Home > Community Bank & Trust Co. > Income and Expense
Community Bank & Trust Co., Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,729,000 | 4,050 |
| Total interest expense | $3,299,000 | 4,261 |
| Net interest income | $4,430,000 | 3,841 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,189,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $992,000 | 1,322 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $197,000 | 4,971 |
| Total noninterest expense | $4,576,000 | 2,942 |
| Salaries and employee benefits | $2,104,000 | 3,275 |
| Premises and equipment expense | $875,000 | 2,322 |
| Additional noninterest expense | $1,597,000 | 2,708 |
| Pre-tax net operating income | $1,043,000 | 5,181 |
| Securities gains (losses) | $-128,000 | 9,988 |
| Applicable income taxes | $223,000 | 5,467 |
| Income before extraordinary items | $692,000 | 5,491 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $692,000 | 5,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $225,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $789,280 | 5,092 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,330,000 | 4,231 |
| Total interest expense | $3,136,000 | 4,556 |
| Net interest income | $4,194,000 | 3,967 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $1,194,000 | 2,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $958,000 | 1,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,536 |
| Total noninterest expense | $5,659,000 | 2,312 |
| Salaries and employee benefits | $2,318,000 | 2,920 |
| Premises and equipment expense | $807,000 | 2,429 |
| Additional noninterest expense | $2,534,000 | 1,691 |
| Pre-tax net operating income | $-331,000 | 10,095 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $310,000 | 5,088 |
| Income before extraordinary items | $-641,000 | 10,286 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-641,000 | 10,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $161,000 | 5,683 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 757 |
| Net operating income | $-641,000 | 10,260 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,780,000 | 4,615 |
| Total interest expense | $2,621,000 | 5,225 |
| Net interest income | $4,159,000 | 4,097 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,182,000 | 2,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $989,000 | 1,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,044 |
| Total noninterest expense | $4,455,000 | 2,856 |
| Salaries and employee benefits | $2,286,000 | 2,896 |
| Premises and equipment expense | $709,000 | 2,704 |
| Additional noninterest expense | $1,460,000 | 2,798 |
| Pre-tax net operating income | $886,000 | 6,194 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $325,000 | 5,506 |
| Income before extraordinary items | $561,000 | 6,591 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $561,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $159,000 | 5,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $561,000 | 6,539 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 4,898 |
| Total interest expense | $2,570,000 | 5,399 |
| Net interest income | $3,881,000 | 4,443 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,184,000 | 2,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $993,000 | 1,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,306 |
| Total noninterest expense | $4,242,000 | 3,160 |
| Salaries and employee benefits | $2,165,000 | 3,084 |
| Premises and equipment expense | $691,000 | 2,845 |
| Additional noninterest expense | $1,386,000 | 3,340 |
| Pre-tax net operating income | $823,000 | 6,411 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $281,000 | 6,055 |
| Income before extraordinary items | $542,000 | 6,613 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $542,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $107,000 | 6,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $542,000 | 6,550 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 6,305 |
| Total interest expense | $1,805,000 | 6,890 |
| Net interest income | $2,838,000 | 5,750 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $904,000 | 3,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $735,000 | 1,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,628 |
| Total noninterest expense | $3,342,000 | 3,905 |
| Salaries and employee benefits | $1,629,000 | 3,980 |
| Premises and equipment expense | $497,000 | 3,781 |
| Additional noninterest expense | $1,216,000 | 3,697 |
| Pre-tax net operating income | $400,000 | 9,066 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $136,000 | 8,513 |
| Income before extraordinary items | $264,000 | 9,282 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $264,000 | 9,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 11,592 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $-312,000 | 10,496 |
| Net operating income | $264,000 | 9,258 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 7,281 |
| Total interest expense | $1,218,000 | 7,824 |
| Net interest income | $2,311,000 | 6,840 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $707,000 | 4,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,718 |
| Total noninterest expense | $2,475,000 | 5,205 |
| Salaries and employee benefits | $1,297,000 | 4,892 |
| Premises and equipment expense | $386,000 | 4,731 |
| Additional noninterest expense | $792,000 | 5,739 |
| Pre-tax net operating income | $543,000 | 8,366 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $543,000 | 6,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $543,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-241,000 | 12,534 |
| Net operating income | $543,000 | 7,028 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 7,581 |
| Total interest expense | $1,191,000 | 8,287 |
| Net interest income | $2,274,000 | 6,979 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $714,000 | 4,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $530,000 | 2,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,928 |
| Total noninterest expense | $2,451,000 | 5,369 |
| Salaries and employee benefits | $1,303,000 | 4,867 |
| Premises and equipment expense | $388,000 | 4,834 |
| Additional noninterest expense | $760,000 | 6,174 |
| Pre-tax net operating income | $537,000 | 8,397 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $537,000 | 7,254 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $537,000 | 7,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 5,088 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,125 |
| Net operating income | $537,000 | 6,995 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 7,692 |
| Total interest expense | $1,533,000 | 8,416 |
| Net interest income | $2,331,000 | 6,931 |
| Provision for loan and lease losses | $196,000 | 5,277 |
| Total noninterest income | $674,000 | 4,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 3,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 5,322 |
| Total noninterest expense | $2,286,000 | 5,717 |
| Salaries and employee benefits | $1,263,000 | 4,938 |
| Premises and equipment expense | $314,000 | 5,782 |
| Additional noninterest expense | $709,000 | 6,697 |
| Pre-tax net operating income | $523,000 | 8,239 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $178,000 | 8,017 |
| Income before extraordinary items | $345,000 | 8,772 |
| Extraordinary gains, net | $178,000 | 486 |
| Net income | $523,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 4,083 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $345,000 | 8,409 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.