Home > Community Bank & Trust Company > Net charge- offs to loans
Community Bank & Trust Company, Net charge- offs to loans
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4762% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6947% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | 8.1679% | 755 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5817% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.0395% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 4,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 4,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2747% | 2,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6835% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3400% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0392% | 1,806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5470% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8984% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 10.7092% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6021% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.4380% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 4,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 4,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8445% | 2,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2836% | 3,874 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4487% | 737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0355% | 1,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6300% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0722% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 7.2963% | 715 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8889% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 22.4341% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 4,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 3,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5228% | 2,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3344% | 3,426 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8415% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0332% | 1,443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0197% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6937% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 14.0743% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5622% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 32.4030% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 7,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7104% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5305% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0285% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0406% | 1,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0469% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2683% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 13.1464% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6224% | 1,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7340% | 458 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 3,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1146% | 3,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8322% | 3,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4841% | 4,119 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8768% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0061% | 2,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9127% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2135% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 11.9805% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8335% | 970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 3,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 3,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2637% | 3,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3680% | 4,206 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8720% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0074% | 6,588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1297% | 4,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1820% | 3,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3330% | 1,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 3,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 3,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1304% | 7,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4057% | 3,757 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6660% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0187% | 6,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2360% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2727% | 2,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4862% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 2,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1015% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3317% | 2,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1253% | 3,948 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3475% | 1,612 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1028% | 6,838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2307% | 3,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2605% | 2,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4370% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1114% | 2,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1165% | 2,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0889% | 4,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3223% | 4,428 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2121% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1477% | 1,442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2575% | 2,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3009% | 1,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5817% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 2,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0386% | 2,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1214% | 3,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3205% | 3,906 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5970% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0854% | 1,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 4,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 3,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 2,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 2,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2037% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1587% | 4,231 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8808% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0977% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 4,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0780% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0599% | 3,867 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5513% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0267% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 4,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 3,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 1,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0948% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 2,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1731% | 2,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4790% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3234% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0740% | 1,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 2,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 1,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2497% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4497% | 2,888 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4517% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0483% | 1,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 3,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 2,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 1,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0479% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3949% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8519% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0498% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 3,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 6,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3388% | 2,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3387% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0878% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0854% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0560% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1346% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1407% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2378% | 2,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7718% | 1,984 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3333% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0460% | 1,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 2,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1371% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1435% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2624% | 1,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6538% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1433% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0255% | 1,323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0843% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2087% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2187% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0981% | 2,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7183% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9930% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0167% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1538% | 1,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1226% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3006% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3153% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0393% | 6,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2033% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | 15.3779% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1312% | 3,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0899% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1075% | 1,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1128% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 3,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8374% | 2,255 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5757% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1211% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1109% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1125% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1265% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7588% | 2,178 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7901% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0853% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1434% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1178% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1834% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1923% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0670% | 2,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7391% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4913% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0541% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1448% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0908% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2090% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2190% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0270% | 1,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1574% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6522% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0649% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 2,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0134% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0699% | 1,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8167% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3762% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0100% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0806% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 8,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 1,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0358% | 3,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8938% | 2,135 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6439% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0134% | 1,382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 3,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 8,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 8,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0185% | 8,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 8,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 7,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2692% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2728% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0065% | 1,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 3,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 8,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 8,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 8,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3809% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9532% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0132% | 7,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1860% | 3,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1529% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2511% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2511% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1796% | 3,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6580% | 3,535 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3247% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0085% | 7,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 3,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1162% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1672% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1672% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1957% | 3,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4867% | 3,888 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2387% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0234% | 1,550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1841% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1376% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0926% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1787% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1787% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2334% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6348% | 3,071 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3850% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0286% | 1,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1735% | 2,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1980% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0529% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3210% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6488% | 2,739 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6885% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0402% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1807% | 3,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0893% | 1,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1289% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 1,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3042% | 3,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7450% | 3,194 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4549% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1246% | 1,571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 3,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2033% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3687% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1618% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1618% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1220% | 4,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7800% | 2,964 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9721% | 1,736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1793% | 1,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3243% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0929% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9172% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7701% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0568% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3034% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2966% | 73 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8599% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4961% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2435% | 2,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6944% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8322% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6589% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2095% | 3,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2260% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0660% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1113% | 161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3380% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3644% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1180% | 5,380 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0346% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0241% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2086% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2605% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1154% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 6,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0549% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2634% | 458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1014% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6954% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2130% | 3,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0791% | 1,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1227% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1149% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1620% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4583% | 1,288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2409% | 4,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1560% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8649% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7033% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2811% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7423% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2459% | 6,667 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |