Home > Community Bank & Trust > Income and Expense
Community Bank & Trust, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,794,000 | 5,209 |
| Total interest expense | $3,060,000 | 4,847 |
| Net interest income | $2,734,000 | 5,489 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $568,000 | 4,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $496,000 | 2,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $3,267,000 | 3,942 |
| Salaries and employee benefits | $1,122,000 | 5,484 |
| Premises and equipment expense | $491,000 | 3,841 |
| Additional noninterest expense | $1,654,000 | 2,570 |
| Pre-tax net operating income | $35,000 | 9,003 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-128,000 | 9,622 |
| Income before extraordinary items | $163,000 | 8,329 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $163,000 | 8,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 9,584 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $163,000 | 8,332 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 5,640 |
| Total interest expense | $2,449,000 | 5,257 |
| Net interest income | $2,462,000 | 5,855 |
| Provision for loan and lease losses | $306,000 | 2,596 |
| Total noninterest income | $646,000 | 4,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $3,286,000 | 3,903 |
| Salaries and employee benefits | $1,146,000 | 5,346 |
| Premises and equipment expense | $418,000 | 4,372 |
| Additional noninterest expense | $1,722,000 | 2,517 |
| Pre-tax net operating income | $-484,000 | 9,833 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $-312,000 | 10,093 |
| Income before extraordinary items | $-166,000 | 9,648 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-166,000 | 9,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,480 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-169,840 | 9,626 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,539,000 | 5,276 |
| Total interest expense | $2,995,000 | 4,736 |
| Net interest income | $2,544,000 | 5,782 |
| Provision for loan and lease losses | $1,278,000 | 782 |
| Total noninterest income | $564,000 | 4,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $444,000 | 2,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,209 |
| Total noninterest expense | $2,794,000 | 4,384 |
| Salaries and employee benefits | $992,000 | 5,827 |
| Premises and equipment expense | $352,000 | 4,862 |
| Additional noninterest expense | $1,450,000 | 2,863 |
| Pre-tax net operating income | $-964,000 | 10,333 |
| Securities gains (losses) | $93,000 | 1,322 |
| Applicable income taxes | $-402,000 | 10,382 |
| Income before extraordinary items | $-469,000 | 10,212 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-469,000 | 10,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $890,000 | 835 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-528,520 | 10,213 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 6,891 |
| Total interest expense | $2,012,000 | 6,248 |
| Net interest income | $1,748,000 | 7,433 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $306,000 | 6,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 4,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $1,968,000 | 5,718 |
| Salaries and employee benefits | $721,000 | 7,202 |
| Premises and equipment expense | $234,000 | 6,292 |
| Additional noninterest expense | $1,013,000 | 3,852 |
| Pre-tax net operating income | $-59,000 | 10,448 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-68,000 | 10,664 |
| Income before extraordinary items | $9,000 | 10,381 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $9,000 | 10,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $7,200,000 | 131 |
| Net operating income | $9,000 | 10,344 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.