Home > Community Banks > Income and Expense
Community Banks, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $51,066,000 | 687 |
| Total interest expense | $26,539,000 | 629 |
| Net interest income | $24,527,000 | 721 |
| Provision for loan and lease losses | $3,780,000 | 439 |
| Total noninterest income | $4,810,000 | 1,029 |
| Gross Fiduciary activities income | $295,000 | 727 |
| Service charges on deposit accounts | $2,184,000 | 678 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,331,000 | 1,128 |
| Total noninterest expense | $18,404,000 | 822 |
| Salaries and employee benefits | $10,394,000 | 719 |
| Premises and equipment expense | $2,681,000 | 791 |
| Additional noninterest expense | $5,329,000 | 910 |
| Pre-tax net operating income | $7,153,000 | 1,041 |
| Securities gains (losses) | $601,000 | 553 |
| Applicable income taxes | $1,210,000 | 1,795 |
| Income before extraordinary items | $6,544,000 | 848 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,544,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,747,000 | 453 |
| Cash dividends | $2,300,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,039,160 | 864 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $48,412,000 | 740 |
| Total interest expense | $24,672,000 | 737 |
| Net interest income | $23,740,000 | 746 |
| Provision for loan and lease losses | $1,722,000 | 683 |
| Total noninterest income | $3,880,000 | 1,094 |
| Gross Fiduciary activities income | $387,000 | 668 |
| Service charges on deposit accounts | $1,784,000 | 762 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,709,000 | 1,254 |
| Total noninterest expense | $15,520,000 | 913 |
| Salaries and employee benefits | $8,854,000 | 790 |
| Premises and equipment expense | $2,305,000 | 862 |
| Additional noninterest expense | $4,361,000 | 1,080 |
| Pre-tax net operating income | $10,378,000 | 757 |
| Securities gains (losses) | $122,000 | 522 |
| Applicable income taxes | $2,846,000 | 870 |
| Income before extraordinary items | $7,654,000 | 714 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,654,000 | 714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 921 |
| Cash dividends | $6,372,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,564,940 | 719 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $40,464,000 | 835 |
| Total interest expense | $18,833,000 | 837 |
| Net interest income | $21,631,000 | 815 |
| Provision for loan and lease losses | $1,023,000 | 945 |
| Total noninterest income | $3,119,000 | 1,311 |
| Gross Fiduciary activities income | $382,000 | 714 |
| Service charges on deposit accounts | $1,558,000 | 850 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,179,000 | 1,671 |
| Total noninterest expense | $14,122,000 | 985 |
| Salaries and employee benefits | $7,959,000 | 860 |
| Premises and equipment expense | $2,140,000 | 943 |
| Additional noninterest expense | $4,023,000 | 1,162 |
| Pre-tax net operating income | $9,605,000 | 854 |
| Securities gains (losses) | $78,000 | 827 |
| Applicable income taxes | $2,367,000 | 1,069 |
| Income before extraordinary items | $7,316,000 | 794 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,316,000 | 794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 1,051 |
| Cash dividends | $5,415,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,256,720 | 781 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $35,840,000 | 926 |
| Total interest expense | $15,922,000 | 1,001 |
| Net interest income | $19,918,000 | 864 |
| Provision for loan and lease losses | $1,089,000 | 900 |
| Total noninterest income | $3,001,000 | 1,344 |
| Gross Fiduciary activities income | $302,000 | 778 |
| Service charges on deposit accounts | $1,215,000 | 1,022 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,484,000 | 1,412 |
| Total noninterest expense | $12,784,000 | 1,039 |
| Salaries and employee benefits | $6,945,000 | 938 |
| Premises and equipment expense | $2,087,000 | 925 |
| Additional noninterest expense | $3,752,000 | 1,194 |
| Pre-tax net operating income | $9,046,000 | 872 |
| Securities gains (losses) | $41,000 | 1,880 |
| Applicable income taxes | $2,325,000 | 1,081 |
| Income before extraordinary items | $6,762,000 | 814 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,762,000 | 813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 1,045 |
| Cash dividends | $5,279,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,731,660 | 787 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $33,795,000 | 1,011 |
| Total interest expense | $14,554,000 | 1,112 |
| Net interest income | $19,241,000 | 930 |
| Provision for loan and lease losses | $717,000 | 1,310 |
| Total noninterest income | $2,222,000 | 1,628 |
| Gross Fiduciary activities income | $318,000 | 795 |
| Service charges on deposit accounts | $1,031,000 | 1,235 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $873,000 | 1,911 |
| Total noninterest expense | $12,126,000 | 1,098 |
| Salaries and employee benefits | $6,679,000 | 995 |
| Premises and equipment expense | $1,881,000 | 1,055 |
| Additional noninterest expense | $3,566,000 | 1,235 |
| Pre-tax net operating income | $8,620,000 | 945 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,370,000 | 1,146 |
| Income before extraordinary items | $6,250,000 | 886 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,250,000 | 888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,169 |
| Cash dividends | $3,010,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,250,000 | 861 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,467,000 | 1,134 |
| Total interest expense | $12,687,000 | 1,273 |
| Net interest income | $17,780,000 | 1,028 |
| Provision for loan and lease losses | $1,042,000 | 990 |
| Total noninterest income | $2,017,000 | 1,822 |
| Gross Fiduciary activities income | $251,000 | 914 |
| Service charges on deposit accounts | $980,000 | 1,374 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $786,000 | 2,132 |
| Total noninterest expense | $11,271,000 | 1,272 |
| Salaries and employee benefits | $6,120,000 | 1,098 |
| Premises and equipment expense | $1,783,000 | 1,178 |
| Additional noninterest expense | $3,368,000 | 1,569 |
| Pre-tax net operating income | $7,484,000 | 1,013 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $1,867,000 | 1,314 |
| Income before extraordinary items | $5,624,000 | 946 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,624,000 | 947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 1,007 |
| Cash dividends | $2,246,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,618,750 | 927 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,264,000 | 1,415 |
| Total interest expense | $10,198,000 | 1,565 |
| Net interest income | $14,066,000 | 1,282 |
| Provision for loan and lease losses | $712,000 | 1,206 |
| Total noninterest income | $1,950,000 | 1,872 |
| Gross Fiduciary activities income | $217,000 | 981 |
| Service charges on deposit accounts | $792,000 | 1,713 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $941,000 | 1,880 |
| Total noninterest expense | $9,359,000 | 1,514 |
| Salaries and employee benefits | $4,850,000 | 1,370 |
| Premises and equipment expense | $1,395,000 | 1,473 |
| Additional noninterest expense | $3,114,000 | 1,646 |
| Pre-tax net operating income | $5,945,000 | 1,282 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $1,414,000 | 1,735 |
| Income before extraordinary items | $4,536,000 | 1,163 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,536,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 1,384 |
| Cash dividends | $1,624,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,532,200 | 1,144 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,315,000 | 1,449 |
| Total interest expense | $8,489,000 | 1,519 |
| Net interest income | $12,826,000 | 1,396 |
| Provision for loan and lease losses | $462,000 | 1,639 |
| Total noninterest income | $1,491,000 | 2,309 |
| Gross Fiduciary activities income | $180,000 | 1,046 |
| Service charges on deposit accounts | $687,000 | 1,964 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $624,000 | 2,514 |
| Total noninterest expense | $8,668,000 | 1,695 |
| Salaries and employee benefits | $4,267,000 | 1,567 |
| Premises and equipment expense | $1,282,000 | 1,608 |
| Additional noninterest expense | $3,119,000 | 1,742 |
| Pre-tax net operating income | $5,187,000 | 1,421 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $1,163,000 | 1,940 |
| Income before extraordinary items | $4,026,000 | 1,253 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,026,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,273 |
| Cash dividends | $1,417,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,024,440 | 1,272 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,606,000 | 1,526 |
| Total interest expense | $9,009,000 | 1,479 |
| Net interest income | $11,597,000 | 1,554 |
| Provision for loan and lease losses | $702,000 | 1,658 |
| Total noninterest income | $2,117,000 | 1,894 |
| Gross Fiduciary activities income | $207,000 | 1,054 |
| Service charges on deposit accounts | $597,000 | 2,311 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,313,000 | 1,706 |
| Total noninterest expense | $7,768,000 | 1,910 |
| Salaries and employee benefits | $3,856,000 | 1,739 |
| Premises and equipment expense | $1,083,000 | 1,918 |
| Additional noninterest expense | $2,829,000 | 2,004 |
| Pre-tax net operating income | $5,244,000 | 1,334 |
| Securities gains (losses) | $138,000 | 2,074 |
| Applicable income taxes | $1,261,000 | 1,851 |
| Income before extraordinary items | $4,121,000 | 1,241 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,121,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 1,886 |
| Cash dividends | $1,257,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,014,740 | 1,177 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,981,000 | 1,690 |
| Total interest expense | $10,053,000 | 1,713 |
| Net interest income | $10,928,000 | 1,684 |
| Provision for loan and lease losses | $683,000 | 2,413 |
| Total noninterest income | $1,763,000 | 2,119 |
| Gross Fiduciary activities income | $181,000 | 1,107 |
| Service charges on deposit accounts | $584,000 | 2,362 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $998,000 | 2,005 |
| Total noninterest expense | $7,251,000 | 2,032 |
| Salaries and employee benefits | $3,563,000 | 1,858 |
| Premises and equipment expense | $975,000 | 2,140 |
| Additional noninterest expense | $2,713,000 | 2,172 |
| Pre-tax net operating income | $4,757,000 | 1,340 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,091,000 | 1,952 |
| Income before extraordinary items | $3,666,000 | 1,274 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,666,000 | 1,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 2,276 |
| Cash dividends | $1,092,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,666,000 | 1,177 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.