Home > Community Federal Savings Bank > Income and Expense
Community Federal Savings Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $7,839,000 | 3,823 |
Total interest expense | $3,668,000 | 3,323 |
Net interest income | $4,171,000 | 4,220 |
Provision for loan and lease losses | $55,000 | 5,922 |
Total noninterest income | $886,000 | 3,403 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $886,000 | 1,995 |
Total noninterest expense | $2,518,000 | 5,126 |
Salaries and employee benefits | $1,084,000 | 5,709 |
Premises and equipment expense | $680,000 | 2,889 |
Additional noninterest expense | $754,000 | 5,974 |
Pre-tax net operating income | $2,484,000 | 2,847 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $924,000 | 2,409 |
Income before extraordinary items | $1,560,000 | 3,072 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,560,000 | 3,082 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 6,088 |
Cash dividends | $448,000 | 3,487 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,560,000 | 3,096 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $7,414,000 | 4,091 |
Total interest expense | $3,384,000 | 3,707 |
Net interest income | $4,030,000 | 4,368 |
Provision for loan and lease losses | $83,000 | 6,262 |
Total noninterest income | $899,000 | 3,636 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $899,000 | 2,203 |
Total noninterest expense | $2,264,000 | 5,736 |
Salaries and employee benefits | $929,000 | 6,551 |
Premises and equipment expense | $650,000 | 3,077 |
Additional noninterest expense | $685,000 | 6,668 |
Pre-tax net operating income | $2,582,000 | 2,637 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $914,000 | 2,485 |
Income before extraordinary items | $1,668,000 | 2,935 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,668,000 | 3,031 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 7,819 |
Cash dividends | $197,000 | 5,529 |
Sale, conversion, retirement of capital stock, net | $20,000 | 1,083 |
Net operating income | $1,668,000 | 2,784 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $7,381,000 | 4,610 |
Total interest expense | $3,797,000 | 4,251 |
Net interest income | $3,584,000 | 4,907 |
Provision for loan and lease losses | $155,000 | 5,991 |
Total noninterest income | $844,000 | 3,822 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $844,000 | 2,239 |
Total noninterest expense | $2,146,000 | 6,039 |
Salaries and employee benefits | $828,000 | 7,080 |
Premises and equipment expense | $578,000 | 3,487 |
Additional noninterest expense | $740,000 | 6,483 |
Pre-tax net operating income | $2,127,000 | 2,932 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $757,000 | 2,752 |
Income before extraordinary items | $1,370,000 | 3,348 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,370,000 | 3,389 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 7,730 |
Cash dividends | $148,000 | 5,841 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,370,000 | 3,107 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.