Home > Community Banks of Colorado > Assets and Liabilities
Community Banks of Colorado, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 277 | 515 |
| Assets and Liabilities | ||
| Total Assets: | $1,280,964,000 | 521 |
| Cash and due from depository institutions | $191,518,000 | 515 |
| Interest-bearing balances | $172,254,000 | 254 |
| Securities | $21,390,000 | 4,370 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $932,016,000 | 447 |
| Loan loss allowance | $46,324,000 | 209 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $65,833,000 | 142 |
| Other real estate owned | $58,855,000 | 515 |
| Goodwill and other intangibles | $262,000 | 2,267 |
| All other assets | $11,090,000 | 1,705 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $1,280,964,000 | 521 |
| Total liabilities | $1,258,785,000 | 472 |
| Total deposits | $1,239,630,000 | 428 |
| Interest-bearing deposits | $1,020,195,000 | 446 |
| Deposits held in domestic offices | $1,239,630,000 | 426 |
| % insured | 97.56% | 809 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $15,000,000 | 1,554 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $4,155,000 | 1,222 |
| Total equity capital | $22,179,000 | 2,969 |
| Total bank equity capital | $22,179,000 | 2,966 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $120,000 | 5,413 |
| Surplus | $125,056,000 | 343 |
| Undivided profits | $-102,997,000 | 7,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $126,082,000 | 157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,986,000 | 137 |
| Income earned, not collected on loans | $4,078,000 | 653 |
| Earning assets | $1,125,660,000 | 532 |
| Long-term assets (5+ years) | $95,714,000 | 1,546 |
| Average Assets, year-to-date | $1,423,250,000 | 473 |
| Average Assets, quarterly | $1,332,448,000 | 498 |
| Volatile liabilities | $77,960,000 | 700 |
| Insider loans | $9,177,000 | 684 |
| FHLB advances | $15,000,000 | 1,454 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $89,103,000 | 794 |
| Tier 1 (core) risk-based capital | $21,884,000 | 2,845 |
| Tier 2 risk-based capital | $13,316,000 | 415 |
| Total risk weighted assets | $1,032,233,000 | 430 |
| Total unused commitments | $89,103,000 | 795 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 279 | 515 |
| Assets and Liabilities | ||
| Total Assets: | $1,387,665,000 | 489 |
| Cash and due from depository institutions | $209,538,000 | 515 |
| Interest-bearing balances | $189,528,000 | 221 |
| Securities | $38,408,000 | 3,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $988,316,000 | 422 |
| Loan loss allowance | $51,878,000 | 200 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $66,371,000 | 142 |
| Other real estate owned | $60,404,000 | 515 |
| Goodwill and other intangibles | $262,000 | 2,284 |
| All other assets | $24,366,000 | 913 |
| Life insurance assets | $10,131,000 | 708 |
| Total liabilities and capital | $1,387,665,000 | 489 |
| Total liabilities | $1,360,242,000 | 444 |
| Total deposits | $1,330,957,000 | 406 |
| Interest-bearing deposits | $1,132,031,000 | 397 |
| Deposits held in domestic offices | $1,330,957,000 | 404 |
| % insured | 95.99% | 1,525 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $25,000,000 | 1,136 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $4,285,000 | 1,124 |
| Total equity capital | $27,423,000 | 2,402 |
| Total bank equity capital | $27,423,000 | 2,402 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $120,000 | 5,477 |
| Surplus | $124,056,000 | 350 |
| Undivided profits | $-96,753,000 | 7,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $110,989,000 | 184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,094,000 | 133 |
| Income earned, not collected on loans | $3,806,000 | 694 |
| Earning assets | $1,216,252,000 | 500 |
| Long-term assets (5+ years) | $97,861,000 | 1,493 |
| Average Assets, year-to-date | $1,471,923,000 | 462 |
| Average Assets, quarterly | $1,420,045,000 | 482 |
| Volatile liabilities | $90,267,000 | 644 |
| Insider loans | $11,113,000 | 541 |
| FHLB advances | $25,000,000 | 1,050 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $99,250,000 | 727 |
| Tier 1 (core) risk-based capital | $27,353,000 | 2,292 |
| Tier 2 risk-based capital | $14,194,000 | 406 |
| Total risk weighted assets | $1,097,875,000 | 413 |
| Total unused commitments | $99,250,000 | 728 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 284 | 507 |
| Assets and Liabilities | ||
| Total Assets: | $1,452,425,000 | 478 |
| Cash and due from depository institutions | $198,003,000 | 507 |
| Interest-bearing balances | $178,792,000 | 240 |
| Securities | $30,394,000 | 3,595 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $1,059,025,000 | 405 |
| Loan loss allowance | $52,218,000 | 205 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $66,858,000 | 142 |
| Other real estate owned | $49,675,000 | 507 |
| Goodwill and other intangibles | $327,000 | 2,175 |
| All other assets | $48,143,000 | 500 |
| Life insurance assets | $10,041,000 | 712 |
| Total liabilities and capital | $1,452,425,000 | 478 |
| Total liabilities | $1,414,454,000 | 431 |
| Total deposits | $1,393,215,000 | 389 |
| Interest-bearing deposits | $1,207,780,000 | 376 |
| Deposits held in domestic offices | $1,393,215,000 | 387 |
| % insured | 94.48% | 2,258 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 1,628 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $6,239,000 | 827 |
| Total equity capital | $37,971,000 | 1,768 |
| Total bank equity capital | $37,971,000 | 1,767 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $120,000 | 5,529 |
| Surplus | $124,056,000 | 353 |
| Undivided profits | $-86,205,000 | 7,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $138,912,000 | 161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,409,000 | 127 |
| Income earned, not collected on loans | $5,478,000 | 479 |
| Earning assets | $1,268,211,000 | 487 |
| Long-term assets (5+ years) | $96,693,000 | 1,487 |
| Average Assets, year-to-date | $1,514,052,000 | 451 |
| Average Assets, quarterly | $1,514,052,000 | 451 |
| Volatile liabilities | $97,544,000 | 628 |
| Insider loans | $12,246,000 | 479 |
| FHLB advances | $15,000,000 | 1,536 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $114,740,000 | 647 |
| Tier 1 (core) risk-based capital | $37,906,000 | 1,686 |
| Tier 2 risk-based capital | $14,893,000 | 390 |
| Total risk weighted assets | $1,154,087,000 | 401 |
| Total unused commitments | $114,740,000 | 648 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 285 | 505 |
| Assets and Liabilities | ||
| Total Assets: | $1,575,679,000 | 441 |
| Cash and due from depository institutions | $241,078,000 | 505 |
| Interest-bearing balances | $223,203,000 | 187 |
| Securities | $55,950,000 | 2,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $1,140,113,000 | 387 |
| Loan loss allowance | $65,687,000 | 174 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $67,416,000 | 144 |
| Other real estate owned | $37,797,000 | 505 |
| Goodwill and other intangibles | $343,000 | 2,150 |
| All other assets | $32,982,000 | 710 |
| Life insurance assets | $9,953,000 | 708 |
| Total liabilities and capital | $1,575,679,000 | 441 |
| Total liabilities | $1,521,043,000 | 402 |
| Total deposits | $1,499,483,000 | 357 |
| Interest-bearing deposits | $1,313,614,000 | 344 |
| Deposits held in domestic offices | $1,499,483,000 | 355 |
| % insured | 93.68% | 2,560 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 1,773 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $6,560,000 | 800 |
| Total equity capital | $54,636,000 | 1,223 |
| Total bank equity capital | $54,636,000 | 1,223 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $120,000 | 5,602 |
| Surplus | $124,056,000 | 355 |
| Undivided profits | $-69,540,000 | 7,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $162,693,000 | 145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,822,000 | 187 |
| Income earned, not collected on loans | $5,425,000 | 494 |
| Earning assets | $1,419,266,000 | 438 |
| Long-term assets (5+ years) | $147,196,000 | 972 |
| Average Assets, year-to-date | $1,720,906,600 | 394 |
| Average Assets, quarterly | $1,615,062,500 | 428 |
| Volatile liabilities | $537,978,000 | 264 |
| Insider loans | $12,803,000 | 466 |
| FHLB advances | $15,000,000 | 1,674 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $122,306,000 | 609 |
| Tier 1 (core) risk-based capital | $49,069,000 | 1,286 |
| Tier 2 risk-based capital | $16,018,000 | 376 |
| Total risk weighted assets | $1,231,763,000 | 388 |
| Total unused commitments | $122,306,000 | 613 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 292 | 490 |
| Assets and Liabilities | ||
| Total Assets: | $1,654,446,000 | 414 |
| Cash and due from depository institutions | $227,208,000 | 490 |
| Interest-bearing balances | $201,962,000 | 212 |
| Securities | $62,099,000 | 1,994 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $1,205,940,000 | 371 |
| Loan loss allowance | $61,945,000 | 185 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $67,992,000 | 138 |
| Other real estate owned | $40,569,000 | 490 |
| Goodwill and other intangibles | $344,000 | 2,145 |
| All other assets | $50,294,000 | 489 |
| Life insurance assets | $9,860,000 | 705 |
| Total liabilities and capital | $1,654,446,000 | 414 |
| Total liabilities | $1,571,918,000 | 393 |
| Total deposits | $1,541,957,000 | 348 |
| Interest-bearing deposits | $1,365,683,000 | 334 |
| Deposits held in domestic offices | $1,541,957,000 | 346 |
| % insured | 90.66% | 3,298 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $24,500,000 | 1,363 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,461,000 | 1,001 |
| Total equity capital | $82,528,000 | 820 |
| Total bank equity capital | $82,528,000 | 820 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $120,000 | 5,691 |
| Surplus | $124,056,000 | 350 |
| Undivided profits | $-41,648,000 | 7,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $155,262,000 | 154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,574,000 | 213 |
| Income earned, not collected on loans | $5,752,000 | 471 |
| Earning assets | $1,470,001,000 | 417 |
| Long-term assets (5+ years) | $145,298,000 | 963 |
| Average Assets, year-to-date | $1,757,213,500 | 388 |
| Average Assets, quarterly | $1,672,163,000 | 404 |
| Volatile liabilities | $543,436,000 | 263 |
| Insider loans | $12,857,000 | 467 |
| FHLB advances | $24,500,000 | 1,276 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $118,361,000 | 639 |
| Tier 1 (core) risk-based capital | $81,511,000 | 760 |
| Tier 2 risk-based capital | $16,857,000 | 362 |
| Total risk weighted assets | $1,303,472,000 | 367 |
| Total unused commitments | $118,361,000 | 641 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 293 | 482 |
| Assets and Liabilities | ||
| Total Assets: | $1,718,757,000 | 395 |
| Cash and due from depository institutions | $235,754,000 | 482 |
| Interest-bearing balances | $210,387,000 | 199 |
| Securities | $68,015,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $1,247,986,000 | 358 |
| Loan loss allowance | $46,573,000 | 224 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $68,528,000 | 138 |
| Other real estate owned | $38,588,000 | 482 |
| Goodwill and other intangibles | $391,000 | 2,092 |
| All other assets | $59,495,000 | 427 |
| Life insurance assets | $9,766,000 | 710 |
| Total liabilities and capital | $1,718,758,000 | 395 |
| Total liabilities | $1,606,103,000 | 386 |
| Total deposits | $1,574,491,000 | 341 |
| Interest-bearing deposits | $1,412,201,000 | 320 |
| Deposits held in domestic offices | $1,574,491,000 | 339 |
| % insured | 89.10% | 3,937 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $26,500,000 | 1,315 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,112,000 | 1,004 |
| Total equity capital | $112,655,000 | 602 |
| Total bank equity capital | $112,655,000 | 599 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $120,000 | 5,743 |
| Surplus | $124,056,000 | 343 |
| Undivided profits | $-11,521,000 | 7,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $102,658,000 | 204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,568,000 | 269 |
| Income earned, not collected on loans | $6,735,000 | 388 |
| Earning assets | $1,526,388,000 | 400 |
| Long-term assets (5+ years) | $156,401,000 | 889 |
| Average Assets, year-to-date | $1,801,095,000 | 382 |
| Average Assets, quarterly | $1,757,428,500 | 387 |
| Volatile liabilities | $549,087,000 | 260 |
| Insider loans | $52,765,000 | 75 |
| FHLB advances | $26,500,000 | 1,246 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $116,639,000 | 647 |
| Tier 1 (core) risk-based capital | $111,864,000 | 550 |
| Tier 2 risk-based capital | $17,109,000 | 360 |
| Total risk weighted assets | $1,339,243,000 | 358 |
| Total unused commitments | $116,639,000 | 647 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 303 | 476 |
| Assets and Liabilities | ||
| Total Assets: | $1,796,100,000 | 395 |
| Cash and due from depository institutions | $271,209,000 | 476 |
| Interest-bearing balances | $248,180,000 | 171 |
| Securities | $81,096,000 | 1,603 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $1,280,785,000 | 364 |
| Loan loss allowance | $43,047,000 | 245 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $67,289,000 | 143 |
| Other real estate owned | $28,815,000 | 476 |
| Goodwill and other intangibles | $403,000 | 2,095 |
| All other assets | $66,503,000 | 402 |
| Life insurance assets | $9,672,000 | 717 |
| Total liabilities and capital | $1,796,100,000 | 395 |
| Total liabilities | $1,678,194,000 | 381 |
| Total deposits | $1,643,000,000 | 336 |
| Interest-bearing deposits | $1,472,401,000 | 318 |
| Deposits held in domestic offices | $1,643,000,000 | 334 |
| % insured | 89.14% | 4,018 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $28,500,000 | 1,313 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,694,000 | 829 |
| Total equity capital | $117,906,000 | 580 |
| Total bank equity capital | $117,906,000 | 578 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $120,000 | 5,826 |
| Surplus | $124,056,000 | 347 |
| Undivided profits | $-6,270,000 | 7,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $112,563,000 | 208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $793,000 | 390 |
| Income earned, not collected on loans | $7,579,000 | 375 |
| Earning assets | $1,610,061,000 | 393 |
| Long-term assets (5+ years) | $180,525,000 | 761 |
| Average Assets, year-to-date | $1,842,264,000 | 390 |
| Average Assets, quarterly | $1,842,264,000 | 390 |
| Volatile liabilities | $559,036,000 | 272 |
| Insider loans | $36,442,000 | 134 |
| FHLB advances | $28,500,000 | 1,240 |
| Loans and leases held for sale | $1,287,000 | 800 |
| Unused loan commitments | $131,643,000 | 607 |
| Tier 1 (core) risk-based capital | $116,453,000 | 525 |
| Tier 2 risk-based capital | $17,378,000 | 368 |
| Total risk weighted assets | $1,366,137,000 | 365 |
| Total unused commitments | $131,643,000 | 608 |
| Derivatives | $3,383,000 | 712 |
| 2009-12-31 | Rank | |
| # of Employees: | 307 | 470 |
| Assets and Liabilities | ||
| Total Assets: | $1,742,943,000 | 409 |
| Cash and due from depository institutions | $273,501,000 | 470 |
| Interest-bearing balances | $250,491,000 | 142 |
| Securities | $61,378,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $1,273,243,000 | 374 |
| Loan loss allowance | $38,959,000 | 276 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $59,279,000 | 155 |
| Other real estate owned | $21,271,000 | 470 |
| Goodwill and other intangibles | $401,000 | 2,104 |
| All other assets | $53,870,000 | 476 |
| Life insurance assets | $9,580,000 | 717 |
| Total liabilities and capital | $1,742,944,000 | 409 |
| Total liabilities | $1,632,248,000 | 394 |
| Total deposits | $1,597,802,000 | 346 |
| Interest-bearing deposits | $1,441,306,000 | 330 |
| Deposits held in domestic offices | $1,597,802,000 | 344 |
| % insured | 89.27% | 3,995 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $28,500,000 | 1,431 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,946,000 | 889 |
| Total equity capital | $110,696,000 | 592 |
| Total bank equity capital | $110,696,000 | 590 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $120,000 | 5,885 |
| Surplus | $96,216,000 | 411 |
| Undivided profits | $14,360,000 | 2,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $108,520,000 | 214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $446,000 | 535 |
| Income earned, not collected on loans | $7,115,000 | 410 |
| Earning assets | $1,585,112,000 | 406 |
| Long-term assets (5+ years) | $167,215,000 | 836 |
| Average Assets, year-to-date | $1,782,715,200 | 398 |
| Average Assets, quarterly | $1,780,646,500 | 401 |
| Volatile liabilities | $532,084,000 | 289 |
| Insider loans | $42,775,000 | 107 |
| FHLB advances | $28,500,000 | 1,344 |
| Loans and leases held for sale | $22,000 | 1,803 |
| Unused loan commitments | $121,215,000 | 665 |
| Tier 1 (core) risk-based capital | $110,515,000 | 545 |
| Tier 2 risk-based capital | $17,114,000 | 387 |
| Total risk weighted assets | $1,347,294,000 | 383 |
| Total unused commitments | $121,215,000 | 665 |
| Derivatives | $2,284,000 | 770 |
| 2009-09-30 | Rank | |
| # of Employees: | 310 | 472 |
| Assets and Liabilities | ||
| Total Assets: | $1,818,350,000 | 408 |
| Cash and due from depository institutions | $289,670,000 | 472 |
| Interest-bearing balances | $266,994,000 | 134 |
| Securities | $66,800,000 | 1,857 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $1,317,107,000 | 382 |
| Loan loss allowance | $52,340,000 | 225 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $59,696,000 | 165 |
| Other real estate owned | $20,414,000 | 472 |
| Goodwill and other intangibles | $487,000 | 2,050 |
| All other assets | $64,176,000 | 401 |
| Life insurance assets | $9,481,000 | 720 |
| Total liabilities and capital | $1,818,350,000 | 408 |
| Total liabilities | $1,697,596,000 | 394 |
| Total deposits | $1,662,262,000 | 343 |
| Interest-bearing deposits | $1,498,028,000 | 322 |
| Deposits held in domestic offices | $1,662,262,000 | 339 |
| % insured | 89.19% | 4,234 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $28,500,000 | 1,488 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,834,000 | 873 |
| Total equity capital | $120,754,000 | 569 |
| Total bank equity capital | $120,754,000 | 569 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $120,000 | 5,954 |
| Surplus | $95,416,000 | 416 |
| Undivided profits | $25,218,000 | 1,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $101,124,000 | 241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $448,000 | 504 |
| Income earned, not collected on loans | $7,332,000 | 417 |
| Earning assets | $1,650,901,000 | 405 |
| Long-term assets (5+ years) | $165,790,000 | 835 |
| Average Assets, year-to-date | $1,792,658,250 | 410 |
| Average Assets, quarterly | $1,810,497,500 | 409 |
| Volatile liabilities | $546,991,000 | 299 |
| Insider loans | $48,319,000 | 91 |
| FHLB advances | $28,500,000 | 1,399 |
| Loans and leases held for sale | $26,000 | 1,810 |
| Unused loan commitments | $148,775,000 | 584 |
| Tier 1 (core) risk-based capital | $113,789,000 | 542 |
| Tier 2 risk-based capital | $18,366,000 | 377 |
| Total risk weighted assets | $1,414,362,000 | 386 |
| Total unused commitments | $148,775,000 | 585 |
| Derivatives | $33,054,000 | 328 |
| 2009-06-30 | Rank | |
| # of Employees: | 321 | 462 |
| Assets and Liabilities | ||
| Total Assets: | $1,802,645,000 | 416 |
| Cash and due from depository institutions | $141,128,000 | 462 |
| Interest-bearing balances | $110,353,000 | 224 |
| Securities | $151,712,000 | 839 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $1,375,566,000 | 379 |
| Loan loss allowance | $57,306,000 | 204 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $59,661,000 | 169 |
| Other real estate owned | $6,252,000 | 462 |
| Goodwill and other intangibles | $8,350,000 | 644 |
| All other assets | $59,976,000 | 431 |
| Life insurance assets | $9,380,000 | 734 |
| Total liabilities and capital | $1,802,645,000 | 416 |
| Total liabilities | $1,675,436,000 | 399 |
| Total deposits | $1,607,975,000 | 351 |
| Interest-bearing deposits | $1,442,696,000 | 337 |
| Deposits held in domestic offices | $1,607,975,000 | 348 |
| % insured | 75.82% | 4,843 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $58,500,000 | 893 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,961,000 | 725 |
| Total equity capital | $127,209,000 | 553 |
| Total bank equity capital | $127,209,000 | 552 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $120,000 | 6,029 |
| Surplus | $95,416,000 | 424 |
| Undivided profits | $31,673,000 | 1,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $122,042,000 | 196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $490,000 | 466 |
| Income earned, not collected on loans | $6,912,000 | 455 |
| Earning assets | $1,637,631,000 | 411 |
| Long-term assets (5+ years) | $70,732,000 | 1,786 |
| Average Assets, year-to-date | $1,784,094,330 | 418 |
| Average Assets, quarterly | $1,815,423,500 | 414 |
| Volatile liabilities | $561,090,000 | 295 |
| Insider loans | $49,687,000 | 94 |
| FHLB advances | $58,500,000 | 803 |
| Loans and leases held for sale | $540,000 | 1,478 |
| Unused loan commitments | $157,849,000 | 579 |
| Tier 1 (core) risk-based capital | $118,561,000 | 540 |
| Tier 2 risk-based capital | $18,920,000 | 371 |
| Total risk weighted assets | $1,475,179,000 | 379 |
| Total unused commitments | $157,849,000 | 579 |
| Derivatives | $87,964,000 | 224 |
| 2009-03-31 | Rank | |
| # of Employees: | 368 | 406 |
| Assets and Liabilities | ||
| Total Assets: | $1,828,202,000 | 409 |
| Cash and due from depository institutions | $46,852,000 | 406 |
| Interest-bearing balances | $16,718,000 | 1,091 |
| Securities | $108,708,000 | 1,145 |
| Federal funds sold & reverse repurchase agreements | $67,670,000 | 144 |
| Net loans & leases | $1,480,685,000 | 362 |
| Loan loss allowance | $28,447,000 | 328 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $60,063,000 | 166 |
| Other real estate owned | $6,242,000 | 406 |
| Goodwill and other intangibles | $8,377,000 | 650 |
| All other assets | $49,605,000 | 483 |
| Life insurance assets | $9,279,000 | 740 |
| Total liabilities and capital | $1,828,202,000 | 409 |
| Total liabilities | $1,680,730,000 | 403 |
| Total deposits | $1,613,105,000 | 349 |
| Interest-bearing deposits | $1,435,029,000 | 339 |
| Deposits held in domestic offices | $1,613,105,000 | 346 |
| % insured | 75.87% | 4,893 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $58,500,000 | 934 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $9,125,000 | 716 |
| Total equity capital | $147,472,000 | 481 |
| Total bank equity capital | $147,472,000 | 481 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $120,000 | 6,065 |
| Surplus | $95,416,000 | 420 |
| Undivided profits | $51,936,000 | 628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $102,550,000 | 205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $546,000 | 398 |
| Income earned, not collected on loans | $7,976,000 | 400 |
| Earning assets | $1,673,781,000 | 403 |
| Long-term assets (5+ years) | $76,314,000 | 1,661 |
| Average Assets, year-to-date | $1,774,819,000 | 420 |
| Average Assets, quarterly | $1,774,819,000 | 420 |
| Volatile liabilities | $552,662,000 | 302 |
| Insider loans | $56,689,000 | 82 |
| FHLB advances | $58,500,000 | 840 |
| Loans and leases held for sale | $57,720,000 | 99 |
| Unused loan commitments | $212,324,000 | 484 |
| Tier 1 (core) risk-based capital | $141,955,000 | 461 |
| Tier 2 risk-based capital | $19,595,000 | 361 |
| Total risk weighted assets | $1,558,713,000 | 371 |
| Total unused commitments | $212,324,000 | 485 |
| Derivatives | $134,905,000 | 206 |
| 2008-12-31 | Rank | |
| # of Employees: | 373 | 402 |
| Assets and Liabilities | ||
| Total Assets: | $1,721,436,000 | 429 |
| Cash and due from depository institutions | $54,089,000 | 402 |
| Interest-bearing balances | $25,122,000 | 463 |
| Securities | $59,595,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $1,489,679,000 | 362 |
| Loan loss allowance | $25,882,000 | 337 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $59,384,000 | 172 |
| Other real estate owned | $4,484,000 | 402 |
| Goodwill and other intangibles | $8,619,000 | 657 |
| All other assets | $45,586,000 | 515 |
| Life insurance assets | $9,181,000 | 745 |
| Total liabilities and capital | $1,721,436,000 | 429 |
| Total liabilities | $1,568,818,000 | 422 |
| Total deposits | $1,503,691,000 | 371 |
| Interest-bearing deposits | $1,336,691,000 | 351 |
| Deposits held in domestic offices | $1,503,691,000 | 369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $58,500,000 | 1,016 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $6,627,000 | 918 |
| Total equity capital | $152,618,000 | 465 |
| Total bank equity capital | $152,618,000 | 465 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $120,000 | 6,105 |
| Surplus | $95,416,000 | 409 |
| Undivided profits | $57,082,000 | 577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,401,000 | 282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $575,000 | 356 |
| Income earned, not collected on loans | $8,500,000 | 387 |
| Earning assets | $1,574,396,000 | 424 |
| Long-term assets (5+ years) | $69,823,000 | 1,757 |
| Average Assets, year-to-date | $1,686,682,800 | 423 |
| Average Assets, quarterly | $1,727,556,000 | 424 |
| Volatile liabilities | $496,092,000 | 330 |
| Insider loans | $54,246,000 | 96 |
| FHLB advances | $58,500,000 | 925 |
| Loans and leases held for sale | $7,732,000 | 273 |
| Unused loan commitments | $236,807,000 | 474 |
| Tier 1 (core) risk-based capital | $146,074,000 | 440 |
| Tier 2 risk-based capital | $19,955,000 | 356 |
| Total risk weighted assets | $1,590,507,000 | 368 |
| Total unused commitments | $236,807,000 | 474 |
| Derivatives | $125,382,000 | 187 |
| 2008-09-30 | Rank | |
| # of Employees: | 384 | 398 |
| Assets and Liabilities | ||
| Total Assets: | $1,733,676,000 | 424 |
| Cash and due from depository institutions | $41,127,000 | 398 |
| Interest-bearing balances | $89,000 | 5,294 |
| Securities | $43,345,000 | 2,555 |
| Federal funds sold & reverse repurchase agreements | $28,460,000 | 400 |
| Net loans & leases | $1,505,016,000 | 357 |
| Loan loss allowance | $22,381,000 | 339 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $58,256,000 | 173 |
| Other real estate owned | $1,308,000 | 398 |
| Goodwill and other intangibles | $8,807,000 | 685 |
| All other assets | $47,357,000 | 474 |
| Life insurance assets | $9,080,000 | 741 |
| Total liabilities and capital | $1,733,676,000 | 424 |
| Total liabilities | $1,579,068,000 | 411 |
| Total deposits | $1,518,351,000 | 355 |
| Interest-bearing deposits | $1,332,404,000 | 347 |
| Deposits held in domestic offices | $1,518,351,000 | 352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,841 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $51,500,000 | 1,155 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,217,000 | 768 |
| Total equity capital | $154,608,000 | 466 |
| Total bank equity capital | $154,608,000 | 466 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $120,000 | 6,157 |
| Surplus | $95,416,000 | 402 |
| Undivided profits | $59,072,000 | 589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,647,000 | 374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $589,000 | 334 |
| Income earned, not collected on loans | $8,759,000 | 396 |
| Earning assets | $1,576,910,000 | 419 |
| Long-term assets (5+ years) | $32,609,000 | 3,034 |
| Average Assets, year-to-date | $1,677,994,500 | 424 |
| Average Assets, quarterly | $1,719,347,500 | 425 |
| Volatile liabilities | $451,357,000 | 357 |
| Insider loans | $54,373,000 | 89 |
| FHLB advances | $51,500,000 | 1,077 |
| Loans and leases held for sale | $7,290,000 | 246 |
| Unused loan commitments | $282,662,000 | 442 |
| Tier 1 (core) risk-based capital | $145,652,000 | 444 |
| Tier 2 risk-based capital | $20,476,000 | 350 |
| Total risk weighted assets | $1,636,179,000 | 360 |
| Total unused commitments | $282,662,000 | 442 |
| Derivatives | $62,888,000 | 222 |
| 2008-06-30 | Rank | |
| # of Employees: | 379 | 406 |
| Assets and Liabilities | ||
| Total Assets: | $1,705,019,000 | 432 |
| Cash and due from depository institutions | $52,842,000 | 406 |
| Interest-bearing balances | $88,000 | 5,251 |
| Securities | $15,870,000 | 5,003 |
| Federal funds sold & reverse repurchase agreements | $7,065,000 | 1,680 |
| Net loans & leases | $1,522,071,000 | 356 |
| Loan loss allowance | $16,670,000 | 408 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $56,936,000 | 176 |
| Other real estate owned | $1,582,000 | 406 |
| Goodwill and other intangibles | $8,862,000 | 696 |
| All other assets | $39,791,000 | 542 |
| Life insurance assets | $8,983,000 | 742 |
| Total liabilities and capital | $1,705,019,000 | 432 |
| Total liabilities | $1,545,011,000 | 425 |
| Total deposits | $1,383,419,000 | 382 |
| Interest-bearing deposits | $1,185,061,000 | 384 |
| Deposits held in domestic offices | $1,383,419,000 | 378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $154,875,000 | 455 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $6,717,000 | 897 |
| Total equity capital | $160,008,000 | 456 |
| Total bank equity capital | $160,008,000 | 456 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $120,000 | 6,209 |
| Surplus | $95,416,000 | 397 |
| Undivided profits | $64,472,000 | 553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,024,000 | 300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $648,000 | 299 |
| Income earned, not collected on loans | $8,521,000 | 399 |
| Earning assets | $1,545,094,000 | 426 |
| Long-term assets (5+ years) | $14,492,000 | 4,612 |
| Average Assets, year-to-date | $1,659,434,000 | 431 |
| Average Assets, quarterly | $1,686,468,500 | 428 |
| Volatile liabilities | $396,234,000 | 417 |
| Insider loans | $43,821,000 | 111 |
| FHLB advances | $154,875,000 | 397 |
| Loans and leases held for sale | $10,248,000 | 230 |
| Unused loan commitments | $309,485,000 | 428 |
| Tier 1 (core) risk-based capital | $152,080,000 | 429 |
| Tier 2 risk-based capital | $16,670,000 | 399 |
| Total risk weighted assets | $1,643,993,000 | 359 |
| Total unused commitments | $309,485,000 | 428 |
| Derivatives | $59,551,000 | 236 |
| 2008-03-31 | Rank | |
| # of Employees: | 389 | 394 |
| Assets and Liabilities | ||
| Total Assets: | $1,667,918,000 | 430 |
| Cash and due from depository institutions | $41,376,000 | 394 |
| Interest-bearing balances | $97,000 | 5,136 |
| Securities | $16,988,000 | 4,819 |
| Federal funds sold & reverse repurchase agreements | $3,085,000 | 4,209 |
| Net loans & leases | $1,502,902,000 | 355 |
| Loan loss allowance | $15,095,000 | 412 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $55,145,000 | 180 |
| Other real estate owned | $1,506,000 | 394 |
| Goodwill and other intangibles | $8,771,000 | 718 |
| All other assets | $38,145,000 | 543 |
| Life insurance assets | $8,887,000 | 738 |
| Total liabilities and capital | $1,667,918,000 | 430 |
| Total liabilities | $1,504,243,000 | 426 |
| Total deposits | $1,440,145,000 | 371 |
| Interest-bearing deposits | $1,276,770,000 | 357 |
| Deposits held in domestic offices | $1,440,145,000 | 367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $56,500,000 | 985 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,598,000 | 858 |
| Total equity capital | $163,675,000 | 455 |
| Total bank equity capital | $163,675,000 | 455 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $120,000 | 6,237 |
| Surplus | $95,416,000 | 385 |
| Undivided profits | $68,139,000 | 539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,299,000 | 354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $375,000 | 402 |
| Income earned, not collected on loans | $9,846,000 | 361 |
| Earning assets | $1,523,072,000 | 425 |
| Long-term assets (5+ years) | $13,777,000 | 4,601 |
| Average Assets, year-to-date | $1,636,641,500 | 434 |
| Average Assets, quarterly | $1,636,641,500 | 434 |
| Volatile liabilities | $284,893,000 | 542 |
| Insider loans | $42,295,000 | 114 |
| FHLB advances | $56,500,000 | 918 |
| Loans and leases held for sale | $52,509,000 | 103 |
| Unused loan commitments | $352,494,000 | 402 |
| Tier 1 (core) risk-based capital | $155,675,000 | 419 |
| Tier 2 risk-based capital | $15,095,000 | 421 |
| Total risk weighted assets | $1,612,491,000 | 359 |
| Total unused commitments | $352,494,000 | 403 |
| Derivatives | $85,840,000 | 211 |
| 2007-12-31 | Rank | |
| # of Employees: | 387 | 397 |
| Assets and Liabilities | ||
| Total Assets: | $1,605,365,000 | 443 |
| Cash and due from depository institutions | $49,089,000 | 397 |
| Interest-bearing balances | $104,000 | 4,666 |
| Securities | $16,908,000 | 4,884 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $1,445,153,000 | 361 |
| Loan loss allowance | $13,125,000 | 432 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $45,081,000 | 217 |
| Other real estate owned | $1,498,000 | 397 |
| Goodwill and other intangibles | $8,842,000 | 706 |
| All other assets | $38,794,000 | 528 |
| Life insurance assets | $8,791,000 | 737 |
| Total liabilities and capital | $1,605,365,000 | 443 |
| Total liabilities | $1,445,148,000 | 434 |
| Total deposits | $1,299,378,000 | 407 |
| Interest-bearing deposits | $1,106,893,000 | 408 |
| Deposits held in domestic offices | $1,299,378,000 | 403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,685,000 | 507 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $92,900,000 | 608 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,185,000 | 898 |
| Total equity capital | $160,217,000 | 461 |
| Total bank equity capital | $160,217,000 | 461 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $120,000 | 6,275 |
| Surplus | $95,416,000 | 378 |
| Undivided profits | $64,681,000 | 576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,528,000 | 371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $375,000 | 389 |
| Income earned, not collected on loans | $9,746,000 | 395 |
| Earning assets | $1,462,165,000 | 435 |
| Long-term assets (5+ years) | $10,155,000 | 4,912 |
| Average Assets, year-to-date | $1,437,183,400 | 471 |
| Average Assets, quarterly | $1,549,875,000 | 452 |
| Volatile liabilities | $293,916,000 | 539 |
| Insider loans | $45,896,000 | 106 |
| FHLB advances | $92,900,000 | 550 |
| Loans and leases held for sale | $37,391,000 | 118 |
| Unused loan commitments | $374,417,000 | 393 |
| Tier 1 (core) risk-based capital | $152,248,000 | 429 |
| Tier 2 risk-based capital | $13,125,000 | 459 |
| Total risk weighted assets | $1,581,132,000 | 362 |
| Total unused commitments | $374,417,000 | 393 |
| Derivatives | $59,840,000 | 228 |
| 2007-09-30 | Rank | |
| # of Employees: | 375 | 409 |
| Assets and Liabilities | ||
| Total Assets: | $1,494,385,000 | 464 |
| Cash and due from depository institutions | $46,617,000 | 409 |
| Interest-bearing balances | $158,000 | 4,107 |
| Securities | $18,955,000 | 4,619 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $1,342,193,000 | 378 |
| Loan loss allowance | $10,484,000 | 522 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $40,013,000 | 241 |
| Other real estate owned | $1,897,000 | 409 |
| Goodwill and other intangibles | $8,917,000 | 680 |
| All other assets | $35,793,000 | 567 |
| Life insurance assets | $8,702,000 | 719 |
| Total liabilities and capital | $1,494,385,000 | 464 |
| Total liabilities | $1,337,177,000 | 456 |
| Total deposits | $1,262,667,000 | 410 |
| Interest-bearing deposits | $1,084,093,000 | 409 |
| Deposits held in domestic offices | $1,262,667,000 | 408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $67,765,000 | 726 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,745,000 | 917 |
| Total equity capital | $157,208,000 | 464 |
| Total bank equity capital | $157,208,000 | 464 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $120,000 | 6,285 |
| Surplus | $95,416,000 | 368 |
| Undivided profits | $61,672,000 | 612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,634,000 | 295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $872,000 | 220 |
| Income earned, not collected on loans | $10,458,000 | 391 |
| Earning assets | $1,361,306,000 | 460 |
| Long-term assets (5+ years) | $9,137,000 | 4,998 |
| Average Assets, year-to-date | $1,395,138,000 | 478 |
| Average Assets, quarterly | $1,481,690,000 | 461 |
| Volatile liabilities | $179,527,000 | 804 |
| Insider loans | $43,713,000 | 115 |
| FHLB advances | $67,765,000 | 665 |
| Loans and leases held for sale | $23,795,000 | 139 |
| Unused loan commitments | $382,372,000 | 389 |
| Tier 1 (core) risk-based capital | $149,225,000 | 432 |
| Tier 2 risk-based capital | $10,484,000 | 535 |
| Total risk weighted assets | $1,478,190,000 | 380 |
| Total unused commitments | $382,372,000 | 389 |
| Derivatives | $55,114,000 | 241 |
| 2007-06-30 | Rank | |
| # of Employees: | 376 | 422 |
| Assets and Liabilities | ||
| Total Assets: | $1,468,995,000 | 478 |
| Cash and due from depository institutions | $47,024,000 | 422 |
| Interest-bearing balances | $200,000 | 3,945 |
| Securities | $23,391,000 | 4,048 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $1,317,017,000 | 388 |
| Loan loss allowance | $8,819,000 | 613 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $38,095,000 | 254 |
| Other real estate owned | $2,125,000 | 422 |
| Goodwill and other intangibles | $9,010,000 | 686 |
| All other assets | $32,333,000 | 617 |
| Life insurance assets | $8,615,000 | 721 |
| Total liabilities and capital | $1,468,995,000 | 478 |
| Total liabilities | $1,326,060,000 | 468 |
| Total deposits | $1,279,468,000 | 421 |
| Interest-bearing deposits | $1,109,459,000 | 412 |
| Deposits held in domestic offices | $1,279,468,000 | 419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,880,000 | 979 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $26,500,000 | 1,408 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,212,000 | 1,111 |
| Total equity capital | $142,935,000 | 499 |
| Total bank equity capital | $142,935,000 | 499 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $120,000 | 6,326 |
| Surplus | $85,416,000 | 407 |
| Undivided profits | $57,399,000 | 655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,062,000 | 367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $770,000 | 237 |
| Income earned, not collected on loans | $9,353,000 | 414 |
| Earning assets | $1,340,608,000 | 475 |
| Long-term assets (5+ years) | $19,198,000 | 3,564 |
| Average Assets, year-to-date | $1,362,055,670 | 500 |
| Average Assets, quarterly | $1,417,436,000 | 490 |
| Volatile liabilities | $186,772,000 | 786 |
| Insider loans | $49,031,000 | 97 |
| FHLB advances | $26,500,000 | 1,326 |
| Loans and leases held for sale | $68,519,000 | 92 |
| Unused loan commitments | $337,849,000 | 436 |
| Tier 1 (core) risk-based capital | $134,966,000 | 482 |
| Tier 2 risk-based capital | $8,819,000 | 639 |
| Total risk weighted assets | $1,409,096,000 | 401 |
| Total unused commitments | $337,849,000 | 436 |
| Derivatives | $105,059,000 | 206 |
| 2007-03-31 | Rank | |
| # of Employees: | 351 | 449 |
| Assets and Liabilities | ||
| Total Assets: | $1,365,877,000 | 502 |
| Cash and due from depository institutions | $50,863,000 | 449 |
| Interest-bearing balances | $122,000 | 4,490 |
| Securities | $23,353,000 | 4,059 |
| Federal funds sold & reverse repurchase agreements | $72,800,000 | 271 |
| Net loans & leases | $1,139,402,000 | 436 |
| Loan loss allowance | $7,879,000 | 668 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $36,245,000 | 259 |
| Other real estate owned | $1,949,000 | 449 |
| Goodwill and other intangibles | $9,022,000 | 675 |
| All other assets | $32,243,000 | 598 |
| Life insurance assets | $8,524,000 | 715 |
| Total liabilities and capital | $1,365,877,000 | 502 |
| Total liabilities | $1,236,854,000 | 493 |
| Total deposits | $1,202,877,000 | 438 |
| Interest-bearing deposits | $1,046,466,000 | 433 |
| Deposits held in domestic offices | $1,202,877,000 | 436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $26,500,000 | 1,351 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $7,477,000 | 852 |
| Total equity capital | $129,023,000 | 550 |
| Total bank equity capital | $129,023,000 | 550 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $120,000 | 6,348 |
| Surplus | $75,416,000 | 447 |
| Undivided profits | $53,487,000 | 705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,420,000 | 336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $552,000 | 300 |
| Income earned, not collected on loans | $9,079,000 | 421 |
| Earning assets | $1,235,677,000 | 508 |
| Long-term assets (5+ years) | $18,294,000 | 3,606 |
| Average Assets, year-to-date | $1,308,586,000 | 517 |
| Average Assets, quarterly | $1,308,586,000 | 517 |
| Volatile liabilities | $162,993,000 | 861 |
| Insider loans | $36,206,000 | 139 |
| FHLB advances | $26,500,000 | 1,281 |
| Loans and leases held for sale | $54,083,000 | 101 |
| Unused loan commitments | $285,820,000 | 486 |
| Tier 1 (core) risk-based capital | $121,054,000 | 522 |
| Tier 2 risk-based capital | $7,880,000 | 692 |
| Total risk weighted assets | $1,231,633,000 | 436 |
| Total unused commitments | $285,820,000 | 486 |
| Derivatives | $102,211,000 | 201 |
| 2006-12-31 | Rank | |
| # of Employees: | 333 | 472 |
| Assets and Liabilities | ||
| Total Assets: | $1,251,295,000 | 542 |
| Cash and due from depository institutions | $47,905,000 | 472 |
| Interest-bearing balances | $91,000 | 4,999 |
| Securities | $21,383,000 | 4,352 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $1,115,317,000 | 441 |
| Loan loss allowance | $7,230,000 | 709 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $26,010,000 | 388 |
| Other real estate owned | $1,481,000 | 472 |
| Goodwill and other intangibles | $9,012,000 | 660 |
| All other assets | $30,187,000 | 633 |
| Life insurance assets | $7,951,000 | 739 |
| Total liabilities and capital | $1,251,295,000 | 542 |
| Total liabilities | $1,130,655,000 | 535 |
| Total deposits | $1,065,411,000 | 477 |
| Interest-bearing deposits | $907,814,000 | 487 |
| Deposits held in domestic offices | $1,065,411,000 | 476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,125,000 | 2,572 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $58,705,000 | 771 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,414,000 | 1,073 |
| Total equity capital | $120,640,000 | 567 |
| Total bank equity capital | $120,640,000 | 567 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $120,000 | 6,379 |
| Surplus | $70,716,000 | 454 |
| Undivided profits | $49,804,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,856,000 | 304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $809,000 | 203 |
| Income earned, not collected on loans | $8,758,000 | 448 |
| Earning assets | $1,136,791,000 | 540 |
| Long-term assets (5+ years) | $29,151,000 | 2,701 |
| Average Assets, year-to-date | $1,130,699,000 | 561 |
| Average Assets, quarterly | $1,187,449,000 | 557 |
| Volatile liabilities | $226,593,000 | 733 |
| Insider loans | $36,285,000 | 136 |
| FHLB advances | $58,705,000 | 705 |
| Loans and leases held for sale | $60,171,000 | 101 |
| Unused loan commitments | $278,446,000 | 479 |
| Tier 1 (core) risk-based capital | $112,669,000 | 540 |
| Tier 2 risk-based capital | $7,230,000 | 742 |
| Total risk weighted assets | $1,170,339,000 | 447 |
| Total unused commitments | $278,446,000 | 479 |
| Derivatives | $95,000,000 | 213 |
| 2006-09-30 | Rank | |
| # of Employees: | 322 | 489 |
| Assets and Liabilities | ||
| Total Assets: | $1,123,603,000 | 591 |
| Cash and due from depository institutions | $33,853,000 | 489 |
| Interest-bearing balances | $100,000 | 4,745 |
| Securities | $21,466,000 | 4,378 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $1,007,056,000 | 482 |
| Loan loss allowance | $6,009,000 | 854 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $23,313,000 | 428 |
| Other real estate owned | $1,606,000 | 489 |
| Goodwill and other intangibles | $9,101,000 | 658 |
| All other assets | $27,208,000 | 720 |
| Life insurance assets | $7,848,000 | 730 |
| Total liabilities and capital | $1,123,603,000 | 591 |
| Total liabilities | $1,013,786,000 | 583 |
| Total deposits | $973,758,000 | 517 |
| Interest-bearing deposits | $828,574,000 | 529 |
| Deposits held in domestic offices | $973,758,000 | 516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,701 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,500,000 | 1,340 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,528,000 | 1,220 |
| Total equity capital | $109,817,000 | 610 |
| Total bank equity capital | $109,817,000 | 610 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $120,000 | 6,432 |
| Surplus | $63,216,000 | 513 |
| Undivided profits | $46,481,000 | 794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,935,000 | 274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,265,000 | 157 |
| Income earned, not collected on loans | $7,780,000 | 488 |
| Earning assets | $1,028,622,000 | 588 |
| Long-term assets (5+ years) | $30,572,000 | 2,595 |
| Average Assets, year-to-date | $1,100,550,000 | 586 |
| Average Assets, quarterly | $1,123,032,500 | 587 |
| Volatile liabilities | $175,274,000 | 911 |
| Insider loans | $44,150,000 | 112 |
| FHLB advances | $30,500,000 | 1,253 |
| Loans and leases held for sale | $40,148,000 | 118 |
| Unused loan commitments | $279,009,000 | 505 |
| Tier 1 (core) risk-based capital | $101,843,000 | 597 |
| Tier 2 risk-based capital | $6,009,000 | 878 |
| Total risk weighted assets | $1,061,921,000 | 488 |
| Total unused commitments | $279,009,000 | 506 |
| Derivatives | $89,258,000 | 222 |
| 2006-06-30 | Rank | |
| # of Employees: | 319 | 496 |
| Assets and Liabilities | ||
| Total Assets: | $1,122,462,000 | 588 |
| Cash and due from depository institutions | $31,970,000 | 496 |
| Interest-bearing balances | $103,000 | 4,745 |
| Securities | $42,695,000 | 2,684 |
| Federal funds sold & reverse repurchase agreements | $9,630,000 | 1,317 |
| Net loans & leases | $979,890,000 | 489 |
| Loan loss allowance | $5,609,000 | 895 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $22,590,000 | 438 |
| Other real estate owned | $1,646,000 | 496 |
| Goodwill and other intangibles | $9,187,000 | 642 |
| All other assets | $24,854,000 | 770 |
| Life insurance assets | $7,790,000 | 718 |
| Total liabilities and capital | $1,122,462,000 | 588 |
| Total liabilities | $1,015,601,000 | 582 |
| Total deposits | $981,051,000 | 512 |
| Interest-bearing deposits | $841,685,000 | 511 |
| Deposits held in domestic offices | $981,051,000 | 511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $30,500,000 | 1,338 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,050,000 | 1,243 |
| Total equity capital | $106,861,000 | 604 |
| Total bank equity capital | $106,861,000 | 604 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $120,000 | 6,451 |
| Surplus | $63,216,000 | 507 |
| Undivided profits | $43,525,000 | 791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,330,000 | 271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,079,000 | 179 |
| Income earned, not collected on loans | $6,113,000 | 561 |
| Earning assets | $1,032,318,000 | 584 |
| Long-term assets (5+ years) | $34,573,000 | 2,349 |
| Average Assets, year-to-date | $1,092,865,670 | 588 |
| Average Assets, quarterly | $1,114,432,000 | 583 |
| Volatile liabilities | $145,524,000 | 1,053 |
| Insider loans | $33,591,000 | 148 |
| FHLB advances | $30,500,000 | 1,245 |
| Loans and leases held for sale | $38,912,000 | 118 |
| Unused loan commitments | $232,522,000 | 559 |
| Tier 1 (core) risk-based capital | $98,909,000 | 596 |
| Tier 2 risk-based capital | $5,609,000 | 917 |
| Total risk weighted assets | $1,005,609,000 | 504 |
| Total unused commitments | $232,522,000 | 560 |
| Derivatives | $105,433,000 | 203 |
| 2006-03-31 | Rank | |
| # of Employees: | 294 | 535 |
| Assets and Liabilities | ||
| Total Assets: | $1,106,402,000 | 582 |
| Cash and due from depository institutions | $35,680,000 | 535 |
| Interest-bearing balances | $162,000 | 4,419 |
| Securities | $18,918,000 | 4,766 |
| Federal funds sold & reverse repurchase agreements | $48,940,000 | 281 |
| Net loans & leases | $948,739,000 | 485 |
| Loan loss allowance | $5,343,000 | 940 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,822,000 | 472 |
| Other real estate owned | $1,489,000 | 535 |
| Goodwill and other intangibles | $9,181,000 | 616 |
| All other assets | $22,633,000 | 802 |
| Life insurance assets | $6,032,000 | 886 |
| Total liabilities and capital | $1,106,402,000 | 582 |
| Total liabilities | $1,002,491,000 | 576 |
| Total deposits | $958,655,000 | 513 |
| Interest-bearing deposits | $819,504,000 | 514 |
| Deposits held in domestic offices | $958,655,000 | 512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $40,500,000 | 1,048 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,336,000 | 1,455 |
| Total equity capital | $103,911,000 | 605 |
| Total bank equity capital | $103,911,000 | 605 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $120,000 | 6,465 |
| Surplus | $63,215,000 | 489 |
| Undivided profits | $40,576,000 | 856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,557,000 | 310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $256,000 | 492 |
| Income earned, not collected on loans | $6,580,000 | 502 |
| Earning assets | $1,016,759,000 | 580 |
| Long-term assets (5+ years) | $35,078,000 | 2,318 |
| Average Assets, year-to-date | $1,078,067,500 | 594 |
| Average Assets, quarterly | $1,078,067,500 | 594 |
| Volatile liabilities | $182,894,000 | 827 |
| Insider loans | $33,959,000 | 145 |
| FHLB advances | $40,500,000 | 980 |
| Loans and leases held for sale | $23,206,000 | 152 |
| Unused loan commitments | $189,927,000 | 643 |
| Tier 1 (core) risk-based capital | $95,938,000 | 602 |
| Tier 2 risk-based capital | $5,343,000 | 934 |
| Total risk weighted assets | $963,436,000 | 505 |
| Total unused commitments | $189,927,000 | 644 |
| Derivatives | $40,516,000 | 290 |
| 2005-12-31 | Rank | |
| # of Employees: | 286 | 542 |
| Assets and Liabilities | ||
| Total Assets: | $1,049,733,000 | 605 |
| Cash and due from depository institutions | $39,347,000 | 542 |
| Interest-bearing balances | $163,000 | 4,480 |
| Securities | $27,457,000 | 3,799 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,732 |
| Net loans & leases | $924,677,000 | 493 |
| Loan loss allowance | $5,115,000 | 963 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $17,535,000 | 558 |
| Other real estate owned | $1,418,000 | 542 |
| Goodwill and other intangibles | $9,060,000 | 609 |
| All other assets | $22,539,000 | 789 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,049,733,000 | 605 |
| Total liabilities | $948,659,000 | 597 |
| Total deposits | $864,775,000 | 551 |
| Interest-bearing deposits | $719,656,000 | 564 |
| Deposits held in domestic offices | $864,775,000 | 550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $78,390,000 | 640 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,494,000 | 940 |
| Total equity capital | $101,074,000 | 611 |
| Total bank equity capital | $101,074,000 | 611 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $120,000 | 6,489 |
| Surplus | $63,215,000 | 477 |
| Undivided profits | $37,739,000 | 913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,225,000 | 266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $524,000 | 296 |
| Income earned, not collected on loans | $6,477,000 | 519 |
| Earning assets | $959,997,000 | 602 |
| Long-term assets (5+ years) | $37,265,000 | 2,179 |
| Average Assets, year-to-date | $996,968,600 | 609 |
| Average Assets, quarterly | $1,040,873,500 | 606 |
| Volatile liabilities | $224,824,000 | 698 |
| Insider loans | $46,383,000 | 92 |
| FHLB advances | $78,390,000 | 564 |
| Loans and leases held for sale | $38,277,000 | 117 |
| Unused loan commitments | $162,142,000 | 704 |
| Tier 1 (core) risk-based capital | $93,152,000 | 613 |
| Tier 2 risk-based capital | $5,115,000 | 954 |
| Total risk weighted assets | $906,460,000 | 527 |
| Total unused commitments | $162,142,000 | 704 |
| Derivatives | $54,720,000 | 250 |
| 2005-09-30 | Rank | |
| # of Employees: | 277 | 560 |
| Assets and Liabilities | ||
| Total Assets: | $1,032,014,000 | 609 |
| Cash and due from depository institutions | $49,075,000 | 560 |
| Interest-bearing balances | $167,000 | 4,527 |
| Securities | $27,081,000 | 3,800 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 1,752 |
| Net loans & leases | $902,070,000 | 491 |
| Loan loss allowance | $4,843,000 | 1,005 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $16,521,000 | 570 |
| Other real estate owned | $567,000 | 560 |
| Goodwill and other intangibles | $9,131,000 | 585 |
| All other assets | $20,469,000 | 825 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,032,014,000 | 609 |
| Total liabilities | $934,746,000 | 601 |
| Total deposits | $858,116,000 | 545 |
| Interest-bearing deposits | $707,340,000 | 565 |
| Deposits held in domestic offices | $858,116,000 | 544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $71,935,000 | 671 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,695,000 | 1,028 |
| Total equity capital | $97,268,000 | 633 |
| Total bank equity capital | $97,268,000 | 633 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $120,000 | 6,515 |
| Surplus | $63,215,000 | 462 |
| Undivided profits | $33,933,000 | 1,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,927,000 | 684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $256,000 | 491 |
| Income earned, not collected on loans | $5,791,000 | 530 |
| Earning assets | $936,418,000 | 613 |
| Long-term assets (5+ years) | $38,802,000 | 2,129 |
| Average Assets, year-to-date | $983,777,500 | 606 |
| Average Assets, quarterly | $1,046,636,500 | 591 |
| Volatile liabilities | $224,015,000 | 676 |
| Insider loans | $40,157,000 | 111 |
| FHLB advances | $71,935,000 | 607 |
| Loans and leases held for sale | $44,660,000 | 123 |
| Unused loan commitments | $167,987,000 | 676 |
| Tier 1 (core) risk-based capital | $89,314,000 | 629 |
| Tier 2 risk-based capital | $4,843,000 | 985 |
| Total risk weighted assets | $885,270,000 | 523 |
| Total unused commitments | $167,987,000 | 677 |
| Derivatives | $58,561,000 | 250 |
| 2005-06-30 | Rank | |
| # of Employees: | 271 | 573 |
| Assets and Liabilities | ||
| Total Assets: | $1,061,259,000 | 576 |
| Cash and due from depository institutions | $33,819,000 | 573 |
| Interest-bearing balances | $215,000 | 4,192 |
| Securities | $103,363,000 | 1,211 |
| Federal funds sold & reverse repurchase agreements | $54,425,000 | 226 |
| Net loans & leases | $823,102,000 | 514 |
| Loan loss allowance | $4,555,000 | 1,044 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $16,452,000 | 554 |
| Other real estate owned | $901,000 | 573 |
| Goodwill and other intangibles | $9,191,000 | 579 |
| All other assets | $20,006,000 | 838 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,061,259,000 | 576 |
| Total liabilities | $972,226,000 | 571 |
| Total deposits | $898,532,000 | 511 |
| Interest-bearing deposits | $747,821,000 | 516 |
| Deposits held in domestic offices | $898,532,000 | 509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $69,000,000 | 715 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,694,000 | 974 |
| Total equity capital | $89,033,000 | 675 |
| Total bank equity capital | $89,033,000 | 675 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $120,000 | 6,515 |
| Surplus | $58,216,000 | 473 |
| Undivided profits | $30,697,000 | 1,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,602,000 | 721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $319,000 | 436 |
| Income earned, not collected on loans | $4,922,000 | 579 |
| Earning assets | $981,105,000 | 573 |
| Long-term assets (5+ years) | $72,192,000 | 1,330 |
| Average Assets, year-to-date | $967,698,670 | 614 |
| Average Assets, quarterly | $1,001,959,000 | 602 |
| Volatile liabilities | $186,398,000 | 770 |
| Insider loans | $30,218,000 | 151 |
| FHLB advances | $69,000,000 | 648 |
| Loans and leases held for sale | $49,919,000 | 107 |
| Unused loan commitments | $159,445,000 | 681 |
| Tier 1 (core) risk-based capital | $81,048,000 | 686 |
| Tier 2 risk-based capital | $4,555,000 | 1,020 |
| Total risk weighted assets | $807,972,000 | 543 |
| Total unused commitments | $159,445,000 | 683 |
| Derivatives | $75,251,000 | 221 |
| 2005-03-31 | Rank | |
| # of Employees: | 268 | 566 |
| Assets and Liabilities | ||
| Total Assets: | $942,659,000 | 631 |
| Cash and due from depository institutions | $30,291,000 | 566 |
| Interest-bearing balances | $200,000 | 4,343 |
| Securities | $44,507,000 | 2,636 |
| Federal funds sold & reverse repurchase agreements | $40,345,000 | 302 |
| Net loans & leases | $781,359,000 | 524 |
| Loan loss allowance | $4,163,000 | 1,130 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $16,705,000 | 538 |
| Other real estate owned | $1,130,000 | 566 |
| Goodwill and other intangibles | $9,235,000 | 563 |
| All other assets | $19,087,000 | 867 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $942,659,000 | 631 |
| Total liabilities | $856,634,000 | 627 |
| Total deposits | $777,574,000 | 578 |
| Interest-bearing deposits | $640,301,000 | 598 |
| Deposits held in domestic offices | $777,574,000 | 577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $74,000,000 | 655 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,060,000 | 926 |
| Total equity capital | $86,025,000 | 676 |
| Total bank equity capital | $86,025,000 | 676 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $120,000 | 6,567 |
| Surplus | $58,216,000 | 463 |
| Undivided profits | $27,689,000 | 1,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,636,000 | 726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $319,000 | 440 |
| Income earned, not collected on loans | $4,865,000 | 563 |
| Earning assets | $866,411,000 | 628 |
| Long-term assets (5+ years) | $67,483,000 | 1,453 |
| Average Assets, year-to-date | $920,918,500 | 641 |
| Average Assets, quarterly | $920,918,500 | 641 |
| Volatile liabilities | $177,306,000 | 765 |
| Insider loans | $25,607,000 | 172 |
| FHLB advances | $74,000,000 | 593 |
| Loans and leases held for sale | $52,323,000 | 93 |
| Unused loan commitments | $148,663,000 | 695 |
| Tier 1 (core) risk-based capital | $78,123,000 | 693 |
| Tier 2 risk-based capital | $4,163,000 | 1,096 |
| Total risk weighted assets | $751,071,000 | 567 |
| Total unused commitments | $148,663,000 | 696 |
| Derivatives | $66,090,000 | 217 |
| 2004-12-31 | Rank | |
| # of Employees: | 271 | 573 |
| Assets and Liabilities | ||
| Total Assets: | $899,178,000 | 665 |
| Cash and due from depository institutions | $29,388,000 | 573 |
| Interest-bearing balances | $492,000 | 3,511 |
| Securities | $19,077,000 | 4,862 |
| Federal funds sold & reverse repurchase agreements | $27,740,000 | 421 |
| Net loans & leases | $777,642,000 | 527 |
| Loan loss allowance | $3,892,000 | 1,200 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,894,000 | 524 |
| Other real estate owned | $1,093,000 | 573 |
| Goodwill and other intangibles | $9,307,000 | 553 |
| All other assets | $18,037,000 | 891 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $899,178,000 | 665 |
| Total liabilities | $815,362,000 | 666 |
| Total deposits | $727,554,000 | 600 |
| Interest-bearing deposits | $606,320,000 | 616 |
| Deposits held in domestic offices | $727,554,000 | 599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,640,000 | 1,847 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $79,333,000 | 652 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,835,000 | 932 |
| Total equity capital | $83,816,000 | 699 |
| Total bank equity capital | $83,816,000 | 699 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $120,000 | 6,594 |
| Surplus | $58,215,000 | 467 |
| Undivided profits | $25,481,000 | 1,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,072,000 | 668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $319,000 | 427 |
| Income earned, not collected on loans | $4,510,000 | 588 |
| Earning assets | $824,951,000 | 669 |
| Long-term assets (5+ years) | $74,117,000 | 1,355 |
| Average Assets, year-to-date | $822,887,800 | 687 |
| Average Assets, quarterly | $871,499,500 | 677 |
| Volatile liabilities | $198,612,000 | 676 |
| Insider loans | $24,170,000 | 183 |
| FHLB advances | $79,333,000 | 575 |
| Loans and leases held for sale | $40,909,000 | 119 |
| Unused loan commitments | $139,063,000 | 722 |
| Tier 1 (core) risk-based capital | $75,810,000 | 713 |
| Tier 2 risk-based capital | $3,892,000 | 1,177 |
| Total risk weighted assets | $740,790,000 | 581 |
| Total unused commitments | $139,063,000 | 722 |
| Derivatives | $50,995,000 | 233 |
| 2004-09-30 | Rank | |
| # of Employees: | 257 | 603 |
| Assets and Liabilities | ||
| Total Assets: | $843,821,000 | 698 |
| Cash and due from depository institutions | $33,628,000 | 603 |
| Interest-bearing balances | $737,000 | 3,146 |
| Securities | $19,037,000 | 4,833 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $742,082,000 | 536 |
| Loan loss allowance | $3,891,000 | 1,205 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $16,848,000 | 515 |
| Other real estate owned | $8,309,000 | 603 |
| Goodwill and other intangibles | $9,312,000 | 538 |
| All other assets | $14,605,000 | 1,056 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $843,821,000 | 698 |
| Total liabilities | $762,558,000 | 693 |
| Total deposits | $663,186,000 | 657 |
| Interest-bearing deposits | $546,425,000 | 693 |
| Deposits held in domestic offices | $663,186,000 | 652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $750,000 | 3,004 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $93,978,000 | 562 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,644,000 | 965 |
| Total equity capital | $81,263,000 | 712 |
| Total bank equity capital | $81,263,000 | 712 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,610,000 | 2,121 |
| Surplus | $56,725,000 | 471 |
| Undivided profits | $22,928,000 | 1,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,698,000 | 765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 339 |
| Income earned, not collected on loans | $4,558,000 | 586 |
| Earning assets | $761,856,000 | 700 |
| Long-term assets (5+ years) | $70,479,000 | 1,441 |
| Average Assets, year-to-date | $803,815,250 | 702 |
| Average Assets, quarterly | $850,381,000 | 691 |
| Volatile liabilities | $179,599,000 | 712 |
| Insider loans | $24,129,000 | 185 |
| FHLB advances | $93,978,000 | 493 |
| Loans and leases held for sale | $34,474,000 | 130 |
| Unused loan commitments | $125,578,000 | 769 |
| Tier 1 (core) risk-based capital | $73,222,000 | 722 |
| Tier 2 risk-based capital | $3,891,000 | 1,156 |
| Total risk weighted assets | $708,291,000 | 589 |
| Total unused commitments | $125,578,000 | 772 |
| Derivatives | $66,515,000 | 216 |
| 2004-06-30 | Rank | |
| # of Employees: | 150 | 1,114 |
| Assets and Liabilities | ||
| Total Assets: | $567,916,000 | 981 |
| Cash and due from depository institutions | $25,742,000 | 1,114 |
| Interest-bearing balances | $209,000 | 4,446 |
| Securities | $18,735,000 | 4,973 |
| Federal funds sold & reverse repurchase agreements | $3,655,000 | 2,496 |
| Net loans & leases | $490,569,000 | 749 |
| Loan loss allowance | $1,761,000 | 2,558 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,199,000 | 1,049 |
| Other real estate owned | $7,645,000 | 1,114 |
| Goodwill and other intangibles | $1,779,000 | 1,278 |
| All other assets | $10,592,000 | 1,434 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $567,916,000 | 981 |
| Total liabilities | $517,048,000 | 970 |
| Total deposits | $444,680,000 | 950 |
| Interest-bearing deposits | $376,006,000 | 960 |
| Deposits held in domestic offices | $444,680,000 | 946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,300,000 | 1,765 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $65,000,000 | 741 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,068,000 | 1,265 |
| Total equity capital | $50,868,000 | 1,085 |
| Total bank equity capital | $50,868,000 | 1,085 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $120,000 | 6,683 |
| Surplus | $36,725,000 | 656 |
| Undivided profits | $14,023,000 | 2,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 4,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 973 |
| Income earned, not collected on loans | $1,473,000 | 1,937 |
| Earning assets | $513,168,000 | 988 |
| Long-term assets (5+ years) | $55,152,000 | 1,789 |
| Average Assets, year-to-date | $499,977,670 | 1,091 |
| Average Assets, quarterly | $526,050,500 | 1,047 |
| Volatile liabilities | $108,739,000 | 1,056 |
| Insider loans | $17,989,000 | 251 |
| FHLB advances | $65,000,000 | 663 |
| Loans and leases held for sale | $26,533,000 | 157 |
| Unused loan commitments | $101,662,000 | 881 |
| Tier 1 (core) risk-based capital | $50,507,000 | 1,026 |
| Tier 2 risk-based capital | $1,761,000 | 2,387 |
| Total risk weighted assets | $482,032,000 | 811 |
| Total unused commitments | $101,662,000 | 883 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 151 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $484,185,000 | 1,142 |
| Cash and due from depository institutions | $13,465,000 | 1,094 |
| Interest-bearing balances | $212,000 | 4,553 |
| Securities | $6,291,000 | 7,432 |
| Federal funds sold & reverse repurchase agreements | $2,015,000 | 4,584 |
| Net loans & leases | $440,904,000 | 822 |
| Loan loss allowance | $1,288,000 | 3,272 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,381,000 | 1,012 |
| Other real estate owned | $144,000 | 1,094 |
| Goodwill and other intangibles | $1,608,000 | 1,323 |
| All other assets | $10,377,000 | 1,367 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $484,185,000 | 1,142 |
| Total liabilities | $441,298,000 | 1,130 |
| Total deposits | $371,099,000 | 1,161 |
| Interest-bearing deposits | $298,980,000 | 1,264 |
| Deposits held in domestic offices | $371,099,000 | 1,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $67,500,000 | 674 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,699,000 | 1,556 |
| Total equity capital | $42,887,000 | 1,296 |
| Total bank equity capital | $42,887,000 | 1,296 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $120,000 | 6,702 |
| Surplus | $30,225,000 | 761 |
| Undivided profits | $12,542,000 | 2,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,727,000 | 1,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,360,000 | 2,098 |
| Earning assets | $449,422,000 | 1,131 |
| Long-term assets (5+ years) | $48,575,000 | 1,926 |
| Average Assets, year-to-date | $466,008,500 | 1,171 |
| Average Assets, quarterly | $466,008,500 | 1,171 |
| Volatile liabilities | $96,454,000 | 1,116 |
| Insider loans | $13,698,000 | 348 |
| FHLB advances | $67,500,000 | 604 |
| Loans and leases held for sale | $22,849,000 | 167 |
| Unused loan commitments | $75,240,000 | 1,094 |
| Tier 1 (core) risk-based capital | $42,511,000 | 1,196 |
| Tier 2 risk-based capital | $1,288,000 | 3,038 |
| Total risk weighted assets | $419,606,000 | 919 |
| Total unused commitments | $75,240,000 | 1,098 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 146 | 1,152 |
| Assets and Liabilities | ||
| Total Assets: | $447,832,000 | 1,231 |
| Cash and due from depository institutions | $13,174,000 | 1,152 |
| Interest-bearing balances | $217,000 | 4,463 |
| Securities | $5,286,000 | 7,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $408,124,000 | 869 |
| Loan loss allowance | $1,181,000 | 3,498 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,280,000 | 1,017 |
| Other real estate owned | $10,000 | 1,152 |
| Goodwill and other intangibles | $1,777,000 | 1,265 |
| All other assets | $10,181,000 | 1,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $447,832,000 | 1,231 |
| Total liabilities | $408,974,000 | 1,217 |
| Total deposits | $327,612,000 | 1,338 |
| Interest-bearing deposits | $277,517,000 | 1,357 |
| Deposits held in domestic offices | $327,612,000 | 1,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,700,000 | 2,369 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $77,655,000 | 636 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,007,000 | 1,854 |
| Total equity capital | $38,858,000 | 1,405 |
| Total bank equity capital | $38,858,000 | 1,405 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $120,000 | 6,754 |
| Surplus | $27,225,000 | 833 |
| Undivided profits | $11,513,000 | 2,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,813,000 | 1,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,359,000 | 2,202 |
| Earning assets | $413,627,000 | 1,217 |
| Long-term assets (5+ years) | $46,280,000 | 2,036 |
| Average Assets, year-to-date | $420,741,800 | 1,277 |
| Average Assets, quarterly | $442,668,500 | 1,237 |
| Volatile liabilities | $107,652,000 | 1,030 |
| Insider loans | $5,221,000 | 1,056 |
| FHLB advances | $77,655,000 | 557 |
| Loans and leases held for sale | $22,839,000 | 154 |
| Unused loan commitments | $77,072,000 | 1,042 |
| Tier 1 (core) risk-based capital | $38,476,000 | 1,322 |
| Tier 2 risk-based capital | $1,181,000 | 3,240 |
| Total risk weighted assets | $384,472,000 | 985 |
| Total unused commitments | $77,072,000 | 1,043 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 138 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $437,505,000 | 1,268 |
| Cash and due from depository institutions | $11,266,000 | 1,240 |
| Interest-bearing balances | $222,000 | 4,572 |
| Securities | $3,297,000 | 8,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $401,522,000 | 879 |
| Loan loss allowance | $1,337,000 | 3,168 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,194,000 | 1,015 |
| Other real estate owned | $72,000 | 1,240 |
| Goodwill and other intangibles | $1,808,000 | 1,233 |
| All other assets | $10,346,000 | 1,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $437,505,000 | 1,268 |
| Total liabilities | $399,992,000 | 1,254 |
| Total deposits | $317,547,000 | 1,401 |
| Interest-bearing deposits | $268,244,000 | 1,423 |
| Deposits held in domestic offices | $317,547,000 | 1,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,254 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $77,343,000 | 613 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,302,000 | 1,334 |
| Total equity capital | $37,513,000 | 1,466 |
| Total bank equity capital | $37,513,000 | 1,466 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $120,000 | 6,800 |
| Surplus | $26,624,000 | 843 |
| Undivided profits | $10,769,000 | 2,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,764,000 | 865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,464,000 | 2,141 |
| Earning assets | $405,041,000 | 1,258 |
| Long-term assets (5+ years) | $38,303,000 | 2,334 |
| Average Assets, year-to-date | $413,969,250 | 1,314 |
| Average Assets, quarterly | $434,229,000 | 1,273 |
| Volatile liabilities | $109,282,000 | 986 |
| Insider loans | $7,548,000 | 688 |
| FHLB advances | $77,343,000 | 535 |
| Loans and leases held for sale | $59,839,000 | 122 |
| Unused loan commitments | $64,033,000 | 1,225 |
| Tier 1 (core) risk-based capital | $37,122,000 | 1,386 |
| Tier 2 risk-based capital | $1,337,000 | 2,916 |
| Total risk weighted assets | $358,236,000 | 1,048 |
| Total unused commitments | $64,033,000 | 1,229 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 131 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $430,953,000 | 1,282 |
| Cash and due from depository institutions | $13,200,000 | 1,334 |
| Interest-bearing balances | $250,000 | 4,575 |
| Securities | $4,296,000 | 7,960 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $394,386,000 | 883 |
| Loan loss allowance | $1,295,000 | 3,211 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,470,000 | 1,240 |
| Other real estate owned | $153,000 | 1,334 |
| Goodwill and other intangibles | $1,394,000 | 1,355 |
| All other assets | $10,054,000 | 1,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $430,953,000 | 1,282 |
| Total liabilities | $395,564,000 | 1,261 |
| Total deposits | $306,010,000 | 1,439 |
| Interest-bearing deposits | $258,808,000 | 1,462 |
| Deposits held in domestic offices | $306,010,000 | 1,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $523,000 | 2,788 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $86,855,000 | 572 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,176,000 | 1,882 |
| Total equity capital | $35,389,000 | 1,547 |
| Total bank equity capital | $35,389,000 | 1,547 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $120,000 | 6,821 |
| Surplus | $26,625,000 | 826 |
| Undivided profits | $8,644,000 | 3,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,695,000 | 691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,377,000 | 2,177 |
| Earning assets | $398,932,000 | 1,272 |
| Long-term assets (5+ years) | $27,558,000 | 2,800 |
| Average Assets, year-to-date | $406,124,000 | 1,339 |
| Average Assets, quarterly | $406,127,000 | 1,355 |
| Volatile liabilities | $118,806,000 | 909 |
| Insider loans | $5,843,000 | 883 |
| FHLB advances | $86,855,000 | 495 |
| Loans and leases held for sale | $64,430,000 | 139 |
| Unused loan commitments | $49,987,000 | 1,429 |
| Tier 1 (core) risk-based capital | $35,039,000 | 1,444 |
| Tier 2 risk-based capital | $1,295,000 | 2,957 |
| Total risk weighted assets | $345,502,000 | 1,073 |
| Total unused commitments | $49,987,000 | 1,440 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 118 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $381,301,000 | 1,427 |
| Cash and due from depository institutions | $10,768,000 | 1,471 |
| Interest-bearing balances | $195,000 | 4,749 |
| Securities | $6,375,000 | 7,432 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $345,125,000 | 1,011 |
| Loan loss allowance | $1,427,000 | 2,937 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,450,000 | 1,232 |
| Other real estate owned | $210,000 | 1,471 |
| Goodwill and other intangibles | $1,305,000 | 1,386 |
| All other assets | $10,068,000 | 1,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $381,301,000 | 1,427 |
| Total liabilities | $349,592,000 | 1,399 |
| Total deposits | $282,913,000 | 1,543 |
| Interest-bearing deposits | $246,453,000 | 1,541 |
| Deposits held in domestic offices | $282,913,000 | 1,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,113,000 | 1,933 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $61,172,000 | 694 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,394,000 | 1,379 |
| Total equity capital | $31,709,000 | 1,683 |
| Total bank equity capital | $31,709,000 | 1,683 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $120,000 | 6,853 |
| Surplus | $24,875,000 | 852 |
| Undivided profits | $6,714,000 | 3,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,709,000 | 1,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,349,000 | 2,263 |
| Earning assets | $351,695,000 | 1,421 |
| Long-term assets (5+ years) | $19,443,000 | 3,445 |
| Average Assets, year-to-date | $393,709,500 | 1,365 |
| Average Assets, quarterly | $393,709,500 | 1,365 |
| Volatile liabilities | $109,128,000 | 965 |
| Insider loans | $5,891,000 | 883 |
| FHLB advances | $61,172,000 | 620 |
| Loans and leases held for sale | $42,894,000 | 174 |
| Unused loan commitments | $52,457,000 | 1,337 |
| Tier 1 (core) risk-based capital | $31,382,000 | 1,572 |
| Tier 2 risk-based capital | $1,427,000 | 2,680 |
| Total risk weighted assets | $313,831,000 | 1,164 |
| Total unused commitments | $52,457,000 | 1,348 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 119 | 1,436 |
| Assets and Liabilities | ||
| Total Assets: | $406,118,000 | 1,319 |
| Cash and due from depository institutions | $11,186,000 | 1,436 |
| Interest-bearing balances | $251,000 | 4,379 |
| Securities | $6,399,000 | 7,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $369,508,000 | 927 |
| Loan loss allowance | $1,372,000 | 2,970 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,567,000 | 1,194 |
| Other real estate owned | $210,000 | 1,436 |
| Goodwill and other intangibles | $1,314,000 | 1,363 |
| All other assets | $9,934,000 | 1,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $406,118,000 | 1,319 |
| Total liabilities | $374,584,000 | 1,290 |
| Total deposits | $259,608,000 | 1,664 |
| Interest-bearing deposits | $214,701,000 | 1,721 |
| Deposits held in domestic offices | $259,608,000 | 1,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $111,413,000 | 472 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,563,000 | 1,299 |
| Total equity capital | $31,534,000 | 1,660 |
| Total bank equity capital | $31,534,000 | 1,660 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $120,000 | 6,879 |
| Surplus | $24,875,000 | 830 |
| Undivided profits | $6,539,000 | 3,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,578,000 | 1,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,179,000 | 2,725 |
| Earning assets | $376,158,000 | 1,306 |
| Long-term assets (5+ years) | $16,037,000 | 3,817 |
| Average Assets, year-to-date | $338,008,600 | 1,503 |
| Average Assets, quarterly | $390,614,000 | 1,364 |
| Volatile liabilities | $149,326,000 | 745 |
| Insider loans | $5,712,000 | 883 |
| FHLB advances | $110,954,000 | 395 |
| Loans and leases held for sale | $92,857,000 | 121 |
| Unused loan commitments | $52,047,000 | 1,301 |
| Tier 1 (core) risk-based capital | $31,186,000 | 1,555 |
| Tier 2 risk-based capital | $1,372,000 | 2,720 |
| Total risk weighted assets | $313,338,000 | 1,144 |
| Total unused commitments | $52,047,000 | 1,303 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 100 | 1,680 |
| Assets and Liabilities | ||
| Total Assets: | $314,685,000 | 1,612 |
| Cash and due from depository institutions | $7,987,000 | 1,680 |
| Interest-bearing balances | $208,000 | 4,406 |
| Securities | $4,092,000 | 8,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $286,474,000 | 1,162 |
| Loan loss allowance | $1,369,000 | 2,795 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,200,000 | 1,202 |
| Other real estate owned | $24,000 | 1,680 |
| Goodwill and other intangibles | $907,000 | 1,525 |
| All other assets | $8,001,000 | 1,480 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,685,000 | 1,612 |
| Total liabilities | $290,116,000 | 1,574 |
| Total deposits | $203,360,000 | 2,029 |
| Interest-bearing deposits | $172,153,000 | 2,052 |
| Deposits held in domestic offices | $203,360,000 | 2,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,899,000 | 474 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $41,069,000 | 862 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,788,000 | 2,195 |
| Total equity capital | $24,569,000 | 2,002 |
| Total bank equity capital | $24,569,000 | 2,002 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $120,000 | 7,049 |
| Surplus | $20,875,000 | 931 |
| Undivided profits | $3,574,000 | 5,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 5,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,009,000 | 3,439 |
| Earning assets | $290,774,000 | 1,597 |
| Long-term assets (5+ years) | $4,438,000 | 6,338 |
| Average Assets, year-to-date | $244,009,200 | 2,006 |
| Average Assets, quarterly | $278,682,500 | 1,805 |
| Volatile liabilities | $122,545,000 | 838 |
| Insider loans | $80,000 | 7,870 |
| FHLB advances | $40,500,000 | 775 |
| Loans and leases held for sale | $81,065,000 | 125 |
| Unused loan commitments | $33,353,000 | 1,718 |
| Tier 1 (core) risk-based capital | $24,268,000 | 1,906 |
| Tier 2 risk-based capital | $1,369,000 | 2,598 |
| Total risk weighted assets | $236,732,000 | 1,447 |
| Total unused commitments | $33,353,000 | 1,724 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 101 | 1,649 |
| Assets and Liabilities | ||
| Total Assets: | $185,427,000 | 2,613 |
| Cash and due from depository institutions | $11,207,000 | 1,649 |
| Interest-bearing balances | $103,000 | 4,515 |
| Securities | $6,981,000 | 7,680 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,428 |
| Net loans & leases | $154,702,000 | 2,049 |
| Loan loss allowance | $754,000 | 4,346 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,828,000 | 1,220 |
| Other real estate owned | $72,000 | 1,649 |
| Goodwill and other intangibles | $1,140,000 | 1,365 |
| All other assets | $2,697,000 | 3,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,427,000 | 2,613 |
| Total liabilities | $168,935,000 | 2,588 |
| Total deposits | $136,174,000 | 2,866 |
| Interest-bearing deposits | $119,055,000 | 2,824 |
| Deposits held in domestic offices | $136,174,000 | 2,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,896,000 | 1,173 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,500,000 | 1,246 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,365,000 | 2,790 |
| Total equity capital | $16,492,000 | 2,823 |
| Total bank equity capital | $16,492,000 | 2,823 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $120,000 | 7,280 |
| Surplus | $12,875,000 | 1,328 |
| Undivided profits | $3,497,000 | 5,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $968,000 | 2,828 |
| Earning assets | $163,586,000 | 2,704 |
| Long-term assets (5+ years) | $10,962,000 | 4,389 |
| Average Assets, year-to-date | $165,682,000 | 2,757 |
| Average Assets, quarterly | $181,333,500 | 2,635 |
| Volatile liabilities | $32,589,000 | 2,483 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $13,872,000 | 195 |
| Unused loan commitments | $35,462,000 | 1,520 |
| Tier 1 (core) risk-based capital | $16,161,300 | 2,779 |
| Tier 2 risk-based capital | $754,000 | 4,094 |
| Total risk weighted assets | $148,713,700 | 2,154 |
| Total unused commitments | $35,462,000 | 1,521 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 107 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $148,600,000 | 3,119 |
| Cash and due from depository institutions | $6,942,000 | 1,591 |
| Interest-bearing balances | $1,008,000 | 2,413 |
| Securities | $10,151,000 | 7,031 |
| Federal funds sold & reverse repurchase agreements | $3,403,000 | 2,626 |
| Net loans & leases | $118,394,000 | 2,513 |
| Loan loss allowance | $586,000 | 5,122 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,176,000 | 1,364 |
| Other real estate owned | $0 | 1,591 |
| Goodwill and other intangibles | $1,173,000 | 1,401 |
| All other assets | $2,361,000 | 3,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,600,000 | 3,119 |
| Total liabilities | $139,574,000 | 3,008 |
| Total deposits | $117,317,000 | 3,223 |
| Interest-bearing deposits | $97,402,000 | 3,331 |
| Deposits held in domestic offices | $117,317,000 | 3,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,550,000 | 2,714 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,920,000 | 1,335 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $787,000 | 3,887 |
| Total equity capital | $9,026,000 | 4,621 |
| Total bank equity capital | $9,026,000 | 4,621 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $120,000 | 7,541 |
| Surplus | $6,975,000 | 2,258 |
| Undivided profits | $1,931,000 | 6,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $776,000 | 2,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $574,000 | 4,055 |
| Earning assets | $132,956,000 | 3,180 |
| Long-term assets (5+ years) | $5,107,000 | 6,276 |
| Average Assets, year-to-date | $115,358,200 | 3,764 |
| Average Assets, quarterly | $139,051,000 | 3,277 |
| Volatile liabilities | $35,054,000 | 2,246 |
| Insider loans | $600,000 | 4,918 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $8,040,000 | 256 |
| Unused loan commitments | $43,859,000 | 1,322 |
| Tier 1 (core) risk-based capital | $8,716,000 | 4,770 |
| Tier 2 risk-based capital | $586,000 | 4,785 |
| Total risk weighted assets | $124,607,800 | 2,452 |
| Total unused commitments | $43,859,000 | 1,325 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 101 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $86,334,000 | 4,914 |
| Cash and due from depository institutions | $5,124,000 | 1,685 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $283,000 | 10,252 |
| Federal funds sold & reverse repurchase agreements | $586,000 | 7,649 |
| Net loans & leases | $74,047,000 | 3,614 |
| Loan loss allowance | $641,000 | 4,766 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,150,000 | 2,578 |
| Other real estate owned | $0 | 1,685 |
| Goodwill and other intangibles | $1,001,000 | 1,430 |
| All other assets | $2,143,000 | 3,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,334,000 | 4,914 |
| Total liabilities | $79,366,000 | 4,810 |
| Total deposits | $67,577,000 | 5,196 |
| Interest-bearing deposits | $48,557,000 | 5,833 |
| Deposits held in domestic offices | $67,577,000 | 5,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,358,000 | 1,072 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,098,000 | 3,190 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $333,000 | 7,129 |
| Total equity capital | $6,968,000 | 5,799 |
| Total bank equity capital | $6,968,000 | 5,799 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $120,000 | 7,698 |
| Surplus | $5,475,000 | 2,616 |
| Undivided profits | $1,373,000 | 7,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,614,000 | 1,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $327,000 | 6,246 |
| Earning assets | $74,917,000 | 5,137 |
| Long-term assets (5+ years) | $1,836,000 | 7,836 |
| Average Assets, year-to-date | $67,108,800 | 5,670 |
| Average Assets, quarterly | $86,379,500 | 4,825 |
| Volatile liabilities | $21,348,000 | 2,853 |
| Insider loans | $20,000 | 9,000 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $28,174,000 | 190 |
| Unused loan commitments | $10,196,000 | 3,567 |
| Tier 1 (core) risk-based capital | $6,631,200 | 5,819 |
| Tier 2 risk-based capital | $641,000 | 4,378 |
| Total risk weighted assets | $62,115,100 | 4,296 |
| Total unused commitments | $10,196,000 | 3,571 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $50,507,000 | 7,020 |
| Cash and due from depository institutions | $4,373,000 | 4,375 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $1,340,000 | 10,492 |
| Federal funds sold & reverse repurchase agreements | $2,127,000 | 4,810 |
| Net loans & leases | $39,929,000 | 5,809 |
| Loan loss allowance | $535,000 | 5,438 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,973,000 | 3,875 |
| Other real estate owned | $0 | 4,375 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $765,000 | 7,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,507,000 | 7,020 |
| Total liabilities | $46,341,000 | 6,908 |
| Total deposits | $43,105,000 | 6,969 |
| Interest-bearing deposits | $31,942,000 | 7,532 |
| Deposits held in domestic offices | $43,105,000 | 6,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,138,000 | 1,825 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $98,000 | 10,226 |
| Total equity capital | $4,166,000 | 7,895 |
| Total bank equity capital | $4,166,000 | 7,895 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $120,000 | 8,051 |
| Surplus | $2,973,000 | 4,248 |
| Undivided profits | $1,073,000 | 8,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $991,000 | 2,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $367,000 | 6,016 |
| Earning assets | $43,396,000 | 7,262 |
| Long-term assets (5+ years) | $5,569,000 | 5,713 |
| Average Assets, year-to-date | $52,663,200 | 6,676 |
| Average Assets, quarterly | $50,759,500 | 6,941 |
| Volatile liabilities | $9,790,000 | 5,074 |
| Insider loans | $235,000 | 7,148 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,599,000 | 3,796 |
| Tier 1 (core) risk-based capital | $4,165,000 | 7,777 |
| Tier 2 risk-based capital | $499,800 | 5,188 |
| Total risk weighted assets | $39,949,000 | 5,938 |
| Total unused commitments | $8,599,000 | 3,799 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $54,351,000 | 6,925 |
| Cash and due from depository institutions | $4,063,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $7,685,000 | 8,728 |
| Federal funds sold & reverse repurchase agreements | $7,419,000 | 1,758 |
| Net loans & leases | $32,813,000 | 6,606 |
| Loan loss allowance | $319,000 | 7,643 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,862,000 | 3,998 |
| Other real estate owned | $15,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $494,000 | 8,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,351,000 | 6,925 |
| Total liabilities | $50,517,000 | 6,760 |
| Total deposits | $39,140,000 | 7,603 |
| Interest-bearing deposits | $29,225,000 | 8,156 |
| Deposits held in domestic offices | $39,140,000 | 7,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,234,000 | 1,083 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $143,000 | 10,044 |
| Total equity capital | $3,834,000 | 8,347 |
| Total bank equity capital | $3,834,000 | 8,347 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $120,000 | 8,471 |
| Surplus | $2,973,000 | 4,313 |
| Undivided profits | $741,000 | 9,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $271,000 | 7,339 |
| Earning assets | $47,917,000 | 7,066 |
| Long-term assets (5+ years) | $664,000 | 9,112 |
| Average Assets, year-to-date | $45,170,000 | 7,507 |
| Average Assets, quarterly | $53,300,000 | 6,941 |
| Volatile liabilities | $13,681,000 | 3,887 |
| Insider loans | $187,000 | 7,849 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,941,000 | 3,004 |
| Tier 1 (core) risk-based capital | $3,833,000 | 8,249 |
| Tier 2 risk-based capital | $319,000 | 6,993 |
| Total risk weighted assets | $35,617,600 | 6,459 |
| Total unused commitments | $11,941,000 | 3,018 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 12 | 9,704 |
| Assets and Liabilities | ||
| Total Assets: | $35,980,000 | 8,826 |
| Cash and due from depository institutions | $1,746,000 | 9,704 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $12,556,000 | 7,406 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $19,640,000 | 8,678 |
| Loan loss allowance | $192,000 | 9,609 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,590,000 | 4,474 |
| Other real estate owned | $117,000 | 9,704 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $331,000 | 10,433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,980,000 | 8,826 |
| Total liabilities | $33,425,000 | 8,678 |
| Total deposits | $23,965,000 | 9,752 |
| Interest-bearing deposits | $19,044,000 | 9,937 |
| Deposits held in domestic offices | $23,965,000 | 9,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,213,000 | 1,165 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $247,000 | 9,024 |
| Total equity capital | $2,555,000 | 10,019 |
| Total bank equity capital | $2,555,000 | 10,019 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $120,000 | 8,885 |
| Surplus | $2,222,000 | 5,180 |
| Undivided profits | $213,000 | 10,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 10,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $274,000 | 7,516 |
| Earning assets | $32,296,000 | 8,903 |
| Long-term assets (5+ years) | $2,477,000 | 7,446 |
| Average Assets, year-to-date | $23,410,200 | 10,143 |
| Average Assets, quarterly | $31,823,500 | 9,246 |
| Volatile liabilities | $11,722,000 | 4,057 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,399,000 | 2,279 |
| Tier 1 (core) risk-based capital | $2,554,000 | 9,946 |
| Tier 2 risk-based capital | $192,000 | 9,005 |
| Total risk weighted assets | $21,718,800 | 8,489 |
| Total unused commitments | $16,399,000 | 2,291 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 8 | 11,389 |
| Assets and Liabilities | ||
| Total Assets: | $16,360,000 | 11,595 |
| Cash and due from depository institutions | $2,288,000 | 11,389 |
| Interest-bearing balances | $200,000 | 4,365 |
| Securities | $6,554,000 | 10,119 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $6,400,000 | 11,856 |
| Loan loss allowance | $82,000 | 11,807 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $826,000 | 6,786 |
| Other real estate owned | $113,000 | 11,389 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $179,000 | 12,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,360,000 | 11,595 |
| Total liabilities | $14,977,000 | 11,542 |
| Total deposits | $12,912,000 | 11,732 |
| Interest-bearing deposits | $9,305,000 | 11,961 |
| Deposits held in domestic offices | $12,912,000 | 11,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,950,000 | 2,680 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $115,000 | 10,793 |
| Total equity capital | $1,383,000 | 11,776 |
| Total bank equity capital | $1,383,000 | 11,776 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $120,000 | 9,377 |
| Surplus | $972,000 | 8,306 |
| Undivided profits | $291,000 | 10,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 10,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $42,000 | 12,058 |
| Earning assets | $13,154,000 | 11,782 |
| Long-term assets (5+ years) | $648,000 | 9,929 |
| Average Assets, year-to-date | $14,282,000 | 11,820 |
| Average Assets, quarterly | $16,201,000 | 11,594 |
| Volatile liabilities | $2,560,000 | 8,970 |
| Insider loans | $32,000 | 10,578 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,116,000 | 8,886 |
| Tier 1 (core) risk-based capital | $1,383,000 | 11,820 |
| Tier 2 risk-based capital | $82,000 | 11,548 |
| Total risk weighted assets | $8,544,300 | 11,557 |
| Total unused commitments | $1,116,000 | 8,896 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 10 | 11,271 |
| Assets and Liabilities | ||
| Total Assets: | $12,756,000 | 12,653 |
| Cash and due from depository institutions | $1,264,000 | 11,271 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $3,324,000 | 12,021 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $6,776,000 | 12,243 |
| Loan loss allowance | $83,000 | 12,383 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $865,000 | 6,696 |
| Other real estate owned | $117,000 | 11,271 |
| Goodwill and other intangibles | $111,000 | 2,142 |
| All other assets | $99,000 | 13,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,756,000 | 12,653 |
| Total liabilities | $11,509,000 | 12,637 |
| Total deposits | $11,352,000 | 12,586 |
| Interest-bearing deposits | $8,432,000 | 12,710 |
| Deposits held in domestic offices | $11,352,000 | 12,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $157,000 | 10,213 |
| Total equity capital | $1,247,000 | 12,460 |
| Total bank equity capital | $1,247,000 | 12,460 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $120,000 | 9,853 |
| Surplus | $973,000 | 8,498 |
| Undivided profits | $154,000 | 11,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 8,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $44,000 | 12,540 |
| Earning assets | $10,400,000 | 12,749 |
| Long-term assets (5+ years) | $1,212,000 | 9,692 |
| Average Assets, year-to-date | $12,705,000 | 12,620 |
| Average Assets, quarterly | $12,999,500 | 12,594 |
| Volatile liabilities | $405,000 | 12,530 |
| Insider loans | $10,000 | 11,468 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $700,000 | 9,985 |
| Tier 1 (core) risk-based capital | $1,136,000 | 12,595 |
| Tier 2 risk-based capital | $83,000 | 12,006 |
| Total risk weighted assets | $7,781,100 | 12,260 |
| Total unused commitments | $700,000 | 10,008 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $12,202,000 | 13,248 |
| Cash and due from depository institutions | $1,497,000 | 11,730 |
| Interest-bearing balances | $195,000 | 6,298 |
| Securities | $3,363,000 | 12,412 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $5,906,000 | 12,947 |
| Loan loss allowance | $100,000 | 12,531 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $854,000 | 6,839 |
| Other real estate owned | $452,000 | 11,730 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $130,000 | 13,493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,202,000 | 13,248 |
| Total liabilities | $11,070,000 | 13,227 |
| Total deposits | $10,918,000 | 13,184 |
| Interest-bearing deposits | $8,476,000 | 13,271 |
| Deposits held in domestic offices | $10,918,000 | 13,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $152,000 | 11,110 |
| Total equity capital | $1,132,000 | 13,008 |
| Total bank equity capital | $1,132,000 | 13,008 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $270,000 | 8,401 |
| Surplus | $823,000 | 9,066 |
| Undivided profits | $39,000 | 12,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $49,000 | 13,001 |
| Earning assets | $9,464,000 | 13,410 |
| Long-term assets (5+ years) | $1,803,000 | 9,185 |
| Average Assets, year-to-date | $11,213,400 | 13,347 |
| Average Assets, quarterly | $12,434,000 | 13,206 |
| Volatile liabilities | $601,000 | 12,632 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $322,000 | 11,185 |
| Tier 1 (core) risk-based capital | $1,132,000 | 12,989 |
| Tier 2 risk-based capital | $90,050 | 12,203 |
| Total risk weighted assets | $7,194,350 | 12,882 |
| Total unused commitments | $322,000 | 11,206 |
| Derivatives | $0 | 651 |