Home > Community Financial Services Bank > Net charge- offs to loans
Community Financial Services Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1369% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 341 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 4,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1335% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1336% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5237% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1624% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1624% | 1,959 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0832% | 220 |
| Percentage Net Loans Charged-off:Construction & development | -0.0182% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1801% | 86 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1803% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1305% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2036% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2036% | 1,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1251% | 125 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 4,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2718% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2721% | 55 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0628% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2105% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2105% | 1,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2445% | 60 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5331% | 29 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5337% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3342% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3342% | 1,111 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1281% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1409% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 0.9205% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1582% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1237% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1221% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1221% | 1,948 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1859% | 98 |
| Percentage Net Loans Charged-off:Construction & development | 1.1606% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2112% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1862% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1048% | 1,918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1048% | 1,832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 1.1552% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0589% | 1,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0589% | 1,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 3,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 482 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2692% | 4,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0464% | 1,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0464% | 1,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2673% | 335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2237% | 174 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 3,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5072% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8195% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0665% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0665% | 2,064 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3491% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2973% | 116 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6704% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0402% | 165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0622% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0622% | 1,874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 710 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0562% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1992% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0515% | 1,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0515% | 1,701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0485% | 398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1394% | 4,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0050% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0050% | 1,554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3467% | 82 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1758% | 367 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2676% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1615% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2129% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3243% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3243% | 1,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6433% | 65 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2261% | 248 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3554% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1951% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1973% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7721% | 18 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2699% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2699% | 1,609 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4503% | 47 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3572% | 154 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5278% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3456% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3499% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.8179% | 11 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3118% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3118% | 1,513 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3374% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4330% | 119 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4155% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6666% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6752% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0399% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3670% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3670% | 1,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3569% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2250% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.1124% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4481% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7732% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3023% | 2,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3023% | 1,960 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1140% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 0.1517% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1897% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2259% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2259% | 2,074 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1912% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1484% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 0.2268% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2773% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 4,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 4,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1499% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1499% | 2,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 3,939 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 4,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 3,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0029% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0029% | 2,279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1335% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0299% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1059% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1760% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1914% | 2,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1914% | 2,383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1641% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0324% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1483% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1505% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2434% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1347% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1347% | 2,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1009% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1024% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2272% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1656% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1656% | 2,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2028% | 725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0673% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0683% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0430% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0797% | 2,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0797% | 2,131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5434% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5221% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0647% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0794% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3906% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1651% | 2,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1658% | 2,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 2,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0850% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0235% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1368% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1368% | 2,631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0805% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0357% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1093% | 2,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1093% | 2,510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 2,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0703% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0093% | 4,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0093% | 4,661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 5,049 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1055% | 5,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1505% | 5,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1059% | 5,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1073% | 5,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 4,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3606% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3597% | 2,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0615% | 5,429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1626% | 5,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2051% | 5,640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1933% | 5,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1958% | 5,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0376% | 4,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3184% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3172% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0683% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1193% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1209% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 4,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2380% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2363% | 2,044 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1127% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1170% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2406% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2437% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 4,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2223% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2188% | 1,802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2132% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 2,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.1097% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 5,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1450% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1460% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0585% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1731% | 2,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1731% | 2,666 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2020% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 5,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1730% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1740% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9894% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1616% | 2,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1616% | 2,474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2164% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0835% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 5,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2390% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2402% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9449% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1789% | 2,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1789% | 2,195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3538% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0760% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0385% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1538% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1546% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8736% | 216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2156% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2156% | 1,813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5086% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6099% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.2931% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0891% | 1,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3187% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3298% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3757% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3660% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3660% | 2,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6453% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7858% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 0.4071% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 1,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7590% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7756% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4979% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3731% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3731% | 1,838 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9287% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1493% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.6059% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 5,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5772% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6002% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7516% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3791% | 1,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3791% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7604% | 163 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2143% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 1.1398% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 5,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9056% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9386% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4884% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3103% | 1,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3103% | 1,742 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1494% | 2,725 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 5,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2364% | 1,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1275% | 2,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1285% | 2,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 4,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3930% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3968% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 3,163 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 5,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1870% | 1,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0017% | 2,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3306% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3358% | 2,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 3,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 2,819 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 5,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2817% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0509% | 6,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0514% | 6,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0051% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4151% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4232% | 1,823 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2111% | 2,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2323% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5495% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 2,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0052% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4808% | 1,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4808% | 1,530 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 3,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1605% | 3,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0603% | 2,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2850% | 2,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0857% | 3,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 3,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0104% | 3,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7342% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7401% | 1,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 4,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0315% | 2,128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 6,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0598% | 3,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0603% | 3,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0148% | 3,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7369% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7395% | 1,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 4,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 4,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0489% | 1,872 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 6,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0681% | 3,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 3,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0118% | 2,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6187% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6226% | 1,648 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 3,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 3,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 6,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 2,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 2,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0419% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3343% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3267% | 2,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 4,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2412% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0944% | 2,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2307% | 2,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3167% | 2,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3187% | 2,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 4,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0806% | 4,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0735% | 4,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 4,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 4,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.1193% | 2,491 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 6,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2470% | 2,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2485% | 2,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0319% | 3,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0414% | 4,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0424% | 4,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 4,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1147% | 3,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.1799% | 2,131 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 6,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1908% | 2,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1919% | 2,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0395% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0804% | 3,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0781% | 3,649 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1584% | 3,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2012% | 2,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.3515% | 1,448 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 6,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3094% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3113% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 2,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0875% | 3,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0797% | 3,002 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1759% | 5,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1741% | 4,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0935% | 3,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3664% | 2,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 4,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0848% | 4,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 6,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3535% | 3,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 5,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 5,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 3,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 3,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 6,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2802% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 5,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 4,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 3,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 3,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 6,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2521% | 3,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 4,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 3,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 2,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 2,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0273% | 6,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2327% | 3,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 6,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1143% | 7,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3793% | 7,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 7,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 7,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3864% | 3,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4337% | 4,307 |
| Percentage Net Loans Charged-off: Credit card loans | -3,000.0000% | 1,683 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 6,474 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1540% | 7,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5153% | 7,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 7,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5385% | 3,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4454% | 3,902 |
| Percentage Net Loans Charged-off: Credit card loans | -3,200.0000% | 1,695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 5,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 7,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 7,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1181% | 7,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4466% | 3,652 |
| Percentage Net Loans Charged-off: Credit card loans | -3,030.3030% | 1,705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 5,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2480% | 7,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2845% | 3,467 |
| Percentage Net Loans Charged-off: Credit card loans | 2,400.0000% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 5,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 4,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0658% | 2,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 3,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 3,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1180% | 3,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3457% | 4,333 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4916% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 4,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0887% | 1,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 3,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 3,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 6,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3652% | 3,736 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0283% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 4,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 3,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.1353% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 2,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 2,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 6,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2758% | 3,710 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5291% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.1109% | 948 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 6,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0741% | 3,818 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7339% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 3,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 3,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 1,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 2,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 2,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3013% | 2,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3331% | 3,868 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1966% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0240% | 6,933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 2,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 2,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0622% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 2,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 1,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4136% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3395% | 3,368 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2546% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0321% | 6,960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6290% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2508% | 3,398 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1324% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0487% | 7,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1496% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2206% | 3,026 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1478% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0970% | 7,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3482% | 8,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6286% | 8,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.2332% | 8,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0991% | 8,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1004% | 8,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3584% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1752% | 4,627 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5210% | 1,991 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0311% | 6,991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5485% | 8,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8803% | 8,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.1290% | 8,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1446% | 8,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1464% | 8,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0303% | 2,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1512% | 4,344 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1911% | 1,885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0446% | 7,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0895% | 2,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0994% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0688% | 8,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 2,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0817% | 4,351 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6250% | 1,916 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1276% | 1,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1874% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1156% | 8,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0662% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0931% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0248% | 6,775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | -0.0714% | 7,838 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 7,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1918% | 2,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2648% | 4,746 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7991% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 2,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | -0.0993% | 7,842 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 8,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1146% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1158% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2530% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2039% | 4,576 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2027% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 2,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.1546% | 7,825 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 8,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1785% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1805% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3467% | 1,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1802% | 4,279 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9226% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1793% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1344% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2126% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2150% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 1,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3566% | 3,009 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4359% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3357% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2322% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.1048% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7569% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 2,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 2,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9537% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4463% | 4,086 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4871% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4128% | 7,649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3776% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3036% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 0.1447% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0255% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 2,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 2,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2594% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2969% | 4,403 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6810% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5474% | 7,679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4115% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3735% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3051% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 1,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3478% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2118% | 4,551 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5795% | 740 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8222% | 7,719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3781% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3430% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1168% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0624% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5242% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5245% | 2,864 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4346% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1643% | 7,726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5455% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6054% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.1025% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5807% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2915% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 6.8978% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2099% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7049% | 2,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3176% | 5,208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6539% | 1,654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0337% | 1,722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3075% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3278% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5397% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2794% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 8.8828% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1709% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2252% | 3,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3131% | 4,764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2933% | 1,704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1767% | 7,683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2405% | 2,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1949% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2818% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 12.4692% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1199% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3401% | 2,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3874% | 4,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2649% | 7,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4028% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3208% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4649% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 24.0506% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1456% | 834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0213% | 2,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9005% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7330% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6855% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6497% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3502% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0778% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2784% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6321% | 2,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0104% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0684% | 1,636 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2404% | 7,890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3208% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0924% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2965% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0447% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0712% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2664% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0362% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5974% | 1,435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1967% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2697% | 2,463 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1677% | 3,629 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2579% | 2,821 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1299% | 4,914 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 8,082 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 5,985 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 6,711 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 7,178 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2364% | 6,789 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |