Home > Community Banks of Colorado > Income and Expense
Community Banks of Colorado, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $38,508,000 | 537 |
| Total interest expense | $13,091,000 | 331 |
| Net interest income | $25,417,000 | 636 |
| Provision for loan and lease losses | $15,109,000 | 229 |
| Total noninterest income | $-5,384,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,907,000 | 581 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-7,291,000 | 7,431 |
| Total noninterest expense | $33,210,000 | 462 |
| Salaries and employee benefits | $12,589,000 | 568 |
| Premises and equipment expense | $4,704,000 | 421 |
| Additional noninterest expense | $15,917,000 | 363 |
| Pre-tax net operating income | $-28,286,000 | 7,419 |
| Securities gains (losses) | $568,000 | 582 |
| Applicable income taxes | $5,336,000 | 320 |
| Income before extraordinary items | $-33,054,000 | 7,421 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-33,054,000 | 7,420 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-33,054,000 | 7,420 |
| Net charge-offs | $34,472,000 | 126 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-33,622,000 | 7,419 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $26,657,000 | 518 |
| Total interest expense | $9,305,000 | 331 |
| Net interest income | $17,352,000 | 624 |
| Provision for loan and lease losses | $15,109,000 | 170 |
| Total noninterest income | $-5,658,000 | 7,502 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,297,000 | 573 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-6,955,000 | 7,510 |
| Total noninterest expense | $22,351,000 | 463 |
| Salaries and employee benefits | $8,376,000 | 573 |
| Premises and equipment expense | $3,159,000 | 419 |
| Additional noninterest expense | $10,816,000 | 361 |
| Pre-tax net operating income | $-25,766,000 | 7,496 |
| Securities gains (losses) | $568,000 | 324 |
| Applicable income taxes | $5,355,000 | 243 |
| Income before extraordinary items | $-30,553,000 | 7,491 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-30,553,000 | 7,490 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-30,553,000 | 7,490 |
| Net charge-offs | $29,895,000 | 120 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-31,121,000 | 7,492 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $13,920,000 | 505 |
| Total interest expense | $4,919,000 | 323 |
| Net interest income | $9,001,000 | 609 |
| Provision for loan and lease losses | $6,500,000 | 197 |
| Total noninterest income | $-1,398,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $630,000 | 571 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-2,028,000 | 7,562 |
| Total noninterest expense | $12,474,000 | 424 |
| Salaries and employee benefits | $4,620,000 | 533 |
| Premises and equipment expense | $1,598,000 | 425 |
| Additional noninterest expense | $6,256,000 | 322 |
| Pre-tax net operating income | $-11,371,000 | 7,552 |
| Securities gains (losses) | $464,000 | 168 |
| Applicable income taxes | $5,354,000 | 150 |
| Income before extraordinary items | $-16,261,000 | 7,549 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-16,261,000 | 7,549 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-16,261,000 | 7,549 |
| Net charge-offs | $19,969,000 | 101 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-16,725,000 | 7,554 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $66,740,000 | 444 |
| Total interest expense | $28,414,000 | 273 |
| Net interest income | $38,326,000 | 571 |
| Provision for loan and lease losses | $63,532,000 | 148 |
| Total noninterest income | $877,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,163,000 | 477 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,286,000 | 7,574 |
| Total noninterest expense | $43,100,000 | 483 |
| Salaries and employee benefits | $17,081,000 | 560 |
| Premises and equipment expense | $6,649,000 | 391 |
| Additional noninterest expense | $19,370,000 | 417 |
| Pre-tax net operating income | $-67,429,000 | 7,620 |
| Securities gains (losses) | $978,000 | 501 |
| Applicable income taxes | $-2,112,000 | 7,465 |
| Income before extraordinary items | $-64,339,000 | 7,619 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-64,339,000 | 7,619 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-64,339,000 | 7,619 |
| Net charge-offs | $41,196,000 | 197 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-65,287,660 | 7,616 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $51,474,000 | 437 |
| Total interest expense | $22,547,000 | 269 |
| Net interest income | $28,927,000 | 555 |
| Provision for loan and lease losses | $38,532,000 | 176 |
| Total noninterest income | $1,749,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,462,000 | 463 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-713,000 | 7,621 |
| Total noninterest expense | $31,134,000 | 494 |
| Salaries and employee benefits | $12,928,000 | 550 |
| Premises and equipment expense | $5,062,000 | 385 |
| Additional noninterest expense | $13,144,000 | 435 |
| Pre-tax net operating income | $-38,990,000 | 7,713 |
| Securities gains (losses) | $978,000 | 416 |
| Applicable income taxes | $-1,019,000 | 7,502 |
| Income before extraordinary items | $-36,993,000 | 7,712 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-36,993,000 | 7,712 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-36,993,000 | 7,712 |
| Net charge-offs | $19,938,000 | 257 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-37,941,660 | 7,714 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $35,208,000 | 435 |
| Total interest expense | $15,879,000 | 260 |
| Net interest income | $19,329,000 | 556 |
| Provision for loan and lease losses | $38,532,000 | 133 |
| Total noninterest income | $2,347,000 | 1,096 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,695,000 | 447 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $652,000 | 1,760 |
| Total noninterest expense | $20,657,000 | 491 |
| Salaries and employee benefits | $8,713,000 | 545 |
| Premises and equipment expense | $3,519,000 | 368 |
| Additional noninterest expense | $8,425,000 | 446 |
| Pre-tax net operating income | $-37,513,000 | 7,785 |
| Securities gains (losses) | $978,000 | 267 |
| Applicable income taxes | $-1,021,000 | 7,617 |
| Income before extraordinary items | $-35,514,000 | 7,785 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-35,514,000 | 7,785 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-35,514,000 | 7,785 |
| Net charge-offs | $19,124,000 | 207 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-36,462,660 | 7,786 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $18,254,000 | 437 |
| Total interest expense | $8,277,000 | 268 |
| Net interest income | $9,977,000 | 545 |
| Provision for loan and lease losses | $1,500,000 | 888 |
| Total noninterest income | $987,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $838,000 | 451 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $149,000 | 2,846 |
| Total noninterest expense | $10,678,000 | 484 |
| Salaries and employee benefits | $4,567,000 | 535 |
| Premises and equipment expense | $1,857,000 | 371 |
| Additional noninterest expense | $4,254,000 | 431 |
| Pre-tax net operating income | $-1,214,000 | 7,473 |
| Securities gains (losses) | $409,000 | 294 |
| Applicable income taxes | $-61,000 | 7,364 |
| Income before extraordinary items | $-744,000 | 7,383 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-744,000 | 7,383 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-744,000 | 7,384 |
| Net charge-offs | $1,804,000 | 691 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,120,280 | 7,491 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $78,843,000 | 426 |
| Total interest expense | $44,225,000 | 258 |
| Net interest income | $34,618,000 | 614 |
| Provision for loan and lease losses | $54,500,000 | 219 |
| Total noninterest income | $11,389,000 | 588 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,114,000 | 539 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,275,000 | 507 |
| Total noninterest expense | $47,009,000 | 457 |
| Salaries and employee benefits | $18,356,000 | 528 |
| Premises and equipment expense | $6,365,000 | 423 |
| Additional noninterest expense | $22,288,000 | 402 |
| Pre-tax net operating income | $-55,502,000 | 7,870 |
| Securities gains (losses) | $645,000 | 733 |
| Applicable income taxes | $-11,970,000 | 7,883 |
| Income before extraordinary items | $-42,887,000 | 7,855 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-42,887,000 | 7,854 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-42,887,000 | 7,854 |
| Net charge-offs | $41,423,000 | 224 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-43,390,100 | 7,862 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $60,238,000 | 430 |
| Total interest expense | $34,495,000 | 272 |
| Net interest income | $25,743,000 | 627 |
| Provision for loan and lease losses | $45,500,000 | 214 |
| Total noninterest income | $9,571,000 | 553 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,338,000 | 536 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,233,000 | 459 |
| Total noninterest expense | $37,826,000 | 431 |
| Salaries and employee benefits | $14,049,000 | 528 |
| Premises and equipment expense | $4,975,000 | 419 |
| Additional noninterest expense | $18,802,000 | 372 |
| Pre-tax net operating income | $-48,012,000 | 7,977 |
| Securities gains (losses) | $-823,000 | 7,832 |
| Applicable income taxes | $-15,581,000 | 8,008 |
| Income before extraordinary items | $-33,254,000 | 7,957 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-33,254,000 | 7,956 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-33,254,000 | 7,956 |
| Net charge-offs | $19,043,000 | 316 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-32,694,360 | 7,955 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $40,364,000 | 436 |
| Total interest expense | $23,607,000 | 278 |
| Net interest income | $16,757,000 | 643 |
| Provision for loan and lease losses | $43,000,000 | 178 |
| Total noninterest income | $7,694,000 | 478 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,528,000 | 539 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,166,000 | 401 |
| Total noninterest expense | $21,534,000 | 513 |
| Salaries and employee benefits | $9,778,000 | 518 |
| Premises and equipment expense | $3,509,000 | 402 |
| Additional noninterest expense | $8,247,000 | 489 |
| Pre-tax net operating income | $-40,083,000 | 8,085 |
| Securities gains (losses) | $-1,271,000 | 8,024 |
| Applicable income taxes | $-15,535,000 | 8,119 |
| Income before extraordinary items | $-25,819,000 | 8,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-25,819,000 | 8,057 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-25,819,000 | 8,057 |
| Net charge-offs | $11,576,000 | 333 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-25,005,560 | 8,051 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $20,641,000 | 431 |
| Total interest expense | $11,821,000 | 291 |
| Net interest income | $8,820,000 | 616 |
| Provision for loan and lease losses | $7,500,000 | 316 |
| Total noninterest income | $4,521,000 | 398 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $761,000 | 529 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,760,000 | 311 |
| Total noninterest expense | $10,540,000 | 496 |
| Salaries and employee benefits | $5,023,000 | 509 |
| Premises and equipment expense | $1,847,000 | 381 |
| Additional noninterest expense | $3,670,000 | 467 |
| Pre-tax net operating income | $-4,699,000 | 8,018 |
| Securities gains (losses) | $-1,168,000 | 8,142 |
| Applicable income taxes | $-2,301,000 | 8,102 |
| Income before extraordinary items | $-3,566,000 | 8,005 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,566,000 | 8,006 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,566,000 | 8,006 |
| Net charge-offs | $4,935,000 | 321 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,818,480 | 7,968 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $99,611,000 | 390 |
| Total interest expense | $44,329,000 | 365 |
| Net interest income | $55,282,000 | 406 |
| Provision for loan and lease losses | $20,039,000 | 369 |
| Total noninterest income | $9,998,000 | 595 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,586,000 | 668 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,412,000 | 475 |
| Total noninterest expense | $40,212,000 | 506 |
| Salaries and employee benefits | $21,850,000 | 442 |
| Premises and equipment expense | $7,440,000 | 370 |
| Additional noninterest expense | $10,922,000 | 630 |
| Pre-tax net operating income | $5,029,000 | 1,101 |
| Securities gains (losses) | $47,000 | 1,652 |
| Applicable income taxes | $1,632,000 | 807 |
| Income before extraordinary items | $3,444,000 | 1,208 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,444,000 | 1,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,282,000 | 518 |
| Cash dividends | $11,000,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,412,040 | 1,300 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $76,209,000 | 400 |
| Total interest expense | $33,231,000 | 386 |
| Net interest income | $42,978,000 | 408 |
| Provision for loan and lease losses | $16,500,000 | 274 |
| Total noninterest income | $7,953,000 | 593 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,817,000 | 726 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,136,000 | 474 |
| Total noninterest expense | $30,931,000 | 489 |
| Salaries and employee benefits | $17,128,000 | 436 |
| Premises and equipment expense | $5,619,000 | 380 |
| Additional noninterest expense | $8,184,000 | 595 |
| Pre-tax net operating income | $3,500,000 | 1,408 |
| Securities gains (losses) | $31,000 | 1,730 |
| Applicable income taxes | $1,151,000 | 1,038 |
| Income before extraordinary items | $2,380,000 | 1,523 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,380,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,244,000 | 345 |
| Cash dividends | $7,000,000 | 328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,359,230 | 1,623 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $51,322,000 | 405 |
| Total interest expense | $21,932,000 | 401 |
| Net interest income | $29,390,000 | 404 |
| Provision for loan and lease losses | $3,500,000 | 548 |
| Total noninterest income | $5,738,000 | 586 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,159,000 | 750 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,579,000 | 461 |
| Total noninterest expense | $20,956,000 | 484 |
| Salaries and employee benefits | $11,803,000 | 430 |
| Premises and equipment expense | $3,729,000 | 382 |
| Additional noninterest expense | $5,424,000 | 578 |
| Pre-tax net operating income | $10,672,000 | 348 |
| Securities gains (losses) | $31,000 | 1,759 |
| Applicable income taxes | $3,879,000 | 321 |
| Income before extraordinary items | $6,824,000 | 403 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,824,000 | 402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,244 |
| Cash dividends | $7,000,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $6,804,160 | 397 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $27,033,000 | 400 |
| Total interest expense | $11,812,000 | 401 |
| Net interest income | $15,221,000 | 395 |
| Provision for loan and lease losses | $2,000,000 | 406 |
| Total noninterest income | $3,111,000 | 554 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $551,000 | 781 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,560,000 | 434 |
| Total noninterest expense | $11,021,000 | 460 |
| Salaries and employee benefits | $6,160,000 | 414 |
| Premises and equipment expense | $1,880,000 | 381 |
| Additional noninterest expense | $2,981,000 | 509 |
| Pre-tax net operating income | $5,311,000 | 382 |
| Securities gains (losses) | $31,000 | 1,352 |
| Applicable income taxes | $1,929,000 | 357 |
| Income before extraordinary items | $3,413,000 | 435 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,413,000 | 436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,966 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,393,160 | 425 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $109,075,000 | 411 |
| Total interest expense | $51,611,000 | 406 |
| Net interest income | $57,464,000 | 413 |
| Provision for loan and lease losses | $6,775,000 | 322 |
| Total noninterest income | $10,334,000 | 600 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,063,000 | 868 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,271,000 | 467 |
| Total noninterest expense | $37,429,000 | 511 |
| Salaries and employee benefits | $20,466,000 | 477 |
| Premises and equipment expense | $6,771,000 | 399 |
| Additional noninterest expense | $10,192,000 | 571 |
| Pre-tax net operating income | $23,594,000 | 410 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,754,000 | 363 |
| Income before extraordinary items | $14,840,000 | 456 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,840,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $880,000 | 1,127 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $14,840,000 | 446 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $80,662,000 | 416 |
| Total interest expense | $38,991,000 | 406 |
| Net interest income | $41,671,000 | 421 |
| Provision for loan and lease losses | $3,475,000 | 341 |
| Total noninterest income | $8,080,000 | 584 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,514,000 | 873 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,566,000 | 453 |
| Total noninterest expense | $27,549,000 | 514 |
| Salaries and employee benefits | $14,978,000 | 492 |
| Premises and equipment expense | $4,935,000 | 407 |
| Additional noninterest expense | $7,636,000 | 557 |
| Pre-tax net operating income | $18,727,000 | 423 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $6,897,000 | 381 |
| Income before extraordinary items | $11,830,000 | 467 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $11,830,000 | 465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 1,842 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $11,830,000 | 457 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $51,108,000 | 444 |
| Total interest expense | $25,229,000 | 424 |
| Net interest income | $25,879,000 | 458 |
| Provision for loan and lease losses | $1,775,000 | 355 |
| Total noninterest income | $5,564,000 | 597 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $962,000 | 924 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,602,000 | 460 |
| Total noninterest expense | $17,679,000 | 543 |
| Salaries and employee benefits | $9,619,000 | 532 |
| Premises and equipment expense | $3,228,000 | 424 |
| Additional noninterest expense | $4,832,000 | 597 |
| Pre-tax net operating income | $11,989,000 | 463 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,403,000 | 422 |
| Income before extraordinary items | $7,586,000 | 519 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,586,000 | 518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,416 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $7,586,000 | 508 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $24,236,000 | 461 |
| Total interest expense | $11,896,000 | 444 |
| Net interest income | $12,340,000 | 474 |
| Provision for loan and lease losses | $725,000 | 380 |
| Total noninterest income | $3,335,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $454,000 | 946 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,881,000 | 390 |
| Total noninterest expense | $9,174,000 | 533 |
| Salaries and employee benefits | $4,703,000 | 542 |
| Premises and equipment expense | $1,568,000 | 441 |
| Additional noninterest expense | $2,903,000 | 493 |
| Pre-tax net operating income | $5,776,000 | 478 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,096,000 | 437 |
| Income before extraordinary items | $3,680,000 | 526 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,680,000 | 525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,387 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,680,000 | 514 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $81,894,000 | 507 |
| Total interest expense | $37,794,000 | 475 |
| Net interest income | $44,100,000 | 518 |
| Provision for loan and lease losses | $2,527,000 | 455 |
| Total noninterest income | $8,745,000 | 682 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,754,000 | 1,008 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,991,000 | 536 |
| Total noninterest expense | $31,440,000 | 581 |
| Salaries and employee benefits | $18,253,000 | 518 |
| Premises and equipment expense | $4,899,000 | 520 |
| Additional noninterest expense | $8,288,000 | 662 |
| Pre-tax net operating income | $18,878,000 | 567 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,033,000 | 496 |
| Income before extraordinary items | $11,845,000 | 638 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,845,000 | 637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,344 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,845,000 | 629 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $59,534,000 | 528 |
| Total interest expense | $27,278,000 | 486 |
| Net interest income | $32,256,000 | 544 |
| Provision for loan and lease losses | $1,277,000 | 615 |
| Total noninterest income | $6,667,000 | 690 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,312,000 | 1,016 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,355,000 | 533 |
| Total noninterest expense | $24,072,000 | 577 |
| Salaries and employee benefits | $14,183,000 | 517 |
| Premises and equipment expense | $3,605,000 | 538 |
| Additional noninterest expense | $6,284,000 | 665 |
| Pre-tax net operating income | $13,574,000 | 611 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,041,000 | 540 |
| Income before extraordinary items | $8,533,000 | 693 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,533,000 | 693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 975 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,533,000 | 685 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $38,211,000 | 537 |
| Total interest expense | $17,422,000 | 483 |
| Net interest income | $20,789,000 | 568 |
| Provision for loan and lease losses | $712,000 | 708 |
| Total noninterest income | $4,542,000 | 680 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $876,000 | 1,002 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,666,000 | 527 |
| Total noninterest expense | $15,723,000 | 600 |
| Salaries and employee benefits | $9,293,000 | 536 |
| Premises and equipment expense | $2,373,000 | 544 |
| Additional noninterest expense | $4,057,000 | 687 |
| Pre-tax net operating income | $8,896,000 | 613 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,284,000 | 555 |
| Income before extraordinary items | $5,612,000 | 703 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,612,000 | 703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 1,038 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,612,000 | 688 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $18,176,000 | 540 |
| Total interest expense | $8,073,000 | 485 |
| Net interest income | $10,103,000 | 576 |
| Provision for loan and lease losses | $250,000 | 918 |
| Total noninterest income | $1,966,000 | 750 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $435,000 | 980 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,531,000 | 591 |
| Total noninterest expense | $7,630,000 | 607 |
| Salaries and employee benefits | $4,631,000 | 538 |
| Premises and equipment expense | $1,223,000 | 522 |
| Additional noninterest expense | $1,776,000 | 755 |
| Pre-tax net operating income | $4,189,000 | 643 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,543,000 | 576 |
| Income before extraordinary items | $2,646,000 | 728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,646,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,260 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,646,000 | 711 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $61,469,000 | 564 |
| Total interest expense | $24,271,000 | 495 |
| Net interest income | $37,198,000 | 594 |
| Provision for loan and lease losses | $1,715,000 | 620 |
| Total noninterest income | $10,891,000 | 581 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,822,000 | 955 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,069,000 | 457 |
| Total noninterest expense | $26,985,000 | 640 |
| Salaries and employee benefits | $15,903,000 | 577 |
| Premises and equipment expense | $4,598,000 | 535 |
| Additional noninterest expense | $6,484,000 | 802 |
| Pre-tax net operating income | $19,389,000 | 549 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $7,097,000 | 497 |
| Income before extraordinary items | $12,297,000 | 604 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,297,000 | 605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,179 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $12,293,800 | 591 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $43,508,000 | 567 |
| Total interest expense | $17,266,000 | 488 |
| Net interest income | $26,242,000 | 613 |
| Provision for loan and lease losses | $1,335,000 | 574 |
| Total noninterest income | $8,624,000 | 568 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,379,000 | 946 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,245,000 | 445 |
| Total noninterest expense | $20,205,000 | 641 |
| Salaries and employee benefits | $11,723,000 | 583 |
| Premises and equipment expense | $3,416,000 | 534 |
| Additional noninterest expense | $5,066,000 | 769 |
| Pre-tax net operating income | $13,326,000 | 587 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $4,860,000 | 533 |
| Income before extraordinary items | $8,471,000 | 655 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,471,000 | 655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,045 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,467,800 | 641 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $27,254,000 | 575 |
| Total interest expense | $10,721,000 | 490 |
| Net interest income | $16,533,000 | 636 |
| Provision for loan and lease losses | $810,000 | 624 |
| Total noninterest income | $5,997,000 | 546 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $921,000 | 920 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,076,000 | 434 |
| Total noninterest expense | $13,533,000 | 634 |
| Salaries and employee benefits | $7,732,000 | 589 |
| Premises and equipment expense | $2,247,000 | 533 |
| Additional noninterest expense | $3,554,000 | 731 |
| Pre-tax net operating income | $8,187,000 | 610 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $2,977,000 | 553 |
| Income before extraordinary items | $5,215,000 | 689 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,215,000 | 689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,487 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,211,800 | 669 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $13,047,000 | 582 |
| Total interest expense | $5,232,000 | 479 |
| Net interest income | $7,815,000 | 659 |
| Provision for loan and lease losses | $375,000 | 622 |
| Total noninterest income | $2,540,000 | 604 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $455,000 | 908 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,085,000 | 464 |
| Total noninterest expense | $6,363,000 | 661 |
| Salaries and employee benefits | $3,794,000 | 589 |
| Premises and equipment expense | $1,109,000 | 542 |
| Additional noninterest expense | $1,460,000 | 857 |
| Pre-tax net operating income | $3,617,000 | 680 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,318,000 | 624 |
| Income before extraordinary items | $2,299,000 | 764 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,299,000 | 765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,097 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,299,000 | 741 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $44,525,000 | 630 |
| Total interest expense | $14,170,000 | 587 |
| Net interest income | $30,355,000 | 658 |
| Provision for loan and lease losses | $1,418,000 | 756 |
| Total noninterest income | $10,759,000 | 574 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,811,000 | 970 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,948,000 | 447 |
| Total noninterest expense | $24,740,000 | 664 |
| Salaries and employee benefits | $14,294,000 | 599 |
| Premises and equipment expense | $4,533,000 | 515 |
| Additional noninterest expense | $5,913,000 | 844 |
| Pre-tax net operating income | $14,956,000 | 617 |
| Securities gains (losses) | $105,000 | 1,210 |
| Applicable income taxes | $5,433,000 | 569 |
| Income before extraordinary items | $9,628,000 | 691 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,628,000 | 692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $997,000 | 783 |
| Cash dividends | $4,008,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,560,800 | 668 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $32,180,000 | 647 |
| Total interest expense | $9,789,000 | 619 |
| Net interest income | $22,391,000 | 661 |
| Provision for loan and lease losses | $1,168,000 | 663 |
| Total noninterest income | $8,227,000 | 575 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,347,000 | 985 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,880,000 | 443 |
| Total noninterest expense | $18,544,000 | 663 |
| Salaries and employee benefits | $10,782,000 | 592 |
| Premises and equipment expense | $3,398,000 | 520 |
| Additional noninterest expense | $4,364,000 | 849 |
| Pre-tax net operating income | $10,906,000 | 633 |
| Securities gains (losses) | $105,000 | 1,142 |
| Applicable income taxes | $3,966,000 | 593 |
| Income before extraordinary items | $7,045,000 | 719 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,045,000 | 720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $748,000 | 701 |
| Cash dividends | $4,008,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,977,800 | 695 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,014,000 | 1,059 |
| Total interest expense | $4,486,000 | 864 |
| Net interest income | $8,528,000 | 1,163 |
| Provision for loan and lease losses | $1,138,000 | 480 |
| Total noninterest income | $4,265,000 | 701 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $238,000 | 3,254 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,027,000 | 484 |
| Total noninterest expense | $7,691,000 | 1,041 |
| Salaries and employee benefits | $4,713,000 | 909 |
| Premises and equipment expense | $1,363,000 | 826 |
| Additional noninterest expense | $1,615,000 | 1,497 |
| Pre-tax net operating income | $3,964,000 | 1,091 |
| Securities gains (losses) | $22,000 | 1,980 |
| Applicable income taxes | $1,454,000 | 938 |
| Income before extraordinary items | $2,532,000 | 1,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,532,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 639 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,517,920 | 1,249 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,069,000 | 1,150 |
| Total interest expense | $2,045,000 | 982 |
| Net interest income | $4,024,000 | 1,236 |
| Provision for loan and lease losses | $181,000 | 1,244 |
| Total noninterest income | $1,571,000 | 873 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $111,000 | 3,331 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,460,000 | 600 |
| Total noninterest expense | $3,832,000 | 1,058 |
| Salaries and employee benefits | $2,355,000 | 921 |
| Premises and equipment expense | $678,000 | 843 |
| Additional noninterest expense | $799,000 | 1,504 |
| Pre-tax net operating income | $1,582,000 | 1,323 |
| Securities gains (losses) | $22,000 | 1,655 |
| Applicable income taxes | $586,000 | 1,147 |
| Income before extraordinary items | $1,018,000 | 1,571 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,018,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,573 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,003,920 | 1,504 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,301,000 | 1,073 |
| Total interest expense | $8,637,000 | 1,036 |
| Net interest income | $17,664,000 | 1,092 |
| Provision for loan and lease losses | $656,000 | 1,715 |
| Total noninterest income | $7,508,000 | 815 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $760,000 | 2,208 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,748,000 | 596 |
| Total noninterest expense | $14,748,000 | 1,100 |
| Salaries and employee benefits | $8,417,000 | 1,010 |
| Premises and equipment expense | $2,700,000 | 832 |
| Additional noninterest expense | $3,631,000 | 1,362 |
| Pre-tax net operating income | $9,768,000 | 873 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,582,000 | 803 |
| Income before extraordinary items | $6,186,000 | 1,037 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,186,000 | 1,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $847,000 | 1,043 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,186,000 | 976 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,811,000 | 1,093 |
| Total interest expense | $6,668,000 | 1,047 |
| Net interest income | $13,143,000 | 1,119 |
| Provision for loan and lease losses | $435,000 | 1,907 |
| Total noninterest income | $6,807,000 | 733 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $647,000 | 1,999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,160,000 | 551 |
| Total noninterest expense | $11,031,000 | 1,107 |
| Salaries and employee benefits | $6,169,000 | 1,040 |
| Premises and equipment expense | $1,976,000 | 866 |
| Additional noninterest expense | $2,886,000 | 1,291 |
| Pre-tax net operating income | $8,484,000 | 799 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,047,000 | 762 |
| Income before extraordinary items | $5,437,000 | 930 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,437,000 | 930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,225 |
| Cash dividends | $1,200,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,437,000 | 863 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,912,000 | 1,132 |
| Total interest expense | $4,460,000 | 1,077 |
| Net interest income | $8,452,000 | 1,159 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $4,414,000 | 738 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $227,000 | 3,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,187,000 | 532 |
| Total noninterest expense | $7,559,000 | 1,077 |
| Salaries and employee benefits | $4,051,000 | 1,052 |
| Premises and equipment expense | $1,283,000 | 893 |
| Additional noninterest expense | $2,225,000 | 1,138 |
| Pre-tax net operating income | $5,232,000 | 855 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,921,000 | 797 |
| Income before extraordinary items | $3,311,000 | 1,005 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,311,000 | 1,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,955 |
| Cash dividends | $1,200,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,311,000 | 932 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 1,230 |
| Total interest expense | $2,172,000 | 1,134 |
| Net interest income | $3,844,000 | 1,269 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $2,039,000 | 764 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $106,000 | 3,394 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,933,000 | 555 |
| Total noninterest expense | $3,615,000 | 1,115 |
| Salaries and employee benefits | $2,010,000 | 1,056 |
| Premises and equipment expense | $621,000 | 927 |
| Additional noninterest expense | $984,000 | 1,246 |
| Pre-tax net operating income | $2,193,000 | 1,003 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $798,000 | 961 |
| Income before extraordinary items | $1,395,000 | 1,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,395,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $1,200,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,395,000 | 1,106 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $25,093,000 | 1,225 |
| Total interest expense | $7,769,000 | 1,455 |
| Net interest income | $17,324,000 | 1,109 |
| Provision for loan and lease losses | $75,000 | 6,163 |
| Total noninterest income | $17,122,000 | 442 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $507,000 | 2,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,615,000 | 339 |
| Total noninterest expense | $25,426,000 | 645 |
| Salaries and employee benefits | $9,883,000 | 817 |
| Premises and equipment expense | $2,511,000 | 865 |
| Additional noninterest expense | $13,032,000 | 461 |
| Pre-tax net operating income | $8,945,000 | 953 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,287,000 | 860 |
| Income before extraordinary items | $5,658,000 | 1,108 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,658,000 | 1,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,712 |
| Cash dividends | $2,700,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,658,000 | 1,067 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,817,000 | 1,434 |
| Total interest expense | $8,085,000 | 2,001 |
| Net interest income | $15,732,000 | 1,131 |
| Provision for loan and lease losses | $657,000 | 1,766 |
| Total noninterest income | $12,008,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $440,000 | 3,156 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,568,000 | 388 |
| Total noninterest expense | $21,510,000 | 722 |
| Salaries and employee benefits | $8,175,000 | 917 |
| Premises and equipment expense | $2,372,000 | 884 |
| Additional noninterest expense | $10,963,000 | 538 |
| Pre-tax net operating income | $5,573,000 | 1,325 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,000,000 | 1,178 |
| Income before extraordinary items | $3,573,000 | 1,504 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,573,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,402 |
| Cash dividends | $3,500,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,573,000 | 1,443 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,677,000 | 1,993 |
| Total interest expense | $6,193,000 | 2,698 |
| Net interest income | $11,484,000 | 1,532 |
| Provision for loan and lease losses | $271,000 | 3,071 |
| Total noninterest income | $5,833,000 | 829 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $386,000 | 3,337 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,447,000 | 606 |
| Total noninterest expense | $14,694,000 | 965 |
| Salaries and employee benefits | $6,148,000 | 1,154 |
| Premises and equipment expense | $1,644,000 | 1,240 |
| Additional noninterest expense | $6,902,000 | 749 |
| Pre-tax net operating income | $2,352,000 | 2,922 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $830,000 | 2,446 |
| Income before extraordinary items | $1,522,000 | 3,217 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,522,000 | 3,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,511 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,522,000 | 3,209 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,222,000 | 2,876 |
| Total interest expense | $3,289,000 | 4,277 |
| Net interest income | $7,933,000 | 2,217 |
| Provision for loan and lease losses | $114,000 | 4,972 |
| Total noninterest income | $5,332,000 | 900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,950,000 | 656 |
| Total noninterest expense | $12,261,000 | 1,124 |
| Salaries and employee benefits | $5,413,000 | 1,282 |
| Premises and equipment expense | $1,390,000 | 1,476 |
| Additional noninterest expense | $5,458,000 | 897 |
| Pre-tax net operating income | $890,000 | 5,632 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $298,000 | 4,836 |
| Income before extraordinary items | $592,000 | 5,936 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $592,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,656 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $592,000 | 5,913 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,977,000 | 5,696 |
| Total interest expense | $2,786,000 | 4,982 |
| Net interest income | $2,191,000 | 6,307 |
| Provision for loan and lease losses | $426,000 | 1,957 |
| Total noninterest income | $9,779,000 | 609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 2,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,332,000 | 458 |
| Total noninterest expense | $10,631,000 | 1,243 |
| Salaries and employee benefits | $3,946,000 | 1,685 |
| Premises and equipment expense | $865,000 | 2,253 |
| Additional noninterest expense | $5,820,000 | 868 |
| Pre-tax net operating income | $913,000 | 5,693 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $55,000 | 8,243 |
| Income before extraordinary items | $858,000 | 4,971 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $858,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,774 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $858,000 | 4,885 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,168,000 | 6,502 |
| Total interest expense | $1,713,000 | 6,862 |
| Net interest income | $2,455,000 | 6,127 |
| Provision for loan and lease losses | $302,000 | 2,560 |
| Total noninterest income | $1,096,000 | 2,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $735,000 | 2,155 |
| Total noninterest expense | $2,537,000 | 4,732 |
| Salaries and employee benefits | $1,232,000 | 4,977 |
| Premises and equipment expense | $462,000 | 3,959 |
| Additional noninterest expense | $843,000 | 4,546 |
| Pre-tax net operating income | $712,000 | 6,928 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $260,000 | 6,158 |
| Income before extraordinary items | $452,000 | 7,291 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $452,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,112 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $452,000 | 7,242 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 7,145 |
| Total interest expense | $1,427,000 | 7,764 |
| Net interest income | $2,281,000 | 6,591 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $496,000 | 5,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,917 |
| Total noninterest expense | $1,832,000 | 6,315 |
| Salaries and employee benefits | $853,000 | 6,694 |
| Premises and equipment expense | $413,000 | 4,424 |
| Additional noninterest expense | $566,000 | 6,572 |
| Pre-tax net operating income | $800,000 | 6,503 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $271,000 | 6,167 |
| Income before extraordinary items | $529,000 | 6,708 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $529,000 | 6,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $529,000 | 6,650 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 9,992 |
| Total interest expense | $676,000 | 10,392 |
| Net interest income | $1,159,000 | 9,453 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $340,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,145 |
| Total noninterest expense | $1,506,000 | 7,258 |
| Salaries and employee benefits | $679,000 | 7,867 |
| Premises and equipment expense | $302,000 | 5,593 |
| Additional noninterest expense | $525,000 | 7,075 |
| Pre-tax net operating income | $-122,000 | 11,610 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-43,000 | 11,622 |
| Income before extraordinary items | $-79,000 | 11,592 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-79,000 | 11,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-79,000 | 11,569 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 11,860 |
| Total interest expense | $277,000 | 12,110 |
| Net interest income | $639,000 | 11,584 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $270,000 | 7,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,154 |
| Total noninterest expense | $702,000 | 10,694 |
| Salaries and employee benefits | $239,000 | 11,761 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $320,000 | 9,721 |
| Pre-tax net operating income | $205,000 | 10,854 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $69,000 | 10,040 |
| Income before extraordinary items | $136,000 | 10,984 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $136,000 | 10,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $136,000 | 11,037 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 12,592 |
| Total interest expense | $260,000 | 12,811 |
| Net interest income | $580,000 | 12,293 |
| Provision for loan and lease losses | $-15,000 | 12,550 |
| Total noninterest income | $256,000 | 8,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $730,000 | 11,019 |
| Salaries and employee benefits | $274,000 | 11,937 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $334,000 | 10,027 |
| Pre-tax net operating income | $121,000 | 11,708 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $3,000 | 12,012 |
| Income before extraordinary items | $114,000 | 11,662 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $114,000 | 11,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $117,880 | 11,406 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $733,000 | 13,443 |
| Total interest expense | $274,000 | 13,542 |
| Net interest income | $459,000 | 13,208 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $277,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 8,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 6,352 |
| Total noninterest expense | $686,000 | 11,586 |
| Salaries and employee benefits | $220,000 | 12,931 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $364,000 | 10,021 |
| Pre-tax net operating income | $24,000 | 12,572 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-13,000 | 13,407 |
| Income before extraordinary items | $39,000 | 12,646 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $39,000 | 12,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $39,000 | 12,391 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.