Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,656,000 | 2,391 |
| Total interest expense | $4,139,000 | 2,153 |
| Net interest income | $6,517,000 | 2,496 |
| Provision for loan and lease losses | $496,000 | 3,809 |
| Total noninterest income | $1,202,000 | 2,503 |
| Gross Fiduciary activities income | $4,000 | 1,209 |
| Service charges on deposit accounts | $886,000 | 1,451 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $312,000 | 3,558 |
| Total noninterest expense | $7,761,000 | 1,938 |
| Salaries and employee benefits | $4,458,000 | 1,689 |
| Premises and equipment expense | $966,000 | 2,099 |
| Additional noninterest expense | $2,337,000 | 2,235 |
| Pre-tax net operating income | $-538,000 | 6,361 |
| Securities gains (losses) | $-633,000 | 7,789 |
| Applicable income taxes | $-253,000 | 7,159 |
| Income before extraordinary items | $-918,000 | 6,706 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-918,000 | 6,707 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-918,000 | 6,707 |
| Net charge-offs | $236,000 | 4,051 |
| Cash dividends | $295,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-424,260 | 6,354 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,185,000 | 2,388 |
| Total interest expense | $2,759,000 | 2,240 |
| Net interest income | $4,426,000 | 2,440 |
| Provision for loan and lease losses | $426,000 | 3,177 |
| Total noninterest income | $847,000 | 2,436 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $574,000 | 1,470 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $272,000 | 3,154 |
| Total noninterest expense | $3,978,000 | 2,513 |
| Salaries and employee benefits | $2,042,000 | 2,472 |
| Premises and equipment expense | $572,000 | 2,350 |
| Additional noninterest expense | $1,364,000 | 2,545 |
| Pre-tax net operating income | $869,000 | 2,362 |
| Securities gains (losses) | $-221,000 | 7,806 |
| Applicable income taxes | $241,000 | 1,768 |
| Income before extraordinary items | $407,000 | 3,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 3,444 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $407,000 | 3,445 |
| Net charge-offs | $88,000 | 4,383 |
| Cash dividends | $263,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $548,440 | 2,820 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 2,376 |
| Total interest expense | $1,382,000 | 2,311 |
| Net interest income | $2,279,000 | 2,378 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $378,000 | 2,607 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $275,000 | 1,491 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $102,000 | 3,622 |
| Total noninterest expense | $1,845,000 | 2,613 |
| Salaries and employee benefits | $1,002,000 | 2,542 |
| Premises and equipment expense | $294,000 | 2,339 |
| Additional noninterest expense | $549,000 | 2,777 |
| Pre-tax net operating income | $812,000 | 1,570 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $308,000 | 1,032 |
| Income before extraordinary items | $504,000 | 2,116 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $504,000 | 2,116 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $504,000 | 2,117 |
| Net charge-offs | $31,000 | 3,989 |
| Cash dividends | $263,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $504,000 | 1,987 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,123,000 | 2,317 |
| Total interest expense | $7,157,000 | 2,162 |
| Net interest income | $8,966,000 | 2,432 |
| Provision for loan and lease losses | $290,000 | 4,686 |
| Total noninterest income | $1,601,000 | 2,502 |
| Gross Fiduciary activities income | $3,000 | 1,325 |
| Service charges on deposit accounts | $1,262,000 | 1,425 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $336,000 | 3,904 |
| Total noninterest expense | $6,945,000 | 2,707 |
| Salaries and employee benefits | $3,779,000 | 2,647 |
| Premises and equipment expense | $1,212,000 | 2,220 |
| Additional noninterest expense | $1,954,000 | 2,921 |
| Pre-tax net operating income | $3,332,000 | 1,631 |
| Securities gains (losses) | $-6,029,000 | 8,112 |
| Applicable income taxes | $-1,148,000 | 7,755 |
| Income before extraordinary items | $-1,549,000 | 7,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,549,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 3,729 |
| Cash dividends | $934,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,309,560 | 1,846 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,263,000 | 2,345 |
| Total interest expense | $5,586,000 | 2,170 |
| Net interest income | $6,677,000 | 2,472 |
| Provision for loan and lease losses | $245,000 | 3,880 |
| Total noninterest income | $1,302,000 | 2,434 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $957,000 | 1,419 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $344,000 | 3,443 |
| Total noninterest expense | $5,180,000 | 2,702 |
| Salaries and employee benefits | $2,887,000 | 2,627 |
| Premises and equipment expense | $899,000 | 2,259 |
| Additional noninterest expense | $1,394,000 | 2,962 |
| Pre-tax net operating income | $2,554,000 | 1,888 |
| Securities gains (losses) | $-6,010,000 | 8,237 |
| Applicable income taxes | $-1,322,000 | 8,113 |
| Income before extraordinary items | $-2,134,000 | 7,888 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,134,000 | 7,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,737 |
| Cash dividends | $670,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,712,400 | 2,156 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,280,000 | 2,356 |
| Total interest expense | $3,826,000 | 2,196 |
| Net interest income | $4,454,000 | 2,453 |
| Provision for loan and lease losses | $147,000 | 3,702 |
| Total noninterest income | $869,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $627,000 | 1,420 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $242,000 | 3,411 |
| Total noninterest expense | $3,407,000 | 2,739 |
| Salaries and employee benefits | $1,910,000 | 2,674 |
| Premises and equipment expense | $593,000 | 2,276 |
| Additional noninterest expense | $904,000 | 3,001 |
| Pre-tax net operating income | $1,769,000 | 1,890 |
| Securities gains (losses) | $26,000 | 1,879 |
| Applicable income taxes | $620,000 | 1,361 |
| Income before extraordinary items | $1,175,000 | 2,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,175,000 | 2,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,355 |
| Cash dividends | $407,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,158,100 | 2,227 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 2,385 |
| Total interest expense | $2,022,000 | 2,222 |
| Net interest income | $2,183,000 | 2,501 |
| Provision for loan and lease losses | $72,000 | 3,280 |
| Total noninterest income | $376,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $304,000 | 1,439 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,378 |
| Total noninterest expense | $1,681,000 | 2,761 |
| Salaries and employee benefits | $951,000 | 2,707 |
| Premises and equipment expense | $291,000 | 2,329 |
| Additional noninterest expense | $439,000 | 3,039 |
| Pre-tax net operating income | $806,000 | 2,142 |
| Securities gains (losses) | $26,000 | 1,452 |
| Applicable income taxes | $289,000 | 1,514 |
| Income before extraordinary items | $543,000 | 2,515 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $543,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,277 |
| Cash dividends | $144,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $526,100 | 2,507 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,993,000 | 2,421 |
| Total interest expense | $8,386,000 | 2,239 |
| Net interest income | $8,607,000 | 2,552 |
| Provision for loan and lease losses | $293,000 | 3,249 |
| Total noninterest income | $1,694,000 | 2,496 |
| Gross Fiduciary activities income | $3,000 | 1,373 |
| Service charges on deposit accounts | $1,285,000 | 1,391 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $406,000 | 3,699 |
| Total noninterest expense | $6,451,000 | 2,770 |
| Salaries and employee benefits | $3,473,000 | 2,822 |
| Premises and equipment expense | $1,144,000 | 2,278 |
| Additional noninterest expense | $1,834,000 | 2,883 |
| Pre-tax net operating income | $3,557,000 | 2,170 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,237,000 | 1,614 |
| Income before extraordinary items | $2,320,000 | 2,525 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,320,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,091 |
| Cash dividends | $574,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,133 |
| Net operating income | $2,320,000 | 2,516 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,605,000 | 2,445 |
| Total interest expense | $6,160,000 | 2,275 |
| Net interest income | $6,445,000 | 2,578 |
| Provision for loan and lease losses | $187,000 | 3,098 |
| Total noninterest income | $1,290,000 | 2,461 |
| Gross Fiduciary activities income | $3,000 | 1,319 |
| Service charges on deposit accounts | $937,000 | 1,411 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $350,000 | 3,457 |
| Total noninterest expense | $4,862,000 | 2,730 |
| Salaries and employee benefits | $2,610,000 | 2,802 |
| Premises and equipment expense | $870,000 | 2,227 |
| Additional noninterest expense | $1,382,000 | 2,805 |
| Pre-tax net operating income | $2,686,000 | 2,301 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $927,000 | 1,735 |
| Income before extraordinary items | $1,759,000 | 2,637 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,759,000 | 2,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,576 |
| Cash dividends | $431,000 | 3,150 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 978 |
| Net operating income | $1,759,000 | 2,616 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,420,000 | 2,464 |
| Total interest expense | $4,094,000 | 2,283 |
| Net interest income | $4,326,000 | 2,581 |
| Provision for loan and lease losses | $165,000 | 2,459 |
| Total noninterest income | $878,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $598,000 | 1,477 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $280,000 | 3,130 |
| Total noninterest expense | $3,258,000 | 2,764 |
| Salaries and employee benefits | $1,760,000 | 2,819 |
| Premises and equipment expense | $588,000 | 2,193 |
| Additional noninterest expense | $910,000 | 2,851 |
| Pre-tax net operating income | $1,781,000 | 2,356 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $616,000 | 1,811 |
| Income before extraordinary items | $1,165,000 | 2,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,165,000 | 2,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,314 |
| Cash dividends | $287,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 833 |
| Net operating income | $1,165,000 | 2,683 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 2,417 |
| Total interest expense | $2,046,000 | 2,281 |
| Net interest income | $2,240,000 | 2,512 |
| Provision for loan and lease losses | $62,000 | 2,721 |
| Total noninterest income | $460,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $280,000 | 1,534 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $180,000 | 2,707 |
| Total noninterest expense | $1,630,000 | 2,771 |
| Salaries and employee benefits | $890,000 | 2,808 |
| Premises and equipment expense | $299,000 | 2,189 |
| Additional noninterest expense | $441,000 | 2,914 |
| Pre-tax net operating income | $1,008,000 | 2,152 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $349,000 | 1,675 |
| Income before extraordinary items | $659,000 | 2,443 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $659,000 | 2,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,191 |
| Cash dividends | $144,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $659,000 | 2,423 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,129,000 | 2,406 |
| Total interest expense | $8,117,000 | 2,019 |
| Net interest income | $8,012,000 | 2,751 |
| Provision for loan and lease losses | $277,000 | 2,927 |
| Total noninterest income | $1,570,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,274,000 | 1,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $296,000 | 4,323 |
| Total noninterest expense | $6,589,000 | 2,659 |
| Salaries and employee benefits | $3,574,000 | 2,699 |
| Premises and equipment expense | $1,175,000 | 2,109 |
| Additional noninterest expense | $1,840,000 | 2,755 |
| Pre-tax net operating income | $2,716,000 | 2,964 |
| Securities gains (losses) | $21,000 | 897 |
| Applicable income taxes | $924,000 | 2,310 |
| Income before extraordinary items | $1,813,000 | 3,332 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,813,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,144 |
| Cash dividends | $596,000 | 3,478 |
| Sale, conversion, retirement of capital stock, net | $-750,000 | 8,654 |
| Net operating income | $1,799,140 | 3,328 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,965,000 | 2,414 |
| Total interest expense | $5,983,000 | 1,994 |
| Net interest income | $5,982,000 | 2,786 |
| Provision for loan and lease losses | $170,000 | 3,189 |
| Total noninterest income | $1,174,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $981,000 | 1,362 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $193,000 | 4,599 |
| Total noninterest expense | $4,972,000 | 2,637 |
| Salaries and employee benefits | $2,691,000 | 2,685 |
| Premises and equipment expense | $906,000 | 2,080 |
| Additional noninterest expense | $1,375,000 | 2,756 |
| Pre-tax net operating income | $2,014,000 | 3,088 |
| Securities gains (losses) | $21,000 | 729 |
| Applicable income taxes | $702,000 | 2,381 |
| Income before extraordinary items | $1,333,000 | 3,474 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,333,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,008 |
| Cash dividends | $447,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,319,140 | 3,488 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,876,000 | 2,413 |
| Total interest expense | $3,837,000 | 1,972 |
| Net interest income | $4,039,000 | 2,768 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $789,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $656,000 | 1,346 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $133,000 | 4,544 |
| Total noninterest expense | $3,329,000 | 2,636 |
| Salaries and employee benefits | $1,795,000 | 2,689 |
| Premises and equipment expense | $603,000 | 2,079 |
| Additional noninterest expense | $931,000 | 2,736 |
| Pre-tax net operating income | $1,424,000 | 2,983 |
| Securities gains (losses) | $21,000 | 597 |
| Applicable income taxes | $499,000 | 2,314 |
| Income before extraordinary items | $946,000 | 3,339 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $946,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,198 |
| Cash dividends | $298,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $932,350 | 3,365 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 2,390 |
| Total interest expense | $1,867,000 | 1,938 |
| Net interest income | $2,006,000 | 2,777 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $385,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $318,000 | 1,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,504 |
| Total noninterest expense | $1,621,000 | 2,698 |
| Salaries and employee benefits | $886,000 | 2,720 |
| Premises and equipment expense | $298,000 | 2,117 |
| Additional noninterest expense | $437,000 | 2,880 |
| Pre-tax net operating income | $720,000 | 2,921 |
| Securities gains (losses) | $21,000 | 472 |
| Applicable income taxes | $257,000 | 2,226 |
| Income before extraordinary items | $484,000 | 3,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $484,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $149,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $470,350 | 3,298 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,688,000 | 2,260 |
| Total interest expense | $6,421,000 | 1,768 |
| Net interest income | $8,267,000 | 2,625 |
| Provision for loan and lease losses | $305,000 | 2,776 |
| Total noninterest income | $1,380,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,092,000 | 1,597 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $288,000 | 4,429 |
| Total noninterest expense | $6,391,000 | 2,597 |
| Salaries and employee benefits | $3,323,000 | 2,721 |
| Premises and equipment expense | $1,200,000 | 1,997 |
| Additional noninterest expense | $1,868,000 | 2,661 |
| Pre-tax net operating income | $2,951,000 | 2,793 |
| Securities gains (losses) | $16,000 | 1,323 |
| Applicable income taxes | $943,000 | 2,338 |
| Income before extraordinary items | $2,024,000 | 3,073 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,024,000 | 3,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,901 |
| Cash dividends | $596,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,013,120 | 3,047 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,793,000 | 2,249 |
| Total interest expense | $4,550,000 | 1,763 |
| Net interest income | $6,243,000 | 2,585 |
| Provision for loan and lease losses | $230,000 | 2,673 |
| Total noninterest income | $995,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $744,000 | 1,733 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $251,000 | 4,130 |
| Total noninterest expense | $4,707,000 | 2,613 |
| Salaries and employee benefits | $2,484,000 | 2,693 |
| Premises and equipment expense | $867,000 | 2,053 |
| Additional noninterest expense | $1,356,000 | 2,716 |
| Pre-tax net operating income | $2,301,000 | 2,740 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $754,000 | 2,295 |
| Income before extraordinary items | $1,563,000 | 3,029 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,563,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,912 |
| Cash dividends | $447,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,552,280 | 3,010 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,959,000 | 2,264 |
| Total interest expense | $2,828,000 | 1,787 |
| Net interest income | $4,131,000 | 2,577 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $586,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $416,000 | 2,006 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $170,000 | 4,052 |
| Total noninterest expense | $3,079,000 | 2,636 |
| Salaries and employee benefits | $1,642,000 | 2,701 |
| Premises and equipment expense | $580,000 | 2,033 |
| Additional noninterest expense | $857,000 | 2,835 |
| Pre-tax net operating income | $1,478,000 | 2,793 |
| Securities gains (losses) | $16,000 | 1,180 |
| Applicable income taxes | $464,000 | 2,368 |
| Income before extraordinary items | $1,030,000 | 3,017 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,030,000 | 3,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,013 |
| Cash dividends | $298,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,018,960 | 3,000 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 2,253 |
| Total interest expense | $1,341,000 | 1,779 |
| Net interest income | $2,083,000 | 2,563 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $263,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $180,000 | 2,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $1,522,000 | 2,678 |
| Salaries and employee benefits | $821,000 | 2,716 |
| Premises and equipment expense | $290,000 | 2,055 |
| Additional noninterest expense | $411,000 | 2,947 |
| Pre-tax net operating income | $749,000 | 2,709 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $277,000 | 2,103 |
| Income before extraordinary items | $472,000 | 3,182 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $472,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,841 |
| Cash dividends | $149,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $472,000 | 3,144 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,870,000 | 2,229 |
| Total interest expense | $5,012,000 | 1,633 |
| Net interest income | $7,858,000 | 2,582 |
| Provision for loan and lease losses | $520,000 | 1,901 |
| Total noninterest income | $1,041,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $764,000 | 2,225 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $277,000 | 4,415 |
| Total noninterest expense | $5,955,000 | 2,672 |
| Salaries and employee benefits | $3,101,000 | 2,763 |
| Premises and equipment expense | $1,079,000 | 2,126 |
| Additional noninterest expense | $1,775,000 | 2,676 |
| Pre-tax net operating income | $2,424,000 | 3,078 |
| Securities gains (losses) | $283,000 | 665 |
| Applicable income taxes | $992,000 | 2,171 |
| Income before extraordinary items | $1,715,000 | 3,294 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,715,000 | 3,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,930 |
| Cash dividends | $596,000 | 3,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,533,880 | 3,522 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,516,000 | 2,225 |
| Total interest expense | $3,730,000 | 1,618 |
| Net interest income | $5,786,000 | 2,596 |
| Provision for loan and lease losses | $388,000 | 1,827 |
| Total noninterest income | $772,000 | 3,494 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $572,000 | 2,246 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $200,000 | 4,502 |
| Total noninterest expense | $4,421,000 | 2,664 |
| Salaries and employee benefits | $2,310,000 | 2,754 |
| Premises and equipment expense | $806,000 | 2,132 |
| Additional noninterest expense | $1,305,000 | 2,697 |
| Pre-tax net operating income | $1,749,000 | 3,211 |
| Securities gains (losses) | $45,000 | 1,750 |
| Applicable income taxes | $663,000 | 2,408 |
| Income before extraordinary items | $1,131,000 | 3,695 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,131,000 | 3,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,842 |
| Cash dividends | $447,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,102,200 | 3,686 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,196,000 | 2,264 |
| Total interest expense | $2,392,000 | 1,664 |
| Net interest income | $3,804,000 | 2,608 |
| Provision for loan and lease losses | $203,000 | 2,177 |
| Total noninterest income | $501,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $374,000 | 2,269 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $127,000 | 4,664 |
| Total noninterest expense | $2,931,000 | 2,678 |
| Salaries and employee benefits | $1,529,000 | 2,783 |
| Premises and equipment expense | $536,000 | 2,130 |
| Additional noninterest expense | $866,000 | 2,718 |
| Pre-tax net operating income | $1,171,000 | 3,170 |
| Securities gains (losses) | $54,000 | 1,410 |
| Applicable income taxes | $452,000 | 2,358 |
| Income before extraordinary items | $773,000 | 3,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $773,000 | 3,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,243 |
| Cash dividends | $298,000 | 2,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $738,440 | 3,647 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 2,321 |
| Total interest expense | $1,183,000 | 1,704 |
| Net interest income | $1,848,000 | 2,678 |
| Provision for loan and lease losses | $55,000 | 3,182 |
| Total noninterest income | $251,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $181,000 | 2,276 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $70,000 | 4,441 |
| Total noninterest expense | $1,467,000 | 2,686 |
| Salaries and employee benefits | $768,000 | 2,794 |
| Premises and equipment expense | $259,000 | 2,217 |
| Additional noninterest expense | $440,000 | 2,659 |
| Pre-tax net operating income | $577,000 | 3,178 |
| Securities gains (losses) | $54,000 | 1,148 |
| Applicable income taxes | $232,000 | 2,306 |
| Income before extraordinary items | $399,000 | 3,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $399,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,595 |
| Cash dividends | $149,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $364,440 | 3,635 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,589,000 | 2,287 |
| Total interest expense | $5,369,000 | 1,683 |
| Net interest income | $7,220,000 | 2,682 |
| Provision for loan and lease losses | $555,000 | 1,989 |
| Total noninterest income | $1,086,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $773,000 | 2,173 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $313,000 | 4,422 |
| Total noninterest expense | $6,994,000 | 2,257 |
| Salaries and employee benefits | $2,891,000 | 2,857 |
| Premises and equipment expense | $1,097,000 | 2,074 |
| Additional noninterest expense | $3,006,000 | 1,628 |
| Pre-tax net operating income | $757,000 | 5,837 |
| Securities gains (losses) | $1,907,000 | 311 |
| Applicable income taxes | $980,000 | 2,201 |
| Income before extraordinary items | $1,684,000 | 3,262 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,684,000 | 3,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,852 |
| Cash dividends | $596,000 | 3,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $463,520 | 6,343 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,501,000 | 2,307 |
| Total interest expense | $4,088,000 | 1,722 |
| Net interest income | $5,413,000 | 2,685 |
| Provision for loan and lease losses | $210,000 | 3,249 |
| Total noninterest income | $944,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $583,000 | 2,186 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $361,000 | 3,725 |
| Total noninterest expense | $5,110,000 | 2,316 |
| Salaries and employee benefits | $2,146,000 | 2,892 |
| Premises and equipment expense | $823,000 | 2,097 |
| Additional noninterest expense | $2,141,000 | 1,691 |
| Pre-tax net operating income | $1,037,000 | 4,457 |
| Securities gains (losses) | $1,379,000 | 358 |
| Applicable income taxes | $887,000 | 2,044 |
| Income before extraordinary items | $1,529,000 | 2,924 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,529,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,335 |
| Cash dividends | $447,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $646,440 | 5,015 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,399,000 | 2,297 |
| Total interest expense | $2,781,000 | 1,743 |
| Net interest income | $3,618,000 | 2,694 |
| Provision for loan and lease losses | $147,000 | 3,175 |
| Total noninterest income | $670,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $397,000 | 2,111 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $273,000 | 3,470 |
| Total noninterest expense | $3,693,000 | 2,124 |
| Salaries and employee benefits | $1,415,000 | 2,934 |
| Premises and equipment expense | $544,000 | 2,096 |
| Additional noninterest expense | $1,734,000 | 1,428 |
| Pre-tax net operating income | $448,000 | 5,589 |
| Securities gains (losses) | $1,101,000 | 341 |
| Applicable income taxes | $569,000 | 2,123 |
| Income before extraordinary items | $980,000 | 3,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $980,000 | 3,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,946 |
| Cash dividends | $298,000 | 2,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $275,360 | 6,091 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 2,272 |
| Total interest expense | $1,439,000 | 1,736 |
| Net interest income | $1,804,000 | 2,677 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $395,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $195,000 | 2,065 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $200,000 | 2,717 |
| Total noninterest expense | $2,297,000 | 1,721 |
| Salaries and employee benefits | $697,000 | 2,967 |
| Premises and equipment expense | $273,000 | 2,087 |
| Additional noninterest expense | $1,327,000 | 932 |
| Pre-tax net operating income | $-188,000 | 9,075 |
| Securities gains (losses) | $1,101,000 | 206 |
| Applicable income taxes | $335,000 | 1,899 |
| Income before extraordinary items | $578,000 | 2,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $578,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,489 |
| Cash dividends | $149,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-126,640 | 9,004 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,133,000 | 2,175 |
| Total interest expense | $6,268,000 | 1,821 |
| Net interest income | $7,865,000 | 2,437 |
| Provision for loan and lease losses | $265,000 | 3,725 |
| Total noninterest income | $1,435,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $724,000 | 2,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $711,000 | 2,680 |
| Total noninterest expense | $5,744,000 | 2,575 |
| Salaries and employee benefits | $2,890,000 | 2,723 |
| Premises and equipment expense | $1,182,000 | 1,876 |
| Additional noninterest expense | $1,672,000 | 2,708 |
| Pre-tax net operating income | $3,291,000 | 2,321 |
| Securities gains (losses) | $132,000 | 1,494 |
| Applicable income taxes | $1,249,000 | 1,893 |
| Income before extraordinary items | $2,174,000 | 2,631 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,174,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,236 |
| Cash dividends | $596,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,089,520 | 2,615 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,281,000 | 2,229 |
| Total interest expense | $7,990,000 | 2,021 |
| Net interest income | $7,291,000 | 2,456 |
| Provision for loan and lease losses | $303,000 | 3,175 |
| Total noninterest income | $1,770,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $808,000 | 1,887 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $962,000 | 2,097 |
| Total noninterest expense | $6,036,000 | 2,365 |
| Salaries and employee benefits | $2,878,000 | 2,606 |
| Premises and equipment expense | $998,000 | 2,137 |
| Additional noninterest expense | $2,160,000 | 2,081 |
| Pre-tax net operating income | $2,722,000 | 2,491 |
| Securities gains (losses) | $43,000 | 2,496 |
| Applicable income taxes | $1,053,000 | 1,998 |
| Income before extraordinary items | $1,712,000 | 2,914 |
| Extraordinary gains, net | $-409,000 | 9,553 |
| Net income | $1,303,000 | 3,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,024 |
| Cash dividends | $149,000 | 5,364 |
| Sale, conversion, retirement of capital stock, net | $-258,000 | 9,530 |
| Net operating income | $1,684,480 | 2,852 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 4,918 |
| Total interest expense | $3,900,000 | 4,050 |
| Net interest income | $2,400,000 | 5,963 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $1,057,000 | 3,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $819,000 | 2,126 |
| Total noninterest expense | $2,547,000 | 4,794 |
| Salaries and employee benefits | $1,104,000 | 5,545 |
| Premises and equipment expense | $280,000 | 5,651 |
| Additional noninterest expense | $1,163,000 | 3,534 |
| Pre-tax net operating income | $850,000 | 5,700 |
| Securities gains (losses) | $-352,000 | 9,663 |
| Applicable income taxes | $151,000 | 5,902 |
| Income before extraordinary items | $347,000 | 7,170 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $347,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $118,000 | 5,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $593,400 | 5,893 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 5,143 |
| Total interest expense | $3,194,000 | 4,357 |
| Net interest income | $2,451,000 | 5,872 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $700,000 | 3,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $491,000 | 2,984 |
| Total noninterest expense | $2,254,000 | 5,240 |
| Salaries and employee benefits | $1,087,000 | 5,547 |
| Premises and equipment expense | $270,000 | 5,798 |
| Additional noninterest expense | $897,000 | 4,389 |
| Pre-tax net operating income | $872,000 | 5,684 |
| Securities gains (losses) | $-161,000 | 10,014 |
| Applicable income taxes | $250,000 | 5,204 |
| Income before extraordinary items | $461,000 | 6,630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $461,000 | 6,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $565,650 | 6,044 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 5,547 |
| Total interest expense | $2,990,000 | 4,742 |
| Net interest income | $2,187,000 | 6,316 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $-270,000 | 10,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 5,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-419,000 | 10,479 |
| Total noninterest expense | $2,045,000 | 5,512 |
| Salaries and employee benefits | $956,000 | 5,959 |
| Premises and equipment expense | $252,000 | 5,932 |
| Additional noninterest expense | $837,000 | 4,535 |
| Pre-tax net operating income | $-168,000 | 9,977 |
| Securities gains (losses) | $54,000 | 1,672 |
| Applicable income taxes | $-105,000 | 10,234 |
| Income before extraordinary items | $-9,000 | 9,854 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-9,000 | 9,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,812 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-43,560 | 9,858 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 5,376 |
| Total interest expense | $3,348,000 | 4,285 |
| Net interest income | $2,199,000 | 6,538 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $265,000 | 7,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,130 |
| Total noninterest expense | $2,293,000 | 5,113 |
| Salaries and employee benefits | $902,000 | 6,277 |
| Premises and equipment expense | $222,000 | 6,469 |
| Additional noninterest expense | $1,169,000 | 3,423 |
| Pre-tax net operating income | $171,000 | 9,733 |
| Securities gains (losses) | $775,000 | 325 |
| Applicable income taxes | $357,000 | 5,238 |
| Income before extraordinary items | $589,000 | 6,433 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $589,000 | 6,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,200 |
| Cash dividends | $425,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $93,000 | 9,959 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 5,340 |
| Total interest expense | $3,276,000 | 4,433 |
| Net interest income | $2,471,000 | 6,240 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $210,000 | 8,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,617 |
| Total noninterest expense | $2,257,000 | 5,426 |
| Salaries and employee benefits | $878,000 | 6,571 |
| Premises and equipment expense | $218,000 | 6,718 |
| Additional noninterest expense | $1,161,000 | 3,892 |
| Pre-tax net operating income | $424,000 | 8,371 |
| Securities gains (losses) | $502,000 | 420 |
| Applicable income taxes | $354,000 | 5,287 |
| Income before extraordinary items | $572,000 | 6,446 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $572,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 11,105 |
| Cash dividends | $425,000 | 3,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $250,720 | 8,772 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 5,229 |
| Total interest expense | $3,324,000 | 4,343 |
| Net interest income | $2,643,000 | 6,060 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $206,000 | 8,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $2,587,000 | 4,848 |
| Salaries and employee benefits | $805,000 | 7,077 |
| Premises and equipment expense | $187,000 | 7,460 |
| Additional noninterest expense | $1,595,000 | 2,934 |
| Pre-tax net operating income | $262,000 | 10,023 |
| Securities gains (losses) | $779,000 | 265 |
| Applicable income taxes | $403,000 | 4,928 |
| Income before extraordinary items | $638,000 | 6,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $638,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $139,440 | 10,533 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 5,992 |
| Total interest expense | $2,509,000 | 4,639 |
| Net interest income | $2,154,000 | 7,185 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $644,000 | 4,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,778 |
| Total noninterest expense | $2,019,000 | 6,153 |
| Salaries and employee benefits | $771,000 | 7,371 |
| Premises and equipment expense | $184,000 | 7,770 |
| Additional noninterest expense | $1,064,000 | 4,473 |
| Pre-tax net operating income | $779,000 | 6,977 |
| Securities gains (losses) | $96,000 | 791 |
| Applicable income taxes | $348,000 | 5,300 |
| Income before extraordinary items | $527,000 | 7,098 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $527,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $675,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $465,560 | 7,617 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,696,000 | 6,093 |
| Total interest expense | $2,468,000 | 4,875 |
| Net interest income | $2,228,000 | 7,095 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $446,000 | 6,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 4,106 |
| Total noninterest expense | $1,540,000 | 7,695 |
| Salaries and employee benefits | $762,000 | 7,558 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $616,000 | 7,199 |
| Pre-tax net operating income | $1,114,000 | 5,474 |
| Securities gains (losses) | $412,000 | 1,026 |
| Applicable income taxes | $588,000 | 3,672 |
| Income before extraordinary items | $938,000 | 4,933 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $938,000 | 5,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $355,000 | 3,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $674,320 | 6,031 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 6,887 |
| Total interest expense | $2,665,000 | 5,698 |
| Net interest income | $1,843,000 | 8,208 |
| Provision for loan and lease losses | $325,000 | 3,946 |
| Total noninterest income | $284,000 | 7,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 6,025 |
| Total noninterest expense | $1,537,000 | 7,783 |
| Salaries and employee benefits | $736,000 | 7,723 |
| Premises and equipment expense | $132,000 | 9,627 |
| Additional noninterest expense | $669,000 | 6,965 |
| Pre-tax net operating income | $265,000 | 10,470 |
| Securities gains (losses) | $415,000 | 1,246 |
| Applicable income taxes | $281,000 | 6,199 |
| Income before extraordinary items | $399,000 | 8,235 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $399,000 | 8,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 5,790 |
| Cash dividends | $81,000 | 6,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $133,400 | 11,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.