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Community Federal Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $45,366,000 | 7,318 |
| Cash and due from depository institutions | $4,294,000 | 8,518 |
| Interest-bearing balances | $3,600,000 | 1,554 |
| Securities | $1,833,000 | 9,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $38,001,000 | 5,881 |
| Loan loss allowance | $292,000 | 7,478 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $518,000 | 7,686 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $49,000 | 2,907 |
| All other assets | $671,000 | 7,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,366,000 | 7,318 |
| Total liabilities | $36,952,000 | 7,638 |
| Total deposits | $36,032,000 | 7,534 |
| Interest-bearing deposits | $35,103,000 | 7,048 |
| Deposits held in domestic offices | $36,032,000 | 7,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $377,000 | 4,343 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $543,000 | 5,480 |
| Total equity capital | $8,414,000 | 4,991 |
| Total bank equity capital | $8,414,000 | 4,991 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $3,807,000 | 3,559 |
| Undivided profits | $4,607,000 | 4,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $909,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $281,000 | 6,806 |
| Earning assets | $43,434,000 | 7,153 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $45,720,800 | 7,089 |
| Average Assets, quarterly | $45,330,500 | 7,245 |
| Volatile liabilities | $8,478,000 | 5,465 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $648,000 | 9,129 |
| Tier 1 (core) risk-based capital | $8,365,000 | 4,850 |
| Tier 2 risk-based capital | $291,000 | 7,103 |
| Total risk weighted assets | $23,690,000 | 7,703 |
| Total unused commitments | $648,000 | 9,139 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $44,802,000 | 7,472 |
| Cash and due from depository institutions | $3,144,000 | 8,601 |
| Interest-bearing balances | $2,858,000 | 1,415 |
| Securities | $4,396,000 | 9,459 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $35,785,000 | 6,220 |
| Loan loss allowance | $292,000 | 7,663 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $573,000 | 7,582 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $67,000 | 2,786 |
| All other assets | $837,000 | 6,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,802,000 | 7,472 |
| Total liabilities | $36,542,000 | 7,811 |
| Total deposits | $35,762,000 | 7,723 |
| Interest-bearing deposits | $35,476,000 | 7,141 |
| Deposits held in domestic offices | $35,762,000 | 7,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $437,000 | 4,141 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $343,000 | 7,298 |
| Total equity capital | $8,260,000 | 5,084 |
| Total bank equity capital | $8,260,000 | 5,084 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $3,751,000 | 3,536 |
| Undivided profits | $4,508,000 | 4,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $692,000 | 3,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $272,000 | 7,185 |
| Earning assets | $43,039,000 | 7,299 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $45,077,200 | 7,266 |
| Average Assets, quarterly | $44,845,500 | 7,420 |
| Volatile liabilities | $8,098,000 | 5,677 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $206,000 | 10,126 |
| Tier 1 (core) risk-based capital | $8,193,000 | 4,972 |
| Tier 2 risk-based capital | $272,000 | 7,389 |
| Total risk weighted assets | $21,786,000 | 8,148 |
| Total unused commitments | $206,000 | 10,130 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $44,931,000 | 7,692 |
| Cash and due from depository institutions | $4,634,000 | 9,268 |
| Interest-bearing balances | $4,499,000 | 857 |
| Securities | $2,906,000 | 10,583 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $35,685,000 | 6,294 |
| Loan loss allowance | $293,000 | 7,951 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $530,000 | 7,945 |
| Other real estate owned | $34,000 | 9,268 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,142,000 | 5,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,931,000 | 7,692 |
| Total liabilities | $34,519,000 | 8,285 |
| Total deposits | $33,736,000 | 8,219 |
| Interest-bearing deposits | $33,436,000 | 7,609 |
| Deposits held in domestic offices | $33,736,000 | 8,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $499,000 | 3,968 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $284,000 | 8,086 |
| Total equity capital | $10,412,000 | 4,199 |
| Total bank equity capital | $10,412,000 | 4,199 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $3,693,000 | 3,666 |
| Undivided profits | $6,718,000 | 3,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 3,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $275,000 | 7,269 |
| Earning assets | $43,090,000 | 7,494 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $42,399,800 | 7,761 |
| Average Assets, quarterly | $43,250,000 | 7,785 |
| Volatile liabilities | $5,355,000 | 6,877 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $193,000 | 10,455 |
| Tier 1 (core) risk-based capital | $10,412,000 | 4,102 |
| Tier 2 risk-based capital | $232,000 | 8,167 |
| Total risk weighted assets | $21,143,000 | 8,451 |
| Total unused commitments | $193,000 | 10,460 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $41,118,000 | 8,250 |
| Cash and due from depository institutions | $3,661,000 | 10,546 |
| Interest-bearing balances | $3,188,000 | 1,364 |
| Securities | $3,362,000 | 10,884 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $32,752,000 | 6,631 |
| Loan loss allowance | $293,000 | 8,184 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $427,000 | 8,711 |
| Other real estate owned | $40,000 | 10,546 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $876,000 | 6,949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,118,000 | 8,250 |
| Total liabilities | $31,212,000 | 8,942 |
| Total deposits | $30,378,000 | 8,890 |
| Interest-bearing deposits | $30,378,000 | 8,244 |
| Deposits held in domestic offices | $30,378,000 | 8,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $547,000 | 3,377 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $287,000 | 8,455 |
| Total equity capital | $9,906,000 | 4,375 |
| Total bank equity capital | $9,906,000 | 4,375 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $3,652,000 | 3,687 |
| Undivided profits | $6,253,000 | 3,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $513,000 | 4,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $270,000 | 7,575 |
| Earning assets | $39,302,000 | 8,072 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $40,966,200 | 8,105 |
| Average Assets, quarterly | $41,369,000 | 8,173 |
| Volatile liabilities | $5,570,000 | 6,562 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $179,000 | 10,814 |
| Tier 1 (core) risk-based capital | $9,906,000 | 4,254 |
| Tier 2 risk-based capital | $233,000 | 8,317 |
| Total risk weighted assets | $18,941,000 | 9,034 |
| Total unused commitments | $179,000 | 10,819 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 7 | 11,707 |
| Assets and Liabilities | ||
| Total Assets: | $40,840,000 | 8,476 |
| Cash and due from depository institutions | $1,364,000 | 11,707 |
| Interest-bearing balances | $1,045,000 | 2,369 |
| Securities | $5,075,000 | 10,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $33,012,000 | 6,615 |
| Loan loss allowance | $294,000 | 8,483 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $450,000 | 8,806 |
| Other real estate owned | $116,000 | 11,707 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $823,000 | 7,583 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,840,000 | 8,476 |
| Total liabilities | $31,221,000 | 9,194 |
| Total deposits | $30,376,000 | 9,123 |
| Interest-bearing deposits | $30,376,000 | 8,380 |
| Deposits held in domestic offices | $30,376,000 | 9,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $616,000 | 3,575 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $229,000 | 8,464 |
| Total equity capital | $9,619,000 | 4,218 |
| Total bank equity capital | $9,619,000 | 4,218 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $3,004,000 | 4,099 |
| Undivided profits | $6,614,000 | 3,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $764,000 | 3,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $282,000 | 6,895 |
| Earning assets | $39,132,000 | 8,220 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $42,102,000 | 8,186 |
| Average Assets, quarterly | $41,321,500 | 8,363 |
| Volatile liabilities | $4,383,000 | 7,215 |
| Insider loans | $60,000 | 10,095 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $583,000 | 10,111 |
| Tier 1 (core) risk-based capital | $9,619,000 | 4,286 |
| Tier 2 risk-based capital | $235,000 | 8,486 |
| Total risk weighted assets | $18,736,000 | 9,233 |
| Total unused commitments | $583,000 | 10,117 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 7 | 12,281 |
| Assets and Liabilities | ||
| Total Assets: | $39,843,000 | 8,852 |
| Cash and due from depository institutions | $2,302,000 | 12,281 |
| Interest-bearing balances | $1,864,000 | 2,504 |
| Securities | $4,019,000 | 11,725 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $32,111,000 | 6,693 |
| Loan loss allowance | $166,000 | 10,885 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $476,000 | 8,873 |
| Other real estate owned | $111,000 | 12,281 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $824,000 | 7,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,843,000 | 8,852 |
| Total liabilities | $34,077,000 | 9,129 |
| Total deposits | $33,728,000 | 9,007 |
| Interest-bearing deposits | $33,728,000 | 8,235 |
| Deposits held in domestic offices | $33,728,000 | 9,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $349,000 | 6,879 |
| Total equity capital | $5,766,000 | 6,584 |
| Total bank equity capital | $5,766,000 | 6,584 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $5,766,000 | 3,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,783,000 | 2,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $311,000 | 5,901 |
| Earning assets | $37,994,000 | 8,641 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $39,948,000 | 8,682 |
| Average Assets, quarterly | $39,913,000 | 8,779 |
| Volatile liabilities | $5,391,000 | 6,241 |
| Insider loans | $64,000 | 10,380 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $644,000 | 10,112 |
| Tier 1 (core) risk-based capital | $5,766,000 | 6,497 |
| Tier 2 risk-based capital | $166,000 | 10,097 |
| Total risk weighted assets | $19,228,000 | 9,337 |
| Total unused commitments | $644,000 | 10,135 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 7 | 12,845 |
| Assets and Liabilities | ||
| Total Assets: | $39,783,000 | 9,029 |
| Cash and due from depository institutions | $3,175,000 | 12,845 |
| Interest-bearing balances | $2,857,000 | 2,170 |
| Securities | $2,664,000 | 12,732 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $32,468,000 | 6,658 |
| Loan loss allowance | $166,000 | 11,186 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $503,000 | 8,887 |
| Other real estate owned | $187,000 | 12,845 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $786,000 | 7,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,783,000 | 9,029 |
| Total liabilities | $34,669,000 | 9,244 |
| Total deposits | $34,254,000 | 9,150 |
| Interest-bearing deposits | $34,254,000 | 8,380 |
| Deposits held in domestic offices | $34,254,000 | 9,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $415,000 | 6,648 |
| Total equity capital | $5,114,000 | 6,970 |
| Total bank equity capital | $5,114,000 | 6,970 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $5,114,000 | 4,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,219,000 | 3,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $324,000 | 6,135 |
| Earning assets | $37,989,000 | 8,759 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $39,915,600 | 8,846 |
| Average Assets, quarterly | $39,808,000 | 8,955 |
| Volatile liabilities | $6,268,000 | 5,717 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $880,000 | 9,455 |
| Tier 1 (core) risk-based capital | $5,114,000 | 6,899 |
| Tier 2 risk-based capital | $166,000 | 10,245 |
| Total risk weighted assets | $19,586,000 | 9,408 |
| Total unused commitments | $880,000 | 9,480 |
| Derivatives | $0 | 651 |