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Community Business Bank, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$3,669,0001,852
Total interest expense$441,0001,887
Net interest income$3,228,0001,809
Provision for loan and lease losses$56,0002,009
Total noninterest income$119,0003,893
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$52,0003,304
Trading account gains and fees$0123
Additional Noninterest Income$67,0003,865
Total noninterest expense$1,818,0002,443
Salaries and employee benefits$979,0002,538
Premises and equipment expense$306,0001,840
Additional noninterest expense$533,0002,514
Pre-tax net operating income$1,473,0001,515
Securities gains (losses)$0735
Applicable income taxes$436,000953
Income before extraordinary items$1,037,0001,788
Extraordinary gains, net$07
Net income$1,037,0001,787
Minority interest net income$052
Net income of bank and minority interests.$1,037,0001,788
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$93,000258
Net operating income$1,037,0001,777
2017-12-31 (YTD Data)Rank
Total interest income$14,139,0001,867
Total interest expense$1,546,0001,867
Net interest income$12,593,0001,835
Provision for loan and lease losses$04,227
Total noninterest income$701,0003,452
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$174,0003,640
Trading account gains and fees$0151
Additional Noninterest Income$527,0003,082
Total noninterest expense$6,604,0002,602
Salaries and employee benefits$3,254,0002,839
Premises and equipment expense$1,054,0002,030
Additional noninterest expense$2,296,0002,399
Pre-tax net operating income$6,690,0001,355
Securities gains (losses)$02,243
Applicable income taxes$3,097,000939
Income before extraordinary items$3,593,0001,757
Extraordinary gains, net$09
Net income$3,593,0001,758
Minority interest net income$076
Net income of bank and minority interests.$3,593,0001,758
Net charge-offs$35,0003,157
Cash dividends$867,0002,364
Sale, conversion, retirement of capital stock, net$985,000232
Net operating income$3,593,0001,741
2017-09-30 (YTD Data)Rank
Total interest income$10,209,0001,913
Total interest expense$1,085,0001,954
Net interest income$9,124,0001,894
Provision for loan and lease losses$04,088
Total noninterest income$593,0003,337
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$128,0003,692
Trading account gains and fees$0145
Additional Noninterest Income$465,0002,902
Total noninterest expense$5,098,0002,560
Salaries and employee benefits$2,597,0002,744
Premises and equipment expense$765,0002,085
Additional noninterest expense$1,736,0002,389
Pre-tax net operating income$4,619,0001,452
Securities gains (losses)$02,274
Applicable income taxes$1,568,0001,081
Income before extraordinary items$3,051,0001,717
Extraordinary gains, net$09
Net income$3,051,0001,718
Minority interest net income$071
Net income of bank and minority interests.$3,051,0001,718
Net charge-offs$35,0002,680
Cash dividends$866,0001,859
Sale, conversion, retirement of capital stock, net$882,000200
Net operating income$3,051,0001,698
2017-06-30 (YTD Data)Rank
Total interest income$6,594,0001,945
Total interest expense$640,0002,109
Net interest income$5,954,0001,922
Provision for loan and lease losses$03,871
Total noninterest income$370,0003,411
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$77,0003,839
Trading account gains and fees$0139
Additional Noninterest Income$293,0002,981
Total noninterest expense$3,597,0002,489
Salaries and employee benefits$1,956,0002,531
Premises and equipment expense$496,0002,145
Additional noninterest expense$1,145,0002,426
Pre-tax net operating income$2,727,0001,586
Securities gains (losses)$01,906
Applicable income taxes$985,0001,112
Income before extraordinary items$1,742,0001,904
Extraordinary gains, net$011
Net income$1,742,0001,904
Minority interest net income$071
Net income of bank and minority interests.$1,742,0001,904
Net charge-offs$35,0002,250
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$724,000167
Net operating income$1,742,0001,880
2017-03-31 (YTD Data)Rank
Total interest income$3,170,0002,001
Total interest expense$281,0002,275
Net interest income$2,889,0001,963
Provision for loan and lease losses$03,537
Total noninterest income$96,0004,321
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$32,0004,113
Trading account gains and fees$0142
Additional Noninterest Income$64,0004,031
Total noninterest expense$1,766,0002,536
Salaries and employee benefits$966,0002,588
Premises and equipment expense$244,0002,192
Additional noninterest expense$556,0002,465
Pre-tax net operating income$1,219,0001,699
Securities gains (losses)$01,153
Applicable income taxes$429,0001,192
Income before extraordinary items$790,0002,003
Extraordinary gains, net$08
Net income$790,0002,004
Minority interest net income$055
Net income of bank and minority interests.$790,0002,004
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$148,000207
Net operating income$790,0001,978
2016-12-31 (YTD Data)Rank
Total interest income$11,922,0002,090
Total interest expense$886,0002,620
Net interest income$11,036,0002,006
Provision for loan and lease losses$420,0001,637
Total noninterest income$798,0003,383
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$115,0004,354
Trading account gains and fees$0170
Additional Noninterest Income$683,0002,868
Total noninterest expense$6,530,0002,691
Salaries and employee benefits$3,538,0002,730
Premises and equipment expense$960,0002,215
Additional noninterest expense$2,032,0002,733
Pre-tax net operating income$4,884,0001,654
Securities gains (losses)$25,0002,256
Applicable income taxes$1,871,0001,101
Income before extraordinary items$3,038,0002,084
Extraordinary gains, net$05
Net income$3,038,0002,082
Minority interest net income$082
Net income of bank and minority interests.$3,038,0002,083
Net charge-offs$04,281
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$267,000363
Net operating income$3,022,0002,036
2016-09-30 (YTD Data)Rank
Total interest income$8,759,0002,118
Total interest expense$631,0002,734
Net interest income$8,128,0002,038
Provision for loan and lease losses$315,0001,569
Total noninterest income$611,0003,363
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$84,0004,402
Trading account gains and fees$0169
Additional Noninterest Income$527,0002,831
Total noninterest expense$4,734,0002,747
Salaries and employee benefits$2,502,0002,834
Premises and equipment expense$711,0002,232
Additional noninterest expense$1,521,0002,730
Pre-tax net operating income$3,690,0001,663
Securities gains (losses)$25,0002,204
Applicable income taxes$1,426,0001,117
Income before extraordinary items$2,289,0002,114
Extraordinary gains, net$05
Net income$2,289,0002,114
Minority interest net income$071
Net income of bank and minority interests.$2,289,0002,114
Net charge-offs$03,952
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$190,000345
Net operating income$2,273,0002,058
2016-06-30 (YTD Data)Rank
Total interest income$5,767,0002,147
Total interest expense$394,0002,851
Net interest income$5,373,0002,059
Provision for loan and lease losses$210,0001,559
Total noninterest income$335,0003,681
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$56,0004,422
Trading account gains and fees$0157
Additional Noninterest Income$279,0003,117
Total noninterest expense$3,055,0002,823
Salaries and employee benefits$1,578,0002,952
Premises and equipment expense$473,0002,236
Additional noninterest expense$1,004,0002,762
Pre-tax net operating income$2,443,0001,661
Securities gains (losses)$19,0001,971
Applicable income taxes$960,0001,113
Income before extraordinary items$1,502,0002,119
Extraordinary gains, net$016
Net income$1,502,0002,119
Minority interest net income$071
Net income of bank and minority interests.$1,502,0002,119
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$113,000346
Net operating income$1,489,8402,073
2016-03-31 (YTD Data)Rank
Total interest income$2,722,0002,249
Total interest expense$185,0002,982
Net interest income$2,537,0002,151
Provision for loan and lease losses$105,0001,464
Total noninterest income$81,0004,639
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$27,0004,472
Trading account gains and fees$0142
Additional Noninterest Income$54,0004,322
Total noninterest expense$1,540,0002,811
Salaries and employee benefits$837,0002,854
Premises and equipment expense$239,0002,232
Additional noninterest expense$464,0002,912
Pre-tax net operating income$973,0001,960
Securities gains (losses)$19,0001,252
Applicable income taxes$360,0001,320
Income before extraordinary items$632,0002,369
Extraordinary gains, net$012
Net income$632,0002,369
Minority interest net income$062
Net income of bank and minority interests.$632,0002,369
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$39,000359
Net operating income$619,8402,346
2015-12-31 (YTD Data)Rank
Total interest income$9,750,0002,417
Total interest expense$624,0003,301
Net interest income$9,126,0002,324
Provision for loan and lease losses$04,380
Total noninterest income$694,0003,656
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$117,0004,490
Trading account gains and fees$0159
Additional Noninterest Income$577,0003,090
Total noninterest expense$6,071,0002,839
Salaries and employee benefits$3,474,0002,751
Premises and equipment expense$877,0002,399
Additional noninterest expense$1,720,0003,104
Pre-tax net operating income$3,749,0001,966
Securities gains (losses)$2,0003,028
Applicable income taxes$1,401,0001,290
Income before extraordinary items$2,350,0002,442
Extraordinary gains, net$023
Net income$2,350,0002,443
Minority interest net income$081
Net income of bank and minority interests.$2,350,0002,444
Net charge-offs$-52,0005,578
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$2,864,000120
Net operating income$2,348,7202,401
2015-09-30 (YTD Data)Rank
Total interest income$7,067,0002,502
Total interest expense$465,0003,361
Net interest income$6,602,0002,403
Provision for loan and lease losses$04,232
Total noninterest income$279,0004,615
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$89,0004,521
Trading account gains and fees$0153
Additional Noninterest Income$190,0004,208
Total noninterest expense$4,326,0002,960
Salaries and employee benefits$2,438,0002,891
Premises and equipment expense$638,0002,470
Additional noninterest expense$1,250,0003,188
Pre-tax net operating income$2,555,0002,162
Securities gains (losses)$2,0002,829
Applicable income taxes$934,0001,434
Income before extraordinary items$1,623,0002,635
Extraordinary gains, net$021
Net income$1,623,0002,635
Minority interest net income$078
Net income of bank and minority interests.$1,623,0002,636
Net charge-offs$-32,0005,478
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$181,000372
Net operating income$1,621,7202,583
2015-06-30 (YTD Data)Rank
Total interest income$4,543,0002,595
Total interest expense$308,0003,401
Net interest income$4,235,0002,470
Provision for loan and lease losses$04,069
Total noninterest income$184,0004,649
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$54,0004,660
Trading account gains and fees$0157
Additional Noninterest Income$130,0004,203
Total noninterest expense$2,852,0002,996
Salaries and employee benefits$1,621,0002,912
Premises and equipment expense$410,0002,546
Additional noninterest expense$821,0003,248
Pre-tax net operating income$1,567,0002,266
Securities gains (losses)$1,0002,511
Applicable income taxes$567,0001,512
Income before extraordinary items$1,001,0002,749
Extraordinary gains, net$022
Net income$1,001,0002,750
Minority interest net income$075
Net income of bank and minority interests.$1,001,0002,751
Net charge-offs$-31,0005,601
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$11,000631
Net operating income$1,000,3602,700
2015-03-31 (YTD Data)Rank
Total interest income$2,190,0002,676
Total interest expense$153,0003,437
Net interest income$2,037,0002,559
Provision for loan and lease losses$03,703
Total noninterest income$106,0004,444
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$29,0004,554
Trading account gains and fees$0152
Additional Noninterest Income$77,0003,964
Total noninterest expense$1,423,0003,014
Salaries and employee benefits$839,0002,863
Premises and equipment expense$206,0002,589
Additional noninterest expense$378,0003,410
Pre-tax net operating income$720,0002,379
Securities gains (losses)$1,0001,909
Applicable income taxes$246,0001,616
Income before extraordinary items$475,0002,816
Extraordinary gains, net$013
Net income$475,0002,819
Minority interest net income$064
Net income of bank and minority interests.$475,0002,819
Net charge-offs$-31,0005,819
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$5,000605
Net operating income$474,3402,747
2014-12-31 (YTD Data)Rank
Total interest income$8,308,0002,806
Total interest expense$454,0004,196
Net interest income$7,854,0002,673
Provision for loan and lease losses$04,603
Total noninterest income$1,170,0002,873
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$107,0004,894
Trading account gains and fees$0180
Additional Noninterest Income$1,063,0002,251
Total noninterest expense$5,761,0003,003
Salaries and employee benefits$3,216,0002,946
Premises and equipment expense$971,0002,300
Additional noninterest expense$1,574,0003,447
Pre-tax net operating income$3,263,0002,136
Securities gains (losses)$-5,0005,949
Applicable income taxes$1,239,0001,338
Income before extraordinary items$2,019,0002,691
Extraordinary gains, net$017
Net income$2,019,0002,689
Minority interest net income$084
Net income of bank and minority interests.$2,019,0002,691
Net charge-offs$-99,0006,127
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$28,000714
Net operating income$2,022,2002,640
2014-09-30 (YTD Data)Rank
Total interest income$6,169,0002,857
Total interest expense$306,0004,477
Net interest income$5,863,0002,689
Provision for loan and lease losses$04,401
Total noninterest income$1,016,0002,680
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$76,0005,039
Trading account gains and fees$0174
Additional Noninterest Income$940,0002,024
Total noninterest expense$4,250,0003,049
Salaries and employee benefits$2,321,0003,029
Premises and equipment expense$775,0002,204
Additional noninterest expense$1,154,0003,504
Pre-tax net operating income$2,629,0002,063
Securities gains (losses)$-9,0006,140
Applicable income taxes$991,0001,318
Income before extraordinary items$1,629,0002,577
Extraordinary gains, net$015
Net income$1,629,0002,578
Minority interest net income$081
Net income of bank and minority interests.$1,629,0002,577
Net charge-offs$-99,0006,207
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$22,000669
Net operating income$1,634,7602,529
2014-06-30 (YTD Data)Rank
Total interest income$4,038,0002,904
Total interest expense$183,0004,741
Net interest income$3,855,0002,728
Provision for loan and lease losses$04,196
Total noninterest income$922,0002,192
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$48,0005,127
Trading account gains and fees$0172
Additional Noninterest Income$874,0001,594
Total noninterest expense$2,793,0003,093
Salaries and employee benefits$1,492,0003,125
Premises and equipment expense$512,0002,232
Additional noninterest expense$789,0003,445
Pre-tax net operating income$1,984,0001,832
Securities gains (losses)$4,0002,221
Applicable income taxes$742,0001,193
Income before extraordinary items$1,246,0002,276
Extraordinary gains, net$020
Net income$1,246,0002,279
Minority interest net income$080
Net income of bank and minority interests.$1,246,0002,279
Net charge-offs$-99,0006,319
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$15,000630
Net operating income$1,243,4402,234
2014-03-31 (YTD Data)Rank
Total interest income$2,011,0002,913
Total interest expense$99,0004,645
Net interest income$1,912,0002,728
Provision for loan and lease losses$03,817
Total noninterest income$498,0002,047
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$24,0005,131
Trading account gains and fees$0147
Additional Noninterest Income$474,0001,469
Total noninterest expense$1,376,0003,160
Salaries and employee benefits$722,0003,223
Premises and equipment expense$251,0002,302
Additional noninterest expense$403,0003,390
Pre-tax net operating income$1,034,0001,723
Securities gains (losses)$01,715
Applicable income taxes$383,0001,121
Income before extraordinary items$651,0002,131
Extraordinary gains, net$016
Net income$651,0002,133
Minority interest net income$066
Net income of bank and minority interests.$651,0002,133
Net charge-offs$-2,0005,011
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$7,000607
Net operating income$651,0002,083
2013-12-31 (YTD Data)Rank
Total interest income$7,057,0003,234
Total interest expense$428,0004,775
Net interest income$6,629,0003,022
Provision for loan and lease losses$05,091
Total noninterest income$313,0005,084
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$93,0005,342
Trading account gains and fees$0184
Additional Noninterest Income$220,0004,490
Total noninterest expense$5,309,0003,261
Salaries and employee benefits$2,901,0003,186
Premises and equipment expense$1,029,0002,196
Additional noninterest expense$1,379,0003,855
Pre-tax net operating income$1,633,0003,242
Securities gains (losses)$50,0001,795
Applicable income taxes$605,0001,962
Income before extraordinary items$1,078,0003,753
Extraordinary gains, net$029
Net income$1,078,0003,757
Minority interest net income$090
Net income of bank and minority interests.$1,078,0003,757
Net charge-offs$-86,0006,501
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$27,000752
Net operating income$1,046,0003,755
2013-09-30 (YTD Data)Rank
Total interest income$5,267,0003,271
Total interest expense$306,0004,959
Net interest income$4,961,0003,049
Provision for loan and lease losses$04,941
Total noninterest income$237,0005,140
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$73,0005,336
Trading account gains and fees$0180
Additional Noninterest Income$164,0004,588
Total noninterest expense$3,935,0003,299
Salaries and employee benefits$2,131,0003,245
Premises and equipment expense$789,0002,176
Additional noninterest expense$1,015,0003,912
Pre-tax net operating income$1,263,0003,256
Securities gains (losses)$50,0001,656
Applicable income taxes$450,0002,018
Income before extraordinary items$863,0003,684
Extraordinary gains, net$025
Net income$863,0003,687
Minority interest net income$084
Net income of bank and minority interests.$863,0003,688
Net charge-offs$-84,0006,560
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$19,000715
Net operating income$830,0003,681
2013-06-30 (YTD Data)Rank
Total interest income$3,462,0003,314
Total interest expense$190,0005,160
Net interest income$3,272,0003,086
Provision for loan and lease losses$04,788
Total noninterest income$125,0005,486
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$49,0005,335
Trading account gains and fees$0157
Additional Noninterest Income$76,0005,065
Total noninterest expense$2,645,0003,287
Salaries and employee benefits$1,403,0003,290
Premises and equipment expense$529,0002,166
Additional noninterest expense$713,0003,779
Pre-tax net operating income$752,0003,444
Securities gains (losses)$50,0001,522
Applicable income taxes$246,0002,227
Income before extraordinary items$556,0003,739
Extraordinary gains, net$022
Net income$556,0003,741
Minority interest net income$082
Net income of bank and minority interests.$556,0003,742
Net charge-offs$-73,0006,616
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$10,000708
Net operating income$521,5003,763
2013-03-31 (YTD Data)Rank
Total interest income$1,725,0003,348
Total interest expense$92,0005,303
Net interest income$1,633,0003,096
Provision for loan and lease losses$04,409
Total noninterest income$19,0006,501
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$23,0005,410
Trading account gains and fees$0148
Additional Noninterest Income$-4,0006,770
Total noninterest expense$1,304,0003,335
Salaries and employee benefits$678,0003,403
Premises and equipment expense$272,0002,150
Additional noninterest expense$354,0003,810
Pre-tax net operating income$348,0003,524
Securities gains (losses)$44,000974
Applicable income taxes$138,0002,079
Income before extraordinary items$254,0003,863
Extraordinary gains, net$010
Net income$254,0003,862
Minority interest net income$076
Net income of bank and minority interests.$254,0003,865
Net charge-offs$28,0002,842
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$5,000663
Net operating income$225,4003,974
2012-12-31 (YTD Data)Rank
Total interest income$7,143,0003,399
Total interest expense$425,0005,434
Net interest income$6,718,0003,086
Provision for loan and lease losses$1,000,0001,760
Total noninterest income$-81,0006,897
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$89,0005,598
Trading account gains and fees$0166
Additional Noninterest Income$-170,0006,798
Total noninterest expense$5,448,0003,263
Salaries and employee benefits$2,890,0003,213
Premises and equipment expense$1,094,0002,097
Additional noninterest expense$1,464,0003,853
Pre-tax net operating income$189,0005,706
Securities gains (losses)$336,0001,262
Applicable income taxes$-1,213,0006,978
Income before extraordinary items$1,738,0002,863
Extraordinary gains, net$029
Net income$1,738,0002,866
Minority interest net income$093
Net income of bank and minority interests.$1,738,0002,865
Net charge-offs$1,321,0001,519
Cash dividends$217,0003,555
Sale, conversion, retirement of capital stock, net$36,000758
Net operating income$1,402,0003,112
2012-09-30 (YTD Data)Rank
Total interest income$5,489,0003,392
Total interest expense$334,0005,475
Net interest income$5,155,0003,074
Provision for loan and lease losses$1,000,0001,432
Total noninterest income$-149,0007,038
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$72,0005,575
Trading account gains and fees$0157
Additional Noninterest Income$-221,0006,991
Total noninterest expense$4,098,0003,277
Salaries and employee benefits$2,192,0003,207
Premises and equipment expense$820,0002,121
Additional noninterest expense$1,086,0003,888
Pre-tax net operating income$-92,0006,413
Securities gains (losses)$336,0001,016
Applicable income taxes$-1,213,0007,101
Income before extraordinary items$1,457,0002,691
Extraordinary gains, net$020
Net income$1,457,0002,693
Minority interest net income$086
Net income of bank and minority interests.$1,457,0002,692
Net charge-offs$1,164,0001,322
Cash dividends$163,0003,051
Sale, conversion, retirement of capital stock, net$27,000716
Net operating income$1,121,0003,060
2012-06-30 (YTD Data)Rank
Total interest income$3,741,0003,373
Total interest expense$236,0005,454
Net interest income$3,505,0003,038
Provision for loan and lease losses$900,0001,191
Total noninterest income$-238,0007,154
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$47,0005,619
Trading account gains and fees$0153
Additional Noninterest Income$-285,0007,114
Total noninterest expense$2,663,0003,355
Salaries and employee benefits$1,415,0003,288
Premises and equipment expense$569,0002,052
Additional noninterest expense$679,0004,073
Pre-tax net operating income$-296,0006,684
Securities gains (losses)$336,000783
Applicable income taxes$-1,213,0007,177
Income before extraordinary items$1,253,0002,193
Extraordinary gains, net$019
Net income$1,253,0002,194
Minority interest net income$084
Net income of bank and minority interests.$1,253,0002,194
Net charge-offs$1,052,0001,095
Cash dividends$108,0002,952
Sale, conversion, retirement of capital stock, net$18,000692
Net operating income$917,0002,635
2012-03-31 (YTD Data)Rank
Total interest income$1,780,0003,522
Total interest expense$127,0005,416
Net interest income$1,653,0003,196
Provision for loan and lease losses$800,000729
Total noninterest income$-314,0007,263
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$25,0005,510
Trading account gains and fees$0148
Additional Noninterest Income$-339,0007,255
Total noninterest expense$1,315,0003,397
Salaries and employee benefits$725,0003,261
Premises and equipment expense$291,0002,030
Additional noninterest expense$299,0004,396
Pre-tax net operating income$-776,0007,125
Securities gains (losses)$336,000401
Applicable income taxes$1,0004,577
Income before extraordinary items$-441,0007,051
Extraordinary gains, net$019
Net income$-441,0007,050
Minority interest net income$078
Net income of bank and minority interests.$-441,0007,051
Net charge-offs$971,000682
Cash dividends$54,0002,388
Sale, conversion, retirement of capital stock, net$9,000634
Net operating income$-777,0007,134
2011-12-31 (YTD Data)Rank
Total interest income$7,786,0003,398
Total interest expense$676,0005,277
Net interest income$7,110,0003,041
Provision for loan and lease losses$610,0003,133
Total noninterest income$423,0004,681
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$111,0005,368
Trading account gains and fees$0146
Additional Noninterest Income$312,0003,796
Total noninterest expense$5,955,0003,076
Salaries and employee benefits$2,902,0003,198
Premises and equipment expense$1,279,0001,938
Additional noninterest expense$1,774,0003,435
Pre-tax net operating income$968,0003,789
Securities gains (losses)$03,838
Applicable income taxes$-1,313,0007,200
Income before extraordinary items$2,281,0002,031
Extraordinary gains, net$029
Net income$2,281,0002,032
Minority interest net income$096
Net income of bank and minority interests.$2,281,0002,032
Net charge-offs$537,0003,093
Cash dividends$217,0003,280
Sale, conversion, retirement of capital stock, net$29,000897
Net operating income$2,281,0001,936
2011-09-30 (YTD Data)Rank
Total interest income$5,870,0003,420
Total interest expense$526,0005,309
Net interest income$5,344,0003,044
Provision for loan and lease losses$469,0002,960
Total noninterest income$346,0004,569
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$79,0005,478
Trading account gains and fees$0145
Additional Noninterest Income$267,0003,634
Total noninterest expense$4,496,0003,060
Salaries and employee benefits$2,136,0003,245
Premises and equipment expense$952,0001,973
Additional noninterest expense$1,408,0003,314
Pre-tax net operating income$725,0003,901
Securities gains (losses)$03,555
Applicable income taxes$1,0004,642
Income before extraordinary items$724,0003,698
Extraordinary gains, net$021
Net income$724,0003,701
Minority interest net income$087
Net income of bank and minority interests.$724,0003,700
Net charge-offs$544,0002,571
Cash dividends$163,0002,846
Sale, conversion, retirement of capital stock, net$23,000840
Net operating income$724,0003,589
2011-06-30 (YTD Data)Rank
Total interest income$3,937,0003,442
Total interest expense$343,0005,471
Net interest income$3,594,0003,012
Provision for loan and lease losses$1,116,0001,401
Total noninterest income$1,062,0001,906
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$49,0005,561
Trading account gains and fees$0153
Additional Noninterest Income$1,013,0001,325
Total noninterest expense$3,123,0002,993
Salaries and employee benefits$1,419,0003,277
Premises and equipment expense$628,0002,012
Additional noninterest expense$1,076,0003,012
Pre-tax net operating income$417,0004,136
Securities gains (losses)$02,914
Applicable income taxes$1,0004,573
Income before extraordinary items$416,0003,909
Extraordinary gains, net$015
Net income$416,0003,910
Minority interest net income$089
Net income of bank and minority interests.$416,0003,911
Net charge-offs$646,0001,872
Cash dividends$108,0002,745
Sale, conversion, retirement of capital stock, net$26,000699
Net operating income$416,0003,803
2011-03-31 (YTD Data)Rank
Total interest income$1,845,0003,618
Total interest expense$171,0005,576
Net interest income$1,674,0003,200
Provision for loan and lease losses$856,000967
Total noninterest income$778,0001,450
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$20,0005,795
Trading account gains and fees$0158
Additional Noninterest Income$758,0001,017
Total noninterest expense$1,585,0002,953
Salaries and employee benefits$731,0003,216
Premises and equipment expense$316,0002,031
Additional noninterest expense$538,0003,001
Pre-tax net operating income$11,0006,197
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$11,0006,238
Extraordinary gains, net$09
Net income$11,0006,237
Minority interest net income$086
Net income of bank and minority interests.$11,0006,238
Net charge-offs$648,0001,145
Cash dividends$54,0002,199
Sale, conversion, retirement of capital stock, net$15,000613
Net operating income$11,0006,201
2010-12-31 (YTD Data)Rank
Total interest income$8,034,0003,545
Total interest expense$1,050,0005,112
Net interest income$6,984,0003,081
Provision for loan and lease losses$1,070,0002,948
Total noninterest income$516,0004,501
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$89,0005,635
Trading account gains and fees$0175
Additional Noninterest Income$427,0003,409
Total noninterest expense$5,980,0003,120
Salaries and employee benefits$2,939,0003,171
Premises and equipment expense$1,122,0002,250
Additional noninterest expense$1,919,0003,365
Pre-tax net operating income$450,0004,488
Securities gains (losses)$102,0002,146
Applicable income taxes$-472,0007,152
Income before extraordinary items$1,024,0003,178
Extraordinary gains, net$029
Net income$1,024,0003,174
Minority interest net income$0111
Net income of bank and minority interests.$1,024,0003,178
Net charge-offs$602,0003,396
Cash dividends$215,0003,225
Sale, conversion, retirement of capital stock, net$43,000976
Net operating income$922,0003,236
2010-09-30 (YTD Data)Rank
Total interest income$5,993,0003,627
Total interest expense$845,0005,114
Net interest income$5,148,0003,162
Provision for loan and lease losses$940,0002,595
Total noninterest income$457,0004,247
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$65,0005,750
Trading account gains and fees$0165
Additional Noninterest Income$392,0003,133
Total noninterest expense$4,349,0003,195
Salaries and employee benefits$2,146,0003,257
Premises and equipment expense$821,0002,342
Additional noninterest expense$1,382,0003,452
Pre-tax net operating income$316,0004,794
Securities gains (losses)$99,0001,948
Applicable income taxes$1,0004,603
Income before extraordinary items$414,0004,424
Extraordinary gains, net$023
Net income$414,0004,426
Minority interest net income$0110
Net income of bank and minority interests.$414,0004,426
Net charge-offs$271,0003,861
Cash dividends$163,0002,866
Sale, conversion, retirement of capital stock, net$33,000915
Net operating income$315,0004,602
2010-06-30 (YTD Data)Rank
Total interest income$3,875,0003,739
Total interest expense$604,0005,060
Net interest income$3,271,0003,295
Provision for loan and lease losses$535,0002,762
Total noninterest income$403,0003,621
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$40,0005,874
Trading account gains and fees$0152
Additional Noninterest Income$363,0002,554
Total noninterest expense$2,892,0003,206
Salaries and employee benefits$1,416,0003,307
Premises and equipment expense$552,0002,334
Additional noninterest expense$924,0003,424
Pre-tax net operating income$247,0004,661
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$246,0004,601
Extraordinary gains, net$019
Net income$246,0004,601
Minority interest net income$0105
Net income of bank and minority interests.$246,0004,601
Net charge-offs$200,0003,542
Cash dividends$108,0002,768
Sale, conversion, retirement of capital stock, net$22,000848
Net operating income$246,0004,456
2010-03-31 (YTD Data)Rank
Total interest income$1,874,0003,896
Total interest expense$311,0005,122
Net interest income$1,563,0003,439
Provision for loan and lease losses$145,0003,503
Total noninterest income$55,0005,999
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$19,0005,978
Trading account gains and fees$0175
Additional Noninterest Income$36,0005,201
Total noninterest expense$1,373,0003,388
Salaries and employee benefits$715,0003,336
Premises and equipment expense$274,0002,387
Additional noninterest expense$384,0003,905
Pre-tax net operating income$100,0005,046
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$100,0004,974
Extraordinary gains, net$016
Net income$100,0004,975
Minority interest net income$091
Net income of bank and minority interests.$100,0004,974
Net charge-offs$105,0003,047
Cash dividends$54,0002,239
Sale, conversion, retirement of capital stock, net$11,000794
Net operating income$100,0004,863
2009-12-31 (YTD Data)Rank
Total interest income$7,959,0003,836
Total interest expense$1,590,0005,029
Net interest income$6,369,0003,284
Provision for loan and lease losses$4,593,0001,516
Total noninterest income$200,0006,226
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$69,0006,180
Trading account gains and fees$0211
Additional Noninterest Income$131,0005,293
Total noninterest expense$6,142,0003,123
Salaries and employee benefits$2,800,0003,388
Premises and equipment expense$1,177,0002,258
Additional noninterest expense$2,165,0003,122
Pre-tax net operating income$-4,166,0007,080
Securities gains (losses)$03,754
Applicable income taxes$1,0004,275
Income before extraordinary items$-4,167,0007,172
Extraordinary gains, net$034
Net income$-4,167,0007,171
Minority interest net income$0115
Net income of bank and minority interests.$-4,167,0007,171
Net charge-offs$4,858,0001,175
Cash dividends$155,0003,853
Sale, conversion, retirement of capital stock, net$4,046,000220
Net operating income$-4,167,0007,178
2009-09-30 (YTD Data)Rank
Total interest income$5,984,0003,876
Total interest expense$1,251,0005,043
Net interest income$4,733,0003,321
Provision for loan and lease losses$3,153,0001,439
Total noninterest income$154,0006,295
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$52,0006,222
Trading account gains and fees$0212
Additional Noninterest Income$102,0005,370
Total noninterest expense$4,644,0003,107
Salaries and employee benefits$2,073,0003,441
Premises and equipment expense$897,0002,247
Additional noninterest expense$1,674,0003,008
Pre-tax net operating income$-2,910,0007,262
Securities gains (losses)$03,497
Applicable income taxes$1,0004,465
Income before extraordinary items$-2,911,0007,363
Extraordinary gains, net$027
Net income$-2,911,0007,363
Minority interest net income$0118
Net income of bank and minority interests.$-2,911,0007,363
Net charge-offs$3,075,0001,169
Cash dividends$101,0003,570
Sale, conversion, retirement of capital stock, net$4,029,000177
Net operating income$-2,911,0007,353
2009-06-30 (YTD Data)Rank
Total interest income$3,981,0003,915
Total interest expense$861,0005,085
Net interest income$3,120,0003,341
Provision for loan and lease losses$2,343,0001,280
Total noninterest income$106,0006,305
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$32,0006,340
Trading account gains and fees$0193
Additional Noninterest Income$74,0005,286
Total noninterest expense$2,928,0003,281
Salaries and employee benefits$1,399,0003,441
Premises and equipment expense$604,0002,257
Additional noninterest expense$925,0003,477
Pre-tax net operating income$-2,045,0007,392
Securities gains (losses)$03,136
Applicable income taxes$1,0004,523
Income before extraordinary items$-2,046,0007,494
Extraordinary gains, net$021
Net income$-2,046,0007,494
Minority interest net income$0112
Net income of bank and minority interests.$-2,046,0007,493
Net charge-offs$2,555,000957
Cash dividends$47,0003,682
Sale, conversion, retirement of capital stock, net$4,011,000131
Net operating income$-2,046,0007,489
2009-03-31 (YTD Data)Rank
Total interest income$1,997,0003,947
Total interest expense$480,0004,938
Net interest income$1,517,0003,415
Provision for loan and lease losses$109,0003,757
Total noninterest income$49,0006,415
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$18,0006,172
Trading account gains and fees$0171
Additional Noninterest Income$31,0005,565
Total noninterest expense$1,388,0003,347
Salaries and employee benefits$753,0003,266
Premises and equipment expense$306,0002,259
Additional noninterest expense$329,0004,127
Pre-tax net operating income$69,0005,390
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$69,0005,413
Extraordinary gains, net$015
Net income$69,0005,418
Minority interest net income$0102
Net income of bank and minority interests.$69,0005,417
Net charge-offs$640,0001,209
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$3,994,00073
Net operating income$69,0005,234
2008-12-31 (YTD Data)Rank
Total interest income$8,488,0003,969
Total interest expense$3,068,0004,196
Net interest income$5,420,0003,738
Provision for loan and lease losses$1,601,0002,072
Total noninterest income$484,0004,913
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$51,0006,613
Trading account gains and fees$0154
Additional Noninterest Income$433,0003,444
Total noninterest expense$5,258,0003,430
Salaries and employee benefits$2,993,0003,254
Premises and equipment expense$1,133,0002,356
Additional noninterest expense$1,132,0004,469
Pre-tax net operating income$-955,0006,994
Securities gains (losses)$03,220
Applicable income taxes$1,0004,863
Income before extraordinary items$-956,0006,965
Extraordinary gains, net$039
Net income$-956,0006,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$881,0002,105
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$87,0001,011
Net operating income$-956,0007,088
2008-09-30 (YTD Data)Rank
Total interest income$6,430,0003,999
Total interest expense$2,379,0004,221
Net interest income$4,051,0003,767
Provision for loan and lease losses$700,0002,264
Total noninterest income$216,0005,965
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$38,0006,673
Trading account gains and fees$0148
Additional Noninterest Income$178,0004,663
Total noninterest expense$3,883,0003,454
Salaries and employee benefits$2,237,0003,304
Premises and equipment expense$821,0002,433
Additional noninterest expense$825,0004,473
Pre-tax net operating income$-316,0007,125
Securities gains (losses)$03,106
Applicable income taxes$1,0005,240
Income before extraordinary items$-317,0007,039
Extraordinary gains, net$031
Net income$-317,0007,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0003,092
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$79,000845
Net operating income$-317,0007,186
2008-06-30 (YTD Data)Rank
Total interest income$4,146,0004,141
Total interest expense$1,570,0004,380
Net interest income$2,576,0003,893
Provision for loan and lease losses$175,0003,369
Total noninterest income$204,0005,386
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$25,0006,713
Trading account gains and fees$0149
Additional Noninterest Income$179,0003,983
Total noninterest expense$2,458,0003,612
Salaries and employee benefits$1,366,0003,587
Premises and equipment expense$530,0002,511
Additional noninterest expense$562,0004,374
Pre-tax net operating income$147,0006,133
Securities gains (losses)$03,233
Applicable income taxes$1,0005,487
Income before extraordinary items$146,0006,001
Extraordinary gains, net$021
Net income$146,0005,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$53,000758
Net operating income$146,0005,945
2008-03-31 (YTD Data)Rank
Total interest income$2,074,0004,213
Total interest expense$834,0004,403
Net interest income$1,240,0004,007
Provision for loan and lease losses$25,0004,682
Total noninterest income$89,0005,671
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$12,0006,732
Trading account gains and fees$0158
Additional Noninterest Income$77,0004,274
Total noninterest expense$1,263,0003,555
Salaries and employee benefits$734,0003,421
Premises and equipment expense$257,0002,610
Additional noninterest expense$272,0004,425
Pre-tax net operating income$41,0006,714
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$41,0006,705
Extraordinary gains, net$015
Net income$41,0006,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$25,000645
Net operating income$41,0006,610
2007-12-31 (YTD Data)Rank
Total interest income$8,053,0004,345
Total interest expense$3,682,0004,215
Net interest income$4,371,0004,374
Provision for loan and lease losses$297,0003,225
Total noninterest income$775,0004,071
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$40,0006,897
Trading account gains and fees$0178
Additional Noninterest Income$735,0002,689
Total noninterest expense$4,714,0003,615
Salaries and employee benefits$2,599,0003,617
Premises and equipment expense$1,009,0002,552
Additional noninterest expense$1,106,0004,321
Pre-tax net operating income$135,0007,046
Securities gains (losses)$02,146
Applicable income taxes$1,0005,973
Income before extraordinary items$134,0007,012
Extraordinary gains, net$039
Net income$134,0007,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,203
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$103,000924
Net operating income$134,0006,990
2007-09-30 (YTD Data)Rank
Total interest income$5,790,0004,487
Total interest expense$2,649,0004,331
Net interest income$3,141,0004,520
Provision for loan and lease losses$75,0004,567
Total noninterest income$373,0005,067
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$29,0006,949
Trading account gains and fees$0184
Additional Noninterest Income$344,0003,493
Total noninterest expense$3,347,0003,768
Salaries and employee benefits$1,824,0003,799
Premises and equipment expense$708,0002,687
Additional noninterest expense$815,0004,317
Pre-tax net operating income$92,0007,345
Securities gains (losses)$01,655
Applicable income taxes$1,0006,113
Income before extraordinary items$91,0007,315
Extraordinary gains, net$033
Net income$91,0007,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,232
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$66,000843
Net operating income$91,0007,299
2007-06-30 (YTD Data)Rank
Total interest income$3,668,0004,635
Total interest expense$1,673,0004,468
Net interest income$1,995,0004,668
Provision for loan and lease losses$25,0005,140
Total noninterest income$217,0005,414
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$17,0007,048
Trading account gains and fees$0168
Additional Noninterest Income$200,0003,784
Total noninterest expense$2,099,0003,978
Salaries and employee benefits$1,135,0004,016
Premises and equipment expense$440,0002,867
Additional noninterest expense$524,0004,442
Pre-tax net operating income$88,0007,311
Securities gains (losses)$01,444
Applicable income taxes$1,0006,141
Income before extraordinary items$87,0007,204
Extraordinary gains, net$029
Net income$87,0007,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$34,000814
Net operating income$87,0007,198
2007-03-31 (YTD Data)Rank
Total interest income$1,765,0004,741
Total interest expense$797,0004,575
Net interest income$968,0004,769
Provision for loan and lease losses$05,779
Total noninterest income$102,0005,507
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$7,0007,153
Trading account gains and fees$0195
Additional Noninterest Income$95,0003,842
Total noninterest expense$1,060,0003,957
Salaries and employee benefits$620,0003,802
Premises and equipment expense$219,0002,892
Additional noninterest expense$221,0004,921
Pre-tax net operating income$10,0007,744
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$9,0007,763
Extraordinary gains, net$022
Net income$9,0007,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$5,000817
Net operating income$9,0007,743
2006-12-31 (YTD Data)Rank
Total interest income$3,991,0006,125
Total interest expense$1,472,0006,161
Net interest income$2,519,0006,005
Provision for loan and lease losses$950,0001,084
Total noninterest income$56,0008,167
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$8,0007,455
Trading account gains and fees$0130
Additional Noninterest Income$48,0007,298
Total noninterest expense$3,692,0004,219
Salaries and employee benefits$2,240,0003,926
Premises and equipment expense$706,0003,315
Additional noninterest expense$746,0005,452
Pre-tax net operating income$-2,067,0008,586
Securities gains (losses)$01,687
Applicable income taxes$1,0006,499
Income before extraordinary items$-2,068,0008,601
Extraordinary gains, net$051
Net income$-2,068,0008,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$26,0001,080
Net operating income$-2,068,0008,593
2006-09-30 (YTD Data)Rank
Total interest income$2,499,0006,557
Total interest expense$883,0006,603
Net interest income$1,616,0006,453
Provision for loan and lease losses$668,0001,102
Total noninterest income$29,0008,373
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,0007,568
Trading account gains and fees$0126
Additional Noninterest Income$25,0007,685
Total noninterest expense$2,683,0004,308
Salaries and employee benefits$1,654,0003,959
Premises and equipment expense$492,0003,516
Additional noninterest expense$537,0005,555
Pre-tax net operating income$-1,706,0008,675
Securities gains (losses)$01,388
Applicable income taxes$1,0006,574
Income before extraordinary items$-1,707,0008,691
Extraordinary gains, net$045
Net income$-1,707,0008,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$14,000937
Net operating income$-1,707,0008,680
2006-06-30 (YTD Data)Rank
Total interest income$1,300,0007,120
Total interest expense$398,0007,284
Net interest income$902,0006,914
Provision for loan and lease losses$318,0001,396
Total noninterest income$19,0008,429
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,650
Trading account gains and fees$0126
Additional Noninterest Income$18,0007,655
Total noninterest expense$1,659,0004,570
Salaries and employee benefits$1,052,0004,116
Premises and equipment expense$282,0003,959
Additional noninterest expense$325,0005,834
Pre-tax net operating income$-1,056,0008,697
Securities gains (losses)$01,185
Applicable income taxes$1,0006,575
Income before extraordinary items$-1,057,0008,714
Extraordinary gains, net$039
Net income$-1,057,0008,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-1,057,0008,704
2006-03-31 (YTD Data)Rank
Total interest income$523,0007,524
Total interest expense$159,0007,593
Net interest income$364,0007,369
Provision for loan and lease losses$170,0001,293
Total noninterest income$2,0008,640
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,0007,643
Trading account gains and fees$0115
Additional Noninterest Income$1,0008,494
Total noninterest expense$810,0004,653
Salaries and employee benefits$508,0004,239
Premises and equipment expense$106,0004,775
Additional noninterest expense$196,0005,244
Pre-tax net operating income$-614,0008,717
Securities gains (losses)$0955
Applicable income taxes$1,0006,453
Income before extraordinary items$-615,0008,727
Extraordinary gains, net$021
Net income$-615,0008,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-615,0008,717
2005-12-31 (YTD Data)Rank
Total interest income$127,0008,784
Total interest expense$14,0008,769
Net interest income$113,0008,777
Provision for loan and lease losses$50,0005,734
Total noninterest income$08,769
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$08,688
Total noninterest expense$552,0008,490
Salaries and employee benefits$211,0008,675
Premises and equipment expense$45,0008,525
Additional noninterest expense$296,0007,676
Pre-tax net operating income$-489,0008,499
Securities gains (losses)$02,296
Applicable income taxes$1,0006,850
Income before extraordinary items$-490,0008,543
Extraordinary gains, net$046
Net income$-490,0008,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$21,252,00064
Net operating income$-490,0008,523

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.