Home > Community Banks of Colorado > Net charge- offs to loans
Community Banks of Colorado, Net charge- offs to loans
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2421% | 139 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6715% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 10.4521% | 390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9735% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1949% | 736 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4567% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0172% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2383% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8862% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2180% | 3,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2162% | 3,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2311% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3456% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6395% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 12.0580% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1901% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2661% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8532% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6516% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8882% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1186% | 3,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1174% | 3,445 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5615% | 298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8946% | 78 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.9510% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 18.1556% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6241% | 1,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8114% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9473% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7577% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3983% | 179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0568% | 3,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0562% | 3,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2484% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1881% | 497 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3879% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 5.9122% | 1,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8413% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1776% | 399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2305% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9570% | 897 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3379% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2580% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2101% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5103% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.8093% | 1,550 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0234% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4293% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 3.9174% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1427% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1735% | 798 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8494% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4776% | 1,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9949% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6571% | 2,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7900% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4927% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -8.5167% | 1,549 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8778% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5090% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 5.8815% | 881 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1385% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2603% | 609 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5534% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4096% | 1,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6094% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8851% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0266% | 4,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6200% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -14.7621% | 1,502 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5335% | 2,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6790% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.5447% | 1,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3325% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5231% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 2,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1261% | 2,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0376% | 6,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0153% | 3,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2425% | 854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -29.2683% | 1,485 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9011% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3610% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 5.4999% | 1,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2618% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1048% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5497% | 1,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1357% | 1,691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6866% | 1,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6410% | 2,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1130% | 5,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3883% | 1,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7429% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0080% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 3.2720% | 1,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2159% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5498% | 1,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1780% | 1,381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6700% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0349% | 2,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1071% | 5,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0923% | 1,597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5582% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7644% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 3.5249% | 1,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2995% | 2,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0918% | 1,199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3633% | 1,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0551% | 1,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1348% | 4,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0826% | 1,421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3053% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3436% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 2.5207% | 860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4601% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5943% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5525% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2052% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1536% | 1,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4817% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5881% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 1.1920% | 1,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 2,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0342% | 4,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3398% | 4,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0651% | 1,663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6394% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7839% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 1.5873% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 1,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 7,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0463% | 3,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4164% | 3,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0121% | 1,582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 7,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 7,904 |
| Percentage Net Loans Charged-off:Construction & development | -0.0303% | 7,615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 1,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 3,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1131% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0432% | 1,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 4,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 2,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0134% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 6,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1546% | 3,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0390% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 4,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 3,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 2,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0228% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 2,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2037% | 2,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3681% | 3,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3038% | 1,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 4,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 1,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0211% | 3,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1568% | 4,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3835% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 2,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0447% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0542% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 2,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1149% | 4,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4772% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 3,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4011% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2695% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 4,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 2,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0294% | 676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0796% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1013% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0759% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0279% | 3,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3591% | 3,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0915% | 1,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 3,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 1,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0417% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1220% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1451% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1183% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0392% | 2,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2783% | 3,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0523% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 3,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 2,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0652% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 8,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 8,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2299% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2836% | 3,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0206% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 3,992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 7,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0438% | 8,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 8,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1090% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3023% | 2,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 4,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1175% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0408% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1280% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0337% | 3,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3426% | 4,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1981% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0620% | 3,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1232% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0551% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1324% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1128% | 2,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3515% | 3,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0062% | 6,918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 4,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0864% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 1,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0831% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5046% | 2,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0098% | 6,952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 3,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0721% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1760% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1017% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5540% | 2,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0212% | 7,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 3,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1163% | 1,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0585% | 573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 1,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2662% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1360% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0652% | 3,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5606% | 3,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3848% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1436% | 2,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1388% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3597% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8577% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 2,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0811% | 3,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4182% | 3,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1672% | 1,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2491% | 1,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2866% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7237% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2927% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1177% | 5,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 3,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1925% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0889% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0803% | 4,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2200% | 3,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 3,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 2,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 2,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2192% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4747% | 4,376 |
| Percentage Net Loans Charged-off: Credit card loans | 36.0656% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1653% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7314% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6330% | 3,273 |
| Percentage Net Loans Charged-off: Credit card loans | 36.7213% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 4,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7486% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6904% | 2,866 |
| Percentage Net Loans Charged-off: Credit card loans | 41.3101% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 4,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1028% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5570% | 3,023 |
| Percentage Net Loans Charged-off: Credit card loans | 15.7377% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 6,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1023% | 4,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6279% | 3,697 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4988% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 6,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0093% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 8,602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0313% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 8,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0119% | 4,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3968% | 4,710 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7174% | 978 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 5,151 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1858% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5827% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2316% | 3,429 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 6,501 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 7,225 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 7,134 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 8,822 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 12,411 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |