Home > Community First Bank > Assets and Liabilities
Community First Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 72 | 2,276 |
| Assets and Liabilities | ||
| Total Assets: | $242,916,000 | 2,741 |
| Cash and due from depository institutions | $4,165,000 | 2,276 |
| Interest-bearing balances | $388,000 | 5,669 |
| Securities | $54,565,000 | 2,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $172,251,000 | 2,604 |
| Loan loss allowance | $2,842,000 | 2,425 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,024,000 | 2,992 |
| Other real estate owned | $237,000 | 2,276 |
| Goodwill and other intangibles | $194,000 | 2,503 |
| All other assets | $7,480,000 | 2,344 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $242,916,000 | 2,741 |
| Total liabilities | $225,387,000 | 2,654 |
| Total deposits | $177,896,000 | 3,033 |
| Interest-bearing deposits | $158,672,000 | 2,919 |
| Deposits held in domestic offices | $177,896,000 | 3,031 |
| % insured | 78.22% | 6,702 |
| Federal funds purchased & repurchase agreements | $17,484,000 | 789 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $28,998,000 | 1,476 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,009,000 | 3,760 |
| Total equity capital | $17,529,000 | 3,668 |
| Total bank equity capital | $17,529,000 | 3,667 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,985,000 | 865 |
| Surplus | $3,667,000 | 4,612 |
| Undivided profits | $7,877,000 | 3,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,987,000 | 2,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,127,000 | 3,198 |
| Earning assets | $227,204,000 | 2,685 |
| Long-term assets (5+ years) | $79,864,000 | 1,651 |
| Average Assets, year-to-date | $251,068,750 | 2,617 |
| Average Assets, quarterly | $246,532,500 | 2,684 |
| Volatile liabilities | $55,467,000 | 2,524 |
| Insider loans | $4,106,000 | 1,842 |
| FHLB advances | $28,998,000 | 1,388 |
| Loans and leases held for sale | $317,000 | 1,407 |
| Unused loan commitments | $20,243,000 | 2,832 |
| Tier 1 (core) risk-based capital | $18,008,000 | 3,421 |
| Tier 2 risk-based capital | $2,084,000 | 2,578 |
| Total risk weighted assets | $166,205,000 | 2,834 |
| Total unused commitments | $20,243,000 | 2,834 |
| Derivatives | $10,000,000 | 529 |
| 2009-06-30 | Rank | |
| # of Employees: | 73 | 2,283 |
| Assets and Liabilities | ||
| Total Assets: | $250,149,000 | 2,663 |
| Cash and due from depository institutions | $6,896,000 | 2,283 |
| Interest-bearing balances | $3,304,000 | 3,366 |
| Securities | $57,521,000 | 2,078 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $173,517,000 | 2,631 |
| Loan loss allowance | $2,920,000 | 2,283 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,133,000 | 2,981 |
| Other real estate owned | $287,000 | 2,283 |
| Goodwill and other intangibles | $196,000 | 2,516 |
| All other assets | $7,599,000 | 2,344 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $250,149,000 | 2,663 |
| Total liabilities | $231,405,000 | 2,599 |
| Total deposits | $175,707,000 | 3,068 |
| Interest-bearing deposits | $157,749,000 | 2,949 |
| Deposits held in domestic offices | $175,707,000 | 3,066 |
| % insured | 75.81% | 4,850 |
| Federal funds purchased & repurchase agreements | $17,228,000 | 806 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $36,997,000 | 1,286 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,473,000 | 2,970 |
| Total equity capital | $18,744,000 | 3,426 |
| Total bank equity capital | $18,744,000 | 3,426 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,985,000 | 868 |
| Surplus | $3,667,000 | 4,654 |
| Undivided profits | $9,092,000 | 3,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,093,000 | 2,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,254,000 | 2,788 |
| Earning assets | $234,342,000 | 2,617 |
| Long-term assets (5+ years) | $79,597,000 | 1,644 |
| Average Assets, year-to-date | $253,786,330 | 2,592 |
| Average Assets, quarterly | $252,365,000 | 2,628 |
| Volatile liabilities | $62,917,000 | 2,283 |
| Insider loans | $4,165,000 | 1,852 |
| FHLB advances | $36,997,000 | 1,205 |
| Loans and leases held for sale | $1,393,000 | 1,044 |
| Unused loan commitments | $20,100,000 | 2,938 |
| Tier 1 (core) risk-based capital | $19,363,000 | 3,229 |
| Tier 2 risk-based capital | $2,137,000 | 2,505 |
| Total risk weighted assets | $170,206,000 | 2,787 |
| Total unused commitments | $20,100,000 | 2,939 |
| Derivatives | $15,000,000 | 482 |
| 2009-03-31 | Rank | |
| # of Employees: | 73 | 2,294 |
| Assets and Liabilities | ||
| Total Assets: | $254,581,000 | 2,620 |
| Cash and due from depository institutions | $5,363,000 | 2,294 |
| Interest-bearing balances | $2,129,000 | 3,633 |
| Securities | $59,498,000 | 2,013 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $177,021,000 | 2,606 |
| Loan loss allowance | $2,551,000 | 2,464 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,217,000 | 2,947 |
| Other real estate owned | $224,000 | 2,294 |
| Goodwill and other intangibles | $197,000 | 2,518 |
| All other assets | $8,061,000 | 2,235 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $254,581,000 | 2,620 |
| Total liabilities | $236,197,000 | 2,545 |
| Total deposits | $174,554,000 | 3,091 |
| Interest-bearing deposits | $157,133,000 | 2,949 |
| Deposits held in domestic offices | $174,554,000 | 3,089 |
| % insured | 75.21% | 5,054 |
| Federal funds purchased & repurchase agreements | $19,077,000 | 776 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $40,996,000 | 1,238 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,570,000 | 2,770 |
| Total equity capital | $18,384,000 | 3,526 |
| Total bank equity capital | $18,384,000 | 3,526 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,985,000 | 871 |
| Surplus | $3,667,000 | 4,671 |
| Undivided profits | $8,732,000 | 3,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,154,000 | 3,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,080,000 | 3,204 |
| Earning assets | $238,648,000 | 2,571 |
| Long-term assets (5+ years) | $81,727,000 | 1,564 |
| Average Assets, year-to-date | $255,605,000 | 2,587 |
| Average Assets, quarterly | $255,605,000 | 2,587 |
| Volatile liabilities | $58,406,000 | 2,436 |
| Insider loans | $4,184,000 | 1,844 |
| FHLB advances | $40,996,000 | 1,150 |
| Loans and leases held for sale | $1,098,000 | 1,059 |
| Unused loan commitments | $18,092,000 | 3,257 |
| Tier 1 (core) risk-based capital | $19,459,000 | 3,236 |
| Tier 2 risk-based capital | $2,150,000 | 2,477 |
| Total risk weighted assets | $171,610,000 | 2,782 |
| Total unused commitments | $18,092,000 | 3,257 |
| Derivatives | $15,000,000 | 538 |
| 2008-12-31 | Rank | |
| # of Employees: | 74 | 2,293 |
| Assets and Liabilities | ||
| Total Assets: | $256,629,000 | 2,579 |
| Cash and due from depository institutions | $5,140,000 | 2,293 |
| Interest-bearing balances | $795,000 | 3,963 |
| Securities | $61,667,000 | 1,919 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $176,481,000 | 2,626 |
| Loan loss allowance | $2,582,000 | 2,381 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,202,000 | 2,985 |
| Other real estate owned | $224,000 | 2,293 |
| Goodwill and other intangibles | $199,000 | 2,522 |
| All other assets | $8,716,000 | 2,124 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $256,629,000 | 2,579 |
| Total liabilities | $238,649,000 | 2,497 |
| Total deposits | $167,712,000 | 3,136 |
| Interest-bearing deposits | $151,201,000 | 2,985 |
| Deposits held in domestic offices | $167,712,000 | 3,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,214,000 | 858 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $50,995,000 | 1,138 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,728,000 | 2,557 |
| Total equity capital | $17,980,000 | 3,570 |
| Total bank equity capital | $17,980,000 | 3,570 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,985,000 | 866 |
| Surplus | $3,667,000 | 4,664 |
| Undivided profits | $8,328,000 | 3,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,962,000 | 3,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,273,000 | 2,921 |
| Earning assets | $238,943,000 | 2,548 |
| Long-term assets (5+ years) | $83,217,000 | 1,525 |
| Average Assets, year-to-date | $262,269,200 | 2,447 |
| Average Assets, quarterly | $258,968,000 | 2,527 |
| Volatile liabilities | $63,283,000 | 2,242 |
| Insider loans | $4,217,000 | 1,869 |
| FHLB advances | $50,995,000 | 1,049 |
| Loans and leases held for sale | $355,000 | 1,261 |
| Unused loan commitments | $18,063,000 | 3,258 |
| Tier 1 (core) risk-based capital | $19,216,000 | 3,246 |
| Tier 2 risk-based capital | $2,156,000 | 2,445 |
| Total risk weighted assets | $172,041,000 | 2,781 |
| Total unused commitments | $18,063,000 | 3,260 |
| Derivatives | $15,000,000 | 472 |
| 2008-09-30 | Rank | |
| # of Employees: | 72 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $261,307,000 | 2,519 |
| Cash and due from depository institutions | $4,641,000 | 2,369 |
| Interest-bearing balances | $45,000 | 5,777 |
| Securities | $62,726,000 | 1,857 |
| Federal funds sold & reverse repurchase agreements | $1,284,000 | 4,287 |
| Net loans & leases | $178,100,000 | 2,582 |
| Loan loss allowance | $2,679,000 | 2,150 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,306,000 | 2,899 |
| Other real estate owned | $255,000 | 2,369 |
| Goodwill and other intangibles | $201,000 | 2,569 |
| All other assets | $9,794,000 | 1,914 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $261,307,000 | 2,519 |
| Total liabilities | $243,973,000 | 2,440 |
| Total deposits | $165,808,000 | 3,115 |
| Interest-bearing deposits | $146,850,000 | 3,013 |
| Deposits held in domestic offices | $165,808,000 | 3,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,596,000 | 771 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $51,995,000 | 1,149 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,574,000 | 2,808 |
| Total equity capital | $17,334,000 | 3,686 |
| Total bank equity capital | $17,334,000 | 3,686 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,985,000 | 868 |
| Surplus | $3,667,000 | 4,670 |
| Undivided profits | $7,682,000 | 3,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,224,000 | 2,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,323,000 | 2,969 |
| Earning assets | $242,155,000 | 2,490 |
| Long-term assets (5+ years) | $84,485,000 | 1,478 |
| Average Assets, year-to-date | $263,679,250 | 2,434 |
| Average Assets, quarterly | $262,354,000 | 2,493 |
| Volatile liabilities | $69,404,000 | 2,029 |
| Insider loans | $4,329,000 | 1,811 |
| FHLB advances | $51,995,000 | 1,071 |
| Loans and leases held for sale | $401,000 | 1,114 |
| Unused loan commitments | $17,999,000 | 3,435 |
| Tier 1 (core) risk-based capital | $18,893,000 | 3,356 |
| Tier 2 risk-based capital | $2,175,000 | 2,358 |
| Total risk weighted assets | $173,526,000 | 2,768 |
| Total unused commitments | $17,999,000 | 3,438 |
| Derivatives | $15,000,000 | 404 |
| 2008-06-30 | Rank | |
| # of Employees: | 75 | 2,315 |
| Assets and Liabilities | ||
| Total Assets: | $263,401,000 | 2,493 |
| Cash and due from depository institutions | $5,455,000 | 2,315 |
| Interest-bearing balances | $235,000 | 4,200 |
| Securities | $72,884,000 | 1,639 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $172,162,000 | 2,620 |
| Loan loss allowance | $2,624,000 | 2,120 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,351,000 | 2,871 |
| Other real estate owned | $339,000 | 2,315 |
| Goodwill and other intangibles | $202,000 | 2,585 |
| All other assets | $8,008,000 | 2,206 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $263,401,000 | 2,493 |
| Total liabilities | $243,765,000 | 2,427 |
| Total deposits | $165,347,000 | 3,136 |
| Interest-bearing deposits | $146,227,000 | 3,018 |
| Deposits held in domestic offices | $165,347,000 | 3,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,019,000 | 750 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $48,994,000 | 1,188 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,405,000 | 3,030 |
| Total equity capital | $19,636,000 | 3,328 |
| Total bank equity capital | $19,636,000 | 3,328 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,985,000 | 859 |
| Surplus | $3,666,000 | 4,680 |
| Undivided profits | $9,985,000 | 3,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,096,000 | 2,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,533,000 | 2,533 |
| Earning assets | $245,281,000 | 2,463 |
| Long-term assets (5+ years) | $92,346,000 | 1,362 |
| Average Assets, year-to-date | $264,470,000 | 2,442 |
| Average Assets, quarterly | $262,961,000 | 2,480 |
| Volatile liabilities | $71,964,000 | 1,956 |
| Insider loans | $4,006,000 | 1,932 |
| FHLB advances | $48,994,000 | 1,110 |
| Loans and leases held for sale | $836,000 | 955 |
| Unused loan commitments | $22,069,000 | 3,123 |
| Tier 1 (core) risk-based capital | $22,464,000 | 2,842 |
| Tier 2 risk-based capital | $2,245,000 | 2,262 |
| Total risk weighted assets | $179,260,000 | 2,671 |
| Total unused commitments | $22,069,000 | 3,125 |
| Derivatives | $15,000,000 | 406 |
| 2008-03-31 | Rank | |
| # of Employees: | 72 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $262,521,000 | 2,502 |
| Cash and due from depository institutions | $4,776,000 | 2,387 |
| Interest-bearing balances | $21,000 | 6,125 |
| Securities | $76,375,000 | 1,549 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $168,435,000 | 2,636 |
| Loan loss allowance | $2,566,000 | 2,081 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,271,000 | 2,890 |
| Other real estate owned | $478,000 | 2,387 |
| Goodwill and other intangibles | $203,000 | 2,590 |
| All other assets | $7,983,000 | 2,165 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $262,521,000 | 2,502 |
| Total liabilities | $243,294,000 | 2,417 |
| Total deposits | $165,004,000 | 3,135 |
| Interest-bearing deposits | $148,571,000 | 2,995 |
| Deposits held in domestic offices | $165,004,000 | 3,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,494,000 | 726 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $48,993,000 | 1,110 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,803,000 | 2,675 |
| Total equity capital | $19,227,000 | 3,478 |
| Total bank equity capital | $19,227,000 | 3,478 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,985,000 | 850 |
| Surplus | $3,666,000 | 4,660 |
| Undivided profits | $9,576,000 | 3,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,557,000 | 2,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,415,000 | 2,761 |
| Earning assets | $244,831,000 | 2,473 |
| Long-term assets (5+ years) | $95,028,000 | 1,275 |
| Average Assets, year-to-date | $265,004,500 | 2,445 |
| Average Assets, quarterly | $265,004,500 | 2,445 |
| Volatile liabilities | $72,942,000 | 1,899 |
| Insider loans | $2,836,000 | 2,470 |
| FHLB advances | $48,993,000 | 1,041 |
| Loans and leases held for sale | $1,254,000 | 842 |
| Unused loan commitments | $28,156,000 | 2,715 |
| Tier 1 (core) risk-based capital | $22,094,000 | 2,885 |
| Tier 2 risk-based capital | $2,192,000 | 2,262 |
| Total risk weighted assets | $174,995,000 | 2,688 |
| Total unused commitments | $28,156,000 | 2,718 |
| Derivatives | $15,000,000 | 440 |
| 2007-12-31 | Rank | |
| # of Employees: | 69 | 2,511 |
| Assets and Liabilities | ||
| Total Assets: | $267,488,000 | 2,425 |
| Cash and due from depository institutions | $6,737,000 | 2,511 |
| Interest-bearing balances | $13,000 | 6,153 |
| Securities | $81,797,000 | 1,462 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $167,057,000 | 2,627 |
| Loan loss allowance | $2,553,000 | 2,075 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,249,000 | 2,875 |
| Other real estate owned | $444,000 | 2,511 |
| Goodwill and other intangibles | $205,000 | 2,588 |
| All other assets | $6,999,000 | 2,422 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $267,488,000 | 2,425 |
| Total liabilities | $246,798,000 | 2,370 |
| Total deposits | $165,793,000 | 3,082 |
| Interest-bearing deposits | $150,080,000 | 2,914 |
| Deposits held in domestic offices | $165,793,000 | 3,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,422,000 | 796 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $55,993,000 | 924 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,590,000 | 2,918 |
| Total equity capital | $20,690,000 | 3,216 |
| Total bank equity capital | $20,690,000 | 3,216 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,985,000 | 835 |
| Surplus | $3,666,000 | 4,640 |
| Undivided profits | $11,039,000 | 2,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,671,000 | 2,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,580,000 | 2,694 |
| Earning assets | $248,867,000 | 2,390 |
| Long-term assets (5+ years) | $94,965,000 | 1,201 |
| Average Assets, year-to-date | $257,853,800 | 2,425 |
| Average Assets, quarterly | $267,100,500 | 2,402 |
| Volatile liabilities | $72,337,000 | 1,932 |
| Insider loans | $2,477,000 | 2,667 |
| FHLB advances | $55,993,000 | 854 |
| Loans and leases held for sale | $1,253,000 | 836 |
| Unused loan commitments | $21,324,000 | 3,244 |
| Tier 1 (core) risk-based capital | $21,692,000 | 2,921 |
| Tier 2 risk-based capital | $2,172,000 | 2,251 |
| Total risk weighted assets | $173,414,000 | 2,677 |
| Total unused commitments | $21,324,000 | 3,246 |
| Derivatives | $15,000,000 | 411 |
| 2007-09-30 | Rank | |
| # of Employees: | 77 | 2,250 |
| Assets and Liabilities | ||
| Total Assets: | $266,713,000 | 2,397 |
| Cash and due from depository institutions | $6,029,000 | 2,250 |
| Interest-bearing balances | $5,000 | 6,364 |
| Securities | $87,116,000 | 1,370 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $162,711,000 | 2,643 |
| Loan loss allowance | $2,491,000 | 2,084 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,940,000 | 3,012 |
| Other real estate owned | $444,000 | 2,250 |
| Goodwill and other intangibles | $207,000 | 2,586 |
| All other assets | $6,266,000 | 2,589 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $266,713,000 | 2,397 |
| Total liabilities | $246,127,000 | 2,340 |
| Total deposits | $159,518,000 | 3,134 |
| Interest-bearing deposits | $142,274,000 | 3,025 |
| Deposits held in domestic offices | $159,518,000 | 3,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,929,000 | 744 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,991,000 | 935 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $12,689,000 | 564 |
| Total equity capital | $20,586,000 | 3,183 |
| Total bank equity capital | $20,586,000 | 3,183 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,985,000 | 808 |
| Surplus | $3,666,000 | 4,608 |
| Undivided profits | $10,935,000 | 2,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,587,000 | 2,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,446,000 | 3,070 |
| Earning assets | $249,832,000 | 2,364 |
| Long-term assets (5+ years) | $114,211,000 | 1,000 |
| Average Assets, year-to-date | $255,445,250 | 2,442 |
| Average Assets, quarterly | $258,856,500 | 2,431 |
| Volatile liabilities | $65,269,000 | 2,053 |
| Insider loans | $2,051,000 | 2,964 |
| FHLB advances | $49,991,000 | 865 |
| Loans and leases held for sale | $900,000 | 921 |
| Unused loan commitments | $23,803,000 | 3,064 |
| Tier 1 (core) risk-based capital | $21,273,000 | 2,971 |
| Tier 2 risk-based capital | $2,123,000 | 2,265 |
| Total risk weighted assets | $169,487,000 | 2,692 |
| Total unused commitments | $23,803,000 | 3,065 |
| Derivatives | $15,000,000 | 411 |
| 2007-06-30 | Rank | |
| # of Employees: | 71 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $251,000,000 | 2,540 |
| Cash and due from depository institutions | $6,620,000 | 2,482 |
| Interest-bearing balances | $7,000 | 6,323 |
| Securities | $69,416,000 | 1,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $164,811,000 | 2,608 |
| Loan loss allowance | $2,510,000 | 2,077 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,024,000 | 2,948 |
| Other real estate owned | $572,000 | 2,482 |
| Goodwill and other intangibles | $208,000 | 2,602 |
| All other assets | $5,349,000 | 2,902 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $251,000,000 | 2,540 |
| Total liabilities | $230,287,000 | 2,486 |
| Total deposits | $159,116,000 | 3,158 |
| Interest-bearing deposits | $141,216,000 | 3,052 |
| Deposits held in domestic offices | $159,116,000 | 3,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,105,000 | 672 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $41,989,000 | 1,012 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,077,000 | 3,698 |
| Total equity capital | $20,713,000 | 3,115 |
| Total bank equity capital | $20,713,000 | 3,115 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,985,000 | 800 |
| Surplus | $3,666,000 | 4,610 |
| Undivided profits | $11,062,000 | 2,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,576,000 | 2,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,270,000 | 3,253 |
| Earning assets | $234,234,000 | 2,511 |
| Long-term assets (5+ years) | $91,077,000 | 1,191 |
| Average Assets, year-to-date | $251,689,330 | 2,505 |
| Average Assets, quarterly | $249,319,500 | 2,542 |
| Volatile liabilities | $65,578,000 | 2,028 |
| Insider loans | $1,383,000 | 3,702 |
| FHLB advances | $41,989,000 | 934 |
| Loans and leases held for sale | $1,329,000 | 878 |
| Unused loan commitments | $22,563,000 | 3,168 |
| Tier 1 (core) risk-based capital | $20,822,000 | 3,021 |
| Tier 2 risk-based capital | $2,034,000 | 2,348 |
| Total risk weighted assets | $162,231,000 | 2,772 |
| Total unused commitments | $22,563,000 | 3,168 |
| Derivatives | $5,000,000 | 625 |
| 2007-03-31 | Rank | |
| # of Employees: | 71 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $247,639,000 | 2,580 |
| Cash and due from depository institutions | $4,012,000 | 2,464 |
| Interest-bearing balances | $17,000 | 6,071 |
| Securities | $74,722,000 | 1,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $158,740,000 | 2,671 |
| Loan loss allowance | $2,458,000 | 2,097 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,082,000 | 2,892 |
| Other real estate owned | $759,000 | 2,464 |
| Goodwill and other intangibles | $179,000 | 2,662 |
| All other assets | $5,145,000 | 2,918 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $247,639,000 | 2,580 |
| Total liabilities | $227,191,000 | 2,529 |
| Total deposits | $162,652,000 | 3,110 |
| Interest-bearing deposits | $145,175,000 | 2,983 |
| Deposits held in domestic offices | $162,652,000 | 3,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,007,000 | 679 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $36,987,000 | 1,067 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,545,000 | 2,915 |
| Total equity capital | $20,448,000 | 3,171 |
| Total bank equity capital | $20,448,000 | 3,171 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,985,000 | 783 |
| Surplus | $3,635,000 | 4,593 |
| Undivided profits | $10,828,000 | 2,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,703,000 | 1,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,195,000 | 3,297 |
| Earning assets | $233,479,000 | 2,529 |
| Long-term assets (5+ years) | $92,871,000 | 1,160 |
| Average Assets, year-to-date | $252,034,000 | 2,527 |
| Average Assets, quarterly | $252,034,000 | 2,527 |
| Volatile liabilities | $64,893,000 | 2,021 |
| Insider loans | $1,447,000 | 3,588 |
| FHLB advances | $36,987,000 | 997 |
| Loans and leases held for sale | $360,000 | 1,351 |
| Unused loan commitments | $22,588,000 | 3,126 |
| Tier 1 (core) risk-based capital | $20,458,000 | 3,058 |
| Tier 2 risk-based capital | $1,958,000 | 2,415 |
| Total risk weighted assets | $156,166,000 | 2,844 |
| Total unused commitments | $22,588,000 | 3,127 |
| Derivatives | $5,000,000 | 617 |
| 2006-12-31 | Rank | |
| # of Employees: | 81 | 2,154 |
| Assets and Liabilities | ||
| Total Assets: | $256,429,000 | 2,497 |
| Cash and due from depository institutions | $5,817,000 | 2,154 |
| Interest-bearing balances | $22,000 | 5,962 |
| Securities | $80,516,000 | 1,510 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $159,341,000 | 2,654 |
| Loan loss allowance | $2,426,000 | 2,109 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,275,000 | 2,754 |
| Other real estate owned | $880,000 | 2,154 |
| Goodwill and other intangibles | $181,000 | 2,654 |
| All other assets | $5,419,000 | 2,840 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $256,429,000 | 2,497 |
| Total liabilities | $236,592,000 | 2,437 |
| Total deposits | $172,317,000 | 2,923 |
| Interest-bearing deposits | $155,034,000 | 2,784 |
| Deposits held in domestic offices | $172,317,000 | 2,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,829,000 | 753 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $39,986,000 | 1,047 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,460,000 | 3,025 |
| Total equity capital | $19,837,000 | 3,204 |
| Total bank equity capital | $19,837,000 | 3,204 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,985,000 | 771 |
| Surplus | $3,635,000 | 4,563 |
| Undivided profits | $10,217,000 | 3,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,475,000 | 1,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,370,000 | 3,031 |
| Earning assets | $239,879,000 | 2,442 |
| Long-term assets (5+ years) | $96,808,000 | 1,117 |
| Average Assets, year-to-date | $256,358,600 | 2,421 |
| Average Assets, quarterly | $255,017,500 | 2,498 |
| Volatile liabilities | $70,542,000 | 2,023 |
| Insider loans | $1,426,000 | 3,592 |
| FHLB advances | $39,986,000 | 981 |
| Loans and leases held for sale | $151,000 | 1,562 |
| Unused loan commitments | $23,481,000 | 3,030 |
| Tier 1 (core) risk-based capital | $19,940,000 | 3,073 |
| Tier 2 risk-based capital | $2,000,000 | 2,356 |
| Total risk weighted assets | $159,572,000 | 2,768 |
| Total unused commitments | $23,481,000 | 3,030 |
| Derivatives | $5,000,000 | 593 |
| 2006-09-30 | Rank | |
| # of Employees: | 78 | 2,270 |
| Assets and Liabilities | ||
| Total Assets: | $253,606,000 | 2,505 |
| Cash and due from depository institutions | $5,972,000 | 2,270 |
| Interest-bearing balances | $43,000 | 5,588 |
| Securities | $79,928,000 | 1,525 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $157,435,000 | 2,668 |
| Loan loss allowance | $2,397,000 | 2,132 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,276,000 | 2,721 |
| Other real estate owned | $602,000 | 2,270 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,393,000 | 2,853 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $253,606,000 | 2,505 |
| Total liabilities | $233,399,000 | 2,443 |
| Total deposits | $178,150,000 | 2,790 |
| Interest-bearing deposits | $160,453,000 | 2,668 |
| Deposits held in domestic offices | $178,150,000 | 2,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,011,000 | 878 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $37,000,000 | 1,150 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,238,000 | 3,344 |
| Total equity capital | $20,207,000 | 3,131 |
| Total bank equity capital | $20,207,000 | 3,131 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,212,000 | 718 |
| Surplus | $4,159,000 | 4,249 |
| Undivided profits | $9,836,000 | 3,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,914,000 | 1,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,170,000 | 3,472 |
| Earning assets | $237,406,000 | 2,467 |
| Long-term assets (5+ years) | $90,426,000 | 1,175 |
| Average Assets, year-to-date | $256,341,000 | 2,428 |
| Average Assets, quarterly | $254,306,500 | 2,482 |
| Volatile liabilities | $66,094,000 | 2,130 |
| Insider loans | $3,147,000 | 2,128 |
| FHLB advances | $37,000,000 | 1,065 |
| Loans and leases held for sale | $467,000 | 1,228 |
| Unused loan commitments | $21,480,000 | 3,240 |
| Tier 1 (core) risk-based capital | $20,540,000 | 2,966 |
| Tier 2 risk-based capital | $1,984,000 | 2,372 |
| Total risk weighted assets | $158,291,000 | 2,770 |
| Total unused commitments | $21,480,000 | 3,240 |
| Derivatives | $5,000,000 | 610 |
| 2006-06-30 | Rank | |
| # of Employees: | 72 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $255,007,000 | 2,486 |
| Cash and due from depository institutions | $5,033,000 | 2,454 |
| Interest-bearing balances | $4,000 | 6,564 |
| Securities | $83,711,000 | 1,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $155,659,000 | 2,673 |
| Loan loss allowance | $2,365,000 | 2,144 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,361,000 | 2,635 |
| Other real estate owned | $436,000 | 2,454 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,807,000 | 2,673 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $255,007,000 | 2,486 |
| Total liabilities | $235,056,000 | 2,416 |
| Total deposits | $180,680,000 | 2,747 |
| Interest-bearing deposits | $162,108,000 | 2,623 |
| Deposits held in domestic offices | $180,680,000 | 2,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,379,000 | 841 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $34,000,000 | 1,240 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $997,000 | 3,544 |
| Total equity capital | $19,951,000 | 3,050 |
| Total bank equity capital | $19,951,000 | 3,050 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,212,000 | 698 |
| Surplus | $4,159,000 | 4,211 |
| Undivided profits | $9,580,000 | 3,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,122,000 | 1,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,286,000 | 2,895 |
| Earning assets | $239,374,000 | 2,420 |
| Long-term assets (5+ years) | $90,826,000 | 1,138 |
| Average Assets, year-to-date | $257,252,670 | 2,424 |
| Average Assets, quarterly | $254,805,500 | 2,459 |
| Volatile liabilities | $56,566,000 | 2,348 |
| Insider loans | $3,692,000 | 1,827 |
| FHLB advances | $34,000,000 | 1,157 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $22,464,000 | 3,150 |
| Tier 1 (core) risk-based capital | $20,302,000 | 2,945 |
| Tier 2 risk-based capital | $1,991,000 | 2,349 |
| Total risk weighted assets | $158,923,000 | 2,727 |
| Total unused commitments | $22,464,000 | 3,151 |
| Derivatives | $5,000,000 | 599 |
| 2006-03-31 | Rank | |
| # of Employees: | 72 | 2,437 |
| Assets and Liabilities | ||
| Total Assets: | $254,604,000 | 2,459 |
| Cash and due from depository institutions | $5,523,000 | 2,437 |
| Interest-bearing balances | $17,000 | 6,213 |
| Securities | $86,491,000 | 1,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $152,343,000 | 2,673 |
| Loan loss allowance | $2,387,000 | 2,084 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,423,000 | 2,550 |
| Other real estate owned | $400,000 | 2,437 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,424,000 | 2,749 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $254,604,000 | 2,459 |
| Total liabilities | $234,926,000 | 2,407 |
| Total deposits | $165,348,000 | 2,947 |
| Interest-bearing deposits | $147,907,000 | 2,814 |
| Deposits held in domestic offices | $165,348,000 | 2,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,409,000 | 661 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,000,000 | 1,021 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,169,000 | 3,188 |
| Total equity capital | $19,678,000 | 3,059 |
| Total bank equity capital | $19,678,000 | 3,059 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,212,000 | 681 |
| Surplus | $4,159,000 | 4,146 |
| Undivided profits | $9,307,000 | 3,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,303,000 | 1,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,117,000 | 3,102 |
| Earning assets | $238,851,000 | 2,405 |
| Long-term assets (5+ years) | $91,364,000 | 1,120 |
| Average Assets, year-to-date | $258,375,500 | 2,416 |
| Average Assets, quarterly | $258,375,500 | 2,416 |
| Volatile liabilities | $67,066,000 | 1,981 |
| Insider loans | $3,711,000 | 1,783 |
| FHLB advances | $42,000,000 | 954 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $20,733,000 | 3,269 |
| Tier 1 (core) risk-based capital | $19,990,000 | 2,947 |
| Tier 2 risk-based capital | $1,975,000 | 2,328 |
| Total risk weighted assets | $157,656,000 | 2,698 |
| Total unused commitments | $20,733,000 | 3,270 |
| Derivatives | $5,000,000 | 584 |
| 2005-12-31 | Rank | |
| # of Employees: | 72 | 2,421 |
| Assets and Liabilities | ||
| Total Assets: | $262,147,000 | 2,387 |
| Cash and due from depository institutions | $4,820,000 | 2,421 |
| Interest-bearing balances | $40,000 | 5,785 |
| Securities | $94,585,000 | 1,314 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $152,063,000 | 2,659 |
| Loan loss allowance | $2,355,000 | 2,074 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,536,000 | 2,469 |
| Other real estate owned | $425,000 | 2,421 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,718,000 | 2,606 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $262,147,000 | 2,387 |
| Total liabilities | $242,790,000 | 2,317 |
| Total deposits | $165,884,000 | 2,919 |
| Interest-bearing deposits | $147,786,000 | 2,777 |
| Deposits held in domestic offices | $165,884,000 | 2,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,683,000 | 595 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,000,000 | 1,017 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,223,000 | 3,048 |
| Total equity capital | $19,357,000 | 3,083 |
| Total bank equity capital | $19,357,000 | 3,083 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,212,000 | 668 |
| Surplus | $4,159,000 | 4,106 |
| Undivided profits | $8,986,000 | 3,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,341,000 | 1,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,316,000 | 2,707 |
| Earning assets | $246,688,000 | 2,310 |
| Long-term assets (5+ years) | $94,514,000 | 1,077 |
| Average Assets, year-to-date | $261,154,400 | 2,268 |
| Average Assets, quarterly | $264,824,500 | 2,323 |
| Volatile liabilities | $74,427,000 | 1,776 |
| Insider loans | $3,225,000 | 1,999 |
| FHLB advances | $43,000,000 | 938 |
| Loans and leases held for sale | $225,000 | 1,419 |
| Unused loan commitments | $18,671,000 | 3,444 |
| Tier 1 (core) risk-based capital | $19,655,000 | 2,954 |
| Tier 2 risk-based capital | $2,000,000 | 2,286 |
| Total risk weighted assets | $159,607,000 | 2,639 |
| Total unused commitments | $18,671,000 | 3,445 |
| Derivatives | $5,000,000 | 542 |
| 2005-09-30 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $267,502,000 | 2,289 |
| Cash and due from depository institutions | $4,057,000 | 2,479 |
| Interest-bearing balances | $12,000 | 6,399 |
| Securities | $99,101,000 | 1,244 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $153,734,000 | 2,601 |
| Loan loss allowance | $2,379,000 | 2,034 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,521,000 | 2,420 |
| Other real estate owned | $450,000 | 2,479 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,639,000 | 2,588 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $267,502,000 | 2,289 |
| Total liabilities | $248,347,000 | 2,207 |
| Total deposits | $159,724,000 | 2,967 |
| Interest-bearing deposits | $141,275,000 | 2,825 |
| Deposits held in domestic offices | $159,724,000 | 2,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,815,000 | 492 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $42,500,000 | 1,027 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,308,000 | 2,866 |
| Total equity capital | $19,155,000 | 3,084 |
| Total bank equity capital | $19,155,000 | 3,084 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,212,000 | 638 |
| Surplus | $4,159,000 | 4,066 |
| Undivided profits | $8,784,000 | 3,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,270,000 | 1,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,208,000 | 2,894 |
| Earning assets | $252,847,000 | 2,203 |
| Long-term assets (5+ years) | $95,373,000 | 1,049 |
| Average Assets, year-to-date | $260,906,250 | 2,256 |
| Average Assets, quarterly | $266,408,000 | 2,278 |
| Volatile liabilities | $85,568,000 | 1,514 |
| Insider loans | $3,239,000 | 1,977 |
| FHLB advances | $42,500,000 | 951 |
| Loans and leases held for sale | $351,000 | 1,366 |
| Unused loan commitments | $18,916,000 | 3,369 |
| Tier 1 (core) risk-based capital | $19,343,000 | 2,957 |
| Tier 2 risk-based capital | $2,035,000 | 2,239 |
| Total risk weighted assets | $162,528,000 | 2,547 |
| Total unused commitments | $18,916,000 | 3,372 |
| Derivatives | $5,000,000 | 548 |
| 2005-06-30 | Rank | |
| # of Employees: | 70 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $265,314,000 | 2,255 |
| Cash and due from depository institutions | $4,090,000 | 2,460 |
| Interest-bearing balances | $17,000 | 6,252 |
| Securities | $96,754,000 | 1,278 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $153,697,000 | 2,545 |
| Loan loss allowance | $2,382,000 | 2,018 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,587,000 | 2,326 |
| Other real estate owned | $512,000 | 2,460 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,674,000 | 2,479 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $265,314,000 | 2,255 |
| Total liabilities | $246,472,000 | 2,176 |
| Total deposits | $177,184,000 | 2,675 |
| Interest-bearing deposits | $161,263,000 | 2,492 |
| Deposits held in domestic offices | $177,184,000 | 2,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,024,000 | 611 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $38,000,000 | 1,142 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,264,000 | 2,748 |
| Total equity capital | $18,842,000 | 3,079 |
| Total bank equity capital | $18,842,000 | 3,079 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,212,000 | 622 |
| Surplus | $4,159,000 | 4,023 |
| Undivided profits | $8,471,000 | 3,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,377,000 | 1,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,321,000 | 2,411 |
| Earning assets | $250,468,000 | 2,191 |
| Long-term assets (5+ years) | $93,283,000 | 1,059 |
| Average Assets, year-to-date | $258,707,670 | 2,251 |
| Average Assets, quarterly | $259,824,000 | 2,275 |
| Volatile liabilities | $67,043,000 | 1,801 |
| Insider loans | $1,288,000 | 3,603 |
| FHLB advances | $38,000,000 | 1,057 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $23,652,000 | 2,867 |
| Tier 1 (core) risk-based capital | $18,957,000 | 2,952 |
| Tier 2 risk-based capital | $2,022,000 | 2,214 |
| Total risk weighted assets | $161,372,000 | 2,517 |
| Total unused commitments | $23,652,000 | 2,868 |
| Derivatives | $5,000,000 | 519 |
| 2005-03-31 | Rank | |
| # of Employees: | 71 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $254,334,000 | 2,326 |
| Cash and due from depository institutions | $3,937,000 | 2,423 |
| Interest-bearing balances | $114,000 | 4,891 |
| Securities | $85,274,000 | 1,472 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $154,300,000 | 2,496 |
| Loan loss allowance | $2,346,000 | 2,028 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,693,000 | 2,258 |
| Other real estate owned | $697,000 | 2,423 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,433,000 | 2,537 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $254,334,000 | 2,326 |
| Total liabilities | $235,761,000 | 2,249 |
| Total deposits | $166,899,000 | 2,795 |
| Interest-bearing deposits | $150,241,000 | 2,667 |
| Deposits held in domestic offices | $166,899,000 | 2,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,861,000 | 657 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $42,600,000 | 999 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,401,000 | 2,505 |
| Total equity capital | $18,573,000 | 3,037 |
| Total bank equity capital | $18,573,000 | 3,037 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,212,000 | 601 |
| Surplus | $4,159,000 | 4,006 |
| Undivided profits | $8,202,000 | 3,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,187,000 | 1,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,133,000 | 2,712 |
| Earning assets | $239,688,000 | 2,259 |
| Long-term assets (5+ years) | $78,993,000 | 1,249 |
| Average Assets, year-to-date | $255,404,500 | 2,290 |
| Average Assets, quarterly | $255,404,500 | 2,290 |
| Volatile liabilities | $66,112,000 | 1,735 |
| Insider loans | $2,473,000 | 2,348 |
| FHLB advances | $42,600,000 | 920 |
| Loans and leases held for sale | $120,000 | 1,591 |
| Unused loan commitments | $16,445,000 | 3,556 |
| Tier 1 (core) risk-based capital | $18,550,000 | 2,953 |
| Tier 2 risk-based capital | $2,006,000 | 2,225 |
| Total risk weighted assets | $160,165,000 | 2,509 |
| Total unused commitments | $16,445,000 | 3,557 |
| Derivatives | $5,000,000 | 478 |
| 2004-12-31 | Rank | |
| # of Employees: | 71 | 2,429 |
| Assets and Liabilities | ||
| Total Assets: | $256,475,000 | 2,274 |
| Cash and due from depository institutions | $4,771,000 | 2,429 |
| Interest-bearing balances | $3,000 | 6,716 |
| Securities | $88,439,000 | 1,436 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $152,072,000 | 2,502 |
| Loan loss allowance | $2,314,000 | 2,032 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,776,000 | 2,187 |
| Other real estate owned | $697,000 | 2,429 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,720,000 | 2,398 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $256,475,000 | 2,274 |
| Total liabilities | $238,299,000 | 2,195 |
| Total deposits | $177,695,000 | 2,625 |
| Interest-bearing deposits | $161,938,000 | 2,448 |
| Deposits held in domestic offices | $177,695,000 | 2,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,221,000 | 696 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $36,000,000 | 1,155 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,383,000 | 2,513 |
| Total equity capital | $18,176,000 | 3,103 |
| Total bank equity capital | $18,176,000 | 3,103 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,212,000 | 587 |
| Surplus | $4,186,000 | 3,957 |
| Undivided profits | $7,778,000 | 3,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,655,000 | 1,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,227,000 | 2,475 |
| Earning assets | $240,514,000 | 2,226 |
| Long-term assets (5+ years) | $86,082,000 | 1,178 |
| Average Assets, year-to-date | $250,498,200 | 2,229 |
| Average Assets, quarterly | $256,848,000 | 2,244 |
| Volatile liabilities | $57,180,000 | 1,897 |
| Insider loans | $2,501,000 | 2,330 |
| FHLB advances | $36,000,000 | 1,057 |
| Loans and leases held for sale | $91,000 | 1,665 |
| Unused loan commitments | $13,944,000 | 3,759 |
| Tier 1 (core) risk-based capital | $18,254,000 | 2,958 |
| Tier 2 risk-based capital | $1,973,000 | 2,238 |
| Total risk weighted assets | $157,504,000 | 2,524 |
| Total unused commitments | $13,944,000 | 3,760 |
| Derivatives | $5,000,000 | 471 |
| 2004-09-30 | Rank | |
| # of Employees: | 70 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $257,221,000 | 2,242 |
| Cash and due from depository institutions | $4,007,000 | 2,449 |
| Interest-bearing balances | $118,000 | 4,958 |
| Securities | $91,814,000 | 1,401 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $150,455,000 | 2,499 |
| Loan loss allowance | $2,285,000 | 2,045 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,808,000 | 2,141 |
| Other real estate owned | $791,000 | 2,449 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,346,000 | 2,488 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $257,221,000 | 2,242 |
| Total liabilities | $239,252,000 | 2,160 |
| Total deposits | $179,658,000 | 2,578 |
| Interest-bearing deposits | $163,168,000 | 2,406 |
| Deposits held in domestic offices | $179,658,000 | 2,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,298,000 | 860 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $42,000,000 | 1,018 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,296,000 | 2,657 |
| Total equity capital | $17,969,000 | 3,120 |
| Total bank equity capital | $17,969,000 | 3,120 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,212,000 | 582 |
| Surplus | $4,164,000 | 3,932 |
| Undivided profits | $7,593,000 | 3,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,786,000 | 1,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,126,000 | 2,794 |
| Earning assets | $242,387,000 | 2,179 |
| Long-term assets (5+ years) | $86,911,000 | 1,187 |
| Average Assets, year-to-date | $249,004,000 | 2,233 |
| Average Assets, quarterly | $259,221,500 | 2,191 |
| Volatile liabilities | $55,995,000 | 1,902 |
| Insider loans | $3,543,000 | 1,651 |
| FHLB advances | $42,000,000 | 927 |
| Loans and leases held for sale | $223,000 | 1,466 |
| Unused loan commitments | $15,950,000 | 3,475 |
| Tier 1 (core) risk-based capital | $17,797,000 | 3,010 |
| Tier 2 risk-based capital | $1,942,000 | 2,239 |
| Total risk weighted assets | $154,980,000 | 2,522 |
| Total unused commitments | $15,950,000 | 3,477 |
| Derivatives | $5,000,000 | 477 |
| 2004-06-30 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $261,222,000 | 2,172 |
| Cash and due from depository institutions | $5,127,000 | 2,465 |
| Interest-bearing balances | $21,000 | 6,275 |
| Securities | $95,966,000 | 1,366 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $149,031,000 | 2,462 |
| Loan loss allowance | $2,268,000 | 2,044 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,913,000 | 2,080 |
| Other real estate owned | $759,000 | 2,465 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,426,000 | 2,458 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $261,222,000 | 2,172 |
| Total liabilities | $243,534,000 | 2,102 |
| Total deposits | $172,589,000 | 2,646 |
| Interest-bearing deposits | $154,348,000 | 2,514 |
| Deposits held in domestic offices | $172,589,000 | 2,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,835,000 | 620 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $42,000,000 | 1,015 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,110,000 | 2,735 |
| Total equity capital | $17,688,000 | 3,049 |
| Total bank equity capital | $17,688,000 | 3,049 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,212,000 | 569 |
| Surplus | $4,159,000 | 3,897 |
| Undivided profits | $7,317,000 | 3,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,606,000 | 1,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,309,000 | 2,226 |
| Earning assets | $245,018,000 | 2,120 |
| Long-term assets (5+ years) | $88,937,000 | 1,205 |
| Average Assets, year-to-date | $246,265,000 | 2,257 |
| Average Assets, quarterly | $249,882,500 | 2,251 |
| Volatile liabilities | $71,127,000 | 1,516 |
| Insider loans | $3,731,000 | 1,550 |
| FHLB advances | $42,000,000 | 922 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $15,849,000 | 3,469 |
| Tier 1 (core) risk-based capital | $17,583,000 | 2,983 |
| Tier 2 risk-based capital | $1,952,000 | 2,194 |
| Total risk weighted assets | $155,821,000 | 2,473 |
| Total unused commitments | $15,849,000 | 3,472 |
| Derivatives | $5,000,000 | 472 |
| 2004-03-31 | Rank | |
| # of Employees: | 70 | 2,459 |
| Assets and Liabilities | ||
| Total Assets: | $238,543,000 | 2,353 |
| Cash and due from depository institutions | $6,179,000 | 2,459 |
| Interest-bearing balances | $82,000 | 5,605 |
| Securities | $78,210,000 | 1,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $143,254,000 | 2,504 |
| Loan loss allowance | $2,089,000 | 2,173 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,783,000 | 2,094 |
| Other real estate owned | $836,000 | 2,459 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,281,000 | 2,383 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $238,543,000 | 2,353 |
| Total liabilities | $220,940,000 | 2,290 |
| Total deposits | $168,632,000 | 2,677 |
| Interest-bearing deposits | $151,829,000 | 2,545 |
| Deposits held in domestic offices | $168,632,000 | 2,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,762,000 | 1,032 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $40,000,000 | 990 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,546,000 | 2,369 |
| Total equity capital | $17,603,000 | 3,104 |
| Total bank equity capital | $17,603,000 | 3,104 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,212,000 | 565 |
| Surplus | $4,159,000 | 3,861 |
| Undivided profits | $7,232,000 | 3,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,192,000 | 2,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,121,000 | 2,570 |
| Earning assets | $221,546,000 | 2,338 |
| Long-term assets (5+ years) | $84,784,000 | 1,206 |
| Average Assets, year-to-date | $238,786,500 | 2,338 |
| Average Assets, quarterly | $238,786,500 | 2,338 |
| Volatile liabilities | $52,072,000 | 1,912 |
| Insider loans | $3,778,000 | 1,512 |
| FHLB advances | $40,000,000 | 895 |
| Loans and leases held for sale | $127,000 | 1,721 |
| Unused loan commitments | $17,748,000 | 3,166 |
| Tier 1 (core) risk-based capital | $17,358,000 | 2,974 |
| Tier 2 risk-based capital | $1,856,000 | 2,242 |
| Total risk weighted assets | $148,296,000 | 2,512 |
| Total unused commitments | $17,748,000 | 3,172 |
| Derivatives | $5,000,000 | 469 |
| 2003-12-31 | Rank | |
| # of Employees: | 69 | 2,514 |
| Assets and Liabilities | ||
| Total Assets: | $239,030,000 | 2,351 |
| Cash and due from depository institutions | $4,499,000 | 2,514 |
| Interest-bearing balances | $98,000 | 5,409 |
| Securities | $84,156,000 | 1,585 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $139,961,000 | 2,535 |
| Loan loss allowance | $2,107,000 | 2,159 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,863,000 | 2,033 |
| Other real estate owned | $296,000 | 2,514 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,255,000 | 2,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,030,000 | 2,351 |
| Total liabilities | $221,870,000 | 2,282 |
| Total deposits | $176,449,000 | 2,553 |
| Interest-bearing deposits | $161,661,000 | 2,373 |
| Deposits held in domestic offices | $176,449,000 | 2,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,054,000 | 1,274 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $36,000,000 | 1,098 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,367,000 | 2,496 |
| Total equity capital | $17,160,000 | 3,118 |
| Total bank equity capital | $17,160,000 | 3,118 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,212,000 | 571 |
| Surplus | $4,159,000 | 3,830 |
| Undivided profits | $6,789,000 | 3,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,023,000 | 1,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,135,000 | 2,653 |
| Earning assets | $224,215,000 | 2,297 |
| Long-term assets (5+ years) | $84,747,000 | 1,239 |
| Average Assets, year-to-date | $230,308,200 | 2,347 |
| Average Assets, quarterly | $239,420,000 | 2,325 |
| Volatile liabilities | $45,515,000 | 2,122 |
| Insider loans | $3,775,000 | 1,485 |
| FHLB advances | $36,000,000 | 999 |
| Loans and leases held for sale | $77,000 | 1,718 |
| Unused loan commitments | $18,270,000 | 3,016 |
| Tier 1 (core) risk-based capital | $17,108,000 | 2,970 |
| Tier 2 risk-based capital | $1,811,000 | 2,272 |
| Total risk weighted assets | $144,556,000 | 2,553 |
| Total unused commitments | $18,270,000 | 3,018 |
| Derivatives | $5,000,000 | 431 |
| 2003-09-30 | Rank | |
| # of Employees: | 69 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $239,810,000 | 2,339 |
| Cash and due from depository institutions | $4,770,000 | 2,523 |
| Interest-bearing balances | $96,000 | 5,513 |
| Securities | $85,974,000 | 1,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $138,985,000 | 2,537 |
| Loan loss allowance | $1,785,000 | 2,486 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,992,000 | 1,962 |
| Other real estate owned | $220,000 | 2,523 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,869,000 | 2,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,810,000 | 2,339 |
| Total liabilities | $222,716,000 | 2,268 |
| Total deposits | $163,055,000 | 2,748 |
| Interest-bearing deposits | $148,263,000 | 2,587 |
| Deposits held in domestic offices | $163,055,000 | 2,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,194,000 | 829 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $41,500,000 | 965 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,967,000 | 1,949 |
| Total equity capital | $17,094,000 | 3,123 |
| Total bank equity capital | $17,094,000 | 3,123 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,212,000 | 562 |
| Surplus | $4,159,000 | 3,766 |
| Undivided profits | $6,723,000 | 3,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,314,000 | 1,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,056,000 | 2,992 |
| Earning assets | $225,055,000 | 2,286 |
| Long-term assets (5+ years) | $87,482,000 | 1,227 |
| Average Assets, year-to-date | $228,127,750 | 2,391 |
| Average Assets, quarterly | $234,526,500 | 2,372 |
| Volatile liabilities | $60,016,000 | 1,646 |
| Insider loans | $3,579,000 | 1,558 |
| FHLB advances | $41,500,000 | 870 |
| Loans and leases held for sale | $110,000 | 1,848 |
| Unused loan commitments | $13,668,000 | 3,595 |
| Tier 1 (core) risk-based capital | $17,102,000 | 2,963 |
| Tier 2 risk-based capital | $1,785,000 | 2,285 |
| Total risk weighted assets | $144,382,000 | 2,528 |
| Total unused commitments | $13,668,000 | 3,600 |
| Derivatives | $11,000,000 | 379 |
| 2003-06-30 | Rank | |
| # of Employees: | 70 | 2,496 |
| Assets and Liabilities | ||
| Total Assets: | $229,243,000 | 2,421 |
| Cash and due from depository institutions | $5,866,000 | 2,496 |
| Interest-bearing balances | $130,000 | 5,121 |
| Securities | $82,424,000 | 1,527 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $130,703,000 | 2,625 |
| Loan loss allowance | $1,749,000 | 2,480 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,090,000 | 1,893 |
| Other real estate owned | $163,000 | 2,496 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,997,000 | 2,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,243,000 | 2,421 |
| Total liabilities | $212,341,000 | 2,363 |
| Total deposits | $157,697,000 | 2,815 |
| Interest-bearing deposits | $143,668,000 | 2,640 |
| Deposits held in domestic offices | $157,697,000 | 2,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,305,000 | 934 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $40,000,000 | 980 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,339,000 | 1,780 |
| Total equity capital | $16,902,000 | 3,149 |
| Total bank equity capital | $16,902,000 | 3,149 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,212,000 | 553 |
| Surplus | $4,159,000 | 3,730 |
| Undivided profits | $6,531,000 | 4,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,332,000 | 2,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,340,000 | 2,240 |
| Earning assets | $213,257,000 | 2,377 |
| Long-term assets (5+ years) | $90,282,000 | 1,128 |
| Average Assets, year-to-date | $224,233,670 | 2,421 |
| Average Assets, quarterly | $221,708,500 | 2,482 |
| Volatile liabilities | $49,841,000 | 1,889 |
| Insider loans | $3,661,000 | 1,503 |
| FHLB advances | $40,000,000 | 878 |
| Loans and leases held for sale | $243,000 | 1,861 |
| Unused loan commitments | $15,224,000 | 3,310 |
| Tier 1 (core) risk-based capital | $16,702,000 | 2,978 |
| Tier 2 risk-based capital | $1,636,000 | 2,426 |
| Total risk weighted assets | $130,780,000 | 2,748 |
| Total unused commitments | $15,224,000 | 3,323 |
| Derivatives | $26,000,000 | 302 |
| 2003-03-31 | Rank | |
| # of Employees: | 70 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $214,174,000 | 2,545 |
| Cash and due from depository institutions | $6,216,000 | 2,463 |
| Interest-bearing balances | $84,000 | 5,543 |
| Securities | $73,765,000 | 1,669 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,768 |
| Net loans & leases | $123,662,000 | 2,698 |
| Loan loss allowance | $1,743,000 | 2,457 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,202,000 | 1,813 |
| Other real estate owned | $240,000 | 2,463 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,589,000 | 2,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,174,000 | 2,545 |
| Total liabilities | $197,702,000 | 2,483 |
| Total deposits | $158,748,000 | 2,780 |
| Interest-bearing deposits | $144,209,000 | 2,635 |
| Deposits held in domestic offices | $158,748,000 | 2,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,692,000 | 1,600 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $33,000,000 | 1,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,262,000 | 1,868 |
| Total equity capital | $16,472,000 | 3,168 |
| Total bank equity capital | $16,472,000 | 3,168 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,212,000 | 542 |
| Surplus | $4,159,000 | 3,685 |
| Undivided profits | $6,101,000 | 4,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $895,000 | 3,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,133,000 | 2,708 |
| Earning assets | $198,011,000 | 2,524 |
| Long-term assets (5+ years) | $83,038,000 | 1,169 |
| Average Assets, year-to-date | $221,729,000 | 2,440 |
| Average Assets, quarterly | $221,729,000 | 2,440 |
| Volatile liabilities | $44,700,000 | 2,020 |
| Insider loans | $3,463,000 | 1,561 |
| FHLB advances | $33,000,000 | 987 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,304,000 | 3,551 |
| Tier 1 (core) risk-based capital | $16,450,000 | 2,991 |
| Tier 2 risk-based capital | $1,545,000 | 2,509 |
| Total risk weighted assets | $123,364,000 | 2,861 |
| Total unused commitments | $13,304,000 | 3,565 |
| Derivatives | $26,000,000 | 297 |
| 2002-12-31 | Rank | |
| # of Employees: | 70 | 2,448 |
| Assets and Liabilities | ||
| Total Assets: | $229,284,000 | 2,347 |
| Cash and due from depository institutions | $4,870,000 | 2,448 |
| Interest-bearing balances | $132,000 | 4,904 |
| Securities | $87,666,000 | 1,404 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 4,092 |
| Net loans & leases | $123,268,000 | 2,679 |
| Loan loss allowance | $1,755,000 | 2,402 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,322,000 | 1,744 |
| Other real estate owned | $502,000 | 2,448 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,806,000 | 2,408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,284,000 | 2,347 |
| Total liabilities | $213,198,000 | 2,265 |
| Total deposits | $162,412,000 | 2,665 |
| Interest-bearing deposits | $148,529,000 | 2,506 |
| Deposits held in domestic offices | $162,412,000 | 2,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,235,000 | 1,742 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $44,500,000 | 881 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,051,000 | 1,465 |
| Total equity capital | $16,086,000 | 3,196 |
| Total bank equity capital | $16,086,000 | 3,196 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,212,000 | 538 |
| Surplus | $4,159,000 | 3,646 |
| Undivided profits | $5,715,000 | 4,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,297,000 | 2,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,478,000 | 2,133 |
| Earning assets | $213,916,000 | 2,289 |
| Long-term assets (5+ years) | $92,510,000 | 1,040 |
| Average Assets, year-to-date | $218,099,600 | 2,352 |
| Average Assets, quarterly | $223,374,500 | 2,396 |
| Volatile liabilities | $55,584,000 | 1,677 |
| Insider loans | $3,508,000 | 1,519 |
| FHLB advances | $44,500,000 | 782 |
| Loans and leases held for sale | $574,000 | 1,545 |
| Unused loan commitments | $10,784,000 | 3,891 |
| Tier 1 (core) risk-based capital | $16,020,000 | 3,006 |
| Tier 2 risk-based capital | $1,632,000 | 2,357 |
| Total risk weighted assets | $130,420,000 | 2,660 |
| Total unused commitments | $10,784,000 | 3,897 |
| Derivatives | $37,000,000 | 249 |
| 2001-12-31 | Rank | |
| # of Employees: | 68 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $214,526,000 | 2,378 |
| Cash and due from depository institutions | $9,344,000 | 2,501 |
| Interest-bearing balances | $61,000 | 5,584 |
| Securities | $70,781,000 | 1,582 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $123,514,000 | 2,593 |
| Loan loss allowance | $1,586,000 | 2,460 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,798,000 | 1,524 |
| Other real estate owned | $439,000 | 2,501 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,650,000 | 2,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,526,000 | 2,378 |
| Total liabilities | $199,554,000 | 2,310 |
| Total deposits | $150,975,000 | 2,696 |
| Interest-bearing deposits | $136,188,000 | 2,585 |
| Deposits held in domestic offices | $150,975,000 | 2,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,239,000 | 833 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $31,000,000 | 1,028 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,340,000 | 2,779 |
| Total equity capital | $14,972,000 | 3,210 |
| Total bank equity capital | $14,972,000 | 3,210 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,212,000 | 531 |
| Surplus | $4,159,000 | 3,554 |
| Undivided profits | $4,601,000 | 4,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,106,000 | 2,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,585,000 | 2,147 |
| Earning assets | $194,356,000 | 2,393 |
| Long-term assets (5+ years) | $104,653,000 | 917 |
| Average Assets, year-to-date | $205,514,000 | 2,370 |
| Average Assets, quarterly | $207,912,500 | 2,425 |
| Volatile liabilities | $54,059,000 | 1,637 |
| Insider loans | $2,620,000 | 1,886 |
| FHLB advances | $31,000,000 | 925 |
| Loans and leases held for sale | $73,000 | 1,704 |
| Unused loan commitments | $8,588,000 | 4,264 |
| Tier 1 (core) risk-based capital | $14,442,000 | 3,176 |
| Tier 2 risk-based capital | $1,491,000 | 2,422 |
| Total risk weighted assets | $119,218,000 | 2,791 |
| Total unused commitments | $8,588,000 | 4,272 |
| Derivatives | $35,000,000 | 231 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $82,600,000 | 5,086 |
| Cash and due from depository institutions | $1,921,000 | 4,969 |
| Interest-bearing balances | $143,000 | 4,213 |
| Securities | $30,864,000 | 3,364 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $45,401,000 | 5,494 |
| Loan loss allowance | $644,000 | 4,868 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,481,000 | 4,873 |
| Other real estate owned | $60,000 | 4,969 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,873,000 | 2,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,600,000 | 5,086 |
| Total liabilities | $77,102,000 | 4,969 |
| Total deposits | $58,673,000 | 5,627 |
| Interest-bearing deposits | $51,287,000 | 5,564 |
| Deposits held in domestic offices | $58,673,000 | 5,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,850,000 | 2,007 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 1,588 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $579,000 | 5,293 |
| Total equity capital | $5,498,000 | 6,713 |
| Total bank equity capital | $5,498,000 | 6,713 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $200,000 | 6,309 |
| Surplus | $3,300,000 | 4,093 |
| Undivided profits | $1,998,000 | 6,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $853,000 | 2,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $305,000 | 6,875 |
| Earning assets | $76,408,000 | 5,063 |
| Long-term assets (5+ years) | $40,281,000 | 1,914 |
| Average Assets, year-to-date | $86,701,800 | 4,774 |
| Average Assets, quarterly | $83,487,500 | 5,000 |
| Volatile liabilities | $17,786,000 | 3,957 |
| Insider loans | $1,377,000 | 3,116 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,291,000 | 7,077 |
| Tier 1 (core) risk-based capital | $5,698,000 | 6,446 |
| Tier 2 risk-based capital | $603,330 | 4,782 |
| Total risk weighted assets | $48,225,430 | 5,443 |
| Total unused commitments | $2,291,000 | 7,084 |
| Derivatives | $30,000,000 | 253 |
| 1999-12-31 | Rank | |
| # of Employees: | 31 | 5,132 |
| Assets and Liabilities | ||
| Total Assets: | $89,251,000 | 4,841 |
| Cash and due from depository institutions | $2,269,000 | 5,132 |
| Interest-bearing balances | $245,000 | 3,813 |
| Securities | $36,664,000 | 3,025 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $44,227,000 | 5,489 |
| Loan loss allowance | $582,000 | 5,142 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,580,000 | 4,692 |
| Other real estate owned | $60,000 | 5,132 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,451,000 | 1,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,251,000 | 4,841 |
| Total liabilities | $83,864,000 | 4,683 |
| Total deposits | $64,443,000 | 5,330 |
| Interest-bearing deposits | $57,438,000 | 5,177 |
| Deposits held in domestic offices | $64,443,000 | 5,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,650,000 | 1,963 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 1,564 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $771,000 | 3,945 |
| Total equity capital | $5,387,000 | 6,683 |
| Total bank equity capital | $5,387,000 | 6,683 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 6,528 |
| Surplus | $3,300,000 | 4,083 |
| Undivided profits | $1,887,000 | 6,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 7,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $275,000 | 6,776 |
| Earning assets | $81,136,000 | 4,834 |
| Long-term assets (5+ years) | $43,121,000 | 1,939 |
| Average Assets, year-to-date | $80,274,400 | 5,079 |
| Average Assets, quarterly | $89,617,500 | 4,787 |
| Volatile liabilities | $20,520,000 | 3,424 |
| Insider loans | $1,822,000 | 2,400 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,607,000 | 6,959 |
| Tier 1 (core) risk-based capital | $5,469,000 | 6,628 |
| Tier 2 risk-based capital | $582,000 | 4,805 |
| Total risk weighted assets | $59,416,700 | 4,663 |
| Total unused commitments | $2,607,000 | 6,964 |
| Derivatives | $35,000,000 | 263 |
| 1998-12-31 | Rank | |
| # of Employees: | 27 | 5,705 |
| Assets and Liabilities | ||
| Total Assets: | $74,817,000 | 5,449 |
| Cash and due from depository institutions | $1,561,000 | 5,705 |
| Interest-bearing balances | $121,000 | 4,675 |
| Securities | $30,577,000 | 3,572 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $34,926,000 | 6,172 |
| Loan loss allowance | $556,000 | 5,236 |
| Trading account assets | $5,104,000 | 105 |
| Bank premises and fixed assets | $1,325,000 | 5,148 |
| Other real estate owned | $60,000 | 5,705 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,264,000 | 5,095 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,817,000 | 5,449 |
| Total liabilities | $69,648,000 | 5,321 |
| Total deposits | $61,550,000 | 5,537 |
| Interest-bearing deposits | $54,437,000 | 5,403 |
| Deposits held in domestic offices | $61,550,000 | 5,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,119 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,400,000 | 1,849 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $598,000 | 5,128 |
| Total equity capital | $5,169,000 | 6,962 |
| Total bank equity capital | $5,169,000 | 6,962 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $2,300,000 | 4,978 |
| Undivided profits | $2,669,000 | 6,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 7,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,606 |
| Income earned, not collected on loans | $232,000 | 7,485 |
| Earning assets | $70,728,000 | 5,336 |
| Long-term assets (5+ years) | $33,402,000 | 2,191 |
| Average Assets, year-to-date | $77,808,200 | 5,093 |
| Average Assets, quarterly | $74,447,500 | 5,398 |
| Volatile liabilities | $13,878,000 | 4,016 |
| Insider loans | $1,743,000 | 2,365 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,166,000 | 7,301 |
| Tier 1 (core) risk-based capital | $5,307,000 | 6,672 |
| Tier 2 risk-based capital | $540,980 | 4,939 |
| Total risk weighted assets | $43,263,480 | 5,618 |
| Total unused commitments | $2,166,000 | 7,313 |
| Derivatives | $82,200,000 | 217 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $83,448,000 | 5,026 |
| Cash and due from depository institutions | $1,629,000 | 5,932 |
| Interest-bearing balances | $90,000 | 5,006 |
| Securities | $23,555,000 | 4,388 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $28,925,000 | 6,987 |
| Loan loss allowance | $499,000 | 5,745 |
| Trading account assets | $26,457,000 | 69 |
| Bank premises and fixed assets | $1,391,000 | 4,968 |
| Other real estate owned | $60,000 | 5,932 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,431,000 | 4,641 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,448,000 | 5,026 |
| Total liabilities | $78,168,000 | 4,850 |
| Total deposits | $65,844,000 | 5,289 |
| Interest-bearing deposits | $60,130,000 | 5,070 |
| Deposits held in domestic offices | $65,844,000 | 5,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $250,000 | 3,385 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $11,500,000 | 1,276 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $574,000 | 5,365 |
| Total equity capital | $5,280,000 | 6,932 |
| Total bank equity capital | $5,280,000 | 6,932 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $2,300,000 | 4,974 |
| Undivided profits | $2,780,000 | 6,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 8,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,698 |
| Income earned, not collected on loans | $197,000 | 8,303 |
| Earning assets | $79,027,000 | 4,888 |
| Long-term assets (5+ years) | $21,064,000 | 2,694 |
| Average Assets, year-to-date | $81,301,000 | 4,948 |
| Average Assets, quarterly | $80,971,500 | 5,092 |
| Volatile liabilities | $20,825,000 | 2,899 |
| Insider loans | $1,799,000 | 2,269 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,269,000 | 7,155 |
| Tier 1 (core) risk-based capital | $5,517,000 | 6,607 |
| Tier 2 risk-based capital | $419,970 | 5,827 |
| Total risk weighted assets | $33,518,270 | 6,580 |
| Total unused commitments | $2,269,000 | 7,161 |
| Derivatives | $136,200,000 | 184 |
| 1996-12-31 | Rank | |
| # of Employees: | 27 | 6,239 |
| Assets and Liabilities | ||
| Total Assets: | $80,574,000 | 5,295 |
| Cash and due from depository institutions | $2,012,000 | 6,239 |
| Interest-bearing balances | $116,000 | 4,431 |
| Securities | $48,404,000 | 2,521 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $26,925,000 | 7,370 |
| Loan loss allowance | $751,000 | 4,442 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,314,000 | 5,135 |
| Other real estate owned | $60,000 | 6,239 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,859,000 | 3,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,574,000 | 5,295 |
| Total liabilities | $75,395,000 | 5,104 |
| Total deposits | $61,566,000 | 5,722 |
| Interest-bearing deposits | $56,310,000 | 5,470 |
| Deposits held in domestic offices | $61,566,000 | 5,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,775,000 | 1,795 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,500,000 | 1,375 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $554,000 | 5,541 |
| Total equity capital | $5,179,000 | 7,090 |
| Total bank equity capital | $5,179,000 | 7,090 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $2,300,000 | 5,033 |
| Undivided profits | $2,679,000 | 6,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $560,000 | 4,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $197,000 | 8,510 |
| Earning assets | $75,445,000 | 5,212 |
| Long-term assets (5+ years) | $22,028,000 | 2,490 |
| Average Assets, year-to-date | $80,845,200 | 5,101 |
| Average Assets, quarterly | $81,563,500 | 5,196 |
| Volatile liabilities | $15,310,000 | 3,557 |
| Insider loans | $855,000 | 4,037 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,049,000 | 8,769 |
| Tier 1 (core) risk-based capital | $5,353,000 | 6,842 |
| Tier 2 risk-based capital | $324,930 | 6,933 |
| Total risk weighted assets | $25,568,130 | 7,723 |
| Total unused commitments | $1,049,000 | 8,782 |
| Derivatives | $103,000,000 | 252 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $78,791,000 | 5,421 |
| Cash and due from depository institutions | $2,250,000 | 6,461 |
| Interest-bearing balances | $182,000 | 4,451 |
| Securities | $41,376,000 | 3,044 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 8,376 |
| Net loans & leases | $28,031,000 | 7,276 |
| Loan loss allowance | $688,000 | 4,787 |
| Trading account assets | $3,467,000 | 143 |
| Bank premises and fixed assets | $1,398,000 | 4,891 |
| Other real estate owned | $60,000 | 6,461 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,734,000 | 4,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,791,000 | 5,421 |
| Total liabilities | $73,770,000 | 5,234 |
| Total deposits | $64,164,000 | 5,643 |
| Interest-bearing deposits | $58,284,000 | 5,419 |
| Deposits held in domestic offices | $64,164,000 | 5,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,593 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,500,000 | 1,733 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $606,000 | 5,430 |
| Total equity capital | $5,021,000 | 7,354 |
| Total bank equity capital | $5,021,000 | 7,354 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $2,300,000 | 5,066 |
| Undivided profits | $2,521,000 | 6,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 9,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $191,000 | 8,947 |
| Earning assets | $73,531,000 | 5,342 |
| Long-term assets (5+ years) | $42,185,000 | 1,365 |
| Average Assets, year-to-date | $78,383,800 | 5,246 |
| Average Assets, quarterly | $78,951,500 | 5,357 |
| Volatile liabilities | $13,903,000 | 3,554 |
| Insider loans | $1,098,000 | 3,510 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,127,000 | 7,268 |
| Tier 1 (core) risk-based capital | $5,205,000 | 7,050 |
| Tier 2 risk-based capital | $403,620 | 6,158 |
| Total risk weighted assets | $32,005,420 | 6,911 |
| Total unused commitments | $2,127,000 | 7,284 |
| Derivatives | $133,000,000 | 263 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $76,984,000 | 5,501 |
| Cash and due from depository institutions | $3,046,000 | 6,864 |
| Interest-bearing balances | $155,000 | 4,807 |
| Securities | $50,197,000 | 2,607 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $18,585,000 | 9,042 |
| Loan loss allowance | $675,000 | 4,965 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,469,000 | 4,702 |
| Other real estate owned | $60,000 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,627,000 | 2,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,984,000 | 5,501 |
| Total liabilities | $72,338,000 | 5,330 |
| Total deposits | $66,863,000 | 5,435 |
| Interest-bearing deposits | $60,494,000 | 5,187 |
| Deposits held in domestic offices | $66,863,000 | 5,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,636 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,932,000 | 2,213 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $543,000 | 4,931 |
| Total equity capital | $4,646,000 | 7,490 |
| Total bank equity capital | $4,646,000 | 7,490 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $2,300,000 | 5,030 |
| Undivided profits | $2,146,000 | 6,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 8,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $124,000 | 10,256 |
| Earning assets | $68,937,000 | 5,603 |
| Long-term assets (5+ years) | $35,727,000 | 1,589 |
| Average Assets, year-to-date | $70,376,800 | 5,791 |
| Average Assets, quarterly | $72,424,500 | 5,724 |
| Volatile liabilities | $12,926,000 | 3,594 |
| Insider loans | $1,082,000 | 3,486 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,528,000 | 8,193 |
| Tier 1 (core) risk-based capital | $5,017,000 | 7,216 |
| Tier 2 risk-based capital | $281,170 | 7,768 |
| Total risk weighted assets | $22,099,370 | 8,572 |
| Total unused commitments | $1,528,000 | 8,204 |
| Derivatives | $211,000,000 | 219 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $69,686,000 | 6,096 |
| Cash and due from depository institutions | $1,472,000 | 7,126 |
| Interest-bearing balances | $49,000 | 7,100 |
| Securities | $49,720,000 | 2,789 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $15,003,000 | 10,039 |
| Loan loss allowance | $668,000 | 5,155 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,496,000 | 4,677 |
| Other real estate owned | $60,000 | 7,126 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,735,000 | 3,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,686,000 | 6,096 |
| Total liabilities | $65,021,000 | 5,940 |
| Total deposits | $54,441,000 | 6,627 |
| Interest-bearing deposits | $48,928,000 | 6,447 |
| Deposits held in domestic offices | $54,441,000 | 6,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,655,000 | 1,097 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $925,000 | 3,326 |
| Total equity capital | $4,665,000 | 7,628 |
| Total bank equity capital | $4,665,000 | 7,628 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $2,300,000 | 4,996 |
| Undivided profits | $2,165,000 | 7,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 7,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $104,000 | 10,886 |
| Earning assets | $64,972,000 | 6,007 |
| Long-term assets (5+ years) | $52,258,000 | 1,166 |
| Average Assets, year-to-date | $65,255,000 | 6,268 |
| Average Assets, quarterly | $68,556,000 | 6,117 |
| Volatile liabilities | $15,173,000 | 2,978 |
| Insider loans | $638,000 | 4,988 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $976,000 | 9,296 |
| Tier 1 (core) risk-based capital | $4,665,000 | 7,561 |
| Tier 2 risk-based capital | $293,500 | 7,699 |
| Total risk weighted assets | $23,105,500 | 8,508 |
| Total unused commitments | $976,000 | 9,324 |
| Derivatives | $136,000,000 | 234 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $62,193,000 | 6,737 |
| Cash and due from depository institutions | $1,700,000 | 7,249 |
| Interest-bearing balances | $31,000 | 7,742 |
| Securities | $45,860,000 | 2,965 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $11,145,000 | 11,323 |
| Loan loss allowance | $658,000 | 5,262 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $550,000 | 8,562 |
| Other real estate owned | $132,000 | 7,249 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $806,000 | 7,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,193,000 | 6,737 |
| Total liabilities | $58,111,000 | 6,604 |
| Total deposits | $52,525,000 | 6,952 |
| Interest-bearing deposits | $48,095,000 | 6,688 |
| Deposits held in domestic offices | $52,525,000 | 6,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,012,000 | 1,366 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $574,000 | 5,197 |
| Total equity capital | $4,082,000 | 8,171 |
| Total bank equity capital | $4,082,000 | 8,171 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $2,300,000 | 4,924 |
| Undivided profits | $1,582,000 | 8,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 7,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $100,000 | 11,570 |
| Earning assets | $59,036,000 | 6,542 |
| Long-term assets (5+ years) | $43,158,000 | 1,345 |
| Average Assets, year-to-date | $56,908,800 | 7,049 |
| Average Assets, quarterly | $60,175,000 | 6,843 |
| Volatile liabilities | $9,696,000 | 4,222 |
| Insider loans | $622,000 | 1,445 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $311,000 | 11,226 |
| Tier 1 (core) risk-based capital | $4,082,000 | 8,111 |
| Tier 2 risk-based capital | $267,650 | 8,125 |
| Total risk weighted assets | $21,021,950 | 9,071 |
| Total unused commitments | $311,000 | 11,247 |
| Derivatives | $0 | 651 |