Home > Community Bank & Trust Company > Income and Expense
Community Bank & Trust Company, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,245,000 | 1,098 |
| Total interest expense | $9,565,000 | 864 |
| Net interest income | $18,680,000 | 1,202 |
| Provision for loan and lease losses | $1,900,000 | 2,139 |
| Total noninterest income | $4,236,000 | 1,216 |
| Gross Fiduciary activities income | $249,000 | 712 |
| Service charges on deposit accounts | $1,857,000 | 809 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,130,000 | 1,355 |
| Total noninterest expense | $20,716,000 | 965 |
| Salaries and employee benefits | $8,600,000 | 1,138 |
| Premises and equipment expense | $2,343,000 | 1,111 |
| Additional noninterest expense | $9,773,000 | 766 |
| Pre-tax net operating income | $300,000 | 4,898 |
| Securities gains (losses) | $361,000 | 1,110 |
| Applicable income taxes | $-1,963,000 | 7,450 |
| Income before extraordinary items | $2,624,000 | 1,569 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,624,000 | 1,569 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,624,000 | 1,571 |
| Net charge-offs | $6,804,000 | 806 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,263,000 | 1,748 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,283,000 | 1,103 |
| Total interest expense | $7,328,000 | 874 |
| Net interest income | $13,955,000 | 1,220 |
| Provision for loan and lease losses | $1,600,000 | 1,899 |
| Total noninterest income | $3,052,000 | 1,245 |
| Gross Fiduciary activities income | $149,000 | 753 |
| Service charges on deposit accounts | $1,409,000 | 821 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,494,000 | 1,347 |
| Total noninterest expense | $13,480,000 | 1,092 |
| Salaries and employee benefits | $6,568,000 | 1,122 |
| Premises and equipment expense | $1,677,000 | 1,174 |
| Additional noninterest expense | $5,235,000 | 1,019 |
| Pre-tax net operating income | $1,927,000 | 1,950 |
| Securities gains (losses) | $361,000 | 948 |
| Applicable income taxes | $-877,000 | 7,467 |
| Income before extraordinary items | $3,165,000 | 1,075 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,165,000 | 1,078 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,165,000 | 1,078 |
| Net charge-offs | $5,393,000 | 738 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,804,000 | 1,148 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,336,000 | 1,103 |
| Total interest expense | $5,068,000 | 877 |
| Net interest income | $9,268,000 | 1,230 |
| Provision for loan and lease losses | $1,300,000 | 1,661 |
| Total noninterest income | $1,935,000 | 1,261 |
| Gross Fiduciary activities income | $98,000 | 761 |
| Service charges on deposit accounts | $959,000 | 806 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $878,000 | 1,425 |
| Total noninterest expense | $8,617,000 | 1,149 |
| Salaries and employee benefits | $4,375,000 | 1,126 |
| Premises and equipment expense | $1,129,000 | 1,175 |
| Additional noninterest expense | $3,113,000 | 1,149 |
| Pre-tax net operating income | $1,286,000 | 1,941 |
| Securities gains (losses) | $361,000 | 611 |
| Applicable income taxes | $-554,000 | 7,501 |
| Income before extraordinary items | $2,201,000 | 1,025 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,201,000 | 1,026 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,201,000 | 1,026 |
| Net charge-offs | $3,834,000 | 684 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,840,000 | 1,166 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,304,000 | 1,106 |
| Total interest expense | $2,593,000 | 902 |
| Net interest income | $4,711,000 | 1,221 |
| Provision for loan and lease losses | $1,000,000 | 1,168 |
| Total noninterest income | $991,000 | 1,242 |
| Gross Fiduciary activities income | $43,000 | 797 |
| Service charges on deposit accounts | $485,000 | 807 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $463,000 | 1,374 |
| Total noninterest expense | $4,320,000 | 1,165 |
| Salaries and employee benefits | $2,190,000 | 1,136 |
| Premises and equipment expense | $593,000 | 1,150 |
| Additional noninterest expense | $1,537,000 | 1,146 |
| Pre-tax net operating income | $382,000 | 2,914 |
| Securities gains (losses) | $361,000 | 327 |
| Applicable income taxes | $-315,000 | 7,638 |
| Income before extraordinary items | $1,058,000 | 1,031 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,058,000 | 1,033 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,058,000 | 1,034 |
| Net charge-offs | $3,571,000 | 422 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $697,000 | 1,509 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $30,488,000 | 1,120 |
| Total interest expense | $10,100,000 | 1,178 |
| Net interest income | $20,388,000 | 1,074 |
| Provision for loan and lease losses | $17,430,000 | 542 |
| Total noninterest income | $4,588,000 | 1,177 |
| Gross Fiduciary activities income | $297,000 | 670 |
| Service charges on deposit accounts | $2,181,000 | 780 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,110,000 | 1,327 |
| Total noninterest expense | $18,474,000 | 1,126 |
| Salaries and employee benefits | $8,517,000 | 1,143 |
| Premises and equipment expense | $2,396,000 | 1,143 |
| Additional noninterest expense | $7,561,000 | 1,026 |
| Pre-tax net operating income | $-10,928,000 | 7,520 |
| Securities gains (losses) | $1,590,000 | 330 |
| Applicable income taxes | $-4,496,000 | 7,739 |
| Income before extraordinary items | $-4,842,000 | 7,245 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,842,000 | 7,245 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,842,000 | 7,245 |
| Net charge-offs | $5,223,000 | 1,111 |
| Cash dividends | $2,076,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,859,600 | 7,363 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $23,279,000 | 1,128 |
| Total interest expense | $7,589,000 | 1,239 |
| Net interest income | $15,690,000 | 1,053 |
| Provision for loan and lease losses | $9,760,000 | 634 |
| Total noninterest income | $3,901,000 | 1,070 |
| Gross Fiduciary activities income | $225,000 | 665 |
| Service charges on deposit accounts | $1,641,000 | 771 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,035,000 | 1,130 |
| Total noninterest expense | $13,758,000 | 1,125 |
| Salaries and employee benefits | $6,328,000 | 1,168 |
| Premises and equipment expense | $1,818,000 | 1,141 |
| Additional noninterest expense | $5,612,000 | 1,004 |
| Pre-tax net operating income | $-3,927,000 | 7,404 |
| Securities gains (losses) | $1,499,000 | 262 |
| Applicable income taxes | $-1,853,000 | 7,704 |
| Income before extraordinary items | $-575,000 | 6,486 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-575,000 | 6,487 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-575,000 | 6,486 |
| Net charge-offs | $3,449,000 | 1,086 |
| Cash dividends | $1,880,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,534,360 | 7,000 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,863,000 | 1,126 |
| Total interest expense | $5,152,000 | 1,277 |
| Net interest income | $10,711,000 | 1,019 |
| Provision for loan and lease losses | $1,090,000 | 1,972 |
| Total noninterest income | $2,771,000 | 1,024 |
| Gross Fiduciary activities income | $139,000 | 689 |
| Service charges on deposit accounts | $1,062,000 | 790 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,570,000 | 1,055 |
| Total noninterest expense | $9,317,000 | 1,126 |
| Salaries and employee benefits | $4,303,000 | 1,176 |
| Premises and equipment expense | $1,237,000 | 1,135 |
| Additional noninterest expense | $3,777,000 | 1,016 |
| Pre-tax net operating income | $3,075,000 | 760 |
| Securities gains (losses) | $114,000 | 1,396 |
| Applicable income taxes | $369,000 | 1,345 |
| Income before extraordinary items | $2,820,000 | 647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,820,000 | 646 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,820,000 | 648 |
| Net charge-offs | $326,000 | 2,837 |
| Cash dividends | $1,485,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,719,680 | 656 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,010,000 | 1,125 |
| Total interest expense | $2,689,000 | 1,276 |
| Net interest income | $5,321,000 | 1,011 |
| Provision for loan and lease losses | $570,000 | 1,661 |
| Total noninterest income | $1,460,000 | 955 |
| Gross Fiduciary activities income | $71,000 | 691 |
| Service charges on deposit accounts | $512,000 | 790 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $877,000 | 937 |
| Total noninterest expense | $4,439,000 | 1,129 |
| Salaries and employee benefits | $2,140,000 | 1,197 |
| Premises and equipment expense | $664,000 | 1,069 |
| Additional noninterest expense | $1,635,000 | 1,030 |
| Pre-tax net operating income | $1,772,000 | 711 |
| Securities gains (losses) | $114,000 | 935 |
| Applicable income taxes | $266,000 | 1,170 |
| Income before extraordinary items | $1,620,000 | 616 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,620,000 | 616 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,620,000 | 618 |
| Net charge-offs | $294,000 | 1,795 |
| Cash dividends | $798,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,521,960 | 628 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $32,897,000 | 1,160 |
| Total interest expense | $12,467,000 | 1,311 |
| Net interest income | $20,430,000 | 1,054 |
| Provision for loan and lease losses | $1,760,000 | 1,957 |
| Total noninterest income | $3,953,000 | 1,281 |
| Gross Fiduciary activities income | $322,000 | 663 |
| Service charges on deposit accounts | $2,307,000 | 756 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,324,000 | 1,752 |
| Total noninterest expense | $15,891,000 | 1,233 |
| Salaries and employee benefits | $8,517,000 | 1,163 |
| Premises and equipment expense | $2,420,000 | 1,146 |
| Additional noninterest expense | $4,954,000 | 1,278 |
| Pre-tax net operating income | $6,732,000 | 825 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,132,000 | 1,083 |
| Income before extraordinary items | $5,600,000 | 725 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,600,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,129,000 | 1,827 |
| Cash dividends | $2,878,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,600,000 | 778 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $25,059,000 | 1,170 |
| Total interest expense | $9,447,000 | 1,353 |
| Net interest income | $15,612,000 | 1,058 |
| Provision for loan and lease losses | $1,013,000 | 1,807 |
| Total noninterest income | $2,925,000 | 1,327 |
| Gross Fiduciary activities income | $238,000 | 678 |
| Service charges on deposit accounts | $1,719,000 | 769 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $968,000 | 1,857 |
| Total noninterest expense | $11,804,000 | 1,232 |
| Salaries and employee benefits | $6,399,000 | 1,184 |
| Premises and equipment expense | $1,834,000 | 1,135 |
| Additional noninterest expense | $3,571,000 | 1,279 |
| Pre-tax net operating income | $5,720,000 | 889 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,103,000 | 1,071 |
| Income before extraordinary items | $4,617,000 | 788 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,617,000 | 787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $946,000 | 1,356 |
| Cash dividends | $1,815,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,617,000 | 835 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,815,000 | 1,177 |
| Total interest expense | $6,430,000 | 1,373 |
| Net interest income | $10,385,000 | 1,052 |
| Provision for loan and lease losses | $613,000 | 1,672 |
| Total noninterest income | $1,995,000 | 1,331 |
| Gross Fiduciary activities income | $160,000 | 682 |
| Service charges on deposit accounts | $1,138,000 | 760 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $697,000 | 1,793 |
| Total noninterest expense | $7,830,000 | 1,239 |
| Salaries and employee benefits | $4,233,000 | 1,216 |
| Premises and equipment expense | $1,261,000 | 1,098 |
| Additional noninterest expense | $2,336,000 | 1,279 |
| Pre-tax net operating income | $3,937,000 | 899 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $774,000 | 1,145 |
| Income before extraordinary items | $3,163,000 | 860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,163,000 | 860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,653 |
| Cash dividends | $1,194,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,163,000 | 845 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,559,000 | 1,188 |
| Total interest expense | $3,398,000 | 1,382 |
| Net interest income | $5,161,000 | 1,048 |
| Provision for loan and lease losses | $330,000 | 1,289 |
| Total noninterest income | $962,000 | 1,369 |
| Gross Fiduciary activities income | $61,000 | 766 |
| Service charges on deposit accounts | $571,000 | 754 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $330,000 | 1,856 |
| Total noninterest expense | $3,906,000 | 1,239 |
| Salaries and employee benefits | $2,123,000 | 1,222 |
| Premises and equipment expense | $627,000 | 1,125 |
| Additional noninterest expense | $1,156,000 | 1,239 |
| Pre-tax net operating income | $1,887,000 | 1,006 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $359,000 | 1,287 |
| Income before extraordinary items | $1,528,000 | 985 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,528,000 | 987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $515,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,528,000 | 943 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,649,000 | 1,181 |
| Total interest expense | $14,449,000 | 1,387 |
| Net interest income | $21,200,000 | 1,044 |
| Provision for loan and lease losses | $525,000 | 2,254 |
| Total noninterest income | $3,517,000 | 1,450 |
| Gross Fiduciary activities income | $184,000 | 822 |
| Service charges on deposit accounts | $2,269,000 | 780 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,064,000 | 2,135 |
| Total noninterest expense | $14,976,000 | 1,243 |
| Salaries and employee benefits | $8,004,000 | 1,245 |
| Premises and equipment expense | $2,255,000 | 1,164 |
| Additional noninterest expense | $4,717,000 | 1,194 |
| Pre-tax net operating income | $9,216,000 | 920 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,138,000 | 1,073 |
| Income before extraordinary items | $7,078,000 | 917 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,078,000 | 915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 2,146 |
| Cash dividends | $10,070,000 | 409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,078,000 | 902 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,673,000 | 1,192 |
| Total interest expense | $10,896,000 | 1,383 |
| Net interest income | $15,777,000 | 1,058 |
| Provision for loan and lease losses | $300,000 | 2,302 |
| Total noninterest income | $2,627,000 | 1,458 |
| Gross Fiduciary activities income | $160,000 | 786 |
| Service charges on deposit accounts | $1,693,000 | 769 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $774,000 | 2,162 |
| Total noninterest expense | $11,113,000 | 1,248 |
| Salaries and employee benefits | $5,889,000 | 1,273 |
| Premises and equipment expense | $1,698,000 | 1,166 |
| Additional noninterest expense | $3,526,000 | 1,172 |
| Pre-tax net operating income | $6,991,000 | 985 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,656,000 | 1,126 |
| Income before extraordinary items | $5,335,000 | 977 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,335,000 | 975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,593 |
| Cash dividends | $7,856,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,335,000 | 966 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,675,000 | 1,209 |
| Total interest expense | $7,330,000 | 1,368 |
| Net interest income | $10,345,000 | 1,095 |
| Provision for loan and lease losses | $225,000 | 1,984 |
| Total noninterest income | $1,738,000 | 1,487 |
| Gross Fiduciary activities income | $107,000 | 799 |
| Service charges on deposit accounts | $1,117,000 | 794 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $514,000 | 2,204 |
| Total noninterest expense | $7,275,000 | 1,284 |
| Salaries and employee benefits | $3,833,000 | 1,336 |
| Premises and equipment expense | $1,172,000 | 1,147 |
| Additional noninterest expense | $2,270,000 | 1,223 |
| Pre-tax net operating income | $4,583,000 | 1,042 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,085,000 | 1,200 |
| Income before extraordinary items | $3,498,000 | 1,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,498,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,076 |
| Cash dividends | $7,453,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,498,000 | 1,015 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,657,000 | 1,224 |
| Total interest expense | $3,577,000 | 1,392 |
| Net interest income | $5,080,000 | 1,093 |
| Provision for loan and lease losses | $225,000 | 1,053 |
| Total noninterest income | $779,000 | 1,608 |
| Gross Fiduciary activities income | $32,000 | 897 |
| Service charges on deposit accounts | $525,000 | 813 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $222,000 | 2,394 |
| Total noninterest expense | $3,667,000 | 1,272 |
| Salaries and employee benefits | $1,876,000 | 1,366 |
| Premises and equipment expense | $601,000 | 1,115 |
| Additional noninterest expense | $1,190,000 | 1,145 |
| Pre-tax net operating income | $1,967,000 | 1,196 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $438,000 | 1,425 |
| Income before extraordinary items | $1,529,000 | 1,151 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,529,000 | 1,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,349 |
| Cash dividends | $354,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,529,000 | 1,131 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $33,035,000 | 1,192 |
| Total interest expense | $12,506,000 | 1,344 |
| Net interest income | $20,529,000 | 1,083 |
| Provision for loan and lease losses | $890,000 | 1,163 |
| Total noninterest income | $3,395,000 | 1,456 |
| Gross Fiduciary activities income | $220,000 | 777 |
| Service charges on deposit accounts | $2,200,000 | 802 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $975,000 | 2,267 |
| Total noninterest expense | $14,646,000 | 1,226 |
| Salaries and employee benefits | $7,658,000 | 1,267 |
| Premises and equipment expense | $2,216,000 | 1,155 |
| Additional noninterest expense | $4,772,000 | 1,124 |
| Pre-tax net operating income | $8,388,000 | 1,176 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,931,000 | 1,371 |
| Income before extraordinary items | $6,457,000 | 1,143 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,457,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 1,041 |
| Cash dividends | $1,866,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,457,000 | 1,132 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $24,393,000 | 1,214 |
| Total interest expense | $9,152,000 | 1,341 |
| Net interest income | $15,241,000 | 1,113 |
| Provision for loan and lease losses | $675,000 | 1,080 |
| Total noninterest income | $2,565,000 | 1,466 |
| Gross Fiduciary activities income | $153,000 | 789 |
| Service charges on deposit accounts | $1,668,000 | 796 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $744,000 | 2,244 |
| Total noninterest expense | $10,810,000 | 1,260 |
| Salaries and employee benefits | $5,619,000 | 1,314 |
| Premises and equipment expense | $1,671,000 | 1,155 |
| Additional noninterest expense | $3,520,000 | 1,146 |
| Pre-tax net operating income | $6,321,000 | 1,220 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,437,000 | 1,435 |
| Income before extraordinary items | $4,884,000 | 1,170 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,884,000 | 1,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,041 |
| Cash dividends | $1,253,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,884,000 | 1,157 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,901,000 | 1,225 |
| Total interest expense | $5,955,000 | 1,310 |
| Net interest income | $9,946,000 | 1,130 |
| Provision for loan and lease losses | $405,000 | 1,160 |
| Total noninterest income | $1,709,000 | 1,467 |
| Gross Fiduciary activities income | $91,000 | 828 |
| Service charges on deposit accounts | $1,106,000 | 795 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $512,000 | 2,180 |
| Total noninterest expense | $7,123,000 | 1,280 |
| Salaries and employee benefits | $3,699,000 | 1,336 |
| Premises and equipment expense | $1,134,000 | 1,127 |
| Additional noninterest expense | $2,290,000 | 1,188 |
| Pre-tax net operating income | $4,127,000 | 1,221 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $906,000 | 1,514 |
| Income before extraordinary items | $3,221,000 | 1,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,221,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 971 |
| Cash dividends | $791,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,221,000 | 1,171 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,751,000 | 1,231 |
| Total interest expense | $2,904,000 | 1,284 |
| Net interest income | $4,847,000 | 1,159 |
| Provision for loan and lease losses | $180,000 | 1,225 |
| Total noninterest income | $860,000 | 1,423 |
| Gross Fiduciary activities income | $32,000 | 907 |
| Service charges on deposit accounts | $541,000 | 784 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $287,000 | 2,003 |
| Total noninterest expense | $3,516,000 | 1,299 |
| Salaries and employee benefits | $1,788,000 | 1,389 |
| Premises and equipment expense | $572,000 | 1,118 |
| Additional noninterest expense | $1,156,000 | 1,154 |
| Pre-tax net operating income | $2,011,000 | 1,224 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $436,000 | 1,552 |
| Income before extraordinary items | $1,575,000 | 1,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,575,000 | 1,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 712 |
| Cash dividends | $386,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,575,000 | 1,164 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,355,000 | 1,170 |
| Total interest expense | $10,103,000 | 1,115 |
| Net interest income | $18,252,000 | 1,176 |
| Provision for loan and lease losses | $782,000 | 1,289 |
| Total noninterest income | $3,852,000 | 1,318 |
| Gross Fiduciary activities income | $135,000 | 887 |
| Service charges on deposit accounts | $2,115,000 | 818 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,602,000 | 1,583 |
| Total noninterest expense | $14,905,000 | 1,162 |
| Salaries and employee benefits | $7,235,000 | 1,283 |
| Premises and equipment expense | $2,223,000 | 1,085 |
| Additional noninterest expense | $5,447,000 | 954 |
| Pre-tax net operating income | $6,417,000 | 1,493 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,246,000 | 1,944 |
| Income before extraordinary items | $5,171,000 | 1,376 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,171,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 1,149 |
| Cash dividends | $2,255,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,171,000 | 1,364 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,755,000 | 1,163 |
| Total interest expense | $7,371,000 | 1,084 |
| Net interest income | $13,384,000 | 1,193 |
| Provision for loan and lease losses | $619,000 | 1,175 |
| Total noninterest income | $3,043,000 | 1,273 |
| Gross Fiduciary activities income | $87,000 | 906 |
| Service charges on deposit accounts | $1,563,000 | 830 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,393,000 | 1,431 |
| Total noninterest expense | $11,102,000 | 1,149 |
| Salaries and employee benefits | $5,414,000 | 1,275 |
| Premises and equipment expense | $1,706,000 | 1,042 |
| Additional noninterest expense | $3,982,000 | 964 |
| Pre-tax net operating income | $4,706,000 | 1,524 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $879,000 | 2,062 |
| Income before extraordinary items | $3,827,000 | 1,400 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,827,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 990 |
| Cash dividends | $1,521,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,827,000 | 1,379 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,568,000 | 1,157 |
| Total interest expense | $4,849,000 | 1,026 |
| Net interest income | $8,719,000 | 1,212 |
| Provision for loan and lease losses | $458,000 | 1,054 |
| Total noninterest income | $2,178,000 | 1,193 |
| Gross Fiduciary activities income | $66,000 | 888 |
| Service charges on deposit accounts | $986,000 | 868 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,126,000 | 1,230 |
| Total noninterest expense | $7,535,000 | 1,113 |
| Salaries and employee benefits | $3,620,000 | 1,265 |
| Premises and equipment expense | $1,154,000 | 1,028 |
| Additional noninterest expense | $2,761,000 | 913 |
| Pre-tax net operating income | $2,904,000 | 1,607 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $491,000 | 2,299 |
| Income before extraordinary items | $2,413,000 | 1,444 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,413,000 | 1,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 945 |
| Cash dividends | $958,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,413,000 | 1,419 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 1,124 |
| Total interest expense | $2,459,000 | 948 |
| Net interest income | $4,312,000 | 1,226 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $1,118,000 | 1,146 |
| Gross Fiduciary activities income | $29,000 | 928 |
| Service charges on deposit accounts | $432,000 | 948 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $657,000 | 1,096 |
| Total noninterest expense | $3,775,000 | 1,104 |
| Salaries and employee benefits | $1,789,000 | 1,293 |
| Premises and equipment expense | $602,000 | 987 |
| Additional noninterest expense | $1,384,000 | 907 |
| Pre-tax net operating income | $1,355,000 | 1,690 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $188,000 | 2,707 |
| Income before extraordinary items | $1,167,000 | 1,455 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,167,000 | 1,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 881 |
| Cash dividends | $365,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,167,000 | 1,429 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $26,330,000 | 1,076 |
| Total interest expense | $9,233,000 | 868 |
| Net interest income | $17,097,000 | 1,179 |
| Provision for loan and lease losses | $600,000 | 1,645 |
| Total noninterest income | $3,543,000 | 1,410 |
| Gross Fiduciary activities income | $136,000 | 871 |
| Service charges on deposit accounts | $1,554,000 | 1,150 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,853,000 | 1,401 |
| Total noninterest expense | $14,458,000 | 1,125 |
| Salaries and employee benefits | $6,992,000 | 1,258 |
| Premises and equipment expense | $2,109,000 | 1,090 |
| Additional noninterest expense | $5,357,000 | 934 |
| Pre-tax net operating income | $5,582,000 | 1,528 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,159,000 | 1,950 |
| Income before extraordinary items | $4,423,000 | 1,458 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,423,000 | 1,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,877 |
| Cash dividends | $3,763,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,423,000 | 1,413 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,570,000 | 1,072 |
| Total interest expense | $6,802,000 | 866 |
| Net interest income | $12,768,000 | 1,167 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $2,654,000 | 1,419 |
| Gross Fiduciary activities income | $109,000 | 852 |
| Service charges on deposit accounts | $1,170,000 | 1,140 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,375,000 | 1,420 |
| Total noninterest expense | $10,822,000 | 1,128 |
| Salaries and employee benefits | $5,266,000 | 1,247 |
| Premises and equipment expense | $1,569,000 | 1,104 |
| Additional noninterest expense | $3,987,000 | 934 |
| Pre-tax net operating income | $4,150,000 | 1,554 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $866,000 | 1,992 |
| Income before extraordinary items | $3,284,000 | 1,496 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,284,000 | 1,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 1,753 |
| Cash dividends | $2,449,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,284,000 | 1,448 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,013,000 | 1,061 |
| Total interest expense | $4,479,000 | 865 |
| Net interest income | $8,534,000 | 1,161 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $1,799,000 | 1,389 |
| Gross Fiduciary activities income | $60,000 | 909 |
| Service charges on deposit accounts | $782,000 | 1,134 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $957,000 | 1,370 |
| Total noninterest expense | $7,118,000 | 1,138 |
| Salaries and employee benefits | $3,482,000 | 1,253 |
| Premises and equipment expense | $1,093,000 | 1,058 |
| Additional noninterest expense | $2,543,000 | 975 |
| Pre-tax net operating income | $2,915,000 | 1,458 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $624,000 | 1,872 |
| Income before extraordinary items | $2,291,000 | 1,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,291,000 | 1,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,756 |
| Cash dividends | $1,586,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,291,000 | 1,357 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 1,082 |
| Total interest expense | $2,238,000 | 889 |
| Net interest income | $4,209,000 | 1,179 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $919,000 | 1,347 |
| Gross Fiduciary activities income | $23,000 | 976 |
| Service charges on deposit accounts | $373,000 | 1,144 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $523,000 | 1,258 |
| Total noninterest expense | $3,581,000 | 1,132 |
| Salaries and employee benefits | $1,727,000 | 1,285 |
| Premises and equipment expense | $583,000 | 1,006 |
| Additional noninterest expense | $1,271,000 | 971 |
| Pre-tax net operating income | $1,397,000 | 1,488 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $292,000 | 1,969 |
| Income before extraordinary items | $1,105,000 | 1,451 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,105,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,489 |
| Cash dividends | $390,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,105,000 | 1,377 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,804,000 | 1,055 |
| Total interest expense | $9,972,000 | 890 |
| Net interest income | $16,832,000 | 1,153 |
| Provision for loan and lease losses | $480,000 | 2,232 |
| Total noninterest income | $3,997,000 | 1,343 |
| Gross Fiduciary activities income | $127,000 | 908 |
| Service charges on deposit accounts | $1,582,000 | 1,093 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,288,000 | 1,329 |
| Total noninterest expense | $14,320,000 | 1,133 |
| Salaries and employee benefits | $7,200,000 | 1,186 |
| Premises and equipment expense | $1,915,000 | 1,178 |
| Additional noninterest expense | $5,205,000 | 981 |
| Pre-tax net operating income | $6,029,000 | 1,368 |
| Securities gains (losses) | $13,000 | 3,473 |
| Applicable income taxes | $1,333,000 | 1,790 |
| Income before extraordinary items | $4,709,000 | 1,354 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,709,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 1,316 |
| Cash dividends | $2,648,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,698,860 | 1,284 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $20,230,000 | 1,062 |
| Total interest expense | $7,646,000 | 909 |
| Net interest income | $12,584,000 | 1,171 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $3,091,000 | 1,347 |
| Gross Fiduciary activities income | $99,000 | 906 |
| Service charges on deposit accounts | $1,204,000 | 1,086 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,788,000 | 1,342 |
| Total noninterest expense | $10,637,000 | 1,156 |
| Salaries and employee benefits | $5,336,000 | 1,209 |
| Premises and equipment expense | $1,402,000 | 1,223 |
| Additional noninterest expense | $3,899,000 | 986 |
| Pre-tax net operating income | $4,678,000 | 1,384 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,051,000 | 1,790 |
| Income before extraordinary items | $3,627,000 | 1,376 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,627,000 | 1,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,440 |
| Cash dividends | $2,293,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,627,000 | 1,293 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,566,000 | 1,074 |
| Total interest expense | $5,254,000 | 909 |
| Net interest income | $8,312,000 | 1,182 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $2,061,000 | 1,338 |
| Gross Fiduciary activities income | $73,000 | 893 |
| Service charges on deposit accounts | $809,000 | 1,064 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,179,000 | 1,351 |
| Total noninterest expense | $6,932,000 | 1,173 |
| Salaries and employee benefits | $3,474,000 | 1,232 |
| Premises and equipment expense | $931,000 | 1,224 |
| Additional noninterest expense | $2,527,000 | 1,002 |
| Pre-tax net operating income | $3,201,000 | 1,334 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $730,000 | 1,754 |
| Income before extraordinary items | $2,471,000 | 1,342 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,471,000 | 1,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,227 |
| Cash dividends | $1,706,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,471,000 | 1,249 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,842,000 | 1,078 |
| Total interest expense | $2,672,000 | 917 |
| Net interest income | $4,170,000 | 1,176 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $1,071,000 | 1,277 |
| Gross Fiduciary activities income | $40,000 | 866 |
| Service charges on deposit accounts | $406,000 | 1,027 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $625,000 | 1,253 |
| Total noninterest expense | $3,398,000 | 1,180 |
| Salaries and employee benefits | $1,693,000 | 1,279 |
| Premises and equipment expense | $475,000 | 1,210 |
| Additional noninterest expense | $1,230,000 | 997 |
| Pre-tax net operating income | $1,723,000 | 1,250 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $406,000 | 1,599 |
| Income before extraordinary items | $1,317,000 | 1,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,317,000 | 1,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,159 |
| Cash dividends | $380,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,317,000 | 1,175 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $29,281,000 | 1,054 |
| Total interest expense | $12,216,000 | 916 |
| Net interest income | $17,065,000 | 1,135 |
| Provision for loan and lease losses | $1,100,000 | 1,234 |
| Total noninterest income | $3,727,000 | 1,325 |
| Gross Fiduciary activities income | $122,000 | 947 |
| Service charges on deposit accounts | $1,606,000 | 1,000 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,999,000 | 1,307 |
| Total noninterest expense | $13,335,000 | 1,158 |
| Salaries and employee benefits | $6,791,000 | 1,188 |
| Premises and equipment expense | $1,582,000 | 1,390 |
| Additional noninterest expense | $4,962,000 | 998 |
| Pre-tax net operating income | $6,357,000 | 1,329 |
| Securities gains (losses) | $323,000 | 853 |
| Applicable income taxes | $1,497,000 | 1,657 |
| Income before extraordinary items | $5,183,000 | 1,209 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,183,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 1,480 |
| Cash dividends | $2,715,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,931,060 | 1,223 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,009,000 | 1,099 |
| Total interest expense | $15,131,000 | 1,066 |
| Net interest income | $15,878,000 | 1,120 |
| Provision for loan and lease losses | $720,000 | 1,627 |
| Total noninterest income | $2,829,000 | 1,547 |
| Gross Fiduciary activities income | $129,000 | 933 |
| Service charges on deposit accounts | $1,505,000 | 985 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,195,000 | 1,808 |
| Total noninterest expense | $11,360,000 | 1,274 |
| Salaries and employee benefits | $5,633,000 | 1,320 |
| Premises and equipment expense | $1,439,000 | 1,496 |
| Additional noninterest expense | $4,288,000 | 1,112 |
| Pre-tax net operating income | $6,627,000 | 1,122 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,602,000 | 1,414 |
| Income before extraordinary items | $5,025,000 | 1,090 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,025,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $785,000 | 1,115 |
| Cash dividends | $1,719,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,025,000 | 1,048 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $29,577,000 | 1,189 |
| Total interest expense | $15,212,000 | 1,140 |
| Net interest income | $14,365,000 | 1,222 |
| Provision for loan and lease losses | $420,000 | 2,181 |
| Total noninterest income | $2,117,000 | 1,788 |
| Gross Fiduciary activities income | $135,000 | 877 |
| Service charges on deposit accounts | $1,358,000 | 991 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $624,000 | 2,576 |
| Total noninterest expense | $10,757,000 | 1,281 |
| Salaries and employee benefits | $5,249,000 | 1,351 |
| Premises and equipment expense | $1,469,000 | 1,409 |
| Additional noninterest expense | $4,039,000 | 1,138 |
| Pre-tax net operating income | $5,305,000 | 1,398 |
| Securities gains (losses) | $374,000 | 303 |
| Applicable income taxes | $1,261,000 | 1,750 |
| Income before extraordinary items | $4,418,000 | 1,198 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,418,000 | 1,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $934,000 | 786 |
| Cash dividends | $3,833,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 745 |
| Net operating income | $4,126,280 | 1,261 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,805,000 | 1,170 |
| Total interest expense | $14,022,000 | 1,080 |
| Net interest income | $13,783,000 | 1,268 |
| Provision for loan and lease losses | $535,000 | 1,676 |
| Total noninterest income | $1,704,000 | 2,091 |
| Gross Fiduciary activities income | $105,000 | 982 |
| Service charges on deposit accounts | $1,252,000 | 1,063 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $347,000 | 3,709 |
| Total noninterest expense | $9,065,000 | 1,533 |
| Salaries and employee benefits | $4,819,000 | 1,434 |
| Premises and equipment expense | $1,169,000 | 1,753 |
| Additional noninterest expense | $3,077,000 | 1,489 |
| Pre-tax net operating income | $5,887,000 | 1,301 |
| Securities gains (losses) | $408,000 | 385 |
| Applicable income taxes | $1,466,000 | 1,629 |
| Income before extraordinary items | $4,829,000 | 1,138 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,829,000 | 1,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $787,000 | 849 |
| Cash dividends | $6,744,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,514,840 | 1,188 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $27,180,000 | 1,196 |
| Total interest expense | $13,960,000 | 1,116 |
| Net interest income | $13,220,000 | 1,290 |
| Provision for loan and lease losses | $855,000 | 1,117 |
| Total noninterest income | $1,545,000 | 2,222 |
| Gross Fiduciary activities income | $85,000 | 1,036 |
| Service charges on deposit accounts | $1,194,000 | 1,045 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $266,000 | 4,276 |
| Total noninterest expense | $9,021,000 | 1,468 |
| Salaries and employee benefits | $4,424,000 | 1,477 |
| Premises and equipment expense | $1,058,000 | 1,865 |
| Additional noninterest expense | $3,539,000 | 1,257 |
| Pre-tax net operating income | $4,889,000 | 1,506 |
| Securities gains (losses) | $1,128,000 | 355 |
| Applicable income taxes | $1,336,000 | 1,810 |
| Income before extraordinary items | $4,681,000 | 1,148 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,681,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $603,000 | 1,084 |
| Cash dividends | $752,000 | 2,705 |
| Sale, conversion, retirement of capital stock, net | $531,000 | 550 |
| Net operating income | $3,801,160 | 1,343 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,106,000 | 1,292 |
| Total interest expense | $14,068,000 | 1,147 |
| Net interest income | $12,038,000 | 1,443 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $1,730,000 | 1,970 |
| Gross Fiduciary activities income | $62,000 | 1,139 |
| Service charges on deposit accounts | $1,138,000 | 1,100 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $530,000 | 2,709 |
| Total noninterest expense | $7,604,000 | 1,716 |
| Salaries and employee benefits | $4,022,000 | 1,632 |
| Premises and equipment expense | $1,018,000 | 1,945 |
| Additional noninterest expense | $2,564,000 | 1,658 |
| Pre-tax net operating income | $5,804,000 | 1,333 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,240,000 | 2,014 |
| Income before extraordinary items | $4,564,000 | 1,200 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,564,000 | 1,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,322 |
| Cash dividends | $604,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,564,000 | 1,174 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,032,000 | 1,365 |
| Total interest expense | $13,549,000 | 1,211 |
| Net interest income | $11,483,000 | 1,544 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $1,411,000 | 2,406 |
| Gross Fiduciary activities income | $50,000 | 1,235 |
| Service charges on deposit accounts | $1,011,000 | 1,327 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $350,000 | 3,696 |
| Total noninterest expense | $6,994,000 | 2,001 |
| Salaries and employee benefits | $3,838,000 | 1,725 |
| Premises and equipment expense | $1,006,000 | 1,988 |
| Additional noninterest expense | $2,150,000 | 2,298 |
| Pre-tax net operating income | $5,600,000 | 1,275 |
| Securities gains (losses) | $-67,000 | 11,117 |
| Applicable income taxes | $1,213,000 | 1,981 |
| Income before extraordinary items | $4,320,000 | 1,178 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,320,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,296 |
| Cash dividends | $753,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,372,260 | 1,144 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,444,000 | 1,292 |
| Total interest expense | $14,994,000 | 1,123 |
| Net interest income | $11,450,000 | 1,562 |
| Provision for loan and lease losses | $435,000 | 1,751 |
| Total noninterest income | $1,169,000 | 2,775 |
| Gross Fiduciary activities income | $46,000 | 1,299 |
| Service charges on deposit accounts | $855,000 | 1,585 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $268,000 | 4,292 |
| Total noninterest expense | $7,720,000 | 1,816 |
| Salaries and employee benefits | $4,019,000 | 1,647 |
| Premises and equipment expense | $1,016,000 | 1,989 |
| Additional noninterest expense | $2,685,000 | 1,860 |
| Pre-tax net operating income | $4,464,000 | 1,648 |
| Securities gains (losses) | $-4,393,000 | 11,940 |
| Applicable income taxes | $-425,000 | 11,862 |
| Income before extraordinary items | $496,000 | 7,288 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $496,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,579 |
| Cash dividends | $822,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,889,000 | 1,070 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,982,000 | 1,251 |
| Total interest expense | $12,939,000 | 1,013 |
| Net interest income | $12,043,000 | 1,497 |
| Provision for loan and lease losses | $800,000 | 1,087 |
| Total noninterest income | $456,000 | 5,641 |
| Gross Fiduciary activities income | $48,000 | 1,311 |
| Service charges on deposit accounts | $788,000 | 1,716 |
| Trading account gains and fees | $-705,000 | 4,932 |
| Additional Noninterest Income | $325,000 | 3,880 |
| Total noninterest expense | $7,529,000 | 1,912 |
| Salaries and employee benefits | $3,720,000 | 1,811 |
| Premises and equipment expense | $1,042,000 | 1,949 |
| Additional noninterest expense | $2,767,000 | 1,958 |
| Pre-tax net operating income | $4,170,000 | 1,704 |
| Securities gains (losses) | $495,000 | 269 |
| Applicable income taxes | $1,110,000 | 2,031 |
| Income before extraordinary items | $3,555,000 | 1,397 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,555,000 | 1,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,617 |
| Cash dividends | $1,616,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,178,800 | 1,560 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,067,000 | 1,310 |
| Total interest expense | $11,945,000 | 1,128 |
| Net interest income | $12,122,000 | 1,493 |
| Provision for loan and lease losses | $1,080,000 | 1,232 |
| Total noninterest income | $1,300,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $626,000 | 2,188 |
| Trading account gains and fees | $87,000 | 275 |
| Additional Noninterest Income | $587,000 | 2,931 |
| Total noninterest expense | $7,474,000 | 1,972 |
| Salaries and employee benefits | $3,261,000 | 2,035 |
| Premises and equipment expense | $1,245,000 | 1,684 |
| Additional noninterest expense | $2,968,000 | 1,928 |
| Pre-tax net operating income | $4,868,000 | 1,438 |
| Securities gains (losses) | $1,239,000 | 457 |
| Applicable income taxes | $1,650,000 | 1,442 |
| Income before extraordinary items | $4,457,000 | 1,160 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,457,000 | 1,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 2,029 |
| Cash dividends | $866,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,552,530 | 1,344 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,154,000 | 2,483 |
| Total interest expense | $8,207,000 | 2,076 |
| Net interest income | $5,947,000 | 3,077 |
| Provision for loan and lease losses | $815,000 | 2,126 |
| Total noninterest income | $535,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $165,000 | 6,724 |
| Trading account gains and fees | $217,000 | 227 |
| Additional Noninterest Income | $153,000 | 6,572 |
| Total noninterest expense | $3,297,000 | 4,156 |
| Salaries and employee benefits | $1,511,000 | 4,209 |
| Premises and equipment expense | $635,000 | 3,185 |
| Additional noninterest expense | $1,151,000 | 4,513 |
| Pre-tax net operating income | $2,370,000 | 2,631 |
| Securities gains (losses) | $899,000 | 713 |
| Applicable income taxes | $913,000 | 2,288 |
| Income before extraordinary items | $2,356,000 | 1,938 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,356,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 4,097 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,708,720 | 2,494 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.