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Community Federal Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $289,114,000 | 1,587 |
| Cash and due from depository institutions | $7,442,000 | 4,841 |
| Interest-bearing balances | $5,030,000 | 1,209 |
| Securities | $125,323,000 | 928 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 6,703 |
| Net loans & leases | $144,540,000 | 1,936 |
| Loan loss allowance | $778,000 | 4,115 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,473,000 | 3,261 |
| Other real estate owned | $218,000 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $7,868,000 | 1,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,114,000 | 1,587 |
| Total liabilities | $235,313,000 | 1,770 |
| Total deposits | $154,248,000 | 2,472 |
| Interest-bearing deposits | $152,473,000 | 2,121 |
| Deposits held in domestic offices | $154,248,000 | 2,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $73,248,000 | 477 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,817,000 | 736 |
| Total equity capital | $53,801,000 | 852 |
| Total bank equity capital | $53,801,000 | 852 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $24,120,000 | 757 |
| Undivided profits | $29,680,000 | 877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,119,000 | 2,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $816,000 | 2,802 |
| Earning assets | $276,143,000 | 1,521 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $258,027,000 | 1,680 |
| Average Assets, quarterly | $281,828,500 | 1,598 |
| Volatile liabilities | $112,015,000 | 764 |
| Insider loans | $1,542,000 | 2,594 |
| FHLB advances | $70,023,000 | 144 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,014,000 | 4,880 |
| Tier 1 (core) risk-based capital | $44,302,000 | 954 |
| Tier 2 risk-based capital | $778,000 | 3,763 |
| Total risk weighted assets | $113,292,000 | 2,520 |
| Total unused commitments | $6,014,000 | 4,885 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $218,681,000 | 2,084 |
| Cash and due from depository institutions | $5,725,000 | 5,035 |
| Interest-bearing balances | $4,759,000 | 955 |
| Securities | $74,067,000 | 1,554 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $132,896,000 | 2,110 |
| Loan loss allowance | $600,000 | 5,046 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,523,000 | 3,133 |
| Other real estate owned | $215,000 | 5,035 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,255,000 | 2,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,681,000 | 2,084 |
| Total liabilities | $167,875,000 | 2,424 |
| Total deposits | $141,394,000 | 2,635 |
| Interest-bearing deposits | $140,206,000 | 2,305 |
| Deposits held in domestic offices | $141,394,000 | 2,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $20,550,000 | 946 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,931,000 | 881 |
| Total equity capital | $50,806,000 | 904 |
| Total bank equity capital | $50,806,000 | 904 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $23,895,000 | 764 |
| Undivided profits | $26,910,000 | 970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 2,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $777,000 | 2,992 |
| Earning assets | $211,722,000 | 1,984 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $200,652,000 | 2,161 |
| Average Assets, quarterly | $212,154,000 | 2,120 |
| Volatile liabilities | $51,466,000 | 1,380 |
| Insider loans | $1,470,000 | 2,660 |
| FHLB advances | $17,182,000 | 332 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,355,000 | 5,548 |
| Tier 1 (core) risk-based capital | $43,830,000 | 962 |
| Tier 2 risk-based capital | $600,000 | 4,507 |
| Total risk weighted assets | $99,103,000 | 2,788 |
| Total unused commitments | $4,355,000 | 5,553 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $189,053,000 | 2,459 |
| Cash and due from depository institutions | $4,572,000 | 6,541 |
| Interest-bearing balances | $4,036,000 | 961 |
| Securities | $60,080,000 | 2,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $121,364,000 | 2,332 |
| Loan loss allowance | $575,000 | 5,358 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $592,000 | 7,651 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,445,000 | 2,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,053,000 | 2,459 |
| Total liabilities | $142,148,000 | 2,913 |
| Total deposits | $133,414,000 | 2,867 |
| Interest-bearing deposits | $132,633,000 | 2,507 |
| Deposits held in domestic offices | $133,414,000 | 2,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,946,000 | 1,885 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,788,000 | 1,227 |
| Total equity capital | $46,905,000 | 978 |
| Total bank equity capital | $46,905,000 | 978 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $22,642,000 | 832 |
| Undivided profits | $24,262,000 | 1,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $654,000 | 3,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $699,000 | 3,293 |
| Earning assets | $185,480,000 | 2,323 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $185,709,200 | 2,418 |
| Average Assets, quarterly | $187,940,500 | 2,449 |
| Volatile liabilities | $29,956,000 | 2,079 |
| Insider loans | $1,217,000 | 3,137 |
| FHLB advances | $1,500,000 | 737 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,798,000 | 6,615 |
| Tier 1 (core) risk-based capital | $42,603,000 | 1,006 |
| Tier 2 risk-based capital | $575,000 | 4,730 |
| Total risk weighted assets | $85,194,000 | 3,235 |
| Total unused commitments | $2,798,000 | 6,629 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $169,093,000 | 2,721 |
| Cash and due from depository institutions | $7,254,000 | 7,361 |
| Interest-bearing balances | $6,843,000 | 711 |
| Securities | $55,871,000 | 2,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $102,535,000 | 2,639 |
| Loan loss allowance | $562,000 | 5,558 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $651,000 | 7,496 |
| Other real estate owned | $138,000 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,644,000 | 2,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,093,000 | 2,721 |
| Total liabilities | $144,598,000 | 2,875 |
| Total deposits | $139,134,000 | 2,800 |
| Interest-bearing deposits | $138,964,000 | 2,441 |
| Deposits held in domestic offices | $139,134,000 | 2,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,464,000 | 1,124 |
| Total equity capital | $24,495,000 | 1,837 |
| Total bank equity capital | $24,495,000 | 1,837 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $18,985,000 | 958 |
| Undivided profits | $5,509,000 | 4,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 4,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $583,000 | 4,102 |
| Earning assets | $165,249,000 | 2,584 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $161,625,400 | 2,745 |
| Average Assets, quarterly | $165,617,500 | 2,757 |
| Volatile liabilities | $28,191,000 | 1,964 |
| Insider loans | $898,000 | 3,994 |
| FHLB advances | $1,000,000 | 739 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,892,000 | 7,570 |
| Tier 1 (core) risk-based capital | $21,490,000 | 2,003 |
| Tier 2 risk-based capital | $562,000 | 4,809 |
| Total risk weighted assets | $74,523,000 | 3,542 |
| Total unused commitments | $1,892,000 | 7,585 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $155,807,000 | 2,909 |
| Cash and due from depository institutions | $3,579,000 | 7,672 |
| Interest-bearing balances | $3,283,000 | 1,085 |
| Securities | $61,089,000 | 2,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $87,718,000 | 2,967 |
| Loan loss allowance | $522,000 | 6,004 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $540,000 | 8,244 |
| Other real estate owned | $124,000 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,757,000 | 2,898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,807,000 | 2,909 |
| Total liabilities | $135,423,000 | 3,024 |
| Total deposits | $131,238,000 | 2,897 |
| Interest-bearing deposits | $130,137,000 | 2,542 |
| Deposits held in domestic offices | $131,238,000 | 2,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 2,507 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,185,000 | 1,681 |
| Total equity capital | $20,384,000 | 2,022 |
| Total bank equity capital | $20,384,000 | 2,022 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $20,001,000 | 857 |
| Undivided profits | $382,000 | 10,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $743,000 | 3,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $480,000 | 4,377 |
| Earning assets | $152,090,000 | 2,728 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $156,217,600 | 2,825 |
| Average Assets, quarterly | $155,360,500 | 2,888 |
| Volatile liabilities | $30,166,000 | 1,823 |
| Insider loans | $824,000 | 4,219 |
| FHLB advances | $2,000,000 | 764 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,443,000 | 5,972 |
| Tier 1 (core) risk-based capital | $20,384,000 | 2,029 |
| Tier 2 risk-based capital | $522,000 | 5,101 |
| Total risk weighted assets | $70,938,000 | 3,622 |
| Total unused commitments | $3,443,000 | 5,982 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $149,467,000 | 3,051 |
| Cash and due from depository institutions | $14,692,000 | 8,670 |
| Interest-bearing balances | $14,320,000 | 436 |
| Securities | $49,521,000 | 2,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $82,522,000 | 3,080 |
| Loan loss allowance | $498,000 | 6,409 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $519,000 | 8,584 |
| Other real estate owned | $98,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,115,000 | 3,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,467,000 | 3,051 |
| Total liabilities | $131,227,000 | 3,169 |
| Total deposits | $130,034,000 | 3,012 |
| Interest-bearing deposits | $129,141,000 | 2,660 |
| Deposits held in domestic offices | $130,034,000 | 3,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,193,000 | 2,737 |
| Total equity capital | $18,240,000 | 2,215 |
| Total bank equity capital | $18,240,000 | 2,215 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $18,240,000 | 1,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,001,000 | 3,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $439,000 | 4,268 |
| Earning assets | $146,363,000 | 2,881 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $146,650,400 | 3,046 |
| Average Assets, quarterly | $148,693,000 | 3,049 |
| Volatile liabilities | $14,446,000 | 3,084 |
| Insider loans | $604,000 | 5,150 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,774,000 | 6,623 |
| Tier 1 (core) risk-based capital | $18,240,000 | 2,144 |
| Tier 2 risk-based capital | $498,000 | 5,308 |
| Total risk weighted assets | $67,758,000 | 3,733 |
| Total unused commitments | $2,774,000 | 6,644 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $143,908,000 | 3,224 |
| Cash and due from depository institutions | $18,281,000 | 8,886 |
| Interest-bearing balances | $17,986,000 | 440 |
| Securities | $39,051,000 | 3,532 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $83,955,000 | 3,109 |
| Loan loss allowance | $415,000 | 7,328 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $517,000 | 8,796 |
| Other real estate owned | $25,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,079,000 | 3,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,908,000 | 3,224 |
| Total liabilities | $128,101,000 | 3,333 |
| Total deposits | $127,181,000 | 3,210 |
| Interest-bearing deposits | $126,527,000 | 2,856 |
| Deposits held in domestic offices | $127,181,000 | 3,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $920,000 | 3,525 |
| Total equity capital | $15,807,000 | 2,410 |
| Total bank equity capital | $15,807,000 | 2,410 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $15,807,000 | 1,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $814,000 | 4,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $492,000 | 4,166 |
| Earning assets | $140,992,000 | 3,029 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $138,761,600 | 3,278 |
| Average Assets, quarterly | $142,951,500 | 3,237 |
| Volatile liabilities | $15,773,000 | 2,852 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,702,000 | 6,432 |
| Tier 1 (core) risk-based capital | $15,807,000 | 2,357 |
| Tier 2 risk-based capital | $415,000 | 6,099 |
| Total risk weighted assets | $64,993,000 | 3,964 |
| Total unused commitments | $2,702,000 | 6,460 |
| Derivatives | $0 | 651 |