan and lease losses | $244,000 | 4,893 |
| Total noninterest income | $515,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $142,000 | 4,772 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $373,000 | 3,303 |
| Total noninterest expense | $2,695,000 | 4,647 |
| Salaries and employee benefits | $1,661,000 | 4,083 |
| Premises and equipment expense | $207,000 | 5,892 |
| Additional noninterest expense | $827,000 | 4,971 |
| Pre-tax net operating income | $1,861,000 | 1,736 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $11,000 | 4,016 |
| Income before extraordinary items | $1,850,000 | 1,451 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,850,000 | 1,449 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,850,000 | 1,451 |
| Net charge-offs | $90,000 | 5,155 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,850,000 | 1,415 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,814,000 | 3,399 |
| Total interest expense | $2,037,000 | 2,921 |
| Net interest income | $2,777,000 | 3,674 |
| Provision for loan and lease losses | $174,000 | 4,557 |
| Total noninterest income | $371,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $90,000 | 4,852 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $281,000 | 3,109 |
| Total noninterest expense | $1,811,000 | 4,670 |
| Salaries and employee benefits | $1,094,000 | 4,157 |
| Premises and equipment expense | $142,000 | 5,871 |
| Additional noninterest expense | $575,000 | 4,845 |
| Pre-tax net operating income | $1,163,000 | 1,877 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $7,000 | 4,133 |
| Income before extraordinary items | $1,156,000 | 1,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,156,000 | 1,606 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,156,000 | 1,609 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,156,000 | 1,587 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 3,440 |
| Total interest expense | $1,034,000 | 2,973 |
| Net interest income | $1,368,000 | 3,700 |
| Provision for loan and lease losses | $52,000 | 4,857 |
| Total noninterest income | $103,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $58,000 | 4,572 |
| Total noninterest expense | $862,000 | 4,738 |
| Salaries and employee benefits | $540,000 | 4,212 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $258,000 | 4,864 |
| Pre-tax net operating income | $557,000 | 2,186 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $554,000 | 1,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $554,000 | 1,940 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $554,000 | 1,940 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $554,000 | 1,828 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,937,000 | 3,538 |
| Total interest expense | $4,966,000 | 2,980 |
| Net interest income | $4,971,000 | 3,960 |
| Provision for loan and lease losses | $265,000 | 4,825 |
| Total noninterest income | $404,000 | 5,258 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $191,000 | 4,891 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $213,000 | 4,734 |
| Total noninterest expense | $3,059,000 | 5,054 |
| Salaries and employee benefits | $1,840,000 | 4,718 |
| Premises and equipment expense | $210,000 | 6,602 |
| Additional noninterest expense | $1,009,000 | 4,795 |
| Pre-tax net operating income | $2,051,000 | 2,396 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $2,035,000 | 1,956 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,035,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 3,304 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,035,000 | 2,078 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,543,000 | 3,580 |
| Total interest expense | $3,852,000 | 2,999 |
| Net interest income | $3,691,000 | 4,005 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $302,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $141,000 | 4,947 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $161,000 | 4,833 |
| Total noninterest expense | $2,310,000 | 5,017 |
| Salaries and employee benefits | $1,408,000 | 4,682 |
| Premises and equipment expense | $162,000 | 6,568 |
| Additional noninterest expense | $740,000 | 4,789 |
| Pre-tax net operating income | $1,548,000 | 2,775 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $9,000 | 4,894 |
| Income before extraordinary items | $1,539,000 | 2,278 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,539,000 | 2,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,911 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,539,000 | 2,392 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 3,581 |
| Total interest expense | $2,708,000 | 2,977 |
| Net interest income | $2,418,000 | 4,070 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $159,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $91,000 | 5,006 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $68,000 | 5,681 |
| Total noninterest expense | $1,498,000 | 5,128 |
| Salaries and employee benefits | $986,000 | 4,567 |
| Premises and equipment expense | $104,000 | 6,679 |
| Additional noninterest expense | $408,000 | 5,357 |
| Pre-tax net operating income | $989,000 | 2,979 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $987,000 | 2,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $987,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,350 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $987,000 | 2,552 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 3,529 |
| Total interest expense | $1,449,000 | 2,975 |
| Net interest income | $1,248,000 | 3,988 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $36,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-5,000 | 8,391 |
| Total noninterest expense | $736,000 | 5,198 |
| Salaries and employee benefits | $481,000 | 4,684 |
| Premises and equipment expense | $52,000 | 6,695 |
| Additional noninterest expense | $203,000 | 5,333 |
| Pre-tax net operating income | $503,000 | 3,065 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-4,000 | 7,784 |
| Income before extraordinary items | $507,000 | 2,656 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $507,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $507,000 | 2,584 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,733,000 | 3,348 |
| Total interest expense | $6,335,000 | 2,874 |
| Net interest income | $5,398,000 | 3,781 |
| Provision for loan and lease losses | $187,000 | 3,973 |
| Total noninterest income | $270,000 | 6,243 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $165,000 | 5,259 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $105,000 | 6,138 |
| Total noninterest expense | $2,934,000 | 5,069 |
| Salaries and employee benefits | $1,941,000 | 4,479 |
| Premises and equipment expense | $168,000 | 7,064 |
| Additional noninterest expense | $825,000 | 5,246 |
| Pre-tax net operating income | $2,547,000 | 2,787 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,547,000 | 2,316 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,547,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,946 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,547,000 | 2,310 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,815,000 | 3,346 |
| Total interest expense | $4,724,000 | 2,886 |
| Net interest income | $4,091,000 | 3,768 |
| Provision for loan and lease losses | $182,000 | 3,136 |
| Total noninterest income | $248,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $122,000 | 5,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $126,000 | 5,394 |
| Total noninterest expense | $2,139,000 | 5,140 |
| Salaries and employee benefits | $1,470,000 | 4,434 |
| Premises and equipment expense | $120,000 | 7,124 |
| Additional noninterest expense | $549,000 | 5,570 |
| Pre-tax net operating income | $2,018,000 | 2,809 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,018,000 | 2,349 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,018,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,018,000 | 2,330 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,771,000 | 3,408 |
| Total interest expense | $3,059,000 | 2,966 |
| Net interest income | $2,712,000 | 3,808 |
| Provision for loan and lease losses | $125,000 | 2,906 |
| Total noninterest income | $168,000 | 5,925 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $81,000 | 5,338 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $87,000 | 5,361 |
| Total noninterest expense | $1,419,000 | 5,189 |
| Salaries and employee benefits | $972,000 | 4,501 |
| Premises and equipment expense | $74,000 | 7,287 |
| Additional noninterest expense | $373,000 | 5,507 |
| Pre-tax net operating income | $1,336,000 | 2,901 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,336,000 | 2,422 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,336,000 | 2,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,311 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,336,000 | 2,406 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 3,452 |
| Total interest expense | $1,488,000 | 3,005 |
| Net interest income | $1,339,000 | 3,840 |
| Provision for loan and lease losses | $63,000 | 2,711 |
| Total noninterest income | $78,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $38,000 | 5,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $40,000 | 5,516 |
| Total noninterest expense | $700,000 | 5,251 |
| Salaries and employee benefits | $479,000 | 4,578 |
| Premises and equipment expense | $49,000 | 6,834 |
| Additional noninterest expense | $172,000 | 5,709 |
| Pre-tax net operating income | $654,000 | 2,942 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $654,000 | 2,459 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $654,000 | 2,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $654,000 | 2,436 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,285,000 | 3,498 |
| Total interest expense | $4,908,000 | 3,079 |
| Net interest income | $5,377,000 | 3,809 |
| Provision for loan and lease losses | $543,000 | 1,776 |
| Total noninterest income | $221,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $139,000 | 5,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 6,632 |
| Total noninterest expense | $2,667,000 | 5,280 |
| Salaries and employee benefits | $1,745,000 | 4,723 |
| Premises and equipment expense | $194,000 | 6,790 |
| Additional noninterest expense | $728,000 | 5,538 |
| Pre-tax net operating income | $2,388,000 | 3,228 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,773,000 | 1,463 |
| Income before extraordinary items | $615,000 | 5,764 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $615,000 | 5,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,186 |
| Cash dividends | $78,000 | 5,556 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 780 |
| Net operating income | $615,000 | 5,752 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,412,000 | 3,576 |
| Total interest expense | $3,455,000 | 3,142 |
| Net interest income | $3,957,000 | 3,881 |
| Provision for loan and lease losses | $390,000 | 1,736 |
| Total noninterest income | $163,000 | 6,822 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $101,000 | 5,777 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $1,878,000 | 5,465 |
| Salaries and employee benefits | $1,189,000 | 4,996 |
| Premises and equipment expense | $137,000 | 6,927 |
| Additional noninterest expense | $552,000 | 5,483 |
| Pre-tax net operating income | $1,852,000 | 3,278 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $701,000 | 2,383 |
| Income before extraordinary items | $1,151,000 | 3,836 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,151,000 | 3,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $58,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,018 |
| Net operating income | $1,151,000 | 3,822 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 3,700 |
| Total interest expense | $2,114,000 | 3,237 |
| Net interest income | $2,549,000 | 3,990 |
| Provision for loan and lease losses | $220,000 | 1,956 |
| Total noninterest income | $110,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $66,000 | 5,810 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 6,558 |
| Total noninterest expense | $1,241,000 | 5,500 |
| Salaries and employee benefits | $791,000 | 5,018 |
| Premises and equipment expense | $87,000 | 7,034 |
| Additional noninterest expense | $363,000 | 5,504 |
| Pre-tax net operating income | $1,198,000 | 3,362 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $454,000 | 2,439 |
| Income before extraordinary items | $744,000 | 3,909 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $744,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $39,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 862 |
| Net operating income | $744,000 | 3,896 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 3,840 |
| Total interest expense | $960,000 | 3,360 |
| Net interest income | $1,211,000 | 4,130 |
| Provision for loan and lease losses | $65,000 | 2,715 |
| Total noninterest income | $54,000 | 6,815 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $621,000 | 5,506 |
| Salaries and employee benefits | $391,000 | 5,093 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $188,000 | 5,373 |
| Pre-tax net operating income | $579,000 | 3,389 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $220,000 | 2,473 |
| Income before extraordinary items | $359,000 | 3,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $359,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $19,000 | 3,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $359,000 | 3,951 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,305,000 | 4,021 |
| Total interest expense | $2,966,000 | 3,361 |
| Net interest income | $4,339,000 | 4,378 |
| Provision for loan and lease losses | $187,000 | 3,698 |
| Total noninterest income | $228,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $136,000 | 5,799 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $92,000 | 6,533 |
| Total noninterest expense | $2,168,000 | 5,826 |
| Salaries and employee benefits | $1,221,000 | 5,739 |
| Premises and equipment expense | $145,000 | 7,330 |
| Additional noninterest expense | $802,000 | 5,161 |
| Pre-tax net operating income | $2,212,000 | 3,447 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $841,000 | 2,535 |
| Income before extraordinary items | $1,371,000 | 4,013 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,371,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $94,000 | 5,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,371,000 | 3,983 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 4,092 |
| Total interest expense | $2,082,000 | 3,404 |
| Net interest income | $3,180,000 | 4,461 |
| Provision for loan and lease losses | $142,000 | 3,571 |
| Total noninterest income | $166,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 5,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,601 |
| Total noninterest expense | $1,559,000 | 5,938 |
| Salaries and employee benefits | $896,000 | 5,784 |
| Premises and equipment expense | $101,000 | 7,461 |
| Additional noninterest expense | $562,000 | 5,331 |
| Pre-tax net operating income | $1,645,000 | 3,517 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $626,000 | 2,570 |
| Income before extraordinary items | $1,019,000 | 4,102 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,019,000 | 4,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $70,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,019,000 | 4,062 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 4,147 |
| Total interest expense | $1,313,000 | 3,396 |
| Net interest income | $2,054,000 | 4,536 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $111,000 | 6,907 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $46,000 | 6,538 |
| Total noninterest expense | $1,006,000 | 6,048 |
| Salaries and employee benefits | $588,000 | 5,817 |
| Premises and equipment expense | $64,000 | 7,531 |
| Additional noninterest expense | $354,000 | 5,485 |
| Pre-tax net operating income | $1,069,000 | 3,542 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $407,000 | 2,584 |
| Income before extraordinary items | $662,000 | 4,148 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $662,000 | 4,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $43,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $662,000 | 4,094 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 4,220 |
| Total interest expense | $615,000 | 3,447 |
| Net interest income | $1,013,000 | 4,584 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $500,000 | 6,105 |
| Salaries and employee benefits | $299,000 | 5,793 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $171,000 | 5,577 |
| Pre-tax net operating income | $522,000 | 3,566 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $199,000 | 2,605 |
| Income before extraordinary items | $323,000 | 4,169 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $323,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $23,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $323,000 | 4,122 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 4,291 |
| Total interest expense | $2,168,000 | 3,418 |
| Net interest income | $3,781,000 | 4,671 |
| Provision for loan and lease losses | $292,000 | 2,990 |
| Total noninterest income | $249,000 | 6,786 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $171,000 | 5,538 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $78,000 | 6,806 |
| Total noninterest expense | $1,810,000 | 6,350 |
| Salaries and employee benefits | $1,116,000 | 5,929 |
| Premises and equipment expense | $138,000 | 7,464 |
| Additional noninterest expense | $556,000 | 6,233 |
| Pre-tax net operating income | $1,928,000 | 3,586 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $735,000 | 2,675 |
| Income before extraordinary items | $1,193,000 | 4,221 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,193,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $94,000 | 5,565 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 8,883 |
| Net operating income | $1,193,000 | 4,153 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 4,337 |
| Total interest expense | $1,593,000 | 3,429 |
| Net interest income | $2,763,000 | 4,732 |
| Provision for loan and lease losses | $202,000 | 2,968 |
| Total noninterest income | $191,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $133,000 | 5,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 6,846 |
| Total noninterest expense | $1,354,000 | 6,312 |
| Salaries and employee benefits | $839,000 | 5,867 |
| Premises and equipment expense | $103,000 | 7,472 |
| Additional noninterest expense | $412,000 | 6,219 |
| Pre-tax net operating income | $1,398,000 | 3,754 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $533,000 | 2,793 |
| Income before extraordinary items | $865,000 | 4,389 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $865,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $71,000 | 4,845 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 8,961 |
| Net operating income | $865,000 | 4,316 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 4,437 |
| Total interest expense | $1,031,000 | 3,522 |
| Net interest income | $1,792,000 | 4,823 |
| Provision for loan and lease losses | $132,000 | 2,955 |
| Total noninterest income | $131,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $92,000 | 5,442 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 6,845 |
| Total noninterest expense | $907,000 | 6,333 |
| Salaries and employee benefits | $563,000 | 5,890 |
| Premises and equipment expense | $70,000 | 7,453 |
| Additional noninterest expense | $274,000 | 6,257 |
| Pre-tax net operating income | $884,000 | 3,848 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $338,000 | 2,865 |
| Income before extraordinary items | $546,000 | 4,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $546,000 | 4,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $47,000 | 4,728 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 9,031 |
| Net operating income | $546,000 | 4,413 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 4,592 |
| Total interest expense | $503,000 | 3,625 |
| Net interest income | $851,000 | 4,993 |
| Provision for loan and lease losses | $46,000 | 3,418 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $437,000 | 6,500 |
| Salaries and employee benefits | $276,000 | 5,996 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $130,000 | 6,436 |
| Pre-tax net operating income | $437,000 | 3,851 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $167,000 | 2,886 |
| Income before extraordinary items | $270,000 | 4,558 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $270,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $20,000 | 3,704 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 9,083 |
| Net operating income | $270,000 | 4,421 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,312,000 | 4,695 |
| Total interest expense | $2,106,000 | 3,869 |
| Net interest income | $3,206,000 | 5,091 |
| Provision for loan and lease losses | $233,000 | 3,741 |
| Total noninterest income | $248,000 | 6,963 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $179,000 | 5,496 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $69,000 | 7,124 |
| Total noninterest expense | $1,612,000 | 6,686 |
| Salaries and employee benefits | $1,002,000 | 6,256 |
| Premises and equipment expense | $144,000 | 7,479 |
| Additional noninterest expense | $466,000 | 6,747 |
| Pre-tax net operating income | $1,609,000 | 3,946 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $608,000 | 3,038 |
| Income before extraordinary items | $1,001,000 | 4,650 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,001,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 9,000 |
| Cash dividends | $55,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $-11,000 | 9,068 |
| Net operating income | $1,001,000 | 4,478 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 4,787 |
| Total interest expense | $1,599,000 | 3,946 |
| Net interest income | $2,342,000 | 5,205 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $186,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $129,000 | 5,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 7,031 |
| Total noninterest expense | $1,195,000 | 6,715 |
| Salaries and employee benefits | $749,000 | 6,238 |
| Premises and equipment expense | $105,000 | 7,546 |
| Additional noninterest expense | $341,000 | 6,793 |
| Pre-tax net operating income | $1,183,000 | 4,114 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $446,000 | 3,227 |
| Income before extraordinary items | $737,000 | 4,837 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $737,000 | 4,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 9,034 |
| Cash dividends | $35,000 | 5,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $737,000 | 4,650 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 4,839 |
| Total interest expense | $1,089,000 | 3,981 |
| Net interest income | $1,520,000 | 5,285 |
| Provision for loan and lease losses | $117,000 | 3,616 |
| Total noninterest income | $120,000 | 7,061 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $39,000 | 6,988 |
| Total noninterest expense | $780,000 | 6,778 |
| Salaries and employee benefits | $495,000 | 6,299 |
| Premises and equipment expense | $65,000 | 7,693 |
| Additional noninterest expense | $220,000 | 6,898 |
| Pre-tax net operating income | $743,000 | 4,269 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $279,000 | 3,364 |
| Income before extraordinary items | $464,000 | 4,992 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $464,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 9,069 |
| Cash dividends | $16,000 | 5,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $464,000 | 4,791 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 5,003 |
| Total interest expense | $548,000 | 4,062 |
| Net interest income | $706,000 | 5,524 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $380,000 | 6,871 |
| Salaries and employee benefits | $242,000 | 6,376 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $104,000 | 7,046 |
| Pre-tax net operating income | $345,000 | 4,427 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $129,000 | 3,503 |
| Income before extraordinary items | $216,000 | 5,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 9,165 |
| Cash dividends | $8,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $216,000 | 4,926 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,286,000 | 4,982 |
| Total interest expense | $2,526,000 | 4,068 |
| Net interest income | $2,760,000 | 5,581 |
| Provision for loan and lease losses | $164,000 | 4,764 |
| Total noninterest income | $184,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $136,000 | 6,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,649 |
| Total noninterest expense | $1,444,000 | 6,962 |
| Salaries and employee benefits | $906,000 | 6,497 |
| Premises and equipment expense | $112,000 | 8,003 |
| Additional noninterest expense | $426,000 | 6,967 |
| Pre-tax net operating income | $1,336,000 | 4,412 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $496,000 | 3,461 |
| Income before extraordinary items | $840,000 | 5,067 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $840,000 | 5,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $32,000 | 6,114 |
| Sale, conversion, retirement of capital stock, net | $-14,000 | 9,216 |
| Net operating income | $840,000 | 4,939 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 5,097 |
| Total interest expense | $3,370,000 | 4,329 |
| Net interest income | $2,415,000 | 5,830 |
| Provision for loan and lease losses | $121,000 | 5,176 |
| Total noninterest income | $246,000 | 6,896 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $123,000 | 6,204 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $123,000 | 5,948 |
| Total noninterest expense | $1,357,000 | 7,109 |
| Salaries and employee benefits | $866,000 | 6,512 |
| Premises and equipment expense | $103,000 | 8,251 |
| Additional noninterest expense | $388,000 | 7,239 |
| Pre-tax net operating income | $1,183,000 | 4,446 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $446,000 | 3,515 |
| Income before extraordinary items | $769,000 | 4,974 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $769,000 | 4,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $31,000 | 6,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $748,520 | 4,945 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 5,496 |
| Total interest expense | $2,903,000 | 5,047 |
| Net interest income | $2,432,000 | 5,918 |
| Provision for loan and lease losses | $156,000 | 4,323 |
| Total noninterest income | $256,000 | 6,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 5,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,051 |
| Total noninterest expense | $1,326,000 | 7,179 |
| Salaries and employee benefits | $853,000 | 6,492 |
| Premises and equipment expense | $110,000 | 8,272 |
| Additional noninterest expense | $363,000 | 7,453 |
| Pre-tax net operating income | $1,206,000 | 4,707 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $445,000 | 3,759 |
| Income before extraordinary items | $761,000 | 5,196 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $761,000 | 5,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $32,000 | 6,566 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 9,754 |
| Net operating income | $761,000 | 5,186 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,535,000 | 5,908 |
| Total interest expense | $2,385,000 | 5,355 |
| Net interest income | $2,150,000 | 6,373 |
| Provision for loan and lease losses | $175,000 | 3,893 |
| Total noninterest income | $183,000 | 7,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $1,078,000 | 7,908 |
| Salaries and employee benefits | $657,000 | 7,449 |
| Premises and equipment expense | $95,000 | 8,719 |
| Additional noninterest expense | $326,000 | 7,902 |
| Pre-tax net operating income | $1,080,000 | 5,072 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $398,000 | 4,184 |
| Income before extraordinary items | $682,000 | 5,534 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $682,000 | 5,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,815 |
| Cash dividends | $32,000 | 6,798 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 855 |
| Net operating income | $682,000 | 5,500 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 6,633 |
| Total interest expense | $1,967,000 | 6,243 |
| Net interest income | $1,856,000 | 6,936 |
| Provision for loan and lease losses | $153,000 | 4,102 |
| Total noninterest income | $139,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $904,000 | 8,419 |
| Salaries and employee benefits | $550,000 | 8,048 |
| Premises and equipment expense | $83,000 | 9,091 |
| Additional noninterest expense | $271,000 | 8,393 |
| Pre-tax net operating income | $938,000 | 5,613 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $345,000 | 4,795 |
| Income before extraordinary items | $593,000 | 6,091 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $593,000 | 6,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $32,000 | 7,110 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 906 |
| Net operating income | $593,000 | 5,981 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 7,950 |
| Total interest expense | $1,405,000 | 7,570 |
| Net interest income | $1,437,000 | 8,135 |
| Provision for loan and lease losses | $82,000 | 5,614 |
| Total noninterest income | $127,000 | 8,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $716,000 | 9,344 |
| Salaries and employee benefits | $410,000 | 9,195 |
| Premises and equipment expense | $69,000 | 9,733 |
| Additional noninterest expense | $237,000 | 8,997 |
| Pre-tax net operating income | $766,000 | 6,701 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $274,000 | 5,980 |
| Income before extraordinary items | $492,000 | 7,017 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $492,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $32,000 | 7,438 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 948 |
| Net operating income | $492,000 | 6,963 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 8,827 |
| Total interest expense | $1,179,000 | 8,443 |
| Net interest income | $1,218,000 | 8,992 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $131,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $606,000 | 10,149 |
| Salaries and employee benefits | $323,000 | 10,148 |
| Premises and equipment expense | $64,000 | 10,248 |
| Additional noninterest expense | $219,000 | 9,712 |
| Pre-tax net operating income | $707,000 | 6,903 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $261,000 | 6,301 |
| Income before extraordinary items | $446,000 | 7,263 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $446,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $32,000 | 7,821 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 777 |
| Net operating income | $446,000 | 7,204 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 9,344 |
| Total interest expense | $1,057,000 | 9,049 |
| Net interest income | $1,188,000 | 9,363 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $117,000 | 9,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $583,000 | 10,645 |
| Salaries and employee benefits | $305,000 | 10,704 |
| Premises and equipment expense | $70,000 | 10,479 |
| Additional noninterest expense | $208,000 | 10,322 |
| Pre-tax net operating income | $637,000 | 7,666 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $232,000 | 6,930 |
| Income before extraordinary items | $405,000 | 8,020 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $405,000 | 8,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $32,000 | 8,141 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 694 |
| Net operating income | $405,000 | 7,979 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 10,249 |
| Total interest expense | $769,000 | 9,759 |
| Net interest income | $989,000 | 10,424 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $119,000 | 10,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $579,000 | 11,238 |
| Salaries and employee benefits | $269,000 | 11,490 |
| Premises and equipment expense | $86,000 | 10,464 |
| Additional noninterest expense | $224,000 | 10,848 |
| Pre-tax net operating income | $493,000 | 8,700 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $166,000 | 8,002 |
| Income before extraordinary items | $327,000 | 8,851 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $327,000 | 8,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $32,000 | 8,324 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 986 |
| Net operating income | $327,000 | 8,907 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 10,901 |
| Total interest expense | $755,000 | 10,279 |
| Net interest income | $898,000 | 11,170 |
| Provision for loan and lease losses | $39,000 | 8,009 |
| Total noninterest income | $106,000 | 11,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $547,000 | 11,924 |
| Salaries and employee benefits | $257,000 | 12,106 |
| Premises and equipment expense | $85,000 | 10,978 |
| Additional noninterest expense | $205,000 | 11,659 |
| Pre-tax net operating income | $418,000 | 9,271 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $142,000 | 8,816 |
| Income before extraordinary items | $276,000 | 9,749 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $276,000 | 9,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $17,000 | 8,750 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,068 |
| Net operating income | $276,000 | 9,489 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 11,494 |
| Total interest expense | $875,000 | 10,975 |
| Net interest income | $838,000 | 11,757 |
| Provision for loan and lease losses | $67,000 | 8,339 |
| Total noninterest income | $107,000 | 11,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $522,000 | 12,511 |
| Salaries and employee benefits | $243,000 | 12,676 |
| Premises and equipment expense | $78,000 | 11,557 |
| Additional noninterest expense | $201,000 | 12,223 |
| Pre-tax net operating income | $356,000 | 9,630 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $121,000 | 9,332 |
| Income before extraordinary items | $235,000 | 10,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $235,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,101 |
| Net operating income | $235,000 | 9,746 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.