Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,275,000 | 2,475 |
| Total interest expense | $2,866,000 | 4,127 |
| Net interest income | $9,409,000 | 1,922 |
| Provision for loan and lease losses | $121,000 | 4,029 |
| Total noninterest income | $2,354,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,457,000 | 897 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $897,000 | 1,984 |
| Total noninterest expense | $7,880,000 | 1,837 |
| Salaries and employee benefits | $2,989,000 | 2,225 |
| Premises and equipment expense | $1,256,000 | 1,651 |
| Additional noninterest expense | $3,635,000 | 1,533 |
| Pre-tax net operating income | $3,762,000 | 1,888 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,561,000 | 1,500 |
| Income before extraordinary items | $2,201,000 | 2,225 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,201,000 | 2,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,285 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,201,000 | 2,243 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 9,976 |
| Total interest expense | $492,000 | 11,716 |
| Net interest income | $1,614,000 | 8,761 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $390,000 | 6,595 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $250,000 | 5,122 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $140,000 | 6,785 |
| Total noninterest expense | $1,583,000 | 7,551 |
| Salaries and employee benefits | $698,000 | 8,012 |
| Premises and equipment expense | $254,000 | 6,618 |
| Additional noninterest expense | $631,000 | 7,067 |
| Pre-tax net operating income | $421,000 | 9,254 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $182,000 | 7,971 |
| Income before extraordinary items | $239,000 | 10,166 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $239,000 | 10,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 12,794 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $239,000 | 9,921 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,253,000 | 2,179 |
| Total interest expense | $4,546,000 | 3,612 |
| Net interest income | $11,707,000 | 1,573 |
| Provision for loan and lease losses | $740,000 | 2,280 |
| Total noninterest income | $3,452,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,297,000 | 596 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,155,000 | 1,812 |
| Total noninterest expense | $13,268,000 | 1,200 |
| Salaries and employee benefits | $5,881,000 | 1,137 |
| Premises and equipment expense | $2,076,000 | 1,083 |
| Additional noninterest expense | $5,311,000 | 1,254 |
| Pre-tax net operating income | $1,151,000 | 5,090 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $517,000 | 3,890 |
| Income before extraordinary items | $673,000 | 6,081 |
| Extraordinary gains, net | $347,000 | 275 |
| Net income | $1,020,000 | 4,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $669,000 | 2,042 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $648,040 | 5,891 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.