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Community Central Bank, Net charge- offs to loans

2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans9.9997%38
Percentage Net Loans Charged-off: Total real estate loans11.2812%30
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate9.6232%54
Percentage Net Loans Charged-off: Multi-family residential89.8674%12
Percentage Net Loans Charged-off: 1-4 family residential4.7466%150
Percentage Net Loans Charged-off: Home equity loans18.8086%37
All other 1-4 family - Percent of loans charged-off, net0.4517%1,547
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals2.0465%738
Percentage Net Loans Charged-off: Credit card loans-0.5054%1,387
Percentage Net Loans Charged-off: Other loans to individual2.1885%508
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9607%325
Percentage Net Loans Charged-off: Total real estate loans4.3714%225
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate5.8538%102
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.8565%724
Percentage Net Loans Charged-off: Home equity loans2.2657%420
All other 1-4 family - Percent of loans charged-off, net1.7388%794
Percentage Net Loans Charged-off: Commercial and industrial0.8634%2,719
Percentage Net Loans Charged-off: Loans to individuals3.7319%495
Percentage Net Loans Charged-off: Credit card loans4.8521%309
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3569%421
Percentage Net Loans Charged-off: Total real estate loans3.6161%321
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate4.5988%165
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential2.1452%534
Percentage Net Loans Charged-off: Home equity loans1.8151%505
All other 1-4 family - Percent of loans charged-off, net2.2395%521
Percentage Net Loans Charged-off: Commercial and industrial1.0546%2,157
Percentage Net Loans Charged-off: Loans to individuals5.4966%257
Percentage Net Loans Charged-off: Credit card loans11.6482%85
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.3728%269
Percentage Net Loans Charged-off: Total real estate loans4.6938%203
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate6.0648%103
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential2.5361%432
Percentage Net Loans Charged-off: Home equity loans2.0447%427
All other 1-4 family - Percent of loans charged-off, net2.6733%419
Percentage Net Loans Charged-off: Commercial and industrial1.5208%1,596
Percentage Net Loans Charged-off: Loans to individuals7.2235%194
Percentage Net Loans Charged-off: Credit card loans8.8271%145
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.5604%153
Percentage Net Loans Charged-off: Total real estate loans7.0606%114
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate9.0945%62
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential3.9567%238
Percentage Net Loans Charged-off: Home equity loans1.1270%522
All other 1-4 family - Percent of loans charged-off, net4.7408%201
Percentage Net Loans Charged-off: Commercial and industrial1.8794%1,115
Percentage Net Loans Charged-off: Loans to individuals12.1070%121
Percentage Net Loans Charged-off: Credit card loans19.1764%58
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2064%1,079
Percentage Net Loans Charged-off: Total real estate loans2.2621%918
Percentage Net Loans Charged-off:Construction & development6.4012%985
Percentage Net Loans Charged-off: Commercial real estate2.6518%410
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.9398%1,352
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net1.1842%1,093
Percentage Net Loans Charged-off: Commercial and industrial1.6911%2,122
Percentage Net Loans Charged-off: Loans to individuals2.8215%871
Percentage Net Loans Charged-off: Credit card loans6.8702%275
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5143%1,348
Percentage Net Loans Charged-off: Total real estate loans1.3569%1,229
Percentage Net Loans Charged-off:Construction & development4.7548%1,020
Percentage Net Loans Charged-off: Commercial real estate1.4210%596
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.7133%1,404
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.8967%1,132
Percentage Net Loans Charged-off: Commercial and industrial2.8386%1,134
Percentage Net Loans Charged-off: Loans to individuals0.8727%2,729
Percentage Net Loans Charged-off: Credit card loans8.3279%201
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3078%1,409
Percentage Net Loans Charged-off: Total real estate loans0.9652%1,407
Percentage Net Loans Charged-off:Construction & development6.5045%679
Percentage Net Loans Charged-off: Commercial real estate0.7479%832
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4451%1,709
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.5563%1,390
Percentage Net Loans Charged-off: Commercial and industrial4.0709%711
Percentage Net Loans Charged-off: Loans to individuals1.4500%1,676
Percentage Net Loans Charged-off: Credit card loans2.9399%589
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4645%985
Percentage Net Loans Charged-off: Total real estate loans1.0860%953
Percentage Net Loans Charged-off:Construction & development3.3382%726
Percentage Net Loans Charged-off: Commercial real estate1.3781%354
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0966%2,245
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.1206%1,959
Percentage Net Loans Charged-off: Commercial and industrial4.4696%503
Percentage Net Loans Charged-off: Loans to individuals3.0631%702
Percentage Net Loans Charged-off: Credit card loans5.8201%315
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1518%488
Percentage Net Loans Charged-off: Total real estate loans2.2169%360
Percentage Net Loans Charged-off:Construction & development16.0503%91
Percentage Net Loans Charged-off: Commercial real estate0.3860%1,016
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.9709%633
Percentage Net Loans Charged-off: Home equity loans2.7919%199
All other 1-4 family - Percent of loans charged-off, net0.5159%1,113
Percentage Net Loans Charged-off: Commercial and industrial0.1459%3,789
Percentage Net Loans Charged-off: Loans to individuals7.3551%139
Percentage Net Loans Charged-off: Credit card loans4.0062%382
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8997%967
Percentage Net Loans Charged-off: Total real estate loans0.9431%681
Percentage Net Loans Charged-off:Construction & development6.1878%254
Percentage Net Loans Charged-off: Commercial real estate0.0969%1,252
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.5400%854
Percentage Net Loans Charged-off: Home equity loans1.0554%334
All other 1-4 family - Percent of loans charged-off, net0.4115%998
Percentage Net Loans Charged-off: Commercial and industrial-0.2409%7,633
Percentage Net Loans Charged-off: Loans to individuals3.4316%401
Percentage Net Loans Charged-off: Credit card loans5.4687%217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1979%555
Percentage Net Loans Charged-off: Total real estate loans1.1545%429
Percentage Net Loans Charged-off:Construction & development6.9090%175
Percentage Net Loans Charged-off: Commercial real estate0.1247%878
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.6146%636
Percentage Net Loans Charged-off: Home equity loans1.5993%206
All other 1-4 family - Percent of loans charged-off, net0.3749%903
Percentage Net Loans Charged-off: Commercial and industrial0.8115%1,225
Percentage Net Loans Charged-off: Loans to individuals4.0671%301
Percentage Net Loans Charged-off: Credit card loans5.4201%209
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6690%301
Percentage Net Loans Charged-off: Total real estate loans1.6687%205
Percentage Net Loans Charged-off:Construction & development9.8581%74
Percentage Net Loans Charged-off: Commercial real estate0.2552%414
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.5487%550
Percentage Net Loans Charged-off: Home equity loans0.8324%241
All other 1-4 family - Percent of loans charged-off, net0.4818%582
Percentage Net Loans Charged-off: Commercial and industrial1.3237%668
Percentage Net Loans Charged-off: Loans to individuals2.8367%493
Percentage Net Loans Charged-off: Credit card loans7.6923%126
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2685%2,039
Percentage Net Loans Charged-off: Total real estate loans0.1722%1,519
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.1953%809
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2259%1,146
Percentage Net Loans Charged-off: Home equity loans0.7018%238
All other 1-4 family - Percent of loans charged-off, net0.1229%1,598
Percentage Net Loans Charged-off: Commercial and industrial0.3185%2,344
Percentage Net Loans Charged-off: Loans to individuals2.9751%314
Percentage Net Loans Charged-off: Credit card loans3.7703%301
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2760%1,449
Percentage Net Loans Charged-off: Total real estate loans0.1772%1,008
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.1579%593
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.3028%669
Percentage Net Loans Charged-off: Home equity loans0.9607%136
All other 1-4 family - Percent of loans charged-off, net0.1640%997
Percentage Net Loans Charged-off: Commercial and industrial0.4507%1,573
Percentage Net Loans Charged-off: Loans to individuals2.6559%364
Percentage Net Loans Charged-off: Credit card loans4.5120%224
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1670%1,966
Percentage Net Loans Charged-off: Total real estate loans0.0292%1,991
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0048%859
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0839%1,292
Percentage Net Loans Charged-off: Home equity loans0.4943%198
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.2456%1,713
Percentage Net Loans Charged-off: Loans to individuals3.8192%183
Percentage Net Loans Charged-off: Credit card loans2.3739%458
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1685%1,600
Percentage Net Loans Charged-off: Total real estate loans0.0850%958
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0072%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2468%536
Percentage Net Loans Charged-off: Home equity loans1.5497%64
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.2792%1,149
Percentage Net Loans Charged-off: Loans to individuals2.1932%510
Percentage Net Loans Charged-off: Credit card loans1.8154%533
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0870%3,531
Percentage Net Loans Charged-off: Total real estate loans0.0106%3,019
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0296%2,285
Percentage Net Loans Charged-off: Home equity loans0.1211%419
All other 1-4 family - Percent of loans charged-off, net0.0133%2,426
Percentage Net Loans Charged-off: Commercial and industrial0.8448%1,155
Percentage Net Loans Charged-off: Loans to individuals0.3169%3,795
Percentage Net Loans Charged-off: Credit card loans1.7889%647
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9823%575
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0448%3,886
Percentage Net Loans Charged-off: Total real estate loans0.0142%2,396
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0391%1,765
Percentage Net Loans Charged-off: Home equity loans0.1610%287
All other 1-4 family - Percent of loans charged-off, net0.0176%1,967
Percentage Net Loans Charged-off: Commercial and industrial0.3141%1,657
Percentage Net Loans Charged-off: Loans to individuals0.1837%4,100
Percentage Net Loans Charged-off: Credit card loans1.6039%637
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8219%565
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0478%3,492
Percentage Net Loans Charged-off: Total real estate loans0.0089%2,188
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0239%1,675
Percentage Net Loans Charged-off: Home equity loans0.0108%411
All other 1-4 family - Percent of loans charged-off, net0.0264%1,541
Percentage Net Loans Charged-off: Commercial and industrial0.4818%1,176
Percentage Net Loans Charged-off: Loans to individuals0.0451%4,567
Percentage Net Loans Charged-off: Credit card loans0.2963%970
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7653%524
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0391%3,067
Percentage Net Loans Charged-off: Total real estate loans0.0275%1,234
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0722%867
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0856%779
Percentage Net Loans Charged-off: Commercial and industrial0.1878%1,223
Percentage Net Loans Charged-off: Loans to individuals-0.0297%6,786
Percentage Net Loans Charged-off: Credit card loans0.6135%769
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7498%472
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0317%8,185
Percentage Net Loans Charged-off: Total real estate loans0.1013%1,274
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.1448%665
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0936%1,485
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1119%1,314
Percentage Net Loans Charged-off: Commercial and industrial-1.7904%8,312
Percentage Net Loans Charged-off: Loans to individuals1.1204%1,602
Percentage Net Loans Charged-off: Credit card loans1.6677%939
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0804%8,310
Percentage Net Loans Charged-off: Total real estate loans0.1063%1,079
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.1969%480
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0464%1,787
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0557%1,579
Percentage Net Loans Charged-off: Commercial and industrial-2.3024%8,335
Percentage Net Loans Charged-off: Loans to individuals1.2082%1,285
Percentage Net Loans Charged-off: Credit card loans2.0136%725
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2502%8,567
Percentage Net Loans Charged-off: Total real estate loans0.0134%2,172
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0340%1,674
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0409%1,496
Percentage Net Loans Charged-off: Commercial and industrial-3.2661%8,366
Percentage Net Loans Charged-off: Loans to individuals1.7292%765
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0525%3,190
Percentage Net Loans Charged-off: Total real estate loans0.0275%1,391
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0711%1,015
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0867%895
Percentage Net Loans Charged-off: Commercial and industrial0.0115%1,941
Percentage Net Loans Charged-off: Loans to individuals0.5953%2,294
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7340%665
Percentage Net Loans Charged-off: Total real estate loans0.0250%2,900
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0703%1,926
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0833%1,723
Percentage Net Loans Charged-off: Commercial and industrial4.8670%240
Percentage Net Loans Charged-off: Loans to individuals0.7502%2,796
Percentage Net Loans Charged-off: Credit card loans6.6204%221
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9221%433
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial6.3648%137
Percentage Net Loans Charged-off: Loans to individuals0.3050%4,351
Percentage Net Loans Charged-off: Credit card loans7.8488%168
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2970%301
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial8.8045%90
Percentage Net Loans Charged-off: Loans to individuals0.5012%3,216
Percentage Net Loans Charged-off: Credit card loans12.0253%84
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0014%6,905
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals-0.0364%7,363
Percentage Net Loans Charged-off: Credit card loans0.6349%1,026
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0325%6,307
Percentage Net Loans Charged-off: Total real estate loans0.0091%3,652
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0248%2,816
Percentage Net Loans Charged-off: Home equity loans0.3095%225
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.0536%4,427
Percentage Net Loans Charged-off: Loans to individuals0.5077%4,213
Percentage Net Loans Charged-off: Credit card loans0.3651%1,771
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0279%5,936
Percentage Net Loans Charged-off: Total real estate loans0.0118%3,009
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0322%2,220
Percentage Net Loans Charged-off: Home equity loans0.4799%133
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial-0.0231%7,540
Percentage Net Loans Charged-off: Loans to individuals0.6559%3,184
Percentage Net Loans Charged-off: Credit card loans0.7558%1,551
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0271%5,533
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-0.0347%7,558
Percentage Net Loans Charged-off: Loans to individuals1.0891%1,896
Percentage Net Loans Charged-off: Credit card loans5.8177%350
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0108%5,192
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.0231%7,363
Percentage Net Loans Charged-off: Loans to individuals0.5376%3,085
Percentage Net Loans Charged-off: Credit card loans3.1220%706
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1695%4,040
Percentage Net Loans Charged-off: Total real estate loans0.1129%1,694
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.2132%824
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0849%8,935
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0914%8,938
Percentage Net Loans Charged-off: Commercial and industrial0.2347%3,666
Percentage Net Loans Charged-off: Loans to individuals1.2987%1,717
Percentage Net Loans Charged-off: Credit card loans5.1843%466
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1278%4,610
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.5395%2,588
Percentage Net Loans Charged-off: Loans to individuals1.1023%1,987
Percentage Net Loans Charged-off: Credit card loans1.6471%1,417
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0837%4,959
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2079%3,124
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,132
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,512
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,805
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA