Community Bank Spring Green and Plain, Income and Expense

2005-06-30 (YTD Data)Rank
Total interest income$1,935,0005,835
Total interest expense$697,0005,168
Net interest income$1,238,0006,086
Provision for loan and lease losses$30,0005,130
Total noninterest income$193,0005,813
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$100,0005,027
Trading account gains and fees$0116
Additional Noninterest Income$93,0005,327
Total noninterest expense$1,134,0005,651
Salaries and employee benefits$778,0004,902
Premises and equipment expense$106,0006,575
Additional noninterest expense$250,0006,537
Pre-tax net operating income$267,0006,791
Securities gains (losses)$02,146
Applicable income taxes$107,0004,727
Income before extraordinary items$160,0007,258
Extraordinary gains, net$030
Net income$160,0007,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,310
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$160,0007,211
2005-03-31 (YTD Data)Rank
Total interest income$965,0005,831
Total interest expense$357,0005,001
Net interest income$608,0006,192
Provision for loan and lease losses$15,0004,875
Total noninterest income$104,0005,592
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$47,0005,132
Trading account gains and fees$0115
Additional Noninterest Income$57,0004,893
Total noninterest expense$531,0005,896
Salaries and employee benefits$357,0005,220
Premises and equipment expense$52,0006,674
Additional noninterest expense$122,0006,617
Pre-tax net operating income$166,0006,364
Securities gains (losses)$01,685
Applicable income taxes$66,0004,377
Income before extraordinary items$100,0006,899
Extraordinary gains, net$024
Net income$100,0006,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,138
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$100,0006,867
2004-12-31 (YTD Data)Rank
Total interest income$3,708,0005,799
Total interest expense$1,198,0005,126
Net interest income$2,510,0005,995
Provision for loan and lease losses$30,0006,416
Total noninterest income$479,0005,375
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$222,0005,003
Trading account gains and fees$0138
Additional Noninterest Income$257,0004,577
Total noninterest expense$2,161,0005,761
Salaries and employee benefits$1,369,0005,263
Premises and equipment expense$208,0006,665
Additional noninterest expense$584,0006,080
Pre-tax net operating income$798,0005,796
Securities gains (losses)$2,0003,489
Applicable income taxes$285,0004,258
Income before extraordinary items$515,0006,299
Extraordinary gains, net$034
Net income$515,0006,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,878
Cash dividends$55,0005,795
Sale, conversion, retirement of capital stock, net$0872
Net operating income$513,7206,236
2004-09-30 (YTD Data)Rank
Total interest income$2,731,0005,844
Total interest expense$861,0005,209
Net interest income$1,870,0006,023
Provision for loan and lease losses$15,0006,527
Total noninterest income$366,0005,351
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$171,0004,982
Trading account gains and fees$0134
Additional Noninterest Income$195,0004,551
Total noninterest expense$1,634,0005,697
Salaries and employee benefits$1,031,0005,212
Premises and equipment expense$160,0006,586
Additional noninterest expense$443,0005,988
Pre-tax net operating income$587,0005,958
Securities gains (losses)$2,0003,384
Applicable income taxes$201,0004,423
Income before extraordinary items$388,0006,405
Extraordinary gains, net$026
Net income$388,0006,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,358
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$386,6806,336
2004-06-30 (YTD Data)Rank
Total interest income$1,800,0005,886
Total interest expense$560,0005,322
Net interest income$1,240,0006,056
Provision for loan and lease losses$06,885
Total noninterest income$263,0005,156
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$115,0004,961
Trading account gains and fees$0130
Additional Noninterest Income$148,0004,323
Total noninterest expense$1,093,0005,727
Salaries and employee benefits$689,0005,233
Premises and equipment expense$107,0006,627
Additional noninterest expense$297,0006,004
Pre-tax net operating income$410,0005,796
Securities gains (losses)$2,0003,048
Applicable income taxes$141,0004,354
Income before extraordinary items$271,0006,272
Extraordinary gains, net$021
Net income$271,0006,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,038
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$269,6806,194
2004-03-31 (YTD Data)Rank
Total interest income$899,0005,924
Total interest expense$283,0005,349
Net interest income$616,0006,074
Provision for loan and lease losses$06,501
Total noninterest income$138,0004,988
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$58,0004,878
Trading account gains and fees$0121
Additional Noninterest Income$80,0004,184
Total noninterest expense$552,0005,712
Salaries and employee benefits$350,0005,185
Premises and equipment expense$54,0006,592
Additional noninterest expense$148,0006,044
Pre-tax net operating income$202,0005,799
Securities gains (losses)$2,0002,612
Applicable income taxes$70,0004,347
Income before extraordinary items$134,0006,266
Extraordinary gains, net$016
Net income$134,0006,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,188
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$132,6806,191
2003-12-31 (YTD Data)Rank
Total interest income$3,936,0005,704
Total interest expense$1,370,0005,161
Net interest income$2,566,0005,815
Provision for loan and lease losses$55,0006,156
Total noninterest income$640,0004,800
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$223,0005,028
Trading account gains and fees$0160
Additional Noninterest Income$417,0003,902
Total noninterest expense$2,018,0005,972
Salaries and employee benefits$1,279,0005,406
Premises and equipment expense$213,0006,632
Additional noninterest expense$526,0006,398
Pre-tax net operating income$1,133,0004,821
Securities gains (losses)$04,500
Applicable income taxes$404,0003,759
Income before extraordinary items$729,0005,471
Extraordinary gains, net$054
Net income$729,0005,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,615
Cash dividends$209,0004,870
Sale, conversion, retirement of capital stock, net$0868
Net operating income$729,0005,318
2003-09-30 (YTD Data)Rank
Total interest income$2,981,0005,728
Total interest expense$1,063,0005,200
Net interest income$1,918,0005,858
Provision for loan and lease losses$45,0005,860
Total noninterest income$537,0004,538
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$165,0005,079
Trading account gains and fees$0153
Additional Noninterest Income$372,0003,663
Total noninterest expense$1,506,0005,970
Salaries and employee benefits$974,0005,338
Premises and equipment expense$159,0006,640
Additional noninterest expense$373,0006,546
Pre-tax net operating income$904,0004,813
Securities gains (losses)$04,204
Applicable income taxes$325,0003,778
Income before extraordinary items$579,0005,490
Extraordinary gains, net$040
Net income$579,0005,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,803
Cash dividends$154,0004,351
Sale, conversion, retirement of capital stock, net$0722
Net operating income$579,0005,291
2003-06-30 (YTD Data)Rank
Total interest income$2,006,0005,739
Total interest expense$725,0005,228
Net interest income$1,281,0005,848
Provision for loan and lease losses$30,0005,740
Total noninterest income$358,0004,526
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$108,0005,080
Trading account gains and fees$0150
Additional Noninterest Income$250,0003,630
Total noninterest expense$1,000,0005,982
Salaries and employee benefits$650,0005,357
Premises and equipment expense$105,0006,641
Additional noninterest expense$245,0006,586
Pre-tax net operating income$609,0004,790
Securities gains (losses)$03,782
Applicable income taxes$219,0003,788
Income before extraordinary items$390,0005,480
Extraordinary gains, net$030
Net income$390,0005,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,044
Cash dividends$4,0005,175
Sale, conversion, retirement of capital stock, net$0589
Net operating income$390,0005,267
2003-03-31 (YTD Data)Rank
Total interest income$1,016,0005,719
Total interest expense$379,0005,190
Net interest income$637,0005,867
Provision for loan and lease losses$15,0005,504
Total noninterest income$151,0004,875
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$44,0005,485
Trading account gains and fees$0134
Additional Noninterest Income$107,0003,805
Total noninterest expense$495,0006,032
Salaries and employee benefits$320,0005,425
Premises and equipment expense$53,0006,622
Additional noninterest expense$122,0006,602
Pre-tax net operating income$278,0004,986
Securities gains (losses)$02,891
Applicable income taxes$99,0003,958
Income before extraordinary items$179,0005,596
Extraordinary gains, net$021
Net income$179,0005,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,542
Cash dividends$2,0003,916
Sale, conversion, retirement of capital stock, net$0419
Net operating income$179,0005,399
2002-12-31 (YTD Data)Rank
Total interest income$4,291,0005,689
Total interest expense$1,767,0005,206
Net interest income$2,524,0005,873
Provision for loan and lease losses$112,0005,527
Total noninterest income$502,0005,202
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$173,0005,555
Trading account gains and fees$0153
Additional Noninterest Income$329,0004,061
Total noninterest expense$1,883,0006,086
Salaries and employee benefits$1,214,0005,441
Premises and equipment expense$211,0006,643
Additional noninterest expense$458,0006,754
Pre-tax net operating income$1,031,0005,130
Securities gains (losses)$04,537
Applicable income taxes$366,0004,070
Income before extraordinary items$665,0005,686
Extraordinary gains, net$070
Net income$665,0005,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,985
Cash dividends$57,0005,910
Sale, conversion, retirement of capital stock, net$0862
Net operating income$665,0005,539
2001-12-31 (YTD Data)Rank
Total interest income$4,790,0005,763
Total interest expense$2,668,0005,163
Net interest income$2,122,0006,244
Provision for loan and lease losses$77,0006,054
Total noninterest income$437,0005,454
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$160,0005,667
Trading account gains and fees$0177
Additional Noninterest Income$277,0004,284
Total noninterest expense$1,674,0006,398
Salaries and employee benefits$1,046,0005,834
Premises and equipment expense$202,0006,761
Additional noninterest expense$426,0006,952
Pre-tax net operating income$808,0005,465
Securities gains (losses)$04,612
Applicable income taxes$320,0004,141
Income before extraordinary items$488,0006,135
Extraordinary gains, net$0105
Net income$488,0006,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,192
Cash dividends$8,0006,545
Sale, conversion, retirement of capital stock, net$0922
Net operating income$488,0006,010
2000-12-31 (YTD Data)Rank
Total interest income$4,453,0006,129
Total interest expense$2,678,0005,329
Net interest income$1,775,0006,969
Provision for loan and lease losses$49,0006,605
Total noninterest income$223,0007,045
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0006,067
Trading account gains and feesNANA
Additional Noninterest Income$94,0006,569
Total noninterest expense$1,560,0006,584
Salaries and employee benefits$934,0006,184
Premises and equipment expense$199,0006,795
Additional noninterest expense$427,0006,951
Pre-tax net operating income$389,0007,528
Securities gains (losses)$01,956
Applicable income taxes$156,0005,851
Income before extraordinary items$233,0007,880
Extraordinary gains, net$038
Net income$233,0007,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,027
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$233,0007,883
1999-12-31 (YTD Data)Rank
Total interest income$2,977,0007,406
Total interest expense$1,660,0006,620
Net interest income$1,317,0007,943
Provision for loan and lease losses$08,503
Total noninterest income$149,0008,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$72,0007,297
Trading account gains and feesNANA
Additional Noninterest Income$77,0007,232
Total noninterest expense$1,220,0007,520
Salaries and employee benefits$675,0007,368
Premises and equipment expense$157,0007,549
Additional noninterest expense$388,0007,371
Pre-tax net operating income$246,0008,353
Securities gains (losses)$03,155
Applicable income taxes$101,0006,908
Income before extraordinary items$145,0008,676
Extraordinary gains, net$035
Net income$145,0008,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,271
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$1,600,000456
Net operating income$145,0008,631
1998-12-31 (YTD Data)Rank
Total interest income$2,178,0008,476
Total interest expense$1,297,0007,683
Net interest income$881,0009,070
Provision for loan and lease losses$08,652
Total noninterest income$142,0008,349
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$36,0008,384
Trading account gains and feesNANA
Additional Noninterest Income$106,0006,504
Total noninterest expense$833,0008,662
Salaries and employee benefits$491,0008,419
Premises and equipment expense$125,0008,162
Additional noninterest expense$217,0008,938
Pre-tax net operating income$190,0008,951
Securities gains (losses)$04,449
Applicable income taxes$66,0008,056
Income before extraordinary items$124,0009,157
Extraordinary gains, net$032
Net income$124,0009,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$124,0009,085
1997-12-31 (YTD Data)Rank
Total interest income$1,381,0009,836
Total interest expense$769,0009,342
Net interest income$612,00010,158
Provision for loan and lease losses$386,0002,159
Total noninterest income$35,00010,513
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,0008,979
Trading account gains and feesNANA
Additional Noninterest Income$8,00010,520
Total noninterest expense$651,0009,550
Salaries and employee benefits$359,0009,537
Premises and equipment expense$137,0008,082
Additional noninterest expense$155,0009,934
Pre-tax net operating income$-390,00010,692
Securities gains (losses)$03,944
Applicable income taxes$-290,00010,822
Income before extraordinary items$-100,00010,521
Extraordinary gains, net$044
Net income$-100,00010,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-100,00010,492
1996-12-31 (YTD Data)Rank
Total interest income$416,00011,297
Total interest expense$179,00011,252
Net interest income$237,00011,302
Provision for loan and lease losses$123,0004,537
Total noninterest income$11,00011,305
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$8,0009,783
Trading account gains and feesNANA
Additional Noninterest Income$3,00011,282
Total noninterest expense$473,00010,688
Salaries and employee benefits$312,00010,259
Premises and equipment expense$51,00010,608
Additional noninterest expense$110,00010,997
Pre-tax net operating income$-348,00011,166
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-348,00011,209
Extraordinary gains, net$053
Net income$-348,00011,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,559
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$4,000,000186
Net operating income$-348,00011,181

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.