Home > Community Banks of Northern California > Income and Expense
Community Banks of Northern California, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 4,672 |
| Total interest expense | $3,616,000 | 2,969 |
| Net interest income | $2,285,000 | 6,064 |
| Provision for loan and lease losses | $10,355,000 | 847 |
| Total noninterest income | $1,039,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $348,000 | 3,605 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $691,000 | 2,685 |
| Total noninterest expense | $9,357,000 | 2,135 |
| Salaries and employee benefits | $1,481,000 | 5,239 |
| Premises and equipment expense | $1,145,000 | 2,311 |
| Additional noninterest expense | $6,731,000 | 1,156 |
| Pre-tax net operating income | $-16,388,000 | 7,658 |
| Securities gains (losses) | $942,000 | 528 |
| Applicable income taxes | $-2,147,000 | 7,538 |
| Income before extraordinary items | $-13,299,000 | 7,642 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,299,000 | 7,640 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-13,299,000 | 7,641 |
| Net charge-offs | $14,350,000 | 516 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-14,109,120 | 7,657 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,969,000 | 4,386 |
| Total interest expense | $2,873,000 | 2,957 |
| Net interest income | $2,096,000 | 5,589 |
| Provision for loan and lease losses | $5,700,000 | 957 |
| Total noninterest income | $706,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $271,000 | 3,531 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $435,000 | 3,040 |
| Total noninterest expense | $8,195,000 | 1,855 |
| Salaries and employee benefits | $1,156,000 | 5,153 |
| Premises and equipment expense | $945,000 | 2,138 |
| Additional noninterest expense | $6,094,000 | 924 |
| Pre-tax net operating income | $-11,093,000 | 7,769 |
| Securities gains (losses) | $524,000 | 675 |
| Applicable income taxes | $-2,160,000 | 7,736 |
| Income before extraordinary items | $-8,409,000 | 7,737 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,409,000 | 7,736 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,409,000 | 7,736 |
| Net charge-offs | $4,271,000 | 932 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,828,200 | 7,754 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 4,061 |
| Total interest expense | $2,202,000 | 2,737 |
| Net interest income | $1,586,000 | 5,245 |
| Provision for loan and lease losses | $5,700,000 | 677 |
| Total noninterest income | $533,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $196,000 | 3,358 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $337,000 | 2,800 |
| Total noninterest expense | $7,125,000 | 1,451 |
| Salaries and employee benefits | $841,000 | 4,943 |
| Premises and equipment expense | $662,000 | 2,063 |
| Additional noninterest expense | $5,622,000 | 690 |
| Pre-tax net operating income | $-10,706,000 | 7,929 |
| Securities gains (losses) | $524,000 | 491 |
| Applicable income taxes | $-2,033,000 | 7,900 |
| Income before extraordinary items | $-8,149,000 | 7,914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,149,000 | 7,913 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-8,149,000 | 7,913 |
| Net charge-offs | $3,245,000 | 804 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-8,568,200 | 7,925 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 3,787 |
| Total interest expense | $1,250,000 | 2,531 |
| Net interest income | $860,000 | 5,008 |
| Provision for loan and lease losses | $5,650,000 | 377 |
| Total noninterest income | $162,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $107,000 | 3,139 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $55,000 | 4,661 |
| Total noninterest expense | $5,712,000 | 883 |
| Salaries and employee benefits | $427,000 | 4,941 |
| Premises and equipment expense | $345,000 | 2,025 |
| Additional noninterest expense | $4,940,000 | 389 |
| Pre-tax net operating income | $-10,340,000 | 8,111 |
| Securities gains (losses) | $524,000 | 319 |
| Applicable income taxes | $-1,891,000 | 8,083 |
| Income before extraordinary items | $-7,925,000 | 8,103 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,925,000 | 8,103 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-7,925,000 | 8,103 |
| Net charge-offs | $2,765,000 | 481 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-8,349,440 | 8,110 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,252,000 | 3,460 |
| Total interest expense | $5,613,000 | 2,668 |
| Net interest income | $4,639,000 | 4,147 |
| Provision for loan and lease losses | $12,396,000 | 512 |
| Total noninterest income | $670,000 | 4,233 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $417,000 | 3,377 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $253,000 | 4,410 |
| Total noninterest expense | $5,469,000 | 3,322 |
| Salaries and employee benefits | $1,943,000 | 4,550 |
| Premises and equipment expense | $1,308,000 | 2,068 |
| Additional noninterest expense | $2,218,000 | 2,597 |
| Pre-tax net operating income | $-12,556,000 | 8,028 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-5,133,000 | 8,111 |
| Income before extraordinary items | $-7,423,000 | 7,928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,423,000 | 7,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,450,000 | 561 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-7,423,000 | 7,963 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,653,000 | 3,532 |
| Total interest expense | $4,200,000 | 2,786 |
| Net interest income | $3,453,000 | 4,195 |
| Provision for loan and lease losses | $11,346,000 | 366 |
| Total noninterest income | $501,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $310,000 | 3,420 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $191,000 | 4,515 |
| Total noninterest expense | $4,026,000 | 3,368 |
| Salaries and employee benefits | $1,524,000 | 4,417 |
| Premises and equipment expense | $983,000 | 2,078 |
| Additional noninterest expense | $1,519,000 | 2,745 |
| Pre-tax net operating income | $-11,418,000 | 8,235 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-4,677,000 | 8,262 |
| Income before extraordinary items | $-6,741,000 | 8,173 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-6,741,000 | 8,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,441,000 | 375 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,741,000 | 8,205 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 3,496 |
| Total interest expense | $2,754,000 | 2,923 |
| Net interest income | $2,536,000 | 3,930 |
| Provision for loan and lease losses | $3,996,000 | 507 |
| Total noninterest income | $294,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $198,000 | 3,511 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $96,000 | 5,129 |
| Total noninterest expense | $2,608,000 | 3,447 |
| Salaries and employee benefits | $1,042,000 | 4,385 |
| Premises and equipment expense | $644,000 | 2,090 |
| Additional noninterest expense | $922,000 | 2,946 |
| Pre-tax net operating income | $-3,774,000 | 8,261 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,539,000 | 8,309 |
| Income before extraordinary items | $-2,235,000 | 8,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,235,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,222,000 | 402 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,235,000 | 8,225 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 3,368 |
| Total interest expense | $1,464,000 | 2,949 |
| Net interest income | $1,390,000 | 3,674 |
| Provision for loan and lease losses | $3,806,000 | 260 |
| Total noninterest income | $158,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $103,000 | 3,386 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,866 |
| Total noninterest expense | $1,395,000 | 3,280 |
| Salaries and employee benefits | $564,000 | 4,163 |
| Premises and equipment expense | $325,000 | 2,083 |
| Additional noninterest expense | $506,000 | 2,699 |
| Pre-tax net operating income | $-3,653,000 | 8,414 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,500,000 | 8,420 |
| Income before extraordinary items | $-2,153,000 | 8,395 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,153,000 | 8,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,222,000 | 219 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,153,000 | 8,392 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,910,000 | 3,085 |
| Total interest expense | $5,394,000 | 3,277 |
| Net interest income | $7,516,000 | 2,906 |
| Provision for loan and lease losses | $1,340,000 | 1,154 |
| Total noninterest income | $461,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $295,000 | 4,111 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $166,000 | 5,403 |
| Total noninterest expense | $5,256,000 | 3,322 |
| Salaries and employee benefits | $2,785,000 | 3,428 |
| Premises and equipment expense | $803,000 | 3,068 |
| Additional noninterest expense | $1,668,000 | 3,134 |
| Pre-tax net operating income | $1,381,000 | 4,052 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $574,000 | 2,570 |
| Income before extraordinary items | $807,000 | 4,790 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $807,000 | 4,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,824 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $807,000 | 4,762 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,791,000 | 3,039 |
| Total interest expense | $3,933,000 | 3,340 |
| Net interest income | $5,858,000 | 2,796 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $330,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $206,000 | 4,278 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $124,000 | 5,418 |
| Total noninterest expense | $3,812,000 | 3,378 |
| Salaries and employee benefits | $2,113,000 | 3,382 |
| Premises and equipment expense | $491,000 | 3,597 |
| Additional noninterest expense | $1,208,000 | 3,173 |
| Pre-tax net operating income | $2,186,000 | 2,676 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $905,000 | 1,754 |
| Income before extraordinary items | $1,281,000 | 3,322 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,281,000 | 3,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,281,000 | 3,307 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,421,000 | 3,097 |
| Total interest expense | $2,510,000 | 3,443 |
| Net interest income | $3,911,000 | 2,810 |
| Provision for loan and lease losses | $110,000 | 3,149 |
| Total noninterest income | $220,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $137,000 | 4,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $2,471,000 | 3,473 |
| Salaries and employee benefits | $1,397,000 | 3,426 |
| Premises and equipment expense | $295,000 | 3,892 |
| Additional noninterest expense | $779,000 | 3,270 |
| Pre-tax net operating income | $1,550,000 | 2,619 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $643,000 | 1,755 |
| Income before extraordinary items | $907,000 | 3,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $907,000 | 3,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $907,000 | 3,212 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 3,192 |
| Total interest expense | $1,180,000 | 3,574 |
| Net interest income | $1,925,000 | 2,856 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $115,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $47,000 | 5,236 |
| Total noninterest expense | $1,179,000 | 3,622 |
| Salaries and employee benefits | $685,000 | 3,522 |
| Premises and equipment expense | $138,000 | 4,103 |
| Additional noninterest expense | $356,000 | 3,490 |
| Pre-tax net operating income | $826,000 | 2,509 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $342,000 | 1,703 |
| Income before extraordinary items | $484,000 | 3,101 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $484,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $484,000 | 3,079 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,008,000 | 3,317 |
| Total interest expense | $3,895,000 | 3,660 |
| Net interest income | $7,113,000 | 3,059 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $690,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $268,000 | 4,342 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $422,000 | 3,648 |
| Total noninterest expense | $4,193,000 | 3,850 |
| Salaries and employee benefits | $2,341,000 | 3,795 |
| Premises and equipment expense | $524,000 | 4,141 |
| Additional noninterest expense | $1,328,000 | 3,638 |
| Pre-tax net operating income | $3,400,000 | 2,536 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,396,000 | 1,773 |
| Income before extraordinary items | $2,004,000 | 3,102 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,004,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,890 |
| Cash dividends | $1,500,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,004,000 | 3,089 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,002,000 | 3,377 |
| Total interest expense | $2,795,000 | 3,689 |
| Net interest income | $5,207,000 | 3,152 |
| Provision for loan and lease losses | $195,000 | 2,911 |
| Total noninterest income | $569,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $204,000 | 4,347 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $365,000 | 3,364 |
| Total noninterest expense | $3,184,000 | 3,796 |
| Salaries and employee benefits | $1,808,000 | 3,713 |
| Premises and equipment expense | $384,000 | 4,200 |
| Additional noninterest expense | $992,000 | 3,638 |
| Pre-tax net operating income | $2,397,000 | 2,751 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $983,000 | 1,909 |
| Income before extraordinary items | $1,414,000 | 3,337 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,414,000 | 3,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,745 |
| Cash dividends | $1,500,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,414,000 | 3,323 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 3,430 |
| Total interest expense | $1,762,000 | 3,704 |
| Net interest income | $3,391,000 | 3,223 |
| Provision for loan and lease losses | $116,000 | 3,139 |
| Total noninterest income | $427,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $144,000 | 4,219 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $283,000 | 3,118 |
| Total noninterest expense | $2,114,000 | 3,827 |
| Salaries and employee benefits | $1,194,000 | 3,755 |
| Premises and equipment expense | $251,000 | 4,259 |
| Additional noninterest expense | $669,000 | 3,616 |
| Pre-tax net operating income | $1,588,000 | 2,765 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $651,000 | 1,945 |
| Income before extraordinary items | $937,000 | 3,362 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $937,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $937,000 | 3,352 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 3,513 |
| Total interest expense | $837,000 | 3,696 |
| Net interest income | $1,591,000 | 3,371 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $256,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 4,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $181,000 | 2,670 |
| Total noninterest expense | $1,068,000 | 3,809 |
| Salaries and employee benefits | $615,000 | 3,690 |
| Premises and equipment expense | $126,000 | 4,273 |
| Additional noninterest expense | $327,000 | 3,639 |
| Pre-tax net operating income | $729,000 | 2,897 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $299,000 | 2,032 |
| Income before extraordinary items | $430,000 | 3,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $430,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $430,000 | 3,486 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 4,168 |
| Total interest expense | $1,898,000 | 4,587 |
| Net interest income | $5,060,000 | 3,921 |
| Provision for loan and lease losses | $401,000 | 2,265 |
| Total noninterest income | $762,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $306,000 | 4,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $456,000 | 3,536 |
| Total noninterest expense | $3,664,000 | 4,145 |
| Salaries and employee benefits | $2,010,000 | 4,111 |
| Premises and equipment expense | $494,000 | 4,218 |
| Additional noninterest expense | $1,160,000 | 3,952 |
| Pre-tax net operating income | $1,757,000 | 4,011 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $718,000 | 2,771 |
| Income before extraordinary items | $1,039,000 | 4,727 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,039,000 | 4,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,039,000 | 4,699 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,703,000 | 4,446 |
| Total interest expense | $1,175,000 | 4,992 |
| Net interest income | $3,528,000 | 4,130 |
| Provision for loan and lease losses | $221,000 | 2,800 |
| Total noninterest income | $553,000 | 4,254 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $236,000 | 4,086 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $317,000 | 3,713 |
| Total noninterest expense | $2,685,000 | 4,178 |
| Salaries and employee benefits | $1,458,000 | 4,177 |
| Premises and equipment expense | $368,000 | 4,224 |
| Additional noninterest expense | $859,000 | 3,958 |
| Pre-tax net operating income | $1,175,000 | 4,350 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $479,000 | 3,022 |
| Income before extraordinary items | $696,000 | 5,105 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $696,000 | 5,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $696,000 | 5,058 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 4,699 |
| Total interest expense | $668,000 | 5,287 |
| Net interest income | $2,144,000 | 4,396 |
| Provision for loan and lease losses | $87,000 | 3,649 |
| Total noninterest income | $327,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $155,000 | 4,080 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $172,000 | 4,030 |
| Total noninterest expense | $1,734,000 | 4,273 |
| Salaries and employee benefits | $953,000 | 4,224 |
| Premises and equipment expense | $252,000 | 4,125 |
| Additional noninterest expense | $529,000 | 4,185 |
| Pre-tax net operating income | $650,000 | 4,799 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $264,000 | 3,324 |
| Income before extraordinary items | $386,000 | 5,530 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $386,000 | 5,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $386,000 | 5,486 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 4,895 |
| Total interest expense | $298,000 | 5,500 |
| Net interest income | $1,014,000 | 4,581 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $148,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,262 |
| Total noninterest expense | $804,000 | 4,550 |
| Salaries and employee benefits | $444,000 | 4,491 |
| Premises and equipment expense | $116,000 | 4,396 |
| Additional noninterest expense | $244,000 | 4,430 |
| Pre-tax net operating income | $318,000 | 4,838 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $139,000 | 3,228 |
| Income before extraordinary items | $179,000 | 5,681 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $179,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $179,000 | 5,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 4,974 |
| Total interest expense | $942,000 | 5,830 |
| Net interest income | $3,868,000 | 4,590 |
| Provision for loan and lease losses | $-32,000 | 8,725 |
| Total noninterest income | $425,000 | 5,667 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $237,000 | 4,859 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $188,000 | 5,230 |
| Total noninterest expense | $3,150,000 | 4,504 |
| Salaries and employee benefits | $1,672,000 | 4,580 |
| Premises and equipment expense | $497,000 | 4,112 |
| Additional noninterest expense | $981,000 | 4,419 |
| Pre-tax net operating income | $1,175,000 | 4,847 |
| Securities gains (losses) | $25,000 | 2,257 |
| Applicable income taxes | $500,000 | 3,360 |
| Income before extraordinary items | $700,000 | 5,586 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $700,000 | 5,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $684,000 | 5,587 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 5,065 |
| Total interest expense | $673,000 | 5,933 |
| Net interest income | $2,825,000 | 4,673 |
| Provision for loan and lease losses | $-122,000 | 8,887 |
| Total noninterest income | $319,000 | 5,683 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $170,000 | 5,004 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $149,000 | 5,142 |
| Total noninterest expense | $2,324,000 | 4,533 |
| Salaries and employee benefits | $1,222,000 | 4,627 |
| Premises and equipment expense | $374,000 | 4,078 |
| Additional noninterest expense | $728,000 | 4,386 |
| Pre-tax net operating income | $942,000 | 4,746 |
| Securities gains (losses) | $25,000 | 2,158 |
| Applicable income taxes | $392,000 | 3,341 |
| Income before extraordinary items | $575,000 | 5,475 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $575,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $559,000 | 5,472 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 5,142 |
| Total interest expense | $444,000 | 5,994 |
| Net interest income | $1,830,000 | 4,766 |
| Provision for loan and lease losses | $-187,000 | 8,991 |
| Total noninterest income | $194,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $98,000 | 5,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $96,000 | 5,236 |
| Total noninterest expense | $1,545,000 | 4,570 |
| Salaries and employee benefits | $805,000 | 4,700 |
| Premises and equipment expense | $246,000 | 4,126 |
| Additional noninterest expense | $494,000 | 4,360 |
| Pre-tax net operating income | $666,000 | 4,570 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $275,000 | 3,221 |
| Income before extraordinary items | $400,000 | 5,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $400,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $394,240 | 5,264 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 5,359 |
| Total interest expense | $220,000 | 6,074 |
| Net interest income | $852,000 | 4,989 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $85,000 | 6,150 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $763,000 | 4,631 |
| Salaries and employee benefits | $391,000 | 4,820 |
| Premises and equipment expense | $125,000 | 4,106 |
| Additional noninterest expense | $247,000 | 4,367 |
| Pre-tax net operating income | $174,000 | 6,138 |
| Securities gains (losses) | $9,000 | 2,096 |
| Applicable income taxes | $74,000 | 4,258 |
| Income before extraordinary items | $109,000 | 6,719 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $109,000 | 6,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $103,240 | 6,718 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 5,875 |
| Total interest expense | $1,023,000 | 6,050 |
| Net interest income | $2,693,000 | 5,650 |
| Provision for loan and lease losses | $9,000 | 7,413 |
| Total noninterest income | $503,000 | 5,421 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $131,000 | 6,130 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $372,000 | 4,105 |
| Total noninterest expense | $2,658,000 | 4,997 |
| Salaries and employee benefits | $1,418,000 | 5,041 |
| Premises and equipment expense | $465,000 | 4,290 |
| Additional noninterest expense | $775,000 | 5,164 |
| Pre-tax net operating income | $529,000 | 6,567 |
| Securities gains (losses) | $26,000 | 3,046 |
| Applicable income taxes | $223,000 | 4,760 |
| Income before extraordinary items | $332,000 | 7,125 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $332,000 | 7,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 9,039 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $315,360 | 7,062 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 6,127 |
| Total interest expense | $772,000 | 6,176 |
| Net interest income | $1,848,000 | 5,976 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $425,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $90,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $335,000 | 3,852 |
| Total noninterest expense | $1,920,000 | 5,119 |
| Salaries and employee benefits | $1,066,000 | 5,028 |
| Premises and equipment expense | $331,000 | 4,428 |
| Additional noninterest expense | $523,000 | 5,494 |
| Pre-tax net operating income | $344,000 | 6,973 |
| Securities gains (losses) | $26,000 | 2,803 |
| Applicable income taxes | $148,000 | 5,112 |
| Income before extraordinary items | $222,000 | 7,445 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $222,000 | 7,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 9,093 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $205,360 | 7,403 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 6,630 |
| Total interest expense | $474,000 | 6,539 |
| Net interest income | $1,034,000 | 6,543 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $252,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $52,000 | 6,525 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $200,000 | 4,036 |
| Total noninterest expense | $1,137,000 | 5,530 |
| Salaries and employee benefits | $634,000 | 5,432 |
| Premises and equipment expense | $191,000 | 4,851 |
| Additional noninterest expense | $312,000 | 5,848 |
| Pre-tax net operating income | $140,000 | 7,680 |
| Securities gains (losses) | $26,000 | 2,455 |
| Applicable income taxes | $67,000 | 5,612 |
| Income before extraordinary items | $99,000 | 7,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $99,000 | 7,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $82,360 | 7,962 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 8,142 |
| Total interest expense | $151,000 | 7,737 |
| Net interest income | $256,000 | 8,208 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $72,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 4,989 |
| Total noninterest expense | $304,000 | 7,483 |
| Salaries and employee benefits | $167,000 | 7,447 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $88,000 | 7,465 |
| Pre-tax net operating income | $24,000 | 8,401 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $14,000 | 8,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $14,000 | 8,462 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 5,575 |
| Total interest expense | $1,669,000 | 5,385 |
| Net interest income | $2,777,000 | 5,554 |
| Provision for loan and lease losses | $-150,000 | 9,286 |
| Total noninterest income | $894,000 | 3,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $894,000 | 2,340 |
| Total noninterest expense | $2,724,000 | 4,784 |
| Salaries and employee benefits | $1,623,000 | 4,410 |
| Premises and equipment expense | $624,000 | 3,300 |
| Additional noninterest expense | $477,000 | 6,638 |
| Pre-tax net operating income | $1,097,000 | 4,965 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,097,000 | 4,331 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,097,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,097,000 | 4,222 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 5,601 |
| Total interest expense | $2,586,000 | 5,288 |
| Net interest income | $2,431,000 | 5,808 |
| Provision for loan and lease losses | $45,000 | 6,815 |
| Total noninterest income | $750,000 | 4,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $750,000 | 2,480 |
| Total noninterest expense | $2,960,000 | 4,377 |
| Salaries and employee benefits | $1,458,000 | 4,615 |
| Premises and equipment expense | $723,000 | 2,874 |
| Additional noninterest expense | $779,000 | 4,873 |
| Pre-tax net operating income | $176,000 | 7,994 |
| Securities gains (losses) | $234,000 | 1,072 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $410,000 | 6,521 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $410,000 | 6,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $176,000 | 7,772 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,560,000 | 5,349 |
| Total interest expense | $2,674,000 | 5,332 |
| Net interest income | $2,886,000 | 5,295 |
| Provision for loan and lease losses | $-100,000 | 9,803 |
| Total noninterest income | $1,673,000 | 2,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,673,000 | 1,269 |
| Total noninterest expense | $7,274,000 | 1,913 |
| Salaries and employee benefits | $3,471,000 | 2,053 |
| Premises and equipment expense | $1,685,000 | 1,200 |
| Additional noninterest expense | $2,118,000 | 2,044 |
| Pre-tax net operating income | $-2,615,000 | 9,842 |
| Securities gains (losses) | $1,270,000 | 143 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $-1,346,000 | 9,781 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,346,000 | 9,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 9,665 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-2,616,000 | 9,836 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 5,028 |
| Total interest expense | $3,310,000 | 4,246 |
| Net interest income | $2,554,000 | 5,724 |
| Provision for loan and lease losses | $-53,000 | 10,063 |
| Total noninterest income | $2,455,000 | 1,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,455,000 | 1,005 |
| Total noninterest expense | $9,557,000 | 1,447 |
| Salaries and employee benefits | $5,409,000 | 1,284 |
| Premises and equipment expense | $2,127,000 | 948 |
| Additional noninterest expense | $2,021,000 | 2,170 |
| Pre-tax net operating income | $-4,495,000 | 10,200 |
| Securities gains (losses) | $1,786,000 | 148 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $-2,710,000 | 10,177 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,710,000 | 10,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 9,745 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-4,496,000 | 10,192 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,409,000 | 5,372 |
| Total interest expense | $3,155,000 | 4,534 |
| Net interest income | $2,254,000 | 6,203 |
| Provision for loan and lease losses | $-400,000 | 10,404 |
| Total noninterest income | $1,900,000 | 1,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $61,000 | 167 |
| Additional Noninterest Income | $1,839,000 | 1,224 |
| Total noninterest expense | $6,727,000 | 1,945 |
| Salaries and employee benefits | $4,107,000 | 1,619 |
| Premises and equipment expense | $1,030,000 | 1,920 |
| Additional noninterest expense | $1,590,000 | 2,638 |
| Pre-tax net operating income | $-2,173,000 | 10,417 |
| Securities gains (losses) | $2,677,000 | 195 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $504,000 | 6,584 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $504,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 10,306 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 591 |
| Net operating income | $-2,173,000 | 10,409 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 5,450 |
| Total interest expense | $3,542,000 | 4,104 |
| Net interest income | $1,901,000 | 7,126 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $428,000 | 5,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $428,000 | 3,147 |
| Total noninterest expense | $2,906,000 | 4,202 |
| Salaries and employee benefits | $1,400,000 | 4,501 |
| Premises and equipment expense | $645,000 | 2,958 |
| Additional noninterest expense | $861,000 | 4,474 |
| Pre-tax net operating income | $-652,000 | 10,785 |
| Securities gains (losses) | $49,000 | 1,354 |
| Applicable income taxes | $188,000 | 7,057 |
| Income before extraordinary items | $-791,000 | 10,829 |
| Extraordinary gains, net | $1,000 | 40 |
| Net income | $-790,000 | 10,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,893 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $444,000 | 568 |
| Net operating income | $-840,000 | 10,821 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,344,000 | 3,878 |
| Total interest expense | $5,761,000 | 2,642 |
| Net interest income | $2,583,000 | 6,063 |
| Provision for loan and lease losses | $997,000 | 1,031 |
| Total noninterest income | $1,052,000 | 3,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,052,000 | 1,757 |
| Total noninterest expense | $5,152,000 | 2,646 |
| Salaries and employee benefits | $1,990,000 | 3,348 |
| Premises and equipment expense | $1,037,000 | 1,935 |
| Additional noninterest expense | $2,125,000 | 2,317 |
| Pre-tax net operating income | $-2,514,000 | 11,413 |
| Securities gains (losses) | $207,000 | 677 |
| Applicable income taxes | $38,000 | 9,901 |
| Income before extraordinary items | $-2,345,000 | 11,407 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-2,345,000 | 11,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $670,000 | 1,156 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 935 |
| Net operating income | $-2,552,000 | 11,403 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,889,000 | 3,653 |
| Total interest expense | $5,908,000 | 2,598 |
| Net interest income | $2,981,000 | 5,519 |
| Provision for loan and lease losses | $495,000 | 1,586 |
| Total noninterest income | $6,247,000 | 818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $6,247,000 | 577 |
| Total noninterest expense | $8,013,000 | 1,752 |
| Salaries and employee benefits | $4,015,000 | 1,649 |
| Premises and equipment expense | $1,243,000 | 1,628 |
| Additional noninterest expense | $2,755,000 | 1,822 |
| Pre-tax net operating income | $720,000 | 7,225 |
| Securities gains (losses) | $510,000 | 351 |
| Applicable income taxes | $640,000 | 3,493 |
| Income before extraordinary items | $590,000 | 6,668 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $590,000 | 6,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,202 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $263,600 | 9,266 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,131,000 | 3,686 |
| Total interest expense | $4,527,000 | 2,705 |
| Net interest income | $3,604,000 | 4,818 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $2,104,000 | 1,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,104,000 | 1,092 |
| Total noninterest expense | $9,204,000 | 1,595 |
| Salaries and employee benefits | $4,897,000 | 1,385 |
| Premises and equipment expense | $1,247,000 | 1,659 |
| Additional noninterest expense | $3,060,000 | 1,776 |
| Pre-tax net operating income | $-3,736,000 | 12,567 |
| Securities gains (losses) | $1,234,000 | 145 |
| Applicable income taxes | $-1,357,000 | 12,536 |
| Income before extraordinary items | $-1,145,000 | 12,440 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,145,000 | 12,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,406 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,934,760 | 12,491 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,549,000 | 3,594 |
| Total interest expense | $4,614,000 | 2,796 |
| Net interest income | $3,935,000 | 4,477 |
| Provision for loan and lease losses | $518,000 | 2,044 |
| Total noninterest income | $2,435,000 | 1,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,435,000 | 1,111 |
| Total noninterest expense | $8,941,000 | 1,694 |
| Salaries and employee benefits | $5,511,000 | 1,218 |
| Premises and equipment expense | $1,357,000 | 1,553 |
| Additional noninterest expense | $2,073,000 | 2,644 |
| Pre-tax net operating income | $-3,089,000 | 13,136 |
| Securities gains (losses) | $3,795,000 | 197 |
| Applicable income taxes | $303,000 | 6,046 |
| Income before extraordinary items | $403,000 | 8,405 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $403,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $111,000 | 6,695 |
| Sale, conversion, retirement of capital stock, net | $369,000 | 660 |
| Net operating income | $-2,025,800 | 13,061 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,400,000 | 3,713 |
| Total interest expense | $5,416,000 | 3,066 |
| Net interest income | $3,984,000 | 4,464 |
| Provision for loan and lease losses | $480,000 | 3,089 |
| Total noninterest income | $1,912,000 | 1,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,912,000 | 1,283 |
| Total noninterest expense | $6,757,000 | 2,182 |
| Salaries and employee benefits | $3,880,000 | 1,716 |
| Premises and equipment expense | $1,224,000 | 1,727 |
| Additional noninterest expense | $1,653,000 | 3,304 |
| Pre-tax net operating income | $-1,341,000 | 13,547 |
| Securities gains (losses) | $3,197,000 | 290 |
| Applicable income taxes | $750,000 | 2,772 |
| Income before extraordinary items | $1,106,000 | 4,111 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,106,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,018 |
| Net operating income | $-940,080 | 13,466 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.