Home > Community Capital Bank > Income and Expense
Community Capital Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 3,390 |
| Total interest expense | $2,588,000 | 2,738 |
| Net interest income | $2,629,000 | 3,906 |
| Provision for loan and lease losses | $210,000 | 2,022 |
| Total noninterest income | $502,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $219,000 | 3,345 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $283,000 | 3,118 |
| Total noninterest expense | $2,688,000 | 3,152 |
| Salaries and employee benefits | $1,400,000 | 3,324 |
| Premises and equipment expense | $364,000 | 3,218 |
| Additional noninterest expense | $924,000 | 2,752 |
| Pre-tax net operating income | $233,000 | 6,865 |
| Securities gains (losses) | $-8,000 | 7,799 |
| Applicable income taxes | $87,000 | 4,702 |
| Income before extraordinary items | $138,000 | 7,247 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $138,000 | 7,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $742,000 | 422 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $143,120 | 7,225 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 3,364 |
| Total interest expense | $1,179,000 | 2,841 |
| Net interest income | $1,399,000 | 3,734 |
| Provision for loan and lease losses | $110,000 | 1,864 |
| Total noninterest income | $160,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $121,000 | 3,061 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $1,369,000 | 3,117 |
| Salaries and employee benefits | $710,000 | 3,294 |
| Premises and equipment expense | $187,000 | 3,172 |
| Additional noninterest expense | $472,000 | 2,670 |
| Pre-tax net operating income | $80,000 | 7,307 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $29,000 | 5,067 |
| Income before extraordinary items | $50,000 | 7,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $817,000 | 239 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $50,640 | 7,535 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,619,000 | 3,249 |
| Total interest expense | $3,722,000 | 2,806 |
| Net interest income | $5,897,000 | 3,473 |
| Provision for loan and lease losses | $1,087,000 | 974 |
| Total noninterest income | $1,130,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $380,000 | 3,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $750,000 | 2,648 |
| Total noninterest expense | $5,593,000 | 2,930 |
| Salaries and employee benefits | $2,692,000 | 3,272 |
| Premises and equipment expense | $747,000 | 3,078 |
| Additional noninterest expense | $2,154,000 | 2,319 |
| Pre-tax net operating income | $347,000 | 7,236 |
| Securities gains (losses) | $-92,000 | 8,399 |
| Applicable income taxes | $51,000 | 5,854 |
| Income before extraordinary items | $204,000 | 7,564 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $204,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 846 |
| Cash dividends | $52,000 | 5,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $277,600 | 7,259 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 3,234 |
| Total interest expense | $2,633,000 | 2,801 |
| Net interest income | $4,474,000 | 3,430 |
| Provision for loan and lease losses | $340,000 | 1,992 |
| Total noninterest income | $780,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $284,000 | 3,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $496,000 | 2,899 |
| Total noninterest expense | $4,117,000 | 2,938 |
| Salaries and employee benefits | $2,010,000 | 3,259 |
| Premises and equipment expense | $566,000 | 3,030 |
| Additional noninterest expense | $1,541,000 | 2,385 |
| Pre-tax net operating income | $797,000 | 5,340 |
| Securities gains (losses) | $-102,000 | 8,629 |
| Applicable income taxes | $229,000 | 4,220 |
| Income before extraordinary items | $466,000 | 6,050 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $466,000 | 6,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $602,000 | 721 |
| Cash dividends | $52,000 | 5,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $534,340 | 5,713 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 3,238 |
| Total interest expense | $1,617,000 | 2,878 |
| Net interest income | $3,002,000 | 3,403 |
| Provision for loan and lease losses | $175,000 | 2,402 |
| Total noninterest income | $403,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $189,000 | 3,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $214,000 | 3,652 |
| Total noninterest expense | $2,781,000 | 2,903 |
| Salaries and employee benefits | $1,375,000 | 3,167 |
| Premises and equipment expense | $366,000 | 3,071 |
| Additional noninterest expense | $1,040,000 | 2,343 |
| Pre-tax net operating income | $449,000 | 5,709 |
| Securities gains (losses) | $-69,000 | 8,657 |
| Applicable income taxes | $137,000 | 4,387 |
| Income before extraordinary items | $243,000 | 6,570 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $243,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $603,000 | 520 |
| Cash dividends | $52,000 | 4,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $287,160 | 6,155 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 3,232 |
| Total interest expense | $745,000 | 2,977 |
| Net interest income | $1,550,000 | 3,318 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $162,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $97,000 | 3,512 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $1,403,000 | 2,874 |
| Salaries and employee benefits | $684,000 | 3,189 |
| Premises and equipment expense | $180,000 | 3,146 |
| Additional noninterest expense | $539,000 | 2,260 |
| Pre-tax net operating income | $204,000 | 5,922 |
| Securities gains (losses) | $-29,000 | 8,719 |
| Applicable income taxes | $64,000 | 4,424 |
| Income before extraordinary items | $111,000 | 6,711 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $111,000 | 6,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 456 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $129,560 | 6,370 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,925,000 | 3,437 |
| Total interest expense | $2,281,000 | 3,277 |
| Net interest income | $5,644,000 | 3,466 |
| Provision for loan and lease losses | $916,000 | 1,137 |
| Total noninterest income | $2,688,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $711,000 | 2,341 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,977,000 | 1,333 |
| Total noninterest expense | $6,281,000 | 2,534 |
| Salaries and employee benefits | $2,626,000 | 3,214 |
| Premises and equipment expense | $753,000 | 2,938 |
| Additional noninterest expense | $2,902,000 | 1,680 |
| Pre-tax net operating income | $1,135,000 | 4,933 |
| Securities gains (losses) | $-65,000 | 8,646 |
| Applicable income taxes | $339,000 | 3,988 |
| Income before extraordinary items | $731,000 | 5,472 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $731,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,089 |
| Cash dividends | $41,000 | 5,897 |
| Sale, conversion, retirement of capital stock, net | $380,000 | 503 |
| Net operating income | $775,200 | 5,261 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,768,000 | 3,494 |
| Total interest expense | $1,647,000 | 3,332 |
| Net interest income | $4,121,000 | 3,510 |
| Provision for loan and lease losses | $516,000 | 1,417 |
| Total noninterest income | $2,137,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $622,000 | 2,097 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,515,000 | 1,317 |
| Total noninterest expense | $4,300,000 | 2,734 |
| Salaries and employee benefits | $1,982,000 | 3,155 |
| Premises and equipment expense | $562,000 | 2,943 |
| Additional noninterest expense | $1,756,000 | 2,055 |
| Pre-tax net operating income | $1,442,000 | 3,668 |
| Securities gains (losses) | $-68,000 | 8,849 |
| Applicable income taxes | $500,000 | 2,902 |
| Income before extraordinary items | $874,000 | 4,360 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $874,000 | 4,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,164 |
| Cash dividends | $41,000 | 5,067 |
| Sale, conversion, retirement of capital stock, net | $380,000 | 380 |
| Net operating income | $917,520 | 4,147 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 3,562 |
| Total interest expense | $1,064,000 | 3,417 |
| Net interest income | $2,687,000 | 3,564 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $774,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $525,000 | 1,667 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $249,000 | 3,327 |
| Total noninterest expense | $2,804,000 | 2,789 |
| Salaries and employee benefits | $1,326,000 | 3,162 |
| Premises and equipment expense | $372,000 | 2,968 |
| Additional noninterest expense | $1,106,000 | 2,186 |
| Pre-tax net operating income | $407,000 | 5,815 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $135,000 | 4,420 |
| Income before extraordinary items | $282,000 | 6,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 6,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,075 |
| Cash dividends | $41,000 | 4,766 |
| Sale, conversion, retirement of capital stock, net | $380,000 | 288 |
| Net operating income | $275,200 | 6,153 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 3,572 |
| Total interest expense | $536,000 | 3,428 |
| Net interest income | $1,336,000 | 3,575 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $456,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $298,000 | 1,434 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $158,000 | 2,848 |
| Total noninterest expense | $1,431,000 | 2,754 |
| Salaries and employee benefits | $706,000 | 3,013 |
| Premises and equipment expense | $175,000 | 3,162 |
| Additional noninterest expense | $550,000 | 2,158 |
| Pre-tax net operating income | $211,000 | 5,701 |
| Securities gains (losses) | $34,000 | 1,420 |
| Applicable income taxes | $83,000 | 4,079 |
| Income before extraordinary items | $162,000 | 5,831 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $162,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,240 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $380,000 | 172 |
| Net operating income | $139,560 | 6,079 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,425,000 | 4,092 |
| Total interest expense | $1,795,000 | 4,357 |
| Net interest income | $4,630,000 | 3,914 |
| Provision for loan and lease losses | $420,000 | 2,478 |
| Total noninterest income | $1,481,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $906,000 | 1,903 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $575,000 | 3,342 |
| Total noninterest expense | $5,028,000 | 3,033 |
| Salaries and employee benefits | $2,482,000 | 3,282 |
| Premises and equipment expense | $745,000 | 2,924 |
| Additional noninterest expense | $1,801,000 | 2,638 |
| Pre-tax net operating income | $663,000 | 6,122 |
| Securities gains (losses) | $125,000 | 1,696 |
| Applicable income taxes | $276,000 | 4,407 |
| Income before extraordinary items | $512,000 | 6,290 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $512,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,209 |
| Cash dividends | $24,000 | 6,130 |
| Sale, conversion, retirement of capital stock, net | $373,000 | 526 |
| Net operating income | $430,750 | 6,501 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 4,294 |
| Total interest expense | $1,314,000 | 4,550 |
| Net interest income | $3,291,000 | 4,096 |
| Provision for loan and lease losses | $240,000 | 2,928 |
| Total noninterest income | $1,114,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $621,000 | 2,077 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $493,000 | 3,165 |
| Total noninterest expense | $3,612,000 | 3,149 |
| Salaries and employee benefits | $1,821,000 | 3,344 |
| Premises and equipment expense | $544,000 | 3,001 |
| Additional noninterest expense | $1,247,000 | 2,790 |
| Pre-tax net operating income | $553,000 | 6,060 |
| Securities gains (losses) | $79,000 | 1,946 |
| Applicable income taxes | $231,000 | 4,419 |
| Income before extraordinary items | $401,000 | 6,349 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $401,000 | 6,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,473 |
| Cash dividends | $24,000 | 5,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $350,440 | 6,477 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 4,325 |
| Total interest expense | $893,000 | 4,604 |
| Net interest income | $2,184,000 | 4,112 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $635,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $362,000 | 2,282 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $273,000 | 3,470 |
| Total noninterest expense | $2,365,000 | 3,202 |
| Salaries and employee benefits | $1,196,000 | 3,366 |
| Premises and equipment expense | $366,000 | 2,969 |
| Additional noninterest expense | $803,000 | 2,858 |
| Pre-tax net operating income | $304,000 | 6,480 |
| Securities gains (losses) | $71,000 | 1,769 |
| Applicable income taxes | $132,000 | 4,702 |
| Income before extraordinary items | $243,000 | 6,589 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $243,000 | 6,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,057 |
| Cash dividends | $24,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $196,850 | 6,808 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 4,421 |
| Total interest expense | $449,000 | 4,674 |
| Net interest income | $1,052,000 | 4,243 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $221,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $156,000 | 2,505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 4,760 |
| Total noninterest expense | $1,126,000 | 3,326 |
| Salaries and employee benefits | $589,000 | 3,413 |
| Premises and equipment expense | $177,000 | 3,056 |
| Additional noninterest expense | $360,000 | 3,121 |
| Pre-tax net operating income | $77,000 | 7,579 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $66,000 | 7,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 7,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,045 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $66,000 | 7,414 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 4,723 |
| Total interest expense | $1,645,000 | 5,436 |
| Net interest income | $4,036,000 | 4,319 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,010,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $475,000 | 3,106 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $535,000 | 3,164 |
| Total noninterest expense | $4,367,000 | 3,307 |
| Salaries and employee benefits | $2,005,000 | 3,727 |
| Premises and equipment expense | $683,000 | 3,056 |
| Additional noninterest expense | $1,679,000 | 2,687 |
| Pre-tax net operating income | $559,000 | 6,553 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $148,000 | 5,541 |
| Income before extraordinary items | $411,000 | 6,789 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $411,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,276 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $411,000 | 6,658 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,845,000 | 5,059 |
| Total interest expense | $2,504,000 | 5,397 |
| Net interest income | $3,341,000 | 4,706 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $664,000 | 4,321 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $406,000 | 3,348 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $258,000 | 4,432 |
| Total noninterest expense | $3,247,000 | 4,080 |
| Salaries and employee benefits | $1,732,000 | 4,029 |
| Premises and equipment expense | $631,000 | 3,232 |
| Additional noninterest expense | $884,000 | 4,464 |
| Pre-tax net operating income | $558,000 | 6,332 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $181,000 | 5,186 |
| Income before extraordinary items | $377,000 | 6,703 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $377,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,011 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $377,000 | 6,570 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 6,169 |
| Total interest expense | $1,871,000 | 6,474 |
| Net interest income | $2,533,000 | 5,755 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $1,346,000 | 2,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 4,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,127,000 | 1,717 |
| Total noninterest expense | $2,951,000 | 4,291 |
| Salaries and employee benefits | $1,407,000 | 4,599 |
| Premises and equipment expense | $383,000 | 4,639 |
| Additional noninterest expense | $1,161,000 | 3,538 |
| Pre-tax net operating income | $878,000 | 5,622 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $276,000 | 4,760 |
| Income before extraordinary items | $602,000 | 5,835 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $602,000 | 5,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,408 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $602,000 | 5,850 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 7,146 |
| Total interest expense | $1,217,000 | 7,606 |
| Net interest income | $1,993,000 | 6,654 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $395,000 | 5,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,055 |
| Total noninterest expense | $1,903,000 | 5,859 |
| Salaries and employee benefits | $990,000 | 5,930 |
| Premises and equipment expense | $291,000 | 5,562 |
| Additional noninterest expense | $622,000 | 5,690 |
| Pre-tax net operating income | $485,000 | 7,205 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $83,000 | 7,162 |
| Income before extraordinary items | $402,000 | 6,980 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $402,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $402,000 | 6,948 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 7,602 |
| Total interest expense | $1,167,000 | 7,986 |
| Net interest income | $1,776,000 | 7,103 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $344,000 | 6,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,997 |
| Total noninterest expense | $1,734,000 | 6,153 |
| Salaries and employee benefits | $675,000 | 7,335 |
| Premises and equipment expense | $283,000 | 5,554 |
| Additional noninterest expense | $776,000 | 4,780 |
| Pre-tax net operating income | $276,000 | 8,535 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $52,000 | 8,300 |
| Income before extraordinary items | $224,000 | 8,441 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $224,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $224,000 | 8,362 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 8,210 |
| Total interest expense | $1,100,000 | 8,406 |
| Net interest income | $1,535,000 | 7,902 |
| Provision for loan and lease losses | $34,000 | 7,270 |
| Total noninterest income | $276,000 | 6,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,621 |
| Total noninterest expense | $1,598,000 | 6,541 |
| Salaries and employee benefits | $618,000 | 7,799 |
| Premises and equipment expense | $311,000 | 5,340 |
| Additional noninterest expense | $669,000 | 5,396 |
| Pre-tax net operating income | $179,000 | 9,691 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $60,000 | 9,083 |
| Income before extraordinary items | $119,000 | 9,842 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $119,000 | 9,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 10,609 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $119,000 | 9,797 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 8,901 |
| Total interest expense | $993,000 | 9,032 |
| Net interest income | $1,358,000 | 8,624 |
| Provision for loan and lease losses | $280,000 | 2,725 |
| Total noninterest income | $250,000 | 7,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 9,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,928 |
| Total noninterest expense | $1,233,000 | 7,892 |
| Salaries and employee benefits | $543,000 | 8,549 |
| Premises and equipment expense | $266,000 | 6,016 |
| Additional noninterest expense | $424,000 | 7,681 |
| Pre-tax net operating income | $95,000 | 10,393 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $7,000 | 10,417 |
| Income before extraordinary items | $88,000 | 10,329 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $88,000 | 10,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,178 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $88,000 | 10,280 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 9,439 |
| Total interest expense | $990,000 | 9,292 |
| Net interest income | $1,197,000 | 9,334 |
| Provision for loan and lease losses | $11,000 | 8,279 |
| Total noninterest income | $25,000 | 11,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,869 |
| Total noninterest expense | $1,166,000 | 8,334 |
| Salaries and employee benefits | $514,000 | 8,989 |
| Premises and equipment expense | $269,000 | 6,072 |
| Additional noninterest expense | $383,000 | 8,367 |
| Pre-tax net operating income | $45,000 | 11,328 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $45,000 | 11,312 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $45,000 | 11,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 11,271 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $45,000 | 11,279 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 10,297 |
| Total interest expense | $617,000 | 10,519 |
| Net interest income | $1,116,000 | 10,014 |
| Provision for loan and lease losses | $232,000 | 2,772 |
| Total noninterest income | $23,000 | 12,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 10,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 12,453 |
| Total noninterest expense | $1,134,000 | 8,858 |
| Salaries and employee benefits | $534,000 | 9,091 |
| Premises and equipment expense | $252,000 | 6,490 |
| Additional noninterest expense | $348,000 | 9,369 |
| Pre-tax net operating income | $-227,000 | 12,277 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-227,000 | 12,240 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-227,000 | 12,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 11,679 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-227,000 | 12,265 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 11,330 |
| Total interest expense | $511,000 | 11,635 |
| Net interest income | $946,000 | 10,972 |
| Provision for loan and lease losses | $181,000 | 4,118 |
| Total noninterest income | $19,000 | 13,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 11,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,164 |
| Total noninterest expense | $1,081,000 | 9,397 |
| Salaries and employee benefits | $530,000 | 9,382 |
| Premises and equipment expense | $228,000 | 7,133 |
| Additional noninterest expense | $323,000 | 10,151 |
| Pre-tax net operating income | $-297,000 | 12,761 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-297,000 | 12,823 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-297,000 | 12,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,853 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-297,000 | 12,750 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 12,759 |
| Total interest expense | $488,000 | 12,817 |
| Net interest income | $645,000 | 12,544 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $11,000 | 13,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 11,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 13,866 |
| Total noninterest expense | $974,000 | 10,095 |
| Salaries and employee benefits | $455,000 | 10,255 |
| Premises and equipment expense | $220,000 | 7,396 |
| Additional noninterest expense | $299,000 | 10,840 |
| Pre-tax net operating income | $-318,000 | 13,185 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-318,000 | 13,265 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-318,000 | 13,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-318,000 | 13,159 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.