Home > Community Banks of Northern California > Assets and Liabilities
Community Banks of Northern California, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 23 | 5,352 |
| Assets and Liabilities | ||
| Total Assets: | $145,485,000 | 4,117 |
| Cash and due from depository institutions | $40,272,000 | 5,352 |
| Interest-bearing balances | $35,862,000 | 819 |
| Securities | $18,788,000 | 4,524 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $64,616,000 | 5,073 |
| Loan loss allowance | $4,393,000 | 1,779 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,584,000 | 1,485 |
| Other real estate owned | $5,456,000 | 5,352 |
| Goodwill and other intangibles | $36,000 | 2,898 |
| All other assets | $7,733,000 | 2,542 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $145,485,000 | 4,117 |
| Total liabilities | $139,517,000 | 3,938 |
| Total deposits | $138,992,000 | 3,710 |
| Interest-bearing deposits | $127,677,000 | 3,510 |
| Deposits held in domestic offices | $138,992,000 | 3,709 |
| % insured | 95.21% | 1,610 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $525,000 | 4,790 |
| Total equity capital | $5,968,000 | 6,561 |
| Total bank equity capital | $5,968,000 | 6,561 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,205,000 | 1,778 |
| Surplus | $21,135,000 | 1,504 |
| Undivided profits | $-17,372,000 | 7,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $17,669,000 | 960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $352,000 | 6,318 |
| Earning assets | $119,266,000 | 4,410 |
| Long-term assets (5+ years) | $20,154,000 | 4,150 |
| Average Assets, year-to-date | $156,029,200 | 3,859 |
| Average Assets, quarterly | $146,263,000 | 4,075 |
| Volatile liabilities | $68,390,000 | 2,108 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $2,722,000 | 6,375 |
| Tier 1 (core) risk-based capital | $3,479,000 | 7,356 |
| Tier 2 risk-based capital | $1,051,000 | 4,192 |
| Total risk weighted assets | $80,704,000 | 4,677 |
| Total unused commitments | $2,722,000 | 6,377 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 24 | 5,286 |
| Assets and Liabilities | ||
| Total Assets: | $147,041,000 | 4,087 |
| Cash and due from depository institutions | $19,336,000 | 5,286 |
| Interest-bearing balances | $12,834,000 | 1,722 |
| Securities | $29,711,000 | 3,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $77,375,000 | 4,655 |
| Loan loss allowance | $9,817,000 | 845 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,686,000 | 1,473 |
| Other real estate owned | $3,926,000 | 5,286 |
| Goodwill and other intangibles | $50,000 | 2,881 |
| All other assets | $7,957,000 | 2,239 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $147,040,000 | 4,087 |
| Total liabilities | $136,436,000 | 3,981 |
| Total deposits | $135,888,000 | 3,746 |
| Interest-bearing deposits | $124,873,000 | 3,562 |
| Deposits held in domestic offices | $135,888,000 | 3,745 |
| % insured | 94.42% | 2,108 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $548,000 | 5,142 |
| Total equity capital | $10,604,000 | 5,197 |
| Total bank equity capital | $10,604,000 | 5,195 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,205,000 | 1,803 |
| Surplus | $20,635,000 | 1,545 |
| Undivided profits | $-12,236,000 | 7,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $34,190,000 | 559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $191,000 | 735 |
| Income earned, not collected on loans | $545,000 | 5,364 |
| Earning assets | $119,920,000 | 4,405 |
| Long-term assets (5+ years) | $30,290,000 | 3,334 |
| Average Assets, year-to-date | $158,665,250 | 3,816 |
| Average Assets, quarterly | $134,385,000 | 4,302 |
| Volatile liabilities | $66,860,000 | 2,171 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,656,000 | 6,069 |
| Tier 1 (core) risk-based capital | $6,345,000 | 6,417 |
| Tier 2 risk-based capital | $1,248,000 | 3,749 |
| Total risk weighted assets | $91,302,000 | 4,386 |
| Total unused commitments | $3,656,000 | 6,070 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 26 | 5,110 |
| Assets and Liabilities | ||
| Total Assets: | $121,729,000 | 4,623 |
| Cash and due from depository institutions | $18,399,000 | 5,110 |
| Interest-bearing balances | $13,652,000 | 1,482 |
| Securities | $4,755,000 | 6,838 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $77,798,000 | 4,646 |
| Loan loss allowance | $10,843,000 | 754 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,795,000 | 1,469 |
| Other real estate owned | $3,686,000 | 5,110 |
| Goodwill and other intangibles | $71,000 | 2,832 |
| All other assets | $8,225,000 | 2,200 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $121,729,000 | 4,623 |
| Total liabilities | $111,315,000 | 4,548 |
| Total deposits | $110,759,000 | 4,320 |
| Interest-bearing deposits | $100,586,000 | 4,156 |
| Deposits held in domestic offices | $110,759,000 | 4,317 |
| % insured | 79.53% | 3,861 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $556,000 | 5,130 |
| Total equity capital | $10,414,000 | 5,223 |
| Total bank equity capital | $10,414,000 | 5,222 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,205,000 | 1,828 |
| Surplus | $20,335,000 | 1,580 |
| Undivided profits | $-12,126,000 | 7,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $33,373,000 | 537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $218,000 | 690 |
| Income earned, not collected on loans | $363,000 | 6,386 |
| Earning assets | $96,205,000 | 5,044 |
| Long-term assets (5+ years) | $5,378,000 | 6,204 |
| Average Assets, year-to-date | $162,540,000 | 3,769 |
| Average Assets, quarterly | $150,027,500 | 4,028 |
| Volatile liabilities | $49,692,000 | 2,785 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,400,000 | 5,946 |
| Tier 1 (core) risk-based capital | $8,685,000 | 5,661 |
| Tier 2 risk-based capital | $1,319,000 | 3,576 |
| Total risk weighted assets | $96,025,000 | 4,265 |
| Total unused commitments | $4,400,000 | 5,948 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 30 | 4,715 |
| Assets and Liabilities | ||
| Total Assets: | $178,326,000 | 3,557 |
| Cash and due from depository institutions | $5,222,000 | 4,715 |
| Interest-bearing balances | $261,000 | 5,438 |
| Securities | $7,137,000 | 6,427 |
| Federal funds sold & reverse repurchase agreements | $37,075,000 | 285 |
| Net loans & leases | $109,235,000 | 3,781 |
| Loan loss allowance | $11,272,000 | 681 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,942,000 | 1,454 |
| Other real estate owned | $2,665,000 | 4,715 |
| Goodwill and other intangibles | $114,000 | 2,719 |
| All other assets | $7,936,000 | 2,261 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $178,326,000 | 3,557 |
| Total liabilities | $167,755,000 | 3,428 |
| Total deposits | $167,032,000 | 3,190 |
| Interest-bearing deposits | $150,489,000 | 3,069 |
| Deposits held in domestic offices | $167,032,000 | 3,188 |
| % insured | 81.21% | 3,440 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $723,000 | 4,421 |
| Total equity capital | $10,571,000 | 5,224 |
| Total bank equity capital | $10,571,000 | 5,223 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,205,000 | 1,838 |
| Surplus | $20,235,000 | 1,568 |
| Undivided profits | $-11,869,000 | 8,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $30,012,000 | 529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $194,000 | 681 |
| Income earned, not collected on loans | $491,000 | 5,607 |
| Earning assets | $153,708,000 | 3,721 |
| Long-term assets (5+ years) | $5,999,000 | 6,094 |
| Average Assets, year-to-date | $182,945,500 | 3,463 |
| Average Assets, quarterly | $182,945,500 | 3,463 |
| Volatile liabilities | $66,866,000 | 2,185 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $6,114,000 | 5,451 |
| Tier 1 (core) risk-based capital | $9,241,000 | 5,517 |
| Tier 2 risk-based capital | $1,746,000 | 2,919 |
| Total risk weighted assets | $130,150,000 | 3,464 |
| Total unused commitments | $6,114,000 | 5,452 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 33 | 4,446 |
| Assets and Liabilities | ||
| Total Assets: | $187,565,000 | 3,391 |
| Cash and due from depository institutions | $6,499,000 | 4,446 |
| Interest-bearing balances | $7,000 | 6,860 |
| Securities | $27,657,000 | 3,638 |
| Federal funds sold & reverse repurchase agreements | $105,000 | 5,053 |
| Net loans & leases | $130,880,000 | 3,331 |
| Loan loss allowance | $8,387,000 | 854 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,050,000 | 1,440 |
| Other real estate owned | $2,665,000 | 4,446 |
| Goodwill and other intangibles | $4,241,000 | 945 |
| All other assets | $6,468,000 | 2,624 |
| Life insurance assets | $296,000 | 3,594 |
| Total liabilities and capital | $187,565,000 | 3,391 |
| Total liabilities | $169,739,000 | 3,375 |
| Total deposits | $169,090,000 | 3,114 |
| Interest-bearing deposits | $152,898,000 | 2,968 |
| Deposits held in domestic offices | $169,090,000 | 3,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $649,000 | 4,709 |
| Total equity capital | $17,826,000 | 3,597 |
| Total bank equity capital | $17,826,000 | 3,597 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,205,000 | 1,844 |
| Surplus | $19,235,000 | 1,597 |
| Undivided profits | $-3,614,000 | 7,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,316,000 | 1,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $313,000 | 516 |
| Income earned, not collected on loans | $675,000 | 4,879 |
| Earning assets | $158,649,000 | 3,599 |
| Long-term assets (5+ years) | $26,532,000 | 3,513 |
| Average Assets, year-to-date | $178,771,800 | 3,423 |
| Average Assets, quarterly | $188,349,000 | 3,365 |
| Volatile liabilities | $65,142,000 | 2,195 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $10,360,000 | 230 |
| Unused loan commitments | $7,269,000 | 5,131 |
| Tier 1 (core) risk-based capital | $13,198,000 | 4,391 |
| Tier 2 risk-based capital | $1,808,000 | 2,805 |
| Total risk weighted assets | $138,275,000 | 3,307 |
| Total unused commitments | $7,269,000 | 5,134 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 34 | 4,412 |
| Assets and Liabilities | ||
| Total Assets: | $189,133,000 | 3,354 |
| Cash and due from depository institutions | $6,318,000 | 4,412 |
| Interest-bearing balances | $5,000 | 6,606 |
| Securities | $12,152,000 | 5,508 |
| Federal funds sold & reverse repurchase agreements | $12,425,000 | 963 |
| Net loans & leases | $135,309,000 | 3,238 |
| Loan loss allowance | $7,346,000 | 869 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,155,000 | 1,423 |
| Other real estate owned | $2,165,000 | 4,412 |
| Goodwill and other intangibles | $4,263,000 | 992 |
| All other assets | $7,346,000 | 2,395 |
| Life insurance assets | $583,000 | 3,322 |
| Total liabilities and capital | $189,133,000 | 3,354 |
| Total liabilities | $173,017,000 | 3,298 |
| Total deposits | $172,283,000 | 3,018 |
| Interest-bearing deposits | $154,655,000 | 2,892 |
| Deposits held in domestic offices | $172,283,000 | 3,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $734,000 | 4,574 |
| Total equity capital | $16,116,000 | 3,929 |
| Total bank equity capital | $16,116,000 | 3,929 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,205,000 | 1,858 |
| Surplus | $17,235,000 | 1,729 |
| Undivided profits | $-3,324,000 | 7,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,771,000 | 1,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 754 |
| Income earned, not collected on loans | $528,000 | 5,769 |
| Earning assets | $159,891,000 | 3,542 |
| Long-term assets (5+ years) | $11,050,000 | 5,123 |
| Average Assets, year-to-date | $176,573,500 | 3,462 |
| Average Assets, quarterly | $176,832,000 | 3,504 |
| Volatile liabilities | $67,121,000 | 2,088 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $12,300,000 | 181 |
| Unused loan commitments | $10,484,000 | 4,560 |
| Tier 1 (core) risk-based capital | $11,858,000 | 4,828 |
| Tier 2 risk-based capital | $1,909,000 | 2,624 |
| Total risk weighted assets | $147,299,000 | 3,152 |
| Total unused commitments | $10,484,000 | 4,562 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 35 | 4,382 |
| Assets and Liabilities | ||
| Total Assets: | $164,531,000 | 3,713 |
| Cash and due from depository institutions | $5,644,000 | 4,382 |
| Interest-bearing balances | $62,000 | 5,491 |
| Securities | $3,047,000 | 7,451 |
| Federal funds sold & reverse repurchase agreements | $110,000 | 5,680 |
| Net loans & leases | $138,651,000 | 3,158 |
| Loan loss allowance | $3,215,000 | 1,792 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,415,000 | 1,361 |
| Other real estate owned | $0 | 4,382 |
| Goodwill and other intangibles | $4,280,000 | 1,000 |
| All other assets | $3,384,000 | 4,014 |
| Life insurance assets | $577,000 | 3,351 |
| Total liabilities and capital | $164,531,000 | 3,713 |
| Total liabilities | $143,946,000 | 3,779 |
| Total deposits | $143,169,000 | 3,491 |
| Interest-bearing deposits | $126,558,000 | 3,390 |
| Deposits held in domestic offices | $143,169,000 | 3,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $777,000 | 4,406 |
| Total equity capital | $20,585,000 | 3,199 |
| Total bank equity capital | $20,585,000 | 3,199 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,205,000 | 1,867 |
| Surplus | $17,235,000 | 1,708 |
| Undivided profits | $1,145,000 | 6,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,657,000 | 537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $417,000 | 391 |
| Income earned, not collected on loans | $608,000 | 5,294 |
| Earning assets | $141,870,000 | 3,878 |
| Long-term assets (5+ years) | $1,064,000 | 7,211 |
| Average Assets, year-to-date | $172,387,000 | 3,557 |
| Average Assets, quarterly | $171,436,000 | 3,592 |
| Volatile liabilities | $57,954,000 | 2,376 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $15,677,000 | 176 |
| Unused loan commitments | $17,811,000 | 3,553 |
| Tier 1 (core) risk-based capital | $16,340,000 | 3,825 |
| Tier 2 risk-based capital | $1,393,000 | 3,316 |
| Total risk weighted assets | $143,963,000 | 3,198 |
| Total unused commitments | $17,811,000 | 3,554 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 38 | 4,139 |
| Assets and Liabilities | ||
| Total Assets: | $178,341,000 | 3,501 |
| Cash and due from depository institutions | $3,779,000 | 4,139 |
| Interest-bearing balances | $4,000 | 6,592 |
| Securities | $3,018,000 | 7,474 |
| Federal funds sold & reverse repurchase agreements | $26,730,000 | 558 |
| Net loans & leases | $125,515,000 | 3,351 |
| Loan loss allowance | $3,025,000 | 1,816 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,523,000 | 1,336 |
| Other real estate owned | $775,000 | 4,139 |
| Goodwill and other intangibles | $4,265,000 | 1,015 |
| All other assets | $4,736,000 | 3,138 |
| Life insurance assets | $570,000 | 3,371 |
| Total liabilities and capital | $178,341,000 | 3,501 |
| Total liabilities | $157,660,000 | 3,511 |
| Total deposits | $156,621,000 | 3,280 |
| Interest-bearing deposits | $138,750,000 | 3,173 |
| Deposits held in domestic offices | $156,621,000 | 3,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,039,000 | 3,960 |
| Total equity capital | $20,681,000 | 3,255 |
| Total bank equity capital | $20,681,000 | 3,255 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,205,000 | 1,866 |
| Surplus | $17,235,000 | 1,704 |
| Undivided profits | $1,241,000 | 6,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,531,000 | 949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $457,000 | 349 |
| Income earned, not collected on loans | $678,000 | 4,952 |
| Earning assets | $155,267,000 | 3,645 |
| Long-term assets (5+ years) | $1,725,000 | 7,013 |
| Average Assets, year-to-date | $176,315,000 | 3,502 |
| Average Assets, quarterly | $176,315,000 | 3,502 |
| Volatile liabilities | $66,346,000 | 2,067 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $21,870,000 | 3,198 |
| Tier 1 (core) risk-based capital | $16,411,000 | 3,809 |
| Tier 2 risk-based capital | $1,793,000 | 2,667 |
| Total risk weighted assets | $142,182,000 | 3,193 |
| Total unused commitments | $21,870,000 | 3,200 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $174,289,000 | 3,522 |
| Cash and due from depository institutions | $3,172,000 | 3,927 |
| Interest-bearing balances | $4,000 | 6,467 |
| Securities | $3,016,000 | 7,547 |
| Federal funds sold & reverse repurchase agreements | $7,020,000 | 1,912 |
| Net loans & leases | $144,068,000 | 2,997 |
| Loan loss allowance | $2,441,000 | 2,144 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,399,000 | 1,360 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $4,285,000 | 1,017 |
| All other assets | $3,329,000 | 3,997 |
| Life insurance assets | $563,000 | 3,380 |
| Total liabilities and capital | $174,289,000 | 3,522 |
| Total liabilities | $154,456,000 | 3,532 |
| Total deposits | $153,808,000 | 3,286 |
| Interest-bearing deposits | $135,373,000 | 3,191 |
| Deposits held in domestic offices | $153,808,000 | 3,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $648,000 | 5,062 |
| Total equity capital | $19,833,000 | 3,330 |
| Total bank equity capital | $19,833,000 | 3,330 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,205,000 | 1,856 |
| Surplus | $14,235,000 | 1,967 |
| Undivided profits | $3,393,000 | 5,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,572,000 | 580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $425,000 | 360 |
| Income earned, not collected on loans | $861,000 | 4,484 |
| Earning assets | $154,108,000 | 3,603 |
| Long-term assets (5+ years) | $2,145,000 | 6,766 |
| Average Assets, year-to-date | $160,107,400 | 3,637 |
| Average Assets, quarterly | $170,676,500 | 3,540 |
| Volatile liabilities | $68,368,000 | 2,011 |
| Insider loans | $4,578,000 | 1,661 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $28,118,000 | 2,709 |
| Tier 1 (core) risk-based capital | $15,545,000 | 3,963 |
| Tier 2 risk-based capital | $1,962,000 | 2,442 |
| Total risk weighted assets | $156,460,000 | 2,945 |
| Total unused commitments | $28,118,000 | 2,710 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 39 | 4,079 |
| Assets and Liabilities | ||
| Total Assets: | $167,064,000 | 3,606 |
| Cash and due from depository institutions | $5,053,000 | 4,079 |
| Interest-bearing balances | $5,000 | 6,364 |
| Securities | $3,010,000 | 7,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $143,730,000 | 2,955 |
| Loan loss allowance | $1,377,000 | 3,367 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,112,000 | 1,555 |
| Other real estate owned | $0 | 4,079 |
| Goodwill and other intangibles | $4,306,000 | 991 |
| All other assets | $2,853,000 | 4,424 |
| Life insurance assets | $558,000 | 3,352 |
| Total liabilities and capital | $167,064,000 | 3,606 |
| Total liabilities | $146,761,000 | 3,630 |
| Total deposits | $139,302,000 | 3,519 |
| Interest-bearing deposits | $122,335,000 | 3,444 |
| Deposits held in domestic offices | $139,302,000 | 3,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,700,000 | 1,513 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $759,000 | 4,698 |
| Total equity capital | $20,303,000 | 3,226 |
| Total bank equity capital | $20,303,000 | 3,226 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,205,000 | 1,835 |
| Surplus | $14,235,000 | 1,929 |
| Undivided profits | $3,863,000 | 5,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,896,000 | 2,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $201,000 | 559 |
| Income earned, not collected on loans | $952,000 | 4,402 |
| Earning assets | $146,745,000 | 3,730 |
| Long-term assets (5+ years) | $2,195,000 | 6,738 |
| Average Assets, year-to-date | $156,562,000 | 3,697 |
| Average Assets, quarterly | $164,525,000 | 3,607 |
| Volatile liabilities | $63,302,000 | 2,102 |
| Insider loans | $4,582,000 | 1,614 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $30,904,000 | 2,566 |
| Tier 1 (core) risk-based capital | $15,998,000 | 3,866 |
| Tier 2 risk-based capital | $1,377,000 | 3,239 |
| Total risk weighted assets | $153,832,000 | 2,941 |
| Total unused commitments | $30,904,000 | 2,566 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $161,986,000 | 3,669 |
| Cash and due from depository institutions | $5,026,000 | 3,964 |
| Interest-bearing balances | $4,000 | 6,445 |
| Securities | $2,992,000 | 7,642 |
| Federal funds sold & reverse repurchase agreements | $235,000 | 5,938 |
| Net loans & leases | $139,944,000 | 3,019 |
| Loan loss allowance | $1,300,000 | 3,507 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,748,000 | 1,849 |
| Other real estate owned | $0 | 3,964 |
| Goodwill and other intangibles | $4,325,000 | 986 |
| All other assets | $2,716,000 | 4,497 |
| Life insurance assets | $552,000 | 3,369 |
| Total liabilities and capital | $161,986,000 | 3,669 |
| Total liabilities | $142,066,000 | 3,716 |
| Total deposits | $131,810,000 | 3,692 |
| Interest-bearing deposits | $113,127,000 | 3,642 |
| Deposits held in domestic offices | $131,810,000 | 3,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,500,000 | 1,224 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $756,000 | 4,530 |
| Total equity capital | $19,920,000 | 3,235 |
| Total bank equity capital | $19,920,000 | 3,235 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,205,000 | 1,830 |
| Surplus | $14,236,000 | 1,931 |
| Undivided profits | $3,479,000 | 5,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $269,000 | 5,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $205,000 | 546 |
| Income earned, not collected on loans | $887,000 | 4,362 |
| Earning assets | $143,175,000 | 3,778 |
| Long-term assets (5+ years) | $1,686,000 | 6,922 |
| Average Assets, year-to-date | $153,061,330 | 3,789 |
| Average Assets, quarterly | $158,064,000 | 3,713 |
| Volatile liabilities | $51,019,000 | 2,482 |
| Insider loans | $4,587,000 | 1,599 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $34,440,000 | 2,403 |
| Tier 1 (core) risk-based capital | $15,606,000 | 3,927 |
| Tier 2 risk-based capital | $1,300,000 | 3,371 |
| Total risk weighted assets | $151,824,000 | 2,963 |
| Total unused commitments | $34,440,000 | 2,403 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 40 | 4,019 |
| Assets and Liabilities | ||
| Total Assets: | $154,142,000 | 3,815 |
| Cash and due from depository institutions | $3,481,000 | 4,019 |
| Interest-bearing balances | $5,000 | 6,414 |
| Securities | $2,988,000 | 7,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $135,663,000 | 3,069 |
| Loan loss allowance | $1,227,000 | 3,629 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,079,000 | 2,414 |
| Other real estate owned | $0 | 4,019 |
| Goodwill and other intangibles | $4,345,000 | 969 |
| All other assets | $2,586,000 | 4,525 |
| Life insurance assets | $547,000 | 3,383 |
| Total liabilities and capital | $154,142,000 | 3,815 |
| Total liabilities | $134,648,000 | 3,871 |
| Total deposits | $128,527,000 | 3,764 |
| Interest-bearing deposits | $110,498,000 | 3,714 |
| Deposits held in domestic offices | $128,527,000 | 3,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,150,000 | 1,538 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $971,000 | 3,976 |
| Total equity capital | $19,494,000 | 3,312 |
| Total bank equity capital | $19,494,000 | 3,312 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,205,000 | 1,815 |
| Surplus | $14,236,000 | 1,908 |
| Undivided profits | $3,053,000 | 5,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,022,000 | 2,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $208,000 | 556 |
| Income earned, not collected on loans | $775,000 | 4,681 |
| Earning assets | $138,656,000 | 3,885 |
| Long-term assets (5+ years) | $1,713,000 | 6,903 |
| Average Assets, year-to-date | $148,599,000 | 3,882 |
| Average Assets, quarterly | $148,599,000 | 3,882 |
| Volatile liabilities | $41,735,000 | 2,865 |
| Insider loans | $4,593,000 | 1,559 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $20,334,000 | 3,336 |
| Tier 1 (core) risk-based capital | $15,162,000 | 3,997 |
| Tier 2 risk-based capital | $1,227,000 | 3,474 |
| Total risk weighted assets | $142,399,000 | 3,084 |
| Total unused commitments | $20,334,000 | 3,337 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 34 | 4,525 |
| Assets and Liabilities | ||
| Total Assets: | $143,056,000 | 3,998 |
| Cash and due from depository institutions | $3,498,000 | 4,525 |
| Interest-bearing balances | $4,000 | 6,478 |
| Securities | $2,967,000 | 7,725 |
| Federal funds sold & reverse repurchase agreements | $1,125,000 | 5,166 |
| Net loans & leases | $125,069,000 | 3,266 |
| Loan loss allowance | $1,197,000 | 3,673 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,498,000 | 3,209 |
| Other real estate owned | $0 | 4,525 |
| Goodwill and other intangibles | $4,366,000 | 951 |
| All other assets | $2,533,000 | 4,621 |
| Life insurance assets | $542,000 | 3,367 |
| Total liabilities and capital | $143,056,000 | 3,998 |
| Total liabilities | $124,050,000 | 4,080 |
| Total deposits | $123,356,000 | 3,833 |
| Interest-bearing deposits | $106,639,000 | 3,769 |
| Deposits held in domestic offices | $123,356,000 | 3,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $694,000 | 4,733 |
| Total equity capital | $19,006,000 | 3,321 |
| Total bank equity capital | $19,006,000 | 3,321 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,205,000 | 1,806 |
| Surplus | $14,235,000 | 1,861 |
| Undivided profits | $2,566,000 | 6,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $280,000 | 4,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $210,000 | 509 |
| Income earned, not collected on loans | $723,000 | 5,026 |
| Earning assets | $129,165,000 | 4,029 |
| Long-term assets (5+ years) | $1,802,000 | 6,862 |
| Average Assets, year-to-date | $139,237,800 | 3,943 |
| Average Assets, quarterly | $142,922,500 | 3,955 |
| Volatile liabilities | $30,850,000 | 3,671 |
| Insider loans | $2,099,000 | 2,889 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $17,747,000 | 3,558 |
| Tier 1 (core) risk-based capital | $14,657,000 | 4,053 |
| Tier 2 risk-based capital | $1,197,000 | 3,517 |
| Total risk weighted assets | $130,200,000 | 3,290 |
| Total unused commitments | $17,747,000 | 3,558 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 32 | 4,741 |
| Assets and Liabilities | ||
| Total Assets: | $142,789,000 | 3,968 |
| Cash and due from depository institutions | $3,590,000 | 4,741 |
| Interest-bearing balances | $5,000 | 6,486 |
| Securities | $2,937,000 | 7,814 |
| Federal funds sold & reverse repurchase agreements | $9,650,000 | 1,478 |
| Net loans & leases | $117,149,000 | 3,406 |
| Loan loss allowance | $1,182,000 | 3,728 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,648,000 | 3,779 |
| Other real estate owned | $0 | 4,741 |
| Goodwill and other intangibles | $4,386,000 | 945 |
| All other assets | $2,429,000 | 4,755 |
| Life insurance assets | $536,000 | 3,345 |
| Total liabilities and capital | $142,789,000 | 3,968 |
| Total liabilities | $124,376,000 | 4,030 |
| Total deposits | $123,624,000 | 3,786 |
| Interest-bearing deposits | $107,812,000 | 3,706 |
| Deposits held in domestic offices | $123,624,000 | 3,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $752,000 | 4,549 |
| Total equity capital | $18,413,000 | 3,399 |
| Total bank equity capital | $18,413,000 | 3,399 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,205,000 | 1,808 |
| Surplus | $14,235,000 | 1,837 |
| Undivided profits | $1,973,000 | 6,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 4,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $214,000 | 534 |
| Income earned, not collected on loans | $683,000 | 5,250 |
| Earning assets | $129,741,000 | 3,993 |
| Long-term assets (5+ years) | $1,461,000 | 7,042 |
| Average Assets, year-to-date | $138,283,250 | 3,978 |
| Average Assets, quarterly | $141,007,500 | 3,973 |
| Volatile liabilities | $29,022,000 | 3,827 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,724,000 | 3,385 |
| Tier 1 (core) risk-based capital | $14,047,000 | 4,167 |
| Tier 2 risk-based capital | $1,182,000 | 3,534 |
| Total risk weighted assets | $124,785,000 | 3,379 |
| Total unused commitments | $19,724,000 | 3,388 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 32 | 4,769 |
| Assets and Liabilities | ||
| Total Assets: | $139,226,000 | 4,014 |
| Cash and due from depository institutions | $4,028,000 | 4,769 |
| Interest-bearing balances | $21,000 | 6,060 |
| Securities | $2,952,000 | 7,882 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 3,203 |
| Net loans & leases | $120,632,000 | 3,300 |
| Loan loss allowance | $1,075,000 | 3,950 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,190,000 | 4,254 |
| Other real estate owned | $0 | 4,769 |
| Goodwill and other intangibles | $4,406,000 | 930 |
| All other assets | $2,293,000 | 4,832 |
| Life insurance assets | $532,000 | 3,320 |
| Total liabilities and capital | $139,226,000 | 4,014 |
| Total liabilities | $119,794,000 | 4,107 |
| Total deposits | $119,030,000 | 3,861 |
| Interest-bearing deposits | $102,920,000 | 3,791 |
| Deposits held in domestic offices | $119,030,000 | 3,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $764,000 | 4,175 |
| Total equity capital | $19,432,000 | 3,126 |
| Total bank equity capital | $19,432,000 | 3,126 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,205,000 | 1,804 |
| Surplus | $14,235,000 | 1,801 |
| Undivided profits | $2,992,000 | 5,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 4,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $226,000 | 535 |
| Income earned, not collected on loans | $580,000 | 5,438 |
| Earning assets | $126,330,000 | 4,036 |
| Long-term assets (5+ years) | $1,471,000 | 7,027 |
| Average Assets, year-to-date | $136,781,330 | 4,019 |
| Average Assets, quarterly | $138,150,000 | 4,015 |
| Volatile liabilities | $27,571,000 | 3,861 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $23,919,000 | 3,047 |
| Tier 1 (core) risk-based capital | $15,051,000 | 3,854 |
| Tier 2 risk-based capital | $1,102,000 | 3,705 |
| Total risk weighted assets | $126,876,000 | 3,297 |
| Total unused commitments | $23,919,000 | 3,048 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $137,074,000 | 4,041 |
| Cash and due from depository institutions | $5,290,000 | 5,063 |
| Interest-bearing balances | $20,000 | 6,138 |
| Securities | $2,930,000 | 7,933 |
| Federal funds sold & reverse repurchase agreements | $2,680,000 | 3,811 |
| Net loans & leases | $118,339,000 | 3,299 |
| Loan loss allowance | $1,009,000 | 4,095 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,196,000 | 5,572 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $4,427,000 | 902 |
| All other assets | $2,212,000 | 4,818 |
| Life insurance assets | $526,000 | 3,287 |
| Total liabilities and capital | $137,074,000 | 4,041 |
| Total liabilities | $118,149,000 | 4,131 |
| Total deposits | $115,809,000 | 3,941 |
| Interest-bearing deposits | $101,728,000 | 3,822 |
| Deposits held in domestic offices | $115,809,000 | 3,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,600,000 | 2,369 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $740,000 | 4,239 |
| Total equity capital | $18,925,000 | 3,185 |
| Total bank equity capital | $18,925,000 | 3,185 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,205,000 | 1,793 |
| Surplus | $14,235,000 | 1,740 |
| Undivided profits | $2,485,000 | 5,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 4,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $244,000 | 509 |
| Income earned, not collected on loans | $584,000 | 5,209 |
| Earning assets | $123,969,000 | 4,075 |
| Long-term assets (5+ years) | $1,635,000 | 6,973 |
| Average Assets, year-to-date | $135,559,000 | 4,047 |
| Average Assets, quarterly | $135,559,000 | 4,047 |
| Volatile liabilities | $30,006,000 | 3,536 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $22,804,000 | 3,090 |
| Tier 1 (core) risk-based capital | $14,491,000 | 3,927 |
| Tier 2 risk-based capital | $1,032,000 | 3,829 |
| Total risk weighted assets | $124,279,000 | 3,307 |
| Total unused commitments | $22,804,000 | 3,090 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $134,044,000 | 4,092 |
| Cash and due from depository institutions | $3,505,000 | 4,947 |
| Interest-bearing balances | $6,000 | 6,553 |
| Securities | $2,960,000 | 7,974 |
| Federal funds sold & reverse repurchase agreements | $580,000 | 5,299 |
| Net loans & leases | $119,288,000 | 3,242 |
| Loan loss allowance | $956,000 | 4,223 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,138,000 | 5,653 |
| Other real estate owned | $0 | 4,947 |
| Goodwill and other intangibles | $4,447,000 | 880 |
| All other assets | $2,126,000 | 4,916 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $134,044,000 | 4,092 |
| Total liabilities | $115,555,000 | 4,199 |
| Total deposits | $106,829,000 | 4,156 |
| Interest-bearing deposits | $92,836,000 | 4,023 |
| Deposits held in domestic offices | $106,829,000 | 4,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,700,000 | 1,325 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,026,000 | 3,429 |
| Total equity capital | $18,489,000 | 3,205 |
| Total bank equity capital | $18,489,000 | 3,205 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,205,000 | 1,783 |
| Surplus | $14,235,000 | 1,701 |
| Undivided profits | $2,049,000 | 6,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $244,000 | 494 |
| Income earned, not collected on loans | $534,000 | 5,562 |
| Earning assets | $122,834,000 | 4,074 |
| Long-term assets (5+ years) | $1,713,000 | 6,962 |
| Average Assets, year-to-date | $112,451,000 | 4,467 |
| Average Assets, quarterly | $129,330,000 | 4,146 |
| Volatile liabilities | $34,614,000 | 3,155 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $21,310,000 | 3,176 |
| Tier 1 (core) risk-based capital | $14,073,000 | 3,973 |
| Tier 2 risk-based capital | $979,000 | 3,959 |
| Total risk weighted assets | $123,834,000 | 3,284 |
| Total unused commitments | $21,310,000 | 3,176 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 30 | 4,931 |
| Assets and Liabilities | ||
| Total Assets: | $124,616,000 | 4,240 |
| Cash and due from depository institutions | $3,850,000 | 4,931 |
| Interest-bearing balances | $22,000 | 6,184 |
| Securities | $2,956,000 | 8,004 |
| Federal funds sold & reverse repurchase agreements | $915,000 | 4,692 |
| Net loans & leases | $109,117,000 | 3,423 |
| Loan loss allowance | $779,000 | 4,804 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,151,000 | 5,604 |
| Other real estate owned | $0 | 4,931 |
| Goodwill and other intangibles | $4,457,000 | 851 |
| All other assets | $2,170,000 | 4,838 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $124,616,000 | 4,240 |
| Total liabilities | $106,472,000 | 4,379 |
| Total deposits | $98,593,000 | 4,327 |
| Interest-bearing deposits | $83,774,000 | 4,279 |
| Deposits held in domestic offices | $98,593,000 | 4,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,100,000 | 1,364 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $779,000 | 4,044 |
| Total equity capital | $18,144,000 | 3,224 |
| Total bank equity capital | $18,144,000 | 3,224 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,205,000 | 1,752 |
| Surplus | $14,235,000 | 1,653 |
| Undivided profits | $1,704,000 | 6,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $383,000 | 4,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $238,000 | 518 |
| Income earned, not collected on loans | $445,000 | 6,108 |
| Earning assets | $113,010,000 | 4,282 |
| Long-term assets (5+ years) | $7,960,000 | 5,068 |
| Average Assets, year-to-date | $107,052,750 | 4,617 |
| Average Assets, quarterly | $113,340,000 | 4,513 |
| Volatile liabilities | $32,328,000 | 3,232 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $33,274,000 | 2,336 |
| Tier 1 (core) risk-based capital | $13,711,000 | 4,000 |
| Tier 2 risk-based capital | $822,000 | 4,387 |
| Total risk weighted assets | $113,627,000 | 3,453 |
| Total unused commitments | $33,274,000 | 2,339 |
| Derivatives | $500,000 | 809 |
| 2005-06-30 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $102,064,000 | 4,822 |
| Cash and due from depository institutions | $3,608,000 | 5,181 |
| Interest-bearing balances | $12,000 | 6,375 |
| Securities | $2,962,000 | 8,023 |
| Federal funds sold & reverse repurchase agreements | $240,000 | 5,318 |
| Net loans & leases | $87,104,000 | 3,976 |
| Loan loss allowance | $645,000 | 5,307 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,652,000 | 4,775 |
| Other real estate owned | $0 | 5,181 |
| Goodwill and other intangibles | $4,477,000 | 842 |
| All other assets | $2,021,000 | 4,868 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $102,064,000 | 4,822 |
| Total liabilities | $84,231,000 | 5,053 |
| Total deposits | $81,104,000 | 4,891 |
| Interest-bearing deposits | $68,778,000 | 4,856 |
| Deposits held in domestic offices | $81,104,000 | 4,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,425,000 | 2,218 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $702,000 | 4,063 |
| Total equity capital | $17,833,000 | 3,221 |
| Total bank equity capital | $17,833,000 | 3,221 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,205,000 | 1,734 |
| Surplus | $14,235,000 | 1,613 |
| Undivided profits | $1,393,000 | 6,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 3,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $238,000 | 512 |
| Income earned, not collected on loans | $390,000 | 6,235 |
| Earning assets | $90,318,000 | 4,929 |
| Long-term assets (5+ years) | $7,851,000 | 5,156 |
| Average Assets, year-to-date | $101,198,330 | 4,795 |
| Average Assets, quarterly | $102,111,500 | 4,780 |
| Volatile liabilities | $21,016,000 | 4,157 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $26,950,000 | 2,634 |
| Tier 1 (core) risk-based capital | $13,381,000 | 3,983 |
| Tier 2 risk-based capital | $682,000 | 4,886 |
| Total risk weighted assets | $91,445,000 | 3,970 |
| Total unused commitments | $26,950,000 | 2,637 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 23 | 5,847 |
| Assets and Liabilities | ||
| Total Assets: | $102,159,000 | 4,827 |
| Cash and due from depository institutions | $5,325,000 | 5,847 |
| Interest-bearing balances | $1,812,000 | 2,118 |
| Securities | $4,965,000 | 7,605 |
| Federal funds sold & reverse repurchase agreements | $4,130,000 | 2,685 |
| Net loans & leases | $79,702,000 | 4,175 |
| Loan loss allowance | $595,000 | 5,574 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,643,000 | 4,805 |
| Other real estate owned | $0 | 5,847 |
| Goodwill and other intangibles | $4,497,000 | 834 |
| All other assets | $1,897,000 | 5,002 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $102,159,000 | 4,827 |
| Total liabilities | $86,542,000 | 4,989 |
| Total deposits | $85,756,000 | 4,744 |
| Interest-bearing deposits | $73,832,000 | 4,658 |
| Deposits held in domestic offices | $85,756,000 | 4,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $786,000 | 3,717 |
| Total equity capital | $15,617,000 | 3,531 |
| Total bank equity capital | $15,617,000 | 3,531 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,205,000 | 1,739 |
| Surplus | $12,236,000 | 1,775 |
| Undivided profits | $1,176,000 | 7,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $238,000 | 529 |
| Income earned, not collected on loans | $349,000 | 6,488 |
| Earning assets | $90,609,000 | 4,945 |
| Long-term assets (5+ years) | $8,833,000 | 4,993 |
| Average Assets, year-to-date | $100,765,500 | 4,840 |
| Average Assets, quarterly | $100,765,500 | 4,840 |
| Volatile liabilities | $19,985,000 | 4,177 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,891,000 | 3,615 |
| Tier 1 (core) risk-based capital | $11,155,000 | 4,551 |
| Tier 2 risk-based capital | $625,000 | 5,136 |
| Total risk weighted assets | $82,399,000 | 4,258 |
| Total unused commitments | $15,891,000 | 3,615 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 26 | 5,443 |
| Assets and Liabilities | ||
| Total Assets: | $99,372,000 | 4,912 |
| Cash and due from depository institutions | $5,763,000 | 5,443 |
| Interest-bearing balances | $1,779,000 | 2,193 |
| Securities | $4,996,000 | 7,646 |
| Federal funds sold & reverse repurchase agreements | $4,490,000 | 2,443 |
| Net loans & leases | $76,072,000 | 4,299 |
| Loan loss allowance | $586,000 | 5,602 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,663,000 | 4,775 |
| Other real estate owned | $0 | 5,443 |
| Goodwill and other intangibles | $4,517,000 | 821 |
| All other assets | $1,871,000 | 5,009 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $99,372,000 | 4,912 |
| Total liabilities | $83,918,000 | 5,079 |
| Total deposits | $83,227,000 | 4,837 |
| Interest-bearing deposits | $70,057,000 | 4,833 |
| Deposits held in domestic offices | $83,227,000 | 4,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $691,000 | 3,971 |
| Total equity capital | $15,454,000 | 3,553 |
| Total bank equity capital | $15,454,000 | 3,553 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,205,000 | 1,721 |
| Surplus | $12,236,000 | 1,752 |
| Undivided profits | $1,013,000 | 7,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $414,000 | 4,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $325,000 | 6,694 |
| Earning assets | $87,337,000 | 5,043 |
| Long-term assets (5+ years) | $9,506,000 | 4,905 |
| Average Assets, year-to-date | $98,978,200 | 4,770 |
| Average Assets, quarterly | $98,942,500 | 4,886 |
| Volatile liabilities | $21,089,000 | 4,003 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,933,000 | 3,481 |
| Tier 1 (core) risk-based capital | $10,957,000 | 4,559 |
| Tier 2 risk-based capital | $585,000 | 5,316 |
| Total risk weighted assets | $77,653,000 | 4,396 |
| Total unused commitments | $15,933,000 | 3,482 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 26 | 5,471 |
| Assets and Liabilities | ||
| Total Assets: | $98,513,000 | 4,901 |
| Cash and due from depository institutions | $6,862,000 | 5,471 |
| Interest-bearing balances | $1,776,000 | 2,262 |
| Securities | $5,019,000 | 7,674 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 4,635 |
| Net loans & leases | $78,040,000 | 4,189 |
| Loan loss allowance | $500,000 | 6,053 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,681,000 | 4,695 |
| Other real estate owned | $0 | 5,471 |
| Goodwill and other intangibles | $4,537,000 | 799 |
| All other assets | $1,449,000 | 5,643 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $98,513,000 | 4,901 |
| Total liabilities | $83,673,000 | 5,067 |
| Total deposits | $82,959,000 | 4,809 |
| Interest-bearing deposits | $71,348,000 | 4,724 |
| Deposits held in domestic offices | $82,959,000 | 4,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $714,000 | 3,990 |
| Total equity capital | $14,840,000 | 3,691 |
| Total bank equity capital | $14,840,000 | 3,691 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,205,000 | 1,713 |
| Surplus | $11,735,000 | 1,780 |
| Undivided profits | $900,000 | 7,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $785,000 | 3,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $263,000 | 7,359 |
| Earning assets | $85,760,000 | 5,063 |
| Long-term assets (5+ years) | $11,612,000 | 4,622 |
| Average Assets, year-to-date | $98,879,750 | 4,778 |
| Average Assets, quarterly | $100,245,000 | 4,776 |
| Volatile liabilities | $18,095,000 | 4,350 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $17,120,000 | 3,321 |
| Tier 1 (core) risk-based capital | $10,312,000 | 4,748 |
| Tier 2 risk-based capital | $500,000 | 5,742 |
| Total risk weighted assets | $80,380,000 | 4,253 |
| Total unused commitments | $17,120,000 | 3,324 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 26 | 5,508 |
| Assets and Liabilities | ||
| Total Assets: | $101,977,000 | 4,749 |
| Cash and due from depository institutions | $9,534,000 | 5,508 |
| Interest-bearing balances | $3,606,000 | 1,483 |
| Securities | $8,000,000 | 7,014 |
| Federal funds sold & reverse repurchase agreements | $2,260,000 | 3,297 |
| Net loans & leases | $74,384,000 | 4,282 |
| Loan loss allowance | $436,000 | 6,462 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,707,000 | 4,635 |
| Other real estate owned | $0 | 5,508 |
| Goodwill and other intangibles | $4,556,000 | 780 |
| All other assets | $1,536,000 | 5,494 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $101,977,000 | 4,749 |
| Total liabilities | $87,336,000 | 4,894 |
| Total deposits | $86,602,000 | 4,633 |
| Interest-bearing deposits | $75,582,000 | 4,537 |
| Deposits held in domestic offices | $86,602,000 | 4,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $734,000 | 3,630 |
| Total equity capital | $14,641,000 | 3,611 |
| Total bank equity capital | $14,641,000 | 3,611 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,205,000 | 1,717 |
| Surplus | $11,735,000 | 1,740 |
| Undivided profits | $701,000 | 7,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $435,000 | 4,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $290,000 | 6,999 |
| Earning assets | $88,250,000 | 4,941 |
| Long-term assets (5+ years) | $13,266,000 | 4,493 |
| Average Assets, year-to-date | $99,002,000 | 4,799 |
| Average Assets, quarterly | $101,326,000 | 4,761 |
| Volatile liabilities | $20,039,000 | 4,010 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,807,000 | 4,077 |
| Tier 1 (core) risk-based capital | $10,116,000 | 4,767 |
| Tier 2 risk-based capital | $435,000 | 6,141 |
| Total risk weighted assets | $74,366,000 | 4,445 |
| Total unused commitments | $11,807,000 | 4,077 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 25 | 5,632 |
| Assets and Liabilities | ||
| Total Assets: | $100,675,000 | 4,805 |
| Cash and due from depository institutions | $7,381,000 | 5,632 |
| Interest-bearing balances | $1,804,000 | 2,452 |
| Securities | $1,579,000 | 8,565 |
| Federal funds sold & reverse repurchase agreements | $12,335,000 | 1,190 |
| Net loans & leases | $71,696,000 | 4,318 |
| Loan loss allowance | $623,000 | 5,405 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,722,000 | 4,587 |
| Other real estate owned | $0 | 5,632 |
| Goodwill and other intangibles | $4,576,000 | 761 |
| All other assets | $1,386,000 | 5,593 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $100,675,000 | 4,805 |
| Total liabilities | $86,293,000 | 4,921 |
| Total deposits | $85,839,000 | 4,674 |
| Interest-bearing deposits | $76,783,000 | 4,493 |
| Deposits held in domestic offices | $85,839,000 | 4,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $454,000 | 5,130 |
| Total equity capital | $14,382,000 | 3,741 |
| Total bank equity capital | $14,382,000 | 3,741 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,205,000 | 1,712 |
| Surplus | $11,735,000 | 1,707 |
| Undivided profits | $442,000 | 8,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 4,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $266,000 | 7,167 |
| Earning assets | $87,414,000 | 4,981 |
| Long-term assets (5+ years) | $14,412,000 | 4,278 |
| Average Assets, year-to-date | $97,514,500 | 4,863 |
| Average Assets, quarterly | $97,514,500 | 4,863 |
| Volatile liabilities | $19,802,000 | 3,946 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,851,000 | 3,836 |
| Tier 1 (core) risk-based capital | $9,805,000 | 4,829 |
| Tier 2 risk-based capital | $623,000 | 5,075 |
| Total risk weighted assets | $72,482,000 | 4,463 |
| Total unused commitments | $12,851,000 | 3,841 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 27 | 5,384 |
| Assets and Liabilities | ||
| Total Assets: | $94,354,000 | 4,984 |
| Cash and due from depository institutions | $24,616,000 | 5,384 |
| Interest-bearing balances | $20,183,000 | 317 |
| Securities | $1,594,000 | 8,635 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $60,441,000 | 4,825 |
| Loan loss allowance | $623,000 | 5,396 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,731,000 | 4,580 |
| Other real estate owned | $0 | 5,384 |
| Goodwill and other intangibles | $4,596,000 | 758 |
| All other assets | $1,376,000 | 5,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,354,000 | 4,984 |
| Total liabilities | $83,081,000 | 5,049 |
| Total deposits | $82,641,000 | 4,787 |
| Interest-bearing deposits | $73,563,000 | 4,620 |
| Deposits held in domestic offices | $82,641,000 | 4,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $440,000 | 5,077 |
| Total equity capital | $11,273,000 | 4,458 |
| Total bank equity capital | $11,273,000 | 4,458 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,205,000 | 1,724 |
| Surplus | $8,735,000 | 2,197 |
| Undivided profits | $333,000 | 8,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $240,000 | 7,500 |
| Earning assets | $82,218,000 | 5,153 |
| Long-term assets (5+ years) | $13,426,000 | 4,433 |
| Average Assets, year-to-date | $94,270,200 | 4,870 |
| Average Assets, quarterly | $95,134,500 | 4,915 |
| Volatile liabilities | $18,025,000 | 4,167 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,578,000 | 4,372 |
| Tier 1 (core) risk-based capital | $6,676,000 | 6,162 |
| Tier 2 risk-based capital | $623,000 | 5,075 |
| Total risk weighted assets | $60,477,000 | 5,028 |
| Total unused commitments | $9,578,000 | 4,374 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 25 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $95,915,000 | 4,905 |
| Cash and due from depository institutions | $26,390,000 | 5,657 |
| Interest-bearing balances | $21,734,000 | 347 |
| Securities | $1,134,000 | 8,762 |
| Federal funds sold & reverse repurchase agreements | $110,000 | 6,440 |
| Net loans & leases | $60,928,000 | 4,797 |
| Loan loss allowance | $625,000 | 5,397 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,248,000 | 5,384 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $4,626,000 | 746 |
| All other assets | $1,479,000 | 5,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,915,000 | 4,905 |
| Total liabilities | $84,749,000 | 4,952 |
| Total deposits | $84,344,000 | 4,699 |
| Interest-bearing deposits | $75,202,000 | 4,525 |
| Deposits held in domestic offices | $84,344,000 | 4,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $405,000 | 5,641 |
| Total equity capital | $11,166,000 | 4,465 |
| Total bank equity capital | $11,166,000 | 4,465 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,205,000 | 1,725 |
| Surplus | $8,735,000 | 2,165 |
| Undivided profits | $226,000 | 8,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $321,000 | 6,939 |
| Earning assets | $83,906,000 | 5,068 |
| Long-term assets (5+ years) | $14,174,000 | 4,353 |
| Average Assets, year-to-date | $94,249,250 | 4,879 |
| Average Assets, quarterly | $96,680,500 | 4,863 |
| Volatile liabilities | $17,866,000 | 4,156 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,552,000 | 4,628 |
| Tier 1 (core) risk-based capital | $6,545,000 | 6,223 |
| Tier 2 risk-based capital | $625,000 | 5,051 |
| Total risk weighted assets | $58,467,000 | 5,125 |
| Total unused commitments | $8,552,000 | 4,632 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 29 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $97,446,000 | 4,852 |
| Cash and due from depository institutions | $25,989,000 | 5,170 |
| Interest-bearing balances | $21,580,000 | 385 |
| Securities | $1,181,000 | 8,760 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $63,231,000 | 4,652 |
| Loan loss allowance | $521,000 | 5,915 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,242,000 | 5,368 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $4,656,000 | 712 |
| All other assets | $1,147,000 | 6,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,446,000 | 4,852 |
| Total liabilities | $86,406,000 | 4,863 |
| Total deposits | $86,115,000 | 4,624 |
| Interest-bearing deposits | $77,405,000 | 4,443 |
| Deposits held in domestic offices | $86,115,000 | 4,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $291,000 | 6,570 |
| Total equity capital | $11,040,000 | 4,498 |
| Total bank equity capital | $11,040,000 | 4,498 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,205,000 | 1,723 |
| Surplus | $8,735,000 | 2,124 |
| Undivided profits | $100,000 | 8,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 8,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $303,000 | 7,008 |
| Earning assets | $85,992,000 | 4,973 |
| Long-term assets (5+ years) | $4,089,000 | 6,457 |
| Average Assets, year-to-date | $93,694,000 | 4,901 |
| Average Assets, quarterly | $96,529,500 | 4,851 |
| Volatile liabilities | $18,206,000 | 4,048 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $7,000,000 | 586 |
| Unused loan commitments | $7,168,000 | 4,966 |
| Tier 1 (core) risk-based capital | $6,352,000 | 6,271 |
| Tier 2 risk-based capital | $521,000 | 5,571 |
| Total risk weighted assets | $57,186,000 | 5,160 |
| Total unused commitments | $7,168,000 | 4,979 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 31 | 4,894 |
| Assets and Liabilities | ||
| Total Assets: | $95,613,000 | 4,866 |
| Cash and due from depository institutions | $8,062,000 | 4,894 |
| Interest-bearing balances | $4,507,000 | 1,642 |
| Securities | $12,887,000 | 5,888 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $68,317,000 | 4,374 |
| Loan loss allowance | $512,000 | 5,931 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,241,000 | 5,347 |
| Other real estate owned | $0 | 4,894 |
| Goodwill and other intangibles | $3,983,000 | 776 |
| All other assets | $1,123,000 | 6,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,613,000 | 4,866 |
| Total liabilities | $84,653,000 | 4,886 |
| Total deposits | $84,436,000 | 4,664 |
| Interest-bearing deposits | $76,369,000 | 4,464 |
| Deposits held in domestic offices | $84,436,000 | 4,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $217,000 | 7,273 |
| Total equity capital | $10,960,000 | 4,454 |
| Total bank equity capital | $10,960,000 | 4,454 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,205,000 | 1,733 |
| Surplus | $8,735,000 | 2,095 |
| Undivided profits | $20,000 | 8,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $392,000 | 6,248 |
| Earning assets | $85,711,000 | 4,921 |
| Long-term assets (5+ years) | $13,469,000 | 4,242 |
| Average Assets, year-to-date | $91,818,000 | 4,963 |
| Average Assets, quarterly | $91,818,000 | 4,963 |
| Volatile liabilities | $18,015,000 | 4,056 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $10,000,000 | 414 |
| Unused loan commitments | $9,266,000 | 4,323 |
| Tier 1 (core) risk-based capital | $6,999,000 | 5,831 |
| Tier 2 risk-based capital | $512,000 | 5,575 |
| Total risk weighted assets | $58,759,000 | 5,013 |
| Total unused commitments | $9,266,000 | 4,338 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 31 | 4,904 |
| Assets and Liabilities | ||
| Total Assets: | $88,023,000 | 5,106 |
| Cash and due from depository institutions | $4,111,000 | 4,904 |
| Interest-bearing balances | $7,000 | 6,735 |
| Securities | $3,111,000 | 8,394 |
| Federal funds sold & reverse repurchase agreements | $14,950,000 | 946 |
| Net loans & leases | $63,006,000 | 4,622 |
| Loan loss allowance | $512,000 | 5,879 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $688,000 | 6,638 |
| Other real estate owned | $0 | 4,904 |
| Goodwill and other intangibles | $938,000 | 1,556 |
| All other assets | $1,219,000 | 5,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,023,000 | 5,106 |
| Total liabilities | $81,148,000 | 5,008 |
| Total deposits | $80,928,000 | 4,756 |
| Interest-bearing deposits | $80,928,000 | 4,213 |
| Deposits held in domestic offices | $80,928,000 | 4,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $220,000 | 7,346 |
| Total equity capital | $6,875,000 | 6,070 |
| Total bank equity capital | $6,875,000 | 6,070 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,205,000 | 1,727 |
| Surplus | $7,389,000 | 2,381 |
| Undivided profits | $-2,719,000 | 9,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $353,000 | 6,782 |
| Earning assets | $81,074,000 | 5,081 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $76,584,000 | 5,431 |
| Average Assets, quarterly | $83,540,500 | 5,240 |
| Volatile liabilities | $21,154,000 | 3,592 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,472,000 | 4,190 |
| Tier 1 (core) risk-based capital | $5,945,000 | 6,396 |
| Tier 2 risk-based capital | $512,000 | 5,545 |
| Total risk weighted assets | $52,277,000 | 5,322 |
| Total unused commitments | $9,472,000 | 4,192 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 21 | 6,296 |
| Assets and Liabilities | ||
| Total Assets: | $73,687,000 | 5,630 |
| Cash and due from depository institutions | $3,313,000 | 6,296 |
| Interest-bearing balances | $5,000 | 6,787 |
| Securities | $2,445,000 | 8,742 |
| Federal funds sold & reverse repurchase agreements | $14,800,000 | 990 |
| Net loans & leases | $49,265,000 | 5,306 |
| Loan loss allowance | $662,000 | 4,903 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $658,000 | 6,828 |
| Other real estate owned | $456,000 | 6,296 |
| Goodwill and other intangibles | $1,320,000 | 1,311 |
| All other assets | $1,430,000 | 5,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,687,000 | 5,630 |
| Total liabilities | $67,911,000 | 5,532 |
| Total deposits | $67,750,000 | 5,278 |
| Interest-bearing deposits | $61,013,000 | 5,065 |
| Deposits held in domestic offices | $67,750,000 | 5,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $161,000 | 8,312 |
| Total equity capital | $5,776,000 | 6,570 |
| Total bank equity capital | $5,776,000 | 6,570 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,205,000 | 1,736 |
| Surplus | $7,370,000 | 2,252 |
| Undivided profits | $-3,799,000 | 9,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 7,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $268,000 | 7,816 |
| Earning assets | $66,515,000 | 5,682 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $73,376,800 | 5,452 |
| Average Assets, quarterly | $74,507,000 | 5,554 |
| Volatile liabilities | $11,717,000 | 5,187 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,668,000 | 3,244 |
| Tier 1 (core) risk-based capital | $4,723,000 | 7,154 |
| Tier 2 risk-based capital | $571,000 | 5,062 |
| Total risk weighted assets | $45,572,000 | 5,694 |
| Total unused commitments | $13,668,000 | 3,253 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $70,457,000 | 5,668 |
| Cash and due from depository institutions | $5,224,000 | 3,349 |
| Interest-bearing balances | $116,000 | 4,392 |
| Securities | $7,816,000 | 7,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $52,903,000 | 4,992 |
| Loan loss allowance | $630,000 | 4,936 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,260,000 | 5,359 |
| Other real estate owned | $120,000 | 3,349 |
| Goodwill and other intangibles | $1,660,000 | 1,158 |
| All other assets | $1,474,000 | 4,917 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,457,000 | 5,668 |
| Total liabilities | $64,979,000 | 5,555 |
| Total deposits | $64,539,000 | 5,273 |
| Interest-bearing deposits | $64,539,000 | 4,765 |
| Deposits held in domestic offices | $64,539,000 | 5,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $440,000 | 6,201 |
| Total equity capital | $5,478,000 | 6,731 |
| Total bank equity capital | $5,478,000 | 6,731 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,205,000 | 1,752 |
| Surplus | $7,327,000 | 2,200 |
| Undivided profits | $-4,054,000 | 9,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $323,000 | 6,668 |
| Earning assets | $60,835,000 | 5,884 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $75,941,200 | 5,185 |
| Average Assets, quarterly | $74,233,000 | 5,413 |
| Volatile liabilities | $16,222,000 | 4,235 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,862,000 | 4,026 |
| Tier 1 (core) risk-based capital | $4,291,000 | 7,544 |
| Tier 2 risk-based capital | $610,000 | 4,742 |
| Total risk weighted assets | $48,767,000 | 5,405 |
| Total unused commitments | $8,862,000 | 4,027 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $79,761,000 | 5,226 |
| Cash and due from depository institutions | $2,489,000 | 2,264 |
| Interest-bearing balances | $2,000 | 6,730 |
| Securities | $14,457,000 | 5,922 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $56,612,000 | 4,726 |
| Loan loss allowance | $665,000 | 4,715 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,558,000 | 4,746 |
| Other real estate owned | $555,000 | 2,264 |
| Goodwill and other intangibles | $2,463,000 | 949 |
| All other assets | $1,627,000 | 4,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,761,000 | 5,226 |
| Total liabilities | $73,673,000 | 5,129 |
| Total deposits | $72,494,000 | 4,903 |
| Interest-bearing deposits | $72,494,000 | 4,336 |
| Deposits held in domestic offices | $72,494,000 | 4,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $500,000 | 4,968 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $679,000 | 4,365 |
| Total equity capital | $6,088,000 | 6,206 |
| Total bank equity capital | $6,088,000 | 6,206 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,205,000 | 1,761 |
| Surplus | $6,577,000 | 2,370 |
| Undivided profits | $-2,694,000 | 10,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,118,000 | 1,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $294,000 | 6,537 |
| Earning assets | $71,071,000 | 5,313 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $91,264,600 | 4,615 |
| Average Assets, quarterly | $83,324,000 | 5,054 |
| Volatile liabilities | $18,938,000 | 3,613 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $500,000 | 778 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,818,000 | 3,568 |
| Tier 1 (core) risk-based capital | $4,177,000 | 7,688 |
| Tier 2 risk-based capital | $652,000 | 4,443 |
| Total risk weighted assets | $52,180,000 | 5,061 |
| Total unused commitments | $10,818,000 | 3,572 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 103 | 1,651 |
| Assets and Liabilities | ||
| Total Assets: | $93,574,000 | 4,602 |
| Cash and due from depository institutions | $5,433,000 | 1,651 |
| Interest-bearing balances | $7,000 | 6,401 |
| Securities | $6,629,000 | 8,161 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 2,041 |
| Net loans & leases | $64,216,000 | 4,042 |
| Loan loss allowance | $688,000 | 4,517 |
| Trading account assets | $982,000 | 148 |
| Bank premises and fixed assets | $1,525,000 | 4,726 |
| Other real estate owned | $512,000 | 1,651 |
| Goodwill and other intangibles | $2,269,000 | 954 |
| All other assets | $3,608,000 | 2,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,574,000 | 4,602 |
| Total liabilities | $86,770,000 | 4,474 |
| Total deposits | $86,364,000 | 4,245 |
| Interest-bearing deposits | $79,610,000 | 3,988 |
| Deposits held in domestic offices | $86,364,000 | 4,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $406,000 | 6,478 |
| Total equity capital | $6,804,000 | 5,881 |
| Total bank equity capital | $6,804,000 | 5,881 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,205,000 | 1,712 |
| Surplus | $4,577,000 | 3,092 |
| Undivided profits | $22,000 | 9,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $382,000 | 4,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $296,000 | 6,619 |
| Earning assets | $80,234,000 | 4,870 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $84,474,000 | 4,775 |
| Average Assets, quarterly | $93,593,000 | 4,533 |
| Volatile liabilities | $20,761,000 | 2,914 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,185,000 | 1,941 |
| Tier 1 (core) risk-based capital | $4,956,000 | 6,976 |
| Tier 2 risk-based capital | $658,000 | 4,282 |
| Total risk weighted assets | $52,121,000 | 4,928 |
| Total unused commitments | $24,185,000 | 1,948 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 29 | 5,676 |
| Assets and Liabilities | ||
| Total Assets: | $73,691,000 | 5,500 |
| Cash and due from depository institutions | $2,119,000 | 5,676 |
| Interest-bearing balances | $303,000 | 3,533 |
| Securities | $8,761,000 | 7,834 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 526 |
| Net loans & leases | $32,611,000 | 6,567 |
| Loan loss allowance | $934,000 | 3,580 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $770,000 | 6,727 |
| Other real estate owned | $995,000 | 5,676 |
| Goodwill and other intangibles | $1,517,000 | 1,124 |
| All other assets | $1,918,000 | 3,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,692,000 | 5,500 |
| Total liabilities | $67,801,000 | 5,396 |
| Total deposits | $67,576,000 | 5,171 |
| Interest-bearing deposits | $67,576,000 | 4,584 |
| Deposits held in domestic offices | $67,576,000 | 5,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $225,000 | 8,665 |
| Total equity capital | $5,891,000 | 6,464 |
| Total bank equity capital | $5,891,000 | 6,464 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,205,000 | 1,694 |
| Surplus | $4,177,000 | 3,231 |
| Undivided profits | $-491,000 | 10,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,451,000 | 1,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $195,000 | 8,334 |
| Earning assets | $66,675,000 | 5,576 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $89,418,800 | 4,592 |
| Average Assets, quarterly | $74,921,000 | 5,389 |
| Volatile liabilities | $18,901,000 | 3,132 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $934,000 | 8,860 |
| Tier 1 (core) risk-based capital | $4,522,000 | 7,450 |
| Tier 2 risk-based capital | $504,000 | 5,134 |
| Total risk weighted assets | $39,862,000 | 5,948 |
| Total unused commitments | $934,000 | 8,870 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $110,215,000 | 4,036 |
| Cash and due from depository institutions | $2,250,000 | 5,956 |
| Interest-bearing balances | $838,000 | 2,563 |
| Securities | $14,630,000 | 6,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $88,088,000 | 3,111 |
| Loan loss allowance | $1,783,000 | 2,098 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $978,000 | 6,077 |
| Other real estate owned | $975,000 | 5,956 |
| Goodwill and other intangibles | $167,000 | 2,213 |
| All other assets | $3,127,000 | 2,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,215,000 | 4,036 |
| Total liabilities | $105,054,000 | 3,830 |
| Total deposits | $79,525,000 | 4,668 |
| Interest-bearing deposits | $79,525,000 | 4,084 |
| Deposits held in domestic offices | $79,525,000 | 4,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $25,234,000 | 835 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $295,000 | 7,931 |
| Total equity capital | $5,161,000 | 7,106 |
| Total bank equity capital | $5,161,000 | 7,106 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,988,000 | 2,072 |
| Surplus | $779,000 | 8,398 |
| Undivided profits | $2,394,000 | 6,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,572,000 | 951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $677,000 | 3,404 |
| Earning assets | $103,556,000 | 3,974 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $116,110,800 | 3,709 |
| Average Assets, quarterly | $113,336,500 | 3,891 |
| Volatile liabilities | $47,470,000 | 1,445 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $25,234,000 | 288 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $665,000 | 9,447 |
| Tier 1 (core) risk-based capital | $5,200,000 | 6,972 |
| Tier 2 risk-based capital | $720,000 | 3,976 |
| Total risk weighted assets | $57,155,000 | 4,580 |
| Total unused commitments | $665,000 | 9,457 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $118,268,000 | 3,787 |
| Cash and due from depository institutions | $3,673,000 | 3,911 |
| Interest-bearing balances | $3,192,000 | 1,363 |
| Securities | $24,213,000 | 4,830 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 8,834 |
| Net loans & leases | $85,212,000 | 3,138 |
| Loan loss allowance | $1,577,000 | 2,378 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,250,000 | 5,264 |
| Other real estate owned | $551,000 | 3,911 |
| Goodwill and other intangibles | $202,000 | 2,004 |
| All other assets | $2,917,000 | 2,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,268,000 | 3,787 |
| Total liabilities | $110,791,000 | 3,658 |
| Total deposits | $105,399,000 | 3,626 |
| Interest-bearing deposits | $105,399,000 | 3,135 |
| Deposits held in domestic offices | $105,399,000 | 3,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,500,000 | 1,733 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $892,000 | 3,997 |
| Total equity capital | $7,477,000 | 5,577 |
| Total bank equity capital | $7,477,000 | 5,577 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,978,000 | 2,134 |
| Surplus | $776,000 | 8,665 |
| Undivided profits | $4,723,000 | 4,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,412,000 | 1,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $598,000 | 3,985 |
| Earning assets | $112,867,000 | 3,636 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $119,354,800 | 3,606 |
| Average Assets, quarterly | $117,425,500 | 3,770 |
| Volatile liabilities | $29,884,000 | 1,859 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $4,500,000 | 541 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,904,000 | 5,045 |
| Tier 1 (core) risk-based capital | $7,531,000 | 5,419 |
| Tier 2 risk-based capital | $737,000 | 3,860 |
| Total risk weighted assets | $58,678,000 | 4,416 |
| Total unused commitments | $4,904,000 | 5,058 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 99 | 2,029 |
| Assets and Liabilities | ||
| Total Assets: | $120,911,000 | 3,676 |
| Cash and due from depository institutions | $3,475,000 | 2,029 |
| Interest-bearing balances | $2,702,000 | 1,255 |
| Securities | $24,639,000 | 5,040 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 4,965 |
| Net loans & leases | $82,851,000 | 3,125 |
| Loan loss allowance | $1,328,000 | 2,823 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,847,000 | 3,922 |
| Other real estate owned | $1,725,000 | 2,029 |
| Goodwill and other intangibles | $350,000 | 1,634 |
| All other assets | $4,774,000 | 1,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,911,000 | 3,676 |
| Total liabilities | $114,032,000 | 3,541 |
| Total deposits | $97,363,000 | 3,883 |
| Interest-bearing deposits | $93,529,000 | 3,478 |
| Deposits held in domestic offices | $97,363,000 | 3,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,000,000 | 992 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $669,000 | 4,189 |
| Total equity capital | $6,879,000 | 5,617 |
| Total bank equity capital | $6,879,000 | 5,617 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,977,000 | 2,196 |
| Surplus | $775,000 | 8,917 |
| Undivided profits | $4,127,000 | 4,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,432,000 | 743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $549,000 | 3,827 |
| Earning assets | $111,442,000 | 3,648 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $118,321,600 | 3,653 |
| Average Assets, quarterly | $119,265,000 | 3,687 |
| Volatile liabilities | $27,233,000 | 1,971 |
| Insider loans | $510,000 | 5,629 |
| FHLB advances | $16,000,000 | 374 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,615,000 | 3,201 |
| Tier 1 (core) risk-based capital | $6,940,000 | 5,674 |
| Tier 2 risk-based capital | $877,000 | 3,273 |
| Total risk weighted assets | $77,919,000 | 3,334 |
| Total unused commitments | $9,615,000 | 3,212 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 127 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $122,453,000 | 3,685 |
| Cash and due from depository institutions | $2,963,000 | 1,644 |
| Interest-bearing balances | $2,650,000 | 2,011 |
| Securities | $14,521,000 | 7,565 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 5,264 |
| Net loans & leases | $93,437,000 | 2,764 |
| Loan loss allowance | $1,467,000 | 2,682 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,946,000 | 3,721 |
| Other real estate owned | $1,505,000 | 1,644 |
| Goodwill and other intangibles | $382,000 | 1,500 |
| All other assets | $5,399,000 | 1,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,453,000 | 3,685 |
| Total liabilities | $114,368,000 | 3,602 |
| Total deposits | $101,589,000 | 3,834 |
| Interest-bearing deposits | $98,442,000 | 3,444 |
| Deposits held in domestic offices | $101,589,000 | 3,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $11,700,000 | 985 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,079,000 | 2,956 |
| Total equity capital | $8,085,000 | 4,964 |
| Total bank equity capital | $8,085,000 | 4,964 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,977,000 | 2,234 |
| Surplus | $775,000 | 9,156 |
| Undivided profits | $5,333,000 | 4,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,042,000 | 1,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $709,000 | 2,533 |
| Earning assets | $112,908,000 | 3,684 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $116,401,400 | 3,785 |
| Average Assets, quarterly | $121,162,500 | 3,707 |
| Volatile liabilities | $25,869,000 | 1,948 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $11,700,000 | 375 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,924,000 | 2,223 |
| Tier 1 (core) risk-based capital | $7,551,000 | 5,172 |
| Tier 2 risk-based capital | $991,000 | 2,911 |
| Total risk weighted assets | $79,246,000 | 3,265 |
| Total unused commitments | $15,924,000 | 2,244 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 112 | 1,928 |
| Assets and Liabilities | ||
| Total Assets: | $115,269,000 | 3,981 |
| Cash and due from depository institutions | $6,328,000 | 1,928 |
| Interest-bearing balances | $5,945,000 | 1,243 |
| Securities | $4,797,000 | 11,718 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 6,039 |
| Net loans & leases | $94,024,000 | 2,828 |
| Loan loss allowance | $998,000 | 3,746 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,405,000 | 4,911 |
| Other real estate owned | $1,052,000 | 1,928 |
| Goodwill and other intangibles | $483,000 | 1,371 |
| All other assets | $4,930,000 | 1,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,269,000 | 3,981 |
| Total liabilities | $107,846,000 | 3,913 |
| Total deposits | $100,994,000 | 3,963 |
| Interest-bearing deposits | $96,130,000 | 3,662 |
| Deposits held in domestic offices | $100,994,000 | 3,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,000,000 | 1,207 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $852,000 | 3,745 |
| Total equity capital | $7,423,000 | 5,117 |
| Total bank equity capital | $7,423,000 | 5,117 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,811,000 | 2,434 |
| Surplus | $572,000 | 10,275 |
| Undivided profits | $5,040,000 | 4,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,004,000 | 1,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $855,000 | 2,321 |
| Earning assets | $107,016,000 | 3,925 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $114,691,400 | 3,921 |
| Average Assets, quarterly | $117,090,000 | 3,897 |
| Volatile liabilities | $16,762,000 | 2,732 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $6,000,000 | 465 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,203,000 | 2,921 |
| Tier 1 (core) risk-based capital | $6,795,000 | 5,451 |
| Tier 2 risk-based capital | $853,000 | 3,332 |
| Total risk weighted assets | $76,886,000 | 3,395 |
| Total unused commitments | $10,203,000 | 2,937 |
| Derivatives | $0 | 651 |