Home > Community Bank-Wheaton/Glen Ellyn > Income and Expense
Community Bank-Wheaton/Glen Ellyn, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,169,000 | 2,320 |
| Total interest expense | $571,000 | 2,232 |
| Net interest income | $4,598,000 | 2,328 |
| Provision for loan and lease losses | $25,000 | 3,365 |
| Total noninterest income | $825,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $168,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $657,000 | 2,051 |
| Total noninterest expense | $4,158,000 | 2,234 |
| Salaries and employee benefits | $2,566,000 | 2,034 |
| Premises and equipment expense | $243,000 | 3,606 |
| Additional noninterest expense | $1,349,000 | 2,184 |
| Pre-tax net operating income | $1,240,000 | 2,676 |
| Securities gains (losses) | $11,000 | 1,976 |
| Applicable income taxes | $325,000 | 2,053 |
| Income before extraordinary items | $926,000 | 2,888 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $926,000 | 2,888 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $926,000 | 2,890 |
| Net charge-offs | $94,000 | 1,774 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $917,860 | 2,842 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 2,184 |
| Total interest expense | $286,000 | 2,244 |
| Net interest income | $2,484,000 | 2,138 |
| Provision for loan and lease losses | $24,000 | 2,747 |
| Total noninterest income | $411,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $80,000 | 2,869 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $331,000 | 1,985 |
| Total noninterest expense | $2,340,000 | 2,024 |
| Salaries and employee benefits | $1,323,000 | 1,981 |
| Premises and equipment expense | $311,000 | 1,870 |
| Additional noninterest expense | $706,000 | 2,088 |
| Pre-tax net operating income | $531,000 | 2,913 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $100,000 | 2,443 |
| Income before extraordinary items | $431,000 | 2,993 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $431,000 | 2,996 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $431,000 | 2,996 |
| Net charge-offs | $21,000 | 2,091 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $431,000 | 2,928 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,740,000 | 2,077 |
| Total interest expense | $1,260,000 | 2,179 |
| Net interest income | $10,480,000 | 2,036 |
| Provision for loan and lease losses | $-75,000 | 6,003 |
| Total noninterest income | $1,800,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $370,000 | 2,818 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,430,000 | 1,827 |
| Total noninterest expense | $10,478,000 | 1,811 |
| Salaries and employee benefits | $5,730,000 | 1,799 |
| Premises and equipment expense | $1,206,000 | 1,913 |
| Additional noninterest expense | $3,542,000 | 1,753 |
| Pre-tax net operating income | $1,877,000 | 3,087 |
| Securities gains (losses) | $-15,000 | 6,095 |
| Applicable income taxes | $-3,956,000 | 6,473 |
| Income before extraordinary items | $5,818,000 | 1,135 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,818,000 | 1,132 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,818,000 | 1,134 |
| Net charge-offs | $-18,000 | 5,772 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,833,000 | 1,101 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,923,000 | 2,065 |
| Total interest expense | $963,000 | 2,168 |
| Net interest income | $7,960,000 | 2,020 |
| Provision for loan and lease losses | $111,000 | 2,691 |
| Total noninterest income | $1,422,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $277,000 | 2,863 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,145,000 | 1,779 |
| Total noninterest expense | $7,779,000 | 1,828 |
| Salaries and employee benefits | $4,326,000 | 1,789 |
| Premises and equipment expense | $968,000 | 1,812 |
| Additional noninterest expense | $2,485,000 | 1,858 |
| Pre-tax net operating income | $1,492,000 | 3,044 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $-3,956,000 | 6,569 |
| Income before extraordinary items | $5,452,000 | 910 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,452,000 | 909 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,452,000 | 909 |
| Net charge-offs | $-72,000 | 6,139 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $5,448,000 | 891 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,996,000 | 2,050 |
| Total interest expense | $657,000 | 2,159 |
| Net interest income | $5,339,000 | 2,011 |
| Provision for loan and lease losses | $186,000 | 1,709 |
| Total noninterest income | $916,000 | 2,201 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $182,000 | 2,881 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $734,000 | 1,802 |
| Total noninterest expense | $5,233,000 | 1,809 |
| Salaries and employee benefits | $2,857,000 | 1,804 |
| Premises and equipment expense | $667,000 | 1,778 |
| Additional noninterest expense | $1,709,000 | 1,796 |
| Pre-tax net operating income | $836,000 | 3,287 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $836,000 | 3,000 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $836,000 | 3,006 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $836,000 | 3,006 |
| Net charge-offs | $-49,000 | 6,139 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $836,000 | 2,943 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 2,058 |
| Total interest expense | $333,000 | 2,177 |
| Net interest income | $2,653,000 | 2,018 |
| Provision for loan and lease losses | $136,000 | 1,362 |
| Total noninterest income | $402,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $82,000 | 3,040 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $320,000 | 1,920 |
| Total noninterest expense | $2,619,000 | 1,815 |
| Salaries and employee benefits | $1,450,000 | 1,784 |
| Premises and equipment expense | $356,000 | 1,691 |
| Additional noninterest expense | $813,000 | 1,863 |
| Pre-tax net operating income | $300,000 | 3,824 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $300,000 | 3,541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $300,000 | 3,544 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $300,000 | 3,544 |
| Net charge-offs | $-72,000 | 6,410 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $300,000 | 3,497 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,168,000 | 2,031 |
| Total interest expense | $1,546,000 | 2,108 |
| Net interest income | $10,622,000 | 1,992 |
| Provision for loan and lease losses | $1,427,000 | 826 |
| Total noninterest income | $2,193,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $350,000 | 3,090 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,843,000 | 1,614 |
| Total noninterest expense | $13,691,000 | 1,434 |
| Salaries and employee benefits | $5,943,000 | 1,725 |
| Premises and equipment expense | $1,267,000 | 1,826 |
| Additional noninterest expense | $6,481,000 | 1,041 |
| Pre-tax net operating income | $-2,303,000 | 6,680 |
| Securities gains (losses) | $55,000 | 1,731 |
| Applicable income taxes | $146,000 | 3,174 |
| Income before extraordinary items | $-2,394,000 | 6,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,394,000 | 6,696 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,394,000 | 6,696 |
| Net charge-offs | $1,960,000 | 756 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,449,000 | 6,690 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,054,000 | 2,051 |
| Total interest expense | $1,193,000 | 2,111 |
| Net interest income | $7,861,000 | 2,016 |
| Provision for loan and lease losses | $1,420,000 | 672 |
| Total noninterest income | $1,634,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $260,000 | 3,124 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,374,000 | 1,652 |
| Total noninterest expense | $10,950,000 | 1,360 |
| Salaries and employee benefits | $4,584,000 | 1,695 |
| Premises and equipment expense | $954,000 | 1,834 |
| Additional noninterest expense | $5,412,000 | 936 |
| Pre-tax net operating income | $-2,875,000 | 6,827 |
| Securities gains (losses) | $55,000 | 1,594 |
| Applicable income taxes | $146,000 | 3,041 |
| Income before extraordinary items | $-2,966,000 | 6,830 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,966,000 | 6,831 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,966,000 | 6,831 |
| Net charge-offs | $1,908,000 | 615 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-3,021,000 | 6,825 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 2,061 |
| Total interest expense | $821,000 | 2,088 |
| Net interest income | $5,158,000 | 2,032 |
| Provision for loan and lease losses | $1,300,000 | 536 |
| Total noninterest income | $1,087,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $171,000 | 3,136 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $916,000 | 1,688 |
| Total noninterest expense | $7,445,000 | 1,339 |
| Salaries and employee benefits | $3,116,000 | 1,665 |
| Premises and equipment expense | $655,000 | 1,792 |
| Additional noninterest expense | $3,674,000 | 925 |
| Pre-tax net operating income | $-2,500,000 | 6,889 |
| Securities gains (losses) | $55,000 | 1,462 |
| Applicable income taxes | $146,000 | 2,715 |
| Income before extraordinary items | $-2,591,000 | 6,893 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,591,000 | 6,894 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,591,000 | 6,894 |
| Net charge-offs | $1,898,000 | 476 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-2,646,000 | 6,886 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 2,128 |
| Total interest expense | $433,000 | 2,046 |
| Net interest income | $2,490,000 | 2,108 |
| Provision for loan and lease losses | $1,030,000 | 379 |
| Total noninterest income | $478,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $86,000 | 3,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $392,000 | 1,883 |
| Total noninterest expense | $4,166,000 | 1,225 |
| Salaries and employee benefits | $1,596,000 | 1,648 |
| Premises and equipment expense | $327,000 | 1,822 |
| Additional noninterest expense | $2,243,000 | 761 |
| Pre-tax net operating income | $-2,228,000 | 6,989 |
| Securities gains (losses) | $7,000 | 1,580 |
| Applicable income taxes | $45,000 | 3,059 |
| Income before extraordinary items | $-2,266,000 | 6,986 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-2,266,000 | 6,987 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,266,000 | 6,987 |
| Net charge-offs | $354,000 | 950 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-2,273,000 | 6,982 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,391,000 | 2,104 |
| Total interest expense | $2,008,000 | 2,132 |
| Net interest income | $10,383,000 | 2,077 |
| Provision for loan and lease losses | $1,467,000 | 1,347 |
| Total noninterest income | $2,323,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $379,000 | 3,044 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,944,000 | 1,548 |
| Total noninterest expense | $14,604,000 | 1,356 |
| Salaries and employee benefits | $5,886,000 | 1,720 |
| Premises and equipment expense | $1,275,000 | 1,844 |
| Additional noninterest expense | $7,443,000 | 938 |
| Pre-tax net operating income | $-3,365,000 | 6,900 |
| Securities gains (losses) | $980,000 | 534 |
| Applicable income taxes | $244,000 | 2,848 |
| Income before extraordinary items | $-2,629,000 | 6,876 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,629,000 | 6,875 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,629,000 | 6,875 |
| Net charge-offs | $7,288,000 | 414 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,609,000 | 6,908 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,395,000 | 2,126 |
| Total interest expense | $1,540,000 | 2,171 |
| Net interest income | $7,855,000 | 2,092 |
| Provision for loan and lease losses | $1,137,000 | 1,301 |
| Total noninterest income | $1,678,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $288,000 | 3,048 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,390,000 | 1,596 |
| Total noninterest expense | $9,965,000 | 1,478 |
| Salaries and employee benefits | $4,360,000 | 1,725 |
| Premises and equipment expense | $962,000 | 1,851 |
| Additional noninterest expense | $4,643,000 | 1,105 |
| Pre-tax net operating income | $-1,569,000 | 6,930 |
| Securities gains (losses) | $141,000 | 1,711 |
| Applicable income taxes | $-57,000 | 6,864 |
| Income before extraordinary items | $-1,371,000 | 6,936 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,371,000 | 6,933 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,371,000 | 6,935 |
| Net charge-offs | $4,681,000 | 487 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,506,360 | 6,927 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,317,000 | 2,122 |
| Total interest expense | $1,056,000 | 2,185 |
| Net interest income | $5,261,000 | 2,086 |
| Provision for loan and lease losses | $957,000 | 1,134 |
| Total noninterest income | $1,121,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $191,000 | 3,047 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $930,000 | 1,588 |
| Total noninterest expense | $6,686,000 | 1,466 |
| Salaries and employee benefits | $2,813,000 | 1,780 |
| Premises and equipment expense | $649,000 | 1,829 |
| Additional noninterest expense | $3,224,000 | 1,069 |
| Pre-tax net operating income | $-1,261,000 | 7,013 |
| Securities gains (losses) | $141,000 | 1,355 |
| Applicable income taxes | $-27,000 | 6,898 |
| Income before extraordinary items | $-1,093,000 | 7,014 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,093,000 | 7,013 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,093,000 | 7,014 |
| Net charge-offs | $4,642,000 | 356 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,231,180 | 7,018 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 2,129 |
| Total interest expense | $536,000 | 2,230 |
| Net interest income | $2,645,000 | 2,077 |
| Provision for loan and lease losses | $180,000 | 2,114 |
| Total noninterest income | $553,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $97,000 | 2,987 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $456,000 | 1,607 |
| Total noninterest expense | $3,237,000 | 1,513 |
| Salaries and employee benefits | $1,404,000 | 1,787 |
| Premises and equipment expense | $331,000 | 1,789 |
| Additional noninterest expense | $1,502,000 | 1,133 |
| Pre-tax net operating income | $-219,000 | 6,866 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $37,000 | 3,289 |
| Income before extraordinary items | $-256,000 | 6,950 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-256,000 | 6,951 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-256,000 | 6,951 |
| Net charge-offs | $3,338,000 | 264 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-256,000 | 6,911 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,274,000 | 2,101 |
| Total interest expense | $2,333,000 | 2,452 |
| Net interest income | $10,941,000 | 1,994 |
| Provision for loan and lease losses | $6,170,000 | 668 |
| Total noninterest income | $2,415,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $423,000 | 2,914 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,992,000 | 1,364 |
| Total noninterest expense | $13,284,000 | 1,453 |
| Salaries and employee benefits | $5,632,000 | 1,715 |
| Premises and equipment expense | $1,378,000 | 1,803 |
| Additional noninterest expense | $6,274,000 | 1,123 |
| Pre-tax net operating income | $-6,098,000 | 7,110 |
| Securities gains (losses) | $104,000 | 2,037 |
| Applicable income taxes | $4,320,000 | 446 |
| Income before extraordinary items | $-10,314,000 | 7,214 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,314,000 | 7,214 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-10,314,000 | 7,214 |
| Net charge-offs | $4,996,000 | 792 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-10,418,000 | 7,213 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,045,000 | 2,114 |
| Total interest expense | $1,782,000 | 2,508 |
| Net interest income | $8,263,000 | 1,993 |
| Provision for loan and lease losses | $2,866,000 | 963 |
| Total noninterest income | $1,572,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $324,000 | 2,880 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,248,000 | 1,517 |
| Total noninterest expense | $9,427,000 | 1,553 |
| Salaries and employee benefits | $4,264,000 | 1,710 |
| Premises and equipment expense | $1,037,000 | 1,813 |
| Additional noninterest expense | $4,126,000 | 1,253 |
| Pre-tax net operating income | $-2,458,000 | 7,063 |
| Securities gains (losses) | $104,000 | 1,756 |
| Applicable income taxes | $-763,000 | 7,271 |
| Income before extraordinary items | $-1,591,000 | 6,998 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,591,000 | 6,999 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,591,000 | 6,999 |
| Net charge-offs | $3,772,000 | 784 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,661,720 | 6,986 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,725,000 | 2,124 |
| Total interest expense | $1,220,000 | 2,524 |
| Net interest income | $5,505,000 | 1,995 |
| Provision for loan and lease losses | $2,694,000 | 743 |
| Total noninterest income | $1,098,000 | 1,859 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $215,000 | 2,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $883,000 | 1,470 |
| Total noninterest expense | $6,347,000 | 1,552 |
| Salaries and employee benefits | $2,862,000 | 1,717 |
| Premises and equipment expense | $693,000 | 1,830 |
| Additional noninterest expense | $2,792,000 | 1,266 |
| Pre-tax net operating income | $-2,438,000 | 7,227 |
| Securities gains (losses) | $104,000 | 1,117 |
| Applicable income taxes | $-687,000 | 7,380 |
| Income before extraordinary items | $-1,647,000 | 7,168 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,647,000 | 7,169 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,647,000 | 7,169 |
| Net charge-offs | $3,769,000 | 582 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,720,840 | 7,164 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 2,149 |
| Total interest expense | $629,000 | 2,539 |
| Net interest income | $2,709,000 | 2,021 |
| Provision for loan and lease losses | $173,000 | 2,622 |
| Total noninterest income | $604,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $100,000 | 2,979 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $504,000 | 1,337 |
| Total noninterest expense | $3,058,000 | 1,623 |
| Salaries and employee benefits | $1,493,000 | 1,668 |
| Premises and equipment expense | $350,000 | 1,851 |
| Additional noninterest expense | $1,215,000 | 1,442 |
| Pre-tax net operating income | $82,000 | 5,351 |
| Securities gains (losses) | $104,000 | 525 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $177,000 | 4,184 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $177,000 | 4,183 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $177,000 | 4,184 |
| Net charge-offs | $2,662,000 | 440 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $78,200 | 5,253 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,798,000 | 2,192 |
| Total interest expense | $3,204,000 | 2,459 |
| Net interest income | $10,594,000 | 2,060 |
| Provision for loan and lease losses | $8,340,000 | 781 |
| Total noninterest income | $1,958,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $500,000 | 2,641 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,458,000 | 1,733 |
| Total noninterest expense | $11,944,000 | 1,661 |
| Salaries and employee benefits | $5,575,000 | 1,739 |
| Premises and equipment expense | $1,376,000 | 1,871 |
| Additional noninterest expense | $4,993,000 | 1,451 |
| Pre-tax net operating income | $-7,732,000 | 7,267 |
| Securities gains (losses) | $139,000 | 1,896 |
| Applicable income taxes | $-3,231,000 | 7,539 |
| Income before extraordinary items | $-4,362,000 | 7,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,362,000 | 7,132 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,362,000 | 7,132 |
| Net charge-offs | $5,473,000 | 940 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,450,960 | 7,113 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,433,000 | 2,227 |
| Total interest expense | $2,526,000 | 2,448 |
| Net interest income | $7,907,000 | 2,093 |
| Provision for loan and lease losses | $4,775,000 | 907 |
| Total noninterest income | $1,389,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $383,000 | 2,666 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,006,000 | 1,796 |
| Total noninterest expense | $8,548,000 | 1,732 |
| Salaries and employee benefits | $4,177,000 | 1,759 |
| Premises and equipment expense | $1,019,000 | 1,909 |
| Additional noninterest expense | $3,352,000 | 1,586 |
| Pre-tax net operating income | $-4,027,000 | 7,300 |
| Securities gains (losses) | $112,000 | 1,846 |
| Applicable income taxes | $-1,743,000 | 7,584 |
| Income before extraordinary items | $-2,172,000 | 7,164 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,172,000 | 7,162 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,172,000 | 7,164 |
| Net charge-offs | $5,184,000 | 762 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,243,680 | 7,153 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,007,000 | 2,236 |
| Total interest expense | $1,770,000 | 2,429 |
| Net interest income | $5,237,000 | 2,110 |
| Provision for loan and lease losses | $4,850,000 | 648 |
| Total noninterest income | $962,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $262,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $700,000 | 1,674 |
| Total noninterest expense | $5,609,000 | 1,764 |
| Salaries and employee benefits | $2,721,000 | 1,813 |
| Premises and equipment expense | $672,000 | 1,935 |
| Additional noninterest expense | $2,216,000 | 1,588 |
| Pre-tax net operating income | $-4,260,000 | 7,515 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,806,000 | 7,688 |
| Income before extraordinary items | $-2,454,000 | 7,398 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,454,000 | 7,398 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,454,000 | 7,398 |
| Net charge-offs | $5,103,000 | 566 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,454,000 | 7,386 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,618,000 | 2,215 |
| Total interest expense | $930,000 | 2,425 |
| Net interest income | $2,688,000 | 2,079 |
| Provision for loan and lease losses | $240,000 | 2,748 |
| Total noninterest income | $483,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $129,000 | 2,648 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $354,000 | 1,642 |
| Total noninterest expense | $2,788,000 | 1,784 |
| Salaries and employee benefits | $1,411,000 | 1,773 |
| Premises and equipment expense | $347,000 | 1,943 |
| Additional noninterest expense | $1,030,000 | 1,702 |
| Pre-tax net operating income | $143,000 | 4,621 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-23,000 | 7,215 |
| Income before extraordinary items | $166,000 | 4,197 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $166,000 | 4,198 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $166,000 | 4,196 |
| Net charge-offs | $253,000 | 2,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $166,000 | 4,098 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,245,000 | 2,349 |
| Total interest expense | $4,979,000 | 2,270 |
| Net interest income | $9,266,000 | 2,350 |
| Provision for loan and lease losses | $2,344,000 | 2,275 |
| Total noninterest income | $2,193,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $597,000 | 2,548 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,596,000 | 1,595 |
| Total noninterest expense | $10,710,000 | 1,900 |
| Salaries and employee benefits | $5,491,000 | 1,807 |
| Premises and equipment expense | $1,386,000 | 1,943 |
| Additional noninterest expense | $3,833,000 | 1,918 |
| Pre-tax net operating income | $-1,595,000 | 6,479 |
| Securities gains (losses) | $50,000 | 2,617 |
| Applicable income taxes | $-867,000 | 7,232 |
| Income before extraordinary items | $-678,000 | 6,184 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-678,000 | 6,183 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-678,000 | 6,183 |
| Net charge-offs | $831,000 | 3,119 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-710,000 | 6,207 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,566,000 | 2,412 |
| Total interest expense | $3,855,000 | 2,298 |
| Net interest income | $6,711,000 | 2,425 |
| Provision for loan and lease losses | $1,080,000 | 2,670 |
| Total noninterest income | $1,722,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $469,000 | 2,485 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,253,000 | 1,569 |
| Total noninterest expense | $7,786,000 | 1,932 |
| Salaries and employee benefits | $4,084,000 | 1,834 |
| Premises and equipment expense | $1,077,000 | 1,887 |
| Additional noninterest expense | $2,625,000 | 2,015 |
| Pre-tax net operating income | $-433,000 | 6,268 |
| Securities gains (losses) | $50,000 | 2,298 |
| Applicable income taxes | $-346,000 | 7,236 |
| Income before extraordinary items | $-37,000 | 5,852 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-37,000 | 5,852 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-37,000 | 5,852 |
| Net charge-offs | $551,000 | 2,909 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-69,000 | 5,877 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,940,000 | 2,476 |
| Total interest expense | $2,647,000 | 2,319 |
| Net interest income | $4,293,000 | 2,514 |
| Provision for loan and lease losses | $960,000 | 2,118 |
| Total noninterest income | $1,178,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $320,000 | 2,410 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $858,000 | 1,561 |
| Total noninterest expense | $5,041,000 | 2,019 |
| Salaries and employee benefits | $2,678,000 | 1,889 |
| Premises and equipment expense | $712,000 | 1,937 |
| Additional noninterest expense | $1,651,000 | 2,152 |
| Pre-tax net operating income | $-530,000 | 6,661 |
| Securities gains (losses) | $50,000 | 1,909 |
| Applicable income taxes | $-315,000 | 7,433 |
| Income before extraordinary items | $-165,000 | 6,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-165,000 | 6,311 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-165,000 | 6,311 |
| Net charge-offs | $265,000 | 3,085 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-197,000 | 6,360 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 2,535 |
| Total interest expense | $1,354,000 | 2,354 |
| Net interest income | $2,072,000 | 2,618 |
| Provision for loan and lease losses | $840,000 | 1,308 |
| Total noninterest income | $477,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $158,000 | 2,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $319,000 | 1,870 |
| Total noninterest expense | $2,384,000 | 2,070 |
| Salaries and employee benefits | $1,289,000 | 1,995 |
| Premises and equipment expense | $375,000 | 1,883 |
| Additional noninterest expense | $720,000 | 2,176 |
| Pre-tax net operating income | $-675,000 | 7,467 |
| Securities gains (losses) | $50,000 | 1,304 |
| Applicable income taxes | $-308,000 | 7,799 |
| Income before extraordinary items | $-317,000 | 7,228 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-317,000 | 7,228 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-317,000 | 7,229 |
| Net charge-offs | $221,000 | 2,065 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-349,000 | 7,230 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,178,000 | 2,431 |
| Total interest expense | $6,605,000 | 2,306 |
| Net interest income | $8,573,000 | 2,523 |
| Provision for loan and lease losses | $2,215,000 | 1,690 |
| Total noninterest income | $1,760,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $680,000 | 2,394 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,080,000 | 2,019 |
| Total noninterest expense | $9,745,000 | 1,980 |
| Salaries and employee benefits | $5,254,000 | 1,924 |
| Premises and equipment expense | $1,376,000 | 1,980 |
| Additional noninterest expense | $3,115,000 | 1,944 |
| Pre-tax net operating income | $-1,627,000 | 7,241 |
| Securities gains (losses) | $-402,000 | 7,477 |
| Applicable income taxes | $-1,053,000 | 7,720 |
| Income before extraordinary items | $-976,000 | 6,978 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-976,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $885,000 | 2,099 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-718,720 | 6,968 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,652,000 | 2,444 |
| Total interest expense | $5,148,000 | 2,323 |
| Net interest income | $6,504,000 | 2,528 |
| Provision for loan and lease losses | $1,625,000 | 1,353 |
| Total noninterest income | $1,358,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $507,000 | 2,430 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $851,000 | 2,035 |
| Total noninterest expense | $7,191,000 | 1,995 |
| Salaries and employee benefits | $3,914,000 | 1,968 |
| Premises and equipment expense | $1,027,000 | 1,987 |
| Additional noninterest expense | $2,250,000 | 1,942 |
| Pre-tax net operating income | $-954,000 | 7,505 |
| Securities gains (losses) | $-403,000 | 7,714 |
| Applicable income taxes | $-539,000 | 7,901 |
| Income before extraordinary items | $-818,000 | 7,416 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-818,000 | 7,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,763 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-560,080 | 7,363 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,966,000 | 2,426 |
| Total interest expense | $3,691,000 | 2,259 |
| Net interest income | $4,275,000 | 2,559 |
| Provision for loan and lease losses | $830,000 | 1,381 |
| Total noninterest income | $902,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $316,000 | 2,534 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $586,000 | 2,026 |
| Total noninterest expense | $4,790,000 | 1,999 |
| Salaries and employee benefits | $2,622,000 | 1,986 |
| Premises and equipment expense | $674,000 | 2,015 |
| Additional noninterest expense | $1,494,000 | 1,930 |
| Pre-tax net operating income | $-443,000 | 7,562 |
| Securities gains (losses) | $79,000 | 1,129 |
| Applicable income taxes | $-275,000 | 8,053 |
| Income before extraordinary items | $-89,000 | 7,231 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-89,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-139,560 | 7,293 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,140,000 | 2,410 |
| Total interest expense | $2,040,000 | 2,208 |
| Net interest income | $2,100,000 | 2,599 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $449,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $145,000 | 2,698 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $304,000 | 1,952 |
| Total noninterest expense | $2,450,000 | 1,952 |
| Salaries and employee benefits | $1,331,000 | 1,978 |
| Premises and equipment expense | $355,000 | 1,919 |
| Additional noninterest expense | $764,000 | 1,843 |
| Pre-tax net operating income | $69,000 | 6,372 |
| Securities gains (losses) | $79,000 | 837 |
| Applicable income taxes | $-6,000 | 7,806 |
| Income before extraordinary items | $154,000 | 5,172 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $154,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $75,000 | 6,103 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,202,000 | 2,392 |
| Total interest expense | $7,716,000 | 2,397 |
| Net interest income | $9,486,000 | 2,342 |
| Provision for loan and lease losses | $420,000 | 2,620 |
| Total noninterest income | $2,178,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $578,000 | 2,751 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,600,000 | 1,597 |
| Total noninterest expense | $8,679,000 | 2,120 |
| Salaries and employee benefits | $4,928,000 | 2,043 |
| Premises and equipment expense | $1,102,000 | 2,361 |
| Additional noninterest expense | $2,649,000 | 2,069 |
| Pre-tax net operating income | $2,565,000 | 2,771 |
| Securities gains (losses) | $50,000 | 792 |
| Applicable income taxes | $541,000 | 2,636 |
| Income before extraordinary items | $2,074,000 | 2,736 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,074,000 | 2,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $3,626,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,034,500 | 2,763 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,904,000 | 2,401 |
| Total interest expense | $5,605,000 | 2,466 |
| Net interest income | $7,299,000 | 2,309 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $1,630,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $422,000 | 2,790 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,208,000 | 1,592 |
| Total noninterest expense | $6,406,000 | 2,120 |
| Salaries and employee benefits | $3,665,000 | 2,063 |
| Premises and equipment expense | $780,000 | 2,472 |
| Additional noninterest expense | $1,961,000 | 2,051 |
| Pre-tax net operating income | $2,513,000 | 2,423 |
| Securities gains (losses) | $50,000 | 625 |
| Applicable income taxes | $586,000 | 2,330 |
| Income before extraordinary items | $1,977,000 | 2,393 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,977,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $358,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,938,500 | 2,411 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,502,000 | 2,441 |
| Total interest expense | $3,592,000 | 2,565 |
| Net interest income | $4,910,000 | 2,314 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,253,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $278,000 | 2,817 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $975,000 | 1,427 |
| Total noninterest expense | $4,262,000 | 2,157 |
| Salaries and employee benefits | $2,442,000 | 2,093 |
| Premises and equipment expense | $516,000 | 2,507 |
| Additional noninterest expense | $1,304,000 | 2,067 |
| Pre-tax net operating income | $1,901,000 | 2,255 |
| Securities gains (losses) | $49,000 | 541 |
| Applicable income taxes | $427,000 | 2,293 |
| Income before extraordinary items | $1,523,000 | 2,184 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,523,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $358,000 | 2,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,484,780 | 2,207 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 2,466 |
| Total interest expense | $1,747,000 | 2,616 |
| Net interest income | $2,430,000 | 2,342 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $858,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $136,000 | 2,808 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $722,000 | 1,055 |
| Total noninterest expense | $2,138,000 | 2,163 |
| Salaries and employee benefits | $1,242,000 | 2,070 |
| Premises and equipment expense | $259,000 | 2,501 |
| Additional noninterest expense | $637,000 | 2,062 |
| Pre-tax net operating income | $1,150,000 | 1,930 |
| Securities gains (losses) | $49,000 | 419 |
| Applicable income taxes | $210,000 | 2,336 |
| Income before extraordinary items | $989,000 | 1,731 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $989,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $165,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $948,820 | 1,789 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,137,000 | 2,404 |
| Total interest expense | $6,107,000 | 2,550 |
| Net interest income | $10,030,000 | 2,283 |
| Provision for loan and lease losses | $165,000 | 3,897 |
| Total noninterest income | $1,288,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $509,000 | 3,017 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $779,000 | 2,619 |
| Total noninterest expense | $7,630,000 | 2,322 |
| Salaries and employee benefits | $4,354,000 | 2,245 |
| Premises and equipment expense | $952,000 | 2,583 |
| Additional noninterest expense | $2,324,000 | 2,241 |
| Pre-tax net operating income | $3,523,000 | 2,468 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $1,051,000 | 2,128 |
| Income before extraordinary items | $2,475,000 | 2,641 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,475,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $640,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,472,900 | 2,627 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,978,000 | 2,412 |
| Total interest expense | $4,407,000 | 2,569 |
| Net interest income | $7,571,000 | 2,291 |
| Provision for loan and lease losses | $315,000 | 2,065 |
| Total noninterest income | $880,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $372,000 | 3,085 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $508,000 | 2,824 |
| Total noninterest expense | $5,628,000 | 2,351 |
| Salaries and employee benefits | $3,231,000 | 2,270 |
| Premises and equipment expense | $707,000 | 2,615 |
| Additional noninterest expense | $1,690,000 | 2,291 |
| Pre-tax net operating income | $2,508,000 | 2,643 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $726,000 | 2,338 |
| Income before extraordinary items | $1,785,000 | 2,809 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,785,000 | 2,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,063 |
| Cash dividends | $435,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,782,870 | 2,800 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,884,000 | 2,411 |
| Total interest expense | $2,856,000 | 2,542 |
| Net interest income | $5,028,000 | 2,321 |
| Provision for loan and lease losses | $270,000 | 1,643 |
| Total noninterest income | $579,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $237,000 | 3,174 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $342,000 | 2,787 |
| Total noninterest expense | $3,731,000 | 2,364 |
| Salaries and employee benefits | $2,130,000 | 2,298 |
| Premises and equipment expense | $477,000 | 2,583 |
| Additional noninterest expense | $1,124,000 | 2,310 |
| Pre-tax net operating income | $1,606,000 | 2,742 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $459,000 | 2,430 |
| Income before extraordinary items | $1,150,000 | 2,887 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,150,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $270,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,147,870 | 2,875 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,826,000 | 2,417 |
| Total interest expense | $1,366,000 | 2,518 |
| Net interest income | $2,460,000 | 2,357 |
| Provision for loan and lease losses | $135,000 | 1,590 |
| Total noninterest income | $277,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $116,000 | 3,138 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,841 |
| Total noninterest expense | $1,885,000 | 2,357 |
| Salaries and employee benefits | $1,074,000 | 2,294 |
| Premises and equipment expense | $241,000 | 2,538 |
| Additional noninterest expense | $570,000 | 2,253 |
| Pre-tax net operating income | $717,000 | 2,927 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $197,000 | 2,629 |
| Income before extraordinary items | $523,000 | 3,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $523,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $130,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $520,810 | 3,049 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,483,000 | 2,450 |
| Total interest expense | $3,923,000 | 2,695 |
| Net interest income | $9,560,000 | 2,311 |
| Provision for loan and lease losses | $265,000 | 3,058 |
| Total noninterest income | $1,320,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $517,000 | 2,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $803,000 | 2,532 |
| Total noninterest expense | $7,390,000 | 2,265 |
| Salaries and employee benefits | $4,154,000 | 2,211 |
| Premises and equipment expense | $848,000 | 2,739 |
| Additional noninterest expense | $2,388,000 | 2,112 |
| Pre-tax net operating income | $3,225,000 | 2,606 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,006,000 | 2,257 |
| Income before extraordinary items | $2,219,000 | 2,825 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,219,000 | 2,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,975 |
| Cash dividends | $280,000 | 4,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,219,000 | 2,792 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,816,000 | 2,463 |
| Total interest expense | $2,753,000 | 2,715 |
| Net interest income | $7,063,000 | 2,322 |
| Provision for loan and lease losses | $170,000 | 3,297 |
| Total noninterest income | $965,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $387,000 | 2,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $578,000 | 2,605 |
| Total noninterest expense | $5,470,000 | 2,277 |
| Salaries and employee benefits | $3,108,000 | 2,192 |
| Premises and equipment expense | $613,000 | 2,830 |
| Additional noninterest expense | $1,749,000 | 2,121 |
| Pre-tax net operating income | $2,388,000 | 2,666 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $747,000 | 2,308 |
| Income before extraordinary items | $1,641,000 | 2,919 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,641,000 | 2,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,440 |
| Cash dividends | $180,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,641,000 | 2,874 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,295,000 | 2,492 |
| Total interest expense | $1,671,000 | 2,784 |
| Net interest income | $4,624,000 | 2,345 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $620,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $251,000 | 3,006 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $369,000 | 2,682 |
| Total noninterest expense | $3,599,000 | 2,287 |
| Salaries and employee benefits | $2,045,000 | 2,213 |
| Premises and equipment expense | $394,000 | 2,878 |
| Additional noninterest expense | $1,160,000 | 2,117 |
| Pre-tax net operating income | $1,625,000 | 2,587 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $516,000 | 2,233 |
| Income before extraordinary items | $1,109,000 | 2,855 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,109,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,038 |
| Cash dividends | $80,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,109,000 | 2,808 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 2,555 |
| Total interest expense | $722,000 | 3,041 |
| Net interest income | $2,295,000 | 2,340 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $317,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $120,000 | 3,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $197,000 | 2,498 |
| Total noninterest expense | $1,711,000 | 2,399 |
| Salaries and employee benefits | $1,005,000 | 2,262 |
| Premises and equipment expense | $181,000 | 3,131 |
| Additional noninterest expense | $525,000 | 2,320 |
| Pre-tax net operating income | $901,000 | 2,354 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $291,000 | 2,016 |
| Income before extraordinary items | $610,000 | 2,577 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $610,000 | 2,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,469 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $610,000 | 2,538 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,500,000 | 2,497 |
| Total interest expense | $2,472,000 | 3,085 |
| Net interest income | $9,028,000 | 2,265 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $1,153,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $554,000 | 2,900 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $599,000 | 2,992 |
| Total noninterest expense | $6,586,000 | 2,426 |
| Salaries and employee benefits | $3,723,000 | 2,331 |
| Premises and equipment expense | $699,000 | 3,130 |
| Additional noninterest expense | $2,164,000 | 2,249 |
| Pre-tax net operating income | $3,545,000 | 2,254 |
| Securities gains (losses) | $33,000 | 2,039 |
| Applicable income taxes | $1,156,000 | 1,953 |
| Income before extraordinary items | $2,422,000 | 2,499 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,422,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,730 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,399,560 | 2,466 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,381,000 | 2,520 |
| Total interest expense | $1,815,000 | 3,087 |
| Net interest income | $6,566,000 | 2,300 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $890,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $425,000 | 2,858 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $465,000 | 2,922 |
| Total noninterest expense | $4,838,000 | 2,458 |
| Salaries and employee benefits | $2,767,000 | 2,336 |
| Premises and equipment expense | $512,000 | 3,189 |
| Additional noninterest expense | $1,559,000 | 2,314 |
| Pre-tax net operating income | $2,618,000 | 2,297 |
| Securities gains (losses) | $33,000 | 1,968 |
| Applicable income taxes | $834,000 | 2,044 |
| Income before extraordinary items | $1,817,000 | 2,544 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,817,000 | 2,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,736 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,794,230 | 2,492 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 2,517 |
| Total interest expense | $1,207,000 | 3,068 |
| Net interest income | $4,343,000 | 2,300 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $566,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $284,000 | 2,832 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $282,000 | 3,093 |
| Total noninterest expense | $3,213,000 | 2,474 |
| Salaries and employee benefits | $1,823,000 | 2,365 |
| Premises and equipment expense | $332,000 | 3,268 |
| Additional noninterest expense | $1,058,000 | 2,280 |
| Pre-tax net operating income | $1,696,000 | 2,337 |
| Securities gains (losses) | $33,000 | 1,728 |
| Applicable income taxes | $534,000 | 2,095 |
| Income before extraordinary items | $1,195,000 | 2,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,195,000 | 2,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,812 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,172,230 | 2,513 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 2,532 |
| Total interest expense | $606,000 | 3,091 |
| Net interest income | $2,156,000 | 2,311 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $295,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $143,000 | 2,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $152,000 | 2,923 |
| Total noninterest expense | $1,604,000 | 2,493 |
| Salaries and employee benefits | $908,000 | 2,389 |
| Premises and equipment expense | $162,000 | 3,373 |
| Additional noninterest expense | $534,000 | 2,224 |
| Pre-tax net operating income | $847,000 | 2,319 |
| Securities gains (losses) | $33,000 | 1,437 |
| Applicable income taxes | $281,000 | 2,018 |
| Income before extraordinary items | $599,000 | 2,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $599,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,765 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $576,560 | 2,509 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,852,000 | 2,606 |
| Total interest expense | $2,948,000 | 2,918 |
| Net interest income | $7,904,000 | 2,454 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $1,340,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $575,000 | 2,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $765,000 | 2,812 |
| Total noninterest expense | $6,043,000 | 2,584 |
| Salaries and employee benefits | $3,465,000 | 2,429 |
| Premises and equipment expense | $618,000 | 3,438 |
| Additional noninterest expense | $1,960,000 | 2,462 |
| Pre-tax net operating income | $3,171,000 | 2,399 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,085,000 | 2,062 |
| Income before extraordinary items | $2,086,000 | 2,770 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,086,000 | 2,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,884 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,086,000 | 2,643 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,115,000 | 2,658 |
| Total interest expense | $2,343,000 | 2,849 |
| Net interest income | $5,772,000 | 2,519 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $1,051,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $428,000 | 2,814 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $623,000 | 2,772 |
| Total noninterest expense | $4,394,000 | 2,653 |
| Salaries and employee benefits | $2,565,000 | 2,464 |
| Premises and equipment expense | $437,000 | 3,609 |
| Additional noninterest expense | $1,392,000 | 2,557 |
| Pre-tax net operating income | $2,409,000 | 2,459 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $826,000 | 2,158 |
| Income before extraordinary items | $1,583,000 | 2,846 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,583,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,115 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,583,000 | 2,704 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 2,727 |
| Total interest expense | $1,658,000 | 2,776 |
| Net interest income | $3,652,000 | 2,665 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $735,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $283,000 | 2,782 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $452,000 | 2,601 |
| Total noninterest expense | $2,847,000 | 2,727 |
| Salaries and employee benefits | $1,661,000 | 2,527 |
| Premises and equipment expense | $282,000 | 3,674 |
| Additional noninterest expense | $904,000 | 2,606 |
| Pre-tax net operating income | $1,540,000 | 2,531 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $529,000 | 2,240 |
| Income before extraordinary items | $1,011,000 | 2,952 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,011,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,364 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,011,000 | 2,797 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 2,832 |
| Total interest expense | $808,000 | 2,918 |
| Net interest income | $1,761,000 | 2,751 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $332,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $140,000 | 2,724 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $192,000 | 2,784 |
| Total noninterest expense | $1,404,000 | 2,744 |
| Salaries and employee benefits | $804,000 | 2,609 |
| Premises and equipment expense | $144,000 | 3,607 |
| Additional noninterest expense | $456,000 | 2,538 |
| Pre-tax net operating income | $689,000 | 2,767 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $235,000 | 2,426 |
| Income before extraordinary items | $454,000 | 3,152 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $454,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,417 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $454,000 | 2,992 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,010,000 | 2,767 |
| Total interest expense | $3,443,000 | 3,151 |
| Net interest income | $7,567,000 | 2,526 |
| Provision for loan and lease losses | $1,544,000 | 920 |
| Total noninterest income | $1,262,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $622,000 | 2,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $640,000 | 2,861 |
| Total noninterest expense | $5,249,000 | 2,799 |
| Salaries and employee benefits | $2,937,000 | 2,681 |
| Premises and equipment expense | $540,000 | 3,725 |
| Additional noninterest expense | $1,772,000 | 2,572 |
| Pre-tax net operating income | $2,036,000 | 3,381 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $708,000 | 2,817 |
| Income before extraordinary items | $1,328,000 | 3,834 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,328,000 | 3,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $927,000 | 1,041 |
| Cash dividends | $130,000 | 5,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,328,000 | 3,729 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,461,000 | 2,959 |
| Total interest expense | $5,361,000 | 2,967 |
| Net interest income | $6,100,000 | 2,906 |
| Provision for loan and lease losses | $392,000 | 2,663 |
| Total noninterest income | $1,017,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $455,000 | 3,067 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $562,000 | 2,939 |
| Total noninterest expense | $4,643,000 | 3,007 |
| Salaries and employee benefits | $2,563,000 | 2,885 |
| Premises and equipment expense | $631,000 | 3,232 |
| Additional noninterest expense | $1,449,000 | 2,960 |
| Pre-tax net operating income | $2,082,000 | 3,088 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $664,000 | 2,772 |
| Income before extraordinary items | $1,425,000 | 3,347 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,425,000 | 3,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,319 |
| Cash dividends | $254,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 870 |
| Net operating income | $1,420,240 | 3,258 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,887,000 | 3,165 |
| Total interest expense | $5,371,000 | 3,107 |
| Net interest income | $5,516,000 | 3,193 |
| Provision for loan and lease losses | $365,000 | 2,455 |
| Total noninterest income | $684,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $308,000 | 3,977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $376,000 | 3,490 |
| Total noninterest expense | $4,072,000 | 3,285 |
| Salaries and employee benefits | $2,120,000 | 3,297 |
| Premises and equipment expense | $552,000 | 3,500 |
| Additional noninterest expense | $1,400,000 | 2,991 |
| Pre-tax net operating income | $1,763,000 | 3,619 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $629,000 | 3,013 |
| Income before extraordinary items | $1,134,000 | 4,019 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,134,000 | 4,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $69,000 | 6,245 |
| Sale, conversion, retirement of capital stock, net | $1,026,000 | 438 |
| Net operating income | $1,134,000 | 4,015 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,837,000 | 3,989 |
| Total interest expense | $3,892,000 | 3,669 |
| Net interest income | $3,945,000 | 4,230 |
| Provision for loan and lease losses | $265,000 | 2,939 |
| Total noninterest income | $563,000 | 4,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,627 |
| Total noninterest expense | $3,216,000 | 3,974 |
| Salaries and employee benefits | $1,710,000 | 3,907 |
| Premises and equipment expense | $406,000 | 4,482 |
| Additional noninterest expense | $1,100,000 | 3,710 |
| Pre-tax net operating income | $1,027,000 | 5,228 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $374,000 | 4,332 |
| Income before extraordinary items | $648,000 | 5,680 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $648,000 | 5,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,922 |
| Cash dividends | $57,000 | 6,541 |
| Sale, conversion, retirement of capital stock, net | $2,538,000 | 391 |
| Net operating income | $651,200 | 5,641 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 5,128 |
| Total interest expense | $2,582,000 | 5,245 |
| Net interest income | $3,223,000 | 4,894 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $327,000 | 6,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,589 |
| Total noninterest expense | $2,091,000 | 5,427 |
| Salaries and employee benefits | $1,095,000 | 5,419 |
| Premises and equipment expense | $222,000 | 6,393 |
| Additional noninterest expense | $774,000 | 4,790 |
| Pre-tax net operating income | $1,219,000 | 4,836 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $443,000 | 4,159 |
| Income before extraordinary items | $776,000 | 5,280 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $776,000 | 5,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,111 |
| Cash dividends | $44,000 | 6,988 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 937 |
| Net operating income | $776,000 | 5,183 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 5,957 |
| Total interest expense | $2,036,000 | 6,197 |
| Net interest income | $2,754,000 | 5,663 |
| Provision for loan and lease losses | $236,000 | 3,102 |
| Total noninterest income | $286,000 | 6,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,819 |
| Total noninterest expense | $1,699,000 | 6,290 |
| Salaries and employee benefits | $908,000 | 6,244 |
| Premises and equipment expense | $187,000 | 7,075 |
| Additional noninterest expense | $604,000 | 5,780 |
| Pre-tax net operating income | $1,105,000 | 5,518 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $383,000 | 5,011 |
| Income before extraordinary items | $722,000 | 5,805 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $722,000 | 5,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,336 |
| Cash dividends | $48,000 | 7,261 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 849 |
| Net operating income | $722,000 | 5,761 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 7,641 |
| Total interest expense | $1,422,000 | 7,780 |
| Net interest income | $1,842,000 | 7,473 |
| Provision for loan and lease losses | $162,000 | 3,904 |
| Total noninterest income | $227,000 | 7,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,591 |
| Total noninterest expense | $1,414,000 | 7,355 |
| Salaries and employee benefits | $744,000 | 7,283 |
| Premises and equipment expense | $164,000 | 7,747 |
| Additional noninterest expense | $506,000 | 7,006 |
| Pre-tax net operating income | $493,000 | 7,977 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $493,000 | 6,949 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $493,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 374 |
| Net operating income | $493,000 | 6,890 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 10,272 |
| Total interest expense | $781,000 | 10,020 |
| Net interest income | $860,000 | 10,354 |
| Provision for loan and lease losses | $124,000 | 4,042 |
| Total noninterest income | $156,000 | 9,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,097,000 | 8,589 |
| Salaries and employee benefits | $526,000 | 8,887 |
| Premises and equipment expense | $144,000 | 8,429 |
| Additional noninterest expense | $427,000 | 7,930 |
| Pre-tax net operating income | $-205,000 | 11,672 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-205,000 | 11,684 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-205,000 | 11,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-205,000 | 11,672 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $111,000 | 12,580 |
| Total interest expense | $10,000 | 12,571 |
| Net interest income | $100,000 | 12,565 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $1,000 | 12,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 12,518 |
| Total noninterest expense | $193,000 | 12,522 |
| Salaries and employee benefits | $105,000 | 12,504 |
| Premises and equipment expense | $24,000 | 12,357 |
| Additional noninterest expense | $64,000 | 12,502 |
| Pre-tax net operating income | $-95,000 | 12,197 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-95,000 | 12,152 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-95,000 | 12,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,300,000 | 227 |
| Net operating income | $-95,000 | 12,165 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.