Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,759,000 | 1,644 |
| Total interest expense | $7,165,000 | 1,768 |
| Net interest income | $11,594,000 | 1,556 |
| Provision for loan and lease losses | $448,000 | 1,682 |
| Total noninterest income | $1,419,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $971,000 | 1,377 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $448,000 | 3,175 |
| Total noninterest expense | $8,521,000 | 1,716 |
| Salaries and employee benefits | $4,374,000 | 1,534 |
| Premises and equipment expense | $1,289,000 | 1,599 |
| Additional noninterest expense | $2,858,000 | 1,891 |
| Pre-tax net operating income | $4,044,000 | 1,757 |
| Securities gains (losses) | $-688,000 | 12,321 |
| Applicable income taxes | $872,000 | 2,573 |
| Income before extraordinary items | $2,484,000 | 1,965 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,484,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 1,245 |
| Cash dividends | $1,207,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,993,120 | 1,644 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,604,000 | 1,884 |
| Total interest expense | $6,319,000 | 2,050 |
| Net interest income | $10,285,000 | 1,755 |
| Provision for loan and lease losses | $764,000 | 1,568 |
| Total noninterest income | $1,577,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $957,000 | 1,405 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $620,000 | 2,824 |
| Total noninterest expense | $8,684,000 | 1,744 |
| Salaries and employee benefits | $4,124,000 | 1,632 |
| Premises and equipment expense | $1,238,000 | 1,691 |
| Additional noninterest expense | $3,322,000 | 1,761 |
| Pre-tax net operating income | $2,414,000 | 2,792 |
| Securities gains (losses) | $86,000 | 2,714 |
| Applicable income taxes | $60,000 | 10,703 |
| Income before extraordinary items | $2,440,000 | 2,048 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,440,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,163,000 | 1,041 |
| Cash dividends | $588,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,355,720 | 2,000 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,538,000 | 2,146 |
| Total interest expense | $7,650,000 | 2,224 |
| Net interest income | $8,888,000 | 2,055 |
| Provision for loan and lease losses | $1,006,000 | 1,825 |
| Total noninterest income | $1,559,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $968,000 | 1,381 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $591,000 | 2,846 |
| Total noninterest expense | $8,684,000 | 1,749 |
| Salaries and employee benefits | $4,084,000 | 1,617 |
| Premises and equipment expense | $1,157,000 | 1,823 |
| Additional noninterest expense | $3,443,000 | 1,777 |
| Pre-tax net operating income | $757,000 | 6,786 |
| Securities gains (losses) | $383,000 | 1,322 |
| Applicable income taxes | $430,000 | 4,531 |
| Income before extraordinary items | $710,000 | 5,853 |
| Extraordinary gains, net | $425,000 | 236 |
| Net income | $1,135,000 | 4,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,697,000 | 791 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $464,880 | 7,269 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.