Home > Community First Bank > Net charge- offs to loans
Community First Bank, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 3,887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0260% | 4,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1855% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2553% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 4,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 4,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0284% | 4,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0778% | 4,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0836% | 4,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0465% | 4,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1014% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3753% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0210% | 2,693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 4,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0366% | 4,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0277% | 4,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1039% | 4,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1114% | 4,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0617% | 4,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2117% | 1,889 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8779% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0547% | 2,388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 3,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 3,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0285% | 4,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0916% | 4,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2312% | 1,672 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0000% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0795% | 2,070 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 4,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 4,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1010% | 4,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1498% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1543% | 1,590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0315% | 4,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1066% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1148% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 3,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1094% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2796% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0303% | 4,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1444% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1556% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0068% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 4,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1780% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1920% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0161% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0300% | 4,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3651% | 43 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3942% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 4,076 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0319% | 4,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 4,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1013% | 4,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1102% | 4,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2688% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8183% | 4,706 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2931% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 3,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 4,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 3,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 3,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 3,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0711% | 2,072 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1042% | 4,743 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0969% | 1,865 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 3,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 4,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 3,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 3,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1775% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7291% | 819 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2174% | 1,320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 3,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0490% | 4,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 3,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 3,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 3,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1388% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | -3.8278% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2121% | 1,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 4,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0494% | 4,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0956% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1037% | 4,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0373% | 3,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2908% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8450% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2631% | 1,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0221% | 4,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0354% | 4,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0658% | 4,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0540% | 4,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0585% | 4,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0449% | 3,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3393% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8484% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2590% | 1,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0224% | 4,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0434% | 4,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0991% | 4,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0462% | 4,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0501% | 4,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0567% | 4,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6840% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2289% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5639% | 586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0229% | 4,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 4,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 3,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7085% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7218% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0472% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2001% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2536% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1949% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0121% | 1,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4520% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0423% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3253% | 1,533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 2,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0429% | 4,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 4,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0242% | 4,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0165% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6112% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8580% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3939% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 2,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 4,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0649% | 4,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 4,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9210% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | 14.0845% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5943% | 977 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 4,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1312% | 4,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 3,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3079% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 29.5302% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5652% | 1,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 2,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 4,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3673% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8029% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3242% | 1,905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 2,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 3,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5154% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3704% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4587% | 1,441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 2,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 4,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 4,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 3,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4270% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5294% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3303% | 1,627 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 4,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 3,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4955% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5111% | 1,175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0922% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2260% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6508% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6171% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2099% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5646% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8879% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6143% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0776% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4639% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 1,296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0734% | 5,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1989% | 5,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2214% | 5,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3727% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3926% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1544% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3322% | 1,608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2158% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1362% | 5,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0799% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3766% | 5,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4200% | 5,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7745% | 127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3543% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3665% | 1,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1156% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2687% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0320% | 5,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3959% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7523% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9756% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7440% | 1,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0930% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0979% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3558% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5509% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7466% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2806% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7264% | 1,049 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 2,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1534% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 4,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5247% | 1,460 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9417% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4717% | 1,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0173% | 4,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0179% | 4,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0700% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0726% | 2,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 3,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 5,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 5,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2116% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2079% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1110% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0647% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2277% | 5,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 2,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 4,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 5,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0199% | 5,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3139% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6096% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1667% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4159% | 1,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 4,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 4,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0531% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 5,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4589% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8066% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2500% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5103% | 1,351 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 5,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 5,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9416% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5389% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1381% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2276% | 1,781 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1055% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2999% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 2,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2167% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 5,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2325% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3888% | 1,929 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2199% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2197% | 2,447 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 2,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2916% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 5,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3096% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1933% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0731% | 2,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 3,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 2,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4430% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0213% | 5,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1031% | 2,674 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1095% | 2,516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0326% | 5,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 5,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0810% | 5,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0910% | 5,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1028% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1092% | 2,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0221% | 5,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0362% | 5,816 |
| Percentage Net Loans Charged-off:Construction & development | -3.4254% | 5,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1136% | 1,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1033% | 2,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6650% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 3,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 2,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2030% | 2,854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2146% | 2,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0287% | 5,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 5,929 |
| Percentage Net Loans Charged-off:Construction & development | -4.6209% | 5,954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1509% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1402% | 1,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8988% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 2,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0419% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3050% | 2,226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3223% | 2,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0457% | 5,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0760% | 6,104 |
| Percentage Net Loans Charged-off:Construction & development | -7.1412% | 6,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2052% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2177% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3618% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 2,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0629% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4569% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4806% | 1,431 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2965% | 6,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3727% | 6,518 |
| Percentage Net Loans Charged-off:Construction & development | -14.5024% | 6,043 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0382% | 6,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2935% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4820% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1428% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1256% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2086% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2187% | 1,985 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0245% | 6,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0444% | 6,291 |
| Percentage Net Loans Charged-off:Construction & development | -0.8274% | 5,949 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2497% | 6,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1758% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0750% | 1,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1898% | 2,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1096% | 3,641 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1152% | 3,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2109% | 900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 3,424 |
| Percentage Net Loans Charged-off:Construction & development | -0.7959% | 5,994 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0495% | 6,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2272% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2591% | 1,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1101% | 3,359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1160% | 3,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2987% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7586% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8852% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 1.9167% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6409% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3839% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4395% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1683% | 5,909 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1777% | 5,882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4547% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9669% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1558% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 3.7699% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1646% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3366% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3879% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3472% | 6,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3671% | 6,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0885% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2855% | 697 |
| Percentage Net Loans Charged-off:Construction & development | 17.1075% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8604% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2353% | 2,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2793% | 2,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0612% | 3,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2251% | 3,338 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4960% | 1,333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2685% | 2,972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4374% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7066% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 21.8631% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1414% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2952% | 2,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3526% | 2,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0795% | 2,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1490% | 3,438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1581% | 3,220 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9850% | 425 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3780% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 24.9314% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0053% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4098% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4908% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0559% | 3,602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0593% | 3,394 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0420% | 6,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7936% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1465% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 37.1157% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2044% | 6,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1053% | 2,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1260% | 2,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1110% | 5,905 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1178% | 5,844 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3968% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6529% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 11.1497% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4069% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5748% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1240% | 1,746 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6651% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2199% | 6,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7978% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4108% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6476% | 2,086 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0206% | 5,969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9123% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2888% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 19.0295% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2448% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7562% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3261% | 1,271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8423% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2839% | 6,727 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1105% | 6,566 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5842% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2465% | 6,829 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0265% | 6,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9654% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2830% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 19.4339% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1542% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2927% | 2,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4844% | 998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2547% | 2,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2847% | 2,536 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1098% | 6,427 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8155% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3000% | 6,877 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0390% | 6,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8935% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1725% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 21.1245% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3034% | 1,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4135% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4941% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5990% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4320% | 6,880 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7825% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5133% | 7,016 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0798% | 6,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3972% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7021% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 21.0880% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9412% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5260% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6275% | 1,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9876% | 2,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9006% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1058% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8940% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0763% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 14.2232% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8989% | 1,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6988% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8339% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2303% | 1,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9260% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5426% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7093% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8403% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 13.7112% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7212% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3813% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4542% | 1,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3456% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9600% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2532% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8217% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9758% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 14.0530% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8426% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4666% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5561% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2772% | 1,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1696% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | 16.2602% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0706% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7792% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 25.5701% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1808% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 4,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0124% | 1,903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 4,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4404% | 3,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0452% | 2,595 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1296% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7278% | 658 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1489% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 17.9224% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5450% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 4,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0169% | 1,596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 3,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5850% | 2,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4469% | 1,771 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7626% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8553% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1620% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 10.6112% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7564% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 3,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0262% | 1,271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0630% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8597% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8049% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9387% | 1,059 |
| Percentage Net Loans Charged-off:Construction & development | 5.1630% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0227% | 7,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 2,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0538% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7275% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4646% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5232% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.4712% | 2,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0773% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1711% | 3,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4592% | 3,870 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3113% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 3,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2529% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6752% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2291% | 2,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1092% | 4,941 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0799% | 1,819 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 7,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 7,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0285% | 7,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1748% | 7,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1230% | 4,406 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8086% | 1,784 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0160% | 7,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 7,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0287% | 7,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2459% | 7,500 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6129% | 1,786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2828% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3308% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0600% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2313% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1648% | 2,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2846% | 4,095 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0036% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3840% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4441% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 7,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3954% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6144% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2163% | 2,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2678% | 3,736 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8889% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5801% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6926% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 7,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0145% | 65 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3091% | 55 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3074% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0905% | 4,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5067% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6803% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0355% | 8,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8786% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1394% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2687% | 7,573 |
| Percentage Net Loans Charged-off: Credit card loans | -3.8095% | 1,928 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 4,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1078% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5214% | 2,783 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0431% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 3,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1585% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3942% | 2,991 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5951% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 4,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2756% | 3,288 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8785% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 6,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0923% | 6,995 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1646% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1585% | 5,327 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4440% | 2,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2219% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2081% | 2,115 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1144% | 2,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1569% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3407% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0459% | 7,371 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8100% | 2,117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 6,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 8,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 8,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3596% | 4,522 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0835% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 5,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 7,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 7,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4471% | 3,656 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8555% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 5,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5232% | 3,137 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3206% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 4,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6568% | 2,514 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8352% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 5,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 2,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0661% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 2,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 2,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6949% | 3,373 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5377% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 4,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0699% | 1,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0944% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0759% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8936% | 2,444 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8969% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 4,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1630% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 8,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 8,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7977% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | 14.4770% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 4,256 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 8,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 8,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 8,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9783% | 2,003 |
| Percentage Net Loans Charged-off: Credit card loans | 18.7135% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 7,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 8,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 8,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0353% | 8,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2426% | 5,758 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3825% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 6,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 3,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 2,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0310% | 4,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1067% | 6,618 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2321% | 1,169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 6,036 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 7,415 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0259% | 9,487 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 9,752 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0264% | 10,254 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 8,801 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1112% | 11,503 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1560% | 6,063 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3498% | 13,553 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |