Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 3,478 |
| Total interest expense | $2,623,000 | 2,336 |
| Net interest income | $2,058,000 | 4,498 |
| Provision for loan and lease losses | $10,472,000 | 433 |
| Total noninterest income | $224,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $447,000 | 1,841 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-223,000 | 8,028 |
| Total noninterest expense | $5,399,000 | 1,905 |
| Salaries and employee benefits | $2,502,000 | 2,013 |
| Premises and equipment expense | $747,000 | 1,850 |
| Additional noninterest expense | $2,150,000 | 1,690 |
| Pre-tax net operating income | $-13,589,000 | 7,971 |
| Securities gains (losses) | $114,000 | 1,396 |
| Applicable income taxes | $1,858,000 | 358 |
| Income before extraordinary items | $-15,333,000 | 8,011 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,333,000 | 8,011 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-15,333,000 | 8,011 |
| Net charge-offs | $6,920,000 | 477 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-15,447,000 | 8,007 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 3,386 |
| Total interest expense | $1,352,000 | 2,356 |
| Net interest income | $1,109,000 | 4,247 |
| Provision for loan and lease losses | $10,472,000 | 247 |
| Total noninterest income | $-547,000 | 8,201 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $220,000 | 1,817 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-767,000 | 8,207 |
| Total noninterest expense | $2,666,000 | 1,865 |
| Salaries and employee benefits | $1,304,000 | 1,972 |
| Premises and equipment expense | $377,000 | 1,871 |
| Additional noninterest expense | $985,000 | 1,637 |
| Pre-tax net operating income | $-12,576,000 | 8,120 |
| Securities gains (losses) | $75,000 | 1,121 |
| Applicable income taxes | $-3,222,000 | 8,132 |
| Income before extraordinary items | $-9,279,000 | 8,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-9,279,000 | 8,118 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-9,279,000 | 8,118 |
| Net charge-offs | $4,829,000 | 324 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-9,334,500 | 8,116 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,470,000 | 2,934 |
| Total interest expense | $5,633,000 | 2,656 |
| Net interest income | $6,837,000 | 3,120 |
| Provision for loan and lease losses | $9,846,000 | 605 |
| Total noninterest income | $2,125,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,031,000 | 1,713 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,094,000 | 2,005 |
| Total noninterest expense | $9,655,000 | 2,000 |
| Salaries and employee benefits | $5,102,000 | 1,972 |
| Premises and equipment expense | $1,447,000 | 1,894 |
| Additional noninterest expense | $3,106,000 | 1,954 |
| Pre-tax net operating income | $-10,539,000 | 8,000 |
| Securities gains (losses) | $23,000 | 2,091 |
| Applicable income taxes | $-4,184,000 | 8,069 |
| Income before extraordinary items | $-6,332,000 | 7,886 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,332,000 | 7,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,285,000 | 469 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-6,346,720 | 7,929 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,736,000 | 2,883 |
| Total interest expense | $4,207,000 | 2,779 |
| Net interest income | $5,529,000 | 2,932 |
| Provision for loan and lease losses | $9,796,000 | 407 |
| Total noninterest income | $1,549,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $764,000 | 1,751 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $785,000 | 2,144 |
| Total noninterest expense | $7,125,000 | 2,014 |
| Salaries and employee benefits | $3,769,000 | 2,042 |
| Premises and equipment expense | $1,062,000 | 1,923 |
| Additional noninterest expense | $2,294,000 | 1,907 |
| Pre-tax net operating income | $-9,843,000 | 8,218 |
| Securities gains (losses) | $34,000 | 1,677 |
| Applicable income taxes | $-3,889,000 | 8,247 |
| Income before extraordinary items | $-5,920,000 | 8,149 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-5,920,000 | 8,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,439,000 | 376 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,941,760 | 8,185 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 2,814 |
| Total interest expense | $2,843,000 | 2,845 |
| Net interest income | $3,919,000 | 2,757 |
| Provision for loan and lease losses | $546,000 | 1,820 |
| Total noninterest income | $999,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $508,000 | 1,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $491,000 | 2,279 |
| Total noninterest expense | $4,595,000 | 2,096 |
| Salaries and employee benefits | $2,411,000 | 2,148 |
| Premises and equipment expense | $676,000 | 2,008 |
| Additional noninterest expense | $1,508,000 | 1,914 |
| Pre-tax net operating income | $-223,000 | 7,352 |
| Securities gains (losses) | $16,000 | 2,191 |
| Applicable income taxes | $-180,000 | 7,965 |
| Income before extraordinary items | $-27,000 | 7,095 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-27,000 | 7,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,325 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-37,240 | 7,096 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 2,774 |
| Total interest expense | $1,484,000 | 2,910 |
| Net interest income | $2,034,000 | 2,672 |
| Provision for loan and lease losses | $96,000 | 2,788 |
| Total noninterest income | $462,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $252,000 | 1,719 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $210,000 | 2,504 |
| Total noninterest expense | $2,117,000 | 2,256 |
| Salaries and employee benefits | $1,226,000 | 2,137 |
| Premises and equipment expense | $323,000 | 2,101 |
| Additional noninterest expense | $568,000 | 2,422 |
| Pre-tax net operating income | $283,000 | 4,276 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $45,000 | 3,671 |
| Income before extraordinary items | $238,000 | 4,302 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $238,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,452 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $238,000 | 4,201 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,756,000 | 2,722 |
| Total interest expense | $5,813,000 | 3,082 |
| Net interest income | $8,943,000 | 2,462 |
| Provision for loan and lease losses | $420,000 | 2,620 |
| Total noninterest income | $1,928,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $955,000 | 1,845 |
| Trading account gains and fees | $77,000 | 128 |
| Additional Noninterest Income | $896,000 | 2,387 |
| Total noninterest expense | $7,632,000 | 2,390 |
| Salaries and employee benefits | $4,369,000 | 2,306 |
| Premises and equipment expense | $1,127,000 | 2,306 |
| Additional noninterest expense | $2,136,000 | 2,509 |
| Pre-tax net operating income | $2,819,000 | 2,581 |
| Securities gains (losses) | $-4,000 | 7,335 |
| Applicable income taxes | $880,000 | 2,021 |
| Income before extraordinary items | $1,935,000 | 2,896 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,935,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,068 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,937,760 | 2,878 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,954,000 | 2,752 |
| Total interest expense | $4,257,000 | 3,146 |
| Net interest income | $6,697,000 | 2,482 |
| Provision for loan and lease losses | $315,000 | 2,230 |
| Total noninterest income | $1,453,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $695,000 | 1,873 |
| Trading account gains and fees | $77,000 | 125 |
| Additional Noninterest Income | $681,000 | 2,373 |
| Total noninterest expense | $5,647,000 | 2,400 |
| Salaries and employee benefits | $3,265,000 | 2,299 |
| Premises and equipment expense | $819,000 | 2,358 |
| Additional noninterest expense | $1,563,000 | 2,521 |
| Pre-tax net operating income | $2,188,000 | 2,673 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $730,000 | 2,030 |
| Income before extraordinary items | $1,449,000 | 3,049 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,449,000 | 3,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,293 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,454,940 | 3,017 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,121,000 | 2,821 |
| Total interest expense | $2,735,000 | 3,227 |
| Net interest income | $4,386,000 | 2,543 |
| Provision for loan and lease losses | $210,000 | 2,072 |
| Total noninterest income | $955,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $460,000 | 1,889 |
| Trading account gains and fees | $77,000 | 116 |
| Additional Noninterest Income | $418,000 | 2,513 |
| Total noninterest expense | $3,668,000 | 2,484 |
| Salaries and employee benefits | $2,134,000 | 2,392 |
| Premises and equipment expense | $526,000 | 2,456 |
| Additional noninterest expense | $1,008,000 | 2,612 |
| Pre-tax net operating income | $1,463,000 | 2,724 |
| Securities gains (losses) | $-9,000 | 7,974 |
| Applicable income taxes | $510,000 | 2,041 |
| Income before extraordinary items | $944,000 | 3,145 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $944,000 | 3,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,622 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $949,850 | 3,121 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 2,939 |
| Total interest expense | $1,303,000 | 3,314 |
| Net interest income | $2,109,000 | 2,637 |
| Provision for loan and lease losses | $80,000 | 2,339 |
| Total noninterest income | $436,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $229,000 | 1,844 |
| Trading account gains and fees | $-3,000 | 8,617 |
| Additional Noninterest Income | $210,000 | 2,471 |
| Total noninterest expense | $1,827,000 | 2,508 |
| Salaries and employee benefits | $1,093,000 | 2,347 |
| Premises and equipment expense | $247,000 | 2,616 |
| Additional noninterest expense | $487,000 | 2,680 |
| Pre-tax net operating income | $638,000 | 2,986 |
| Securities gains (losses) | $-9,000 | 8,245 |
| Applicable income taxes | $218,000 | 2,276 |
| Income before extraordinary items | $411,000 | 3,429 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $411,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $416,850 | 3,374 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,068,000 | 3,072 |
| Total interest expense | $4,140,000 | 3,515 |
| Net interest income | $7,928,000 | 2,776 |
| Provision for loan and lease losses | $485,000 | 1,951 |
| Total noninterest income | $1,444,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $698,000 | 2,377 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $746,000 | 2,686 |
| Total noninterest expense | $6,259,000 | 2,779 |
| Salaries and employee benefits | $3,364,000 | 2,829 |
| Premises and equipment expense | $936,000 | 2,627 |
| Additional noninterest expense | $1,959,000 | 2,614 |
| Pre-tax net operating income | $2,628,000 | 3,018 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $899,000 | 2,332 |
| Income before extraordinary items | $1,729,000 | 3,449 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,729,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,729,000 | 3,434 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,728,000 | 3,148 |
| Total interest expense | $2,920,000 | 3,584 |
| Net interest income | $5,808,000 | 2,858 |
| Provision for loan and lease losses | $355,000 | 1,881 |
| Total noninterest income | $1,004,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $474,000 | 2,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $530,000 | 2,767 |
| Total noninterest expense | $4,521,000 | 2,858 |
| Salaries and employee benefits | $2,402,000 | 2,949 |
| Premises and equipment expense | $692,000 | 2,670 |
| Additional noninterest expense | $1,427,000 | 2,673 |
| Pre-tax net operating income | $1,936,000 | 3,192 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $653,000 | 2,469 |
| Income before extraordinary items | $1,283,000 | 3,579 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,283,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,666 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,283,000 | 3,564 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 3,237 |
| Total interest expense | $1,831,000 | 3,619 |
| Net interest income | $3,732,000 | 2,969 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $650,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $304,000 | 2,636 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $346,000 | 2,777 |
| Total noninterest expense | $2,914,000 | 2,954 |
| Salaries and employee benefits | $1,555,000 | 3,037 |
| Premises and equipment expense | $443,000 | 2,759 |
| Additional noninterest expense | $916,000 | 2,781 |
| Pre-tax net operating income | $1,228,000 | 3,309 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $430,000 | 2,514 |
| Income before extraordinary items | $798,000 | 3,756 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $798,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $798,000 | 3,746 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 3,341 |
| Total interest expense | $833,000 | 3,716 |
| Net interest income | $1,763,000 | 3,114 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $305,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $141,000 | 2,720 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,810 |
| Total noninterest expense | $1,406,000 | 3,050 |
| Salaries and employee benefits | $756,000 | 3,125 |
| Premises and equipment expense | $215,000 | 2,836 |
| Additional noninterest expense | $435,000 | 2,892 |
| Pre-tax net operating income | $562,000 | 3,486 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $195,000 | 2,644 |
| Income before extraordinary items | $367,000 | 3,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $367,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $367,000 | 3,878 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,332,000 | 3,639 |
| Total interest expense | $2,283,000 | 4,060 |
| Net interest income | $6,049,000 | 3,397 |
| Provision for loan and lease losses | $290,000 | 2,925 |
| Total noninterest income | $1,186,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $603,000 | 2,652 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $583,000 | 3,115 |
| Total noninterest expense | $4,981,000 | 3,249 |
| Salaries and employee benefits | $2,590,000 | 3,381 |
| Premises and equipment expense | $765,000 | 3,011 |
| Additional noninterest expense | $1,626,000 | 3,039 |
| Pre-tax net operating income | $1,964,000 | 3,726 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $676,000 | 2,872 |
| Income before extraordinary items | $1,288,000 | 4,178 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,288,000 | 4,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,288,000 | 4,147 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 3,774 |
| Total interest expense | $1,595,000 | 4,123 |
| Net interest income | $4,287,000 | 3,557 |
| Provision for loan and lease losses | $200,000 | 2,952 |
| Total noninterest income | $908,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $451,000 | 2,649 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $457,000 | 3,039 |
| Total noninterest expense | $3,644,000 | 3,289 |
| Salaries and employee benefits | $1,903,000 | 3,426 |
| Premises and equipment expense | $580,000 | 2,968 |
| Additional noninterest expense | $1,161,000 | 3,120 |
| Pre-tax net operating income | $1,351,000 | 4,023 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $462,000 | 3,084 |
| Income before extraordinary items | $889,000 | 4,487 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $889,000 | 4,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $889,000 | 4,448 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 3,762 |
| Total interest expense | $989,000 | 4,166 |
| Net interest income | $2,842,000 | 3,558 |
| Provision for loan and lease losses | $140,000 | 2,787 |
| Total noninterest income | $470,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $285,000 | 2,716 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $185,000 | 3,898 |
| Total noninterest expense | $2,372,000 | 3,332 |
| Salaries and employee benefits | $1,240,000 | 3,465 |
| Premises and equipment expense | $376,000 | 3,015 |
| Additional noninterest expense | $756,000 | 3,161 |
| Pre-tax net operating income | $800,000 | 4,285 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $270,000 | 3,288 |
| Income before extraordinary items | $530,000 | 4,745 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $530,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,182 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $530,000 | 4,692 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 3,903 |
| Total interest expense | $465,000 | 4,235 |
| Net interest income | $1,347,000 | 3,716 |
| Provision for loan and lease losses | $80,000 | 2,398 |
| Total noninterest income | $221,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $133,000 | 2,798 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,999 |
| Total noninterest expense | $1,196,000 | 3,317 |
| Salaries and employee benefits | $641,000 | 3,365 |
| Premises and equipment expense | $185,000 | 3,071 |
| Additional noninterest expense | $370,000 | 3,221 |
| Pre-tax net operating income | $292,000 | 5,061 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $94,000 | 3,867 |
| Income before extraordinary items | $198,000 | 5,441 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $198,000 | 5,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,332 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $198,000 | 5,409 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,668,000 | 3,947 |
| Total interest expense | $1,582,000 | 4,373 |
| Net interest income | $5,086,000 | 3,763 |
| Provision for loan and lease losses | $526,000 | 1,879 |
| Total noninterest income | $889,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $660,000 | 2,508 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $229,000 | 4,815 |
| Total noninterest expense | $4,312,000 | 3,528 |
| Salaries and employee benefits | $2,143,000 | 3,766 |
| Premises and equipment expense | $646,000 | 3,337 |
| Additional noninterest expense | $1,523,000 | 3,090 |
| Pre-tax net operating income | $1,137,000 | 4,925 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $382,000 | 3,790 |
| Income before extraordinary items | $768,000 | 5,358 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $768,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,139 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $759,290 | 5,312 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 4,012 |
| Total interest expense | $1,159,000 | 4,389 |
| Net interest income | $3,700,000 | 3,831 |
| Provision for loan and lease losses | $405,000 | 1,746 |
| Total noninterest income | $723,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $510,000 | 2,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $213,000 | 4,376 |
| Total noninterest expense | $3,104,000 | 3,605 |
| Salaries and employee benefits | $1,572,000 | 3,818 |
| Premises and equipment expense | $489,000 | 3,310 |
| Additional noninterest expense | $1,043,000 | 3,298 |
| Pre-tax net operating income | $914,000 | 4,838 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $311,000 | 3,734 |
| Income before extraordinary items | $616,000 | 5,291 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $616,000 | 5,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,674 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $607,420 | 5,246 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 4,018 |
| Total interest expense | $764,000 | 4,411 |
| Net interest income | $2,479,000 | 3,810 |
| Provision for loan and lease losses | $280,000 | 1,675 |
| Total noninterest income | $454,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $348,000 | 2,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 5,055 |
| Total noninterest expense | $1,888,000 | 3,924 |
| Salaries and employee benefits | $926,000 | 4,223 |
| Premises and equipment expense | $279,000 | 3,763 |
| Additional noninterest expense | $683,000 | 3,365 |
| Pre-tax net operating income | $765,000 | 4,227 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $271,000 | 3,252 |
| Income before extraordinary items | $504,000 | 4,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $504,000 | 4,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,211 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $497,500 | 4,661 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 4,031 |
| Total interest expense | $389,000 | 4,414 |
| Net interest income | $1,232,000 | 3,819 |
| Provision for loan and lease losses | $245,000 | 983 |
| Total noninterest income | $245,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $163,000 | 2,506 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $907,000 | 4,066 |
| Salaries and employee benefits | $456,000 | 4,303 |
| Premises and equipment expense | $200,000 | 2,811 |
| Additional noninterest expense | $251,000 | 4,304 |
| Pre-tax net operating income | $325,000 | 4,630 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $117,000 | 3,528 |
| Income before extraordinary items | $218,000 | 5,125 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 756 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $211,500 | 5,080 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,644,000 | 4,478 |
| Total interest expense | $1,514,000 | 4,841 |
| Net interest income | $4,130,000 | 4,264 |
| Provision for loan and lease losses | $401,000 | 2,577 |
| Total noninterest income | $1,374,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $707,000 | 2,337 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $667,000 | 3,058 |
| Total noninterest expense | $3,948,000 | 3,753 |
| Salaries and employee benefits | $2,014,000 | 3,898 |
| Premises and equipment expense | $618,000 | 3,438 |
| Additional noninterest expense | $1,316,000 | 3,457 |
| Pre-tax net operating income | $1,155,000 | 4,783 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $407,000 | 3,742 |
| Income before extraordinary items | $767,000 | 5,340 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $767,000 | 5,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,307 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $754,650 | 5,236 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,905,000 | 4,814 |
| Total interest expense | $1,142,000 | 4,957 |
| Net interest income | $2,763,000 | 4,648 |
| Provision for loan and lease losses | $309,000 | 2,470 |
| Total noninterest income | $1,105,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $623,000 | 2,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $482,000 | 3,201 |
| Total noninterest expense | $2,891,000 | 3,811 |
| Salaries and employee benefits | $1,456,000 | 4,019 |
| Premises and equipment expense | $384,000 | 3,978 |
| Additional noninterest expense | $1,051,000 | 3,248 |
| Pre-tax net operating income | $668,000 | 5,628 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $235,000 | 4,387 |
| Income before extraordinary items | $433,000 | 6,174 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $433,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $433,000 | 6,011 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 4,985 |
| Total interest expense | $759,000 | 5,099 |
| Net interest income | $1,746,000 | 4,811 |
| Provision for loan and lease losses | $217,000 | 2,365 |
| Total noninterest income | $723,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $403,000 | 2,083 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $320,000 | 3,172 |
| Total noninterest expense | $1,937,000 | 3,791 |
| Salaries and employee benefits | $985,000 | 3,965 |
| Premises and equipment expense | $244,000 | 4,124 |
| Additional noninterest expense | $708,000 | 3,202 |
| Pre-tax net operating income | $315,000 | 6,410 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $80,000 | 5,416 |
| Income before extraordinary items | $235,000 | 6,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $235,000 | 6,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $235,000 | 6,450 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 5,103 |
| Total interest expense | $378,000 | 5,200 |
| Net interest income | $837,000 | 4,929 |
| Provision for loan and lease losses | $126,000 | 1,981 |
| Total noninterest income | $328,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $192,000 | 2,085 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $136,000 | 3,389 |
| Total noninterest expense | $978,000 | 3,732 |
| Salaries and employee benefits | $516,000 | 3,810 |
| Premises and equipment expense | $124,000 | 4,049 |
| Additional noninterest expense | $338,000 | 3,293 |
| Pre-tax net operating income | $61,000 | 7,828 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $42,000 | 8,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $42,000 | 7,906 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 5,719 |
| Total interest expense | $1,455,000 | 5,829 |
| Net interest income | $2,792,000 | 5,538 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $1,375,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $797,000 | 2,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $578,000 | 3,033 |
| Total noninterest expense | $3,505,000 | 3,969 |
| Salaries and employee benefits | $1,728,000 | 4,221 |
| Premises and equipment expense | $487,000 | 4,017 |
| Additional noninterest expense | $1,290,000 | 3,405 |
| Pre-tax net operating income | $462,000 | 6,915 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $106,000 | 5,914 |
| Income before extraordinary items | $356,000 | 7,046 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $356,000 | 7,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,336 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $960,000 | 397 |
| Net operating income | $356,000 | 6,923 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,285,000 | 6,119 |
| Total interest expense | $1,795,000 | 6,420 |
| Net interest income | $2,490,000 | 5,729 |
| Provision for loan and lease losses | $45,000 | 6,815 |
| Total noninterest income | $1,158,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $696,000 | 2,154 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $462,000 | 3,269 |
| Total noninterest expense | $3,405,000 | 3,916 |
| Salaries and employee benefits | $1,787,000 | 3,940 |
| Premises and equipment expense | $486,000 | 3,980 |
| Additional noninterest expense | $1,132,000 | 3,686 |
| Pre-tax net operating income | $198,000 | 7,897 |
| Securities gains (losses) | $200,000 | 1,191 |
| Applicable income taxes | $110,000 | 5,889 |
| Income before extraordinary items | $288,000 | 7,216 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $288,000 | 7,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,152 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $144,000 | 7,952 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 6,339 |
| Total interest expense | $1,635,000 | 6,887 |
| Net interest income | $2,555,000 | 5,720 |
| Provision for loan and lease losses | $184,000 | 3,917 |
| Total noninterest income | $1,147,000 | 2,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $664,000 | 2,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 3,004 |
| Total noninterest expense | $3,271,000 | 3,939 |
| Salaries and employee benefits | $1,719,000 | 3,917 |
| Premises and equipment expense | $461,000 | 4,049 |
| Additional noninterest expense | $1,091,000 | 3,714 |
| Pre-tax net operating income | $247,000 | 8,146 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $67,000 | 6,976 |
| Income before extraordinary items | $180,000 | 8,197 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $180,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,343 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 726 |
| Net operating income | $180,000 | 8,203 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 6,679 |
| Total interest expense | $1,208,000 | 7,622 |
| Net interest income | $2,439,000 | 5,888 |
| Provision for loan and lease losses | $112,000 | 4,998 |
| Total noninterest income | $995,000 | 3,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $635,000 | 2,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,640 |
| Total noninterest expense | $2,793,000 | 4,482 |
| Salaries and employee benefits | $1,446,000 | 4,462 |
| Premises and equipment expense | $400,000 | 4,538 |
| Additional noninterest expense | $947,000 | 4,192 |
| Pre-tax net operating income | $529,000 | 7,004 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $168,000 | 6,065 |
| Income before extraordinary items | $361,000 | 7,223 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $361,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,567 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 748 |
| Net operating income | $361,000 | 7,195 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 7,247 |
| Total interest expense | $1,095,000 | 8,164 |
| Net interest income | $2,147,000 | 6,398 |
| Provision for loan and lease losses | $118,000 | 4,801 |
| Total noninterest income | $834,000 | 3,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $501,000 | 2,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 3,797 |
| Total noninterest expense | $2,462,000 | 4,819 |
| Salaries and employee benefits | $1,308,000 | 4,736 |
| Premises and equipment expense | $294,000 | 5,443 |
| Additional noninterest expense | $860,000 | 4,444 |
| Pre-tax net operating income | $401,000 | 7,869 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $109,000 | 7,396 |
| Income before extraordinary items | $292,000 | 7,951 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $292,000 | 7,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,649 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $292,000 | 7,867 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 7,774 |
| Total interest expense | $1,017,000 | 8,643 |
| Net interest income | $1,964,000 | 6,986 |
| Provision for loan and lease losses | $72,000 | 5,860 |
| Total noninterest income | $655,000 | 4,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,051 |
| Total noninterest expense | $2,140,000 | 5,395 |
| Salaries and employee benefits | $1,130,000 | 5,358 |
| Premises and equipment expense | $217,000 | 6,538 |
| Additional noninterest expense | $793,000 | 4,761 |
| Pre-tax net operating income | $407,000 | 8,406 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $101,000 | 8,381 |
| Income before extraordinary items | $323,000 | 8,200 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $323,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $152,000 | 5,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $310,080 | 8,262 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 8,470 |
| Total interest expense | $945,000 | 9,196 |
| Net interest income | $1,725,000 | 7,716 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $637,000 | 4,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,773 |
| Total noninterest expense | $1,844,000 | 6,284 |
| Salaries and employee benefits | $944,000 | 6,246 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $720,000 | 5,633 |
| Pre-tax net operating income | $461,000 | 8,156 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $152,000 | 7,845 |
| Income before extraordinary items | $309,000 | 8,343 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $309,000 | 8,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,845 |
| Cash dividends | $89,000 | 6,926 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 925 |
| Net operating income | $309,000 | 8,288 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 9,158 |
| Total interest expense | $821,000 | 9,876 |
| Net interest income | $1,547,000 | 8,401 |
| Provision for loan and lease losses | $37,000 | 6,739 |
| Total noninterest income | $502,000 | 5,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,903 |
| Total noninterest expense | $1,623,000 | 6,918 |
| Salaries and employee benefits | $846,000 | 6,840 |
| Premises and equipment expense | $200,000 | 7,189 |
| Additional noninterest expense | $577,000 | 6,678 |
| Pre-tax net operating income | $389,000 | 9,139 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $127,000 | 8,677 |
| Income before extraordinary items | $266,000 | 9,265 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $266,000 | 9,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $89,000 | 7,059 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 621 |
| Net operating income | $263,280 | 9,268 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 9,888 |
| Total interest expense | $578,000 | 10,707 |
| Net interest income | $1,371,000 | 9,242 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $467,000 | 5,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,118 |
| Total noninterest expense | $1,480,000 | 7,657 |
| Salaries and employee benefits | $869,000 | 6,826 |
| Premises and equipment expense | $168,000 | 8,131 |
| Additional noninterest expense | $443,000 | 8,382 |
| Pre-tax net operating income | $343,000 | 9,784 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $98,000 | 9,409 |
| Income before extraordinary items | $245,000 | 9,752 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $245,000 | 9,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $86,000 | 7,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $245,000 | 9,823 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 10,585 |
| Total interest expense | $504,000 | 11,662 |
| Net interest income | $1,299,000 | 9,735 |
| Provision for loan and lease losses | $23,000 | 8,904 |
| Total noninterest income | $778,000 | 4,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $536,000 | 3,111 |
| Total noninterest expense | $1,474,000 | 7,914 |
| Salaries and employee benefits | $812,000 | 7,252 |
| Premises and equipment expense | $169,000 | 8,403 |
| Additional noninterest expense | $493,000 | 8,289 |
| Pre-tax net operating income | $580,000 | 8,084 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $223,000 | 7,210 |
| Income before extraordinary items | $357,000 | 8,858 |
| Extraordinary gains, net | $46,000 | 2,238 |
| Net income | $403,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $86,000 | 7,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $357,000 | 8,606 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 11,506 |
| Total interest expense | $571,000 | 12,434 |
| Net interest income | $1,135,000 | 10,576 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $371,000 | 6,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,770 |
| Total noninterest expense | $1,225,000 | 8,934 |
| Salaries and employee benefits | $701,000 | 7,971 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $366,000 | 10,000 |
| Pre-tax net operating income | $281,000 | 10,325 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $86,000 | 10,284 |
| Income before extraordinary items | $195,000 | 10,664 |
| Extraordinary gains, net | $-5,000 | 13,464 |
| Net income | $190,000 | 10,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $35,000 | 8,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $195,000 | 10,329 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.