Community Financial Services Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$18,499,000758
Total interest expense$8,253,000658
Net interest income$10,246,000841
Provision for loan and lease losses$150,0001,175
Total noninterest income$2,563,000742
Gross Fiduciary activities income$0918
Service charges on deposit accounts$432,000660
Trading account gains and feesNANA
Additional Noninterest Income$2,131,000600
Total noninterest expense$9,260,000783
Salaries and employee benefits$4,529,000877
Premises and equipment expense$1,210,000591
Additional noninterest expense$2,131,000600
Pre-tax net operating income$3,399,000958
Securities gains (losses)$-9,0004,082
Applicable income taxes$529,000993
Income before extraordinary items$2,861,000956
Extraordinary gains, net$047
Net income$2,861,000969
Minority interest net income$065
Net income of bank and minority interests.$2,861,000956
Net charge-offs$366,000481
Cash dividends$4,000,000332
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,868,560961
2024-12-31 (YTD Data)Rank
Total interest income$71,539,000779
Total interest expense$35,148,000661
Net interest income$36,391,000892
Provision for loan and lease losses$1,025,000923
Total noninterest income$11,412,000708
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,736,000658
Trading account gains and feesNANA
Additional Noninterest Income$9,676,000584
Total noninterest expense$37,671,000756
Salaries and employee benefits$18,446,000841
Premises and equipment expense$4,845,000567
Additional noninterest expense$9,676,000584
Pre-tax net operating income$9,107,0001,239
Securities gains (losses)$6,000698
Applicable income taxes$1,438,0001,148
Income before extraordinary items$7,675,0001,249
Extraordinary gains, net$053
Net income$7,675,0001,261
Minority interest net income$090
Net income of bank and minority interests.$7,675,0001,249
Net charge-offs$2,174,000455
Cash dividends$2,000,0001,606
Sale, conversion, retirement of capital stock, net$0564
Net operating income$7,669,9601,264
2024-09-30 (YTD Data)Rank
Total interest income$52,412,000780
Total interest expense$26,380,000663
Net interest income$26,032,000926
Provision for loan and lease losses$875,000818
Total noninterest income$8,635,000688
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,276,000665
Trading account gains and feesNANA
Additional Noninterest Income$7,359,000574
Total noninterest expense$28,303,000747
Salaries and employee benefits$13,695,000843
Premises and equipment expense$3,665,000560
Additional noninterest expense$7,359,000574
Pre-tax net operating income$5,489,0001,427
Securities gains (losses)$-4,0003,709
Applicable income taxes$833,0001,332
Income before extraordinary items$4,652,0001,437
Extraordinary gains, net$051
Net income$4,652,0001,453
Minority interest net income$082
Net income of bank and minority interests.$4,652,0001,439
Net charge-offs$1,503,000437
Cash dividends$2,000,0001,179
Sale, conversion, retirement of capital stock, net$0527
Net operating income$4,655,4001,438
2024-06-30 (YTD Data)Rank
Total interest income$34,507,000793
Total interest expense$17,451,000661
Net interest income$17,056,000932
Provision for loan and lease losses$725,000663
Total noninterest income$5,691,000687
Gross Fiduciary activities income$0962
Service charges on deposit accounts$801,000687
Trading account gains and feesNANA
Additional Noninterest Income$4,890,000561
Total noninterest expense$19,062,000747
Salaries and employee benefits$9,187,000843
Premises and equipment expense$2,469,000563
Additional noninterest expense$4,890,000561
Pre-tax net operating income$2,960,0001,623
Securities gains (losses)$-10,0003,765
Applicable income taxes$142,0002,192
Income before extraordinary items$2,808,0001,521
Extraordinary gains, net$052
Net income$2,808,0001,543
Minority interest net income$084
Net income of bank and minority interests.$2,808,0001,523
Net charge-offs$966,000419
Cash dividends$2,000,000901
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,817,5001,522
2024-03-31 (YTD Data)Rank
Total interest income$17,079,000786
Total interest expense$8,705,000657
Net interest income$8,374,000951
Provision for loan and lease losses$500,000488
Total noninterest income$2,692,000711
Gross Fiduciary activities income$0895
Service charges on deposit accounts$401,000683
Trading account gains and feesNANA
Additional Noninterest Income$2,291,000585
Total noninterest expense$9,527,000757
Salaries and employee benefits$4,538,000850
Premises and equipment expense$1,254,000572
Additional noninterest expense$2,291,000585
Pre-tax net operating income$1,039,0002,011
Securities gains (losses)$6,000419
Applicable income taxes$-19,0004,366
Income before extraordinary items$1,064,0001,820
Extraordinary gains, net$051
Net income$1,064,0001,843
Minority interest net income$072
Net income of bank and minority interests.$1,064,0001,820
Net charge-offs$236,000504
Cash dividends$2,000,000528
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,058,0001,825
2023-12-31 (YTD Data)Rank
Total interest income$62,770,000772
Total interest expense$26,988,000636
Net interest income$35,782,000887
Provision for loan and lease losses$1,579,000623
Total noninterest income$11,897,000661
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,652,000669
Trading account gains and feesNANA
Additional Noninterest Income$10,245,000528
Total noninterest expense$36,613,000748
Salaries and employee benefits$18,509,000815
Premises and equipment expense$4,946,000558
Additional noninterest expense$10,245,000528
Pre-tax net operating income$9,487,0001,208
Securities gains (losses)$79,000297
Applicable income taxes$1,225,0001,306
Income before extraordinary items$8,341,0001,172
Extraordinary gains, net$054
Net income$8,341,0001,187
Minority interest net income$088
Net income of bank and minority interests.$8,341,0001,175
Net charge-offs$1,326,000462
Cash dividends$9,545,000511
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,272,2701,202
2023-09-30 (YTD Data)Rank
Total interest income$46,049,000773
Total interest expense$18,908,000634
Net interest income$27,141,000885
Provision for loan and lease losses$1,180,000596
Total noninterest income$9,022,000666
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,248,000662
Trading account gains and feesNANA
Additional Noninterest Income$7,774,000534
Total noninterest expense$27,457,000751
Salaries and employee benefits$14,000,000823
Premises and equipment expense$3,788,000548
Additional noninterest expense$7,774,000534
Pre-tax net operating income$7,526,0001,196
Securities gains (losses)$42,000279
Applicable income taxes$1,015,0001,279
Income before extraordinary items$6,553,0001,171
Extraordinary gains, net$052
Net income$6,553,0001,179
Minority interest net income$081
Net income of bank and minority interests.$6,553,0001,171
Net charge-offs$938,000421
Cash dividends$9,500,000387
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,516,4601,198
2023-06-30 (YTD Data)Rank
Total interest income$30,193,000762
Total interest expense$11,623,000610
Net interest income$18,570,000863
Provision for loan and lease losses$950,000524
Total noninterest income$5,977,000659
Gross Fiduciary activities income$0931
Service charges on deposit accounts$814,000668
Trading account gains and feesNANA
Additional Noninterest Income$5,163,000524
Total noninterest expense$18,335,000729
Salaries and employee benefits$9,279,000821
Premises and equipment expense$2,564,000530
Additional noninterest expense$5,163,000524
Pre-tax net operating income$5,262,0001,162
Securities gains (losses)$31,000356
Applicable income taxes$792,0001,169
Income before extraordinary items$4,501,0001,144
Extraordinary gains, net$051
Net income$4,501,0001,155
Minority interest net income$081
Net income of bank and minority interests.$4,501,0001,144
Net charge-offs$702,000364
Cash dividends$3,500,000572
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,474,6501,162
2023-03-31 (YTD Data)Rank
Total interest income$14,822,000764
Total interest expense$5,365,000572
Net interest income$9,457,000864
Provision for loan and lease losses$650,000447
Total noninterest income$3,039,000641
Gross Fiduciary activities income$0913
Service charges on deposit accounts$383,000726
Trading account gains and feesNANA
Additional Noninterest Income$2,656,000507
Total noninterest expense$9,332,000733
Salaries and employee benefits$4,695,000822
Premises and equipment expense$1,339,000529
Additional noninterest expense$2,656,000507
Pre-tax net operating income$2,514,0001,223
Securities gains (losses)$20,000439
Applicable income taxes$353,0001,262
Income before extraordinary items$2,181,0001,201
Extraordinary gains, net$04
Net income$2,181,0001,200
Minority interest net income$048
Net income of bank and minority interests.$2,181,0001,201
Net charge-offs$596,000250
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,163,8001,226
2022-12-31 (YTD Data)Rank
Total interest income$53,570,000695
Total interest expense$10,978,000423
Net interest income$42,592,000779
Provision for loan and lease losses$2,450,000453
Total noninterest income$13,448,000631
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,595,000700
Trading account gains and feesNANA
Additional Noninterest Income$11,853,000494
Total noninterest expense$35,503,000736
Salaries and employee benefits$17,904,000827
Premises and equipment expense$5,055,000537
Additional noninterest expense$11,853,000494
Pre-tax net operating income$18,087,000816
Securities gains (losses)$-69,0003,817
Applicable income taxes$3,148,000807
Income before extraordinary items$14,870,000796
Extraordinary gains, net$05
Net income$14,870,000797
Minority interest net income$063
Net income of bank and minority interests.$14,870,000797
Net charge-offs$1,229,000367
Cash dividends$10,500,000453
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,927,270813
2022-09-30 (YTD Data)Rank
Total interest income$38,983,000690
Total interest expense$7,013,000350
Net interest income$31,970,000763
Provision for loan and lease losses$1,500,000478
Total noninterest income$10,706,000617
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,196,000707
Trading account gains and feesNANA
Additional Noninterest Income$9,510,000488
Total noninterest expense$26,394,000741
Salaries and employee benefits$13,334,000830
Premises and equipment expense$3,776,000541
Additional noninterest expense$9,510,000488
Pre-tax net operating income$14,782,000759
Securities gains (losses)$-24,0003,979
Applicable income taxes$2,593,000765
Income before extraordinary items$12,165,000751
Extraordinary gains, net$04
Net income$12,165,000751
Minority interest net income$057
Net income of bank and minority interests.$12,165,000751
Net charge-offs$1,118,000282
Cash dividends$2,500,000959
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,184,680761
2022-06-30 (YTD Data)Rank
Total interest income$25,113,000684
Total interest expense$4,381,000297
Net interest income$20,732,000756
Provision for loan and lease losses$1,150,000382
Total noninterest income$5,928,000692
Gross Fiduciary activities income$0925
Service charges on deposit accounts$810,000699
Trading account gains and feesNANA
Additional Noninterest Income$5,118,000584
Total noninterest expense$17,494,000733
Salaries and employee benefits$8,769,000825
Premises and equipment expense$2,504,000538
Additional noninterest expense$6,221,000640
Pre-tax net operating income$8,016,000842
Securities gains (losses)$-26,0004,134
Applicable income taxes$1,381,000833
Income before extraordinary items$6,609,000853
Extraordinary gains, net$04
Net income$6,609,000853
Minority interest net income$060
Net income of bank and minority interests.$6,609,000853
Net charge-offs$397,000377
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,630,580865
2022-03-31 (YTD Data)Rank
Total interest income$12,200,000684
Total interest expense$2,217,000266
Net interest income$9,983,000756
Provision for loan and lease losses$700,000259
Total noninterest income$2,657,000746
Gross Fiduciary activities income$0892
Service charges on deposit accounts$395,000707
Trading account gains and feesNANA
Additional Noninterest Income$2,262,000647
Total noninterest expense$8,812,000730
Salaries and employee benefits$4,422,000826
Premises and equipment expense$1,254,000540
Additional noninterest expense$3,136,000631
Pre-tax net operating income$3,128,000979
Securities gains (losses)$-15,0004,305
Applicable income taxes$477,000998
Income before extraordinary items$2,636,000977
Extraordinary gains, net$04
Net income$2,636,000976
Minority interest net income$050
Net income of bank and minority interests.$2,636,000977
Net charge-offs$-38,0004,329
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,648,750982
2021-12-31 (YTD Data)Rank
Total interest income$50,999,000665
Total interest expense$13,010,000225
Net interest income$37,989,000805
Provision for loan and lease losses$1,700,000349
Total noninterest income$13,031,000697
Gross Fiduciary activities income$22,000826
Service charges on deposit accounts$1,324,000772
Trading account gains and feesNANA
Additional Noninterest Income$11,685,000603
Total noninterest expense$34,009,000755
Salaries and employee benefits$17,524,000823
Premises and equipment expense$4,955,000540
Additional noninterest expense$11,530,000688
Pre-tax net operating income$15,311,000922
Securities gains (losses)$99,000867
Applicable income taxes$3,126,000835
Income before extraordinary items$12,284,000984
Extraordinary gains, net$010
Net income$12,284,000985
Minority interest net income$074
Net income of bank and minority interests.$12,284,000985
Net charge-offs$2,491,000251
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,204,800972
2021-09-30 (YTD Data)Rank
Total interest income$38,259,000679
Total interest expense$10,448,000221
Net interest income$27,811,000835
Provision for loan and lease losses$1,000,000440
Total noninterest income$9,890,000711
Gross Fiduciary activities income$2,000906
Service charges on deposit accounts$943,000807
Trading account gains and feesNANA
Additional Noninterest Income$8,945,000610
Total noninterest expense$25,202,000767
Salaries and employee benefits$13,042,000841
Premises and equipment expense$3,699,000546
Additional noninterest expense$8,461,000696
Pre-tax net operating income$11,499,000953
Securities gains (losses)$82,000876
Applicable income taxes$2,363,000882
Income before extraordinary items$9,218,0001,020
Extraordinary gains, net$08
Net income$9,218,0001,020
Minority interest net income$069
Net income of bank and minority interests.$9,218,0001,020
Net charge-offs$2,457,000213
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,152,4001,005
2021-06-30 (YTD Data)Rank
Total interest income$25,725,000668
Total interest expense$7,384,000220
Net interest income$18,341,000834
Provision for loan and lease losses$-1,700,0004,727
Total noninterest income$6,351,000729
Gross Fiduciary activities income$2,000890
Service charges on deposit accounts$570,000840
Trading account gains and feesNANA
Additional Noninterest Income$5,779,000640
Total noninterest expense$16,806,000763
Salaries and employee benefits$8,656,000844
Premises and equipment expense$2,454,000549
Additional noninterest expense$5,696,000680
Pre-tax net operating income$9,586,000791
Securities gains (losses)$73,000766
Applicable income taxes$2,134,000717
Income before extraordinary items$7,525,000846
Extraordinary gains, net$06
Net income$7,525,000845
Minority interest net income$067
Net income of bank and minority interests.$7,525,000846
Net charge-offs$241,000584
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,467,330831
2021-03-31 (YTD Data)Rank
Total interest income$12,975,000660
Total interest expense$3,794,000232
Net interest income$9,181,000819
Provision for loan and lease losses$300,000548
Total noninterest income$3,553,000678
Gross Fiduciary activities income$2,000863
Service charges on deposit accounts$265,000872
Trading account gains and feesNANA
Additional Noninterest Income$3,286,000590
Total noninterest expense$8,188,000773
Salaries and employee benefits$4,210,000858
Premises and equipment expense$1,250,000544
Additional noninterest expense$2,728,000694
Pre-tax net operating income$4,246,000878
Securities gains (losses)$74,000552
Applicable income taxes$947,000780
Income before extraordinary items$3,373,000925
Extraordinary gains, net$03
Net income$3,373,000925
Minority interest net income$055
Net income of bank and minority interests.$3,373,000925
Net charge-offs$25,0001,071
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,314,540915
2020-12-31 (YTD Data)Rank
Total interest income$53,839,000632
Total interest expense$16,833,000315
Net interest income$37,006,000779
Provision for loan and lease losses$14,950,000265
Total noninterest income$14,705,000617
Gross Fiduciary activities income$13,000873
Service charges on deposit accounts$1,192,000811
Trading account gains and feesNANA
Additional Noninterest Income$13,500,000528
Total noninterest expense$34,431,000724
Salaries and employee benefits$16,971,000821
Premises and equipment expense$4,969,000530
Additional noninterest expense$12,491,000603
Pre-tax net operating income$2,330,0002,763
Securities gains (losses)$1,700,000242
Applicable income taxes$483,0001,965
Income before extraordinary items$3,547,0002,075
Extraordinary gains, net$04
Net income$3,547,0002,075
Minority interest net income$072
Net income of bank and minority interests.$3,547,0002,075
Net charge-offs$13,304,000142
Cash dividends$1,250,0001,958
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,051,0002,749
2020-09-30 (YTD Data)Rank
Total interest income$40,889,000624
Total interest expense$12,890,000330
Net interest income$27,999,000767
Provision for loan and lease losses$13,850,000254
Total noninterest income$9,470,000670
Gross Fiduciary activities income$11,000848
Service charges on deposit accounts$888,000811
Trading account gains and feesNANA
Additional Noninterest Income$8,571,000563
Total noninterest expense$25,670,000721
Salaries and employee benefits$12,788,000806
Premises and equipment expense$3,669,000536
Additional noninterest expense$9,213,000596
Pre-tax net operating income$-2,051,0004,975
Securities gains (losses)$1,689,000203
Applicable income taxes$-267,0004,955
Income before extraordinary items$-95,0004,836
Extraordinary gains, net$04
Net income$-95,0004,836
Minority interest net income$065
Net income of bank and minority interests.$-95,0004,836
Net charge-offs$12,258,000128
Cash dividends$1,250,0001,485
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-1,429,3104,954
2020-06-30 (YTD Data)Rank
Total interest income$27,898,000620
Total interest expense$8,720,000358
Net interest income$19,178,000737
Provision for loan and lease losses$12,700,000234
Total noninterest income$4,948,000731
Gross Fiduciary activities income$1,000937
Service charges on deposit accounts$611,000794
Trading account gains and feesNANA
Additional Noninterest Income$4,336,000634
Total noninterest expense$17,021,000714
Salaries and employee benefits$8,509,000801
Premises and equipment expense$2,400,000538
Additional noninterest expense$6,112,000597
Pre-tax net operating income$-5,595,0005,035
Securities gains (losses)$1,689,000142
Applicable income taxes$-878,0005,019
Income before extraordinary items$-3,028,0005,016
Extraordinary gains, net$04
Net income$-3,028,0005,016
Minority interest net income$065
Net income of bank and minority interests.$-3,028,0005,016
Net charge-offs$12,161,000111
Cash dividends$1,250,0001,119
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-4,362,3105,025
2020-03-31 (YTD Data)Rank
Total interest income$13,847,000624
Total interest expense$4,540,000395
Net interest income$9,307,000735
Provision for loan and lease losses$10,600,000185
Total noninterest income$2,219,000756
Gross Fiduciary activities income$0941
Service charges on deposit accounts$404,000737
Trading account gains and feesNANA
Additional Noninterest Income$1,815,000650
Total noninterest expense$8,615,000708
Salaries and employee benefits$4,476,000767
Premises and equipment expense$1,132,000577
Additional noninterest expense$3,007,000608
Pre-tax net operating income$-7,689,0005,086
Securities gains (losses)$290,000296
Applicable income taxes$-1,549,0005,061
Income before extraordinary items$-5,850,0005,067
Extraordinary gains, net$04
Net income$-5,850,0005,067
Minority interest net income$056
Net income of bank and minority interests.$-5,850,0005,067
Net charge-offs$829,000271
Cash dividends$1,250,000702
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-6,079,1005,078
2019-12-31 (YTD Data)Rank
Total interest income$57,833,000607
Total interest expense$18,914,000403
Net interest income$38,919,000706
Provision for loan and lease losses$6,260,000220
Total noninterest income$9,522,000724
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,650,000755
Trading account gains and feesNANA
Additional Noninterest Income$7,872,000617
Total noninterest expense$32,772,000719
Salaries and employee benefits$16,852,000785
Premises and equipment expense$4,831,000540
Additional noninterest expense$11,089,000640
Pre-tax net operating income$9,409,0001,098
Securities gains (losses)$15,0001,739
Applicable income taxes$1,815,000965
Income before extraordinary items$7,609,0001,161
Extraordinary gains, net$011
Net income$7,609,0001,162
Minority interest net income$076
Net income of bank and minority interests.$7,609,0001,163
Net charge-offs$3,473,000274
Cash dividends$2,550,0001,348
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,596,8501,140
2019-09-30 (YTD Data)Rank
Total interest income$43,600,000609
Total interest expense$14,301,000409
Net interest income$29,299,000705
Provision for loan and lease losses$2,970,000303
Total noninterest income$6,492,000762
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,213,000755
Trading account gains and feesNANA
Additional Noninterest Income$5,279,000667
Total noninterest expense$24,251,000726
Salaries and employee benefits$12,641,000779
Premises and equipment expense$3,695,000535
Additional noninterest expense$7,915,000667
Pre-tax net operating income$8,570,000967
Securities gains (losses)$13,0001,579
Applicable income taxes$1,652,000875
Income before extraordinary items$6,931,0001,015
Extraordinary gains, net$011
Net income$6,931,0001,016
Minority interest net income$072
Net income of bank and minority interests.$6,931,0001,016
Net charge-offs$1,145,000457
Cash dividends$2,550,000991
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,920,470997
2019-06-30 (YTD Data)Rank
Total interest income$29,038,000601
Total interest expense$9,410,000411
Net interest income$19,628,000707
Provision for loan and lease losses$1,680,000334
Total noninterest income$4,071,000788
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$769,000784
Trading account gains and fees$0131
Additional Noninterest Income$3,302,000682
Total noninterest expense$16,145,000733
Salaries and employee benefits$8,127,000799
Premises and equipment expense$2,638,000503
Additional noninterest expense$5,380,000661
Pre-tax net operating income$5,874,000916
Securities gains (losses)$01,702
Applicable income taxes$1,101,000854
Income before extraordinary items$4,773,000961
Extraordinary gains, net$011
Net income$4,773,000961
Minority interest net income$069
Net income of bank and minority interests.$4,773,000961
Net charge-offs$926,000359
Cash dividends$500,0002,092
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,773,000942
2019-03-31 (YTD Data)Rank
Total interest income$13,990,000622
Total interest expense$4,434,000423
Net interest income$9,556,000724
Provision for loan and lease losses$540,000448
Total noninterest income$1,829,000829
Gross Fiduciary activities income$0972
Service charges on deposit accounts$351,000834
Trading account gains and fees$0126
Additional Noninterest Income$1,478,000697
Total noninterest expense$8,148,000715
Salaries and employee benefits$4,255,000767
Premises and equipment expense$1,246,000536
Additional noninterest expense$2,647,000654
Pre-tax net operating income$2,697,000952
Securities gains (losses)$01,087
Applicable income taxes$570,000818
Income before extraordinary items$2,127,0001,029
Extraordinary gains, net$05
Net income$2,127,0001,028
Minority interest net income$052
Net income of bank and minority interests.$2,127,0001,028
Net charge-offs$-8,0004,574
Cash dividends$250,0001,856
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,127,0001,009
2018-12-31 (YTD Data)Rank
Total interest income$50,367,000637
Total interest expense$13,023,000426
Net interest income$37,344,000716
Provision for loan and lease losses$3,125,000365
Total noninterest income$7,588,000840
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,491,000824
Trading account gains and fees$0126
Additional Noninterest Income$6,097,000711
Total noninterest expense$27,893,000796
Salaries and employee benefits$13,931,000894
Premises and equipment expense$4,490,000564
Additional noninterest expense$9,472,000739
Pre-tax net operating income$13,914,000796
Securities gains (losses)$01,125
Applicable income taxes$2,723,000700
Income before extraordinary items$11,191,000832
Extraordinary gains, net$06
Net income$11,191,000830
Minority interest net income$072
Net income of bank and minority interests.$11,191,000831
Net charge-offs$1,217,000499
Cash dividends$500,0002,948
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,191,000831
2018-09-30 (YTD Data)Rank
Total interest income$36,549,000652
Total interest expense$9,168,000422
Net interest income$27,381,000727
Provision for loan and lease losses$2,515,000330
Total noninterest income$5,530,000857
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,085,000841
Trading account gains and fees$0138
Additional Noninterest Income$4,445,000731
Total noninterest expense$21,434,000784
Salaries and employee benefits$10,969,000855
Premises and equipment expense$3,466,000552
Additional noninterest expense$6,999,000733
Pre-tax net operating income$8,962,000921
Securities gains (losses)$01,118
Applicable income taxes$1,840,000771
Income before extraordinary items$7,122,000967
Extraordinary gains, net$05
Net income$7,122,000966
Minority interest net income$066
Net income of bank and minority interests.$7,122,000966
Net charge-offs$1,110,000403
Cash dividends$375,0002,666
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,122,000959
2018-06-30 (YTD Data)Rank
Total interest income$23,785,000658
Total interest expense$5,777,000413
Net interest income$18,008,000734
Provision for loan and lease losses$1,750,000318
Total noninterest income$3,755,000847
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$706,000857
Trading account gains and fees$0130
Additional Noninterest Income$3,049,000720
Total noninterest expense$14,328,000781
Salaries and employee benefits$7,175,000872
Premises and equipment expense$2,445,000532
Additional noninterest expense$4,708,000720
Pre-tax net operating income$5,685,000938
Securities gains (losses)$0961
Applicable income taxes$1,170,000785
Income before extraordinary items$4,515,000994
Extraordinary gains, net$06
Net income$4,515,000993
Minority interest net income$065
Net income of bank and minority interests.$4,515,000993
Net charge-offs$750,000389
Cash dividends$250,0002,633
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,515,000985
2018-03-31 (YTD Data)Rank
Total interest income$11,500,000662
Total interest expense$2,763,000409
Net interest income$8,737,000750
Provision for loan and lease losses$1,150,000253
Total noninterest income$1,898,000816
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$352,000858
Trading account gains and fees$0123
Additional Noninterest Income$1,546,000693
Total noninterest expense$7,239,000774
Salaries and employee benefits$3,783,000835
Premises and equipment expense$1,165,000550
Additional noninterest expense$2,291,000733
Pre-tax net operating income$2,246,0001,091
Securities gains (losses)$0735
Applicable income taxes$455,000925
Income before extraordinary items$1,791,0001,140
Extraordinary gains, net$07
Net income$1,791,0001,139
Minority interest net income$052
Net income of bank and minority interests.$1,791,0001,140
Net charge-offs$450,000328
Cash dividends$125,0002,217
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,791,0001,134
2017-12-31 (YTD Data)Rank
Total interest income$45,164,000639
Total interest expense$9,708,000383
Net interest income$35,456,000715
Provision for loan and lease losses$4,360,000274
Total noninterest income$7,742,000835
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,492,000822
Trading account gains and fees$0151
Additional Noninterest Income$6,250,000713
Total noninterest expense$26,751,000817
Salaries and employee benefits$13,117,000917
Premises and equipment expense$4,593,000539
Additional noninterest expense$9,041,000742
Pre-tax net operating income$12,087,000854
Securities gains (losses)$3,0001,912
Applicable income taxes$4,136,000755
Income before extraordinary items$7,954,000912
Extraordinary gains, net$09
Net income$7,954,000912
Minority interest net income$076
Net income of bank and minority interests.$7,954,000912
Net charge-offs$4,731,000219
Cash dividends$500,0002,941
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,952,020897
2017-09-30 (YTD Data)Rank
Total interest income$33,463,000644
Total interest expense$7,005,000385
Net interest income$26,458,000720
Provision for loan and lease losses$1,770,000450
Total noninterest income$5,823,000837
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,114,000829
Trading account gains and fees$0145
Additional Noninterest Income$4,709,000721
Total noninterest expense$19,919,000825
Salaries and employee benefits$9,874,000920
Premises and equipment expense$3,300,000572
Additional noninterest expense$6,745,000742
Pre-tax net operating income$10,592,000723
Securities gains (losses)$3,0001,944
Applicable income taxes$3,505,000609
Income before extraordinary items$7,090,000844
Extraordinary gains, net$09
Net income$7,090,000845
Minority interest net income$071
Net income of bank and minority interests.$7,090,000844
Net charge-offs$279,0001,166
Cash dividends$375,0002,687
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,087,990835
2017-06-30 (YTD Data)Rank
Total interest income$21,739,000652
Total interest expense$4,436,000390
Net interest income$17,303,000726
Provision for loan and lease losses$780,000596
Total noninterest income$3,747,000854
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$729,000839
Trading account gains and fees$0139
Additional Noninterest Income$3,018,000735
Total noninterest expense$12,995,000838
Salaries and employee benefits$6,449,000939
Premises and equipment expense$2,086,000592
Additional noninterest expense$4,460,000748
Pre-tax net operating income$7,275,000699
Securities gains (losses)$3,0001,556
Applicable income taxes$2,406,000589
Income before extraordinary items$4,872,000815
Extraordinary gains, net$011
Net income$4,872,000814
Minority interest net income$071
Net income of bank and minority interests.$4,872,000815
Net charge-offs$177,0001,135
Cash dividends$250,0002,646
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,869,990805
2017-03-31 (YTD Data)Rank
Total interest income$10,662,000653
Total interest expense$2,133,000388
Net interest income$8,529,000732
Provision for loan and lease losses$390,000548
Total noninterest income$2,038,000798
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$365,000836
Trading account gains and fees$0142
Additional Noninterest Income$1,673,000671
Total noninterest expense$6,503,000844
Salaries and employee benefits$3,305,000928
Premises and equipment expense$1,003,000628
Additional noninterest expense$2,195,000750
Pre-tax net operating income$3,674,000679
Securities gains (losses)$01,153
Applicable income taxes$1,202,000576
Income before extraordinary items$2,472,000783
Extraordinary gains, net$08
Net income$2,472,000783
Minority interest net income$055
Net income of bank and minority interests.$2,472,000783
Net charge-offs$41,0001,447
Cash dividends$125,0002,249
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,472,000775
2016-12-31 (YTD Data)Rank
Total interest income$40,215,000671
Total interest expense$7,719,000388
Net interest income$32,496,000739
Provision for loan and lease losses$350,0001,842
Total noninterest income$6,782,000927
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,415,000889
Trading account gains and fees$0170
Additional Noninterest Income$5,367,000798
Total noninterest expense$23,346,000911
Salaries and employee benefits$11,779,000996
Premises and equipment expense$3,729,000672
Additional noninterest expense$7,838,000844
Pre-tax net operating income$15,582,000630
Securities gains (losses)$03,212
Applicable income taxes$5,110,000552
Income before extraordinary items$10,472,000736
Extraordinary gains, net$05
Net income$10,472,000733
Minority interest net income$082
Net income of bank and minority interests.$10,472,000735
Net charge-offs$-114,0005,552
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,472,000722
2016-09-30 (YTD Data)Rank
Total interest income$29,517,000682
Total interest expense$5,640,000395
Net interest income$23,877,000745
Provision for loan and lease losses$250,0001,802
Total noninterest income$5,075,000925
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,018,000918
Trading account gains and fees$0169
Additional Noninterest Income$4,057,000787
Total noninterest expense$17,618,000902
Salaries and employee benefits$8,874,000992
Premises and equipment expense$2,904,000642
Additional noninterest expense$5,840,000846
Pre-tax net operating income$11,084,000659
Securities gains (losses)$03,160
Applicable income taxes$3,574,000580
Income before extraordinary items$7,510,000759
Extraordinary gains, net$05
Net income$7,510,000760
Minority interest net income$071
Net income of bank and minority interests.$7,510,000759
Net charge-offs$-344,0005,814
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,510,000737
2016-06-30 (YTD Data)Rank
Total interest income$19,321,000693
Total interest expense$3,649,000404
Net interest income$15,672,000757
Provision for loan and lease losses$1,050,000491
Total noninterest income$3,226,000941
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$661,000934
Trading account gains and fees$0157
Additional Noninterest Income$2,565,000812
Total noninterest expense$11,405,000929
Salaries and employee benefits$5,497,0001,065
Premises and equipment expense$1,876,000660
Additional noninterest expense$4,032,000823
Pre-tax net operating income$6,443,000721
Securities gains (losses)$02,835
Applicable income taxes$2,083,000630
Income before extraordinary items$4,360,000847
Extraordinary gains, net$016
Net income$4,360,000846
Minority interest net income$071
Net income of bank and minority interests.$4,360,000846
Net charge-offs$320,000823
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,360,000823
2016-03-31 (YTD Data)Rank
Total interest income$9,417,000710
Total interest expense$1,744,000417
Net interest income$7,673,000778
Provision for loan and lease losses$525,000443
Total noninterest income$1,609,000911
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$325,000945
Trading account gains and fees$0142
Additional Noninterest Income$1,284,000788
Total noninterest expense$5,785,000913
Salaries and employee benefits$2,800,0001,054
Premises and equipment expense$952,000659
Additional noninterest expense$2,033,000806
Pre-tax net operating income$2,972,000769
Securities gains (losses)$02,077
Applicable income taxes$945,000662
Income before extraordinary items$2,027,000871
Extraordinary gains, net$012
Net income$2,027,000872
Minority interest net income$062
Net income of bank and minority interests.$2,027,000872
Net charge-offs$200,000664
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,027,000851
2015-12-31 (YTD Data)Rank
Total interest income$35,052,000723
Total interest expense$5,928,000459
Net interest income$29,124,000776
Provision for loan and lease losses$2,225,000415
Total noninterest income$6,075,000987
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,375,000928
Trading account gains and fees$0159
Additional Noninterest Income$4,700,000853
Total noninterest expense$21,842,000945
Salaries and employee benefits$11,000,0001,025
Premises and equipment expense$3,804,000649
Additional noninterest expense$7,038,000933
Pre-tax net operating income$11,132,000800
Securities gains (losses)$03,216
Applicable income taxes$3,477,000685
Income before extraordinary items$7,655,000934
Extraordinary gains, net$023
Net income$7,655,000934
Minority interest net income$081
Net income of bank and minority interests.$7,655,000934
Net charge-offs$1,379,000531
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,655,000913
2015-09-30 (YTD Data)Rank
Total interest income$25,870,000740
Total interest expense$4,365,000467
Net interest income$21,505,000793
Provision for loan and lease losses$1,875,000348
Total noninterest income$4,646,000978
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,027,000938
Trading account gains and fees$0153
Additional Noninterest Income$3,619,000847
Total noninterest expense$16,440,000944
Salaries and employee benefits$8,154,0001,051
Premises and equipment expense$2,975,000639
Additional noninterest expense$5,311,000922
Pre-tax net operating income$7,836,000865
Securities gains (losses)$03,031
Applicable income taxes$2,460,000728
Income before extraordinary items$5,376,000987
Extraordinary gains, net$021
Net income$5,376,000987
Minority interest net income$078
Net income of bank and minority interests.$5,376,000987
Net charge-offs$963,000512
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,376,000964
2015-06-30 (YTD Data)Rank
Total interest income$16,974,000756
Total interest expense$2,869,000474
Net interest income$14,105,000805
Provision for loan and lease losses$1,350,000336
Total noninterest income$3,038,000991
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$672,000940
Trading account gains and fees$0157
Additional Noninterest Income$2,366,000856
Total noninterest expense$11,106,000941
Salaries and employee benefits$5,557,0001,024
Premises and equipment expense$2,013,000629
Additional noninterest expense$3,536,000923
Pre-tax net operating income$4,687,000955
Securities gains (losses)$02,636
Applicable income taxes$1,433,000800
Income before extraordinary items$3,254,0001,086
Extraordinary gains, net$022
Net income$3,254,0001,086
Minority interest net income$075
Net income of bank and minority interests.$3,254,0001,087
Net charge-offs$678,000491
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,254,0001,056
2015-03-31 (YTD Data)Rank
Total interest income$8,324,000768
Total interest expense$1,398,000490
Net interest income$6,926,000814
Provision for loan and lease losses$675,000312
Total noninterest income$1,433,0001,005
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$331,000932
Trading account gains and fees$0152
Additional Noninterest Income$1,102,000868
Total noninterest expense$5,377,000965
Salaries and employee benefits$2,601,0001,092
Premises and equipment expense$1,026,000618
Additional noninterest expense$1,750,000909
Pre-tax net operating income$2,307,000927
Securities gains (losses)$02,027
Applicable income taxes$704,000797
Income before extraordinary items$1,603,0001,058
Extraordinary gains, net$013
Net income$1,603,0001,057
Minority interest net income$064
Net income of bank and minority interests.$1,603,0001,059
Net charge-offs$547,000326
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,603,0001,031
2014-12-31 (YTD Data)Rank
Total interest income$31,738,000790
Total interest expense$5,490,000507
Net interest income$26,248,000843
Provision for loan and lease losses$1,431,000649
Total noninterest income$5,612,0001,005
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,376,000963
Trading account gains and fees$0180
Additional Noninterest Income$4,236,000868
Total noninterest expense$20,663,000986
Salaries and employee benefits$10,348,0001,053
Premises and equipment expense$3,886,000634
Additional noninterest expense$6,429,0001,024
Pre-tax net operating income$9,766,000849
Securities gains (losses)$114,0001,154
Applicable income taxes$3,140,000697
Income before extraordinary items$6,740,000988
Extraordinary gains, net$017
Net income$6,740,000987
Minority interest net income$084
Net income of bank and minority interests.$6,740,000987
Net charge-offs$2,891,000360
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,662,480970
2014-09-30 (YTD Data)Rank
Total interest income$23,313,000803
Total interest expense$4,056,000522
Net interest income$19,257,000860
Provision for loan and lease losses$924,000716
Total noninterest income$3,880,0001,084
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,030,000971
Trading account gains and fees$0174
Additional Noninterest Income$2,850,000942
Total noninterest expense$15,024,0001,016
Salaries and employee benefits$7,456,0001,101
Premises and equipment expense$2,944,000626
Additional noninterest expense$4,624,0001,065
Pre-tax net operating income$7,189,000878
Securities gains (losses)$108,000947
Applicable income taxes$2,262,000724
Income before extraordinary items$5,035,000992
Extraordinary gains, net$015
Net income$5,035,000991
Minority interest net income$081
Net income of bank and minority interests.$5,035,000991
Net charge-offs$2,699,000293
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,960,480986
2014-06-30 (YTD Data)Rank
Total interest income$15,192,000822
Total interest expense$2,652,000544
Net interest income$12,540,000866
Provision for loan and lease losses$616,000704
Total noninterest income$2,513,0001,091
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$674,000977
Trading account gains and fees$0172
Additional Noninterest Income$1,839,000951
Total noninterest expense$9,939,0001,019
Salaries and employee benefits$5,014,0001,094
Premises and equipment expense$1,943,000636
Additional noninterest expense$2,982,0001,095
Pre-tax net operating income$4,498,000908
Securities gains (losses)$106,000754
Applicable income taxes$1,421,000739
Income before extraordinary items$3,183,0001,010
Extraordinary gains, net$020
Net income$3,183,0001,011
Minority interest net income$080
Net income of bank and minority interests.$3,183,0001,011
Net charge-offs$2,537,000240
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,109,8601,018
2014-03-31 (YTD Data)Rank
Total interest income$7,428,000843
Total interest expense$1,297,000570
Net interest income$6,131,000890
Provision for loan and lease losses$308,000674
Total noninterest income$1,231,0001,071
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$334,000968
Trading account gains and fees$0147
Additional Noninterest Income$897,000926
Total noninterest expense$4,763,0001,075
Salaries and employee benefits$2,298,0001,193
Premises and equipment expense$970,000659
Additional noninterest expense$1,495,0001,080
Pre-tax net operating income$2,291,000867
Securities gains (losses)$80,000508
Applicable income taxes$735,000703
Income before extraordinary items$1,636,000956
Extraordinary gains, net$016
Net income$1,636,000956
Minority interest net income$066
Net income of bank and minority interests.$1,636,000957
Net charge-offs$2,371,000147
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,580,800969
2013-12-31 (YTD Data)Rank
Total interest income$28,649,000873
Total interest expense$5,162,000636
Net interest income$23,487,000916
Provision for loan and lease losses$1,986,000629
Total noninterest income$5,191,0001,100
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,427,000969
Trading account gains and fees$0184
Additional Noninterest Income$3,764,000982
Total noninterest expense$19,545,0001,050
Salaries and employee benefits$9,750,0001,120
Premises and equipment expense$4,077,000594
Additional noninterest expense$5,718,0001,181
Pre-tax net operating income$7,147,0001,058
Securities gains (losses)$03,182
Applicable income taxes$2,117,000864
Income before extraordinary items$5,030,0001,217
Extraordinary gains, net$029
Net income$5,030,0001,219
Minority interest net income$090
Net income of bank and minority interests.$5,030,0001,220
Net charge-offs$714,0001,619
Cash dividends$1,800,0001,299
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,030,0001,195
2013-09-30 (YTD Data)Rank
Total interest income$21,319,000889
Total interest expense$3,897,000650
Net interest income$17,422,000928
Provision for loan and lease losses$1,625,000596
Total noninterest income$3,934,0001,114
Gross Fiduciary activities income$2,0001,160
Service charges on deposit accounts$1,060,000978
Trading account gains and fees$0180
Additional Noninterest Income$2,872,000999
Total noninterest expense$14,322,0001,072
Salaries and employee benefits$7,092,0001,157
Premises and equipment expense$3,045,000603
Additional noninterest expense$4,185,0001,193
Pre-tax net operating income$5,409,0001,067
Securities gains (losses)$03,040
Applicable income taxes$1,624,000877
Income before extraordinary items$3,785,0001,226
Extraordinary gains, net$025
Net income$3,785,0001,225
Minority interest net income$084
Net income of bank and minority interests.$3,785,0001,228
Net charge-offs$317,0002,060
Cash dividends$1,350,0001,174
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,785,0001,193
2013-06-30 (YTD Data)Rank
Total interest income$14,132,000884
Total interest expense$2,649,000658
Net interest income$11,483,000931
Provision for loan and lease losses$1,083,000642
Total noninterest income$2,708,0001,096
Gross Fiduciary activities income$1,0001,167
Service charges on deposit accounts$688,000976
Trading account gains and fees$0157
Additional Noninterest Income$2,019,000981
Total noninterest expense$9,694,0001,054
Salaries and employee benefits$4,814,0001,131
Premises and equipment expense$2,058,000602
Additional noninterest expense$2,822,0001,177
Pre-tax net operating income$3,414,0001,099
Securities gains (losses)$02,791
Applicable income taxes$1,020,000922
Income before extraordinary items$2,394,0001,264
Extraordinary gains, net$022
Net income$2,394,0001,266
Minority interest net income$082
Net income of bank and minority interests.$2,394,0001,267
Net charge-offs$257,0001,841
Cash dividends$900,0001,174
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,394,0001,213
2013-03-31 (YTD Data)Rank
Total interest income$7,013,000900
Total interest expense$1,364,000654
Net interest income$5,649,000942
Provision for loan and lease losses$542,000652
Total noninterest income$1,292,0001,122
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$340,000980
Trading account gains and fees$0148
Additional Noninterest Income$952,0001,028
Total noninterest expense$4,777,0001,075
Salaries and employee benefits$2,282,0001,193
Premises and equipment expense$1,007,000623
Additional noninterest expense$1,488,0001,114
Pre-tax net operating income$1,622,0001,129
Securities gains (losses)$01,966
Applicable income taxes$484,000949
Income before extraordinary items$1,138,0001,315
Extraordinary gains, net$010
Net income$1,138,0001,318
Minority interest net income$076
Net income of bank and minority interests.$1,138,0001,317
Net charge-offs$255,0001,185
Cash dividends$450,0001,014
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,138,0001,256
2012-12-31 (YTD Data)Rank
Total interest income$27,495,000953
Total interest expense$6,642,000639
Net interest income$20,853,0001,056
Provision for loan and lease losses$1,266,0001,498
Total noninterest income$5,325,0001,101
Gross Fiduciary activities income$4,0001,203
Service charges on deposit accounts$1,575,000900
Trading account gains and fees$0166
Additional Noninterest Income$3,746,0001,010
Total noninterest expense$17,908,0001,118
Salaries and employee benefits$9,081,0001,161
Premises and equipment expense$4,039,000591
Additional noninterest expense$4,788,0001,417
Pre-tax net operating income$7,004,0001,011
Securities gains (losses)$03,810
Applicable income taxes$2,083,000846
Income before extraordinary items$4,921,0001,207
Extraordinary gains, net$029
Net income$4,921,0001,209
Minority interest net income$093
Net income of bank and minority interests.$4,921,0001,208
Net charge-offs$893,0001,946
Cash dividends$2,000,0001,202
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,921,0001,138
2012-09-30 (YTD Data)Rank
Total interest income$20,493,000976
Total interest expense$5,034,000669
Net interest income$15,459,0001,075
Provision for loan and lease losses$950,0001,488
Total noninterest income$4,255,0001,048
Gross Fiduciary activities income$3,0001,175
Service charges on deposit accounts$1,166,000919
Trading account gains and fees$0157
Additional Noninterest Income$3,086,000927
Total noninterest expense$12,019,0001,247
Salaries and employee benefits$6,622,0001,192
Premises and equipment expense$1,777,0001,009
Additional noninterest expense$3,620,0001,409
Pre-tax net operating income$6,745,000837
Securities gains (losses)$03,575
Applicable income taxes$2,088,000681
Income before extraordinary items$4,657,000992
Extraordinary gains, net$020
Net income$4,657,000992
Minority interest net income$086
Net income of bank and minority interests.$4,657,000992
Net charge-offs$359,0002,602
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,657,000936
2012-06-30 (YTD Data)Rank
Total interest income$13,473,000998
Total interest expense$3,444,000674
Net interest income$10,029,0001,109
Provision for loan and lease losses$633,0001,517
Total noninterest income$2,533,0001,117
Gross Fiduciary activities income$2,0001,169
Service charges on deposit accounts$754,000941
Trading account gains and fees$0153
Additional Noninterest Income$1,777,0001,013
Total noninterest expense$7,966,0001,252
Salaries and employee benefits$4,476,0001,170
Premises and equipment expense$1,089,0001,107
Additional noninterest expense$2,401,0001,416
Pre-tax net operating income$3,963,000917
Securities gains (losses)$03,178
Applicable income taxes$1,209,000763
Income before extraordinary items$2,754,0001,090
Extraordinary gains, net$019
Net income$2,754,0001,091
Minority interest net income$084
Net income of bank and minority interests.$2,754,0001,090
Net charge-offs$217,0002,655
Cash dividends$1,000,000957
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,754,0001,021
2012-03-31 (YTD Data)Rank
Total interest income$6,707,0001,010
Total interest expense$1,748,000684
Net interest income$4,959,0001,124
Provision for loan and lease losses$317,0001,442
Total noninterest income$1,186,0001,172
Gross Fiduciary activities income$1,0001,128
Service charges on deposit accounts$360,000978
Trading account gains and fees$0148
Additional Noninterest Income$825,0001,049
Total noninterest expense$3,821,0001,297
Salaries and employee benefits$2,075,0001,259
Premises and equipment expense$529,0001,138
Additional noninterest expense$1,217,0001,388
Pre-tax net operating income$2,007,000885
Securities gains (losses)$02,210
Applicable income taxes$609,000750
Income before extraordinary items$1,398,0001,066
Extraordinary gains, net$019
Net income$1,398,0001,068
Minority interest net income$078
Net income of bank and minority interests.$1,398,0001,067
Net charge-offs$72,0002,737
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,398,000996
2011-12-31 (YTD Data)Rank
Total interest income$26,860,0001,051
Total interest expense$6,904,000870
Net interest income$19,956,0001,116
Provision for loan and lease losses$1,240,0002,116
Total noninterest income$5,830,000921
Gross Fiduciary activities income$4,0001,181
Service charges on deposit accounts$1,581,000934
Trading account gains and fees$0146
Additional Noninterest Income$4,245,000804
Total noninterest expense$15,786,0001,248
Salaries and employee benefits$8,343,0001,192
Premises and equipment expense$2,150,0001,164
Additional noninterest expense$5,293,0001,313
Pre-tax net operating income$8,760,000707
Securities gains (losses)$358,0001,007
Applicable income taxes$2,495,000664
Income before extraordinary items$6,623,000760
Extraordinary gains, net$029
Net income$6,623,000758
Minority interest net income$096
Net income of bank and minority interests.$6,623,000760
Net charge-offs$762,0002,696
Cash dividends$975,0001,669
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,361,660755
2011-09-30 (YTD Data)Rank
Total interest income$20,085,0001,073
Total interest expense$5,325,000883
Net interest income$14,760,0001,139
Provision for loan and lease losses$970,0002,007
Total noninterest income$4,553,000903
Gross Fiduciary activities income$3,0001,135
Service charges on deposit accounts$1,148,000961
Trading account gains and fees$0145
Additional Noninterest Income$3,402,000759
Total noninterest expense$11,384,0001,304
Salaries and employee benefits$6,127,0001,212
Premises and equipment expense$1,419,0001,327
Additional noninterest expense$3,838,0001,345
Pre-tax net operating income$6,959,000688
Securities gains (losses)$358,000802
Applicable income taxes$1,769,000699
Income before extraordinary items$5,548,000716
Extraordinary gains, net$021
Net income$5,548,000714
Minority interest net income$087
Net income of bank and minority interests.$5,548,000716
Net charge-offs$310,0003,217
Cash dividends$850,0001,303
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,275,920709
2011-06-30 (YTD Data)Rank
Total interest income$13,187,0001,094
Total interest expense$3,613,000906
Net interest income$9,574,0001,164
Provision for loan and lease losses$700,0001,888
Total noninterest income$2,074,0001,196
Gross Fiduciary activities income$2,0001,136
Service charges on deposit accounts$737,000990
Trading account gains and fees$0153
Additional Noninterest Income$1,335,0001,104
Total noninterest expense$7,553,0001,317
Salaries and employee benefits$4,139,0001,210
Premises and equipment expense$908,0001,398
Additional noninterest expense$2,506,0001,398
Pre-tax net operating income$3,395,000889
Securities gains (losses)$358,000476
Applicable income taxes$1,113,000695
Income before extraordinary items$2,640,000933
Extraordinary gains, net$015
Net income$2,640,000931
Minority interest net income$089
Net income of bank and minority interests.$2,640,000933
Net charge-offs$195,0003,143
Cash dividends$725,0001,084
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,389,4001,007
2011-03-31 (YTD Data)Rank
Total interest income$6,526,0001,117
Total interest expense$1,810,000936
Net interest income$4,716,0001,185
Provision for loan and lease losses$350,0001,781
Total noninterest income$1,066,0001,154
Gross Fiduciary activities income$1,0001,126
Service charges on deposit accounts$363,000988
Trading account gains and fees$0158
Additional Noninterest Income$702,0001,060
Total noninterest expense$3,608,0001,377
Salaries and employee benefits$1,942,0001,293
Premises and equipment expense$455,0001,418
Additional noninterest expense$1,211,0001,450
Pre-tax net operating income$1,824,000833
Securities gains (losses)$01,772
Applicable income taxes$582,000652
Income before extraordinary items$1,242,000977
Extraordinary gains, net$09
Net income$1,242,000977
Minority interest net income$086
Net income of bank and minority interests.$1,242,000977
Net charge-offs$155,0002,326
Cash dividends$600,000613
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,242,000954
2010-12-31 (YTD Data)Rank
Total interest income$26,215,0001,183
Total interest expense$7,417,0001,115
Net interest income$18,798,0001,197
Provision for loan and lease losses$1,367,0002,593
Total noninterest income$4,513,0001,170
Gross Fiduciary activities income$4,0001,241
Service charges on deposit accounts$1,750,000871
Trading account gains and fees$0175
Additional Noninterest Income$2,759,0001,122
Total noninterest expense$14,271,0001,395
Salaries and employee benefits$7,771,0001,265
Premises and equipment expense$1,985,0001,302
Additional noninterest expense$4,515,0001,597
Pre-tax net operating income$7,673,000700
Securities gains (losses)$178,0001,692
Applicable income taxes$2,341,000649
Income before extraordinary items$5,510,000793
Extraordinary gains, net$029
Net income$5,510,000793
Minority interest net income$0111
Net income of bank and minority interests.$5,510,000794
Net charge-offs$655,0003,272
Cash dividends$2,572,000635
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,385,400783
2010-09-30 (YTD Data)Rank
Total interest income$19,537,0001,209
Total interest expense$5,533,0001,159
Net interest income$14,004,0001,215
Provision for loan and lease losses$1,025,0002,471
Total noninterest income$3,212,0001,198
Gross Fiduciary activities income$2,0001,229
Service charges on deposit accounts$1,324,000890
Trading account gains and fees$0165
Additional Noninterest Income$1,886,0001,155
Total noninterest expense$10,606,0001,404
Salaries and employee benefits$5,699,0001,299
Premises and equipment expense$1,495,0001,315
Additional noninterest expense$3,412,0001,556
Pre-tax net operating income$5,585,000766
Securities gains (losses)$177,0001,472
Applicable income taxes$1,709,000674
Income before extraordinary items$4,053,000855
Extraordinary gains, net$023
Net income$4,053,000856
Minority interest net income$0110
Net income of bank and minority interests.$4,053,000856
Net charge-offs$192,0004,275
Cash dividends$1,929,000561
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,929,100843
2010-06-30 (YTD Data)Rank
Total interest income$12,900,0001,228
Total interest expense$3,608,0001,231
Net interest income$9,292,0001,226
Provision for loan and lease losses$683,0002,412
Total noninterest income$2,084,0001,202
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$889,000884
Trading account gains and fees$0152
Additional Noninterest Income$1,193,0001,151
Total noninterest expense$6,779,0001,455
Salaries and employee benefits$3,624,0001,363
Premises and equipment expense$948,0001,399
Additional noninterest expense$2,207,0001,592
Pre-tax net operating income$3,914,000709
Securities gains (losses)$158,0001,100
Applicable income taxes$1,214,000604
Income before extraordinary items$2,858,000782
Extraordinary gains, net$019
Net income$2,858,000779
Minority interest net income$0105
Net income of bank and minority interests.$2,858,000782
Net charge-offs$106,0004,176
Cash dividends$1,286,000540
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,747,400778
2010-03-31 (YTD Data)Rank
Total interest income$6,285,0001,283
Total interest expense$1,738,0001,354
Net interest income$4,547,0001,261
Provision for loan and lease losses$342,0002,250
Total noninterest income$984,0001,253
Gross Fiduciary activities income$1,0001,185
Service charges on deposit accounts$415,000942
Trading account gains and fees$0175
Additional Noninterest Income$568,0001,175
Total noninterest expense$3,372,0001,490
Salaries and employee benefits$1,795,0001,394
Premises and equipment expense$475,0001,439
Additional noninterest expense$1,102,0001,596
Pre-tax net operating income$1,817,000746
Securities gains (losses)$158,000605
Applicable income taxes$586,000630
Income before extraordinary items$1,389,000797
Extraordinary gains, net$016
Net income$1,389,000799
Minority interest net income$091
Net income of bank and minority interests.$1,389,000801
Net charge-offs$43,0003,853
Cash dividends$643,000529
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,278,400828
2009-12-31 (YTD Data)Rank
Total interest income$24,921,0001,378
Total interest expense$7,579,0001,549
Net interest income$17,342,0001,297
Provision for loan and lease losses$1,284,0003,110
Total noninterest income$4,569,0001,183
Gross Fiduciary activities income$4,0001,267
Service charges on deposit accounts$1,823,000956
Trading account gains and fees$0211
Additional Noninterest Income$2,742,0001,104
Total noninterest expense$13,495,0001,528
Salaries and employee benefits$7,384,0001,360
Premises and equipment expense$1,870,0001,446
Additional noninterest expense$4,241,0001,763
Pre-tax net operating income$7,132,000610
Securities gains (losses)$-82,0007,253
Applicable income taxes$2,035,000559
Income before extraordinary items$5,015,000684
Extraordinary gains, net$034
Net income$5,015,000684
Minority interest net income$0115
Net income of bank and minority interests.$5,015,000684
Net charge-offs$127,0005,484
Cash dividends$2,757,000648
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,073,220671
2009-09-30 (YTD Data)Rank
Total interest income$18,545,0001,417
Total interest expense$5,875,0001,576
Net interest income$12,670,0001,319
Provision for loan and lease losses$1,070,0002,693
Total noninterest income$3,450,0001,188
Gross Fiduciary activities income$3,0001,227
Service charges on deposit accounts$1,352,000959
Trading account gains and fees$0212
Additional Noninterest Income$2,095,0001,113
Total noninterest expense$10,130,0001,522
Salaries and employee benefits$5,446,0001,399
Premises and equipment expense$1,417,0001,448
Additional noninterest expense$3,267,0001,659
Pre-tax net operating income$4,920,000687
Securities gains (losses)$-82,0007,444
Applicable income taxes$1,386,000644
Income before extraordinary items$3,452,000785
Extraordinary gains, net$027
Net income$3,452,000784
Minority interest net income$0118
Net income of bank and minority interests.$3,452,000786
Net charge-offs$69,0005,418
Cash dividends$2,068,000613
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,510,220765
2009-06-30 (YTD Data)Rank
Total interest income$12,283,0001,456
Total interest expense$4,091,0001,594
Net interest income$8,192,0001,363
Provision for loan and lease losses$795,0002,347
Total noninterest income$2,275,0001,208
Gross Fiduciary activities income$2,0001,233
Service charges on deposit accounts$850,000996
Trading account gains and fees$0193
Additional Noninterest Income$1,423,0001,144
Total noninterest expense$6,722,0001,545
Salaries and employee benefits$3,544,0001,466
Premises and equipment expense$941,0001,488
Additional noninterest expense$2,237,0001,630
Pre-tax net operating income$2,950,000793
Securities gains (losses)$-82,0007,655
Applicable income taxes$802,000749
Income before extraordinary items$2,066,000915
Extraordinary gains, net$021
Net income$2,066,000915
Minority interest net income$0112
Net income of bank and minority interests.$2,066,000915
Net charge-offs$108,0004,164
Cash dividends$1,379,000660
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,125,040855
2009-03-31 (YTD Data)Rank
Total interest income$6,084,0001,488
Total interest expense$2,092,0001,617
Net interest income$3,992,0001,385
Provision for loan and lease losses$397,0002,006
Total noninterest income$1,000,0001,289
Gross Fiduciary activities income$1,0001,214
Service charges on deposit accounts$389,0001,066
Trading account gains and fees$0171
Additional Noninterest Income$610,0001,222
Total noninterest expense$3,266,0001,537
Salaries and employee benefits$1,743,0001,504
Premises and equipment expense$478,0001,485
Additional noninterest expense$1,045,0001,548
Pre-tax net operating income$1,329,000954
Securities gains (losses)$02,434
Applicable income taxes$364,000895
Income before extraordinary items$965,0001,128
Extraordinary gains, net$015
Net income$965,0001,131
Minority interest net income$0102
Net income of bank and minority interests.$965,0001,130
Net charge-offs$21,0004,278
Cash dividends$689,000648
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$965,0001,046
2008-12-31 (YTD Data)Rank
Total interest income$24,746,0001,565
Total interest expense$9,247,0001,743
Net interest income$15,499,0001,443
Provision for loan and lease losses$624,0003,435
Total noninterest income$3,715,0001,343
Gross Fiduciary activities income$10,0001,224
Service charges on deposit accounts$1,526,0001,176
Trading account gains and fees$0154
Additional Noninterest Income$2,179,0001,222
Total noninterest expense$12,733,0001,533
Salaries and employee benefits$7,376,0001,384
Premises and equipment expense$1,859,0001,486
Additional noninterest expense$3,498,0001,750
Pre-tax net operating income$5,857,000955
Securities gains (losses)$-407,0007,479
Applicable income taxes$1,521,000861
Income before extraordinary items$3,929,0001,063
Extraordinary gains, net$039
Net income$3,929,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0003,604
Cash dividends$1,859,0001,450
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,222,0401,046
2008-09-30 (YTD Data)Rank
Total interest income$18,474,0001,620
Total interest expense$7,057,0001,790
Net interest income$11,417,0001,482
Provision for loan and lease losses$468,0002,823
Total noninterest income$2,813,0001,372
Gross Fiduciary activities income$9,0001,170
Service charges on deposit accounts$1,103,0001,233
Trading account gains and fees$0148
Additional Noninterest Income$1,701,0001,247
Total noninterest expense$9,491,0001,536
Salaries and employee benefits$5,538,0001,402
Premises and equipment expense$1,375,0001,518
Additional noninterest expense$2,578,0001,723
Pre-tax net operating income$4,271,0001,183
Securities gains (losses)$-268,0007,650
Applicable income taxes$1,221,000993
Income before extraordinary items$2,782,0001,338
Extraordinary gains, net$031
Net income$2,782,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0003,289
Cash dividends$1,394,0001,406
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,966,9201,324
2008-06-30 (YTD Data)Rank
Total interest income$12,327,0001,634
Total interest expense$4,866,0001,809
Net interest income$7,461,0001,499
Provision for loan and lease losses$312,0002,471
Total noninterest income$1,712,0001,490
Gross Fiduciary activities income$8,0001,154
Service charges on deposit accounts$705,0001,261
Trading account gains and fees$0149
Additional Noninterest Income$999,0001,395
Total noninterest expense$6,097,0001,595
Salaries and employee benefits$3,561,0001,483
Premises and equipment expense$862,0001,615
Additional noninterest expense$1,674,0001,747
Pre-tax net operating income$2,764,0001,277
Securities gains (losses)$03,233
Applicable income taxes$768,0001,152
Income before extraordinary items$1,996,0001,392
Extraordinary gains, net$021
Net income$1,996,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,133
Cash dividends$929,0001,517
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,996,0001,361
2008-03-31 (YTD Data)Rank
Total interest income$6,240,0001,661
Total interest expense$2,558,0001,834
Net interest income$3,682,0001,511
Provision for loan and lease losses$156,0002,081
Total noninterest income$829,0001,531
Gross Fiduciary activities income$6,0001,090
Service charges on deposit accounts$340,0001,290
Trading account gains and fees$0158
Additional Noninterest Income$483,0001,456
Total noninterest expense$3,107,0001,551
Salaries and employee benefits$1,842,0001,440
Premises and equipment expense$471,0001,480
Additional noninterest expense$794,0001,788
Pre-tax net operating income$1,248,0001,482
Securities gains (losses)$02,688
Applicable income taxes$339,0001,350
Income before extraordinary items$909,0001,637
Extraordinary gains, net$015
Net income$909,0001,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,539
Cash dividends$465,0001,441
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$909,0001,579
2007-12-31 (YTD Data)Rank
Total interest income$23,664,0001,797
Total interest expense$9,558,0002,006
Net interest income$14,106,0001,599
Provision for loan and lease losses$298,0003,219
Total noninterest income$3,386,0001,498
Gross Fiduciary activities income$7,0001,300
Service charges on deposit accounts$1,493,0001,188
Trading account gains and fees$0178
Additional Noninterest Income$1,886,0001,413
Total noninterest expense$11,825,0001,556
Salaries and employee benefits$6,613,0001,531
Premises and equipment expense$1,669,0001,595
Additional noninterest expense$3,543,0001,567
Pre-tax net operating income$5,369,0001,553
Securities gains (losses)$02,146
Applicable income taxes$1,482,0001,427
Income before extraordinary items$3,887,0001,641
Extraordinary gains, net$039
Net income$3,887,0001,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0002,377
Cash dividends$1,808,0001,737
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,887,0001,629
2007-09-30 (YTD Data)Rank
Total interest income$17,507,0001,825
Total interest expense$6,993,0002,046
Net interest income$10,514,0001,616
Provision for loan and lease losses$223,0002,845
Total noninterest income$2,472,0001,529
Gross Fiduciary activities income$7,0001,231
Service charges on deposit accounts$1,108,0001,189
Trading account gains and fees$0184
Additional Noninterest Income$1,357,0001,477
Total noninterest expense$9,149,0001,492
Salaries and employee benefits$5,074,0001,494
Premises and equipment expense$1,257,0001,582
Additional noninterest expense$2,818,0001,435
Pre-tax net operating income$3,614,0001,813
Securities gains (losses)$01,655
Applicable income taxes$1,025,0001,615
Income before extraordinary items$2,589,0001,946
Extraordinary gains, net$033
Net income$2,589,0001,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0001,731
Cash dividends$1,356,0001,626
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,589,0001,936
2007-06-30 (YTD Data)Rank
Total interest income$11,449,0001,875
Total interest expense$4,491,0002,122
Net interest income$6,958,0001,656
Provision for loan and lease losses$149,0002,687
Total noninterest income$1,666,0001,548
Gross Fiduciary activities income$6,0001,205
Service charges on deposit accounts$743,0001,192
Trading account gains and fees$0168
Additional Noninterest Income$917,0001,477
Total noninterest expense$6,009,0001,529
Salaries and employee benefits$3,327,0001,544
Premises and equipment expense$818,0001,637
Additional noninterest expense$1,864,0001,470
Pre-tax net operating income$2,466,0001,828
Securities gains (losses)$01,444
Applicable income taxes$704,0001,648
Income before extraordinary items$1,762,0001,950
Extraordinary gains, net$029
Net income$1,762,0001,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0001,671
Cash dividends$904,0001,661
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,762,0001,932
2007-03-31 (YTD Data)Rank
Total interest income$5,542,0001,920
Total interest expense$2,170,0002,168
Net interest income$3,372,0001,713
Provision for loan and lease losses$74,0002,544
Total noninterest income$820,0001,544
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$374,0001,148
Trading account gains and fees$0195
Additional Noninterest Income$441,0001,500
Total noninterest expense$3,052,0001,502
Salaries and employee benefits$1,755,0001,475
Premises and equipment expense$382,0001,743
Additional noninterest expense$915,0001,463
Pre-tax net operating income$1,066,0002,055
Securities gains (losses)$01,187
Applicable income taxes$293,0001,879
Income before extraordinary items$773,0002,127
Extraordinary gains, net$022
Net income$773,0002,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0001,303
Cash dividends$452,0001,521
Sale, conversion, retirement of capital stock, net$0885
Net operating income$773,0002,118
2006-12-31 (YTD Data)Rank
Total interest income$20,431,0001,945
Total interest expense$7,146,0002,248
Net interest income$13,285,0001,730
Provision for loan and lease losses$30,0006,013
Total noninterest income$3,213,0001,522
Gross Fiduciary activities income$11,0001,257
Service charges on deposit accounts$1,574,0001,124
Trading account gains and fees$0130
Additional Noninterest Income$1,628,0001,569
Total noninterest expense$12,083,0001,477
Salaries and employee benefits$6,675,0001,488
Premises and equipment expense$1,613,0001,590
Additional noninterest expense$3,795,0001,395
Pre-tax net operating income$4,385,0002,090
Securities gains (losses)$-2,0006,862
Applicable income taxes$1,207,0001,950
Income before extraordinary items$3,176,0002,175
Extraordinary gains, net$051
Net income$3,176,0002,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-738,0008,654
Cash dividends$1,082,0002,438
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,177,4402,167
2006-09-30 (YTD Data)Rank
Total interest income$14,970,0001,972
Total interest expense$5,123,0002,271
Net interest income$9,847,0001,763
Provision for loan and lease losses$168,0003,219
Total noninterest income$2,372,0001,551
Gross Fiduciary activities income$9,0001,220
Service charges on deposit accounts$1,194,0001,121
Trading account gains and fees$0126
Additional Noninterest Income$1,169,0001,622
Total noninterest expense$9,095,0001,475
Salaries and employee benefits$5,107,0001,453
Premises and equipment expense$1,216,0001,599
Additional noninterest expense$2,772,0001,431
Pre-tax net operating income$2,956,0002,361
Securities gains (losses)$-2,0007,192
Applicable income taxes$818,0002,168
Income before extraordinary items$2,136,0002,441
Extraordinary gains, net$045
Net income$2,136,0002,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-861,0008,714
Cash dividends$812,0002,223
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,137,4402,430
2006-06-30 (YTD Data)Rank
Total interest income$9,728,0001,981
Total interest expense$3,252,0002,280
Net interest income$6,476,0001,798
Provision for loan and lease losses$160,0002,479
Total noninterest income$1,538,0001,599
Gross Fiduciary activities income$5,0001,257
Service charges on deposit accounts$782,0001,126
Trading account gains and fees$0126
Additional Noninterest Income$751,0001,676
Total noninterest expense$6,032,0001,492
Salaries and employee benefits$3,366,0001,472
Premises and equipment expense$818,0001,584
Additional noninterest expense$1,848,0001,433
Pre-tax net operating income$1,822,0002,489
Securities gains (losses)$01,185
Applicable income taxes$496,0002,326
Income before extraordinary items$1,326,0002,579
Extraordinary gains, net$039
Net income$1,326,0002,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,792
Cash dividends$541,0002,258
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,326,0002,561
2006-03-31 (YTD Data)Rank
Total interest income$4,698,0002,018
Total interest expense$1,538,0002,286
Net interest income$3,160,0001,829
Provision for loan and lease losses$80,0002,332
Total noninterest income$767,0001,565
Gross Fiduciary activities income$3,0001,214
Service charges on deposit accounts$426,0001,002
Trading account gains and fees$0115
Additional Noninterest Income$338,0001,773
Total noninterest expense$3,135,0001,445
Salaries and employee benefits$1,788,0001,389
Premises and equipment expense$402,0001,621
Additional noninterest expense$945,0001,397
Pre-tax net operating income$712,0002,939
Securities gains (losses)$0955
Applicable income taxes$182,0002,738
Income before extraordinary items$530,0003,025
Extraordinary gains, net$021
Net income$530,0003,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0001,230
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$530,0003,003
2005-12-31 (YTD Data)Rank
Total interest income$17,859,0001,882
Total interest expense$4,806,0002,278
Net interest income$13,053,0001,676
Provision for loan and lease losses$241,0003,235
Total noninterest income$2,954,0001,631
Gross Fiduciary activities income$8,0001,332
Service charges on deposit accounts$1,454,0001,222
Trading account gains and fees$0138
Additional Noninterest Income$1,492,0001,664
Total noninterest expense$11,323,0001,515
Salaries and employee benefits$6,475,0001,444
Premises and equipment expense$1,607,0001,520
Additional noninterest expense$3,241,0001,571
Pre-tax net operating income$4,443,0002,049
Securities gains (losses)$-5,0007,296
Applicable income taxes$1,171,0002,044
Income before extraordinary items$3,267,0002,095
Extraordinary gains, net$046
Net income$3,267,0002,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,118
Cash dividends$880,0002,692
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,270,7002,064
2005-09-30 (YTD Data)Rank
Total interest income$13,250,0001,854
Total interest expense$3,410,0002,281
Net interest income$9,840,0001,651
Provision for loan and lease losses$202,0002,938
Total noninterest income$2,174,0001,663
Gross Fiduciary activities income$5,0001,304
Service charges on deposit accounts$1,099,0001,196
Trading account gains and fees$0126
Additional Noninterest Income$1,070,0001,738
Total noninterest expense$8,670,0001,476
Salaries and employee benefits$5,001,0001,381
Premises and equipment expense$1,166,0001,550
Additional noninterest expense$2,503,0001,506
Pre-tax net operating income$3,142,0002,163
Securities gains (losses)$-5,0007,675
Applicable income taxes$830,0002,144
Income before extraordinary items$2,307,0002,217
Extraordinary gains, net$035
Net income$2,307,0002,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,901
Cash dividends$660,0002,389
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,310,7002,178
2005-06-30 (YTD Data)Rank
Total interest income$8,738,0001,824
Total interest expense$2,162,0002,266
Net interest income$6,576,0001,634
Provision for loan and lease losses$163,0002,500
Total noninterest income$1,474,0001,622
Gross Fiduciary activities income$4,0001,282
Service charges on deposit accounts$733,0001,165
Trading account gains and fees$0116
Additional Noninterest Income$737,0001,680
Total noninterest expense$5,665,0001,492
Salaries and employee benefits$3,292,0001,398
Premises and equipment expense$772,0001,565
Additional noninterest expense$1,601,0001,552
Pre-tax net operating income$2,222,0002,013
Securities gains (losses)$-5,0007,925
Applicable income taxes$596,0002,017
Income before extraordinary items$1,621,0002,087
Extraordinary gains, net$030
Net income$1,621,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,543
Cash dividends$440,0002,411
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,624,6502,046
2005-03-31 (YTD Data)Rank
Total interest income$4,291,0001,826
Total interest expense$1,045,0002,244
Net interest income$3,246,0001,648
Provision for loan and lease losses$81,0002,384
Total noninterest income$829,0001,453
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$380,0001,098
Trading account gains and fees$0115
Additional Noninterest Income$447,0001,436
Total noninterest expense$2,966,0001,425
Salaries and employee benefits$1,759,0001,304
Premises and equipment expense$388,0001,565
Additional noninterest expense$819,0001,520
Pre-tax net operating income$1,028,0002,118
Securities gains (losses)$01,685
Applicable income taxes$268,0002,157
Income before extraordinary items$760,0002,182
Extraordinary gains, net$024
Net income$760,0002,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0001,197
Cash dividends$220,0002,102
Sale, conversion, retirement of capital stock, net$0491
Net operating income$760,0002,143
2004-12-31 (YTD Data)Rank
Total interest income$16,979,0001,685
Total interest expense$3,898,0002,087
Net interest income$13,081,0001,553
Provision for loan and lease losses$436,0002,212
Total noninterest income$3,530,0001,412
Gross Fiduciary activities income$18,0001,217
Service charges on deposit accounts$1,464,0001,224
Trading account gains and fees$0138
Additional Noninterest Income$2,048,0001,288
Total noninterest expense$11,064,0001,472
Salaries and employee benefits$6,476,0001,366
Premises and equipment expense$1,548,0001,490
Additional noninterest expense$3,040,0001,607
Pre-tax net operating income$5,111,0001,664
Securities gains (losses)$7,0003,010
Applicable income taxes$1,361,0001,738
Income before extraordinary items$3,757,0001,705
Extraordinary gains, net$034
Net income$3,757,0001,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,0001,081
Cash dividends$670,0003,041
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,751,8901,665
2004-09-30 (YTD Data)Rank
Total interest income$12,666,0001,679
Total interest expense$2,881,0002,077
Net interest income$9,785,0001,540
Provision for loan and lease losses$352,0001,994
Total noninterest income$2,268,0001,606
Gross Fiduciary activities income$8,0001,279
Service charges on deposit accounts$1,121,0001,191
Trading account gains and fees$0134
Additional Noninterest Income$1,139,0001,613
Total noninterest expense$8,445,0001,441
Salaries and employee benefits$4,874,0001,355
Premises and equipment expense$1,136,0001,531
Additional noninterest expense$2,435,0001,507
Pre-tax net operating income$3,256,0001,927
Securities gains (losses)$7,0002,893
Applicable income taxes$846,0002,026
Income before extraordinary items$2,417,0001,959
Extraordinary gains, net$026
Net income$2,417,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,000884
Cash dividends$510,0002,642
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,411,8201,911
2004-06-30 (YTD Data)Rank
Total interest income$8,376,0001,679
Total interest expense$1,918,0002,060
Net interest income$6,458,0001,540
Provision for loan and lease losses$258,0001,790
Total noninterest income$1,517,0001,572
Gross Fiduciary activities income$2,0001,383
Service charges on deposit accounts$749,0001,180
Trading account gains and fees$0130
Additional Noninterest Income$766,0001,595
Total noninterest expense$5,466,0001,488
Salaries and employee benefits$3,114,0001,411
Premises and equipment expense$759,0001,530
Additional noninterest expense$1,593,0001,519
Pre-tax net operating income$2,251,0001,861
Securities gains (losses)$2,0003,048
Applicable income taxes$590,0001,958
Income before extraordinary items$1,663,0001,894
Extraordinary gains, net$021
Net income$1,663,0001,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,000851
Cash dividends$320,0002,777
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,661,5201,848
2004-03-31 (YTD Data)Rank
Total interest income$4,175,0001,685
Total interest expense$975,0002,044
Net interest income$3,200,0001,560
Provision for loan and lease losses$159,0001,372
Total noninterest income$819,0001,465
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$385,0001,114
Trading account gains and fees$0121
Additional Noninterest Income$432,0001,443
Total noninterest expense$2,636,0001,542
Salaries and employee benefits$1,450,0001,540
Premises and equipment expense$383,0001,537
Additional noninterest expense$803,0001,498
Pre-tax net operating income$1,224,0001,685
Securities gains (losses)$02,934
Applicable income taxes$327,0001,809
Income before extraordinary items$897,0001,749
Extraordinary gains, net$016
Net income$897,0001,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,000882
Cash dividends$160,0002,404
Sale, conversion, retirement of capital stock, net$0464
Net operating income$897,0001,665
2003-12-31 (YTD Data)Rank
Total interest income$16,893,0001,693
Total interest expense$4,719,0001,902
Net interest income$12,174,0001,597
Provision for loan and lease losses$1,456,000843
Total noninterest income$3,356,0001,540
Gross Fiduciary activities income$8,0001,392
Service charges on deposit accounts$1,453,0001,195
Trading account gains and fees$0160
Additional Noninterest Income$1,895,0001,527
Total noninterest expense$10,567,0001,513
Salaries and employee benefits$5,908,0001,454
Premises and equipment expense$1,575,0001,436
Additional noninterest expense$3,084,0001,598
Pre-tax net operating income$3,507,0002,211
Securities gains (losses)$31,0002,904
Applicable income taxes$812,0002,508
Income before extraordinary items$2,726,0002,216
Extraordinary gains, net$054
Net income$2,726,0002,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,050,000890
Cash dividends$400,0003,891
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,702,1302,136
2003-09-30 (YTD Data)Rank
Total interest income$12,721,0001,713
Total interest expense$3,673,0001,902
Net interest income$9,048,0001,619
Provision for loan and lease losses$1,147,000794
Total noninterest income$2,496,0001,588
Gross Fiduciary activities income$5,0001,384
Service charges on deposit accounts$1,085,0001,206
Trading account gains and fees$0153
Additional Noninterest Income$1,406,0001,598
Total noninterest expense$7,906,0001,528
Salaries and employee benefits$4,364,0001,480
Premises and equipment expense$1,152,0001,490
Additional noninterest expense$2,390,0001,544
Pre-tax net operating income$2,491,0002,397
Securities gains (losses)$10,0003,326
Applicable income taxes$586,0002,716
Income before extraordinary items$1,915,0002,428
Extraordinary gains, net$040
Net income$1,915,0002,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,283
Cash dividends$300,0003,447
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,907,3002,317
2003-06-30 (YTD Data)Rank
Total interest income$8,604,0001,712
Total interest expense$2,569,0001,876
Net interest income$6,035,0001,613
Provision for loan and lease losses$918,000682
Total noninterest income$1,683,0001,562
Gross Fiduciary activities income$3,0001,400
Service charges on deposit accounts$723,0001,187
Trading account gains and fees$0150
Additional Noninterest Income$957,0001,569
Total noninterest expense$5,338,0001,505
Salaries and employee benefits$2,946,0001,464
Premises and equipment expense$776,0001,479
Additional noninterest expense$1,616,0001,512
Pre-tax net operating income$1,462,0002,652
Securities gains (losses)$03,782
Applicable income taxes$324,0003,096
Income before extraordinary items$1,138,0002,694
Extraordinary gains, net$030
Net income$1,138,0002,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0001,474
Cash dividends$200,0003,438
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,138,0002,542
2003-03-31 (YTD Data)Rank
Total interest income$4,392,0001,685
Total interest expense$1,367,0001,817
Net interest income$3,025,0001,618
Provision for loan and lease losses$459,000653
Total noninterest income$796,0001,584
Gross Fiduciary activities income$2,0001,343
Service charges on deposit accounts$362,0001,141
Trading account gains and fees$0134
Additional Noninterest Income$432,0001,647
Total noninterest expense$2,519,0001,586
Salaries and employee benefits$1,386,0001,539
Premises and equipment expense$373,0001,536
Additional noninterest expense$760,0001,558
Pre-tax net operating income$843,0002,368
Securities gains (losses)$02,891
Applicable income taxes$190,0002,786
Income before extraordinary items$653,0002,342
Extraordinary gains, net$021
Net income$653,0002,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,000949
Cash dividends$100,0002,874
Sale, conversion, retirement of capital stock, net$0419
Net operating income$653,0002,215
2002-12-31 (YTD Data)Rank
Total interest income$20,044,0001,536
Total interest expense$6,999,0001,626
Net interest income$13,045,0001,489
Provision for loan and lease losses$2,119,000702
Total noninterest income$2,647,0001,722
Gross Fiduciary activities income$7,0001,461
Service charges on deposit accounts$1,568,0001,028
Trading account gains and fees$0153
Additional Noninterest Income$1,072,0002,075
Total noninterest expense$10,298,0001,496
Salaries and employee benefits$5,574,0001,460
Premises and equipment expense$1,745,0001,255
Additional noninterest expense$2,979,0001,584
Pre-tax net operating income$3,275,0002,327
Securities gains (losses)$04,537
Applicable income taxes$896,0002,399
Income before extraordinary items$2,379,0002,444
Extraordinary gains, net$070
Net income$2,379,0002,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,522,000663
Cash dividends$400,0003,806
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,379,0002,368
2001-12-31 (YTD Data)Rank
Total interest income$24,106,0001,411
Total interest expense$11,378,0001,423
Net interest income$12,728,0001,398
Provision for loan and lease losses$3,173,000498
Total noninterest income$2,900,0001,517
Gross Fiduciary activities income$8,0001,472
Service charges on deposit accounts$1,379,0001,080
Trading account gains and fees$0177
Additional Noninterest Income$1,513,0001,512
Total noninterest expense$10,542,0001,395
Salaries and employee benefits$5,610,0001,326
Premises and equipment expense$1,845,0001,149
Additional noninterest expense$3,087,0001,507
Pre-tax net operating income$1,913,0003,283
Securities gains (losses)$04,612
Applicable income taxes$428,0003,604
Income before extraordinary items$1,485,0003,246
Extraordinary gains, net$0105
Net income$1,485,0003,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,005,000429
Cash dividends$300,0004,357
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,485,0003,141
2000-12-31 (YTD Data)Rank
Total interest income$19,089,0001,822
Total interest expense$9,128,0001,888
Net interest income$9,961,0001,764
Provision for loan and lease losses$506,0001,848
Total noninterest income$2,326,0001,673
Gross Fiduciary activities income$13,0001,190
Service charges on deposit accounts$749,0001,857
Trading account gains and fees$0180
Additional Noninterest Income$1,564,0001,344
Total noninterest expense$8,839,0001,591
Salaries and employee benefits$5,385,0001,325
Premises and equipment expense$1,475,0001,405
Additional noninterest expense$1,979,0002,183
Pre-tax net operating income$2,942,0002,430
Securities gains (losses)$01,956
Applicable income taxes$834,0002,439
Income before extraordinary items$2,108,0002,429
Extraordinary gains, net$038
Net income$2,108,0002,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$480,0001,278
Cash dividends$150,0005,476
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,108,0002,438
1999-12-31 (YTD Data)Rank
Total interest income$16,403,0001,978
Total interest expense$7,328,0002,037
Net interest income$9,075,0001,950
Provision for loan and lease losses$453,0001,904
Total noninterest income$2,143,0001,764
Gross Fiduciary activities income$8,0001,281
Service charges on deposit accounts$675,0001,976
Trading account gains and fees$0173
Additional Noninterest Income$1,460,0001,426
Total noninterest expense$8,361,0001,646
Salaries and employee benefits$5,066,0001,369
Premises and equipment expense$1,337,0001,534
Additional noninterest expense$1,958,0002,233
Pre-tax net operating income$2,404,0002,883
Securities gains (losses)$-29,0009,649
Applicable income taxes$641,0003,081
Income before extraordinary items$1,734,0002,893
Extraordinary gains, net$035
Net income$1,734,0002,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0001,985
Cash dividends$1,079,0002,138
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,755,1702,841
1998-12-31 (YTD Data)Rank
Total interest income$15,376,0002,120
Total interest expense$7,153,0002,121
Net interest income$8,223,0002,071
Provision for loan and lease losses$444,0001,901
Total noninterest income$1,840,0001,959
Gross Fiduciary activities income$35,0001,162
Service charges on deposit accounts$650,0001,967
Trading account gains and fees$0224
Additional Noninterest Income$1,155,0001,675
Total noninterest expense$7,463,0001,751
Salaries and employee benefits$4,593,0001,430
Premises and equipment expense$1,132,0001,744
Additional noninterest expense$1,738,0002,392
Pre-tax net operating income$2,156,0003,128
Securities gains (losses)$15,0002,661
Applicable income taxes$577,0003,506
Income before extraordinary items$1,594,0003,101
Extraordinary gains, net$032
Net income$1,594,0003,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,621
Cash dividends$79,0006,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,583,0503,028
1997-12-31 (YTD Data)Rank
Total interest income$15,044,0002,170
Total interest expense$7,234,0002,098
Net interest income$7,810,0002,253
Provision for loan and lease losses$420,0002,015
Total noninterest income$1,797,0001,931
Gross Fiduciary activities income$7,0001,364
Service charges on deposit accounts$571,0002,296
Trading account gains and fees$0239
Additional Noninterest Income$1,219,0001,535
Total noninterest expense$7,057,0001,835
Salaries and employee benefits$4,242,0001,535
Premises and equipment expense$993,0001,982
Additional noninterest expense$1,822,0002,285
Pre-tax net operating income$2,130,0003,339
Securities gains (losses)$-15,00010,235
Applicable income taxes$607,0003,631
Income before extraordinary items$1,508,0003,338
Extraordinary gains, net$044
Net income$1,508,0003,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,726
Cash dividends$2,000,0001,293
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,518,6503,248
1996-12-31 (YTD Data)Rank
Total interest income$14,015,0002,378
Total interest expense$6,870,0002,251
Net interest income$7,145,0002,499
Provision for loan and lease losses$275,0002,762
Total noninterest income$1,540,0002,255
Gross Fiduciary activities income$7,0001,430
Service charges on deposit accounts$547,0002,489
Trading account gains and fees$0262
Additional Noninterest Income$986,0001,838
Total noninterest expense$5,960,0002,304
Salaries and employee benefits$3,396,0001,937
Premises and equipment expense$768,0002,555
Additional noninterest expense$1,796,0002,697
Pre-tax net operating income$2,450,0002,822
Securities gains (losses)$1,0003,760
Applicable income taxes$707,0003,153
Income before extraordinary items$1,744,0002,789
Extraordinary gains, net$053
Net income$1,744,0002,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,676
Cash dividends$34,0007,802
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,743,2902,752
1995-12-31 (YTD Data)Rank
Total interest income$12,041,0002,774
Total interest expense$5,969,0002,573
Net interest income$6,072,0002,923
Provision for loan and lease losses$270,0002,431
Total noninterest income$1,354,0002,464
Gross Fiduciary activities income$8,0001,484
Service charges on deposit accounts$512,0002,648
Trading account gains and fees$0522
Additional Noninterest Income$834,0002,043
Total noninterest expense$5,505,0002,468
Salaries and employee benefits$3,016,0002,200
Premises and equipment expense$720,0002,738
Additional noninterest expense$1,769,0002,665
Pre-tax net operating income$1,651,0004,109
Securities gains (losses)$9,0002,462
Applicable income taxes$520,0004,074
Income before extraordinary items$1,140,0004,116
Extraordinary gains, net$065
Net income$1,140,0004,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,045
Cash dividends$33,0008,134
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,133,7904,120
1994-12-31 (YTD Data)Rank
Total interest income$9,724,0003,106
Total interest expense$4,240,0002,886
Net interest income$5,484,0003,265
Provision for loan and lease losses$144,0003,703
Total noninterest income$1,157,0002,799
Gross Fiduciary activities income$39,0001,351
Service charges on deposit accounts$476,0002,903
Trading account gains and fees$0475
Additional Noninterest Income$642,0002,477
Total noninterest expense$4,953,0002,794
Salaries and employee benefits$2,721,0002,458
Premises and equipment expense$641,0003,074
Additional noninterest expense$1,591,0003,142
Pre-tax net operating income$1,544,0004,308
Securities gains (losses)$49,0001,164
Applicable income taxes$446,0004,420
Income before extraordinary items$1,147,0004,025
Extraordinary gains, net$0249
Net income$1,147,0004,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,975
Cash dividends$18,0008,631
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,111,7204,174
1993-12-31 (YTD Data)Rank
Total interest income$9,562,0003,237
Total interest expense$4,145,0003,063
Net interest income$5,417,0003,318
Provision for loan and lease losses$150,0004,621
Total noninterest income$971,0003,422
Gross Fiduciary activities income$23,0001,431
Service charges on deposit accounts$452,0003,064
Trading account gains and fees$0532
Additional Noninterest Income$496,0003,283
Total noninterest expense$4,719,0002,996
Salaries and employee benefits$2,509,0002,643
Premises and equipment expense$615,0003,252
Additional noninterest expense$1,595,0003,324
Pre-tax net operating income$1,519,0004,269
Securities gains (losses)$116,0002,292
Applicable income taxes$421,0004,821
Income before extraordinary items$1,214,0003,972
Extraordinary gains, net$03,149
Net income$1,214,0004,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0005,115
Cash dividends$171,0005,813
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,128,1604,018
1992-12-31 (YTD Data)Rank
Total interest income$10,829,0003,237
Total interest expense$5,578,0002,984
Net interest income$5,251,0003,469
Provision for loan and lease losses$275,0004,347
Total noninterest income$867,0003,727
Gross Fiduciary activities income$7,0001,569
Service charges on deposit accounts$461,0003,025
Trading account gains and fees$0504
Additional Noninterest Income$399,0003,715
Total noninterest expense$4,267,0003,302
Salaries and employee benefits$2,157,0002,983
Premises and equipment expense$605,0003,332
Additional noninterest expense$1,505,0003,585
Pre-tax net operating income$1,576,0003,865
Securities gains (losses)$106,0002,913
Applicable income taxes$393,0004,865
Income before extraordinary items$1,289,0003,563
Extraordinary gains, net$01,422
Net income$1,289,0003,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0004,538
Cash dividends$125,0006,110
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,207,3803,503

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.