Home > Community Bank & Trust, S.S.B. > Assets and Liabilities
Community Bank & Trust, S.S.B., Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 440 | 379 |
| Assets and Liabilities | ||
| Total Assets: | $1,151,543,000 | 510 |
| Cash and due from depository institutions | $120,687,000 | 379 |
| Interest-bearing balances | $31,517,000 | 206 |
| Securities | $175,904,000 | 767 |
| Federal funds sold & reverse repurchase agreements | $94,790,000 | 158 |
| Net loans & leases | $681,862,000 | 547 |
| Loan loss allowance | $9,563,000 | 521 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $15,829,000 | 517 |
| Other real estate owned | $4,382,000 | 379 |
| Goodwill and other intangibles | $28,904,000 | 262 |
| All other assets | $29,185,000 | 562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,151,543,000 | 510 |
| Total liabilities | $1,047,461,000 | 500 |
| Total deposits | $1,041,157,000 | 428 |
| Interest-bearing deposits | $990,349,000 | 382 |
| Deposits held in domestic offices | $1,041,157,000 | 426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,215,000 | 4,771 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,089,000 | 913 |
| Total equity capital | $104,082,000 | 546 |
| Total bank equity capital | $104,082,000 | 546 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,040,000 | 2,776 |
| Surplus | $95,073,000 | 319 |
| Undivided profits | $7,969,000 | 3,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,291,000 | 1,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,188 |
| Income earned, not collected on loans | $3,908,000 | 646 |
| Earning assets | $984,073,000 | 539 |
| Long-term assets (5+ years) | $193,262,000 | 565 |
| Average Assets, year-to-date | $1,043,136,400 | 537 |
| Average Assets, quarterly | $1,127,617,000 | 517 |
| Volatile liabilities | $97,589,000 | 1,128 |
| Insider loans | $79,671,000 | 43 |
| FHLB advances | $1,215,000 | 4,581 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $153,390,000 | 620 |
| Tier 1 (core) risk-based capital | $74,190,000 | 676 |
| Tier 2 risk-based capital | $9,563,000 | 527 |
| Total risk weighted assets | $812,301,000 | 503 |
| Total unused commitments | $153,390,000 | 620 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 417 | 406 |
| Assets and Liabilities | ||
| Total Assets: | $1,103,691,000 | 544 |
| Cash and due from depository institutions | $113,026,000 | 406 |
| Interest-bearing balances | $32,639,000 | 236 |
| Securities | $158,637,000 | 846 |
| Federal funds sold & reverse repurchase agreements | $69,790,000 | 232 |
| Net loans & leases | $685,478,000 | 541 |
| Loan loss allowance | $10,634,000 | 481 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,729,000 | 527 |
| Other real estate owned | $4,587,000 | 406 |
| Goodwill and other intangibles | $28,916,000 | 271 |
| All other assets | $27,528,000 | 596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,103,691,000 | 544 |
| Total liabilities | $988,393,000 | 539 |
| Total deposits | $981,199,000 | 453 |
| Interest-bearing deposits | $933,472,000 | 413 |
| Deposits held in domestic offices | $981,199,000 | 452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,312,000 | 4,712 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,882,000 | 855 |
| Total equity capital | $115,298,000 | 516 |
| Total bank equity capital | $115,298,000 | 516 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,040,000 | 2,793 |
| Surplus | $94,870,000 | 329 |
| Undivided profits | $19,388,000 | 1,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,667,000 | 893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $208,000 | 653 |
| Income earned, not collected on loans | $3,728,000 | 705 |
| Earning assets | $946,544,000 | 565 |
| Long-term assets (5+ years) | $196,863,000 | 574 |
| Average Assets, year-to-date | $1,016,034,750 | 561 |
| Average Assets, quarterly | $1,081,141,000 | 548 |
| Volatile liabilities | $99,913,000 | 1,073 |
| Insider loans | $66,798,000 | 53 |
| FHLB advances | $1,312,000 | 4,501 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $127,833,000 | 717 |
| Tier 1 (core) risk-based capital | $85,281,000 | 600 |
| Tier 2 risk-based capital | $10,007,000 | 502 |
| Total risk weighted assets | $799,900,000 | 503 |
| Total unused commitments | $127,833,000 | 718 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 379 | 440 |
| Assets and Liabilities | ||
| Total Assets: | $1,058,591,000 | 551 |
| Cash and due from depository institutions | $86,288,000 | 440 |
| Interest-bearing balances | $10,088,000 | 832 |
| Securities | $144,429,000 | 912 |
| Federal funds sold & reverse repurchase agreements | $112,700,000 | 165 |
| Net loans & leases | $649,338,000 | 559 |
| Loan loss allowance | $9,585,000 | 523 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,410,000 | 618 |
| Other real estate owned | $4,135,000 | 440 |
| Goodwill and other intangibles | $21,726,000 | 300 |
| All other assets | $26,565,000 | 599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,058,591,000 | 551 |
| Total liabilities | $950,539,000 | 548 |
| Total deposits | $943,855,000 | 465 |
| Interest-bearing deposits | $887,537,000 | 427 |
| Deposits held in domestic offices | $943,855,000 | 464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,500,000 | 4,111 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,184,000 | 1,147 |
| Total equity capital | $108,052,000 | 531 |
| Total bank equity capital | $108,052,000 | 531 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,040,000 | 2,793 |
| Surplus | $82,620,000 | 341 |
| Undivided profits | $24,392,000 | 1,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,160,000 | 788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $556,000 | 361 |
| Income earned, not collected on loans | $3,760,000 | 691 |
| Earning assets | $916,555,000 | 571 |
| Long-term assets (5+ years) | $172,356,000 | 617 |
| Average Assets, year-to-date | $986,816,000 | 571 |
| Average Assets, quarterly | $1,009,674,000 | 566 |
| Volatile liabilities | $94,036,000 | 1,118 |
| Insider loans | $77,416,000 | 42 |
| FHLB advances | $2,500,000 | 3,919 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $123,597,000 | 736 |
| Tier 1 (core) risk-based capital | $84,091,000 | 604 |
| Tier 2 risk-based capital | $9,373,000 | 518 |
| Total risk weighted assets | $749,623,000 | 526 |
| Total unused commitments | $123,597,000 | 742 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 384 | 431 |
| Assets and Liabilities | ||
| Total Assets: | $960,757,000 | 588 |
| Cash and due from depository institutions | $103,767,000 | 431 |
| Interest-bearing balances | $45,776,000 | 159 |
| Securities | $139,146,000 | 937 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,267 |
| Net loans & leases | $643,605,000 | 556 |
| Loan loss allowance | $9,749,000 | 518 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,359,000 | 615 |
| Other real estate owned | $278,000 | 431 |
| Goodwill and other intangibles | $21,849,000 | 289 |
| All other assets | $25,753,000 | 606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $960,757,000 | 588 |
| Total liabilities | $854,253,000 | 593 |
| Total deposits | $846,454,000 | 503 |
| Interest-bearing deposits | $779,430,000 | 471 |
| Deposits held in domestic offices | $846,454,000 | 502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,500,000 | 4,039 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,299,000 | 988 |
| Total equity capital | $106,504,000 | 523 |
| Total bank equity capital | $106,504,000 | 523 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,040,000 | 2,804 |
| Surplus | $82,620,000 | 340 |
| Undivided profits | $22,844,000 | 1,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,479,000 | 429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $475,000 | 409 |
| Income earned, not collected on loans | $3,690,000 | 731 |
| Earning assets | $841,527,000 | 607 |
| Long-term assets (5+ years) | $144,246,000 | 700 |
| Average Assets, year-to-date | $950,928,500 | 588 |
| Average Assets, quarterly | $950,928,500 | 588 |
| Volatile liabilities | $92,233,000 | 1,110 |
| Insider loans | $74,064,000 | 47 |
| FHLB advances | $2,500,000 | 3,865 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $115,667,000 | 737 |
| Tier 1 (core) risk-based capital | $82,382,000 | 602 |
| Tier 2 risk-based capital | $9,008,000 | 529 |
| Total risk weighted assets | $719,932,000 | 538 |
| Total unused commitments | $115,667,000 | 739 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 404 | 413 |
| Assets and Liabilities | ||
| Total Assets: | $941,100,000 | 588 |
| Cash and due from depository institutions | $73,325,000 | 413 |
| Interest-bearing balances | $1,621,000 | 2,612 |
| Securities | $142,667,000 | 885 |
| Federal funds sold & reverse repurchase agreements | $34,200,000 | 408 |
| Net loans & leases | $628,396,000 | 560 |
| Loan loss allowance | $8,710,000 | 555 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,601,000 | 591 |
| Other real estate owned | $571,000 | 413 |
| Goodwill and other intangibles | $21,972,000 | 280 |
| All other assets | $26,368,000 | 584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $941,100,000 | 588 |
| Total liabilities | $835,812,000 | 598 |
| Total deposits | $826,772,000 | 511 |
| Interest-bearing deposits | $781,213,000 | 466 |
| Deposits held in domestic offices | $826,772,000 | 510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,040,000 | 1,153 |
| Total equity capital | $105,288,000 | 523 |
| Total bank equity capital | $105,288,000 | 523 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,040,000 | 2,806 |
| Surplus | $82,620,000 | 332 |
| Undivided profits | $21,628,000 | 1,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,918,000 | 438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $553,000 | 342 |
| Income earned, not collected on loans | $3,847,000 | 713 |
| Earning assets | $806,884,000 | 614 |
| Long-term assets (5+ years) | $147,623,000 | 673 |
| Average Assets, year-to-date | $908,180,000 | 580 |
| Average Assets, quarterly | $940,220,000 | 587 |
| Volatile liabilities | $93,200,000 | 1,094 |
| Insider loans | $75,149,000 | 47 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $121,099,000 | 698 |
| Tier 1 (core) risk-based capital | $80,976,000 | 597 |
| Tier 2 risk-based capital | $8,710,000 | 531 |
| Total risk weighted assets | $705,030,000 | 540 |
| Total unused commitments | $121,099,000 | 698 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 400 | 407 |
| Assets and Liabilities | ||
| Total Assets: | $910,400,000 | 587 |
| Cash and due from depository institutions | $71,706,000 | 407 |
| Interest-bearing balances | $10,969,000 | 640 |
| Securities | $175,863,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $11,800,000 | 1,241 |
| Net loans & leases | $586,289,000 | 586 |
| Loan loss allowance | $8,053,000 | 563 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $14,712,000 | 527 |
| Other real estate owned | $5,000 | 407 |
| Goodwill and other intangibles | $22,571,000 | 264 |
| All other assets | $27,454,000 | 550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $910,400,000 | 587 |
| Total liabilities | $814,397,000 | 595 |
| Total deposits | $807,525,000 | 504 |
| Interest-bearing deposits | $745,083,000 | 464 |
| Deposits held in domestic offices | $807,525,000 | 502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,872,000 | 796 |
| Total equity capital | $96,003,000 | 539 |
| Total bank equity capital | $96,003,000 | 539 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,040,000 | 2,853 |
| Surplus | $70,620,000 | 363 |
| Undivided profits | $24,343,000 | 1,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,725,000 | 1,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $436,000 | 394 |
| Income earned, not collected on loans | $4,517,000 | 677 |
| Earning assets | $784,921,000 | 615 |
| Long-term assets (5+ years) | $184,550,000 | 566 |
| Average Assets, year-to-date | $882,492,600 | 580 |
| Average Assets, quarterly | $912,080,000 | 581 |
| Volatile liabilities | $76,505,000 | 1,242 |
| Insider loans | $75,163,000 | 48 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $110,810,000 | 704 |
| Tier 1 (core) risk-based capital | $73,277,000 | 638 |
| Tier 2 risk-based capital | $8,053,000 | 533 |
| Total risk weighted assets | $675,886,000 | 540 |
| Total unused commitments | $110,810,000 | 704 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 386 | 420 |
| Assets and Liabilities | ||
| Total Assets: | $841,612,000 | 614 |
| Cash and due from depository institutions | $84,227,000 | 420 |
| Interest-bearing balances | $44,768,000 | 110 |
| Securities | $169,203,000 | 666 |
| Federal funds sold & reverse repurchase agreements | $23,500,000 | 522 |
| Net loans & leases | $506,780,000 | 650 |
| Loan loss allowance | $6,742,000 | 637 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $14,265,000 | 527 |
| Other real estate owned | $31,000 | 420 |
| Goodwill and other intangibles | $23,198,000 | 238 |
| All other assets | $20,408,000 | 579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $841,612,000 | 614 |
| Total liabilities | $754,910,000 | 621 |
| Total deposits | $747,166,000 | 528 |
| Interest-bearing deposits | $710,194,000 | 480 |
| Deposits held in domestic offices | $747,166,000 | 526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $300,000 | 5,188 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $7,444,000 | 747 |
| Total equity capital | $86,702,000 | 572 |
| Total bank equity capital | $86,702,000 | 572 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,040,000 | 2,931 |
| Surplus | $67,099,000 | 368 |
| Undivided profits | $18,563,000 | 1,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,225,000 | 1,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 856 |
| Income earned, not collected on loans | $2,951,000 | 842 |
| Earning assets | $744,251,000 | 632 |
| Long-term assets (5+ years) | $138,996,000 | 672 |
| Average Assets, year-to-date | $791,837,000 | 618 |
| Average Assets, quarterly | $826,636,500 | 614 |
| Volatile liabilities | $70,737,000 | 1,301 |
| Insider loans | $52,487,000 | 61 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $95,721,000 | 731 |
| Tier 1 (core) risk-based capital | $63,665,000 | 708 |
| Tier 2 risk-based capital | $6,742,000 | 619 |
| Total risk weighted assets | $565,211,800 | 622 |
| Total unused commitments | $95,721,000 | 731 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 344 | 501 |
| Assets and Liabilities | ||
| Total Assets: | $735,237,000 | 687 |
| Cash and due from depository institutions | $82,885,000 | 501 |
| Interest-bearing balances | $3,118,000 | 1,224 |
| Securities | $171,729,000 | 685 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $424,729,000 | 755 |
| Loan loss allowance | $5,288,000 | 776 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,480,000 | 567 |
| Other real estate owned | $1,126,000 | 501 |
| Goodwill and other intangibles | $21,813,000 | 240 |
| All other assets | $19,475,000 | 609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $735,237,000 | 687 |
| Total liabilities | $662,894,000 | 696 |
| Total deposits | $624,661,000 | 613 |
| Interest-bearing deposits | $581,728,000 | 583 |
| Deposits held in domestic offices | $624,661,000 | 609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,000,000 | 1,090 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,300,000 | 1,311 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $5,933,000 | 832 |
| Total equity capital | $72,343,000 | 654 |
| Total bank equity capital | $72,343,000 | 654 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,040,000 | 2,999 |
| Surplus | $56,629,000 | 418 |
| Undivided profits | $14,674,000 | 1,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,695,000 | 1,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 814 |
| Income earned, not collected on loans | $1,859,000 | 1,133 |
| Earning assets | $599,576,000 | 752 |
| Long-term assets (5+ years) | $128,173,000 | 762 |
| Average Assets, year-to-date | $704,753,200 | 683 |
| Average Assets, quarterly | $731,497,500 | 680 |
| Volatile liabilities | $77,746,000 | 1,162 |
| Insider loans | $54,309,000 | 70 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $96,602,000 | 753 |
| Tier 1 (core) risk-based capital | $52,409,000 | 848 |
| Tier 2 risk-based capital | $5,288,000 | 742 |
| Total risk weighted assets | $478,377,100 | 702 |
| Total unused commitments | $96,602,000 | 753 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 364 | 483 |
| Assets and Liabilities | ||
| Total Assets: | $714,733,000 | 685 |
| Cash and due from depository institutions | $49,343,000 | 483 |
| Interest-bearing balances | $12,599,000 | 468 |
| Securities | $196,916,000 | 628 |
| Federal funds sold & reverse repurchase agreements | $68,000,000 | 257 |
| Net loans & leases | $350,544,000 | 834 |
| Loan loss allowance | $4,946,000 | 807 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $14,208,000 | 517 |
| Other real estate owned | $828,000 | 483 |
| Goodwill and other intangibles | $24,004,000 | 236 |
| All other assets | $10,890,000 | 825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $714,733,000 | 685 |
| Total liabilities | $643,898,000 | 684 |
| Total deposits | $639,570,000 | 590 |
| Interest-bearing deposits | $597,795,000 | 559 |
| Deposits held in domestic offices | $639,570,000 | 585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $300,000 | 4,418 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,028,000 | 1,141 |
| Total equity capital | $70,835,000 | 680 |
| Total bank equity capital | $70,835,000 | 680 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,040,000 | 3,002 |
| Surplus | $56,629,000 | 402 |
| Undivided profits | $13,166,000 | 1,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $968,000 | 2,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $206,000 | 626 |
| Income earned, not collected on loans | $1,618,000 | 1,280 |
| Earning assets | $628,059,000 | 706 |
| Long-term assets (5+ years) | $129,829,000 | 697 |
| Average Assets, year-to-date | $548,918,200 | 828 |
| Average Assets, quarterly | $628,873,000 | 745 |
| Volatile liabilities | $52,875,000 | 1,319 |
| Insider loans | $29,124,000 | 133 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $71,125,000 | 884 |
| Tier 1 (core) risk-based capital | $46,179,000 | 915 |
| Tier 2 risk-based capital | $4,947,000 | 746 |
| Total risk weighted assets | $413,979,000 | 736 |
| Total unused commitments | $71,125,000 | 891 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 320 | 547 |
| Assets and Liabilities | ||
| Total Assets: | $484,822,000 | 989 |
| Cash and due from depository institutions | $77,746,000 | 547 |
| Interest-bearing balances | $33,523,000 | 130 |
| Securities | $134,227,000 | 869 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $240,036,000 | 1,225 |
| Loan loss allowance | $2,359,000 | 1,541 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,259,000 | 643 |
| Other real estate owned | $188,000 | 547 |
| Goodwill and other intangibles | $11,887,000 | 340 |
| All other assets | $9,479,000 | 901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $484,822,000 | 989 |
| Total liabilities | $440,938,000 | 986 |
| Total deposits | $436,461,000 | 866 |
| Interest-bearing deposits | $321,595,000 | 1,008 |
| Deposits held in domestic offices | $436,461,000 | 861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,712,000 | 2,252 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $300,000 | 4,327 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,465,000 | 1,706 |
| Total equity capital | $43,884,000 | 1,032 |
| Total bank equity capital | $43,884,000 | 1,032 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,040,000 | 3,071 |
| Surplus | $33,707,000 | 581 |
| Undivided profits | $9,137,000 | 2,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,758,000 | 1,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 887 |
| Income earned, not collected on loans | $1,119,000 | 2,021 |
| Earning assets | $407,786,000 | 1,063 |
| Long-term assets (5+ years) | $49,107,000 | 1,386 |
| Average Assets, year-to-date | $446,158,200 | 1,021 |
| Average Assets, quarterly | $479,015,000 | 987 |
| Volatile liabilities | $26,045,000 | 2,393 |
| Insider loans | $30,213,000 | 136 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $49,736,000 | 1,088 |
| Tier 1 (core) risk-based capital | $31,615,000 | 1,345 |
| Tier 2 risk-based capital | $2,359,000 | 1,322 |
| Total risk weighted assets | $269,334,400 | 1,091 |
| Total unused commitments | $49,736,000 | 1,094 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 284 | 653 |
| Assets and Liabilities | ||
| Total Assets: | $412,715,000 | 1,188 |
| Cash and due from depository institutions | $48,603,000 | 653 |
| Interest-bearing balances | $11,961,000 | 314 |
| Securities | $101,445,000 | 1,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $234,438,000 | 1,281 |
| Loan loss allowance | $3,167,000 | 1,273 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,824,000 | 635 |
| Other real estate owned | $0 | 653 |
| Goodwill and other intangibles | $11,102,000 | 346 |
| All other assets | $5,303,000 | 1,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $412,715,000 | 1,188 |
| Total liabilities | $371,669,000 | 1,192 |
| Total deposits | $369,693,000 | 1,057 |
| Interest-bearing deposits | $275,807,000 | 1,207 |
| Deposits held in domestic offices | $369,693,000 | 1,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $300,000 | 4,288 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,676,000 | 2,352 |
| Total equity capital | $41,046,000 | 1,111 |
| Total bank equity capital | $41,046,000 | 1,111 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,040,000 | 3,289 |
| Surplus | $33,707,000 | 603 |
| Undivided profits | $6,299,000 | 3,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,928,000 | 1,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $84,000 | 1,038 |
| Income earned, not collected on loans | $1,085,000 | 2,063 |
| Earning assets | $347,844,000 | 1,259 |
| Long-term assets (5+ years) | $25,967,000 | 2,204 |
| Average Assets, year-to-date | $339,089,400 | 1,336 |
| Average Assets, quarterly | $408,679,500 | 1,176 |
| Volatile liabilities | $20,235,000 | 2,886 |
| Insider loans | $28,012,000 | 190 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $29,495,000 | 1,567 |
| Tier 1 (core) risk-based capital | $29,910,000 | 1,430 |
| Tier 2 risk-based capital | $3,167,000 | 1,069 |
| Total risk weighted assets | $260,715,400 | 1,144 |
| Total unused commitments | $29,495,000 | 1,582 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 203 | 952 |
| Assets and Liabilities | ||
| Total Assets: | $297,399,000 | 1,597 |
| Cash and due from depository institutions | $46,466,000 | 952 |
| Interest-bearing balances | $26,124,000 | 183 |
| Securities | $76,417,000 | 1,655 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $158,895,000 | 1,785 |
| Loan loss allowance | $2,145,000 | 1,818 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,941,000 | 840 |
| Other real estate owned | $0 | 952 |
| Goodwill and other intangibles | $3,546,000 | 637 |
| All other assets | $3,134,000 | 2,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $297,399,000 | 1,597 |
| Total liabilities | $274,348,000 | 1,576 |
| Total deposits | $272,815,000 | 1,450 |
| Interest-bearing deposits | $207,435,000 | 1,632 |
| Deposits held in domestic offices | $272,815,000 | 1,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $300,000 | 3,778 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,233,000 | 3,061 |
| Total equity capital | $23,051,000 | 1,947 |
| Total bank equity capital | $23,051,000 | 1,947 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,040,000 | 3,431 |
| Surplus | $17,932,000 | 1,007 |
| Undivided profits | $4,079,000 | 5,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $827,000 | 2,835 |
| Earning assets | $261,436,000 | 1,653 |
| Long-term assets (5+ years) | $15,128,000 | 3,065 |
| Average Assets, year-to-date | $278,568,800 | 1,628 |
| Average Assets, quarterly | $288,446,500 | 1,621 |
| Volatile liabilities | $17,554,000 | 2,944 |
| Insider loans | $18,432,000 | 279 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $20,022,000 | 1,999 |
| Tier 1 (core) risk-based capital | $19,682,000 | 2,178 |
| Tier 2 risk-based capital | $2,145,000 | 1,488 |
| Total risk weighted assets | $185,327,000 | 1,538 |
| Total unused commitments | $20,022,000 | 2,009 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 178 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $271,655,000 | 1,690 |
| Cash and due from depository institutions | $23,116,000 | 1,094 |
| Interest-bearing balances | $2,118,000 | 1,518 |
| Securities | $93,621,000 | 1,380 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $139,529,000 | 1,991 |
| Loan loss allowance | $1,722,000 | 2,247 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,913,000 | 933 |
| Other real estate owned | $349,000 | 1,094 |
| Goodwill and other intangibles | $3,773,000 | 551 |
| All other assets | $3,354,000 | 2,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,655,000 | 1,690 |
| Total liabilities | $252,284,000 | 1,667 |
| Total deposits | $251,089,000 | 1,510 |
| Interest-bearing deposits | $186,719,000 | 1,774 |
| Deposits held in domestic offices | $251,089,000 | 1,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $300,000 | 4,140 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $895,000 | 3,334 |
| Total equity capital | $19,371,000 | 2,119 |
| Total bank equity capital | $19,371,000 | 2,119 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,040,000 | 3,573 |
| Surplus | $14,960,000 | 1,081 |
| Undivided profits | $3,371,000 | 5,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 5,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $750,000 | 2,722 |
| Earning assets | $235,268,000 | 1,788 |
| Long-term assets (5+ years) | $13,864,000 | 3,317 |
| Average Assets, year-to-date | $264,290,600 | 1,688 |
| Average Assets, quarterly | $267,219,000 | 1,710 |
| Volatile liabilities | $11,215,000 | 4,003 |
| Insider loans | $8,226,000 | 537 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,231,000 | 1,772 |
| Tier 1 (core) risk-based capital | $16,699,000 | 2,467 |
| Tier 2 risk-based capital | $1,722,000 | 1,797 |
| Total risk weighted assets | $164,017,100 | 1,687 |
| Total unused commitments | $22,231,000 | 1,785 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 159 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $260,412,000 | 1,778 |
| Cash and due from depository institutions | $24,011,000 | 1,315 |
| Interest-bearing balances | $6,470,000 | 936 |
| Securities | $115,148,000 | 1,198 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $107,257,000 | 2,448 |
| Loan loss allowance | $1,542,000 | 2,571 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,393,000 | 994 |
| Other real estate owned | $403,000 | 1,315 |
| Goodwill and other intangibles | $3,850,000 | 497 |
| All other assets | $2,350,000 | 3,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,412,000 | 1,778 |
| Total liabilities | $242,002,000 | 1,751 |
| Total deposits | $241,163,000 | 1,647 |
| Interest-bearing deposits | $188,252,000 | 1,836 |
| Deposits held in domestic offices | $241,163,000 | 1,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $839,000 | 3,580 |
| Total equity capital | $18,410,000 | 2,196 |
| Total bank equity capital | $18,410,000 | 2,196 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,040,000 | 3,687 |
| Surplus | $14,960,000 | 1,029 |
| Undivided profits | $2,410,000 | 6,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $655,000 | 4,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 1,190 |
| Income earned, not collected on loans | $487,000 | 3,831 |
| Earning assets | $228,875,000 | 1,870 |
| Long-term assets (5+ years) | $15,256,000 | 3,259 |
| Average Assets, year-to-date | $186,786,800 | 2,414 |
| Average Assets, quarterly | $256,012,000 | 1,791 |
| Volatile liabilities | $11,716,000 | 3,658 |
| Insider loans | $3,423,000 | 1,215 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,204,000 | 2,536 |
| Tier 1 (core) risk-based capital | $14,560,000 | 2,705 |
| Tier 2 risk-based capital | $1,542,000 | 1,990 |
| Total risk weighted assets | $131,058,400 | 2,045 |
| Total unused commitments | $13,204,000 | 2,557 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 97 | 2,221 |
| Assets and Liabilities | ||
| Total Assets: | $139,060,000 | 3,351 |
| Cash and due from depository institutions | $8,404,000 | 2,221 |
| Interest-bearing balances | $198,000 | 6,200 |
| Securities | $63,230,000 | 2,130 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 3,345 |
| Net loans & leases | $56,402,000 | 4,392 |
| Loan loss allowance | $797,000 | 4,511 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,817,000 | 1,912 |
| Other real estate owned | $607,000 | 2,221 |
| Goodwill and other intangibles | $187,000 | 1,896 |
| All other assets | $1,513,000 | 4,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,060,000 | 3,351 |
| Total liabilities | $129,989,000 | 3,278 |
| Total deposits | $128,954,000 | 3,164 |
| Interest-bearing deposits | $99,337,000 | 3,557 |
| Deposits held in domestic offices | $128,954,000 | 3,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,035,000 | 3,195 |
| Total equity capital | $9,071,000 | 4,264 |
| Total bank equity capital | $9,071,000 | 4,264 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,040,000 | 3,850 |
| Surplus | $5,640,000 | 2,328 |
| Undivided profits | $2,391,000 | 6,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 6,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $331,000 | 6,024 |
| Earning assets | $124,730,000 | 3,402 |
| Long-term assets (5+ years) | $13,945,000 | 3,425 |
| Average Assets, year-to-date | $133,799,600 | 3,390 |
| Average Assets, quarterly | $136,101,000 | 3,403 |
| Volatile liabilities | $8,088,000 | 4,791 |
| Insider loans | $1,626,000 | 440 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,322,000 | 4,445 |
| Tier 1 (core) risk-based capital | $8,884,000 | 4,289 |
| Tier 2 risk-based capital | $797,000 | 3,557 |
| Total risk weighted assets | $66,147,400 | 3,896 |
| Total unused commitments | $5,322,000 | 4,470 |
| Derivatives | $0 | 651 |