Home > Community Capital Bank > Income and Expense
Community Capital Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 3,542 |
| Total interest expense | $2,174,000 | 2,093 |
| Net interest income | $3,457,000 | 4,153 |
| Provision for loan and lease losses | $392,000 | 3,264 |
| Total noninterest income | $1,352,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $46,000 | 6,170 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,306,000 | 1,472 |
| Total noninterest expense | $7,012,000 | 2,059 |
| Salaries and employee benefits | $2,565,000 | 2,796 |
| Premises and equipment expense | $457,000 | 3,575 |
| Additional noninterest expense | $3,990,000 | 1,290 |
| Pre-tax net operating income | $-2,595,000 | 7,070 |
| Securities gains (losses) | $26,000 | 2,700 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-2,569,000 | 7,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,569,000 | 7,116 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,569,000 | 7,116 |
| Net charge-offs | $812,000 | 2,123 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,595,000 | 7,101 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 3,791 |
| Total interest expense | $1,503,000 | 2,099 |
| Net interest income | $1,954,000 | 4,647 |
| Provision for loan and lease losses | $190,000 | 3,609 |
| Total noninterest income | $1,548,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,515,000 | 1,009 |
| Total noninterest expense | $4,554,000 | 2,118 |
| Salaries and employee benefits | $1,984,000 | 2,438 |
| Premises and equipment expense | $345,000 | 3,284 |
| Additional noninterest expense | $2,225,000 | 1,555 |
| Pre-tax net operating income | $-1,242,000 | 7,043 |
| Securities gains (losses) | $26,000 | 1,960 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,216,000 | 7,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,216,000 | 7,086 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,216,000 | 7,087 |
| Net charge-offs | $529,000 | 2,087 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,242,000 | 7,073 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 3,808 |
| Total interest expense | $760,000 | 2,153 |
| Net interest income | $970,000 | 4,656 |
| Provision for loan and lease losses | $-103,000 | 7,500 |
| Total noninterest income | $1,036,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,022,000 | 814 |
| Total noninterest expense | $2,122,000 | 2,280 |
| Salaries and employee benefits | $1,083,000 | 2,260 |
| Premises and equipment expense | $193,000 | 3,080 |
| Additional noninterest expense | $846,000 | 2,000 |
| Pre-tax net operating income | $-13,000 | 6,411 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-13,000 | 6,453 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-13,000 | 6,453 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-13,000 | 6,453 |
| Net charge-offs | $-87,000 | 7,433 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-13,000 | 6,430 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,916,000 | 3,585 |
| Total interest expense | $3,667,000 | 2,159 |
| Net interest income | $4,249,000 | 4,403 |
| Provision for loan and lease losses | $6,452,000 | 930 |
| Total noninterest income | $4,171,000 | 1,228 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $64,000 | 6,018 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,107,000 | 852 |
| Total noninterest expense | $11,598,000 | 1,695 |
| Salaries and employee benefits | $5,019,000 | 1,937 |
| Premises and equipment expense | $807,000 | 2,973 |
| Additional noninterest expense | $5,772,000 | 1,282 |
| Pre-tax net operating income | $-9,630,000 | 7,342 |
| Securities gains (losses) | $78,000 | 2,363 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-9,552,000 | 7,367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,552,000 | 7,367 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,552,000 | 7,367 |
| Net charge-offs | $6,199,000 | 855 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,630,000 | 7,359 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 3,640 |
| Total interest expense | $2,847,000 | 2,182 |
| Net interest income | $3,123,000 | 4,518 |
| Provision for loan and lease losses | $1,876,000 | 1,733 |
| Total noninterest income | $3,034,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $51,000 | 6,028 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,983,000 | 834 |
| Total noninterest expense | $8,629,000 | 1,709 |
| Salaries and employee benefits | $3,757,000 | 1,926 |
| Premises and equipment expense | $617,000 | 2,970 |
| Additional noninterest expense | $4,255,000 | 1,270 |
| Pre-tax net operating income | $-4,348,000 | 7,324 |
| Securities gains (losses) | $78,000 | 2,135 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-4,270,000 | 7,377 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,270,000 | 7,377 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,270,000 | 7,377 |
| Net charge-offs | $1,740,000 | 1,644 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,348,000 | 7,362 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 3,651 |
| Total interest expense | $1,975,000 | 2,187 |
| Net interest income | $2,023,000 | 4,613 |
| Provision for loan and lease losses | $307,000 | 3,556 |
| Total noninterest income | $1,639,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $36,000 | 5,999 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,603,000 | 934 |
| Total noninterest expense | $6,118,000 | 1,614 |
| Salaries and employee benefits | $2,458,000 | 1,981 |
| Premises and equipment expense | $400,000 | 3,055 |
| Additional noninterest expense | $3,260,000 | 1,090 |
| Pre-tax net operating income | $-2,763,000 | 7,385 |
| Securities gains (losses) | $78,000 | 1,599 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,685,000 | 7,417 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,685,000 | 7,417 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,685,000 | 7,417 |
| Net charge-offs | $1,148,000 | 1,593 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,763,000 | 7,421 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 4,072 |
| Total interest expense | $1,036,000 | 2,196 |
| Net interest income | $714,000 | 5,602 |
| Provision for loan and lease losses | $245,000 | 2,726 |
| Total noninterest income | $693,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $677,000 | 1,035 |
| Total noninterest expense | $2,152,000 | 2,263 |
| Salaries and employee benefits | $1,097,000 | 2,248 |
| Premises and equipment expense | $206,000 | 3,053 |
| Additional noninterest expense | $849,000 | 1,999 |
| Pre-tax net operating income | $-990,000 | 7,415 |
| Securities gains (losses) | $24,000 | 1,449 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-966,000 | 7,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-966,000 | 7,462 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-966,000 | 7,463 |
| Net charge-offs | $146,000 | 2,749 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-990,000 | 7,457 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,013,000 | 3,819 |
| Total interest expense | $4,991,000 | 2,264 |
| Net interest income | $3,022,000 | 5,365 |
| Provision for loan and lease losses | $940,000 | 3,592 |
| Total noninterest income | $1,353,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $66,000 | 6,233 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,287,000 | 1,831 |
| Total noninterest expense | $7,358,000 | 2,669 |
| Salaries and employee benefits | $3,059,000 | 3,119 |
| Premises and equipment expense | $643,000 | 3,699 |
| Additional noninterest expense | $3,656,000 | 1,997 |
| Pre-tax net operating income | $-3,923,000 | 7,049 |
| Securities gains (losses) | $407,000 | 1,006 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,516,000 | 7,081 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,516,000 | 7,079 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,516,000 | 7,079 |
| Net charge-offs | $587,000 | 3,591 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $895,000 | 446 |
| Net operating income | $-3,923,000 | 7,145 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,074,000 | 3,834 |
| Total interest expense | $3,847,000 | 2,303 |
| Net interest income | $2,227,000 | 5,426 |
| Provision for loan and lease losses | $782,000 | 3,134 |
| Total noninterest income | $393,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $49,000 | 6,293 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $344,000 | 3,414 |
| Total noninterest expense | $4,752,000 | 3,054 |
| Salaries and employee benefits | $1,962,000 | 3,600 |
| Premises and equipment expense | $458,000 | 3,863 |
| Additional noninterest expense | $2,332,000 | 2,243 |
| Pre-tax net operating income | $-2,914,000 | 7,263 |
| Securities gains (losses) | $103,000 | 1,820 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,811,000 | 7,345 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,811,000 | 7,345 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,811,000 | 7,345 |
| Net charge-offs | $524,000 | 2,976 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $895,000 | 366 |
| Net operating income | $-2,914,000 | 7,354 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 3,973 |
| Total interest expense | $2,589,000 | 2,365 |
| Net interest income | $1,315,000 | 5,748 |
| Provision for loan and lease losses | $503,000 | 2,955 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $31,000 | 6,373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $2,784,000 | 3,424 |
| Salaries and employee benefits | $1,086,000 | 4,174 |
| Premises and equipment expense | $304,000 | 3,890 |
| Additional noninterest expense | $1,394,000 | 2,494 |
| Pre-tax net operating income | $-1,929,000 | 7,366 |
| Securities gains (losses) | $103,000 | 1,474 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,826,000 | 7,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,826,000 | 7,426 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,826,000 | 7,425 |
| Net charge-offs | $324,000 | 2,846 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,182 |
| Net operating income | $-1,929,000 | 7,461 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 3,891 |
| Total interest expense | $1,317,000 | 2,410 |
| Net interest income | $720,000 | 5,495 |
| Provision for loan and lease losses | $320,000 | 2,218 |
| Total noninterest income | $-56,000 | 8,138 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-72,000 | 8,104 |
| Total noninterest expense | $1,295,000 | 3,539 |
| Salaries and employee benefits | $507,000 | 4,420 |
| Premises and equipment expense | $151,000 | 3,954 |
| Additional noninterest expense | $637,000 | 2,431 |
| Pre-tax net operating income | $-951,000 | 7,619 |
| Securities gains (losses) | $29,000 | 1,527 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-922,000 | 7,678 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-922,000 | 7,679 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-922,000 | 7,679 |
| Net charge-offs | $299,000 | 1,773 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,052 |
| Net operating income | $-951,000 | 7,682 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,639,000 | 3,636 |
| Total interest expense | $5,966,000 | 2,531 |
| Net interest income | $3,673,000 | 4,842 |
| Provision for loan and lease losses | $1,194,000 | 2,461 |
| Total noninterest income | $-322,000 | 8,215 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $124,000 | 5,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-446,000 | 8,215 |
| Total noninterest expense | $5,127,000 | 3,494 |
| Salaries and employee benefits | $2,280,000 | 4,045 |
| Premises and equipment expense | $610,000 | 3,893 |
| Additional noninterest expense | $2,237,000 | 2,579 |
| Pre-tax net operating income | $-2,970,000 | 7,584 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,961,000 | 7,603 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,961,000 | 7,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 2,529 |
| Cash dividends | $305,000 | 4,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,970,000 | 7,678 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,435,000 | 3,618 |
| Total interest expense | $4,581,000 | 2,570 |
| Net interest income | $2,854,000 | 4,770 |
| Provision for loan and lease losses | $903,000 | 1,946 |
| Total noninterest income | $-234,000 | 8,318 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $91,000 | 5,671 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-325,000 | 8,322 |
| Total noninterest expense | $3,336,000 | 3,900 |
| Salaries and employee benefits | $1,645,000 | 4,184 |
| Premises and equipment expense | $457,000 | 3,900 |
| Additional noninterest expense | $1,234,000 | 3,309 |
| Pre-tax net operating income | $-1,619,000 | 7,770 |
| Securities gains (losses) | $14,000 | 2,218 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,605,000 | 7,751 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,605,000 | 7,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 2,030 |
| Cash dividends | $305,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,619,000 | 7,841 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 3,581 |
| Total interest expense | $3,121,000 | 2,612 |
| Net interest income | $2,005,000 | 4,615 |
| Provision for loan and lease losses | $818,000 | 1,396 |
| Total noninterest income | $243,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $55,000 | 5,821 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $188,000 | 3,881 |
| Total noninterest expense | $2,156,000 | 4,015 |
| Salaries and employee benefits | $1,101,000 | 4,204 |
| Premises and equipment expense | $305,000 | 3,925 |
| Additional noninterest expense | $750,000 | 3,517 |
| Pre-tax net operating income | $-726,000 | 7,754 |
| Securities gains (losses) | $11,000 | 2,404 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-715,000 | 7,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-715,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,642 |
| Cash dividends | $305,000 | 2,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-726,000 | 7,835 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 3,551 |
| Total interest expense | $1,676,000 | 2,611 |
| Net interest income | $997,000 | 4,631 |
| Provision for loan and lease losses | $22,000 | 4,820 |
| Total noninterest income | $107,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $83,000 | 4,124 |
| Total noninterest expense | $1,085,000 | 4,001 |
| Salaries and employee benefits | $527,000 | 4,368 |
| Premises and equipment expense | $146,000 | 4,066 |
| Additional noninterest expense | $412,000 | 3,228 |
| Pre-tax net operating income | $-3,000 | 7,191 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $5,000 | 7,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 7,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,085 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-3,000 | 7,209 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,806,000 | 3,118 |
| Total interest expense | $7,654,000 | 2,420 |
| Net interest income | $5,152,000 | 3,899 |
| Provision for loan and lease losses | $122,000 | 4,597 |
| Total noninterest income | $138,000 | 7,233 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $76,000 | 6,358 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $62,000 | 6,871 |
| Total noninterest expense | $4,216,000 | 3,956 |
| Salaries and employee benefits | $2,029,000 | 4,350 |
| Premises and equipment expense | $631,000 | 3,707 |
| Additional noninterest expense | $1,556,000 | 3,310 |
| Pre-tax net operating income | $952,000 | 4,829 |
| Securities gains (losses) | $-35,000 | 7,913 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $917,000 | 4,505 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $917,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,314 |
| Cash dividends | $1,300,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,289 |
| Net operating income | $952,000 | 4,416 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,675,000 | 3,079 |
| Total interest expense | $5,741,000 | 2,407 |
| Net interest income | $3,934,000 | 3,865 |
| Provision for loan and lease losses | $122,000 | 3,833 |
| Total noninterest income | $40,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,545 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-9,000 | 8,503 |
| Total noninterest expense | $3,079,000 | 4,019 |
| Salaries and employee benefits | $1,514,000 | 4,347 |
| Premises and equipment expense | $463,000 | 3,759 |
| Additional noninterest expense | $1,102,000 | 3,429 |
| Pre-tax net operating income | $773,000 | 4,910 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $775,000 | 4,416 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $775,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,341 |
| Cash dividends | $1,300,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,131 |
| Net operating income | $773,000 | 4,414 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 3,084 |
| Total interest expense | $3,839,000 | 2,407 |
| Net interest income | $2,602,000 | 3,910 |
| Provision for loan and lease losses | $122,000 | 2,946 |
| Total noninterest income | $34,000 | 7,979 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $31,000 | 6,626 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $2,049,000 | 4,061 |
| Salaries and employee benefits | $1,026,000 | 4,341 |
| Premises and equipment expense | $285,000 | 3,982 |
| Additional noninterest expense | $738,000 | 3,405 |
| Pre-tax net operating income | $465,000 | 5,189 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $466,000 | 4,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $466,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,560 |
| Cash dividends | $1,300,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,036 |
| Net operating income | $465,000 | 4,716 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 3,149 |
| Total interest expense | $1,881,000 | 2,435 |
| Net interest income | $1,262,000 | 3,999 |
| Provision for loan and lease losses | $122,000 | 1,737 |
| Total noninterest income | $16,000 | 8,027 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $1,028,000 | 4,061 |
| Salaries and employee benefits | $526,000 | 4,270 |
| Premises and equipment expense | $148,000 | 3,888 |
| Additional noninterest expense | $354,000 | 3,507 |
| Pre-tax net operating income | $128,000 | 6,315 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $128,000 | 5,957 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $128,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,512 |
| Cash dividends | $1,300,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $128,000 | 5,943 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,174,000 | 3,276 |
| Total interest expense | $5,788,000 | 2,669 |
| Net interest income | $5,386,000 | 3,799 |
| Provision for loan and lease losses | $581,000 | 1,681 |
| Total noninterest income | $153,000 | 7,287 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $55,000 | 6,806 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $98,000 | 6,364 |
| Total noninterest expense | $3,008,000 | 4,874 |
| Salaries and employee benefits | $1,569,000 | 5,044 |
| Premises and equipment expense | $372,000 | 5,149 |
| Additional noninterest expense | $1,067,000 | 4,309 |
| Pre-tax net operating income | $1,950,000 | 3,708 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,953,000 | 3,154 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,953,000 | 3,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,858 |
| Cash dividends | $1,100,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,222 |
| Net operating income | $1,950,000 | 3,139 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 3,350 |
| Total interest expense | $4,088,000 | 2,723 |
| Net interest income | $3,987,000 | 3,857 |
| Provision for loan and lease losses | $513,000 | 1,364 |
| Total noninterest income | $138,000 | 7,090 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $42,000 | 6,883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,919 |
| Total noninterest expense | $2,165,000 | 4,999 |
| Salaries and employee benefits | $1,123,000 | 5,169 |
| Premises and equipment expense | $255,000 | 5,419 |
| Additional noninterest expense | $787,000 | 4,320 |
| Pre-tax net operating income | $1,447,000 | 3,868 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,449,000 | 3,278 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,449,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,275 |
| Cash dividends | $1,100,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,447,000 | 3,275 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,280,000 | 3,357 |
| Total interest expense | $2,615,000 | 2,716 |
| Net interest income | $2,665,000 | 3,871 |
| Provision for loan and lease losses | $329,000 | 1,364 |
| Total noninterest income | $116,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 5,398 |
| Total noninterest expense | $1,365,000 | 5,202 |
| Salaries and employee benefits | $715,000 | 5,351 |
| Premises and equipment expense | $150,000 | 5,772 |
| Additional noninterest expense | $500,000 | 4,489 |
| Pre-tax net operating income | $1,087,000 | 3,596 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,088,000 | 3,011 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,088,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $1,100,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,087,000 | 3,001 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 3,357 |
| Total interest expense | $1,261,000 | 2,697 |
| Net interest income | $1,321,000 | 3,892 |
| Provision for loan and lease losses | $329,000 | 724 |
| Total noninterest income | $40,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $654,000 | 5,336 |
| Salaries and employee benefits | $346,000 | 5,471 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $240,000 | 4,590 |
| Pre-tax net operating income | $378,000 | 4,402 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $379,000 | 3,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $379,000 | 3,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $1,100,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $378,000 | 3,815 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,007,000 | 4,142 |
| Total interest expense | $2,852,000 | 3,482 |
| Net interest income | $4,155,000 | 4,501 |
| Provision for loan and lease losses | $446,000 | 2,087 |
| Total noninterest income | $72,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $59,000 | 6,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,328 |
| Total noninterest expense | $2,131,000 | 5,888 |
| Salaries and employee benefits | $1,116,000 | 6,012 |
| Premises and equipment expense | $237,000 | 6,342 |
| Additional noninterest expense | $778,000 | 5,266 |
| Pre-tax net operating income | $1,650,000 | 4,155 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,651,000 | 3,557 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,651,000 | 3,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 355 |
| Net operating income | $1,650,000 | 3,529 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,832,000 | 4,359 |
| Total interest expense | $1,884,000 | 3,667 |
| Net interest income | $2,948,000 | 4,700 |
| Provision for loan and lease losses | $330,000 | 2,034 |
| Total noninterest income | $52,000 | 8,290 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 7,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,407 |
| Total noninterest expense | $1,570,000 | 5,909 |
| Salaries and employee benefits | $813,000 | 6,079 |
| Premises and equipment expense | $174,000 | 6,372 |
| Additional noninterest expense | $583,000 | 5,214 |
| Pre-tax net operating income | $1,100,000 | 4,536 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,101,000 | 3,899 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,101,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,100,000 | 3,859 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 4,541 |
| Total interest expense | $1,077,000 | 3,930 |
| Net interest income | $1,887,000 | 4,784 |
| Provision for loan and lease losses | $200,000 | 2,158 |
| Total noninterest income | $35,000 | 8,291 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $27,000 | 7,065 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $1,021,000 | 6,006 |
| Salaries and employee benefits | $544,000 | 6,082 |
| Premises and equipment expense | $117,000 | 6,347 |
| Additional noninterest expense | $360,000 | 5,435 |
| Pre-tax net operating income | $701,000 | 4,616 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $702,000 | 3,978 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $702,000 | 3,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $701,000 | 3,930 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 4,908 |
| Total interest expense | $461,000 | 4,264 |
| Net interest income | $845,000 | 5,162 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $514,000 | 6,005 |
| Salaries and employee benefits | $279,000 | 6,028 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $175,000 | 5,506 |
| Pre-tax net operating income | $250,000 | 5,450 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $250,000 | 4,868 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $250,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $250,000 | 4,827 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 6,012 |
| Total interest expense | $1,046,000 | 5,533 |
| Net interest income | $2,410,000 | 6,116 |
| Provision for loan and lease losses | $335,000 | 2,700 |
| Total noninterest income | $59,000 | 8,507 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $50,000 | 7,294 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $1,778,000 | 6,401 |
| Salaries and employee benefits | $974,000 | 6,359 |
| Premises and equipment expense | $204,000 | 6,715 |
| Additional noninterest expense | $600,000 | 5,977 |
| Pre-tax net operating income | $356,000 | 7,258 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $356,000 | 6,991 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $356,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $356,000 | 6,938 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 6,329 |
| Total interest expense | $687,000 | 5,883 |
| Net interest income | $1,643,000 | 6,395 |
| Provision for loan and lease losses | $235,000 | 2,682 |
| Total noninterest income | $46,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $38,000 | 7,324 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $1,285,000 | 6,481 |
| Salaries and employee benefits | $704,000 | 6,440 |
| Premises and equipment expense | $152,000 | 6,692 |
| Additional noninterest expense | $429,000 | 6,093 |
| Pre-tax net operating income | $169,000 | 7,832 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $169,000 | 7,664 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $169,000 | 7,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $169,000 | 7,610 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 6,668 |
| Total interest expense | $405,000 | 6,257 |
| Net interest income | $994,000 | 6,677 |
| Provision for loan and lease losses | $160,000 | 2,593 |
| Total noninterest income | $29,000 | 8,623 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $24,000 | 7,394 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $821,000 | 6,647 |
| Salaries and employee benefits | $452,000 | 6,598 |
| Premises and equipment expense | $100,000 | 6,777 |
| Additional noninterest expense | $269,000 | 6,305 |
| Pre-tax net operating income | $42,000 | 8,290 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $42,000 | 8,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $42,000 | 8,234 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 6,974 |
| Total interest expense | $184,000 | 6,554 |
| Net interest income | $440,000 | 7,037 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $17,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $414,000 | 6,664 |
| Salaries and employee benefits | $226,000 | 6,645 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $140,000 | 6,209 |
| Pre-tax net operating income | $3,000 | 8,508 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $3,000 | 8,552 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,000 | 8,497 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 7,876 |
| Total interest expense | $426,000 | 8,027 |
| Net interest income | $1,261,000 | 7,715 |
| Provision for loan and lease losses | $265,000 | 3,440 |
| Total noninterest income | $52,000 | 8,784 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $45,000 | 7,503 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $1,396,000 | 7,077 |
| Salaries and employee benefits | $769,000 | 7,037 |
| Premises and equipment expense | $191,000 | 6,893 |
| Additional noninterest expense | $436,000 | 6,928 |
| Pre-tax net operating income | $-348,000 | 8,759 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-348,000 | 8,840 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-348,000 | 8,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-348,000 | 8,777 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 8,169 |
| Total interest expense | $278,000 | 8,344 |
| Net interest income | $848,000 | 7,986 |
| Provision for loan and lease losses | $185,000 | 3,467 |
| Total noninterest income | $37,000 | 8,873 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $31,000 | 7,618 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $1,017,000 | 7,163 |
| Salaries and employee benefits | $565,000 | 7,065 |
| Premises and equipment expense | $131,000 | 7,100 |
| Additional noninterest expense | $321,000 | 6,964 |
| Pre-tax net operating income | $-317,000 | 8,881 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-317,000 | 8,958 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-317,000 | 8,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-317,000 | 8,890 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $687,000 | 8,353 |
| Total interest expense | $161,000 | 8,578 |
| Net interest income | $526,000 | 8,143 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $21,000 | 8,957 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $18,000 | 7,723 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $667,000 | 7,227 |
| Salaries and employee benefits | $371,000 | 7,140 |
| Premises and equipment expense | $84,000 | 7,192 |
| Additional noninterest expense | $212,000 | 6,986 |
| Pre-tax net operating income | $-210,000 | 8,928 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-210,000 | 9,013 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-210,000 | 9,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-210,000 | 8,936 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $297,000 | 8,613 |
| Total interest expense | $67,000 | 8,811 |
| Net interest income | $230,000 | 8,378 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $331,000 | 7,272 |
| Salaries and employee benefits | $181,000 | 7,222 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $108,000 | 6,949 |
| Pre-tax net operating income | $-141,000 | 9,022 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-141,000 | 9,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-141,000 | 9,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-141,000 | 9,022 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 9,229 |
| Total interest expense | $83,000 | 9,209 |
| Net interest income | $232,000 | 9,219 |
| Provision for loan and lease losses | $155,000 | 4,849 |
| Total noninterest income | $4,000 | 9,265 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,000 | 8,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,177 |
| Total noninterest expense | $1,175,000 | 7,527 |
| Salaries and employee benefits | $668,000 | 7,411 |
| Premises and equipment expense | $113,000 | 7,983 |
| Additional noninterest expense | $394,000 | 7,197 |
| Pre-tax net operating income | $-1,094,000 | 9,143 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,094,000 | 9,195 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,094,000 | 9,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $9,980,000 | 64 |
| Net operating income | $-1,094,000 | 9,162 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.